Walmart Associate Stock, Matching Contribution, Capital Gains Tax, ESPP Calculator, Sell Share Fees

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  • Опубликовано: 26 июл 2020
  • Walmart Associate Stock, Matching Contribution, Capital Gains Tax, ESPP Calculator, Sell Share Fees, Should You Invest?
    The Walmart Associate stock is an employee stock purchase plan (ESPP) which is a company-run program that participating employees can purchase company stock at a discounted price. Employees contribute to the plan through payroll deductions which build up between the offering date and the purchase date. I have a long term plan to reap the benefits of this rising stock that could surprise many competitors and investors by 2025. You can make adjustments on the amount you invest in Walmart Associate Stock. There's so much more to WMT stock and you are given the unique opportunity to contribute and grow your financial future with Walmart.
    In this video I Briefly discuss, ESPP Basics, Capital Gains Tax during Income Tax Time, Walmart Company Matching Contributions, Espp Calculator to calculate estimated profits, how to adjust the amount you put in your account each check.
    This is a good investment opportunity for Walmart associates. Please be sure to sign up for associate stock during open enrollment. Walmart did a 3 for 1 stock split which lowered the Price of Walmart or WMT stock visually but everything remains the same. The lowering of the stock price now allows its associate to be able to afford to purchase more shares of stock.
    The goal of the company is to get its associates to feel like their getting more money out of the stock. With the 15% match up to $1800 and dividend payouts quarterly this allows associates to get a boost and earn more money from Walmart. 3 shares of stock today would be about $170, and the dividend per share would be about 21 cents per share. The dividend amounts were also divided by 3 to make up for the stock split. First determine how much you want to invest per check. $120 would be a good option for those already investing, and $60 would be great for those just beginning. If you just want to get in the game all you need to invest per check is $2 until your in a position to add more. $120 would get you about 2 shares per stock bi-weekly, and 52 shares per year. This would put you at $3,120 saved each year. Once you reach $1,800 you would have received an extra $270 which stays into your account. Your annual amount would be $3,390.
    Dividends are paid quarterly so that's extra money that can be reinvested into your stock account. The longer you save the more you can earn to avoid capital gains losses. If the stock price grows over time that's even more money for you. Take a chance if your able to afford the stock account. Right now is the greatest time in history to grow wealth over time.
    Walmart Login:
    one.walmart.com/content/usone...
    Capital Gains Calculator:
    You may owe capital gains taxes if you sold stocks, real estate or other investments. Use SmartAsset capital gains tax calculator to figure out what you owe.
    smartasset.com/investing/capi...
    ESPP CALCULATOR:
    Use this free calculator to figure out how much you will have over time when contributing to an Employee Stock Purchase Plan.
    www.mywealthtrace.com/employe...
    Walmart 401k:
    Invest in a Traditional 401k or Roth 401k as a Walmart Associate and save money for retirement with matching contributions.
    www.benefits.ml.com/login/login
    Merrill Edge Roth Ira:
    Invest in a your future with a Roth Ira with after Tax Dollars and diversify your portfolio with this solid retirement account.
    www.merrilledge.com/retiremen...
    Computershare( access through OneWalmart):
    This company controls the Walmart Associate stock. You can view your info and stay up to date with your Associate stock investments.
    www-us.computershare.com/Empl...
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Комментарии • 45

  • @Makeit87
    @Makeit87 2 года назад +2

    Great video helped a bunch

  • @believeinfuturedream1104
    @believeinfuturedream1104 3 года назад +1

    Great presentation .👍❤️

  • @rosenieauguste4492
    @rosenieauguste4492 3 года назад +2

    Good video 👍🏾

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад +1

      thank you, good videos on your page as well, continue to enjoy life and stay blessed:)

  • @PrinceTheKingNO
    @PrinceTheKingNO  16 дней назад

    This is a good investment opportunity for Walmart associates. Please be sure to sign up for associate stock during open enrollment. Walmart did a 3 for 1 stock split which lowered the Price of Walmart or WMT stock visually but everything remains the same. The lowering of the stock price now allows its associate to be able to afford to purchase more shares of stock. I believe the goal of the company is to get its associates to feel like their getting more money out of the stock. With the 15% match up to $1800 and dividend payouts quarterly this allows associates to get a boost and earn more money from Walmart. 3 shares of stock today would be about $170, and the dividend per share would be about 21 cents per share. The dividend amounts were also divided by 3 to make up for the stock split. First determine how much you want to invest per check. $120 would be a good option for those already investing, and $60 would be great for those just beginning. If you just want to get in the game all you need to invest per check is $2 until your in a position to add more. $120 would get you about 2 shares per stock bi-weekly, and 52 shares per year. This would put you at $3,120 saved each year. Once you reach $1,800 you would have received an extra $270 which stays into your account. Your annual amount would be $3,390. I believe dividends are paid quarterly so that's extra money that can be reinvested into your stock account. The longer you save the more you can earn to avoid capital gains losses. If the stock price grows over time that's even more money for you. Take a chance if your able to afford the stock account. Right now is the greatest time in history to grow wealth over time. Learn the true power of Consistency & Patience, and you will unlock the true beauty of your benefits. Let the investment party begin!

  • @PrinceTheKingNO
    @PrinceTheKingNO  2 года назад +1

    Many things are occurring but, I see an opportunity. I plan to continue my investments. It will get better.

  • @janinelowe7359
    @janinelowe7359 2 года назад

    So when is a good time to sell my Walmart stock and how do I find out how much I love

  • @paragonknight3307
    @paragonknight3307 Год назад

    Fantastic video, however when does walmart allow me to use the app? It keeps telling me my WIN cannot be found...

    • @PrinceTheKingNO
      @PrinceTheKingNO  Год назад +1

      Have you already signed up for the associate stock app?

    • @paragonknight3307
      @paragonknight3307 Год назад

      @@PrinceTheKingNO as in during open enrollment?

    • @paragonknight3307
      @paragonknight3307 Год назад

      @@PrinceTheKingNO I have it downloaded, but no info on how to get my pin #

    • @PrinceTheKingNO
      @PrinceTheKingNO  Год назад +1

      Yes, because the most important step is enrolling during this time period, because most will have to wait a year once it’s over. As long as your signed up now any issue can easily be resolved, even if u may need to wait a few weeks to solve an issue it’s better than waiting a year to open the account.

    • @paragonknight3307
      @paragonknight3307 Год назад

      @@PrinceTheKingNO Thank you, this is my first go with this and no one at our store seems to know anything about this to help me out. So will they email me a temporary pin # or just wait till after the 11th when open enrollment ends?

  • @dianegarcia7108
    @dianegarcia7108 3 года назад +1

    What happens if I get fired.. what happens to all the money they took from my check toward an espp?! Will I get it back..

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад +2

      No but you can withdraw the money from the espp. I use the associate stock app.

  • @venmathis2005
    @venmathis2005 2 года назад

    Bro, the amount we put in to the ASP is before or after tax? Does it help with tax reductions?

    • @PrinceTheKingNO
      @PrinceTheKingNO  2 года назад

      Watch the video, it’s a combination of items that affect deductions.

  • @cameronrichard2365
    @cameronrichard2365 3 года назад +1

    So there is no time you have to hold? So basically you can just get free money by buying and instantly selling?

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад

      You do need to hold for a period of time as with most ESPP’s. Check out the capital gains tax part of the video.

  • @BadWeatherfreak
    @BadWeatherfreak 3 года назад

    So they match 15% up to 1800 total? Or 15% of everything you put in?

    • @PrinceTheKingNO
      @PrinceTheKingNO  2 года назад

      15% of however much you put in each paycheck and it stops at $1800.

    • @DaGenius86
      @DaGenius86 2 года назад

      @@PrinceTheKingNO $1800 is the limit of how much they contribute per what? Per week, month, yr, or per transaction of stock purchase?

    • @PrinceTheKingNO
      @PrinceTheKingNO  2 года назад +1

      After $1,800 the 15% match ends. You can contribute as little as $2 up to $1,000 per week. So at 1800 it’s usually $270 they have added to your stock. What most don’t realize is you still save because if you set it to $100, they only take $85 out your check. So you save on your check too.

    • @DaGenius86
      @DaGenius86 2 года назад

      @@PrinceTheKingNO amazing perk bro. I plan to move from NYC to North West Arkansas in downtown Bentonville where they building the new HQ buildings. Gonna plan to get a HVAC job with them. I like that perk n hopefully it's for all walmart employees

    • @shelbynickey7774
      @shelbynickey7774 2 года назад

      @@PrinceTheKingNO mine just adds money to mine. I take out 75/$ and they just give me 12.50$ with it. I don’t get 60$ taken out I stil get my 75 in

  • @livewirejay4008
    @livewirejay4008 3 года назад +1

    Okay my brother I hear you I've been there for a year now and but I have a mortgage though I hear at the end of the video I can even start at $2 to $10 so does that mean they're taken to or 10 if I do that out of my check each week or two weeks yeah I can't do it big yet have their mortgage on my house but I hear you though let me know when you get the chance I'm trying to think about the Future 2🤔✌🏾

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад +1

      I’m happy to hear that your thinking of the future, it’s so close yet seems so far away. When I first started I put $2 in my stock every 2 weeks. As I slowly went through the process I increased it to $5 every 2 weeks. I saw Walmart’s progression and increased it to $20 per week. I’ve rotated between $20, $50, and $100 biweekly into my Stock account. You can put any amount that you can afford in your stock. This is your journey and it is your money. We as associates are given the opportunity to earn more money with the associate stock, but in order to do so you need to have patience. The associate stock app makes it easy to monitor your stocks so that you can see how the market changes daily. They also have videos on how stocks work on the work website. I plan to continue investing in the stocks, because I’m given the opportunity to make more money long term. Small steps towards greatness takes patience. Many people have told me they wish they would’ve invested in the stock. Start small but think big. I did take some money when I needed it when I had difficult times. I’m hoping you make the best decision for you. I still feel the same as I did in the video, except the numbers are Changing because the future is always changing. Good luck!! You can do it.

    • @livewirejay4008
      @livewirejay4008 3 года назад +2

      I really appreciate hearing that but you know it is some people at the job that discourage me from telling me I should do more $100 and I don't have it like that yet it would be I knew in my heart that I wanted to start small and then gradually work my way up you feel me a lot of people at the job, don't but I feel where you're coming from more than anybody I am thinking about the future homie

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад +2

      At the end of the day, its your money so the decision is yours. This year I'm trying to have patience while working hard to achieve all my goals. Its feels good to put a lot of money in your account, but if you have to keep withdrawing money it will hurt your progress. I honestly was doing $2, $5, and then when I was ready I made the adjustment. Pay off debt to free up money to save and invest. Believe and trust the process, one step backwards so you can fly forward. I'm happy that you care for your future, and best way to prepare for the future is to create it. Many people will say a lot of things, but don't be discouraged. Try to create a plan and put it into action.

  • @fillyfillynob5777
    @fillyfillynob5777 2 года назад +2

    Nice break down bro when I started Walmart stock was $65 2 years in older coworker said hey you should buy stocks so me and my friend said sure let's do 120 a month and been doing this for years I just wish I never pull out every year lol 😆

    • @shelbynickey7774
      @shelbynickey7774 2 года назад

      Why would u pull out every year? Dividends will pay good eventually

    • @fillyfillynob5777
      @fillyfillynob5777 2 года назад

      @@shelbynickey7774 comes a time when you have to part ways even if the gains are beautiful but the funds always made its way for future gains in life. But on the same note last year was the last time wallyworld is diamond 💎 hands now.

  • @BadWeatherfreak
    @BadWeatherfreak 3 года назад +1

    I see they match up 270 dollars. That is 15% of 1800 a year. It would be wise to invest minimum 1800 a year to take advantage of that 15%.

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад

      Absolutely

    • @BadWeatherfreak
      @BadWeatherfreak 3 года назад

      @@PrinceTheKingNO how much higher you think walmart stock will go?

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад

      I don’t see a number just great potential. I have a number in my head and if we ever reach that I would be appreciative in understanding how far we have come. Just enjoy the process of investing your money and watching it grow over time. There will be bumps in the road, but stay on course.

    • @alexanderoddest1431
      @alexanderoddest1431 2 года назад

      How about we invest 1 grand and watch it blossom.

  • @monkeytrollhunter
    @monkeytrollhunter 3 года назад +1

    Sucks they are not offering the stocks at a discounted price. Otherwise, it's not worth putting in more than maximum amount that they will match :(

    • @PrinceTheKingNO
      @PrinceTheKingNO  3 года назад

      They are offering stocks at a discounted, if I put in $100 only $85 is deducted from my paycheck. The discount probably stops once you put in $1,800. There's more to the stocks that you don't see. Trust the process.

    • @ericgarrison3569
      @ericgarrison3569 2 года назад

      @@PrinceTheKingNO how much per paycheck u put into your stocks $67 or $100?