How to start budgeting for beginners! How to budget money! How to budget money for beginners!
HTML-код
- Опубликовано: 11 июн 2024
- How to start budgeting for beginners! Have you wondered where to begin? How to budget your money for beginners video has the answer. Learn how to budget money. Learn how to create a budget. Budget by paycheck method.
I hope you enjoy it! ♥️
Supplies used:
🌟Link to my Amazon storefront
Https://www.Amazon.com/shop/Beautiful...
🚨 To calculate your net pay:
www.paycheckcity.com/
🌟 Sign up for Fetch with my referral code "D83BJ" and get 2,000 points when you snap your first receipt: fetchrewards.onelink.me/vvv3/...
🌟Free Tracker download:
drive.google.com/file/d/1Rv8h...
💎Facebook group
/ 801086250765142
🌟Etsy store
etsy.me/3trWIYY
🌟Find me:
-email:4theloveofood@gmail.com
-Instagram: wwcelissa
**Some links are affiliated with amazon affiliate account. If bought through the link, there is no additional charge to the buyer, but I do receive a small commission based on products.
_______
00:00 intro
01:11 info needed to start budget
03:38 calculate your net pay
05:49 budgeting for monthly pay
17:44 budgeting for semimonthly/biweekly pay
25:46 budgeting for weekly pay
35:09 importance of monthly budgets
36:05 easy cash budget savings challenges
37:22 goodbyes and thank you! ♥️ 
Кино
I'm on a fixed income, getting paid monthly. I was so confused on how to budget with my monthly pay. I just moved into my new place from the shelter system. I'm looking forward to saving money this new year. I've already started small by saving my coins in a jar. Next year dec2022 I will count it.
Matlyn! 😊 Congratulations on moving into your new place!! Start where you are! You’ll grow! ♥️
Congratulations on your new journey 👏 May God bless you 🙏
Congratulations on your new journey 👏
Moving whiz a fixed income is sooo easy. Managing it and sticking to it is the hard part.
God bless you girl! I’m starting as well
I feel so fortunate to have crossed your page. I only started cash budgeting the start of November, but have already saved almost $2000! For someone that has NEVER SAVED in their LIFE, this is huge for me. Thank you for continuing to share your knowledge.
Beth! 😊 Yesss!! You did all the work so congratulations!! 🎉♥️
I'm laughing because ppl think since I have a degree in accounting/Finance, i have it all together. I found out this year, I need a new relationship with money. After today, I know where and how to start. Thank you so much. Hats off to you. You are a true blessing.
In my family, the adults never talk to us kids about things like budgeting, our budgeting options, how things like bills work. Finding your channel is probably one of the best things to ever happen too me. Now I know a good budgeting technique, how to do it, how to manage my money, and how the world of money works. You and the rest of the budgeting community are some of the most amazing and important people on the internet. Thank you so much!
Because your family was busy surviving.
This. My parents , nor my husbands parents , taught us anything about finances, taxes, budgeting. Not a single thing. Having to figure it out while having 6 kids blended took some time. I’m still not fully there but we’re definitely making progress!
Thank you for talking about those of us who only get paid once a month. I know it seems like it should be easy, but it is hard to make things stretch, especially on a lower income. I have been trying this for the new year and I am happy to say I have 37 dollars left in my envelopes at the end of the month AND I haven't taken anything out of my savings, which I normally do! Thank you for your informative and wonderful videos. I am learning so much and changing my life for the better!!
I really love this video. It was real helpful to our low income budget community. People believe if you have a low income you can’t budget but that is not true and we are the ones that really and truly need to budget the most. I try to explain this on my channel as well.
This is probably THE MOST helpful budget tracker cash stuffer video I've ever watched and I've watched many. I've watched it a couple of times now while I get everything set up and everytime I get closer and closer I end up finding money in my budget that should have been there all along but wasn't. I just got married and realized when I went into my auto insurance that I never filed as married and have been leaving all kinds of extra money on the table because I just paid my bill every month and was happy that I could do that much. I've been married for about 2.5 years and we are both on the policy but have been paying single person rates together on the same policy! lol
Just the act of having to go and find all the dates and log in etc has made me look over my finances with way more of a fine toothed comb and I'm sure I will continue to find discrepencies and missed opportunities etc, but better late than never right! This one mistake alone will add 300 dollars a year to my budget. This may not seem like much, but I'm pretty sure as I go through everything I'll find more of the same mistake and hopefully recover even more for my future budget asperations!
I love that this makes you open everything look at due date and pay more attention to what you are doing overall instead of going through the motions.
I am starting with the handwritten portion because it makes ME do the work to get the muscle memory but I do hope to be a future patron of the amazon store once I have a better handle on things overall.
Thank you so much for this content! I'm telling all of my friends about this channel!
You’re the best! #cashbudget
I bought a budget book for the first time, and it was a huge shocker to go from free-will spending to challenging myself to only spend a certain amount.
My drive for this is I’ve recently increased my income and there’s no way I should still be in debt by age 30.
loved how you explained it even when you don't have a large payday it is still doable thank you so much.
Hi Kimberly! ♥️ I’m glad you enjoyed it! Yes, even without a large check budgeting is possible! 😊
Yes finally I've never seen anyone really get into the definition of all those things
Splitting. The spending money in half to control the 1/2 is a awesome idea ! Thank you 🙏
Thank you so much!! I bought a binder but actually setting up a budget has been so daunting. This video is exactly what I needed. I am inspired to get started now, I don't feel so overwhelmed. I've been saving all $1 bills and change for years, but this will help me save even faster.
The harder part is getting started,lol.but understanding how it all works helps.
Thank you for showing the weekly budgets. That's how my husband gets paid and without budgeting, we have one week near rent, when we are broke. Lol. It'd be nice to take a little from every week and not be broke at the end/begging of the month.
Callie!! ♥️ Yes for sure!! I think budgeting for weekly pay is the hardest. It takes more managing and preparation. I’m glad you’re enjoying the content! 😊
I get paid every two weeks so I pull cash for two weeks at a time. So pay day things get stuffed non payday week they don't. It's been working for me so far. Enjoying your channel
This is so incredibly helpful. When I first started watching you earlier this year I was getting paid biweekly. I got a new job in Sept. and now get paid weekly. This is a great break down. I’m so glad Christmas is over lol and I can’t wait to reset for January!
I just ordered the budget planner and one of the card holders! yay An I used your video to make my own cash envelopes :) I am so ready to get ahold on my finances this year. Thank you so much for making this content God bless
As a beginner in the cash envelope system, thank you thank you thank you!! You saved me and you gave me lots of ideas on how to budget in more efficient way for my monthly pay!
😷 Thank you. I really enjoy your videos. They have helped me out so much. I just started, but I really enjoy saving now. I have never saved this much money. Thank you, you make it so easy.
Very helpful video! That’s exactly what I do for my expenses getting paid biweekly. Especially splitting my rent in half for each paycheck
Thank you so much for this awesome vid! I'm getting married in 2 years so we'll be saving up like crazy and your content is really helpful in starting out budget and saving journey.
Wonderful tips and on one part you showed me where I went wrong I was on a roll 2019-2021 I really need to start back even with a tiny budget❤
I wanted to say thank you for your video. It was very step by step and I loved it. I will be following!
girl ty so much for making this video i already knew all this information but for those of us who dont this video has alot alot alot of information and i love how you explaine everything for those just starting out ty from the bottom of our hearts amazing video
Thank you for all your hard work. You have made me see clearly how to start a much needed budget! I am going to do this. Again, thank you!
I’m telling you watching you inspired me to save more and start my journey on helping others to do the same because financial freedom should be everyone’s goal! Thanks for the knowledge and inspiration!
Thank you for this video, I’ve been trying to budget and somehow never stick to it, but 🤞🏾I’m definitely going to follow this. You broke it down so simply and your pace is everything. Again, thank you. Ps. I’m also getting the budget book as I’m paid biweekly 🥰, keep me in your prayers as I’m going to need it🙏🏾
Thank you for explaining everything in detail! 💕
I just discovered you literally today from the video you mentioned !!! And now this one is my second video of yours that I am watching that I found again randomly but now I know it’s not random anymore ! The universe is pushing me to find you so I can transform my life and changing my toxic relationships I have with my money ! I just subscribed to your channel because now I know i meant to follow you so I can be better at saving !! Thank you so much for all your knowledge ♥️
I am starting to get in to budgeting because I am tired of being broke at the end of the month. Your helping me make since of it all.
Loved this so much! So easy to follow and very detailed. I’m so ready to start my journey. Thank you for sharing ❤️
I love it so much. My mindset completely shifted. I'm so excited to start a new financial journey plan for 2022. It also gave me a boost of hope that my saving goal for the end of this year will mostly definitely come true. I can't wait to learn more from you. Lots of love.
I am so excited and looking forward to my budget book arriving! You've helped me tremendously already! Thank you!
I’m in the same boat. I get paid monthly disabled. I need a good binder and start savings. It’s a little confusing but it’s fun and very explanatory. Loved 🥰 your video.
Awww! Yes, you can do it. I think as you try, you’ll get the hang of it more and more. Thanks for watching! ♥️😊
I've been trying different kinds of calculation but I think this is the one that makes sense, thank you. 💜
Omg ! I loved this information so much.
Your explanations on budgeting are superb! By far the easiest to follow. Thank you for sharing your knowledge. It's priceless. I'm glad I found you 😊
Awwww thank you Sarah! ♥️♥️
OMG THANK YOU ,THANK YOU , THANK YOU! You have made this so easy to understand. I thought I was budgeting until I saw this. I just purchased your weekly budget planner. Thank you!
Hi - I've just got your book and looked through it and love how easy it is. In fact I told my friend and she ordered one too. Looking forward to seeing where my $ goes and actually saving more this year and rebuilding my emergency fund. I was thinking I would need to get a 2nd p/t job but perhaps not if I follow this. Thank you so much for sharing your method.
Awesome work! Love me some BUDGETS! Great financial knowledge here. Very similar to what I teach my students so thank you!
Finally, I get it! Especially getting paid semi monthly!
You are very voiced, I love the energy here at your channel. Great video, thank you.
This is so simplistic and amazing.
I’m excited to get started and nervous at the same time. I’ve tried budgeting before and didn’t get far. Determined to stay on track. Thank you the information give is clear and doesn’t seem overwhelming. ❤️
Stephanie!! 😊😊 You got this sis!! ♥️
Thank you, thank you. You have made it so easy to understand how to budget.
This was absolutely simple and straight to the point. I ordered my planer and savings book. New subie! 😁
Loved this video! We get paid weekly and it can feel overwhelming sometimes, this video really laid it out very simplistic for me. 2022 isn’t ready for us! #CASHBUDGET
Yessss Ciara! 2022 ain’t ready! ♥️
Love it. Love it. Thank you so so much. Purchased one of your books a few months back. Helps me a lot.
Hi Prince! 😊 Thank you for watching and commenting!
This is wonderful thank you for sharing this in such details. I have watched so many budgeting and cash stuffing videos but there are barely anyone really breaking it down like this. THANK YOU! #cashbudget 🙏🏾🙌🏾
Awww!! Thank you D! I’m glad you liked it! I appreciate the comment too! 😊♥️
Excellent step by step for beginners....very well explained...thank you!
This was so helpful. Thank you!
Thank you for doing this, I am not a new at budgeting but I did get some helpful tips! Thanks.
Thank you so much for this! I should’ve started in January but Im starting in March and this helped a lot
Great video very beginner friendly and everything was explained simply and clear 👏🏽👏🏽👏🏽👏🏽👏🏽😊🙌🏽🙌🏽🙌🏽🙌🏽
That video is the first one I saw of yours 😀This set of nails is your best hands down! Excellent breakdown of the different types of paychecks. Please do more tutorials because you're such a good teacher and it's clear, simple and practical😌 #cashbudget
Zoey! ♥️♥️ You’re kind words motivate me to do better! Thank you! 😊
This was so easy to understand. Thank you for the amazing content
Yes love how you break everything down look forward to more to come Be Blessed #CASHBUDGET
THIS IS BY FAR THE BEST VIDEO FOR A BEGINNER! Thank you so much! I would like to know though if you're beginning you wouldn't have already paid anything right? So how do you budget when you're just starting out?
So glad you showed an example of how to use the budget books #cashbudget
Thank you for this informative video. I’ve been dabbling with a zero based budget but not including sinking funds. Your explanation of why I should was compelling. I found you because of the work space collaboration you participated in. This is an interesting community of people who seem to work well together. Thanks again. #cashbudget
Wow sounded good will try it for new year
I love this video and I have bought ur books from Amazon, keep inspiring everyone
I’m not a beginner but I enjoy your channel so 😊
Well explained 👏 definitely gone try to start budgeting this was so helpful thanks girl
New subbie. I just bought the budget mom workbook book. This is just how Miko from the budget mom breaks it down. Great video.
Excellent video. This has confirmed my thought process and more. Thank you! I'm so excited to get the new year.
Latasha! I’m excited for the new year too! I’m glad you got something out of it! Thank you for watching and commenting! ♥️😊
I love your videos. You are very good at explaining.
Finally, monthly budgeting. Everyone talks about biweekly. Thank you for this video
Great video 🎄
I'm so glad to have found this , because I was so confused on how to get started
Sebrina! ♥️ I’m sooo glad this helped! I’m glad you’re here!! 😊
Loved this video as per all of your videos!!!! 💯
Your “How to Start Your Budget” video put me on to cash stuffing! I started because of that video, and I share it with anyone who’s curious or looking to get started. It’s so easy to follow!🙏🏽🙏🏽🙏🏽
Me too girl! Hers in the best on RUclips period. Most people just stuff but she actually shows how to start and it’s very easy to maintain.
@@kaylakay08 yes, so clear cut and easy to follow. I send her videos to anyone interested in the cash stuffing system.
I plan to really buckle down in 2022. I want to be able to show my son that it's possible to stop living check to check.
#cashbudget
That’s a great goal! Sounds very similar to my goals when I started. All we can do is try! ♥️😊 Thanks for watching
Even though I started my budgeting on January 1st of this year. This was good for someone just starting out. You already know I loved the video. I pray you had a Bless Thanksgiving. We going to kill it in 2022 with saving challenges! Let's Goooo!!! #CashBudget
Hi Annie!! ♥️ Yesss!! We’re gonna kill the challenges in 2022! Thank you for watching. I know this video is very beginner friendly, but I appreciate you always supporting me! 😊
@@Beautifulmeandyou Always
#CASHBUDGET. YES!!!!! Girl thank you so much 💓. I've watch the how to video and bought the weekly budget book. I cant wait until you reopen your Etsy store. 😁 Thank you for breaking it down and explaining. #cashbudget 🤑
I am so glad I found your channel I really needed this help thank you so much
Hi Diane! 😊 Glad you’re here!! ♥️
Love love love your channel Bella! 🎉🥳🎈
Thank you!!! ♥️♥️♥️
Just purchased!!! 🥰
Thank you so much for this video I get paid monthly myself can’t wait to start with this in January 2023
You got this!
Thank you 🙏 for this tutorial. Totally helpful..😎
Celissa girlllll u just made my afternoon!!!! #CASHBUDGET!
Hi Sohpie!! 😊 Thank you for being here! You just brought a smile to my face! ♥️
Thank you so much...This information is so useful n i have an idea of how to spend money responsibly
This is soo helpful. Thank you 🙏🏾
I love this video and I wish I had found this when I was starting out.
Completely unrelated but your nails and your handwriting 😍😍😍
Glad I came across your video I just received my cash envelopes from Amazon I am so nervous to start. I have never did a budget just paid my bills every 2 weeks and could not account for the rest of the money. Money management was not on my side. I’m ready to start fresh in June
im watching this again cause it really helped me
This video was very helpful.. I am ordering my planner today..
Great video once again love it thank you 🥰
excellant!! thank you. same here fixed income only.
Love the breakdown !!!
#CASHBUDGET
This was such a comprehensive and clear video on budgeting.
I’ve bookmarked it for reference.
All the terms budgeters use and the whys have for me suddenly fallen into place.
YOU MADE IT MAKE SENSE. 😁
Thank you. 🧡
Hazel! ♥️ Thank you!! 😊
According to "Down Detector" major companies had power outages including banks. "If you don't hold it you don't own it." 💸
This year, I created 3 Cash Wallets: Cash, Savings and Sinking Funds which includes 3 mini-planners.
That’s great!! You doing it!! ♥️😊
Thanks!
Another awesome video! I’m paid once a month and I’m looking forward to using this information! Thank you my friend for all your doing! Merry Christmas to you and your family!🎄🎁
Hi Debra! I’m glad you enjoyed it! Thank you for being here too! ♥️😊
Thank you very much.❤
You're the best, thank you for another great video.
Mina! 😊 Thank you for watching!! ♥️ I appreciate the kind words!
Super informative video as always! :)
Awesome. I just crossed this on my search to help me begin my journey to budget and save. Thanks so much. I appreciate the visual and I look forward to watching more of ur videos. #cashbudget
Hey Hey... This was such a great breakdown! I enjoyed watching💞