I had over $250,000 of cancer treatment shortly after Matthew set me up for Medicare, Medigap, and Part D Prescription drug plan. It saved my retirement. Thanks, Matthew! Even my sister said I had made good Medicare choices. Thanks again, Matthew!
Thank you, Matthew! I used your service some months back to get started with Medicare, and don't know what I'd have done without that help! I have a stand alone Wellcare drug plan, so will have to check to see it they will be switching me into a different plan of theirs, as you mentioned. Thanks again for your work, and calm, clear videos.
I have had an Insurance License since 2004, Matthew Claassen is one of the reasons I have switch gears to Medicare. He is a role model for future agents, up in coming agents, and an agent that has lost there way though the years. In these trying times it is refreshing to see and hear people that there motives are truly honorable and executes there message perfectly. I have never spoken to or have met Mr. Claassen and having seen most of his videos, that is now in my bucket list of things to do.. BTW I like the new studio and I'm looking forward to more videos.
I really love your videos. I found it very difficult to understand the Medicare system. I used your video for 3 months to learn and understand Medicare and it was very helpful. Right now I'm looking to find out if there are any changes to Medicare for 2022 and again you have helped me out. Thank you again.
Departing from the Medicare Trustees' recommendation, the out-patient Part B premiums will increase 14.8%, or more than an extra $260 per year for 2022. The 2021 Medicare Part B premium cost was $148.50 per month, but for 2022 it will be $170.10. It was anticipated that the increase would be to $158.50 per month. The Trustees' report recommended a $215 to $217 increase in the yearly cost. The deductible will be increasing from $203 to $233. (The increase in Social Security is 5.9%.)
Matthew, You are always so informative. You helped me make great decisions when I signed up 2 years ago and I appreciated your honest evaluations of all the plans. Carol
Thank you Matt once again. So informative and quite scary with such inflation and health benefits increasing so much. Appreciate the straight talk and valuable information.
You got me set up last year. Thank you. So, even tho we are getting a 5.9 % increase, our plan's deductibles and other associated fees are also going up. We're not really getting any more money this year, huh ?
Matthew, I'm glad I found your Channel! I've had a Medigap plan for about 6 years. Recently they started raising the premium every quarter! I usually only go to the doctor about once a year to get my prescription for thyroid filled. Lately I've been thinking I should switch to Medicare Advantage to a plan with 0 premium and 0 copay. I'm 72 and active, with no health problems in my family. Your thoughts? Thank you
@@imsosmart942 You get today the insurance you will want to have when you are sick or injured. I am glad you are healthy. But please don't assume that won't change or that you will get some warning when it will. If you have a Medicare supplement with out of control price increases the problem is the insurance company not the supplement. At least let us shop for you. Call us at 800-847-9680 or use this form medigapseminars.org/quotes/medigap-quote-request/
Hi, Matthew ~ The new studio is great! And, as usual, the information you provide is so helpful, current, and spot on for understanding what is - to most of us - a system of complexities that worries us each year. I'm once more comfortable with maintaining my current plans, now that you've clearly laid out what to review, and what to expect going forward. I no longer have the "high anxiety" when it comes to Medicare plans and how to keep things where they need to be. (I always feel good about recommending you/your service to acquaintances who are now looking at retirement and Medicare requirements.) Thank you!
Beware, things aren't always the way they appear! Notice how the gentleman is very nice and says he just wants to help. He says just call if you have any questions. I called their number and said that I was interested in part D, immediately, the agent Beth became very rude. I don't think I have ever spoken to that level of a b-t-h in my life and I'm no spring chicken. She said we don't answer questions from non customers. I said the reason I am calling is to potentially be a customer. She then rudely said this conversation is over and before she hung up I said "so you don't sell Part D", she said I could self enroll but they only sell the more expensive suppliment and that she didn't make money talking to me so the conversation is over. I said "I'm going to tell people on Social media how rude you people are". She laughed and said "I don't care, go ahead" and hung up the phone on me. First of all, I didn't care if she answered my questions or not. I was trying to figure out what business they are in, in other words what they sold? Did you notice how in the videos, the gentleman constantly tries to sell you on the advantage of suppliment insurance and criticizes all other forms of insurance? That is what they sell, only suppliment insurance. As she said, if she isn't selling that, she isn't making money and if she isn't making money from you, you are as worthless to them as used toilet paper. So what does this mean to you? First of all, I wouldn't suggest trusting the bias opinions in these videos of suppliment insurance. Secondly, if only money is motivating these sales people and not even basic humanity or kindness, do you really think they are going to not put their profit over what is in your best interest? This gentleman mentions that you are not charged for their service, that the companies pay them. I use to be in a similar agency business and what he said is not exactly true. It's true that you don't have to pay his agency but the companies that use agencies have to pay these agencies tons of money and that money doesn't grow on trees. They obtain this money by charging their customers higher fees, and are usually or always going to charge you higher fees than companies that don't have this overhead. He claims he only specifically selects companies that are in your best interest because he is such a caring person. The truth is that he only uses companies that are willing to hire his agency. If you use his agency, not only are you likely getting the most expensive plans, but you are getting a small sample of the options available to you because not all companies use expensive agencies to sell their product and not all companies that do, use this particular agency. Unless you want to make what will likely be a very expensive mistake, I would suggest going to the government website and seeing ALL the availability plans and speak to the government representatives for questions instead of through an agency that wants to direct you in the path that makes them the most profit instead of what is in your best interest. She didn't have to be so very rude. This just shows the type of people you are dealing with. Her attitude opened my eyes and saved me from making a costly mistake. After I had time to think about the attitude of this person, it got me thinking about the big picture. The most predatory sales people make their money on senior citizens. Could that be the reason for her attitude? It wasn't just her rudeness, but her arrogance. I'm obviously a senior citizen like most of you that have watched these videos. We senior citizens are suckers for our impressions to the point where we emotional tend to place more focus on how we judge the messenger than the specifics and complexities of the message. I remember when my mother had just retired in her 60s and I was in my 30s. I recommended a stock broker to her. After I introduced him, he started pushing her toward risky investments that were dangerous to her but made him a lot of commission, products he knew I would never purchase. I was shocked and had multiple conversations with her about why she needed to stop dealing with him. All she said was how nice he was and kept losing her savings. Everyday he kept trying to sell her more junk and finally I had to take matters in my own hands and protect her. I called him up and said that if he contacted my mother again, I was going to file a complaint with the SCC (selling risky investments to the inexperienced), so he stopped. I then compensated her for her losses since I recommended him. I'm now a little like her like most are when they get older. These people know what works with us old folks. They have a personality on these videos that is so nice and warm natured. He seems like a saint the way he talks as such a caring soul, often commenting that he is there to inform, to help, and not make money from us. He speaks about how he does not monetize his videos and just wants to send us in the right direction and in one video he just about went into academy award winning tears about how he saved a man so much money that he can now afford to see his grand kids. This sort of tactic of "saint salesman" from heaven would make a wise younger person even more suspicious, even angry, but us senior citizens are suckers for this. This guy has sold most of us up front, that's the objective, blinding us to the vultures that are laying in wait. Just deal with neutral parties, stay away from salesmen. You can call the government representatives a thousand times and ask questions if you like, you don't need these people. There are plenty of suckers they can make money from, try not to let it be you.
Matthew Claassen is just as he comes across in this video.... a straight shooter and all-around good guy. Over the years, he has always been responsive and super helpful with any issues, questions, etc. that my wife and I would have. In this confusing world of Medicare, Medigap & Medicare Advantage, Matthew will be your gem to makes sense of it all... promise.! Hi Matthew, you look well and thanks for this video. Hope is true for all yours as well. From South Florida... The Best Cliff & Wanda
By the way, I appreciate that you shared the memo regarding those celebrity-based, annoying and misleading ads about Medicare and all the "freebies" and special plans available. Thank you!
I am curious about how Medicare is for people who don't qualify for Part A. If we buy Part A, do we get the same benefits as someone who has enough credits to qualify for Medicare?
What a weight off of the shoulders..PartDShopper!! 👏🏽Thinking that will be less complicated for me. Will email if I run into a snag. Love the new look of your studio.
Thank you Matthew! Your videos are helpful to me. I’m 66 , going to retire at the end this year. I haven’t signed for for Medicare yet, can you help me set up for medicare?
I wish there was an opt-out for mail (real, postoffice mail) promoting medicare plans. Even the grocery store pharmacy has sent a 'letter' recommending an Advantage plan.
Thanks Again for another informative video. I'll turn 65 in Dec. and I am already collecting RR retirement. I recently received my RR Medicare card parts A & B. I'm not looking forward to losing my current health insurance and going on Medicare, but your videos helped me understand the Medicare system and the Medigap plans.
It seems I don't qulaify for a Supplement Plan. Is my current/ 2021 Advantage Plan Insurance provider required to renew or can they cancel? Thank You Kindly
Hi, I’m confused. I turned 65 in May 2021. I was eligible for Medicare part A &B. I also eligible through my retirement benefit for Medicare Advantage including dental and vision. I pay $211/month through my retirement plan, AND I’m being charged the $148.50 Medicare part B. Should I be paying the $148.50?
Hi Karla, You must have both Medicare Part A & B in order to have a Medicare Advantage Plan or a supplement. So yes, you must pay for Part B. This is true even though Medicare Advantage plans simply replace Medicare A & B with a privatized version. If you qualify medically, I would very surprised if we couldn't save you a lot of money and improve your coverage through a supplement instead of the the retirement plan. it cost you nothing to find out 800-847-9680
Yes people have trepidations about losing the employer plan but for less money the medigap plan is better coverage and you can get medigap plan the first year of medicare eligibility without medical underwriting I see people keeping employer plans all the time. If I was 65 I would get a medigap so fast it's total coverage. I worked for med advantage company clients call with all sorts of issues such as denied claims and different things.
Great videos, thanks! I have HDF & considering switching to HDG due to lower rates. I originally got HDF as I thought it'd pay Medicare part B deductible; but not sure that's true. I think HDF & HDG are exactly the same - Part B deductible's paid by me, but is credited towards the HDF/HDG deductible. So switching to HDG may be a smart move - your opinion?
In order to get Part D you need to be eligible for Medicare Part A. You do not need anything else. I created a website to help you find the Part D Plan that is best for you. Go here: partdshopper.com/ and choose the PartD 2022 link. YOu may also want to view my videos on Part D. #Medigapseminars
"If you are not yet taking your Social Security Income, your Medicare Part B premium will increase to whatever level they announce for 2022. If you are taking your Social Security Income, your Medicare Part B premium can only increase no more than the Social Security Cost of Living Index. Your COLA." I have Never heard of this policy before? You are the only person that has made this claim. Do you have a reference so when I tell others I can back it up.
Hi Matthew! Im 18 years old and just got my accident, health, life and fixed annuities license. I'm watching your videos to educate myself on medicare so I know I'm selling in the best interests of clients. I'm currently not working anywhere yet but will be next year. What advice do you have for somone with little knowledge and so new like myself?
The biggest problem anyone has in sales is getting enough people to talk to. If you solve that problem, you will be a success no matter what business yo are in.
My name is Robert and they had been deducted $148.50 a month for my medicare Part A & B since I was 65 yrs old to my SS pension Now can I enroll to medicare supplement although I am 75 yrs old. Please I need your answer sir please.THANKS
Thank you for your learned advises thru your RUclips channel video. Currently I have Medicare supplement plan F and so with my wife. I live in Washington State. My Insurance carrier for the supplemental is Humana. Recently my dental bills is astronomical so to speak. My shopping for plan F for2022 showed United Health Care Medicare Supplement AARP Medicare plan F, for monthly premium of $255.75 Dental coverage and vision Insurance has some coverage. Our premium currently for Plan F with Humana is $217.30/ month a total of $ 434.60/month. I am paying about $110.00 for dental & vision for both of us.. Question; do you think it will be practical to switch Supplemental from Humana to AARP Medicare Supplemental F plan. Please advise. Thanks, Enrique C Montana,
Henry, please use this form to provide us the information we need in order to help you. We will shop through all the major insurers and find the one with the most stable outlook so you pay less over your lifetime. medigapseminars.org/quotes/medigap-quote-request/ We also have some great dental, vision & hearing plans.
I just applied for a 2022 WellCare part D for my wife and found it to be $3.62 per month less for the same meds and pharmacy. Way better than costing more. Thanks good video as usual.
The pharmaceutical deductible just went to $480. WellCare absorbed that cost into the deductible. Doing the math I will pay $100 more per year over the existing premium plus the deductible. I am healthy and haven’t needed to pay that deductible so now I am forced to pay it. I am blown away coming into Medicare and seeing how expensive it is and the costs go up equal to COLA .
The Part D program with Medicare is a very frustrating window into our political class. When Part D was designed in 2006 there were representatives of the manufacturers, of the insurance companies and members of Congress all sitting at the table. No one represented the People. Every member of Congress at that table had a job in the pharmaceutical industry within 2 years.
I am a licensed medicare agent and I get calls from those ads I give every caller my utmost and help them find the best plan for their needs available. It is a clear violation of national and State insurance licensing regulations to even imply that another agent is acting unethicality. I am reporting this man for doing just that
The rate increases I mentioned were those recommended to Congress by Medicare. Just not yet officially approved. I could have included that information, but it would have made the video longer ;-)
In the description box above is a Table of Contents where you can click the specific subject and go right to that part of the video.
❤ Delete this entry
Thank you!
Thank! Very good info!
Excellent summary of the 2022 changes. I appreciate your calm no drama delivery.
I had over $250,000 of cancer treatment shortly after Matthew set me up for Medicare, Medigap, and Part D Prescription drug plan. It saved my retirement. Thanks, Matthew! Even my sister said I had made good Medicare choices. Thanks again, Matthew!
You are welcome Bob. I wish you good health and a long fun retirement!
Always appreciate a refresher in early October. Thanks.
Thank you, Matthew! I used your service some months back to get started with Medicare, and don't know what I'd have done without that help! I have a stand alone Wellcare drug plan, so will have to check to see it they will be switching me into a different plan of theirs, as you mentioned. Thanks again for your work, and calm, clear videos.
You’re the best. Like when you repeat the point. Timely data - thank you.
Thankyou Mark
very informative
Thank you so much. You helped me last year. Your videos are so helpful as usual. Thanks again.
You are very welcome Alexander
Thank you, Mr. Claussen.
I just signed up for Medicare: and a medical adv plan which starts in July. If I want to change to a plan g after all.. I can do that October 15th?
Thanks! Very helpful!
I have had an Insurance License since 2004, Matthew Claassen is one of the reasons I have switch gears to Medicare. He is a role model for future agents, up in coming agents, and an agent that has lost there way though the years. In these trying times it is refreshing to see and hear people that there motives are truly honorable and executes there message perfectly. I have never spoken to or have met Mr. Claassen and having seen most of his videos, that is now in my bucket list of things to do.. BTW I like the new studio and I'm looking forward to more videos.
Thank you Frank. I hope we can meet someday. I look forward to it.
Thanks for the update I will contact your office for review of my plans
good info Matt
This is a wonderful resource. I thank the stars that i found medigap seminars and matthew Claussen when i become eligible for medicare.
Thank you Gail
Thank you Matthew!
Thank you so much! I am looking forward to Part D shopping on your site!!! You are such a great help!
Thanks Matthew - will be in contact soon
Thank you, Matthew, fr being such a clear, concise communicator about such a complicated subject. Very helpful!
I really love your videos. I found it very difficult to understand the Medicare system. I used your video for 3 months to learn and understand Medicare and it was very helpful. Right now I'm looking to find out if there are any changes to Medicare for 2022 and again you have helped me out. Thank you again.
you are welcome
Another informative presentation.
Thank you Mark
Thanks to Matt and company as I tiptoe through the Medicare mine fields. 😧💥 Another great year 🙏😀
I highly recommend this company, they make this process way easier.
Thank you Lou
Thank you for the video, so very informative and helpful!
You are welcome Miriam
Departing from the Medicare Trustees' recommendation, the out-patient Part B premiums will increase 14.8%, or more than an extra $260 per year for 2022. The 2021 Medicare Part B premium cost was $148.50 per month, but for 2022 it will be $170.10. It was anticipated that the increase would be to $158.50 per month. The Trustees' report recommended a $215 to $217 increase in the yearly cost. The deductible will be increasing from $203 to $233. (The increase in Social Security is 5.9%.)
Like you’re studio.👍
Thank you Jerome
Thanks so much for keeping us informed.
Thank you, Matthew, you have been very helpful though the years.
great video
I would never surrender my hard earned Medicare to an Insurance Co. regarding an Advantage Plan.
I think you are excellent in explaining Medicare, thankyou
Matthew, You are always so informative. You helped me make great decisions when I signed up 2 years ago and I appreciated your honest evaluations of all the plans. Carol
Thank you for this video. Very helpful, as always.
Thank you Matthew! I always find your videos very informative.
Thank you Matt once again. So informative and quite scary with such inflation and health benefits increasing so much. Appreciate the straight talk and valuable information.
Good information, helps a lot1
Thank you Mary
Great video. Arizona
You got me set up last year. Thank you.
So, even tho we are getting a 5.9 % increase, our plan's deductibles and other associated fees are also going up.
We're not really getting any more money this year, huh ?
Hi Leena - it seems that with Social Security Income, what they give in a rate increase they take away in higher fees. It's sad and frustrating
Matthew, I'm glad I found your Channel! I've had a Medigap plan for about 6 years. Recently they started raising the premium every quarter! I usually only go to the doctor about once a year to get my prescription for thyroid filled. Lately I've been thinking I should switch to Medicare Advantage to a plan with 0 premium and 0 copay. I'm 72 and active, with no health problems in my family. Your thoughts? Thank you
@@imsosmart942 You get today the insurance you will want to have when you are sick or injured. I am glad you are healthy. But please don't assume that won't change or that you will get some warning when it will. If you have a Medicare supplement with out of control price increases the problem is the insurance company not the supplement. At least let us shop for you. Call us at 800-847-9680 or use this form medigapseminars.org/quotes/medigap-quote-request/
Thank you for giving me this kind of information but I’ll try to think it over if I will change my plan from supplement to advantage. God bless.
Thank you very much for your help. Already a customer.
Informatonally, this is very good. The speech to text software is off by quite a bit.
I usually go through and correct the speech to text before publishing, but no time this time.
Hi, Matthew ~ The new studio is great! And, as usual, the information you provide is so helpful, current, and spot on for understanding what is - to most of us - a system of complexities that worries us each year. I'm once more comfortable with maintaining my current plans, now that you've clearly laid out what to review, and what to expect going forward. I no longer have the "high anxiety" when it comes to Medicare plans and how to keep things where they need to be. (I always feel good about recommending you/your service to acquaintances who are now looking at retirement and Medicare requirements.) Thank you!
Beware, things aren't always the way they appear!
Notice how the gentleman is very nice and says he just wants to help. He says just call if you have any questions. I called their number and said that I was interested in part D, immediately, the agent Beth became very rude. I don't think I have ever spoken to that level of a b-t-h in my life and I'm no spring chicken. She said we don't answer questions from non customers. I said the reason I am calling is to potentially be a customer. She then rudely said this conversation is over and before she hung up I said "so you don't sell Part D", she said I could self enroll but they only sell the more expensive suppliment and that she didn't make money talking to me so the conversation is over. I said "I'm going to tell people on Social media how rude you people are". She laughed and said "I don't care, go ahead" and hung up the phone on me.
First of all, I didn't care if she answered my questions or not. I was trying to figure out what business they are in, in other words what they sold? Did you notice how in the videos, the gentleman constantly tries to sell you on the advantage of suppliment insurance and criticizes all other forms of insurance? That is what they sell, only suppliment insurance. As she said, if she isn't selling that, she isn't making money and if she isn't making money from you, you are as worthless to them as used toilet paper.
So what does this mean to you? First of all, I wouldn't suggest trusting the bias opinions in these videos of suppliment insurance. Secondly, if only money is motivating these sales people and not even basic humanity or kindness, do you really think they are going to not put their profit over what is in your best interest? This gentleman mentions that you are not charged for their service, that the companies pay them. I use to be in a similar agency business and what he said is not exactly true. It's true that you don't have to pay his agency but the companies that use agencies have to pay these agencies tons of money and that money doesn't grow on trees. They obtain this money by charging their customers higher fees, and are usually or always going to charge you higher fees than companies that don't have this overhead. He claims he only specifically selects companies that are in your best interest because he is such a caring person. The truth is that he only uses companies that are willing to hire his agency. If you use his agency, not only are you likely getting the most expensive plans, but you are getting a small sample of the options available to you because not all companies use expensive agencies to sell their product and not all companies that do, use this particular agency.
Unless you want to make what will likely be a very expensive mistake, I would suggest going to the government website and seeing ALL the availability plans and speak to the government representatives for questions instead of through an agency that wants to direct you in the path that makes them the most profit instead of what is in your best interest. She didn't have to be so very rude. This just shows the type of people you are dealing with. Her attitude opened my eyes and saved me from making a costly mistake.
After I had time to think about the attitude of this person, it got me thinking about the big picture. The most predatory sales people make their money on senior citizens. Could that be the reason for her attitude? It wasn't just her rudeness, but her arrogance. I'm obviously a senior citizen like most of you that have watched these videos. We senior citizens are suckers for our impressions to the point where we emotional tend to place more focus on how we judge the messenger than the specifics and complexities of the message. I remember when my mother had just retired in her 60s and I was in my 30s. I recommended a stock broker to her. After I introduced him, he started pushing her toward risky investments that were dangerous to her but made him a lot of commission, products he knew I would never purchase. I was shocked and had multiple conversations with her about why she needed to stop dealing with him. All she said was how nice he was and kept losing her savings. Everyday he kept trying to sell her more junk and finally I had to take matters in my own hands and protect her. I called him up and said that if he contacted my mother again, I was going to file a complaint with the SCC (selling risky investments to the inexperienced), so he stopped. I then compensated her for her losses since I recommended him.
I'm now a little like her like most are when they get older. These people know what works with us old folks. They have a personality on these videos that is so nice and warm natured. He seems like a saint the way he talks as such a caring soul, often commenting that he is there to inform, to help, and not make money from us. He speaks about how he does not monetize his videos and just wants to send us in the right direction and in one video he just about went into academy award winning tears about how he saved a man so much money that he can now afford to see his grand kids. This sort of tactic of "saint salesman" from heaven would make a wise younger person even more suspicious, even angry, but us senior citizens are suckers for this.
This guy has sold most of us up front, that's the objective, blinding us to the vultures that are laying in wait. Just deal with neutral parties, stay away from salesmen. You can call the government representatives a thousand times and ask questions if you like, you don't need these people. There are plenty of suckers they can make money from, try not to let it be you.
Matthew Claassen is just as he comes across in this video.... a straight shooter and all-around good guy. Over the years, he has always been responsive and super helpful with any issues, questions, etc. that my wife and I would have. In this confusing world of Medicare, Medigap & Medicare Advantage, Matthew will be your gem to makes sense of it all... promise.!
Hi Matthew, you look well and thanks for this video. Hope is true for all yours as well.
From South Florida...
The Best
Cliff & Wanda
Thank you Cliff. I truly appreciate your kind comment.
Couldn't have said it any better. My wife and I totally agree.
By the way, I appreciate that you shared the memo regarding those celebrity-based, annoying and misleading ads about Medicare and all the "freebies" and special plans available. Thank you!
Which insurance co. Is best for healthy seniors who are on medicare but don't take any medications ?
Medications are typically covered under Medicare Part D. If you would like my recommendations, please call my office at 800-847-9680
I am curious about how Medicare is for people who don't qualify for Part A. If we buy Part A, do we get the same benefits as someone who has enough credits to qualify for Medicare?
If you purchase Part A you have equal benefits to those who paid for Part A through their payroll taxes.
What a weight off of the shoulders..PartDShopper!! 👏🏽Thinking that will be less complicated for me. Will email if I run into a snag. Love the new look of your studio.
Thank you Ava!
Advantage
Thank you Matthew! Your videos are helpful to me. I’m 66 , going to retire at the end this year. I haven’t signed for for Medicare yet, can you help me set up for medicare?
I wish there was an opt-out for mail (real, postoffice mail) promoting medicare plans. Even the grocery store pharmacy has sent a 'letter' recommending an Advantage plan.
Since plan N does not have guaranteed issue rights, does that mean you can't switch from G to N using the California birthday rule?
Thanks Again for another informative video. I'll turn 65 in Dec. and I am already collecting RR retirement. I recently received my RR Medicare card parts A & B. I'm not looking forward to losing my current health insurance and going on Medicare, but your videos helped me understand the Medicare system and the Medigap plans.
Hi Steve. I am glad you found the information helpful. Feel free to call us for more personalized help 800-847-9680 Now is a good time
It seems I don't qulaify for a Supplement Plan. Is my current/ 2021 Advantage Plan Insurance provider required to renew or can they cancel? Thank You Kindly
Advantage plans never have health requirements. They will renew or you can shop for a better plan.
Hi, I’m confused. I turned 65 in May 2021. I was eligible for Medicare part A &B. I also eligible through my retirement benefit for Medicare Advantage including dental and vision. I pay $211/month through my retirement plan, AND I’m being charged the $148.50 Medicare part B. Should I be paying the $148.50?
Hi Karla, You must have both Medicare Part A & B in order to have a Medicare Advantage Plan or a supplement. So yes, you must pay for Part B. This is true even though Medicare Advantage plans simply replace Medicare A & B with a privatized version. If you qualify medically, I would very surprised if we couldn't save you a lot of money and improve your coverage through a supplement instead of the the retirement plan. it cost you nothing to find out 800-847-9680
Yes people have trepidations about losing the employer plan but for less money the medigap plan is better coverage and you can get medigap plan the first year of medicare eligibility without medical underwriting I see people keeping employer plans all the time. If I was 65 I would get a medigap so fast it's total coverage. I worked for med advantage company clients call with all sorts of issues such as denied claims and different things.
Great videos, thanks! I have HDF & considering switching to HDG due to lower rates. I originally got HDF as I thought it'd pay Medicare part B deductible; but not sure that's true. I think HDF & HDG are exactly the same - Part B deductible's paid by me, but is credited towards the HDF/HDG deductible. So switching to HDG may be a smart move - your opinion?
HDF and HDG have the exact same benefits and should be the exact same price. If not... ruclips.net/video/u19Hpi20_Nc/видео.html
I have a Part A and B and I want a drug prescription so how much it cost me . Do I need an advantage plan or supplement before I can get a part D
In order to get Part D you need to be eligible for Medicare Part A. You do not need anything else. I created a website to help you find the Part D Plan that is best for you. Go here: partdshopper.com/ and choose the PartD 2022 link. YOu may also want to view my videos on Part D. #Medigapseminars
"If you are not yet taking your Social Security Income, your Medicare Part B premium will increase to whatever level they announce for 2022. If you are taking your Social Security Income, your Medicare Part B premium can only increase no more than the Social Security Cost of Living Index. Your COLA."
I have Never heard of this policy before? You are the only person that has made this claim. Do you have a reference so when I tell others I can back it up.
Yes, Social Security
Hi Matthew! Im 18 years old and just got my accident, health, life and fixed annuities license. I'm watching your videos to educate myself on medicare so I know I'm selling in the best interests of clients. I'm currently not working anywhere yet but will be next year. What advice do you have for somone with little knowledge and so new like myself?
The biggest problem anyone has in sales is getting enough people to talk to. If you solve that problem, you will be a success no matter what business yo are in.
Thanks for the great information!
My name is Robert and they had been deducted $148.50 a month for my medicare Part A & B since I was 65 yrs old to my SS pension Now can I enroll to medicare supplement although I am 75 yrs old. Please I need your answer sir please.THANKS
Thank you for your learned advises thru your RUclips channel video. Currently I have Medicare supplement plan F and so with my wife. I live in Washington State. My Insurance carrier for the supplemental is Humana. Recently my dental bills is astronomical so to speak. My shopping for plan F for2022 showed United Health Care Medicare Supplement AARP Medicare plan F, for monthly premium of $255.75 Dental coverage and vision Insurance has some coverage. Our premium currently for Plan F with Humana is $217.30/ month a total of $ 434.60/month. I am paying about $110.00 for dental & vision for both of us.. Question; do you think it will be practical to switch Supplemental from Humana to AARP Medicare Supplemental F plan. Please advise. Thanks, Enrique C Montana,
Henry, please use this form to provide us the information we need in order to help you. We will shop through all the major insurers and find the one with the most stable outlook so you pay less over your lifetime. medigapseminars.org/quotes/medigap-quote-request/ We also have some great dental, vision & hearing plans.
I just applied for a 2022 WellCare part D for my wife and found it to be $3.62 per month less for the same meds and pharmacy. Way better than costing more. Thanks good video as usual.
Is it true that several insurance companies. Give the option to opt out of the part b and refund you your $45 a month back to your s.security check.
No. I have seen that feature with some Medicare Advantage Plans offered in some / few areas of the country.
The pharmaceutical deductible just went to $480. WellCare absorbed that cost into the deductible. Doing the math I will pay $100 more per year over the existing premium plus the deductible. I am healthy and haven’t needed to pay that deductible so now I am forced to pay it. I am blown away coming into Medicare and seeing how expensive it is and the costs go up equal to COLA .
The Part D program with Medicare is a very frustrating window into our political class. When Part D was designed in 2006 there were representatives of the manufacturers, of the insurance companies and members of Congress all sitting at the table. No one represented the People. Every member of Congress at that table had a job in the pharmaceutical industry within 2 years.
Wow. Figures but wow.
I just got fired united healthcare I have a license man I need a job
I am a licensed medicare agent and I get calls from those ads I give every caller my utmost and help them find the best plan for their needs available. It is a clear violation of national and State insurance licensing regulations to even imply that another agent is acting unethicality. I am reporting this man for doing just that
Way too long, why talk about rate increase if you don't know?
The rate increases I mentioned were those recommended to Congress by Medicare. Just not yet officially approved. I could have included that information, but it would have made the video longer ;-)
Thank you! Your videos are so helpful!! ☀️
You are very welcome Gayle