-Link to explore my exclusive weekly video series: www.sahilbhadviya.in/ -Link to join this channel to get access to exclusive perks: ruclips.net/channel/UCdc6ObxhdQ8eZIFquU2xolAjoin
Dear idfc first bank share holders.... please use idfc first bank credit card and if possible open account too.... we as a share holders should give some boost to our bank as we r SHARE HOLDERS 😀
Opened a account 1yr back such a poor service upi never worked after many complaints problems not resolved now using canara for upi but still using idfc account for card machine because swiping machines not available with savings accounts
@sahil, good video and i am invested quite a bit in IDFC FIRST from long term perspective. Just one correction. The guidance is to 4X net profit growth in 5 yrs and not 6X like you mentioned. The figure in the presentation is for 9 months only and TTM profit is about 3000-3100 crs
Its an excellent buy at current levels. The current price to book is around 2, PE is under 20 & YoY is around 20%. There is potential of PE expansion as well as earning growth. Expecting 4X in next 5 years.
Hi all, profit growth didn't increase 3 times from june 2022 to dec 2023 (485cr to1455cr), it was increased 485cr to 732cr only - it is 1.4 times only but stock price went up to 3 times - 30rs to 100rs. I thought, because of this reason Sahil bro didn't go to the Results in screener. Before investing everyone please look into the profit growth also.
Holding it since 2014-15( bought as Capital First near 220-230 range) and added on dips regularly, decent quantity(around 6-7% of my portfolio). Average price is around 17-18.
Sahil sir, my respect. In one word I could tell you that you are a Gem 💎 of a person. Mostly, I watch your analysis, which are excellent and the content is unmatchable. Simple, clear and detailed. If possible, please give me the opportunity to connect with you 🙏🙏🙏
As allways, quite an impressive video giving key point information about IDFC First Bank. In my opinion inspite of such result, stock price has not moved up for couple of reasons. Anyhow, good opportunity to buy at below 80 level from long term prrspective as its already corrected by 20% from its highest price. Of course FY29 guidance looks impressive, but what about effect of merger of IDFC in IDFC Bank? Its loans, deposits, NPA etc. We have already seen merger of HDFC with HDFC Bank and post metger effects. Unsure if this can be a concern in IDFC Bank case too as long time people / investor saw this bank as futuristic HDFC Bank even before merger was announced. Some analyst need to address on these points. Thanks Sahil 😊
Thanks Dear Brother for Details video On IDFC Bank I am very bullish on IDFC Bank I am holding 1000 Shares in low price and I Shall hold for Long term Thanks 🙏🙏
Thank you so much for sharing your knowledge & experience 😊 . I'm learning a lot about the stock market through your videos. It's very rare to find such a genuine person on youtube. We are lucky to have you on youtube. 🎉🎉
Hey Sahil u told that you are believer in Mr V Vaidyanathan,I am a believer in Mr Sahil,if Sahil believes in the stock,I also believe in the same.Thanks for the video brother.
In 5 years down the line bank says rs 12000 to rs 13000 cr profit. Silent on equity dilution need. Silent on expenses growth. If we assume same expenses growing and some break even in credit card and new bank branch. At least equity dilution will happen 30 to 50 percent. Then eps at the end of 5 years going to be rs 8 to 10. Such a bank can best enjoy pe multiple of 10 to 15. That means target after 5 years will be 100 to 150. Plus how much expenses and dilution on esop we don't know. Continuous 2 times year esop is happening
Still at 2016level. No gain in the seven years for investers. In the next 7 years also, i dont think, this will even beat good mutual fund scheme Or Bank Index. BANK INDEX FROM 19500 to 48000 since Sep 2016. IDFC first Bank from 80 to 80
I read somewhere that they are diluting the shares , and returns on per share basis is not good , and they need to sell equity to raise funds is what I read , What are your thoughts on it?😊
Thanks Sahil....how about starting a small case....I will be the first subscriber.....not joining your youtube community as most of the info you share does not make sense to me but as a layman I try to check out the basic parameters on screener....if you come out with a small case will blindly subscribe....love you. may you be blessed always....❤
So nicely u have analysed the performance of IDFC FB vis a vis the guidance given in 2018.. in my opinion promising it is very promising in coming five years if the guidance (which is very conservative) given for coming five years..strong belief in the outperforming of the guidance ..if everything well the share price may multiply 4-5x in coming 5 yrs..I wd continue to be invested and wd be adding more to reach 5k.
If till fy24 all the parameters were achieved, then why were the return ratios like roa, roe not achieved.thats a question that naturally arises. Is the bank not disclosing its asset quality completely honestly?
Dear Sahil Taking management guidance for next 5 years as base can you predict and tell us what should be price band of IDFC after 5 years. Please give us knowledge as how its worked out step by step . Thanks again
Hi sahil, thank you for the valuable analysis. Can you shed some light on the proposed merger of IDFC & IDFC FIRST. what are the formalities/hurdles in the way? Also, since IDFC is trading cheap (as per the share swap ratio) would you advice buying IDFC? thankyou
The kind of expenses happened in q3fy24 shows if we exclude saving bank interest reduction from 4 percent to 3 percent upto 1 lakh and increase in fee income of 100 crore from q2fy24 to q3fy24.....Net profit of q3fy24 would have been 20 percent less than corresponding qtr last year.what reckless expense ratio
Sahil.. if Mr Vaidyanathan for any reason be it health or retirement or any possible reason leaves the post.. then what will be the future... Is it still worth or it will loose the future potential? Question from just basic knowledge...
Yes, that's a million dollar question. Also, if you make a video on Federal Bank and other small finance bank like AU, Equitas, Ujjivan etc. , I think it will serve a great purpose for all of us.
I work in this industry. What is the use of increasing bank branch ? Hardly any people visit branches now a days. Credit card issuance is very low for IDFC. CASA is going down because interest rates are decreased. Why shall someone buy this stock when ICICI or IndusInd are already established and have a good internet infrastructure than IDFC.
These numbers have been achieved despite the covid lockdown and resultant pressures on growth as well as npas..if covid had not been there,hypothetically, the management could hv performed even better, and CI ratio and Return ratios would hv been achieved
Currently the EPS is 4.5 approx. Based on the guidance. We will get an EPS of 16(condition if equity not grown) but I don't believe it will increase. But anyways let's go with 16. Currently the PE is 19. Let's assume same PE. 16*19 the share price will be 304.
I want to have your genuine opinion: most of the analyst says it is good if you get 20% PA growth. So, is it a good idea to book profit if you get 15 to 20 % gain within a short period, say, of 1 to 2 months?
112 pages report investor presentation. Continuous eps fall quarter on quarter for the last 4 quarter. Why such beautiful report to destroy investor wealth not reported in one page.
-Link to explore my exclusive weekly video series: www.sahilbhadviya.in/
-Link to join this channel to get access to exclusive perks:
ruclips.net/channel/UCdc6ObxhdQ8eZIFquU2xolAjoin
Dear idfc first bank share holders.... please use idfc first bank credit card and if possible open account too.... we as a share holders should give some boost to our bank as we r SHARE HOLDERS 😀
Already opened 3 account in my family
Bullshit ....
Opened a account 1yr back such a poor service upi never worked after many complaints problems not resolved now using canara for upi but still using idfc account for card machine because swiping machines not available with savings accounts
I have an account because they give 7% interest for savings account 😅
I have hdfc, axis,Icici,kotak, Federal bank, idfc bank, Bob,SBI, and few more bank shares. Do I need to open accounts ?? 😂😂😂
@sahil, good video and i am invested quite a bit in IDFC FIRST from long term perspective. Just one correction. The guidance is to 4X net profit growth in 5 yrs and not 6X like you mentioned. The figure in the presentation is for 9 months only and TTM profit is about 3000-3100 crs
Holding 5,200 shares for very long term perspective. Mr.Sahil, keep enriching us with your valuable analysis.
Buying price?
Now you are in big loss 😂😂😂
Its an excellent buy at current levels.
The current price to book is around 2, PE is under 20 & YoY is around 20%.
There is potential of PE expansion as well as earning growth. Expecting 4X in next 5 years.
Is this really possible to have 3x-4x growth in 5--6 yrs when interest rates are going to go down from current year?
Finally accumulated 2000 on an average of 70 around... I'm holding hdfc and idfc as part of banking stocks in my portfolio...
What price did you buy hdfc bank at?
Around 1550
Portfolio size?🙄
Around 9L
I am also holding the same
Hi all, profit growth didn't increase 3 times from june 2022 to dec 2023 (485cr to1455cr), it was increased 485cr to 732cr only - it is 1.4 times only but stock price went up to 3 times - 30rs to 100rs. I thought, because of this reason Sahil bro didn't go to the Results in screener.
Before investing everyone please look into the profit growth also.
Holding it since 2014-15( bought as Capital First near 220-230 range) and added on dips regularly, decent quantity(around 6-7% of my portfolio). Average price is around 17-18.
Sahil sir, my respect. In one word I could tell you that you are a Gem 💎 of a person.
Mostly, I watch your analysis, which are excellent and the content is unmatchable.
Simple, clear and detailed.
If possible, please give me the opportunity to connect with you 🙏🙏🙏
Where i will invest for 10 years+ Hdfc or idfc bank ? Please suggest
Do invest in both the business and
As allways, quite an impressive video giving key point information about IDFC First Bank. In my opinion inspite of such result, stock price has not moved up for couple of reasons. Anyhow, good opportunity to buy at below 80 level from long term prrspective as its already corrected by 20% from its highest price. Of course FY29 guidance looks impressive, but what about effect of merger of IDFC in IDFC Bank? Its loans, deposits, NPA etc. We have already seen merger of HDFC with HDFC Bank and post metger effects. Unsure if this can be a concern in IDFC Bank case too as long time people / investor saw this bank as futuristic HDFC Bank even before merger was announced. Some analyst need to address on these points. Thanks Sahil 😊
Idfc lts is just holding company whereas the hdfc ltd was into home loans.. so there will be not much impact
Great Analysis, Sahil!
Love all your research and reflections in your videos...❤❤❤🎉 Keep shining, stay blessed!🎉
Very good inputs on IDFC Bank Sahil. Keep the good work going!
Thanks Dear Brother for Details video On IDFC Bank I am very bullish on IDFC Bank I am holding 1000 Shares in low price and I Shall hold for Long term Thanks 🙏🙏
Thank you so much for sharing your knowledge & experience 😊 . I'm learning a lot about the stock market through your videos. It's very rare to find such a genuine person on youtube. We are lucky to have you on youtube. 🎉🎉
Hey Sahil u told that you are believer in Mr V Vaidyanathan,I am a believer in Mr Sahil,if Sahil believes in the stock,I also believe in the same.Thanks for the video brother.
In 5 years down the line bank says rs 12000 to rs 13000 cr profit. Silent on equity dilution need. Silent on expenses growth. If we assume same expenses growing and some break even in credit card and new bank branch. At least equity dilution will happen 30 to 50 percent. Then eps at the end of 5 years going to be rs 8 to 10. Such a bank can best enjoy pe multiple of 10 to 15. That means target after 5 years will be 100 to 150. Plus how much expenses and dilution on esop we don't know. Continuous 2 times year esop is happening
Still at 2016level. No gain in the seven years for investers.
In the next 7 years also, i dont think, this will even beat good mutual fund scheme Or Bank Index. BANK INDEX FROM 19500 to 48000 since Sep 2016. IDFC first Bank from 80 to 80
Fantastic. Would you please make video on SJVN for long term prospectives
I read somewhere that they are diluting the shares , and returns on per share basis is not good , and they need to sell equity to raise funds is what I read , What are your thoughts on it?😊
Loved the explanation. Thank you, Sahil 😊
Superb analysis by Sahil.... I request you to make a video on Laurus labs also.... Long time awaited video
Thank you Sahil for detailed comparison video
Hey Sahil please make a detailed video on Angel one. Is it good to hold for long term?
The way you are explaining is awesome 👍👍
Thanks Sahil....how about starting a small case....I will be the first subscriber.....not joining your youtube community as most of the info you share does not make sense to me but as a layman I try to check out the basic parameters on screener....if you come out with a small case will blindly subscribe....love you. may you be blessed always....❤
So nicely u have analysed the performance of IDFC FB vis a vis the guidance given in 2018.. in my opinion promising it is very promising in coming five years if the guidance (which is very conservative) given for coming five years..strong belief in the outperforming of the guidance ..if everything well the share price may multiply 4-5x in coming 5 yrs..I wd continue to be invested and wd be adding more to reach 5k.
Expenses also have grown by 33 % (see chart in 3.2 min) which was not expected
Thank you for your detailed video. I have accumulated more shares during the correction after the Q3 results.
Ems sector ks analysis aapne Kiya tha tab mene amber enterprises ka stock buy Kiya tha abhi aai devlopment se use kitna bhayda ho sakta hai.
Excellent analysis... thanks for sharing
Thanks bro for this in depth analysis of idfc first bank..Keep up the good work..
Hi bro, what is your view on NBCC good for long term and fundamentally sound?
Good analysis already ur 2 videos idfc watched.. Nice
Very Informative Video Sahil Bro ❤
If till fy24 all the parameters were achieved, then why were the return ratios like roa, roe not achieved.thats a question that naturally arises. Is the bank not disclosing its asset quality completely honestly?
I request u to make brief analysis in DCB bank pls. I found this a multi begger as growth and financial prospect
Sir,
Nifty formed, " Island Reversal " in daily chart...
What is ur opinion on this.......?
Excellent Video..Thank you sir..
Thank You Mr.Sahil for the detailed video..
Dear Sahil
Taking management guidance for next 5 years as base can you predict and tell us what should be price band of IDFC after 5 years.
Please give us knowledge as how its worked out step by step .
Thanks again
Hi sahil, thank you for the valuable analysis.
Can you shed some light on the proposed merger of IDFC & IDFC FIRST.
what are the formalities/hurdles in the way?
Also, since IDFC is trading cheap (as per the share swap ratio) would you advice buying IDFC?
thankyou
Very good... Thoroughly enjoyed...thank you
The kind of expenses happened in q3fy24 shows if we exclude saving bank interest reduction from 4 percent to 3 percent upto 1 lakh and increase in fee income of 100 crore from q2fy24 to q3fy24.....Net profit of q3fy24 would have been 20 percent less than corresponding qtr last year.what reckless expense ratio
provision to loan book is better metric than provision
Sahil.. if Mr Vaidyanathan for any reason be it health or retirement or any possible reason leaves the post.. then what will be the future... Is it still worth or it will loose the future potential? Question from just basic knowledge...
Yes, that's a million dollar question. Also, if you make a video on Federal Bank and other small finance bank like AU, Equitas, Ujjivan etc. , I think it will serve a great purpose for all of us.
Sahil already done videos on au bank and small finance banks..do search on RUclips bro
Sir,please provide your view on Globus Spirits now.Invested as per your earlier view.But it is continuously falling
Thanks Sahil......for valuable information....it is fair price where we can ......
Should be 4X in next 5 years easily.....considering its vision and guidance....for next 5 years.
Excellent presentation
Hi sir, can you make a video on Polyplex.. Y promoter holding is reduced
You need to hold it for 15 months. If you can't sell it now and buy something good value stock
I work in this industry. What is the use of increasing bank branch ? Hardly any people visit branches now a days. Credit card issuance is very low for IDFC. CASA is going down because interest rates are decreased. Why shall someone buy this stock when ICICI or IndusInd are already established and have a good internet infrastructure than IDFC.
There is decrease in diluted EPS. They have issued fresh 3000 shares, which they have got 3000 crores.
Thankyou very much for your support
These numbers have been achieved despite the covid lockdown and resultant pressures on growth as well as npas..if covid had not been there,hypothetically, the management could hv performed even better, and CI ratio and Return ratios would hv been achieved
Which stocks are in your portfolio in renewable energy sector?
Dear good presentation 🎉
Axis bank is undervalued and best among idfc, hdfc, icici
Very detailed explanation, Thank You Mr Honest!!!
It's IDFCs investors presentation 😂
Excellent presentation Sahil🤝
nice analysis sir thank you
Please make a detailed video of Federal bank.
Sir please discuss about Larus labs
What would be the value of IDFC stock in 2029? any suggestions
240 to 320
2250
Currently the EPS is 4.5 approx. Based on the guidance. We will get an EPS of 16(condition if equity not grown) but I don't believe it will increase. But anyways let's go with 16. Currently the PE is 19. Let's assume same PE. 16*19 the share price will be 304.
300-350
Easily around 250-300
Nicely explained. Thanks for sharing
Wonderful Analysis!!
Excellent analysis to help for investment
Thank you bro..... Nice explanation
Excellent analysis of bank
Thank you sir for your valuable information.
Holding 10000 shares @31❤
Khatarnak bro
30% of my portfolio money invested in Vaidyanathan (specifically want take his name rather thank Bank)
32% TaMo
18% Olectra
Wonderful video Sahil
Thx
👍👏
But comparing before merger and after merger is not fair I think.
Thanks for the analysis
Good analysis
Look at the equity dilution...
And promoter dumping their own share...
And provisions....
How can I have the pdf that u are sharing in this video ?
Bro can you please provide your thoughts on latest developments on kpit and tanla share price.
Still am in loss with this Bank.. But I have faith on CEO Mr.Vaithi.. i can't sell this share. Its. Multibagger within 5 yrs....
Mr. Fraud vaithi sold his shares whenever stock touch 98... he did twice already within a year
I want to have your genuine opinion: most of the analyst says it is good if you get 20% PA growth. So, is it a good idea to book profit if you get 15 to 20 % gain within a short period, say, of 1 to 2 months?
On the chart, it looks like it will continue its trend. Entry is around 160 where it started its big movement.
Stock trading at very high valuation. I am comfortable at 65-68 rupees.
If so, why insiders are selling?
They can by cheaper in esop
Excellent video
The last line in the video is inverted "I hope this video will find you useful" 😅
I’m glad to watched it till the end 😄
Invested since it was around 30 🎉
7% of my portfolio is invested in this company. 🙂
70% for me
@@sandip0503 bhai Kam Karo. This is not prudent investing
25%
Remaining 93% ?
8.6% for me
how come the stock continues to fall but not grow?
Thank you sahil sir...
Please do video on Sheela foam
Why you are taking 5 years statigy
Do you think this is correct ?
Please, discuss with Ujjivan small finance bank
Excellent video 🙏🙏🙏
Thank you Sahil 🎉
Can you please make the video on the merger of idfc and idfc bank and what are the benefits. Please
112 pages report investor presentation. Continuous eps fall quarter on quarter for the last 4 quarter. Why such beautiful report to destroy investor wealth not reported in one page.
Should we buy on ruppes 79
Equity dilution is the biggest con for IDFC First
How it slows share price growth?
Mr Vaidyanathan is the Modi of banking.
Thanks!
I heard the bank MD sold his personal shares to GQG. Is ths true sr?
Its true but it has got another angle due to which his stake is increased search on net u will get
Informative video, but a minor gaffe @18:38 😂
I’m glad to watched it till the end 😄