Use GoFundMe To Get Out Of Debt?
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- Опубликовано: 13 окт 2024
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The amount of entitlement in this society is ridiculous. Wouldn't give them a penny!
People who make that type of comment typically don't have any to give.
@@superblump87 🤣🤣🤣🤣
Then don’t, pretty simple
@@conquistador2 Okie dokie.
Me neither.
I physically volunteer locally instead.
I think it shows a lack of personal responsibility. Let’s call this what it is. It is digital street begging. It is not everyone’s responsibility to pay off his debt. It’s his responsibility. It’s a lazy way to try to get debt free that does not require him to pay the proper penitence, and it’s that painful process that truly teaches the lesson.
THIS!
John Cline: You are absolutely correct. The sad fact is: If this person does set up a Go Fund Me page, some other folks will contribute! SMH.
How is this different from Dave declaring bankruptcy? If you don't want to donate then don't. People who want to have the right to
e-begging.
Right!
One of my old coworkers set up a gofundme to renovate his kitchen. Zero people donated, understandably.
No. I'm not paying off someone's debt just because they asked.
Well sometimes you just need to ask.
I can’t believe this. Another lvl of lazy. This gen is fd
I know one guy who does this and he was not successful we were like go work and do it yourself. We are not giving you a hand out. This guy is about 30 and he can work his way out. But it came off as if he's too lazy to work his way out of debt.
@@tkdevlop yea I get that. Its more understandable if there were circumstances that may encourage people to extend kindness.
@@tkdevlop
They can always ask.
They get angry with me after asking because I want to know where all of their money went.
Never an answer for this.
Never money from me.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
NICOLE ANASTASIA PLUMLEE' is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
GoFundMe is largely an on-line panhandling venue. Not in all cases, but a ton of them.
This is actually more common than people would like to think, sad but true. Go fund me started out as a really great idea helping people who needed it but now it’s turned into I can’t pay my deductibles so I do a go fund me I can afford health insurance but I don’t wanna get insurance because hey I can always do a go fund me etc. etc.
I would like to know why people give money to strangers whose story may or may not even be true. Charity is great but let's not e gullible
@@joycetaylor8057 Good point, who's vetting these people and seeing if their stories are true? Anyway I would rather give directly to someone I know personally If they needed help than a rando from the internet.
I think it's fine as long as you're clear and honest upfront with it.
Let people be a blessing where they want.
For Vietnamese weddings, it’s traditional to give cash gifts instead of having a wedding registry. I think the only strange part is declaring what the money will be used for ahead of time since that leaves room for people’s opinions of if they approve or not.
No. They are asking strangers to pay their debt. That is beyond strange.
It wreaks of lack of accountability. Same issue as canceling student loans. You agreed to the debt on your own, pay the debt on your own.
question, what if someone was paying their debt and then got deathly ill and could not work? There would be no way to payoff the debt unless someone helped. I wish people were not so effing judgmental because they have no idea the person's circumstance. they just assume not responsible
@@sarawentworth7967 You’re going down a rabbit trail yourself with suppositions on extenuating circumstances that were never identified. I wish people would stop doing THAT.
Exactly: the navient case was a rare situation that I agreed with. For me, I have my student loans and I am not even working in the field that I went to school for and I am going to pay them off.
@@sarawentworth7967 that's why you don't take debt. Maybe you should of put a clause in the contract that you won't pay if you become ill.
Keith your tax dollars will help pay for those who went to college how do you feel?
Curious if they are having a big expensive wedding that someone else is paying for too. This is absolutely ridiculous.
I get those who say "it's lack of responsibility."
But I also see it as, if you're honest about it, and people want to give you money because they support you, I don't see anything morally wrong about it. It's rough on these young people nowadays, and if someone has money to spare to help another get started.
Overall if it's not directly saying it's "charity" but a "helping hand" and people want to support you, I do see that as a good thing.
The easy way out will get you right back in debt.
Exactly: I struggled during the 2008 recession but now I am doing much better was able to get most of my debt paid off and fund a decent savings. (car is almost paid off and next I will be tackling those student loans).
That's the biggest problem with it
These people just want another hand out. Back in the days, I had to work for what I wanted. These people are nuts.
GoFundMe should really be reserved for situations like a cancer diagnosis or a horrible injury that prevents you from working.
You just randomly soliciting money for other people to take responsibility for your personal problems is extremely immature and entitled. Id cease a friendship over this.
It's one thing to request money instead of gifts for a wedding registry. I can see that working out fine as long as you do tactfully and explain the need.
Part of getting yourself out of debt is building the character through doing it. If other people come along and do it for you you don't build character.
If they don’t take responsibility they will be back in debt
Many do! Sad
That part!
I was thinking the same thing.
This is the funniest question I've seen Dave answer in a long time lol
Agreed, I thought this might be one that he might blow a gasket and get worked up but he didn't.
Only Dave didn't seem too amused 😂
I think it’s interesting George seems more offended than Dave, lol
I lost everything during the covid lockdown. My business was closed. I had to build myself back backup. I am considering starting to go fund me to ask for help to go back to trade school for electrical and HVAC licenses. I feel it people want to help they will. If not they choose not to do so. I'm already enrolled and i will figure it out one way or another.
I am sure that her parents are proud and confident in her choice of a husband...
😂
My narcissistic sister-in-law just did this. She doesn't want to get a job, so she started a go-fund-me page to help her move out of her parents. She is 45 years old with a child. I put these people in the same category.
Just have a traditional Romanian wedding. It’s default to give cash as a gift, $100 per person on average, 300 people at the wedding on average. The goal is to bless the couple with the funds to pay for the wedding, and have a cushion into their marriage.
thats the whole point of it. i am Romanian. when i got married summer 2019, we were left with about 10k after all expenses paid. it was a good help to get started in family life. it is not meant to pay off debt.
@@codorin good point. But hey, if you wanna use it to pay off debt, God bless ya 😆
I know a guy his wife died and he had a gofundme for the funeral and he's pretty well off, I just couldn't believe it.
Most Asian weddings, people give cash instead of wedding gifts, it’s actually the prefer gift.
Thanks...
It’s sad that people think begging is ok
Unfortunately, I feel like it makes them look bad. I have friends who don’t work but raise money for missions- assuming they are very busy doing ministry, that I can understand, but when it’s for school or debt or other stuff- especially if you’re fully capable of working- I just can’t get myself to donate.
I agree with George, I am not a fan. The groom-to-be will not learn his lesson, and will not learn how to budget if a large group of people band together to help him pay off his debt for him. In my opinion, particularly since he is getting married, he needs to grow up a bit. This Go Fund Me idea is not going to help him do that.
Prayers for the direction of the country it isn’t looking good folks!!
There's no personal accountability anymore. What ever happened to paying back what you borrowed?
Debt jubilee.
What ever happened to people learning?
this is the result of participation throphy
Poor parenting?
I always give cash at weddings. Go fund me for mortgage, debt, or a honeymoon is tacky!
Well as long as you're honest and people are willing to donate, you have every right to do so, whether we like it or not. So let's mind our own bidness.
@dmedranovera, THANK YOU!!! BEST RESPONSE YET!!!
One word. Embarrassing. People lost all sense of morals.
There is absolutely nothing wrong with asking and trying.
The real secret to financial independence: GoFundMe.
I wish it was a thing back when I married 13 years ago. I got SO many beautiful gifts, which we were grateful for, that we never had any use for and eventually donated or regifted, getting money would have been awesome. Tacky, but awesome!😜😘
People should give cash
Ha good luck getting anyone to donate for that cause 😂
You underestimate the stupidity of people
This is really common among people my age (25) I have friends ask me on a weekly basis for money through cashapp. I think it absolutely disrespectful
Someone on another site said they reply that's funny I was just about to ask you for a loan
People take Go Fund me for granted. Get a budget a second job and pay your debt.
Not everyone can pay their bills even with two jobs!!! Not to say a budget does give them a better chance!
If people think that they need a go fund me just wait until the divorce papers are filed.
@@donaldlyons17 But as an individual you can control your bills. Live within your means, but asking others to fund your lifestyle is unacceptable.
@@sebrofc There are a lot people can do BUT not everyone can liv within their means. Also getting the better paying job is not easy nor simple. I live with multiple people during the Great Recession and I was the only person able to pay the bills each month without problems. For some people it is just never going to be possible.
@@donaldlyons17 No offense but sounds like a cop-out, this is coming from someone whom has lived in the back of an SUV in parking lots during the middle of winter for some time. Anything is possible with effort, hard work and some determination. There are social programs available for those who want to make some effort and work to become better and not become a long term drain gaming social benefit programs. Simply saying its "hard" or "never going to happen" is a preconceived mindset that will indeed make it never happen.
I think asking for money is fine, maybe even responsible if it's for debt. The only thing is being on go fund me makes it sound like it's being opened up to strangers who have nothing to do with the wedding or the debt. That may be incorrect though. Like you say being financially responsible makes you the odd one
The person asking for the Go Fund Me donations would totally be missing the key lesson in working to get out of debt on their own-which is…debt sucks and you don’t want to do this again! If people do it FOR them, debt doesn’t seem scary or undesirable at all.
I think this concept Of people sharing or donating money is good for families to help each other out, but not for random people to donate. For families need to come together to help each other out. A bunch of average people can become millionaires if they put there incomes together towards a common goal with no distractions
Hey if people have so much extra money they can give it to strangers why not? I'd rather have people donating directly to pay off debts than donating to politicians and charities to maybe get what they want done.
It's creepy... It's almost like you're buying your friends you're turning your wedding into a monetary advancement... You do not tell people what to gift you...
Wedding guests can gift them cash and then they can pay down debt. But this groom has to work to pay off debt because it's one way to learn not to overspend in the future. Very unchristian to be in debt like that.
I would never give money to anyone I do not know. How do we even know this is a legit couple...with serious wedding plans/desire to pay off debt? Don't they learn so much more from paying off their debt themselves...rather than charitable people giving money to folks they don't know? Crazy.
No. No. No. Immediately no.
No George- it’s the same thing! You was asking people to contribute to your house fund. Same difference. Why can’t you just invite people to your wedding & let them get you want they want. I hate registries!
I thought go fund me was supposed to help people in need
Digital panhandeling
Red flag that you can’t afford a wedding
The lack of accountability from people is astonishing….
George - "What are you doing with the cake stand" lol
This is todays society. So many people begging for money. Dont want to work for it.
most people donate because of catastrophic events not because of debt.
People scamming what is supposed to be used as a charity for people in desperate need.
Very tacky. Go Fund me should be for medical bills, burial, etc. get a side hustle & pay off your own debt!! btw. I could use a monthly pedicure. Want to donate to that?
GoFundMe for medical bills demonstrates a broken society.
I won't even say what it shows that your brain is totally okay with that as a way of life.
Go fund me is not insurance and shouldn’t even be used for that stuff either tbh
@@ke6264i think it depends on the elective surgery as they are not all foolish .
Insurance doesn't cover much if you ger really sick or have a big accident.
@@georgewagner7787 surely this is true for all countries. Right?
He should be able to get out of debt himself. It shows that Hello is too lazy to change his habits that got him in debt
It’s public begging. I’m totally against them.
Hello I never used gofundme or freefunder do you have to paid back to owner and does it affect your social security number or etc can anyone inform me.
They aren’t going to learn anything by everyone else paying their debt
Pretty sure a couple of episodes ago someone asked about loan forgiveness and Dave something along the lines of you’re on the hook for the money, not the gov’t. Why doesn’t this translate?
For our wedding we asked for cash to spend on our honeymoon. Went away for a week and did some amazing things. A few people gave gifts too which was fine
Tacky
@@annkrull9894 what is also tacky is you insulting this person. Tacky Ann!
Very tacky....as is asking people to give to your house downpayment fund, honeymoon acitivities, expensive animals you want to buy and the like. Plus, these couples typically have a registry to boot.....kitchen items, towels, small appliances, dishware etc. like normal people. If you can´t afford a fancy honeymoon, don´t go on one. If you can´t afford a downpayment on a house, you can´t afford the house. Wedding guests come to celebrate the union, not fund your future. Jeez.
What a complete lack of personal integrity.
If that is the case we have to think about what gifts are in modern days. Someone giving a gift of some plain cash might be better than some item they may like. That cash can be used to clean up the loans.
Well go fund me relies on other people donating money to you and your cause, if you can convince people to help you get out of debt using this platform than go for it the worst that can happen is nobody donated money
I have a hard time understanding the mindset of someone asking someone else to payoff their debt. It’s pure laziness, selfish and irresponsible.
GoFundMe can be used for WHATEVER you want to use it for.
Using GoFundMe to pay off debt is saying that debt is equally as urgent as not being able to afford a life saving surgery or having your family die….
Is the Go Fund me link next to the gift registry link on the wedding site? I’ve been to all kinds of events in recent months and thank you notes are at about 50%.
“Go Fund Me” is fine. Don't let anyone shame you on it. Our government wastes so much money and people are turning to “Go Fund Me” for noble reasons. Good luck out there!
George won me over with this video. 😂
When the rich man asked Jesus “What must I do to be saved”? He said go sell all you have and give the money to the poor. The process of selling everything would be a painful process, and the Lord knew it would be as he shed one item at a time until eventually his tie to this world would be severed. In the same way this couple should learn the pain of debt and getting out of debt little by little as they start their marriage…
You could also say the rich should look out for those who are not rich too BUT…
I had some friends who did a similar thing when they got married. They didn't set up a go fund me, but on their invites they asked for no gifts and only money to pay off debt. They stated that since both had already lived on their own they already had most of what they needed for a household. Not sure what happened, but personally some other friends and I still went in on a more expensive kitchen item instead of cash.
That being said, when my husband and I got married we used some of the money we got to buy new tires cause one of our vehicles desperately needed them. But we didn't tell anyone or ask for money specifically for that.
Leave Home Depot out of this.
Jimmy, you hating on Menards?
Pay off your own debts and student loans! Irresponsible people! Smh I'd like to have all the money I paid back myself! Lol
It’s a begging bowl - How about working harder, spending less and saving more - Delay the wedding until you have more money.
Can't! Believe Dave took this call! It's your mess clean it up!
I think its fine especially if its an insane medical or student loan debt. If they put it on gofundme then ppl who don't attend wedding can still contribute
It depends on the couple. If it is a well-off couple of yuppies, it's shamelessly entitled. However, if it is a couple on a low income who want to start a family debt free, why not? Where are all these people told to tithe 10% of their income going to stuff their money? Give it all to the church and hope that it will eventually reach some deserving people once the church roof repairs are paid for? Or give it to real people and solve real-life problems? A friend of ours told us about a church community that decided to use all Sunday donations to lift one family after another out of debt until the whole community is DEBT FREE. Isn't that worthwhile? And if so then can we not have a GLOBAL community where we do the same regardless of which church (if any) people attend?
That's true. It depends. I am 60 and working part time with cancer and I get pretty offended when able bodied people ask me for money.
This lazy world
About 25 years ago I was in a sporting goods store where there was a sign asking for donations so some of the staff could take a kayaking trip in South America. I declined.
Why not just give them any spare change? I always donate even if it is just a few cents.
@@donaldlyons17 I wouldn't want to give to someone else's wants and desires even if it's just a few cents just because they don't want to pay for it themself. It's not an important enough desire for me to pay for it myself, but I will happily take that Kayaking trip if someone else pays my way. Just imagine the good you could do if you donated that few cents to yourself and over time you could actually use that much higher amount of money to donate to an actual need that could mean a life and death difference to someone else, but instead you squandered it away to many BS donations.
@@michaelb.8953 Yes some people need the donations more than others but donating a few cents is not the same as donations worth several dollars!!! For example I donate cents to girls and Boy Scouts, school fundraisers but dollars to research, cancer, and needy beggars, and quality of life charities.
Why are you guys not ok with this, but you’re just fine with letting cc’s charge off for money they used? They shouldn’t have to pay THAT money back?
Its tacky to ask random people to pay off their debt. Asking for it as a wedding present is perfectly okay cause it is people they know!
Here’s the difference:
Wedding gifts are from people you invited to the wedding. Gofundme is asking for handouts from random strangers.
Wedding gifts are also meant to help the new family start life. not pay down debt.
@@codorin Paying down debt can be part of that, but you just ask for money as a wedding gift. You don't say "pay down my debt as a wedding gift".
Not necessarily. If you only ask friends and family
Not if you only share it with family and friends....
@@Lovelyinspo they didnt' make that distinction in their question.
I think it depends on the reason for the debt, per say. Now if he was blowing money and asking people to pay that would be sad. I think it's tacky. But that's me. I would never ASK for money. And I didn't have a wedding cuz I'm TOO frugal and I would never want gifts. I feel bad expecting gifts.
Same folks that bash people on welfare. Pay what you borrowed.
It's weird, but I don't think it's wrong. At least they are being up front about what they want the money for. Can't hurt to ask!
If it's for your immediate friends and family in lieu of weddings gifts, ok. But are you trying to get strangers to pay off your college loans? Then no.
NO, NO, NO, NO
Lol, doing a GoFundMe to get married so they can soak you for gifts a second time. Just ask for cash for your wedding rather than a honeymoon fund.
I have an acquaintance who crowdfunded her divorce (lawyer, etc) and post divorce life (moving costs, furniture, etc) with a GoFundMe. Then a couple years later… she had another baby with the ex and moved back in. Whoops!
A gift is a gift, a unique expression of my affection for you. Money is a thoughtless gift, and asking for it is even more cheap.
Yep
GO-FUND-YOURSELF, the cheek of it all !!!!!!!!!
This dude. I can get money for my house down payment and that’s okay. But people asking for money to pay debt. No no no not okay. Asking for money is asking for money. Clown 🤡.
Nothing wrong with it if you just say hey we want to pay off debt and would you like to help us. Now, if you lie and tell a bs story of why, then no not helping. Don’t beg like you’re on a street corner. Just ask.
Where in the letter did they say that wedding guests didn't need to bring a gift?
Wow. And I thought it weird to use GoFundMe for adoptions. Student loans you chose? That's disgusting.
Adoption is kind of expensive especially if they have to go overseas. I might donate to that especially now that we can save more babies
@@georgewagner7787 we are at the start of the process. It's often cheaper to adopt overseas than our own US citizens. Adoption through fostering is cheapest way, but there's a bit more "cons" for a new family. We want to adopt and foster, but would like to adopt first for stable family, then open up for fostering. With fostering, there's high chance that any bio family wants the kids back and you have zero say in the matter, even when they've been living years under your care. Can be better for the kid, but it's brutal roller coaster ride for the foster parents if they want to adopt.
This is asking strangers for money instead of asking parents, relatives, friends for cash in lou of wedding gifts.
Call me old-fashioned, but for me GoFundMe was getting out there and working for it. As much as I'm in favor of this groom starting off his marriage debt-free, is he even following the steps? Is he actually being a MAN and WORKING for it, pulling his own weight? There's too many people out there already not doing any work and just expecting everything handed to them. I'm sick of it. GET TO WORK.
GoFundMe takes their cut.
Go Fund Me = Electronic Begging