2024 Budget Redo | Aja Dang Budget
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- Опубликовано: 14 дек 2023
- I'm Aja Dang and in this video, I'm sharing re-doing my budget for 2024... maybe not necessarily re-doing my budget, just finally looking at my budget since I haven't been keeping track of it since buying a house. I'm taking a look at my financial health and setting goals for money in the new year. I'm also making some recommendations for how to redo your budget for the new year so that you have the financial stability you need to achieve your money goals.
This year is a major step in your financial journey and it's important to have a plan for what you want to achieve. I'm sharing my plan with you so that you can make the most of the new year and reach your money goals! #2024goals #moneygoals #howtobudgetmoney
ps. please don't judge me with my food budget. I KNOW. I KNOW. 🙇🏻♀️
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MSTRPLN - 2024 Dated Planner: mstrpln.co/products/2024-date...
MSTRPLN - Digital Planner: mstrpln.co/products/digital-p...
WARBY PARKER - glasses: go.magik.ly/ml/1z3jr/
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i've been doing kroger delivery for the entire year and according to my account i've made over $1,200 in savings. I give myself a budget of $250 a month on groceries only for myself. I used to shop in store but i would walk around and find things that wasn't on my list and leave with waaay more than I planned. I only shop what's on sale and what I have a coupon for and having a kroger boost membership I get lots of more savings and each purchase i gain fuel points and I only get gas at kroger and I average getting 80 cents per gallon off. Long story short lol not setting foot in a grocery store has saved me a crap ton of money.
The wall, glasses, and blazer are EVERYTHING
It’s giving accountant chic
Yes! This was a year of self indulgence for me. I had a great time,but now it’s time to be grown and rebuild my budget again. I’m about to bust out my envelopes again. 😅 This was just the inspiration I needed!
Beyonce took all my money this year - time to get back and focus.
@@AjaDang I feel you. She took my money from San Diego all the way to Vegas 😭😂
Same!
@@denissecondosesesfoothat was worth it!!!
It’s so funny everyone makes fun of me for ordering my groceries and picking them up! But I meal prep too because I’m a teacher. My groceries for the month for me and my fiancé is $600. It used to be a little less but the price of everything has gone up so much. I think ordering groceries makes things easier because you also JUST buy the things you need!
since you mentioned it, $600 will be my goal! Is that just for groceries or dining out as well?
@@AjaDangjust groceries! I don’t love to eat out all the time. If we want to that week I’ll adjust the budget (make sure I’m under the grocery budget for a week or two). Of course not every month is perfect, but meal prepping really helps us stay within budget. We still also try plenty of new foods because I try to look up a new recipe every now and then when I feel like we’re getting bored of the food.
9:59 Can confirm I would LOVE a video on SEP!!!
Yeeeees!!!!
I hope we will have a lot of budget videos in 2024!!! I truly missed them ❤️
So excited for this I have missed these videos! Insurance is all on probability. Statistically married men are less reckless than single men so premium goes down!
My husband and I just started using YNAB to budget and oh my gosh it was a huge adjustment but now that we've got the hang of it I love it!! It really is helping us prioritize what we spend on. I like it because it's helping us get a month ahead on all our true expenses.
Love seeing you back in LA, Aja. SUCH old Aja vibes, love it and as always thanks for being so vulnerable about your moneys for us ❤❤
Thank you for uploading these videos. It really helps me set myself straight, I've been living in ignorant bliss with my finances and it's making me live in a not-so-ideal way... These videos are going to help me in 2024 for sure. NO MORE SELF FINANCIAL IGNORANCE. Thank you Aja
I missed these ❤ you look so good back in LA again Aja 🫶🏻
thank you! I feel good being back in LA
Reducing car insurance costs through marriage is a great example of turning life changes into financial advantages. Now that you've freed up some funds, revisiting other budget areas like food expenses is a proactive approach to optimizing your overall financial picture.
GIRL! I have saved soooo much money shopping groceries online for curbside. It controls me from spending impulsively but also I see how much everything is costing me and I strategize what’s worth spending money on. Plus I can compare the cheapest options instantly. Absolutely useful when you want to save money. Just need to relinquish control a little bit but if you leave notes (like get bundle of four ripe bananas), that helps!
This is so great! Thank you for sharing!
Love your budget videos and the transparency
I’m so early! Woo! I always love your finance videos.
trying to figure out how to incorporate more finance videos in 2024 without doing the same old budgeting videos.
@@steph-k besides how to set up accounts, there's really nothing to share about investing since you just want it sitting in your accounts for decades upon decades.
Yesssss we missed your money setting video! ❤
all of this is such a vibe. your aesthetic. the nail tapping. the budget talk. i'm here for it haha
Definitely always got to have a budget plan!❤
I hope you had a wonderful holiday with your loved ones. I can definitely relate to this year just throwing the budget out the window (even though we started with nothing but the best intentions!) This was a great video that was comforting and inspiring. I'm excited to jump on the MSTRPLN train after spending a lot of time going back and forth this year on what kind of planner I wanted to purchase.
Santa gave me a little extra cash this year so I will be ordering both the physical and digital today! Excited to be a part of this community and see what other wonderful videos you have to share throughout the year! 🥰
Yes please do a new budget video!!!❤ I’m learning to budget and get my life in check with everything, I feel better when I have things planned out, just not sure how to start budgeting yet
Loving this ❤
Thank Aja! Because I watched this video I put myself on my husbands car insurance and immediately saved $130 per billing cycle, and got a prorated refund 🎉🎉
yessss!
Love this ✍🏽
Wooooo excited to watch
yes, it is time for a budget💯
Love that Luke was in the video! :) Love the old Aja vibes! Keep it coming! :)
nice to see you get back into the budgeting videos (and sorry you have to.. apologize? for making more money now?!)
also your little moment with the glasses was soo cute haha!
I'm not sure if me saying this is a good thing or not lol, but i wanna be in that "i genuinely don't know what I'm spending money on anymore" vibe, but not in an obnoxious, greedy way (and don't get me wrong I'm really not saying that's what you did or mean 😅) but to be in a place where you still have positive incomes coming in but yet are able to pay for "random" things (and not be in excessive, ugly debt) is actually amazing i think (for me, as someone whos grown up not knowing positive money habits and even now in adulthood, bad decisions learnt from within my home😢) But i loved this video Aja! I learned quite a few things too 😃🤗😘
loved everything about this video! - the vibe, aesthetics, and topic lol. I've been a long time subscriber so it feels great seeing how you progressed financially. and I also love the 'realness' of it all still. doesn't give "guru" I guess. like you are inspiring as you are continually learning and navigating finances. I hope this makes some kind of sense lol
I appreciate that, thanks so much!
I would definitely love it if you do an updated budget beginner video
Yes, can you please do a video on SEP? I recently opened one.
Yes to a beginner budget video :)
For the car insurance, you can get Multi-vehicle policy dicounts. They are quite common and you do not have to be married to qualify. I get a multi-vehicle with my long term partner. We just both are on each others insurances.
Thank you for sharing! Yes, would love an updated & in-depth budget tutorial video. I have been following along for years now but have also fallen off on tracking expenses and need to get back on it!
Also, this is my second year with the MSTRPLN physical planner and I love it - have you shared why you're no longer producing them next year? :'(
it's basically a really expensive hobby. A lot of money going in and I haven't taken a dime from the company yet. I'm trying to weigh the cost benefit of my time. As of right now, it's sadly no longer worth the time and money I'm puttiing into the business.
Would be interested in a video about your decision to open a SEP vs Solo 401k
This is the BEST and ONLY budget and weekly planner for meee. I cant EVER go back to another planner, she got mee in a...
I LOVE TO HEAR IT
Hi Aja! I just got your digital planner, yeah to me. Do you have a video tutorial on how to use it? Thanks and happy holidays.
I do not have a specific video about it but let me see what I can put together
I’m sorry if I missed it but is there a reason why you’re keeping the TX property and renting it out vs selling it?
bc if we hold on to it and sell it in the future, we'll be able to make our money back from the renovations. plus, we're hoping his parents will move into it in the future (whenever it's time for them to downsize)
What’s pure spacing? Also, can you do a tour of your filming space/ office please?
Peerspace is a website where you can rent out spaces for photoshoot, video shoots and parties
oooh thanks @@AjaDang
I spend that much money on food too! Maybe even more lmao
What health insurance plan do you have and is it based in California? My health ins is over $500 and it hasn’t been under $300 since I was like 21 😭 (I’m 27 and in good health) Please help a girl out! Also think I might start doing the grocery pickup to save a bit of cash, thanks for the tip!
we're now with LA Care. It's $500 for 2 of us. we went through Covered CA
I have an idea for a video Aja - Can you do an ASMR style video with your planner, going through it slowly with taping a tracing?
girl - you'd watch a 10 minute ASMR planner video?
Can you share what was your pet insurance premium? I have Nationwide pet insurance and haven't seen big increases yet.
I believe for both dogs it increased to $7000 a year
I’m a dragon 🐉, so I’m very concerned about next year and excited about the things I have going on!
apparently it's not going to be as bad for Dragons as it was for us Rabbits this year.
hi Aja! what is your health insurance? it's so much cheaper than ours. What's the name of the insurance broker?
LA Care. DM me on IG and I'll share his info with you directly.
please everything budget))))))
This feels like I’m back in college where my very put-together nerdy friend trying to tutor me for free cuz she couldn’t watch me failing every subject 😂
omg lol well I don't want you to fail financially in life so let's do this
Don't cut your foodbudget it givesyou such joy)))
I am also a freelancer and desperately trying to find the best business checking account for my very up and down income. Hard to find one with no fees/min daily balance/ limited transactions for owners draws. Any suggestions?
Ally
@@AjaDang oh! I thought they didn’t have business accounts! I’ll look at them again!
@@modelno2004oohhh. I’m not sure they have business accounts. Let me think on it
Grocery pickup is going to change your life! 😂
I LOVE IT! but all the plastic bags drive me crazy
@@AjaDang I’m not sure about LA but HEB in Houston will take back the bags and recycle them.
Does Brian pay for all the utilities in your apartment? Do you combine your finances now that you’re married? We need an update sis 😅
yes and no. we're still trying to figure things out atm
Don’t worry about the blurry vision. It’s just your age 😘 lol. You DO look really good in those glasses tho.
Is there a reason you and your husband don’t combine your finances? I heard you mention you and him will split the mortgage expense so just curious if you have a specific reason for that
Please I need you to ship your Mastrplanner to Iceland)))
I know, I'm sorry. It's just so expensive for us to even ship to Canada.
I know, I'm challenged to get the digital print bound))) Thank you for incredible work))@@AjaDang
Why contribute more to your mortgage if you are planning on selling??
She said in another comment that they’re hoping Brian’s parents might eventually move there when it’s time for them to downsize.
13:00
Married men have lower car insurance than single men
your mortgage is so cheap. insaaaaaane that's a house! not even a condo.
it's "cheap" for us but ask anyone in Houston and they're appalled we're paying that much
Maybe it’s a woman thing. Maybe statistically men drive more safely when a woman is in the picture. Maybe they don’t drink and drive as much, maybe there’s also another designated sober driver on hand just in case, maybe you switch driving on long trips so you’re not as tired and have less accidents. These are all just guesses though.