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Govt is spending more to contribute in gdp growth by taking loans and resulting in debt increase The inflation in market is much higher than the real data its concerning
Current situation of bottom 50% youngsters. Salary per month : 15k Total investment holding value : 35-50k Health insurance : NA Life insurance : NA Phone using : iPhone 15 Bike using : Royal Enfield / KTM
Given the persisting global economic crisis, it's essential for individuals to focus on diversifying their income streams independent of governmental reliance. This involves exploring options such as stocks, gold, silver, and digital currencies. Despite the adversity in the economy, now is an opportune moment to contemplate these investment avenues.
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
How can I participate in this? I aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
I definitely share your sentiment about these firms. Finding financial advisors like Stacy Lynn Staples who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Stacy has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
भाई सभी लोग I phone नहीं Problem महंगाई है वो बहुत ज्यादा बढ़ गई है और लोगों को income बढ़ नहीं रही बल्कि corona के बाद से जहां पहले 15000 मिलते अब बहा सिर्फ 12000 ही मिल रहे है क्योंकि लोग बेरोज़गार है।
I am from telangana the actual reason of not repaying is not because of financial situation just because of the govt promise of reembersing the loans almost each and every family in Telangana took a loan of 1 lakh and did not repay them cause then CV kcr promised to clear them
😂😂😂 100% par ye baat vishwaguru ko kon bataye vo to bolte ki india ke gareeb loan lete hai to wapis karte hai 🤣🤣🤣 par reality hai ki vo sirf haraaaam ki kamayi khana chahte khatakhat baba ki jai 🙏
Mere yaha jitne loan liye hai sab return nahi kiye kisi ne, ab ye ladli behen yojna shuru hui jharkhand me usse thoda bohot derahe baaki uda rahe, par April mein jharkhand gov ke paise baat ke khatam hojayege phir... 😂😂😂
Fun fact there are 20 countries in the world which have GDP growth faster than India and 8 of the countries are from Africa and few of them are facing civil war lol😅
Gdp increases , but the consumer and amount of salary given to the workers are almost negligible , to their work and the systemetic shown is detroiting
Developing country like India better focus on investment and exports to grow economy rather than consumption . Hardly any country got rich through consumption .
Fun fact there are 20 countries in the world which have GDP growth faster than India and 8 of the countries are from Africa and few of them are facing civil war lol😅
No, we need to collect money from rich, and distribute it to poor. Otherwise there will be accumulation of all the wealth in the hands of few, and most will be poor.
Main Issue under micro finance bank: One rural person is taking multiple loan from different smalll finances bank and there is no centralized system to check it.
@@umeshsingh-du3pk exactly, ni to jobs kafi he, but they look for govt jobs, but than again, non govt jobs are not too sustainable, personal experience
Skilled and rich are driving indian economy ,poor are making higher number. More than 80 crore people are dependent on government for food and essential services
How easily did you blame the poor, skills are not something which one can learn easily , you have to give time(years), money and effort to it but do you think the poor have these privileges? You are a very ignorant person who is cut out from reality.
Loan वापस करने की नीयत भी होनी चाहिए। Praticality इससे बहुत दूर हैं। एक उदाहरण देता हूँ। हमारे गांव में एक व्यक्ति ने laon लेकर e रिक्शा ली और अब चलाता नहीं हैं। उसकी बैटरी निकाल कर घर पर use कर रहा हैं। और laon के लिए बोलता हैं ना देंगे तो कर लेंगे बैंक वाले। ऐसा तो attitude हैं।
आपको गलत जानकारी है, लगातार 2-3 किस्त नहीं चुकाने पर e रिक्शा उठा ले जाते है लोन वाले। गरीब को छोटे छोटे लोन नहीं चुकाने पर जितना डराया धमकाया जाता है आप कल्पना भी नहीं कर सकते।
uber me kaam karne wale mere dost ne bhi top model liya tha aur 11k salary thi aur rapido bhi chalata tha emi ke liye😄main it me kaam kar raha fir bhi m34 hi liya hai.
Income tax is so high for middle family and GOI is still giving free food to 80 crore people still there is no increase in consumption. Firstly government should stop provide free ration to 80 crore people and lower the income tax.
Developing country like India better focus on investment and exports to grow economy rather than consumption . Hardly any country got rich through consumption .
Sorry my friend rations in also state subject, It can't happen. Indian govt though, should again revise the low income category people and continue feeding them. out of those 80 cr there are like about 30-40 cr who actually deserve that.
@ Investment only comes when you have high consumption population and export only works when you have infrastructure that can support it. In India most of the transport happens via road that makes the export expensive that’s why in global market our export is not high what economists were expecting. However, GOI is focusing on infrastructure now so hopefully in the next 7-10 years we can expect huge export. Always have in mind of China who does have internal consumption that’s why their economy is going down for the past 2 years.
I am a bank employee... People take loan and intentionally fall under defaulter.. after sometime they ask for settlement without paying interest..if not, show business loss and take stay order from court... Eventually account is closed in losses..
भारत में सारे लोन पॉलिटिशियन ही लेते हैं क्या l छोटे बड़े लोग भी अपने औकात के हिसाब से लोन लेते हैं और chukate नहीं हैl मैं यह नहीं बोल रहा हूं कि 100% लोग नहीं chukate हैं
Increasing gdp is the result of inflation. Neither goods production nor productivity is increasing. Gdp growth is causing just because of increasing monetary value of goods 😢
Increasing GDP is result of inflation!??? Are you mad? Is not inflation inversely proportional to GDP growth? The 7% GDP growth shown is called the nominal GDP , it's adjusted with the inflation rate.
Population badhane se wealth nahi badhti ye baat tumhare gareeb logo ko samajhni chahiye, warna bharat duniya ka sabse ameer desh hota, dusro me kamiya nikalne se achha he apni galtiyon pe dhyaan do
I think the main problem is collateral . In small loans there is lack of collateral. Jo log loan lete hai vo log de bhi skte hai pr dete nhi hai kyuki bank kya hi kr lega.. ye soch hai logo ki
मैं हरियाणा से हूँ हरियाणा में बहुत लोगो की सोच ऐसी है की ज़मीन पर लोन ले लेते है बैंक से लेकिन उसको वॉपिस नहीं भरते ना भरने की वजह ये है कि सरकार माफ़ कर देती है अगर माफ़ नहीं करती तो उसको वोट नहीं करते वोट के चक्कर में सरकारे लोन माफ़ करती है हो सकता है लोगो को ये बात बुरी लगे लेकिन सच है
h bhai mene bhi dekha hain haryana mein villages mein laakho ki electricity bill pending hain logo ka . lekin vote ke chakkar mein unki bijli nhi kat ti
Small Finance institutes looting poor people. They claim interest on monthly bassis, some times 48% annual. These looters should be taken into regulation.
देश में नौकरियों की जरूरत और कमी मौजूद है लेकिन सरकारे उनको सैलरी देने से बचने के लिए भर्ती नहीं करती. 1 लाख लोगो पर एक पुलिस वाला या 10 लाख लोगो पर 1 डॉक्टर रखा हुआ है. प्राइवेट सेक्टर तो चलता ही है cost cutting करके चाहे कर्मचारियों का तेल निकल जाए.
Bro meri salary 50000 per month meri wife ki salary 26000 per month h Mera CIBIL 750+ h Zindgi me aaj meri lic ki kisht tk kbi default nhi but fir b muje loan ni mil rha
Microfinance is booming in rural areas, with interest rates reaching up to 24% annually. To meet targets, institutions offer top-up loans on existing loans. In my village, many women in group loans are managing 4-5 loans at once, leading to a cycle of debt that’s difficult to escape.
GDP can be manipulated by changing criteria.... example. you can't compare GDP before 2016 to today GDP as many indicators had changed to show high GDP for foreign investors
Why will they show true figures? The rich are enjoying themselves, there are busy multiplying there own assets and trust me everything in media is rigged to divert common people from the real issues we have in this country.
Government calculated GDP is not actual, it is miscalculated or calculation changed just to show big numbers. That is why there is a big difference in reality.
Banks ko target relax karna chahye. Mgt fixes target very high. We are sitting on debt pile. Abhi toh log personal loan leke 1 lac ka iphone le rahe hai. This is very concerning.
agar 1 Lac ka Laptop (above-average Laptop a jayega) lete IPhone ke jagah, to phir bhi thik tha, atleast education, skill-development, remote-work mai kaam ata !
Mere bade papa aur chacha baar baar khet ki jmeen pr loan lete hai iss atitude k sath ki government ek din loan maaf krdegi , aise hi logo ki wjh se microfinance banking sector crumble hote jaa rhe h
Mujhe esa lgta h ki india me bottom logo ko zada kmane ki or standard bdhane ki iccha bhi ni hoti , or paisa khana vo unka adhikaar smjhte h , For example : ek aadmi 15k kma rha h mahine ka to agr uski salary bdh bhi jaegi to vo 30 din ki jgh 25 din hi kaam krega or salary vhi 15k le jaega ghr pr.
Even I consider the same. The GDP growth rate that they portray does not match the ground reality. Every now and then, we have been shown that India is the fastest-growing economy in the world, showcasing GDP to be 7-8%. There are a few questions to be answered. Why are people still leaving India, staying abroad for education, work, or to even enhance their standard of living? Why does the income level of the public remain stagnant? Are the ribbons being tied on our eyes, or are we becoming more patriotic? Just look at our neighboring country, China-they are 20 years ahead of us. What is the reason behind this? There was a time when India used to be better than China, pre-independence, but what is the reality now? We still remain stagnant. Forget about China, just have a look at Malaysia. Their GDP cannot be matched up to ours, with our country being presented as the so-called fastest-growing economy, and that being said, look at the infrastructure of Malaysia and their geography. Just witness their discipline, the cleanliness, and neatness. Apparently, the world hasn’t become blind. Instead, we have become blind. Therefore, there is a need for introspection instead of blindly believing what is being portrayed.
Our politicians need to be educated and out billionaires to be true nationalists that's what this country needs. The greed is not fulfilled yet. It will take another 100 years to even start competing with china.
Ask government to provide sustainable job , permanent job , but fm doesn't bothered about it , unemployment, inflation, wealth distribution r the main issue...
Not possible. Everyone can't get government job. Stalinist Russian Soviet union tried it. Only resulted in famine and genocide. Maoist China did it too but resulted in greatest famine of all time. Cuba and north korea currently do it. They provide permanent government job to everyone. But that's just slavery in moredern times. A country with only permanent government job will force it's citizen to become slaves of the government and then famines and great dying happens because government has always been highly incompetent historically....
राजनीतिक दलों द्वारा ऋणमाफ़ी की राजनीति पहले से ही चल रही है। हर चुनाव में ऐसी घोषणाएं लगातार चलती हैं और इसी उम्मीद के चलते छोटे किसान और छोटे अस्थायी व्यवसायी बैंकों का ऋण चुकाने में लापरवाही करते हैं। यह भी एक महत्वपूर्ण कारण है।
हमारे वहां भी बहुत ठेकेदार है जो बैंक का पैसा खा कर करोड़ की बिल्डिंग कार ले कर बैठे है। ऊपर से बैंक वाले को मां बहिन की गाली देते है। कमजोर कानून का फायदा कैसे उठाएं उन्हें सब आता है
इसमें सरकार का भी बहुत बड़ा कारण है। सरकार चाहे राज्य सरकार हो या केंद्र सरकार सब वोट बैंक की राजनीति के लिए "मुफ्त" की राजनीति कर रहे हैं। टैक्स पेयर्स का पैसा मुफ्तखोरी में बर्बाद हो रहा है।
Reason toh yhi h ki logo k pass job hi nhi h. Aur job na hone ka reason h ki gov tax itna laga rhi h ki saare business man kaam dhanda utha k india k bahar ja rhe h
Jab logo ke paas job thi aur tax Kam tha tab koi tax nhi de rha tha Toh develop karne ke liye tax lena padega na khi se toh Aur jab badi companies ke loan maaf hote hai tab rote bhi thi log hai ki hamara loan nhi maaf kiya inka kar diya
Deman in the market is also debt driven. As soon as public debt capacity reaches its limit, market demand will also go down. And NPA's are down not because of good debt it's because Banks write it off.
Iska reason yahi h kyunkii jo ye loan dete h institution unhone interest rate m koi limitation nii jitna marzi chahe utna loan de rhe 15-16% interest lgate aur log loan lene k baad chuka nahi paate . Aur Baat ye gaon m bhut sare log aise h jo in microfinances s loan lete hai aur upar s uske baad wo chukana bhi nahi cahahte I am from village and I have seen this ki log loan lene k baad chukana nii chahte .
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Prashant dhavan crying in the corner ykyk😂
Govt is spending more to contribute in gdp growth by taking loans and resulting in debt increase
The inflation in market is much higher than the real data its concerning
Sir PAPA ki pic aaj bhi nhi lagayi.
most of them lost money through gambling(stake, 91apps ) and taken out loans to recover
Sir It's not a surprise for such a break down when educated teachers like you prefer to become brokers of uneducated politicians
Such a disgrace
Current situation of bottom 50% youngsters.
Salary per month : 15k
Total investment holding value : 35-50k
Health insurance : NA
Life insurance : NA
Phone using : iPhone 15
Bike using : Royal Enfield / KTM
Royal Enfield wo bhi gt 650
Wo 50 percent? Ghar baith k survey complete😂 Indians love to give some random percentage based on their surroundings😂
Absolutely
Or jinke pass gov. Job nhi hai vo berojgar hai 😂
Yes absolutely correct
Given the persisting global economic crisis, it's essential for individuals to focus on diversifying their income streams independent of governmental reliance. This involves exploring options such as stocks, gold, silver, and digital currencies. Despite the adversity in the economy, now is an opportune moment to contemplate these investment avenues.
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
How can I participate in this? I aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
I definitely share your sentiment about these firms. Finding financial advisors like Stacy Lynn Staples who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Stacy has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
जिसको 18000 सैलरी है उसको भी iphone लेना है, क्योंकि आसानी से loan मिलता है iphone लेने के लिए और education loan लेने में बहुत प्रोसेस है।
You are right I was not able to secure loan for my education but easily got loan for buying bike😂😢
भाई सभी लोग I phone नहीं
Problem महंगाई है वो बहुत ज्यादा बढ़ गई है और लोगों को income बढ़ नहीं रही बल्कि corona के बाद से जहां पहले 15000 मिलते अब बहा सिर्फ 12000 ही मिल रहे है क्योंकि लोग बेरोज़गार है।
कभी अदानी अंबानी से भी पुछा करो साहेब 16लाख करोड लोन माफ करना बहोत होता है
Education loan itna easy nahi Jitna iPhone lene me
एजुकेशन लोन अनसिक्योर्ड इसलिए मिलने में परेशानी आती है
I am from telangana the actual reason of not repaying is not because of financial situation just because of the govt promise of reembersing the loans almost each and every family in Telangana took a loan of 1 lakh and did not repay them cause then CV kcr promised to clear them
Same mentality of people living in uttar pradesh
@@Ashish__11and same here for maharashtra
Yes in haryana also many rich farmers also not repays loan
@@lakshay3327 from south to north we all indians are united by same mentality😂😂
@@Ashish__11 Same in Maharashtra
I am working in a bank.. what i have realized is that in all the agriculture loan and mudra loan defaults are mostly willful defaults .
Other reasons???
No rocket science brother ... They know it be waived off sooner or later . ..khatakhat khatakhat politics ...😂
😂😂😂 100% par ye baat vishwaguru ko kon bataye vo to bolte ki india ke gareeb loan lete hai to wapis karte hai 🤣🤣🤣 par reality hai ki vo sirf haraaaam ki kamayi khana chahte khatakhat baba ki jai 🙏
Hame to mudra loan nhi milta
Mere yaha jitne loan liye hai sab return nahi kiye kisi ne, ab ye ladli behen yojna shuru hui jharkhand me usse thoda bohot derahe baaki uda rahe, par April mein jharkhand gov ke paise baat ke khatam hojayege phir... 😂😂😂
1:19 save your time
Thank you 🙏
Beginning has useful content, no need to skip
Wahi par ad laga rkha hai😂
@@hardikchoubey771 exactly, it's little annoying
धन्यवाद
That's why i like Ankit Sir's video... No nonsense exaggeration and shows us the real challenges of the country..❤
100%👌👏🇮🇳 great teacher
True not like Prashant Dhawan who only shows good and never shows anything bad.
Fun fact there are 20 countries in the world which have GDP growth faster than India and 8 of the countries are from Africa and few of them are facing civil war lol😅
Ye aadmi turant Rona dhona shuru kar deta hai bina kuch huwe.kuch hona nahi hai arajakta failane aa jata hai...
@@Buddy24s there is a plant in Africa that is the biggest living thing that exists on the earth
Gdp increases , but the consumer and amount of salary given to the workers are almost negligible , to their work and the systemetic shown is detroiting
Developing country like India better focus on investment and exports to grow economy rather than consumption . Hardly any country got rich through consumption .
Sara paisa 5% logo ki jaib mai jayega..... to bhi GDP badega
Aur foreign investors ke pas bhi. Jaa rha@@ratanjeetsingh4600
@@ratanjeetsingh4600 appne condition ke liye logo ko dosh deke faida nahi hai
Fun fact there are 20 countries in the world which have GDP growth faster than India and 8 of the countries are from Africa and few of them are facing civil war lol😅
हमारे यहां भी माइक्रोफाइनेंस वाले गरीब लोगों की बहुत मदद करते हैं KTM बाइक लेने में😂
Aur wo paisa wapas nhi ata 😅
Are Mera yaha DSLR liya hai loan leke😂
Bole to langur ke haath mein angur? 😂
Dslr aur iphone😂
Mere pass v hai KTM bike 😂
I think High tax Rate & Freebies/subsidies are the reasons behind this Economic Slowdown
Nothing is free
We should abolish quota system, freebies should be limited, and should invest more on our education ,R&D, business,Intelligence ❤
Health and education should be free for all.
No, we need to collect money from rich, and distribute it to poor.
Otherwise there will be accumulation of all the wealth in the hands of few, and most will be poor.
Tax dene wale bohut kam he khane wale bohut adhik. Unorganized sector me bohut income he. Par govt regulate nahi karta he
India in social media: wishaguru🚩
Ground of reality: backbencher student.😊
Correct
Under reality kisiko nahi pata
@@captaingaming5178 dikh rha h reality, sabko
कभी अदानी अंबानी को भी पुछा करो साहेब 16लाख करोड लोन माफ करना बहोत होता है
aa gaye chamche rone
Main Issue under micro finance bank:
One rural person is taking multiple loan from different smalll finances bank and there is no centralized system to check it.
Absolutely right and hidden interest rates
No accountable by sales team
Please improve your knowledge and check about cibil score. Your cibil score says all about your loans
Cibil...?
Jobless growth is the main problem
That's why india has to go for manufacturing. .. and therefore make in india is the solution
The problem is that everyone is seeking government jobs. And that's not possible
@@umeshsingh-du3pk exactly, ni to jobs kafi he, but they look for govt jobs, but than again, non govt jobs are not too sustainable, personal experience
@@umeshsingh-du3pk the problem is even in private sector there is not many jobs....Freshers keep getting ghosted by companies.
But people only wants government jobs. Not jobs in private manufacturing factories or other sectors.😂😂
Skilled and rich are driving indian economy ,poor are making higher number.
More than 80 crore people are dependent on government for food and essential services
Freebies arakshan pr plne wale
To isme glti govt ki h jo bas ameero ki h aur garibo ko opportunity in deti
Kaise@@abhay3596
How easily did you blame the poor, skills are not something which one can learn easily , you have to give time(years), money and effort to it but do you think the poor have these privileges? You are a very ignorant person who is cut out from reality.
80 cr are not dependent, there is excess rice do govt giving
Loan वापस करने की नीयत भी होनी चाहिए। Praticality इससे बहुत दूर हैं। एक उदाहरण देता हूँ। हमारे गांव में एक व्यक्ति ने laon लेकर e रिक्शा ली और अब चलाता नहीं हैं। उसकी बैटरी निकाल कर घर पर use कर रहा हैं। और laon के लिए बोलता हैं ना देंगे तो कर लेंगे बैंक वाले। ऐसा तो attitude हैं।
बे रोजगारी बहुत h bhai or rate of interest bhi bahut adhik h
Insensitive comment 😢
आपको गलत जानकारी है, लगातार 2-3 किस्त नहीं चुकाने पर e रिक्शा उठा ले जाते है लोन वाले। गरीब को छोटे छोटे लोन नहीं चुकाने पर जितना डराया धमकाया जाता है आप कल्पना भी नहीं कर सकते।
सही बात
Han tumhari baat se hi pata chal raha hai..Pura gaon kaisa hai.
Indian economy is always in trouble. What is the benefit of having fastest growing economy when standards of living is like Africa??
@@apoorv2498 Ghanta guru
@@apoorv2498 bus yahi kar sakte hum log
Are woh scarcatic way mein bol rha hai
Aur tu wo bhi nhi kar sakta @@AJ-or9pn
@@Diablo-l5x ok
I know a guy who took loan of Rs.70000 to buy an iphone and his take yome salary is Rs.7000 . Now after few months he has defaulted.
Maine bhi aise bahut se logo ko dekha hai....... Salary 7000
I phone 70000+...
Aur ghar me potato tomato kharidne ke paise nahi ..
uber me kaam karne wale mere dost ne bhi top model liya tha aur 11k salary thi aur rapido bhi chalata tha emi ke liye😄main it me kaam kar raha fir bhi m34 hi liya hai.
Bank officers sanctioning loans to complete target 😅
Income tax is so high for middle family and GOI is still giving free food to 80 crore people still there is no increase in consumption. Firstly government should stop provide free ration to 80 crore people and lower the income tax.
Developing country like India better focus on investment and exports to grow economy rather than consumption . Hardly any country got rich through consumption .
If we are taking initiative to feed poor people then the government might stop spending on free food.
According to you sir, who is middle family, and what is their income per annum.....??
Then we can discuss further......
Sorry my friend rations in also state subject, It can't happen. Indian govt though, should again revise the low income category people and continue feeding them. out of those 80 cr there are like about 30-40 cr who actually deserve that.
@ Investment only comes when you have high consumption population and export only works when you have infrastructure that can support it. In India most of the transport happens via road that makes the export expensive that’s why in global market our export is not high what economists were expecting. However, GOI is focusing on infrastructure now so hopefully in the next 7-10 years we can expect huge export. Always have in mind of China who does have internal consumption that’s why their economy is going down for the past 2 years.
All credit goes to "Nirmala Aunty".
✅✅✅✅
Rbi governor is to be blamed here, monetary regulations are with RBI
How?
@@apoorv2498Deep insight 👏
Tax like EU, Facilities like Somalia😂😂😂
No. Of tax payers like Nepal 🐛
Most youngsters want govt job😂
And people like Uganda
Has kyu raha hai
Tera desh nahi hai kya ye
@@RtrSohamKulkarni lack of civic sense is real
Heavy intrest rates of organised sector.
Credit cards in wrong hands
Money lenders.
High GST rates.
High Incomtax
Vicious cycle
Not to mention taking loans to buy iphones ktm dslr for just showoff
I am a bank employee... People take loan and intentionally fall under defaulter.. after sometime they ask for settlement without paying interest..if not, show business loss and take stay order from court... Eventually account is closed in losses..
Uneducated and corrupt politician is the main problem of Indian economy
भारत में सारे लोन पॉलिटिशियन ही लेते हैं क्या l छोटे बड़े लोग भी अपने औकात के हिसाब से लोन लेते हैं और chukate नहीं हैl मैं यह नहीं बोल रहा हूं कि 100% लोग नहीं chukate हैं
Educated and corrupt bureaucrats are the root cause !
I agree
I agree😅
Explain it!!
बहुत से ऐसे यूट्यूब चैनल है जो लोन चुकाने से मना करते है, और चुकाने से बचने के तरीके बताए जाते है
Increasing gdp is the result of inflation. Neither goods production nor productivity is increasing. Gdp growth is causing just because of increasing monetary value of goods 😢
Increasing GDP is result of inflation!??? Are you mad?
Is not inflation inversely proportional to GDP growth?
The 7% GDP growth shown is called the nominal GDP , it's adjusted with the inflation rate.
That is called nominal GDP . It is different from Real GDP
Main reason -: worest finacial minister in india from independence era
Second reason -: very high inflation and high taxes .
No increase in salary
Direct Tax payers bhi bohot kam hain
कृष्णाय वासुदेवाय हरये परमात्मने ॥ प्रणतः क्लेशनाशाय गोविंदाय नमो नमः ॥
The bottom 50 % of our population holds only 7% wealth.
sabse jyada iPhone wahi kharidte hai 😂😂😂😂😂
It's like that in every capitalist country as it should be
Population badhane se wealth nahi badhti ye baat tumhare gareeb logo ko samajhni chahiye, warna bharat duniya ka sabse ameer desh hota, dusro me kamiya nikalne se achha he apni galtiyon pe dhyaan do
These people mostly hides their money...
@@dakshr4 Ye badi acchi baat ki hai aapne
I know a guy who took loan of 10 lakh to buy a Car. And his Salary is 15000/- per month. 😮
Thar li hogi
Same
hahhaha😂😂😂
मेरे पड़ोसी के घर टिवी है पर वह LCD TV ले आया वो भी 30000 का और वो भी बजाज फाइनेंस से और उसकी सैलरी है 17000
Parshant Dhawan be likes:-"this is historically moment"😂😂
😂😂😂😂
Our India On Social media - Biswaguru..
But Ground Really is Not Good 😢
In ground reality, no country is good or great.
Be it USA, Europe, Australia , Korea or Japan.
Economy ❌
Inflation ❌
Population 🤮🤮
🇨🇳?
😂😂@@truthislogical
@@truthislogicalfir bhi china ke log european logon jaisi lifestyle nahi jee payenge population ke wajah se
@@Pratik-gt2zcexactly, so it's a part of the problem but not the whole problem
Gaon mei kisi ko cibil score se kuch nhi lena dena….😂 is main reason
फिर लोग इतना लोन क्यो लेते है जब किस्त नही भर सकते बैंक वाले भी परेशान होते है
पैसे देने वालो की कमी नहीं है बस लेने वाले में ईमानदारी होनी चाहिए
Khatakhat me maaf hoga 😹😹😹 kya dkkt hai ammer loan nahi deke ameer hua hai 😡😡😡 humlog bhi loan nahi denge aur ameer hojayege 😍😍😍
इस तरीके से केवल एक बार ही लोन ले सकते है दुबारा बैंक से नहीं मिलेगा
Ek simple concept hai Jo ye samaj nhi pare...logo ne loan liya market mein dubaya ab wapis ni kr pare simple
Ache din agayai hain!!!!
MODY Ji be like: Mujhe Credit nahin chahiye.........
NPA तो आज भी 2010 से ज़्यादा ही है बस 2010 में write off और hair cut वाली धांधली नहीं होती थी।
I think the main problem is collateral . In small loans there is lack of collateral. Jo log loan lete hai vo log de bhi skte hai pr dete nhi hai kyuki bank kya hi kr lega.. ye soch hai logo ki
Bharat me diya hua paisa jaldi laut ke nahi aata...chaahe tum co-workers ko do, rishtedaar ko do, dost ko do....ya phir loan hi kyu na do.
मैं हरियाणा से हूँ हरियाणा में बहुत लोगो की सोच ऐसी है की ज़मीन पर लोन ले लेते है बैंक से लेकिन उसको वॉपिस नहीं भरते ना भरने की वजह ये है कि सरकार माफ़ कर देती है अगर माफ़ नहीं करती तो उसको वोट नहीं करते वोट के चक्कर में सरकारे लोन माफ़ करती है हो सकता है लोगो को ये बात बुरी लगे लेकिन सच है
h bhai mene bhi dekha hain haryana mein villages mein laakho ki electricity bill pending hain logo ka . lekin vote ke chakkar mein unki bijli nhi kat ti
जनसंख्या नियंत्रण ही सारी समस्याओं का समाधान है
Small Finance institutes looting poor people. They claim interest on monthly bassis, some times 48% annual. These looters should be taken into regulation.
Right 🎉
RBI let them do whatever they want. Blame RBI, not them.
They did everything within legal grounds.
Right
देश में नौकरियों की जरूरत और कमी मौजूद है लेकिन सरकारे उनको सैलरी देने से बचने के लिए भर्ती नहीं करती. 1 लाख लोगो पर एक पुलिस वाला या 10 लाख लोगो पर 1 डॉक्टर रखा हुआ है. प्राइवेट सेक्टर तो चलता ही है cost cutting करके चाहे कर्मचारियों का तेल निकल जाए.
Prashant Dhawan - देश में कोई भुकमरी नहीं है, Global Hunger Index सब झूठ है, सब चंगा सी, हम तो विश्वगुरु हैं ना 😂
INCLUDE inflation Whenever there is talk about Nominal GDP. Than things will become clearer.
Online game and share market ka kaafi bada haat hai default me😢😢😢
Due to freebis and loan waiver of 2009..the rural society has changed..they are not trustworthy as they were earlier.
Very good video.. very good analysis. Thank you very much 🙏 11:50
He is the most neutral Teacher
Bro meri salary 50000 per month meri wife ki salary 26000 per month h
Mera CIBIL 750+ h
Zindgi me aaj meri lic ki kisht tk kbi default nhi but fir b muje loan ni mil rha
Sir, LIC Policy premium payment nahi karne se Cibil score Girega kya?
Mein bhi ek gaon se belong karta hu sir ...aap joo bhi boole sab sahi hai
Microfinance is booming in rural areas, with interest rates reaching up to 24% annually. To meet targets, institutions offer top-up loans on existing loans. In my village, many women in group loans are managing 4-5 loans at once, leading to a cycle of debt that’s difficult to escape.
Which state bro
@@harshahnnayaka1519 gujarat rural tribal area
It's same in every state @@harshahnnayaka1519
If people are aware that they will not be able to pay these many loans together why do they even take it
@@Diablo-l5x "Many people get caught in a loan trap, taking out one loan just to pay off another."
Indian economic condition is not as good as our government try to reflect..
Developing country like India should focus on investment and exports to grow economy . We are not rich enough to use consumption to grow .
@timewaste5189 exactly
Yup Bangladesh is even have high gdp per capita then India
@@dhyani-jii exactly
@@dhyani-jii no this isn't true. We surpassed bangladesh again in 2023.
Video starts 1:18
Ground reality is different
OPTION A- INDIAN GOVERMENT IS THE BIGGEST BORROWER
Me village me rahta hoon bahut halat kharab h job bilkul nahi private sector me inflation ke hisab se 50 salary h all is nit gud
Tu pankchar chipka bhai
iPhone le le ,amir lagne lagega
GDP can be manipulated by changing criteria.... example. you can't compare GDP before 2016 to today GDP as many indicators had changed to show high GDP for foreign investors
Earlier they used to state there is a difference of at least 3 percent from earlier style of calculation.
Why will they show true figures?
The rich are enjoying themselves, there are busy multiplying there own assets and trust me everything in media is rigged to divert common people from the real issues we have in this country.
stop freebies and implement zero individual income tax. This will raise consumption as well as bank deposits.
80000 cars showroom me khade hai 😂😂😂😂
Simple Business license lene ke liye 6-7 months lgte hn . Education, business, health loan lene mein bhi kaafi papers lgte hn but luxury item purchase krne mein bhut saare option available hn aur easy hn loan lene .
Government calculated GDP is not actual, it is miscalculated or calculation changed just to show big numbers. That is why there is a big difference in reality.
All study channels should show the real economy of India and not please the government.
Banks ko target relax karna chahye. Mgt fixes target very high. We are sitting on debt pile. Abhi toh log personal loan leke 1 lac ka iphone le rahe hai. This is very concerning.
agar 1 Lac ka Laptop (above-average Laptop a jayega) lete IPhone ke jagah, to phir bhi thik tha, atleast education, skill-development, remote-work mai kaam ata !
@priyankarpanja4676 right
PAR has risen upto 30 - 40 % .. serious crisis has emerged in MFIN . . !!
Mere bade papa aur chacha baar baar khet ki jmeen pr loan lete hai iss atitude k sath ki government ek din loan maaf krdegi , aise hi logo ki wjh se microfinance banking sector crumble hote jaa rhe h
option A ; Indian Government
Mujhe esa lgta h ki india me bottom logo ko zada kmane ki or standard bdhane ki iccha bhi ni hoti , or paisa khana vo unka adhikaar smjhte h ,
For example : ek aadmi 15k kma rha h mahine ka to agr uski salary bdh bhi jaegi to vo 30 din ki jgh 25 din hi kaam krega or salary vhi 15k le jaega ghr pr.
ANSWER- OPTION A- INDIAN GOVERNMENT
Thank You Sir
Is it right?
India on social media - 🦁
India in reality - 💩
Agree But Ye Emoji Hata Dho 👍
@@HunterGaming-358 you on social media 💪
You in real: 🐀
@@ManojKumar-bq8qz Abe Ek Emoji Hata Ne Bola Vo Dusare Ko Or Tu Mujhe Rat 🐁 Bola Raha Bevkuf 🤡
@@HunterGaming-358 isiliye desh sanket main hai jaaha logo ko ye pata nahi chal raha kisko reply dei😂😂
@@thecosmos4269 Tu 🤡
Only Adani, and Ambani are getting rich.
Even I consider the same. The GDP growth rate that they portray does not match the ground reality. Every now and then, we have been shown that India is the fastest-growing economy in the world, showcasing GDP to be 7-8%. There are a few questions to be answered. Why are people still leaving India, staying abroad for education, work, or to even enhance their standard of living? Why does the income level of the public remain stagnant? Are the ribbons being tied on our eyes, or are we becoming more patriotic? Just look at our neighboring country, China-they are 20 years ahead of us. What is the reason behind this? There was a time when India used to be better than China, pre-independence, but what is the reality now? We still remain stagnant. Forget about China, just have a look at Malaysia. Their GDP cannot be matched up to ours, with our country being presented as the so-called fastest-growing economy, and that being said, look at the infrastructure of Malaysia and their geography. Just witness their discipline, the cleanliness, and neatness. Apparently, the world hasn’t become blind. Instead, we have become blind. Therefore, there is a need for introspection instead of blindly believing what is being portrayed.
Our politicians need to be educated and out billionaires to be true nationalists that's what this country needs. The greed is not fulfilled yet. It will take another 100 years to even start competing with china.
मेरे गांव में सब की जरूरतें समूह लोन से पूरी हो रही हैं जो महिलाओं को मिलता है गांव के अधिकतर लोग इस कुचक्र में फंसे है 20000 ले के 30000 भर रहें हैं
Ask government to provide sustainable job , permanent job , but fm doesn't bothered about it , unemployment, inflation, wealth distribution r the main issue...
Govn. is not give every citizen to emplyoment
Agree give everyone a permanent job. For 100 crore people
What about huge Population?
Become skilled person first jobs will come to your house
Not possible. Everyone can't get government job. Stalinist Russian Soviet union tried it. Only resulted in famine and genocide. Maoist China did it too but resulted in greatest famine of all time. Cuba and north korea currently do it. They provide permanent government job to everyone. But that's just slavery in moredern times. A country with only permanent government job will force it's citizen to become slaves of the government and then famines and great dying happens because government has always been highly incompetent historically....
Loan do fir bhi problem aur na do fir b problem, problem is Indian mentality of jugaad and financial situation of the country
This is reality
Government should emphasize on Jobs and Financial stability of bottom people and should decrease repo rate
Until there is no recovery in IT sector, there will not be any improvement in Consumer.
Problem is rich become richer and poor become poorer, increasing nominal GDP means money is going to ambani adani. What about per capita income?
Money is going to only ambani adani what these type of foolish poeple doing here
The answer for that is, only money can generate money.
*It is not a problem, it is an output.*
💯 percent true..
the whole system supports Ambani..Adani. Squeeze the poor, and make the rich ..super rich.
Bahut log jaan bujh kar default karta hai ye soch kar ki government kabhi na kabhi maaf kar dega
RBI is saying this from last 6 months. Problem is these MFIs have given multiple loans to people to show their growth.
Nhi denge loan kya kr loge hmm to Vishwa Guru hain 😊😂🤣😜
राजनीतिक दलों द्वारा ऋणमाफ़ी की राजनीति पहले से ही चल रही है। हर चुनाव में ऐसी घोषणाएं लगातार चलती हैं और इसी उम्मीद के चलते छोटे किसान और छोटे अस्थायी व्यवसायी बैंकों का ऋण चुकाने में लापरवाही करते हैं। यह भी एक महत्वपूर्ण कारण है।
हमारे वहां भी बहुत ठेकेदार है जो बैंक का पैसा खा कर करोड़ की बिल्डिंग कार ले कर बैठे है। ऊपर से बैंक वाले को मां बहिन की गाली देते है। कमजोर कानून का फायदा कैसे उठाएं उन्हें सब आता है
Biggest mistake of RBI.
RBI should must regulate micro and small finace institutions.
इसमें सरकार का भी बहुत बड़ा कारण है। सरकार चाहे राज्य सरकार हो या केंद्र सरकार सब वोट बैंक की राजनीति के लिए "मुफ्त" की राजनीति कर रहे हैं। टैक्स पेयर्स का पैसा मुफ्तखोरी में बर्बाद हो रहा है।
RBI should have started reducing interest rates at least 2quarters back. Now it will hit growth very hard.
A)- Indian Government
EMIs are very dangerous.
Reason toh yhi h ki logo k pass job hi nhi h. Aur job na hone ka reason h ki gov tax itna laga rhi h ki saare business man kaam dhanda utha k india k bahar ja rhe h
Jab logo ke paas job thi aur tax Kam tha tab koi tax nhi de rha tha
Toh develop karne ke liye tax lena padega na khi se toh
Aur jab badi companies ke loan maaf hote hai tab rote bhi thi log hai ki hamara loan nhi maaf kiya inka kar diya
😂joke what is government doing infrastructure
Europe tax take facility 0❌
इन लोगों की नियत नहीं होती है रोज दारू पी सकते है पर लोन का पैसा नहीं दे सकते है। ग्रामीण इलाकों की शराब की दुकान कितने महंगे कैसे जा रही है।😂😂😂😂
micro bank interest rate high rakhti hai
Loan app charges 30% to 450 % AROI ,And giving aggressive loans that's a reason of Default
As per my view--- People income k against expense jyada kar reh hen
People take loan in emergencies most of the time like health marrige etc. And they are not able to return that
Acha... 😂😂😂😂
@@mr.wisely9544then what about I phone😂 and KTM
People khrcha zyada nahi ..but inflation boht high h .. food inflation khaskr ...isleye expense high a rha h
NBFC application se 50000 loan leke nehi chukane wala mujhe bhi bohot chinta hai .. kaisa GDP ka growth hogi 😅😅😂😂😂😂😂
It's the people who wants to suffer,if they want change they have changed the government,so let them suffer 😂😂😂
If they bring scamgress all kata kat and india entirely down
People have no intention in returning loans. From top to bottom all are same.
Hummare yaha bhit help karte microfinance wale apple phone lene mai . Humaare gav mai sabke paas i phone hai 😅😅
Deman in the market is also debt driven. As soon as public debt capacity reaches its limit, market demand will also go down. And NPA's are down not because of good debt it's because Banks write it off.
Iska reason yahi h kyunkii jo ye loan dete h institution unhone interest rate m koi limitation nii jitna marzi chahe utna loan de rhe 15-16% interest lgate aur log loan lene k baad chuka nahi paate .
Aur Baat ye gaon m bhut sare log aise h jo in microfinances s loan lete hai aur upar s uske baad wo chukana bhi nahi cahahte I am from village and I have seen this ki log loan lene k baad chukana nii chahte .