Hi Aja! Congrats on the house! My best tip for living in Houston is to have really great insurance. Flood insurance, something that covers the roof for hail storms and hurricanes, and then anything that could be affected by the winter storms we’ve been having these past few years. There are also flood maps that you can look up that let you know how often it seriously floods in your area. Best of luck!!
Hey ya'll! I'm a realtor in Indiana, and I would HIGHLY recommend meeting with a local realtor the SECOND you are thinking about buying a home or even just planning to in the future. I can go over different loan options and what that means for our market specifically, out of pocket costs you can anticipate, and connect you with a good local lender (super important to work with a good local lender) to help you fine tune your financials and expectations. It's all different in different parts of the country, so talk to a realtor (it's free) to help you get off on the right foot.
I grew up in San Diego but have lived in 4 different states, to include Texas, for years at a time for my job. I’m back in CA and have no plans to move anymore. Yes CA can be expensive for cost of living and the laws find myself to disagree with frequently, however (especially coming from the perspective of an American born Asian) there is no other place I would rather call home. Texas is different for sure, good gas prices and bigger home sizes for the price but the lifestyle I prefer and the more abundant diversity in CA, is worth paying the cost of living for, in my experience.
One more tip we did was put smaller down payment and pay pmi . Our pmi is pretty small due to we used the extra money we had to pay off all our debt. Instead of the avrage pmi 150-250, without debt and good income our pmi only 50$ amonth which can then be removed when we hit %20 of the principal. We are now paying extra 2-3 payment a year toward principal to pay off the home much quicker
YAY!!! AJA! So excited for you both! I loved seeing the cost breakdown. It would be interesting to see a review of home related costs over the next year. We have to replace our roof this year, and they replaced our public road so all the homeowners received a special assessment. Next year will be better but this will be a cost heavy year for us.
Congratulations! I still send your original debt free scream to people who need to know it can be done :) SUCH a great tip about moving into a house and living / understanding how it works for you, personally, before putting money into updates and renos. You will save a lot of time, money and energy by doing this, as it helps you get a realistic picture of how you use the space! We did the same 11 years ago. No regrets on doing this slowly and as we could cash flow projects. ❤ enjoy the process!
Welcome to Texas, Aja! It’s been amazing watching your journey and I’m so freaking happy for you and Brian and the pups! Buying a home with a yard has been one of the best things we ever did for our pets. It’s amazing giving them a space to safely run free. ❤
AJA GOT A HOUSE!! Biggest congratulations to you & Brian. I am so excited to see your journey as an home owner 🥰 Gives me hope that I will be one day too! X
Great video! Keep in mind this all varies from state to state and the type of loan you get. For example with a VA loan you don't pay a lot of the fees. We also didn't have to put any money down. I was ok with that because we were buying a lot less home than we could afford and so I pay more monthly. We also don't have to pay PMI even though we didn't put money down. I am a little shocked at the prices in Houston.
Totally agree. There are so many different programs for home buying now that there can be a big range in costs. My husband & I just purchased our first home with the VA loan and, although we are saving a lot on PMI, downpayment, and closing costs, we didn't know about the VA funding fee until we started researching the program seriously. It caught us off guard because that bit of fine print was never mentioned before... 🤔 lol.
Congrats sis! Thanks for sharing your journey. I bought my house in 2019 and put down 8% with the first time home buyers program. I thought not spending anything to save was going to be the toughest part but the logistics was the most stressful. When I buy again, I’ll know what to do without breaking down every week
That’s not the case everywhere in Texas. She said they’re in a popular area, which means prices are higher no matter how big the house is. Remember, it’s all about location, location, location.
@@KelliDM Yeah I would expect that for Austin. But I did not expect Houston COL to be the same as Austin. I guess I am out of touch with the Houston housing market. It's been tough in San Antonio as well. Houses in the poor neighborhoods are going for 250K; which I feel terrible for those from out-of-state purchasing.
@@AjaDang Yes, it definitely beats the market in California. Very much congratulations to you both. I've just been out of touch with the housing market as of late. Again, congratulations to both you and your husband. Best wishes.
We're in the process of buying a townhome in LA for 800k. I don't think I can handle Houston humidity lol. Please make a video on the upkeep of the house! Mortgage, property taxes, and insurance.
Congratulations 🥳 on your new home !!!!! Look at how far you’ve gone !! I remember when you had over $200k in student loan debt and how you paid it all off !! I still have and kept all those videos !!! They’re so inspiring to watch !!!
My husband and I also didn't know about all the fees included in the initial steps of purchasing a home. Then all the money you spend immediately after you buy the home. It's a wild ride. Even though it's been a lot more expensive than we hoped for in the first year and a half of being a homeowner, we don't regret getting ourselves in the market when we did. Congrats to you and Brian!
I bought my small 1-BR condo back in 2018 and I didn't know ANY of these but I luckily would ask so many questions to my real estate agent, to my officemates who have houses. They were the ones who taught me to be prepared with these costs. Then I started googling and that's when I had a list of all these and made sure I saved enough money for it before I found the property I wanted to put an offer on. Like Earnest Money? Who is she? Glad there's RUclips and Google now. Or else it would have shocked me, too. And I'm single, no parents or husband that would have been able to help me. Glad you made this video. Not enough people know the extra costs of buying property.
Congrats on buying a house! We just bought ours last year and all those fees and closing costs were expected, but still much higher than I anticipated. On the plus side, that earnest money deposit gets applied to your down payment, so at least it's not lost to the ether.
I miss you!! Thank you for being so transparent with all the costs - I don't think I'd ever become a home owner but it's definitely interesting to learn how much that goes into purchasing one.
Congratulations Aja!!! I started watching you back in 2016 or 2017 when I was planning my wedding and paying cash for it. Then we got rid of my student loan debt and bought a house as well! Can’t wait to see what great things come your way in the future
First off major congrats! Your lender should have told you to put 5% down to get the lower interest rate due to the current mortgage system charging those with lower down payments a lower interest rate. Then, you could have come back in and did a recast and put the remaining 15% down for a total of 20% down to get rid of PMI. They should have also mentioned to request a 3-2-1 buy down or 2-1 buy down from the seller to get a lower rotate as well. These are just a couple of things that would have helped you get a lower rate for the next couple of years and saved you some major money each month. -Joseph
this video is so helpful! we won't be buying for a few years, but good to have the information about costs before the down payment as we saving up. Congratulations on the new house!
Can you make a video about how to use a brokerage account to save for big ticket items? When you converted your investments into cash, how did you account for taxes?
So happy for you both!!! It has been so amazing to follow in your footsteps (even living in the same neighborhood in LA😂) We are building our emergency fund right now and eventually will start saving for a home to hopefully buy one in the next couple years. Thanks for the constant positive inspiration and sharing your journey !
Congrats Aja n Brian. So happy for u guys. I watch your videos to feel better whenever I feel overwhelmed by the amount of debt I have. I’m not mentally ready to go all in to get myself out of the hole but for the first time in a long time, I feel like I’m getting there. Thank you for educating us n again, congrats on your home. So happy for u guys.
Have you done a video about having a financial manager? I would be interested in hearing about that and what went in to picking one, how they are paid, etc. I’ve grown to think of financial advisors as unnecessary so I’m interested in hearing about your financial manager.
I haven't and I probably won't bc people are very judgemental about it. he's my high school friend and I trust him and when I'm comfortable enough to run things on my own, I will. in the meantime, Todd is great.
AJA, Congratulations to you and Brian! Having followed your journey from your debt journey and your debt free scream, you are inspiring me on my own journey as I start to deal with my debt. I am grateful for you sharing your story and your content and hope that you know your videos make a difference. Thank you from the other side of the pond. 🎇❤🙏🏽
In Texas the option fee actually buys the buyer the right to back out of buying the property for an agreed amount of time. During this time is when you would do your inspections and "due diligence" to make aure you do want to go through with the purchase.
Oh my goodness! I'm saving up to buy a house in Dallas, TX, so stumbling upon your video is definitely a blessing! I don't know anyone who lives in TX, so thank you so much for sharing your financial breakdown! This will help me so much!
Hope this isn't too intrusive, but you you be able to eventually talk about the monthly payments (ex. property tax, mortgage, etc.)? Because I know it's different from CA. I hope this makes sense.
Congratulations! Can you do a video on monthly rent payments (what all goes into it). Also does the 94k subtract from the original price of $475k leaving 381k left
Thank you for sharing with us! We are starting to look for our hopefully forever home. I didn’t know where to start but this video helped so much. We appreciate you!
Thanks for this video!! It’s so important to run the numbers on the biggest purchase of your life, this will help so many people who think buying a house is a good financial decision when it might not be
I'm so happy for you, Aja. This breakdown is realistic and informative. Congrats to you and Brian 💜 I wish you the absolute best in this next phase of your journey. You've got my love and support.
Welcome to Houston Ajaaa. And welcome back Brian. Congrats on the house! You gave me a great idea in this video. Obviously I don't live in LA, but start saving up for LA home prices. It'll help a lot when I decide to buy here in Houston.
First off congrats!!! It would be nice to see why you decided to do a 20% down payment even though there’s been more leniency to first time home buyers with lower down payment. Love to hear your thoughts and your reasonings!
Will you end up having to pay any capital gains tax on the cash you drew from the brokerage account? Was the full $130k in that account? Would like to understand the benefit of having it invested?
Welcome to Houston! Love my city...but, get flood insurance even if they say you don't. Get a monthly pest control plan, and check your air conditioning system at least annually. Keep gas in your car for possible evacuations and know that all natural deodorant doesn't work here like it does in California. 😅
Hi, I just came across to your videos and it got my attention because you said you moved from LA to Houston which is what I’m planning to do at the beginning of 2024. How ever, I’ve been back and forth to Houston checking out places to move (suburbs) and have seen a houses bigger, newer and cheaper than the one you guys just bought. It sounds to me you paid too much for that house…for $475k you could’ve bought at 3500 sq ft house in the suburbs… you are opening my eyes though (scary) with all the issues you’re having with your house…😬 I would like to keep in touch since we are both from LA and I will be in Houston (God willing) 🙏in a few months… you both seem like a very nice couple 🥰
I’m a relatively new subbie☺️, I found you through the viral “Wedding Dance,” 🤭. I must say I have fallen in love with your content! Congratulations on your new home!! 🤗🤗 We’re in the process of purchasing ourself, and uggg so frustrating in Cali😑. We too have been saving for quite awhile, so thank you for the tips on what to expect I. The overall cost of the home! Sending many blessings your way✨✨
Girl, I’ve been waiting for this video. Congratulations on your new house 🏡 are you going to start a house emergency fund? I’m also curious about interest rates on your mortgage if you’d like to share 🤑😎
I can’t believe you bought a house! You have been my comfort content creator for years now and I’m so happy for this huge milestone of yours!
Thank you! Comfort content creator has a nice ring to it!
This is the phrase I've been looking for, thank you!!
2bed 1bath for 475k is absolutely wild no matter if it’s a good area or not
CONGRATS BABE!! You have come a long way and we Love to seee it!!
thank you!
Love how transparent you are with financing. Congratulations on the place 🥳
Hi Aja! Congrats on the house! My best tip for living in Houston is to have really great insurance. Flood insurance, something that covers the roof for hail storms and hurricanes, and then anything that could be affected by the winter storms we’ve been having these past few years. There are also flood maps that you can look up that let you know how often it seriously floods in your area. Best of luck!!
Hey ya'll! I'm a realtor in Indiana, and I would HIGHLY recommend meeting with a local realtor the SECOND you are thinking about buying a home or even just planning to in the future. I can go over different loan options and what that means for our market specifically, out of pocket costs you can anticipate, and connect you with a good local lender (super important to work with a good local lender) to help you fine tune your financials and expectations. It's all different in different parts of the country, so talk to a realtor (it's free) to help you get off on the right foot.
I grew up in San Diego but have lived in 4 different states, to include Texas, for years at a time for my job. I’m back in CA and have no plans to move anymore. Yes CA can be expensive for cost of living and the laws find myself to disagree with frequently, however (especially coming from the perspective of an American born Asian) there is no other place I would rather call home. Texas is different for sure, good gas prices and bigger home sizes for the price but the lifestyle I prefer and the more abundant diversity in CA, is worth paying the cost of living for, in my experience.
One more tip we did was put smaller down payment and pay pmi . Our pmi is pretty small due to we used the extra money we had to pay off all our debt. Instead of the avrage pmi 150-250, without debt and good income our pmi only 50$ amonth which can then be removed when we hit %20 of the principal. We are now paying extra 2-3 payment a year toward principal to pay off the home much quicker
YAY!!! AJA!
So excited for you both!
I loved seeing the cost breakdown. It would be interesting to see a review of home related costs over the next year.
We have to replace our roof this year, and they replaced our public road so all the homeowners received a special assessment.
Next year will be better but this will be a cost heavy year for us.
hi! Yes, I will and I definitely recommend getting quotes. I had one quote for $12000 and one for $9000.
@@AjaDang Wow, that's a big difference. Thanks for the tip! It's crazy how much it can differ!
Congratulations! I still send your original debt free scream to people who need to know it can be done :) SUCH a great tip about moving into a house and living / understanding how it works for you, personally, before putting money into updates and renos. You will save a lot of time, money and energy by doing this, as it helps you get a realistic picture of how you use the space! We did the same 11 years ago. No regrets on doing this slowly and as we could cash flow projects. ❤ enjoy the process!
Welcome to Texas, Aja! It’s been amazing watching your journey and I’m so freaking happy for you and Brian and the pups! Buying a home with a yard has been one of the best things we ever did for our pets. It’s amazing giving them a space to safely run free. ❤
your transparency with finances is beyond insightful and appreciated - thank you Aja 😭
AJA GOT A HOUSE!! Biggest congratulations to you & Brian. I am so excited to see your journey as an home owner 🥰 Gives me hope that I will be one day too! X
Great video! Keep in mind this all varies from state to state and the type of loan you get. For example with a VA loan you don't pay a lot of the fees. We also didn't have to put any money down. I was ok with that because we were buying a lot less home than we could afford and so I pay more monthly. We also don't have to pay PMI even though we didn't put money down.
I am a little shocked at the prices in Houston.
Totally agree. There are so many different programs for home buying now that there can be a big range in costs. My husband & I just purchased our first home with the VA loan and, although we are saving a lot on PMI, downpayment, and closing costs, we didn't know about the VA funding fee until we started researching the program seriously. It caught us off guard because that bit of fine print was never mentioned before... 🤔 lol.
@@meridoughten9425 hmm I don't remember that but it has been 8 years. I should go look at my docs.
Starting the homebuying prices in July. So I’m glad you’re uploading this and breaking it all financially ❤
Congrats sis! Thanks for sharing your journey. I bought my house in 2019 and put down 8% with the first time home buyers program. I thought not spending anything to save was going to be the toughest part but the logistics was the most stressful. When I buy again, I’ll know what to do without breaking down every week
As a Texan resident it amazes me that a 2 bedroom 1 bath is going for $475K. That is wild and terrifying to me.
people from Texas definitely said that but coming from Cali we were very excited about it haha
That’s not the case everywhere in Texas. She said they’re in a popular area, which means prices are higher no matter how big the house is. Remember, it’s all about location, location, location.
@@KelliDM Yeah I would expect that for Austin. But I did not expect Houston COL to be the same as Austin. I guess I am out of touch with the Houston housing market. It's been tough in San Antonio as well. Houses in the poor neighborhoods are going for 250K; which I feel terrible for those from out-of-state purchasing.
@@AjaDang Yes, it definitely beats the market in California. Very much congratulations to you both. I've just been out of touch with the housing market as of late. Again, congratulations to both you and your husband. Best wishes.
@@JazzymineA I get it, it does seem high. Prices are up everywhere, which I’m hoping will change in the near future!
We're in the process of buying a townhome in LA for 800k. I don't think I can handle Houston humidity lol. Please make a video on the upkeep of the house! Mortgage, property taxes, and insurance.
Congratulations 🥳 on your new home !!!!!
Look at how far you’ve gone !!
I remember when you had over $200k in student loan debt and how you paid it all off !!
I still have and kept all those videos !!! They’re so inspiring to watch !!!
Ugh LOVE this breakdown and love this for you! This is so motivating. Congrats to you and Brian! ❤
thank you!
My husband and I also didn't know about all the fees included in the initial steps of purchasing a home. Then all the money you spend immediately after you buy the home. It's a wild ride. Even though it's been a lot more expensive than we hoped for in the first year and a half of being a homeowner, we don't regret getting ourselves in the market when we did. Congrats to you and Brian!
I bought my small 1-BR condo back in 2018 and I didn't know ANY of these but I luckily would ask so many questions to my real estate agent, to my officemates who have houses. They were the ones who taught me to be prepared with these costs. Then I started googling and that's when I had a list of all these and made sure I saved enough money for it before I found the property I wanted to put an offer on. Like Earnest Money? Who is she? Glad there's RUclips and Google now. Or else it would have shocked me, too. And I'm single, no parents or husband that would have been able to help me. Glad you made this video. Not enough people know the extra costs of buying property.
Congrats on buying a house! We just bought ours last year and all those fees and closing costs were expected, but still much higher than I anticipated. On the plus side, that earnest money deposit gets applied to your down payment, so at least it's not lost to the ether.
Thanks for your transparency!! You are making a world of a difference into people’s lives! Knowledge is power and you don’t keep it to yourself.
Home inspection is always worth it. Welcome to Texas! 🤠
Welcome to Htown!
happy to be here! Until summer hits...
I miss you!! Thank you for being so transparent with all the costs - I don't think I'd ever become a home owner but it's definitely interesting to learn how much that goes into purchasing one.
Congratulations Aja!!! I started watching you back in 2016 or 2017 when I was planning my wedding and paying cash for it. Then we got rid of my student loan debt and bought a house as well! Can’t wait to see what great things come your way in the future
First off major congrats! Your lender should have told you to put 5% down to get the lower interest rate due to the current mortgage system charging those with lower down payments a lower interest rate. Then, you could have come back in and did a recast and put the remaining 15% down for a total of 20% down to get rid of PMI. They should have also mentioned to request a 3-2-1 buy down or 2-1 buy down from the seller to get a lower rotate as well. These are just a couple of things that would have helped you get a lower rate for the next couple of years and saved you some major money each month. -Joseph
this video is so helpful! we won't be buying for a few years, but good to have the information about costs before the down payment as we saving up.
Congratulations on the new house!
Yes!!! Did a lot of research but didn’t anticipate so many misc fees.
Congrats, Aja!!!! I am so happy for you and Brian, and your first home together! Love the transparency with the numbers as always.
Can you make a video about how to use a brokerage account to save for big ticket items? When you converted your investments into cash, how did you account for taxes?
So happy for you both!!! It has been so amazing to follow in your footsteps (even living in the same neighborhood in LA😂) We are building our emergency fund right now and eventually will start saving for a home to hopefully buy one in the next couple years. Thanks for the constant positive inspiration and sharing your journey !
Congratulations! You're a homeowner!! This feels so much more doable than real estate in LA and/or Hawai'i (don't get me started)!
Congrats Aja n Brian. So happy for u guys. I watch your videos to feel better whenever I feel overwhelmed by the amount of debt I have. I’m not mentally ready to go all in to get myself out of the hole but for the first time in a long time, I feel like I’m getting there. Thank you for educating us n again, congrats on your home. So happy for u guys.
Would love that down payment planning video!
congratulations! I'm so happy for you and Brian! we're going from AJA NEEDS A HOUSE to AJA GOT A HOUSE!
Welcome to The Great State of Texas! Lived In Houston Tx for 5 years and well I will say it wasn’t for me but I hope you enjoy your new home.
Thanks for doing this! This breakdown just gave me confirmation for my $100k goal for my first home savings! Congrats Aja and Brian!
Have you done a video about having a financial manager? I would be interested in hearing about that and what went in to picking one, how they are paid, etc. I’ve grown to think of financial advisors as unnecessary so I’m interested in hearing about your financial manager.
I haven't and I probably won't bc people are very judgemental about it. he's my high school friend and I trust him and when I'm comfortable enough to run things on my own, I will. in the meantime, Todd is great.
@@AjaDang Understandable! Thank you for responding!
I have been here since the debt pay off time and to see you here now feels like a win to me also 🥺
AJA, Congratulations to you and Brian! Having followed your journey from your debt journey and your debt free scream, you are inspiring me on my own journey as I start to deal with my debt. I am grateful for you sharing your story and your content and hope that you know your videos make a difference. Thank you from the other side of the pond. 🎇❤🙏🏽
In Texas the option fee actually buys the buyer the right to back out of buying the property for an agreed amount of time. During this time is when you would do your inspections and "due diligence" to make aure you do want to go through with the purchase.
I miss your budget videos 💔
I think I might focus my budget videos on the cost of what we put into the house.
🥺🥺🥺
Thank you for sharing this with us!! Congratulations on your new home, and welcome to Texas!!!!😊
Oh my goodness! I'm saving up to buy a house in Dallas, TX, so stumbling upon your video is definitely a blessing! I don't know anyone who lives in TX, so thank you so much for sharing your financial breakdown! This will help me so much!
Hope this isn't too intrusive, but you you be able to eventually talk about the monthly payments (ex. property tax, mortgage, etc.)? Because I know it's different from CA. I hope this makes sense.
Thank you so much for the transparency! It's so helpful for those of us nearing the home buying stage. Congratulations!
This was very helpful and interesting to watch. Thank you.
My fave RUclipsr ❤ the transparency and realness
It will be much harder to upgrade your floors when you've moved in large items.
Congratulations! Can you do a video on monthly rent payments (what all goes into it). Also does the 94k subtract from the original price of $475k leaving 381k left
wow! this is so cool, im so happy for you! y’all are gonna have a fully paid for home in no time!!
Thanks for the video. Very informative. Congrats to u and Brian. ❤️
In CA we have a one time supplemental tax that popped up on our first year as a homeowner. Not sure if TX has this but def check it out.
Congratulations on you and your husbands new home! Welcome to Houston, TX!
Congratulations !!! Can’t wait to see the upcoming videos about your new home!
Thank you for sharing with us! We are starting to look for our hopefully forever home. I didn’t know where to start but this video helped so much. We appreciate you!
Thanks for this video!! It’s so important to run the numbers on the biggest purchase of your life, this will help so many people who think buying a house is a good financial decision when it might not be
Congratulations on buying your home! I'm so excited and happy for you. I'm looking forward to future videos.
omg congrats!! this is SO exciting!!! thank you for sharing girl! i hope to be a home owner in the next yr or 2!
Congratulations! I have follow you for years now from Marseille, and that’s crazy : you are buying a house the same time as me !!
Y’all actually moved to my neighborhood!! I’ve seen Bryan walking the dogs! Lol Welcome to Houston❤
I'm so happy for you, Aja. This breakdown is realistic and informative. Congrats to you and Brian 💜 I wish you the absolute best in this next phase of your journey. You've got my love and support.
Really appreciate you! Your transparency is unmatched
Welcome to Houston Ajaaa. And welcome back Brian. Congrats on the house! You gave me a great idea in this video. Obviously I don't live in LA, but start saving up for LA home prices. It'll help a lot when I decide to buy here in Houston.
And can you share what interest rate you were able to lock?
Congrats to you and Brian!! It was really interesting seeing this purchase breakdown.
Love from L.A. ✨
Welcome to Houston Aja! Your financial journey truly has come full circle!!! 🎉
Love this journey for you and Brian 😊🎉
we appreciate it!
First off congrats!!! It would be nice to see why you decided to do a 20% down payment even though there’s been more leniency to first time home buyers with lower down payment. Love to hear your thoughts and your reasonings!
Assuming bc interest rates are high right now
PMI
Will you end up having to pay any capital gains tax on the cash you drew from the brokerage account? Was the full $130k in that account? Would like to understand the benefit of having it invested?
Such a big box to check off! Know you've talked about it for so long.
Hey Aja. Can you make a video on how to do a brokerage account to save for a house??? It was be really helpful
Welcome to Houston! Love my city...but, get flood insurance even if they say you don't. Get a monthly pest control plan, and check your air conditioning system at least annually. Keep gas in your car for possible evacuations and know that all natural deodorant doesn't work here like it does in California. 😅
check, check and check!
Hi, I just came across to your videos and it got my attention because you said you moved from LA to Houston which is what I’m planning to do at the beginning of 2024. How ever, I’ve been back and forth to Houston checking out places to move (suburbs) and have seen a houses bigger, newer and cheaper than the one you guys just bought. It sounds to me you paid too much for that house…for $475k you could’ve bought at 3500 sq ft house in the suburbs… you are opening my eyes though (scary) with all the issues you’re having with your house…😬 I would like to keep in touch since we are both from LA and I will be in Houston (God willing) 🙏in a few months… you both seem like a very nice couple 🥰
Congrats! Can’t wait for house content :)
I'm so excited for you and your cute small family!! Can't wait to see what else you do to truly curate your life x
congratulations to this new homeowner!!!🎉
Thank you so much!!! This is invaluable knowledge! Would love to see more home down payment videos. ❤️
Can you talk about capital gains from cashing out your brokerage account?
Congrats and HUGE thank you for making this video!
I’m a relatively new subbie☺️, I found you through the viral “Wedding Dance,” 🤭. I must say I have fallen in love with your content! Congratulations on your new home!! 🤗🤗
We’re in the process of purchasing ourself, and uggg so frustrating in Cali😑. We too have been saving for quite awhile, so thank you for the tips on what to expect I. The overall cost of the home! Sending many blessings your way✨✨
congratulations on your new home 💜
And BIG congratulations!🎉🎉🎉
You are a true inspiration! Congratulations to you both!!! 🎉❤
Congrats. I remember you posting different places you might live. I’m shocked Houston was it.
it's part of a long term plan.
Congratulations! Found this very informative
Congratulations on your new home
Girl, I’ve been waiting for this video. Congratulations on your new house 🏡 are you going to start a house emergency fund? I’m also curious about interest rates on your mortgage if you’d like to share 🤑😎
Congratulations, Aja! Whoop! 😊🧡😊👏💯🎈
Also I love Earnin, been using it for 7 years
Congrats girl 🎉🎉 I’m so happy for you !!
Such an informative video!! Thank you so much for your transparency and showing the real costs of buying a home on top of the 20% down!
Congrats!! Thanks for sharing, very informative
Girl you could pay for half with your down payment. I love this 😊
Congrats! Can’t wait to see the home!
Please do a video on the brokerage account!
Congratulations, Aja!!!
Congratulations on the house!