Why Youngsters Should Not Invest Actively ft.
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- Опубликовано: 22 май 2024
- In this video, Tanay Pratap and I talk about why actively investing when you're young is a terrible use of time. When you're young, you anyways are not making a lot in the first place. Hence, it's more important to invest your time building skills and increase your income first.
This doesn't mean you shouldn't invest. You can invest passively through index funds and then focus the majority of your time and energy learning new skills, working with better people.
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Timestamps
00:00 Intro
00:28 Best and Easiest Way to Make Money for Beginners
02:45 A Practical Example
04:10 Should We Start Investing Early?
05:00 How to Properly Invest Your Time
07:29 Importance of Being in the Top 1%
08:34 Problem with Active Investment
10:25 Outro
Tags
You Should NOT Be Actively Investing When You're Young
investing for beginners
how to start investing in 2021
how to invest your money
stock market for beginners
how to invest in stocks 
Хобби
One of my best decision in life is that I have subscribed this channel
What a sad life you must have bro
@@canthurtme5724very nice way to show some savage or coolness...but you have failed on it miserably...
@@tirtharajchakraborty8100 Must be some teenager
“You have to think of yourself as an organisation.” - Nobody put it better. What an impactful 10min video!
Indeed. Also, Tanay is such a humble guy!
Varun is big chu***, best demotivator
Everyone , even legends like ratan tata , Warren buffet - Invest as early as possible .
*Le varun - let me misguide these people , so that they don't become rich in future . Also cool lagunga 🤤
@@vikrant4666 i hope for your recovery
Video title should be “Why unskilled people shouldn’t invest actively”
Thats the point he made, even if you are skilled any one can beat you in 3 to 6 months of focus. So I think it's not just skilled or unskilled, advice is for for everyone
@@shubhamshingi4657 what do you mean someone can beat you? It’s very very hard comparing skilled people fairly!!! Plus, what has investing got to do with someone beating you??
@@shubhamshingi4657 that's why it's a click bait
Bro i totally understand what you are saying but i think he is talking about people who start investing their parents money after seeing a random guy on Instagram reels
@@korax1571 more the reason why title should be for unskilled people.
One must start investing as early as possible, doesn't matter 1000 rs. The things you learn along the way are valuable and it teaches you all the basics. This is of immense help when you finally start making big money and have 6 figures to invest every month. The main thing is to remember that investing is not your full time career but an additional hobby or side income.
And it's about discipline, this video is really just bs
@@anubhav111196 he means to say invest you time in learning skills to get more money instead of actively investing. Learning skills will give you more money. It's not BS
@@programmersoham well, what do you mean by skills buddy? Is coding the only skill? He is saying this in he video, co, he wants to promote his course. Investing in stock market, and learning the dynamics of the market is also a skill in the making, but he won't tell you that bcoz he doesn't want you all to use your own brains
@@pranavtulshyan2230 a skill can be anything, if you're a chef then it would be cooking, if you're a sportsperson then it'll be skills pertaining to your sport, if you're a working professional then its qualifications (Degrees, work experience, soft skills) that will help you to go from your current job to a better paying one.
What he's saying is definitely true.
Making exponential gain from a stock is not repeatable (if you were to buy a multi-bagger stock and make about 50K profit, if i asked you to repeat that it would be impossible as the market conditions would've changed drastically by then) and most full time stock traders themselves claim that they make only 15-20% return per annum.
However working on your skill gives you exponential return and its highly repeatable.
Lets say you are a doctor. If you were to constantly work on your skill and make it to the top 1%, you would practically be irreplaceable and your salary would exponentially grow. You would make huge money per consultation/surgery and this is something that is highly repeatable (there will never be a shortage of patients in this world).
Instead if you were to invest all your time into the stock market for 15-20% gain per annum (most big stock market players make this much, so an amateur would make far less and probably lesser than an index fund), you would be doing yourself injustice.
So instead of being so ignorant and calling him a fraud, try to understand his perspective as well.
@@pranavtulshyan2230 are you still into markets or started focusing on job? Its been an year.
Do a long podcast with him talking about non-technical content like personal finance , building and managing business , making connections in the industry etc
they already have done that on instagram last year
At some point during the video , you get a feeling that this is just a promotion of workshops in a subtle way. No one can demean the benefit of staying invested from a young age ... Power of compounding guys ! It's not about the corpus ... It's about the discipline exhibited in investing.
Yeah, I don't know what they mean by someone beating you in market, this isn't school, where someone beating you means your own progress is halted, you still go on, mutual fund managers usually get return of 10-12% and don't beat the market generally, so does that mean that the gain of 10-12% is of no use, No, you're still saving, this video is just a clickbait, no point of making this video, even when they were filming they must've this is really bs
Atleast someone is talking logically and sensibly. Totally agreed👍
Atleast some sensible comment. The guy’s mindset itself is wrong. He is talking in absolute returns terms 1k to 4k but in percentage terms it’s like 400% man!!
@@marvelfinance and a salary hike (by improving skillset) is a % hike much higher than that. Compare.
@@VarunMayya 🔥🔥
"See yourself as an organization, not as a single entity." Summed up the entire video. Agreed with what's presented in the video and have been myself working towards making the word INVESTMENT not only directly related to money, but related to everything that can be indirectly related to money. Investing in skills is the best way one could reach satisfaction as well as make good money.
Great Video. Had this exactly on my mind as I was spending a lot of time in the stock market while I'm still in college and have a career ahead to focus on
One of the best videos on the internet. From this video you will definitely learn a new thing or two.
1. Don’t invest both your time and money at one place.
2. Hire people to do the inessential things.
Infact, it's opposite, one of the worst videos on RUclips
Ok. This was very useful. I have stocks and a few NFTs that have gone 5-6x but not giving me any amount of satisfaction as my corpus is so tiny. Thank you, guys. Will focus more on my studies and skill development. And attack this investing side with a bigger corpus in the future.
From which platform did you buy the nfts
From where did you buy the nft?
Best video ever !! Need more such content. Everywhere people are focussing on investing more rather than earning more !
I totally agree with your point. I am finance professional working since last 2018 and actively managing own funds. I have made lots of mistakes and have erased almost 50% of my cash 2 times and I have finally realized same thing in April 2021.
This is a fundamental problem, it really depends on an individual's context.
Their main point is don't invest 4-5 hours on share market, if you don't have huge capital, instead invest these hours on acquiring more skills which will get you more capital to invest on, I mean does this need to be implied at all
Thanks Man! This was really an eye opener for me.
Thank you so much Varun. I've been actively investing from past few months because of FOMO even though I don't enjoy it as much as I like to code. Now I know what to really focus on
This is real truth but hard to take it. I thought about it very hard bcz it distract me in work . Thanks for dissolving the confusion .
This is straight talk. Very important to prioritise.
So true 💯,Thank you so much ❤️❤️
Great video sir . Thank you so much for such a great content. This type of learnings will help us to grow in our life.
Spot on..Very true..
Thank you Varun!! This is channel is highly underrated more people need to know this.
Very Insightful
Glad that you talked about it Varun and Tanay
I really cant agree on this more!!
Just give these two guys a topic and they will just rock it.
This video is eye opener man. Thank you very much.
Thanks a lot for this video!!!!!!!!!!!!
"Don't invest your time and money at the same place" . One of the BEST ADVICE.
Early age investments can give old age returns , don't expect to be Billionare just by investments by your 30s , it's just impossible. You need a skill other than investing .
Great returns take great time
11 minutes of pure gold! Wonderful analogy and explanation by Tanay Sir
Everyone , even legends like ratan tata , Warren buffet - Invest as early as possible .
*Le varun - let me misguide these people , so that they don't become rich in future . Also cool lagunga 🤤
True, As a student your main focus should be enhancing your skill-set. Passive investing is the right way to go with. I dropped the idea of active investing/ trading when I realised It was engulfing so much of my time, which I could potentially have used to enhance my knowledge or skill set. Hence, now I only do SIP's. If you are a novice to the stock market with no prior knowledge, my advice would be only invest in large cap mutual funds.
Starting with a small corpus is not an issue..I feel one must not use the parents money to make profit out of it and use it for daily needs ,rather to keep investing .the amount dosent matter .The earlier you get to see the market cycles the better u would be with managing your money.
I feel studying the market or gaining financial knowledge is as important as pursuing a professional degree course..
Both should go hand in hand maybe 70:30 ratio
At the end of the day learning matters
Best content kudos to both of you
Great Content Guys, Love it!!!!
Those instagram live sessions with Tanay are back, now in form of youtube videos. So happy to see this✨✨
glad someone talked about this
I could connect this video immediately to why varun was hiring NFT expert to find the nft to invest on.
Just loving your consistency ❤️
Really an eye opener. 💯💯
This was so good. Thank you Varun and Tanay. Any tips on building a personal brand?
We would love to see more interesting videos like this one with Tanay sir
Masterpiece 🙌
Such an awesome content..
Very true!
Since a long time, I had a regret of not actively investing and now realised I am in the right path
Tanay bhaiya is really such a humble guy. Listens well when you're speaking your part, doesn't interrupt. And when he speaks about what he's there for , he explains it so well. You guys together fit each other well in a convo making it more interesting as well as fun packed :)
much needed video
This is an eye opener for me! Great content Varun, Keep it up man! :)
Totally agreed 💯✌️✌️
Idea of active investing is to inculcate a habit whether you invest ten rupees or 10 thousand.today life style is such that people focus more on spending rather than saving for future.
Thats why you should start investing early.Focus on improving skills should always be a priority. But investments too should go hand in hand.
Similar to the Mango Sapling Analogy 🥭
- Small young mango saplings can bear fruits early, but farmers cut it off so that it becomes a huge one with lots of Mangoes. (Sapling - You, Mango- Output)
Nice analogy !
Thanks Tanay and Varun !! These 11 minutes were so much impactful
Me observed all my friends actively investing in stock market n feeling left out. Well this video did help me cheer up that I should just focus on what I do best n worry about stocks when I have money n hire sm1 to do it 😁
One of the finest podcast for the youth ❤️
great video 🙌
Varun made very good point
Very very helpful.
Can't agree more on this.
One learning you can take from this conversation is " Time is money"
Invest in yourself, Thanks both of you💡❤
I also agree to the same varun !!
For a second I wasn't sure the topic is about! Investment IN youngsters?
I got it. It's always worth watching when Tanay is on board
Want more videos like this ❤️❤️❤️❤️
my first ever encounter with varun was this video. best decision ever made
Investing should be a long term thing now most of my friends who does invest they do it like a game and acts like a cult
I was thinking on this many days that I am a student whether I should invest in stocks or not? and here came your video !
Thanks a lot !
Do and forget it but if you just keep visiting and visiting to check your stocks then it will hamper your productive time.
It open my eyes , i was facing the exact issue..
I need your confidence man.
Love to see some other angel of vission about finance
Best!❤❤❤❤❤❤❤❤❤❤
He is good at react, I would listen to him for that. The problem is once people get a little famous, they start preaching about everything. I started investing in free time and that was the best decision I ever made. People should preach what they are better at. Do what suits you the best.
invest that same free time in learning a skill and becoming better. The increment in income can be 10-100x more.
This video arrived at the right time man!! I have been struggling with active investments being a coder. But you know anxiety and FOMO doesnt let u but now m cleared thanks varun
yaar camp ki yaad aagayi, wo 4-5 ghante tak baithe rahte the apan kyuki itna sahi jo samjhata hai bhaiya
good video💯
Reminds me of the book 80:20 principle
Varun, I'd like to see your videos with closed captions instead
+1
Damnn I spent 4-5 months learning stock market and crypto. And I stopped after I finished off my funds. Upskilling should be the primary goal.True 💯.
Same here.
My first 2 cents to youngsters, first make atleast 2 lakh per month.
Even after that, trading isn't a good thing.
Every month, the day salary enters, look at all your investments. Their gains and losses and make decisions.
Never do active investment or trading.
If you really want to make a mark in the field of investing, go the hard way, do CFA, do MBA. work at investment banks like Goldman Sachs.
Remember, things that come hard stay much longer.
Agree.
When you know about the stock market, you see a stock at 300Rs. within 10 days you see it rise till 400Rs., you start feeling you just missed it and wish to capture rest by being more active.
And then you invest at 385Rs., which gives 2-3% returns and you wait for more returns.
Now you neither have enough capital for other stocks, nor the patience and trust to keep it long term.
Now the whole purpose of making a quick buck, & multiplication of money is wasted.
You should looks at fundamentals of the stock before investing, and I think this is a hypothetical situation you're talking about, rarely you see a stock that went from 300 to 400 in 10 days, is now giving you 2-3% returns, usually if you invest in popular stocks or big cap stocks, you will get returns between 10-15% which are quite good. If you're a long-term investment, just don't only analyse the big gainers, also have a look at their profit, p/e, and whether promoters are dropping their shares or not, operating income, don't invest with your eyes closed
@@anubhav111196 I was talking about a completely different topic. fundamentals kitne bhi acchey ho, start mei when you have shortage of capital you wish to capture every rally so that your capital increases. and that doesnt happen.
Ofc, Long term investing is there but the video was about Active Investing, which is Swing Trading basically!
Wow thank you for your video. This was much needed.
Edit:
I just opened a Zerodha account (reluctantly) cuz everyone were investing and earning using stocks and trading.
When you understand that they are not saying that you should not invest but first invest in your self.
I started investing at 25.. I started with a mutual fund with a Rs 1000 SIP, then in stocks actively this year.
I was 5 years into my job when i started, my corpus is abt 40k up 29%. In my mind that 28k is that i invested would have prolly gone to booze or other dumb shit, had i not invested it.
I actively invest.. But i m not obsessed with it though, i prolly spent abt 30 mins on alternative days into market research, thats when i m in bed..
Rest of my time goes to my 9to6 and other freelance jobs that i take.
Investing i think has made me more disciplined financially i think.
And i think I m fucking good at I do (My job).
But yes most of our time should go to our primary skill. Learning it or learning all other tricks of the trade.
But at the same time I do think we should start investing in our mid 20s passive at first, then slowly learn how the market works, once u have enough guts, investing actively.
As warren buffet famously said, u cant be rich unless u make money in ur sleep or some like that.
More podcasts like this pls
Time invested here is worth it !
Haha saw the title and just had to click! Amazing video Varun. But what if the skill that the youngster wants to build is investing/trading itself?🤔
I started invest when i was 18 , i learned a lot while lost thousand bucks .. today at 25 i am earning lakhs .. i wonder what would my position have been if i started jist now ..
@@sudhamajayanthi One can learn a skill consisting of multiple skill at one time. I learn coding , hardware designing and stock market while i was 18. I am good at coding (frontend and backend) now , along with value investing. Focusing on just one skill is waste of time. It is better to learn multiple skill and integrate them with each other. You can learn coding and stock market to create automated trading bot .. oe learn game development such that you are able to code and design as well. Or learn to market along with digital art.
@@sudhamajayanthi also, im not talking about trading. Trading is not investing but mere speculation. Investing is one this that everyone should try to excel , if one wants to get rich in life.
Varun is big chu***, best demotivator
Everyone , even legends like ratan tata , Warren buffet - Invest as early as possible .
*Le varun - let me misguide these people , so that they don't become rich in future . Also cool lagunga 🤤
Once I asked my Dad to invest in Sovereign Gold Bond and my Father told my you are my gold and I'm investing into you
Slowly I'm getting it self investment is the best
And I'll Strive hard & be the biggest Asset for My Parents and a lot sooner than Compounding
Shooting words of wisdom like bullets.
This has the potential to be the best smallcase advertisement. 😀
Let experts take care of your money.
Passive investment is the way to go
There's a reason this video was recommended to me.
20 year old swing traders coming in 3,2,1...... brrrrrrrrr
I would love to know what shashank thinks about this too :)
Wasting money while investing is the best investment .
What background color do we get to see in the next video?
When you invest a young age you learn about market and don't make mistakes when you actually have money after few years.
But i can understand your thoughts as you are a coder so finance in anyways out of your expertise.
Learn - Earn - Invest 🔁
varun bhaiya, what's the purpose of life? one day universe will end then why we are working for anything? what's the point in building things if everything will end in the end???
Maza aya🙂
That's like the basic barebones most obvious "advice". It doesn't matter if people are young or not. If you can't afford to park your money for a period of time or if you can't afford to lose it. THEN JUST DON'T. It doesn't make sense to invest that. Maybe you can get lucky but depending on luck is a very bad gamble. Make calculated gambles, reduce your risk. That's what everyone should do
I remember telling the same thing to a friend of mine who recently got into day trading.
That's why I sold all stocks and invest in MFs because Actively managing the stocks is a huge headache