This is called "wealth transfer", its how the rich will eventually own everything. You dont think itll happen to you? Just you wait and see. They can raise taxes as high as they need because they have all the money. Blackrock, vangaurd anyone?
I got a list from my county containing only an account ID, Property ID, and back tax amount. I was wondering how I could quickly determine the type of properties and where they are located. After watching your video, I guess there is no easy way to hire a VA to go through it one by one. thank you, Seth!
There is such a thing as due diligence title research, lien history, environmental liens, IRS liens etc. if you don’t get as much info as you can then a bad deal is on you
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.,
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I have been having trouble getting info on where to get into a Tax Deed Auction here in my home town of Abilene Tx. Also known as Taylor County. Can you help
Frequent changes in the tax code are making it challenging to maintain my long-term investment strategies. Are there ways to structure my portfolio to be more resilient to potential tax adjustments?
In my view, the U.S. needs a comprehensive overhaul of its political system. The fact that Trump and Biden were chosen to lead out of 300 million people highlights the flaws.
In my view, the U.S. needs a comprehensive overhaul of its political system. The fact that Trump and Biden were chosen to lead out of 300 million people highlights the flaws.
This series, is BY FAR the best on RUclips! So far I've seen hours and hours of info on subject, most of is self promoting material to rump up sales of super expensive courses. You material is straightforward and all clear and organized. I felt great to find out that I developed similar way of thinking and research you were presenting, looks like I am on the right truck. For sure will be rewatching the whole series. I am in CA so no competition, but one burning question: What happens when you bid of several properties and you win few? You'll have to pay for all of them?
Wow, really? Thanks so much! I'm so glad you found it helpful! Yeah, I think you'd have to pay for whatever you end up winning. If you don't, then you wouldn't get the deed. If you have to put up some deposit money in order to bid at all, and if you didn't end up paying for the whole property, then I imagine you'd probably lose your deposit (I'm not speaking from experience, though, I haven't worked in California like this).
QUESTION: *Can you please help me understand this ? (Here are the rules in my Tax Deed State State)* 7. Upon receiving payment for the real property sold for delinquent taxes, the Property Tax Division shall execute and deliver a deed to the purchaser. Until a deed, which consummates the sale is received from the Division, a successful bidder has no right of entry to property purchased. The deed conveys all the former property owner's interest in the real property as of the date the state's lien for real property taxes arose in accordance with the Property Tax Code, subject only to perfected interests in the real property existing before the date the property tax lien arose. The property tax lien against real property arises on January 1, of the tax year for which the taxes are imposed. The State of * * * * warrants no title to property purchased at public auction sale.
Hello! I’m new to this business and I’d like to know what would happen with the tax that wasn’t payed? I’m mean, the existing debit. The bidder has to pay for it?
Yep, that's the purpose of the minimum bid amount, to ensure that the delinquent taxes are paid in full. Anything in excess of that amount will just be money in the county's bank.
curious how do you find the parcel ID and information, such as whether the house is going up for auction has a lean or anything? I saw in one of your comments under this video that you guys dont talk about Delaware frequently. If i we're to purchase your tax advice program, would you be able to help me in that state ?
You could start with a google search for "Illinois tax lien auction". Each county may have its own individual platform or they may all run their auctions through one central website as Michigan does.
One thing that confuses me is the online bidding. Say the start bid is 1,000, and you put in a bid of 10,000. I’ve heard people say that if the second biggest bid is lower than the bigger bid, the winner will only have to pay a few hundred more than the second highest bid, and not their full bid amount. Is that true?
I live in Michigan. There is a house on each side of me that really should be considered abandoned or not liveable. The houses are bringing the value of my house down . If I tried to buy them on tax sale, I would have to pay to tear them down. And then pay the taxes on parcels that really aren't worth the taxes. I wouldn't mind having room to build a garage. We mowed the lawn for 20 some years. It was bought on tax sales twice, and both times forecled for tax delinquency both times
Have you considered contacting the owner and making an offer? It's pretty to do with an app like DealMachine: ruclips.net/video/mMVLh_Bysps/видео.htmlsi=G5tQ2tfkmfQYR-Ag
Can an “overage” be collected for the homeowner if the property sells for more than the tax amount due? Does the tax deed show how much it sold for at the auction? If not how can the amount it sold for be found out?
Making money from "overages" can work in some states, but a lot of states won't allow you to do this at all. You can find out in which states this works here: retipster.com/tax-sale-overages-excess-proceeds/
I believe so. It's not hard to attend them and see what properties are on the table. The only downside is, you can waste a lot of time if you don't walk away with anything.
Thanks for the video! Just wondering what the competition is like? Are there a lot of deep pockets, such as hedge funds/big money corporate investors that can easily bid most people out?
The competition is pretty intense. I have no idea who the other bidders were or how deep their pockets are (the website protects every other buyer's identity), but it was MUCH harder than the tried-and-tried land flipping model I describe at: retipster.com/land-flipping-lifecycle
@@Retipster Thanks Seth. Even in Iowa (bid down % process-yeah it's a weird system), the competition is fierce and the deep pockets are many, but it truly is random luck of the draw. The downside is most bid down eventual ownership to 1%. Try foreclosing on an unredeemed parcel for just 1% ownership value. The tax delinquent owner then still retains 99% ownership. I guess you could offer to buy him out. I don't bid on online auctions anymore.
Ya....this is how blackrock and vangaurd will buy up your house one day. They will raise rates and taxes through the roof and you will suffer like the rest of them. How come people cant see the absolute evil in this?
In Florida, when homeowners don’t pay property taxes, tax certificates are sold first. If homeowners don’t take advantage of redemption, the tax certificate holder can file for the home to be sold in a tax deed auction. I’m not sure what state you’re in but you skipped straight to the tax deed auction.
Yep, the process varies depending on whether you're in a tax deed or tax lien state. Michigan is a tax deed state. Florida is a mixed state. You can see how every state works on the map on this page: retipster.com/tax-deed-auction/
Excellent video. I have one burning question: Do you actually go and look at every property that you want to bid on? I'm curious about this because I'm potentially bidding properties in a county that's a 3.5 hours drive from where I'm at. Or do you wait until after you've won--and deal with any surprises. In a way, it's an economic question for me, if I'm spending a lot of money to acquire the land at auction, then I'm more likely to visit it beforehand to see if there are any red flags, but I'm curious about your process.
Definitely not. I can see why you ask (it's a good question)... but for the reasons you stated, it's very, very inefficient to do that for every property, since you probably won't win most of the ones you bid on (at least... if you do it the way I did). My approach is to just make sure it's a slam dunk deal if/when I have the winning bid, even if some oddball issues do come up.
I'm really interested to get back in this real estate world but I really wants to lands deal to eliminate all the hustle when it to house. So my question to you would be what's the big difference between tax deed at the auction or OTC compare to sending blind letters to acquire the land and wholesale it? Which one you think is a lot effective for beginners? I want to make the right decision to start this time. @REtipster
Good question. "Market Value" is very subjective to begin with on vacant lots like this, but I found that they can very easily get bid above market value when all is said and done. Especially with BIG, desirable parcels like this, unless you get very, very lucky, the competition very quickly kills any would-be good deals.
Hey Seth, just emailed a bunch of counties in a tax lien state trying to get their delinquent tax roll but was generally directed to lists of properties with tax liens. Does the mailing the owners on the delinquent tax roll for tax lien states still work, or is there an extra level of liens that I would have to buy if the property owner agreed to my offer (after I sent out a mailer and get a response). Thanks
Hi Paul, it sounds like whoever you talked to at the county is misunderstanding what you're asking for (which isn't uncommon). You basically need to re-explain yourself to clarify what you're asking for and/or ask to talk with someone else (possibly in the IT department) who can help you get the list. It's super annoying, but a lot of people have a hard time understanding this request. Does it still work? Yeah. There are pros and cons with the delinquent tax list... one of the pros is generally a higher response rate, which means you can usually get more deals with less mail (not always, but often). Some of the cons are that it's usually more difficult to get, messier to sort through, and there can also be a lot of junk properties on the list as well... so you kinda have to pick your battles.
I have invested in tax liens and made some money but tax deeds I've tried that $90 to 100% of the time the houses are run down that nobody wants these people have taken advantage of the mortgage and other liens and they also come with liens you don't get a a fee simple clear title you get a quick transfer title and the sheriffs or the deed have other means and mortgages and or lawsuits and you can't find that out until you hire an attorney and pay $3,000-5,000 to clear the title from any liens ....just remember you really don't know if there's liens because it's a sheriff's deed or a quick deed it's not a free and clear deed so know!!!! I don't think he's explaining that to you you can Google the process really!!!!.... I just you know non-disclosure to me is the same as lying
Hi there, so there is no way to find out any issues tha the property have before the auction? I live outside US and ita hard to understand the process. Thanks
Can’t wait to start making $$$ with more deed investing. Then I’m gonna release videos where the information is actually straight forward and not behind a bunch of bs wordplay and hidden courses
I'm starting to learn from some of these videos the real way to make money is on RUclips 10,000 clicks get you get you like 130 Grand why isn't he out there getting these deeds instead he's trying to sell you on it cuz it's not that easy and I'm telling you because I'm an entrepreneur I'm in the business of real estate and I know the laws and I know what it takes and I think I'm going to do RUclips channels teach real estate law and make $110,000 without running around showing houses like this guy is but buyer beware because it's in poor is not telling you all the negatives maybe on other videos but certainly not this one Google you can Google to get your laws Google the laws that govern these sales and lien sales
The most that you could realize is 18%.99.9% of the property owners and I'm in the real estate business have mortgages and the ones that are too old and paid their mortgages off there in perpetual care so you're going to get a tax lien and the most you can realize is 18%, you're not going to ever get the house 99% of the time because there's a mortgage unless you want to get yourself in the mortgage pay mortgage and taxes then go ahead but why not just buy your own house he's not saying that he's talking riddles
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
It is a really fun ,time not a job, being flipping houses since 1999, all over ca.have seeing everything.
I'm surprised there are so few comments. your video was helpful for me. teachable-- step by step, with clear logic.
Very clear and precise on how to buy up the house grandma couldnt afford the taxes on.
This is Great glad you did this!
Thanks! I hope it helps.
I was just at the Deschutes county tax deed auction, it was nuts, 200 people and they bid up every parcel to way over retail prices.
Not surprising. Sounds similar to my experience.
What state is that in?
@@jkgravitt1046 Oregon
This is called "wealth transfer", its how the rich will eventually own everything. You dont think itll happen to you? Just you wait and see. They can raise taxes as high as they need because they have all the money. Blackrock, vangaurd anyone?
The next best thing is to try to reach the owners before it comes to auction and make a deal with them
I did land investing like 15 years ago for a little bit and I'm trying to relearn how I went about it
I’ve never learned so much in 25 minutes 🙌🏾
Alright! That's what I like to hear. :)
Ya well you learned how to be a vulture at the expense of others
Can you physically see inside a house before or during a tax deed or lien auction?
You could go for a peek in the window. I'm unsure how you would get inside to thoroughly inspect, though.
Awesome presentation 💥🔥💚.
Thank you
Thanks for watching!
lots of good information
Thanks for watching! I'm glad it helped.
thank you soooo much for this video!!!!!!
You’re welcome!
I got a list from my county containing only an account ID, Property ID, and back tax amount. I was wondering how I could quickly determine the type of properties and where they are located. After watching your video, I guess there is no easy way to hire a VA to go through it one by one. thank you, Seth!
Great video
I been trying to find the Houston area registration site
There is such a thing as due diligence title research, lien history, environmental liens, IRS liens etc. if you don’t get as much info as you can then a bad deal is on you
What sites do you recommend to retrieve this information?
You’re not running title or lien search?
A tax sale wipes out any/all prior ownership or claims on the title, so a title search wouldn't serve much purpose.
@@Retipster oh I didn’t know that, thanks. A lot of the FL county websites have warnings suggesting to run title and lien searches before bidding.
What website do you search on?
aqui en miami cuando compras por tax deed desaparece la hipoteca si o no garacias
Se supone que un tax deed extingue cualquier hipoteca o registro, sí (esa es mi respuesta no legal y no de abogado) :)
Thank you
You're welcome!
I live in Cass County!!!!
Edwardsburg. 😁
Alright! A local!
Awesome video ! 🔥
Excellent video, very helpful and greatly appreciated by someone like myself who is starting to get into this type of real estate investing.
Happy to help! Thanks for watching, Mike. Best of luck!
exploitative investing, predatory investing?
Bless you! Valuable insights!!
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.,
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
No i can help just ask@MrsStephanie5
No reason to be scared, live your on life-experience, being your on boss,(Good luck)
thank you for this
Glad I could help!
I have been having trouble getting info on where to get into a Tax Deed Auction here in my home town of Abilene Tx. Also known as Taylor County. Can you help
I want info
Great, have videos on Tax sale Overage/surplus funds too?
Check this out: retipster.com/tax-sale-overages-excess-proceeds/
Frequent changes in the tax code are making it challenging to maintain my long-term investment strategies. Are there ways to structure my portfolio to be more resilient to potential tax adjustments?
In my view, the U.S. needs a comprehensive overhaul of its political system. The fact that Trump and Biden were chosen to lead out of 300 million people highlights the flaws.
In my view, the U.S. needs a comprehensive overhaul of its political system. The fact that Trump and Biden were chosen to lead out of 300 million people highlights the flaws.
How do I find a legit take sale website for my state? How do I guard against or discern fake sites?
The county website has links
This series, is BY FAR the best on RUclips! So far I've seen hours and hours of info on subject, most of is self promoting material to rump up sales of super expensive courses. You material is straightforward and all clear and organized.
I felt great to find out that I developed similar way of thinking and research you were presenting, looks like I am on the right truck. For sure will be rewatching the whole series.
I am in CA so no competition, but one burning question:
What happens when you bid of several properties and you win few? You'll have to pay for all of them?
Wow, really? Thanks so much! I'm so glad you found it helpful!
Yeah, I think you'd have to pay for whatever you end up winning. If you don't, then you wouldn't get the deed. If you have to put up some deposit money in order to bid at all, and if you didn't end up paying for the whole property, then I imagine you'd probably lose your deposit (I'm not speaking from experience, though, I haven't worked in California like this).
Great video bud. So with all the buds together is that the total amount you actually have available to invest?
Did this video on a channel about supporting people in tax deed investing that basically fat chance at actually doing it?
what happens if it has a mortgage ?
on 24:20 it looks like a crater. you have to buy it! :-)
i want my share
Watch the auction for overages for the ex owner or the named executor
QUESTION: *Can you please help me understand this ? (Here are the rules in my Tax Deed State State)*
7. Upon receiving payment for the real property sold for delinquent taxes, the Property Tax Division shall execute and deliver a deed to the purchaser.
Until a deed, which consummates the sale is received from the Division, a successful bidder has no right of entry to property purchased.
The deed conveys all the former property owner's interest in the real property as of the date the state's lien for real property taxes arose in accordance with the Property Tax Code, subject only to perfected interests in the real property existing before the date the property tax lien arose.
The property tax lien against real property arises on January 1, of the tax year for which the taxes are imposed.
The State of * * * * warrants no title to property purchased at public auction sale.
What is your question exactly? What are you having trouble understanding?
Hello! I’m new to this business and I’d like to know what would happen with the tax that wasn’t payed? I’m mean, the existing debit. The bidder has to pay for it?
Yep, that's the purpose of the minimum bid amount, to ensure that the delinquent taxes are paid in full. Anything in excess of that amount will just be money in the county's bank.
@@Retipster thanks for taking time to answer my question so precisely. I’m watching a second video of yours! Thanks for your help!!!
@@Retipster what about vacant lot. Would you bid on it? By the way, I’m acquiring your course…😀
Was wondering the same
curious how do you find the parcel ID and information, such as whether the house is going up for auction has a lean or anything? I saw in one of your comments under this video that you guys dont talk about Delaware frequently. If i we're to purchase your tax advice program, would you be able to help me in that state ?
Auctions are starting in Michigan August 3 2021
What about 2022?
Thank you for the video, is it possible to post the tax lien website of Illinois, not sure where to start my search?
You could start with a google search for "Illinois tax lien auction". Each county may have its own individual platform or they may all run their auctions through one central website as Michigan does.
One thing that confuses me is the online bidding. Say the start bid is 1,000, and you put in a bid of 10,000. I’ve heard people say that if the second biggest bid is lower than the bigger bid, the winner will only have to pay a few hundred more than the second highest bid, and not their full bid amount. Is that true?
I live in Michigan. There is a house on each side of me that really should be considered abandoned or not liveable. The houses are bringing the value of my house down . If I tried to buy them on tax sale, I would have to pay to tear them down. And then pay the taxes on parcels that really aren't worth the taxes. I wouldn't mind having room to build a garage. We mowed the lawn for 20 some years. It was bought on tax sales twice, and both times forecled for tax delinquency both times
Have you considered contacting the owner and making an offer? It's pretty to do with an app like DealMachine: ruclips.net/video/mMVLh_Bysps/видео.htmlsi=G5tQ2tfkmfQYR-Ag
Can an “overage” be collected for the homeowner if the property sells for more than the tax amount due? Does the tax deed show how much it sold for at the auction? If not how can the amount it sold for be found out?
Making money from "overages" can work in some states, but a lot of states won't allow you to do this at all. You can find out in which states this works here: retipster.com/tax-sale-overages-excess-proceeds/
The map does not have a key. What do the colors mean
click on the state for a pop up with the type of state
Can we attend tax sales without bidding? Are they open to the public in person?
I believe so. It's not hard to attend them and see what properties are on the table. The only downside is, you can waste a lot of time if you don't walk away with anything.
Thanks for the video! Just wondering what the competition is like? Are there a lot of deep pockets, such as hedge funds/big money corporate investors that can easily bid most people out?
The competition is pretty intense. I have no idea who the other bidders were or how deep their pockets are (the website protects every other buyer's identity), but it was MUCH harder than the tried-and-tried land flipping model I describe at: retipster.com/land-flipping-lifecycle
@@Retipster Thanks Seth. Even in Iowa (bid down % process-yeah it's a weird system), the competition is fierce and the deep pockets are many, but it truly is random luck of the draw. The downside is most bid down eventual ownership to 1%. Try foreclosing on an unredeemed parcel for just 1% ownership value. The tax delinquent owner then still retains 99% ownership. I guess you could offer to buy him out. I don't bid on online auctions anymore.
Ya....this is how blackrock and vangaurd will buy up your house one day. They will raise rates and taxes through the roof and you will suffer like the rest of them. How come people cant see the absolute evil in this?
"Michigan" should be part of the title of the video
In Florida, when homeowners don’t pay property taxes, tax certificates are sold first. If homeowners don’t take advantage of redemption, the tax certificate holder can file for the home to be sold in a tax deed auction. I’m not sure what state you’re in but you skipped straight to the tax deed auction.
Yep, the process varies depending on whether you're in a tax deed or tax lien state. Michigan is a tax deed state. Florida is a mixed state. You can see how every state works on the map on this page: retipster.com/tax-deed-auction/
Its all criminal
DO YOU PARTNER WITH THOSE THAT FIND LEADS SKIP TRACE AND SPEAK TO OWNER= THANK YOU
I'm curious. Thx
Excellent video. I have one burning question: Do you actually go and look at every property that you want to bid on? I'm curious about this because I'm potentially bidding properties in a county that's a 3.5 hours drive from where I'm at. Or do you wait until after you've won--and deal with any surprises. In a way, it's an economic question for me, if I'm spending a lot of money to acquire the land at auction, then I'm more likely to visit it beforehand to see if there are any red flags, but I'm curious about your process.
Definitely not. I can see why you ask (it's a good question)... but for the reasons you stated, it's very, very inefficient to do that for every property, since you probably won't win most of the ones you bid on (at least... if you do it the way I did). My approach is to just make sure it's a slam dunk deal if/when I have the winning bid, even if some oddball issues do come up.
@@Retipster Thanks so much. I totally agree with you!
Do you have to be an American? Or can Canadians come and do this?
I do know some Canadians who do this in the US.
I'm really interested to get back in this real estate world but I really wants to lands deal to eliminate all the hustle when it to house. So my question to you would be what's the big difference between tax deed at the auction or OTC compare to sending blind letters to acquire the land and wholesale it? Which one you think is a lot effective for beginners? I want to make the right decision to start this time. @REtipster
You mentioned the 80 acres being competitive. Curious how high do plots of land like that typically go vs actual market value?
Good question. "Market Value" is very subjective to begin with on vacant lots like this, but I found that they can very easily get bid above market value when all is said and done. Especially with BIG, desirable parcels like this, unless you get very, very lucky, the competition very quickly kills any would-be good deals.
Hey Seth, just emailed a bunch of counties in a tax lien state trying to get their delinquent tax roll but was generally directed to lists of properties with tax liens.
Does the mailing the owners on the delinquent tax roll for tax lien states still work, or is there an extra level of liens that I would have to buy if the property owner agreed to my offer (after I sent out a mailer and get a response). Thanks
Hi Paul, it sounds like whoever you talked to at the county is misunderstanding what you're asking for (which isn't uncommon). You basically need to re-explain yourself to clarify what you're asking for and/or ask to talk with someone else (possibly in the IT department) who can help you get the list. It's super annoying, but a lot of people have a hard time understanding this request.
Does it still work? Yeah. There are pros and cons with the delinquent tax list... one of the pros is generally a higher response rate, which means you can usually get more deals with less mail (not always, but often). Some of the cons are that it's usually more difficult to get, messier to sort through, and there can also be a lot of junk properties on the list as well... so you kinda have to pick your battles.
@Paul Romano hows it been working out for ya?
U shud do for single houses same video
How do I find tax lien list in Michigan ??
Great info, just recently found your channel. What area are you from in MI? I also live here. Thanks!
Cool! I'm in the GR area. You?
@@Retipster Most northern part of the "metro", on the Oakland/Lapeer Co line
I have invested in tax liens and made some money but tax deeds I've tried that $90 to 100% of the time the houses are run down that nobody wants these people have taken advantage of the mortgage and other liens and they also come with liens you don't get a a fee simple clear title you get a quick transfer title and the sheriffs or the deed have other means and mortgages and or lawsuits and you can't find that out until you hire an attorney and pay $3,000-5,000 to clear the title from any liens ....just remember you really don't know if there's liens because it's a sheriff's deed or a quick deed it's not a free and clear deed so know!!!! I don't think he's explaining that to you you can Google the process really!!!!.... I just you know non-disclosure to me is the same as lying
Hi there, so there is no way to find out any issues tha the property have before the auction? I live outside US and ita hard to understand the process. Thanks
Hello,🤚That was great🙏💪💯i enjoyed it very much💥💥💥❤❤❤💥💥💥 Thanks for sharing my friend 👌👍👍👉👉👍👍👍685
I'm in Maryland but in general what happens when that tax lien is not sold at auction. Can it be purchased over the counter?
Possibly. I'm not sure how Maryland works, but that's how many states and counties will handle it.
Can’t wait to start making $$$ with more deed investing. Then I’m gonna release videos where the information is actually straight forward and not behind a bunch of bs wordplay and hidden courses
Sorry I let you down, Max. 😔
I'm starting to learn from some of these videos the real way to make money is on RUclips 10,000 clicks get you get you like 130 Grand why isn't he out there getting these deeds instead he's trying to sell you on it cuz it's not that easy and I'm telling you because I'm an entrepreneur I'm in the business of real estate and I know the laws and I know what it takes and I think I'm going to do RUclips channels teach real estate law and make $110,000 without running around showing houses like this guy is but buyer beware because it's in poor is not telling you all the negatives maybe on other videos but certainly not this one Google you can Google to get your laws Google the laws that govern these sales and lien sales
So how can you me money in real estate other than tax deeds/lien?
@@MM-yb2fy He won't tell you that for free,he'll want to charge you first before sharing that type if info.
not all owners have to. 100% disabled veterans don't
Have to what? I don't follow.
9:14 is beautiful
The most that you could realize is 18%.99.9% of the property owners and I'm in the real estate business have mortgages and the ones that are too old and paid their mortgages off there in perpetual care so you're going to get a tax lien and the most you can realize is 18%, you're not going to ever get the house 99% of the time because there's a mortgage unless you want to get yourself in the mortgage pay mortgage and taxes then go ahead but why not just buy your own house he's not saying that he's talking riddles
Mortgages are wiped BY LAW
This dude wearing makeup ? 🤔 🧐 🤨
😂
Thank you for making this video. I've noticed the same thing.
Thanks for watching, Tenesha!