What do you think of the Trading 212 card? To get one plus a FREE share valued up to £100, click the following link to create an account: trading212.com/promocodes/MITCH
i just wish they offered it in sheet metal like revolut, say some 15-16 yo's paying with the metal card at the chip shop after work, an theres me paying with recycled milk bottles...
Thanks, Mitch. Great & informative video as usual. I believe Wise is better suited for overseas spending - just my opinion. For Domestic spending, Chase card gives you a 1% cashback on spending. Interest on Invest account balances can anyway be earned without the card. I am not 100% sure if I really see this card fitting my needs. Again, just my thought. Thanks
Hi Mitch,Great a video mine should be arriving this week hopefully however I wasn’t aware of the cash ISA card will there be a way to simply upgrade to this card or will we have to pay again and cancel the Older one as the ISA card seems more secure being backed by FSCS. Also how would you rate it against Monzo as a whole will you be using it as Your Main card.
It depends on what your personal tax situation is. Interest on cash would need to be declared to HMRC above the thresholds. I've found an article here which would be useful to read: www.gov.uk/apply-tax-free-interest-on-savings
When spending abroad and not in the UK, do you need to convert GBP to EUR for example to get the best rate? Or just spend as you would at home but pay in the local currency
I go the card today and very confused about how to deposit on the Stock ISA the card just keeps getting declined does it only work on the invest account ? i no that the funds go from your free cash in you invest account
Make sure that your card is verified; I had the same issue. Go to manage funds and you should be given an option to take a photo of your physical card or submit evidence like a bank statement to verify it
What do you think of the Trading 212 card? To get one plus a FREE share valued up to £100, click the following link to create an account: trading212.com/promocodes/MITCH
I got the physical card mainly because its cool to have, but I don't actually think it will get any use till i go on holiday!
Yeah I’m in the same boat tbh
i just wish they offered it in sheet metal like revolut, say some 15-16 yo's paying with the metal card at the chip shop after work, an theres me paying with recycled milk bottles...
Thanks, Mitch. Great & informative video as usual.
I believe Wise is better suited for overseas spending - just my opinion. For Domestic spending, Chase card gives you a 1% cashback on spending. Interest on Invest account balances can anyway be earned without the card. I am not 100% sure if I really see this card fitting my needs. Again, just my thought. Thanks
Only if they could add a feature of complimentary airport lounge access, this card will become best in itself
Just ordered it. I'll pick it up at the end of next month when I go back home 😂
Hi Mitch,Great a video mine should be arriving this week hopefully however I wasn’t aware of the cash ISA card will there be a way to simply upgrade to this card or will we have to pay again and cancel the Older one as the ISA card seems more secure being backed by FSCS. Also how would you rate it against Monzo as a whole will you be using it as Your Main card.
Mitch your voice tonality in each sentence is like chart of BAYER, always ends down low, he he
Is the free cash that T212 puts holds in banks for interest still protected?
yes, but only the ones in banks. its protected by fscs however free funds in QMMF'S are not protected
what is the best card for cash back in your opinion
Those m&ms are fire 🔥. Love the content though 👍🏾
Should always use cash.
I hate cash lol
Great a video thank you
Thanks!
I think once I can add it to Apple Pay I think it would be more useful.
Will this card effect anything regarding tax , or does it have to be declared due to it being linked to the invest account and not the isa?
It depends on what your personal tax situation is. Interest on cash would need to be declared to HMRC above the thresholds. I've found an article here which would be useful to read: www.gov.uk/apply-tax-free-interest-on-savings
When spending abroad and not in the UK, do you need to convert GBP to EUR for example to get the best rate? Or just spend as you would at home but pay in the local currency
The latter 👌🏼
@@MitchShoesmith thanks
can you use the card in Dubai
Yeah you can use it anywhere
Cash isa really
Now i know where your keys are
It may or may not have been for filming purposes only 😉
I go the card today and very confused about how to deposit on the Stock ISA the card just keeps getting declined does it only work on the invest account ? i no that the funds go from your free cash in you invest account
Hey, so you need free funds on your invest account for it to work, not your stocks ISA. That should fix it from being declined
Make sure that your card is verified; I had the same issue. Go to manage funds and you should be given an option to take a photo of your physical card or submit evidence like a bank statement to verify it
They cpuld turn it into a credit card with your stocks as collateral 😮😮😮
probably not a bad idea that! No idea if it would be allowed though.
Mitch delete your address @ 9:17,
agree!
I think that is 212 UK HQ
Lotus and Polo your straying away from context