This video came in on time for me ! I over bought Planners and started to get upset bc I didn’t want to return any and this was EXACTLY what I wanted to do forever ago and it all Clicked and made sense because of you , how to organize it all! I changed mine a little!
Great idea and budgeting/saving money is always a work in progress. I might try something similar next month since I already bought stuff today from The Happy Planner site. They restocked the Minnie Note Planner and I had to get it... Maybe I'll use that for household budgeting.... 🙄🙄
I was going to suggest that you use the daily pages to log what stores you went to and how much you spent at each. At the end of each week tally how many times you frequent each store. At the end of the month you’d see how often you frequent each. Same as tracking expense log, but let’s you see where you go daily. I hate that happy planner reduced the number if bill pay lines and only gave one page per month.
Desiree, I am so glad that you did this video!! You can just put the cash for clothes in there and build it and keep track of it. For Starbucks use a notes sheet or use one bill tracker to log your loads because you wouldn't get points if you pay cash. I just did the same thing last night with my old skinny classic. The pen loop is great because I always forget it. It would be good to put shopping lists in there too. I am going to label my envelopes now because I didn't even think of using the colorful boxes foil stickers 🤔🤯
Great idea! I feel inspired to be more mindful of my finances! 🙏 Thank you for not using cash right now (as someone who works at the cash, I can say I cringe whenever someone hands me money 💴 and then immediately wash my hands after). If you wanted the tangible feel of money in your envelopes, you could still pay with your card, but use Monopoly money and move it out of your budgeting envelopes as you spend it.
Haha!! They're so hard for me to do while I'm just sitting on my bed doing them. I fear that it'll be a total mess if I tried to film it while having to stand and look through my camera set up! 😅 😂
Great idea! What I’m doing because I’m not using cash right now, is to save the receipts on each category and then weekly I go back and assess, and it’s been helpful! Love your nails btw!!
Yay! Love to see you budgeting Desiree! Those envelopes are sooo cute! And you don’t have to use cash. I’ve never been a fan of having a bunch of cash on me. Receipts and keeping tally’s on your weekly balances work just as fine, (if not better, CLEANER lol). You can use the monthly to track your paydays and/or your starting balances when you work your numbers out or planning budgeting sessions or habit tracking
I love the envelopes so much! Very true on not having to use cash the whole time. I do get a little nervous carrying it around a lot of cash on me. 😅 A lot of other people have mentioned using Monopoly money for the visual effect to help stay on track. I think I may do that!
As like other commenters, I arranged a skinny classic notes as my cash envelope system. Each envelope has a note page behind it with a starting balance budget amount for the month so I can track each category/envelope individually. I am also not using cash, but I have a separate debit card account for “cash envelope” pool. I put the receipts for money spent in each category in the envelopes right now, until we can get back to cash. I love that you made this video!
I think I may have to add in more notes in each envelope. Seems like it would be way more helpful! Thank you for the suggestions! 🥰 Thank you so much for watching!
If you are interested in seeing the total amount you spend everyday, you could use the monthly log for that. As we are cashless right now, I use my envelopes to organize the receipts by category. You can still keep your sheet with your total budget you subtract from in there as well. I love your videos!
I turned my Classic Skinny on-the-go into an on-the-go budget planner too. It's a companion to my full Classic budget planner. I used the mini budget extension pack in 2020 but decided to go full Classic. The mini worked fine but I started cash envelopes just before the pandemic started then boom... quarantine. When I saw that HP came out with actual half sheet envelopes with budgeting designs that, I knew that I would have to start using a Skinny Classic. I have the older half sheets expense trackers too then log everything into my full Classic because that one maps out my savings goals. I'm looking for the Savvy Saver envelopes and the Savvy Saver companion pack because that one has good breakdowns for debt tracking.
@@Happy2planwithDesiree i was disappointed by not doing the full cash envelopes since most places are still not taking cash. 😕 I have a part time retail job at Loft and lots of times we don't even have change so we encourage cards. We also just updated our credit card terminals to accept mobile payments. There are a lot of budgeting videos that show how to do cashless envelopes but I haven't watched any yet. I think I'll watch those today. 🤔
I use a skinny classic happy notes. Like you said, the weekly pages aren’t really needed. I added extra sheets I made for savings tracking and some some other tracking that I wanted to do with my money. I usually use the bill pay stickers but I’m running out. I like those expense tracker sheets you have!
Its like you read my mind! I love this but had no clue how to do it. Sadly, I do not use a big enough purse to hold it 😂 might need to just get a new purse!
Love this idea.
So glad! Thank you!
Great idea!
Thanks!
This video made me so happy to watch.
Thank you so much! 🥰
Great idea. Got some inspiration from your video.
That makes me happy to hear! Thank you for watching!
This video came in on time for me ! I over bought Planners and started to get upset bc I didn’t want to return any and this was EXACTLY what I wanted to do forever ago and it all Clicked and made sense because of you , how to organize it all! I changed mine a little!
Awww!!! This makes me so happy!!!! Thank you! 💕
@@Happy2planwithDesiree finally set mine up and I’m so excited
I love your transparency.
Like i dont know how but I will figure it out
😅 Haha! Thank you so much!
I Love this app YNAB to keep track of expenses and budgeting. I use both a budget planner and app. Helps so much.
Neat! Thanks for the suggestion. I'll have to check it out.
Love this! I need to do this. I can't wait until this pandemic is over.
Me tooooo!! Just want things back to normal!
you could track your no spend days on the montly
Oh, that's a good idea! Thank you!
I keep my receipts in the envalopes. When I use credit and debit.
I do an expense tracker for each month and save receipts in the envalopes , for that month.
Great tip! Thank you!
Great idea and budgeting/saving money is always a work in progress. I might try something similar next month since I already bought stuff today from The Happy Planner site. They restocked the Minnie Note Planner and I had to get it... Maybe I'll use that for household budgeting.... 🙄🙄
So happy to hear you were able to get that paper!
Love this video. Wish you would sell these haha
Haha I'm glad to hear you liked it!
I was going to suggest that you use the daily pages to log what stores you went to and how much you spent at each. At the end of each week tally how many times you frequent each store. At the end of the month you’d see how often you frequent each. Same as tracking expense log, but let’s you see where you go daily. I hate that happy planner reduced the number if bill pay lines and only gave one page per month.
Great idea! Thank you so much! 🥰
There’s a lady I follow on tik tok who makes Starbucks dupes
I can never make iced coffee right at home which is why I like to just buy it 😂
Desiree, I am so glad that you did this video!! You can just put the cash for clothes in there and build it and keep track of it. For Starbucks use a notes sheet or use one bill tracker to log your loads because you wouldn't get points if you pay cash. I just did the same thing last night with my old skinny classic. The pen loop is great because I always forget it. It would be good to put shopping lists in there too. I am going to label my envelopes now because I didn't even think of using the colorful boxes foil stickers 🤔🤯
Great point about Starbucks! I totally forgot that I can't pay with cash there without losing out on the points! Thanks for reminding me!!! 🥰
Make a skinny classic register with starting balance and just deduct each time
I'm loving all these ideas everyone is giving me! Thank you so much!!
@@Happy2planwithDesiree the budget mom has a lot of good tips and some free printables
Love this idea! Thanks for sharing! I think I need to try this! I have the same problem when I get to the cash as well. It always seems to add up
Ya!!! It adds up so easily and so quickly when you can just swipe that card at the register. 😅
Great idea! I feel inspired to be more mindful of my finances!
🙏 Thank you for not using cash right now (as someone who works at the cash, I can say I cringe whenever someone hands me money 💴 and then immediately wash my hands after).
If you wanted the tangible feel of money in your envelopes, you could still pay with your card, but use Monopoly money and move it out of your budgeting envelopes as you spend it.
Stuffing monopoly money in the envelopes sounds so cute! 🥰 Thanks for the idea!
that's a genius way to stay on top of electronic spending.
In the monthly view you could mark any no spend days that you have throughout the month to help encourage you not to spend everyday!
Great idea! Thank you so much!
Find some Monopoly money or play money at the dollar store/tree and use that so you have the visual cue like real money.
Ya! This is a really good idea to keep from touching dirty money! Thank you so much!!
Desiree love this idea. Also your nails look super cute! Can you do a video on how you do them.
Haha!! They're so hard for me to do while I'm just sitting on my bed doing them. I fear that it'll be a total mess if I tried to film it while having to stand and look through my camera set up! 😅 😂
You could use gift cards instead of cash and just reload them
That would be a lot of gift cards!😬 but that is a good idea
I use the perpetual calendar to keep track of what I spend in a day. Having blank spaces makes me feel good.
Oh, ya! I need all the blank spaces! Lol thank you for the idea!
Great idea! What I’m doing because I’m not using cash right now, is to save the receipts on each category and then weekly I go back and assess, and it’s been helpful! Love your nails btw!!
Love that! I may have to incorporate receipts in when I fall off the wagon and swipe my card! 😅
Haha the cash envelope system is addictive. Next you know you’ll have a ton of envelopes for different categories. I love the skinny classic idea!
Hahaha I think the first couple of months will be a good gauge of what envelopes are needed and what isn't.
Yay! Love to see you budgeting Desiree! Those envelopes are sooo cute! And you don’t have to use cash. I’ve never been a fan of having a bunch of cash on me. Receipts and keeping tally’s on your weekly balances work just as fine, (if not better, CLEANER lol). You can use the monthly to track your paydays and/or your starting balances when you work your numbers out or planning budgeting sessions or habit tracking
I love the envelopes so much! Very true on not having to use cash the whole time. I do get a little nervous carrying it around a lot of cash on me. 😅 A lot of other people have mentioned using Monopoly money for the visual effect to help stay on track. I think I may do that!
As like other commenters, I arranged a skinny classic notes as my cash envelope system. Each envelope has a note page behind it with a starting balance budget amount for the month so I can track each category/envelope individually. I am also not using cash, but I have a separate debit card account for “cash envelope” pool. I put the receipts for money spent in each category in the envelopes right now, until we can get back to cash. I love that you made this video!
I think I may have to add in more notes in each envelope. Seems like it would be way more helpful! Thank you for the suggestions! 🥰 Thank you so much for watching!
Great idea! I’m looking forward to seeing how this works for you. Good luck!👍
Fingers crossed it works like a charm! Thanks for watching!
Check out the Budget Mom for ideas on using cash envelopes and tracking cashless during Covid
Thank you for the suggestion! I will definitely check her out! 🥰
Is her youtube- Budget mom?
What if you used Monopoly money and take it out when you spend and when its gone you know your out of $? Just a thought.
I like it! I may have to try this out! Thank you!
This is a fantastic idea 💡 I can't wait to see the follow up on this idea 🥰
I'm glad you like it! Thank you for watching! 🥰
Excited to see how it plays out!
Lol Me too! I hope it works out because I need it!
I have this planner it's my first planner EVER but the dividers are definitely getting a make over! 😍
Haha! I love that we can swap out the dividers to our liking. 😊
If you are interested in seeing the total amount you spend everyday, you could use the monthly log for that. As we are cashless right now, I use my envelopes to organize the receipts by category. You can still keep your sheet with your total budget you subtract from in there as well. I love your videos!
That is a good idea for the monthly! Thank you so much for watching!
Great idea Desiree!
Thank you! 😊
I turned my Classic Skinny on-the-go into an on-the-go budget planner too. It's a companion to my full Classic budget planner. I used the mini budget extension pack in 2020 but decided to go full Classic. The mini worked fine but I started cash envelopes just before the pandemic started then boom... quarantine. When I saw that HP came out with actual half sheet envelopes with budgeting designs that, I knew that I would have to start using a Skinny Classic. I have the older half sheets expense trackers too then log everything into my full Classic because that one maps out my savings goals. I'm looking for the Savvy Saver envelopes and the Savvy Saver companion pack because that one has good breakdowns for debt tracking.
Wow! You have a great setup going for you! Thank you so much for sharing! 🥰
@@Happy2planwithDesiree i was disappointed by not doing the full cash envelopes since most places are still not taking cash. 😕 I have a part time retail job at Loft and lots of times we don't even have change so we encourage cards. We also just updated our credit card terminals to accept mobile payments. There are a lot of budgeting videos that show how to do cashless envelopes but I haven't watched any yet. I think I'll watch those today. 🤔
I use a skinny classic happy notes. Like you said, the weekly pages aren’t really needed. I added extra sheets I made for savings tracking and some some other tracking that I wanted to do with my money. I usually use the bill pay stickers but I’m running out. I like those expense tracker sheets you have!
I like your idea for the savings tracking! Thank you so much for watching!
Its like you read my mind! I love this but had no clue how to do it. Sadly, I do not use a big enough purse to hold it 😂 might need to just get a new purse!
LOL New purse is always fun and if it helps you save money in the long run... then it is totally worth! 😁
I'm going to try that...... it seems like it would be functional
Neat! I hope it works out for you!