These Cards Pay For Themselves | Effective Annual Fee Credit Cards 2024

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  • Опубликовано: 27 авг 2024

Комментарии • 24

  • @leadguitarmiked
    @leadguitarmiked 2 месяца назад +11

    I just product changed to the Ritz card! I’ve got a couple international trips this summer where I’m staying at marriotts so the plan is I’ll use the airline credit on baggage, lounge access at multiple airports for my whole party, max multipliers for purchases at the hotels, then next summer I’ll cash in my 85k reward at Disneys Swan hotel.

  • @lanceknow101
    @lanceknow101 Месяц назад +2

    I got the Delta card after watching this video! Thank you so much!

  • @ohmyrufiohhh1303
    @ohmyrufiohhh1303 2 месяца назад +8

    I absolutely hate the quarterly credit

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  2 месяца назад

      It can be annoying at times!

    • @meej6452
      @meej6452 2 месяца назад +1

      If there's a quarterly or monthly credit, I would just not get it. Agreed with you. I hate it.

  • @wilfredpapaya4739
    @wilfredpapaya4739 2 месяца назад +3

    Loving my brilliant card. Will apply for the Hyatt when i go back under 5/24. Curious where did you have the Amex Reserve card at. Please keep doing this type of video every year.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  2 месяца назад +1

      The Delta Reserve Card could certainly go on this list. However it does take a little bit more work to cover the entire annual fee with the companion certificate. But it is possible!
      I can certainly make this video each year!

  • @ranktank45
    @ranktank45 2 месяца назад +2

    I was here for the first. I was sub 174! Love how much your channel has grown!

  • @Ryan-iq2zd
    @Ryan-iq2zd Месяц назад +1

    What are your thoughts on owning multiple credit cards? I already have the Hyatt and the Marriott Bonvoy credit cards, but I’m looking into possibly getting the Hilton Surpass card due to the elevated offer right now. Is that too many? Any thoughts and advice is appreciated.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  Месяц назад +1

      You can definitely have multiple cards. I have quite a few. It really just depends on what cards fit your needs and if you can use them all to the fullest. Signing up for the Surpass wouldn’t be too much!

  • @MrFinance101
    @MrFinance101 2 месяца назад +3

    I remember that first video!

  • @sschwartz1488
    @sschwartz1488 2 месяца назад +3

    I think the Hilton Aspire example is a littke unrealistic because you wouldnt go to Cancun just to redeem one free night. I guess if you were already planning to go, but if not you'd probably be spending money you originally wouldn't spend.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  2 месяца назад

      Your totally right. Don’t go for just one night haha! Combine that with some points and go for a few nights. In fact the best option would be to use points for 4 nights because you’ll receive a 5th night free. Then the free night reward will give you a 6th night!

  • @cardanofan7383
    @cardanofan7383 2 месяца назад +2

    Surprised Amex Platinum is not on the list.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  2 месяца назад +1

      I could be for some people. However, personally I can really only get the effective annual fee down to $55. So it didn’t make the cut. But it totally might for someone else!