Another thing is they don't tell you that when you sign for the mortgage that your signature and your note it has a value to it and that they're turning it over for cash to lend you for your mortgage so you're pretty much giving them money to loan it back to you and with interest like who would ever do that they didn't tell anybody that they didn't tell me that so that's a con that's a con artist that's that's you should not be legal? Then the first 10 years of my loan I noticed they went on the registry of my deeds there's other people that are on my loan for the first 10 years that I owned the property
That chapter 7 stays on your record for the credit companies for 10 years so it's not over in 6 months you don't owe your unsecured debt you still owe your secure debt they don't rip it up and say you don't owe this anymore you still going to pay your mortgage and stick to stay in the house if you don't reaffirm it cuz they didn't tell me about any of that when I filed by the lawyer was awful he won't even return my calls now 7 years later telling him listen I'm up against the wall right now and they're trying to screw me over and tried to you know get him to call me back and help me and he put that my property was 58,000 discharged 58,000 okay I owed 85 at the time so shouldn't they have taken that $58,000 off of the balance of the 85 and then go from there?
I'm in Massachusetts. Wells Fargo Mae Freddie Mac. forbearance and wells Fargo sold my mortgage. Get me three notices already threatening me let me know their debt collector. So I just found out I was just charged like I did on chapter 7 but I didn't know I told him I didn't want my mortgage involved I didn't know that I wouldn't control over my own mortgage Italy I'm just renting it so why do I have to pay interest? house anymore.
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
Thanks and I like how you are really genuine breaking down chap 7 which I did a few years ago. How do you not know you have assets??? Any way you slice it, it is bad. It does not have a positive impact on your credit BUT it gets better in a few years. >>>>>I delete off reports too. ***
Hello David thanks for this informational video. I have not viewed better within the 5 videos i watched on this topic. I am interested to know more about this. Subject: $45k in credit card debt due to a business started with personal cash and credit. No way I can get out of this even after 7 years of payments. Im litterally drowning but still current with all creditors although it is about to snap savagely. What if the debtor have a single member LLC that owns 3 cars worth a maximum of $8000. Does chapter 7 count those debts as the debtor assets since he or she is the owner of the LLC? Looking forward to readimg your reply. I have shared your number.
Hi there, thank you for the message. This is our AskTheLaywers.com video channel, so if you wish to speak to the lawyer featured on the video, you can call his office directly at 888-365-0921. Good luck.
you make an exemption when you go with lawyer, your house and a car are protected, unless you owe them the car, if youre not paying im sure they will take it, if you dont haver a job, no money, you should not have any assets, or at least no mortgage, or owing a car, unless after the bankruptcy, maybe a cash car, im retiring soon, i dont owe anything except medical bills, which i might have to do bankruptcy for that, not sure.
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
That's an interesting question that really can only be answered by speaking to a bankruptcy attorney and explaining the full facts of the situation. Most bankruptcy attorneys offer free consultations, so please reach out to one. The attorney in this video is in the Dallas Fort Worth area and can be reached on the number on the video post. Good luck.
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
James - This type of income is exempt from the formula that determines if you have to repay creditors. You should contact an attorney if you have not already done so.
Excellent info more people should be aware
I am about to get started on my bankruptcy, I am so glad I live in Texas.
The government's debt not ours! Add my house out three times.
Excellent video. The time stamps are wonderful
Good information. Thanks
Another thing is they don't tell you that when you sign for the mortgage that your signature and your note it has a value to it and that they're turning it over for cash to lend you for your mortgage so you're pretty much giving them money to loan it back to you and with interest like who would ever do that they didn't tell anybody that they didn't tell me that so that's a con that's a con artist that's that's you should not be legal? Then the first 10 years of my loan I noticed they went on the registry of my deeds there's other people that are on my loan for the first 10 years that I owned the property
That chapter 7 stays on your record for the credit companies for 10 years so it's not over in 6 months you don't owe your unsecured debt you still owe your secure debt they don't rip it up and say you don't owe this anymore you still going to pay your mortgage and stick to stay in the house if you don't reaffirm it cuz they didn't tell me about any of that when I filed by the lawyer was awful he won't even return my calls now 7 years later telling him listen I'm up against the wall right now and they're trying to screw me over and tried to you know get him to call me back and help me and he put that my property was 58,000 discharged 58,000 okay I owed 85 at the time so shouldn't they have taken that $58,000 off of the balance of the 85 and then go from there?
what about medical bills, I have a pretty good amount due to covid, can those bills be included also.
Yes
Can I file if I am homeless and have no residence with judgment
do you have a job they cant collect if you have no money
Still affects his credit….
I'm in Massachusetts. Wells Fargo Mae Freddie Mac. forbearance and wells Fargo sold my mortgage. Get me three notices already threatening me let me know their debt collector. So I just found out I was just charged like I did on chapter 7 but I didn't know I told him I didn't want my mortgage involved I didn't know that I wouldn't control over my own mortgage Italy I'm just renting it so why do I have to pay interest?
house anymore.
What’s the difference with chapters 11 and 13 bankruptcies?
JUST LOST MY BANKRUPTCY CASE BECAUSE OF ERRORS IN FILLING NOW HAVE TOO PAY BACK 36000+18000 COURT LAWYER TRUSTEE FEES
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
What you had assets? Thought that is the only way a trustee would get paid.
What happened?
Thanks and I like how you are really genuine breaking down chap 7 which I did a few years ago. How do you not know you have assets??? Any way you slice it, it is bad. It does not have a positive impact on your credit BUT it gets better in a few years. >>>>>I delete off reports too. ***
Hello David thanks for this informational video. I have not viewed better within the 5 videos i watched on this topic.
I am interested to know more about this. Subject: $45k in credit card debt due to a business started with personal cash and credit. No way I can get out of this even after 7 years of payments.
Im litterally drowning but still current with all creditors although it is about to snap savagely.
What if the debtor have a single member LLC that owns 3 cars worth a maximum of $8000.
Does chapter 7 count those debts as the debtor assets since he or she is the owner of the LLC?
Looking forward to readimg your reply. I have shared your number.
Hi there, thank you for the message. This is our AskTheLaywers.com video channel, so if you wish to speak to the lawyer featured on the video, you can call his office directly at 888-365-0921. Good luck.
The insurance company screwed me and the car dealership screwed me too 🌌🤕 chapter 7 or chapter 13 for the second time 🌌😵💫please reply
Could I only include a car in a bankruptcy
That is not wise at all in my opinion. Sell the car pay the difference. You will probably make out much better.
Can they touch the only hone you own especially since it a trailer home
Im 90% sure they can
you make an exemption when you go with lawyer, your house and a car are protected, unless you owe them the car, if youre not paying im sure they will take it, if you dont haver a job, no money, you should not have any assets, or at least no mortgage, or owing a car, unless after the bankruptcy, maybe a cash car, im retiring soon, i dont owe anything except medical bills, which i might have to do bankruptcy for that, not sure.
if my car is a lease do i need to report it on filing
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
Can they repo car If I live out of it?
That's an interesting question that really can only be answered by speaking to a bankruptcy attorney and explaining the full facts of the situation. Most bankruptcy attorneys offer free consultations, so please reach out to one. The attorney in this video is in the Dallas Fort Worth area and can be reached on the number on the video post. Good luck.
I can entrust you to Credit Patch-Up LLC smart service because he helped me and my wife remove our past eviction from our credit report and I just got approved for another card worth $30,000 limit and he cleared my friend credit card debt, he's 100% Real and Legit i assure you of a job well done from him you can reach him thru via [Jon@creditpatchup.com] he can also remove any negativity item off your credit report: Bankruptcy, Tax Liens,Public Records, Evictions , Student Loans, Mortgage, Late Payments, Credit Card Late Payments, Charge Offs, Collections, he's one a kind go check him out friends you won't regret this.
Dsp sent me
And me
It says you made this video four years ago, you really doing live call sessions or that was four years ago? LOL
This was extremely helpful
Marcie Salkowski I’m glad it helped!
Oh damn this was 4 years ago I hope you asked him a question lol.
What about 100% VA Rated vets tht also get ssdi
James - This type of income is exempt from the formula that determines if you have to repay creditors. You should contact an attorney if you have not already done so.
Your VA disability is not considered income and is not taxable. This law past this past year.
No one can touch your VA disability.
What if more tan half my incime is unemployment income?
Like this