Ashneer Grover, Byju Raveendran now Vijay Shekhar Sharma; what gives some of our top founders such a God Complex? Why do they think that they are above the law? ***RELATED EPISODES*** Ashneer Grover Vs Bharat Pe | From Shark to 81cr. Fraud?? | Akash Banerjee ruclips.net/video/a0Mq10FSNnw/видео.htmlsi=Q-Q6wKrwy7_BWlrR SCAM 2023? | Lessons from the Stunning Rise & Dramatic Collapse of Byju's | Akash Banerjee ruclips.net/video/guZlrq70AD0/видео.htmlsi=WEU5OvK2fPnP7je9
No electricity connection In sanjay ghandhi transport nagar phase 2 delhi 110042 due to mcd not paying the remaining dues or money to tata power please take action delhi government
In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22. Source - economictimes
The day when the world's most highly technologically advanced country, USA, the government will force all (100%) their citizens to use digital payment system for money transfer all across USA . Hard cash will not accept any place for money payment in Retail Business only will digital payment accepted all across USA. Then India should fully implement the digital payment system in the entire country. The main reason for this is that if the citizens of the USA are forced to use the entire digital payment system in their own country, then the administration of the USA will make more secure the cyber networking system, satellite networking system for digital payment systems in a world wide way. Until USA administration will force to their citizens to digital payment systems across USA government of India should not fully implement this systems all across India . Another thing is Indian telecom company should be more increase its Internet speed .across India.
If a common man does fraud, he is punished. These rich people will get away with anything. I am taxed for any extra income I make, but the rich will never be taxed like the common man. Life is not fair. I hate it when they get away with everything. Thank you, Akash, for another great informative video.
Ya all fauzi officers like me and jawans are scoundrels as per you because we give life and are patriotic, and who told you india is patriotic country, not even in top 50 in patriotism index
@@rubym38 Adani was rich 20 years ago also, and about 34000 Directly employees and lakhs of people indirectly employed. Adani companies Glassdoor employee ratings is also about average 4/5 which is very good proving employees are contended and more or less satisfied. To me giving employment to people and caring for employees is also real patriotism , ofcourse not everyone can be Great Tatas
Powerful episode as always! I have quite a few ex-colleagues who are now “Change Catalysts” “C-Suite pros reimagining India’s financial services sector” who use a term called “rocket ship” to describe their organisations. I’ve literally grown allergic to this term and such wannabes. We don’t need unsustainable rocketships with sketchy business models, we need sustainable and profitable companies to drive real economic growth. At the end of the day, retail investors are the real losers. We really need to stop our hero worshipping tendencies whether it be in politics, sports or business.
After BYJU'S, another high voltage n informative video. Thanks a lot Akash! A good no. of Gods emerged in the past few years. Their reality is getting exposed now. Unfortunately, these false gods are being worshipped by us due to lack of awareness n misplaced enthusiasm, getting easily swayed by the hype around them.RBI deserves to be applauded for deftly playing the role of economy's watchdog n punishing the violators for non-compliance of regulatory norms.
Reliance communications,Byju ka me uski may fail hone ka bhavishya bani kardiyatha jab me inke through gujra... both are cheeters...now it's PAytm ye to Desh ke sovereignty ko hi cheat karta he.....galat ek na ek din fail hona he ...
Just paused the video 19:17 and went to see firstly the interview of vijay shekhar sherma 🙁 but unfortunately it should not be the attitude.... Happy to know the management of PAYTM 😊 .NOW continuing AAKASH BANERGEE from 19:17.👍
These facts are very much true. 1. Someone I know got a name spelling different from PAN on Paytm Bank account because Paytm fetched the spelling from 'sign up using Facebook'. So, if someone has a Facebook account on the name 'cool dude', he can theoretically get a bank account on that name. So much ignorance ! 2. There was a huge mismatch (not 50-100, but much, much bigger than that) in Paytm and bank statement. I reported the problem to both my bank and Paytm, but nothing happened. I then approached the National Consumer Helpline, and received the difference credited to my account in 2 days. License cancellation of these scammers is in the best interest of the country.
Bong here, you are gonne be in deep trouble mister, how dare you speak the truth in all episodes. Huge fan sir (Bhakt)❤. Keep up the unbiased,raw,to the point work🙏
Akshat shrivastava did a episode on why he is not investing in Paytm IPO a few year back. I had seen that episode several times and currently seeing the loss in Paytm Banks makes me sad and shameful and grateful that me or mutual funds I invested in doesn't invest in Paytm. Akash Banerjee kudos for this wonderful episode. But I wish more interviews on such topics with Vivek Kaul, Raghuram Rajan and others including stock market analysis in your episodes with interviews
I have a question , why i mean why the startups once consider as a starter of revolutionary sector , like paytm for fintech & byjus for Ed tech are now failing ? I seriously wants to know ! I'm curious , is their over confidence is the reason ? Seriously , it's a whole research topic , and i think it's just the starting more is yet to come !
Main 2021 se paytm payments bank use kr raha hu....aur maine aaj tak apni pan card details nahi di h.....aadhar card se paytm wallet ki kyc karwayi thi...ushi se hi Paytm payments bank account bhi open ho gaya only single click se ....aur ushe aaj tak use kr raha hu pan card details share kiye bina hi
Ek dum sahi hua Paytm ke sath . Maza aa gya .. mere sath bhi inhone bura Kiya tha . Mere 12000 rupe ese hi kha Gaye Aaj Tak wapis nhi aye . 3 saal pehle .. bhout maza aya .. sach mai Aaj mere sun li bhole nath ne ..
Feeling so proud of people realising it finally after almost a decade of warning them and being scoffed at🥳 Digital India, go cashless, refusing to accept reality by supporting people you supported educated everyone, so disappointing. Phone Pay is next. Thanks for the explanation.
Even RBI and SEBI have to accept a large part of the blame for the erosion of Retail Investors' wealth invested in Paytm. Only if RBI had shut down the Paytm Bank in Oct 2021 itself (instead of imposing a paltry 1 Cr fine) and SEBI taken cognizance of this and stopped the hugely overrated IPO in Nov 2021 wouldn't have taken place and retail investors money wouldn't have been looted by vijay shekhar sharma !
RBI kya pakistan ne under hai, Modi govt ke under hi hai na , toh action liya na , toh is se neutrality sabit hauti hai , RBI is the authority, and wo action le Rahi hai har angle se , baaki ye bounce back kar jayega 6 mahine mai , screenshot lekar rakh lo
@@prajaymahawarbahut saare congress ne bhi kharide huye they aur abhi bhi hai, anchors ney toh Congress neta logo se shaadi kar rakhi hai , wo ठीक है ना , uspar question nahi karege bas modiji ney sab kharid liye hai , jab baat Karo toh balanced Karo saari baat Karo
Sawaal poocha jaise rubbish Kumar all time false information aur propoganda , bas against ek party ek PM ke bolte raho aur uske hisab se Aaj taak koi kaam thik nahi huya , usse sakwaal poochhna kehte hai ..same just like this RUclips is namune ke hisab se kuch acha nahi huya Aaj taak Desh Mai under Modi , so ye sawaal poochna huya
Whatever may be the reason, its 100% sure that paytm hasn't followed the guidelines from day 1. They saw themselves as above the law. This might have some political aspect, but that's very minimal. They should have been more careful. Let's see if paytm survives for another year or becomes the next byjus.
PayTM soon to be Adani-PayTM. All the funds for one political party was funneled through PayTM. But now the transactions will be at an altogether new levels.
To prevent such scams and malpractices in Digital India, all of us linked our PAN, Aadhaar and mobile numbers to everything. Yet, the scams and malpractices happened in the very brand championed by the Govt. Indians cannot be changed. Corruption and breaking the rules is in our blood, irrespective of political party or ideology. Thankfully the RBI is functional enough to issue this notice.
Nicely summarized. A question that remains (which may not have an easily researched answer) - why did PayTM continue to ignore multiple warnings from RBI and how was such gross negligence allowed?
Great video AB... This is top notch investigative journalism. Most RUclipsrs making video don't know the seriousness of the defaulting Paytm did. Even though I feel bad for Paytm and I really hope someone saves their company, credit to RBI for bringing down the hammer on them. A Lehmann Bros or Credit Suisse saga in India will set us back greatly.
Akash bhaiya-ji … 😊 been following your work for a long while now. Amazing work at working towards comprehensive coverage of current events. When you mentioned “Get rich quick gods” …. Immediately connected the dots towards Coffezilla. Perfect cross cultural casting! 🙏🏼😅💯
Good comprehensive report, taking into account all aspects. I think one should be suspicious of any businessman who invokes patriotism to sell his product. I wouldn't be surprised if they eventually expect a public-sector bank to clean the mess!
It is said that Jio is entering in UPI business. May be that is the main reason why PayTm is suddenly targeted now. I ll not be surprised if Jio takes over PayTm business.
This comment is what happens when you know nothing but assume everything 😂, do you have any idea how much it takes to set up nodal accounts for a fintech player as big as Paytm
@@tauseefahmad2011seriously brother Google pay and phone pay has highest online transaction market share Paytm has very low market share The biggest competitors are google pay and phonepay Why should they target paytm instead of google pay and phone pay 46% of transaction happening in India is done through Phone pay 36% of transaction is done through google pay Total 82% market share
Excellent report, these people who are rogues and cheaters will not see good days. Hell is waiting to swallow them for all the wrongs they are doing, this apply to all the liars and cheaters, for there's a God who waiting to judge us. Darryl-Goa
00:14 Paytm's rapid downfall due to compliance issues and regulatory violations 03:13 RBI issues a notice prohibiting Paytm from all activities after February 29 06:28 Paytm faced multiple penalties and restrictions from RBI due to non-compliance. 09:20 Paytm's negligence and mismanagement have raised money laundering concerns 12:07 Paytm wallet faces potential crisis with bank support needed 14:55 Paytm facing major challenges with Paytm mall and Paytm bank collapse. 17:31 Questions on Paytm crisis timing and accountability 20:03 Byju's and Paytm's impact on the economy
What about consumer protection? What about role of RBI in regulation? Could they Have done better is real question!. If India is developed country why we always have crisis' like this ?
RBI will bow to their masters wishes (BJP). remember demonetisation ? RBI had advised the government against it. By the way, you really believe india is a developed country?... unless the measurement of development is building statues and mandirs
Just one simple question. If RBI was aware since 2018 about Paytm non compliance of banking regularities then why did it allowed the same Paytm in 2022 to issues IPO's that got oversubscribed at a price band of Rs. 2,500/- and then in the next couple of years the RBI issued a cautionary notification against Paytm? Isn't it RBI and SEBI are parties to yet again a financial scam in the making?
In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22.
Lets hear it from ex employee: 1. Paytm board and senior employee are inefficient, big salary, big benefits not even seen working 5 to 10 hours of week. 2. 0 innovation, outdated employee hiring after public. 3. 100% politics inside. 4. Outdated products when u have UPI lite, UPI why need wallet?
Don't you think stage is being set for a takeover at a very low valuation. Once it is taken over by the most favored industrialist RBI would quietly take back all the charges.
Thank u so much Akash for such an expose… badly needed guidance for our young & talented youth to keep safe distance from such get rich quick crooks, who are really misguiding them and damaging our start-up community.
Thanks should be given to Dr B R Ambedkar who set up Reserve Bank of India so people like this are caught doing scams. Thanks to you too, you have provided very good information to people
While I was making Merchant account in Paytm the application repeatedly refused to acknowledge my Pan card number for reasons what so ever but when out of curiosity I entered pan card number of a friend of mine just to see, it got accepted. So now I have bank account in my name but the pan number of my friend in Paytm. Complained about it but nothing happened.
Thik hua, mere se 1800 RS kat liya hai, Paytm postpaid loan k through. Jab ki tab convenience fee nehi tha. Maine RBI ombudsman me complain registered Kiya tha
📢 Kindly note: Paytm app and its services are fully operational, and will continue to work even after Feb 29th. This includes Paytm for Business. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30
In my opinion maybe govt want to promote reliance as fintech company, thats why it was necessary to screwed up the paytm. We should not forget that it was paytm who promoted upi payments in this country
Just a little correction from my side (if am not wrong somewhere) 31 crore paytem wallet inactive hai, don't be confused with wallet and accounts. Paytm wallet mostly log use nhi krte so it is not surprising to have this number of inactive wallets and this doesn't show our economy (vo to bahut achi chl rhi h🤐....mitrooo😶🌫️😶🌫️
@akashbanerjee - Appreciate the fantastic analysis you're doing ....... Unfortunately all these scams happen because of support from the political parties. But the common man is so much inclined to the religious beliefs, that they have all forgotten the logic of using common sense.
Please don’t confuse people paytm’s this issue with UPI. UPI is a proven revolutionary product disrupted the payment process in India. Otherwise all the information and logic is good!
@thedeshbhakt, another great investigation. Thank you. I know you have an episode on Pollution in North India, and how parties keep blaming each other for burning the crop residues. I would love to know more about the challenges that exist on the ground level in accomplishing this goal. Now that we have the same government in Delhi and Punjab and still no major improvements, is the real reason lack of motivation or other logistical challenges that will take time to attain a resolution. Thanks in advance.
every year we do an episode on pollution - every year we point out that this needs to go beyond blame game - every year that episode crashes. after 5 years - understood - no one cares
Ashneer Grover, Byju Raveendran now Vijay Shekhar Sharma; what gives some of our top founders such a God Complex?
Why do they think that they are above the law?
***RELATED EPISODES***
Ashneer Grover Vs Bharat Pe | From Shark to 81cr. Fraud?? | Akash Banerjee
ruclips.net/video/a0Mq10FSNnw/видео.htmlsi=Q-Q6wKrwy7_BWlrR
SCAM 2023? | Lessons from the Stunning Rise & Dramatic Collapse of Byju's | Akash Banerjee
ruclips.net/video/guZlrq70AD0/видео.htmlsi=WEU5OvK2fPnP7je9
No electricity connection In sanjay ghandhi transport nagar phase 2 delhi 110042 due to mcd not paying the remaining dues or money to tata power please take action delhi government
In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22.
Source - economictimes
You ought to do an episode on Ashneer - biggest faff in India's startup scene. Jhol hi jhol.
Can you cover our news
I disagree with Samir Arora. I think gpay and phonepe are profitable. Paytm wasn't able to do it.
Paytm Karo❌
RBI Guidelines follow Karo✅
With Millions of users it's a shame for a Fintech company to violate principles.
They think toying with serious rules and guidelines is fun
😂😂
A new episode is out now. Solo leveling is my favorite after Jujutsu Kaisen.
@@amartyabiswas9871I think you're in the wrong comment section 😅.
The day when the world's most highly technologically advanced country, USA, the government will force all (100%) their citizens to use digital payment system for money transfer all across USA . Hard cash will not accept any place for money payment in Retail Business only will digital payment accepted all across USA. Then India should fully implement the digital payment system in the entire country. The main reason for this is that if the citizens of the USA are forced to use the entire digital payment system in their own country, then the administration of the USA will make more secure the cyber networking system, satellite networking system for digital payment systems in a world wide way. Until USA administration will force to their citizens to digital payment systems across USA government of India should not fully implement this systems all across India . Another thing is Indian telecom company should be more increase its Internet speed .across India.
If a common man does fraud, he is punished. These rich people will get away with anything. I am taxed for any extra income I make, but the rich will never be taxed like the common man. Life is not fair. I hate it when they get away with everything. Thank you, Akash, for another great informative video.
Patriotism is the last refuge of a scoundrel.... In new India this Quote is exactly correct 👍
100% true in the cases of master-frauds who have become icons of newly found "patriotism" 😢😙
And religion, too.
Ya all fauzi officers like me and jawans are scoundrels as per you because we give life and are patriotic, and who told you india is patriotic country, not even in top 50 in patriotism index
😂 are you talking about Adani? Cause he did exactly that.. “an attack on India”
@@rubym38 Adani was rich 20 years ago also, and about 34000 Directly employees and lakhs of people indirectly employed. Adani companies Glassdoor employee ratings is also about average 4/5 which is very good proving employees are contended and more or less satisfied. To me giving employment to people and caring for employees is also real patriotism , ofcourse not everyone can be Great Tatas
Powerful episode as always! I have quite a few ex-colleagues who are now “Change Catalysts” “C-Suite pros reimagining India’s financial services sector” who use a term called “rocket ship” to describe their organisations. I’ve literally grown allergic to this term and such wannabes. We don’t need unsustainable rocketships with sketchy business models, we need sustainable and profitable companies to drive real economic growth. At the end of the day, retail investors are the real losers. We really need to stop our hero worshipping tendencies whether it be in politics, sports or business.
Really an eye opener, excellent analysis Akash.
After BYJU'S, another high voltage n informative video. Thanks a lot Akash! A good no. of Gods emerged in the past few years. Their reality is getting exposed now. Unfortunately, these false gods are being worshipped by us due to lack of awareness n misplaced enthusiasm, getting easily swayed by the hype around them.RBI deserves to be applauded for deftly playing the role of economy's watchdog n punishing the violators for non-compliance of regulatory norms.
Reliance communications,Byju ka me uski may fail hone ka bhavishya bani kardiyatha jab me inke through gujra... both are cheeters...now it's PAytm ye to Desh ke sovereignty ko hi cheat karta he.....galat ek na ek din fail hona he ...
already stopped using this paytm wallet 4 years ago... because of the lack of a cyber security system they have...
Yeah using Amazon Pay and Google Pay only .. not even Phone Pe
@@rubym38 American bot 😂😂
@@Maxten7 now ur suffering
Just paused the video 19:17 and went to see firstly the interview of vijay shekhar sherma 🙁 but unfortunately it should not be the attitude.... Happy to know the management of PAYTM 😊 .NOW continuing AAKASH BANERGEE from 19:17.👍
ਸਹੀ ਢੰਗ ਨਾਲ਼ ਸਮਝਾਇਆ ਬਾਈ🙏🏻👍🏻
Mind boggling sir. I am from Pakistan. Huge respect for you.
What's mind boggling in this do you have fintech apps in Pakistan.
@@pipipupu5104 yup, many fintech applications are working in Pakistan.
@@pipipupu5104 Yes we do.
@@Hwhshahw what which apps
These facts are very much true.
1. Someone I know got a name spelling different from PAN on Paytm Bank account because Paytm fetched the spelling from 'sign up using Facebook'. So, if someone has a Facebook account on the name 'cool dude', he can theoretically get a bank account on that name. So much ignorance !
2. There was a huge mismatch (not 50-100, but much, much bigger than that) in Paytm and bank statement. I reported the problem to both my bank and Paytm, but nothing happened. I then approached the National Consumer Helpline, and received the difference credited to my account in 2 days. License cancellation of these scammers is in the best interest of the country.
Chandigarh election ka mamla bi garam h Sir.... apka wait kr ra hu m.
Sir KO bhi lgta hai ED Ka darre lgne lga hai
@@khanwal28 🤣🤣😁
@@khanwal28 He has reduced the number of political videos
Moral learnt bhai - "A Company that leaps quickly will also descend rapidly."
Kya baat Hai...fully-fledged elaboration
Bong here, you are gonne be in deep trouble mister, how dare you speak the truth in all episodes. Huge fan sir (Bhakt)❤. Keep up the unbiased,raw,to the point work🙏
Thanks
Good 👍
Paytm pr 40Re prapt huye
😊@@Mangesh000
@@Mangesh000 lol
Akshat shrivastava did a episode on why he is not investing in Paytm IPO a few year back. I had seen that episode several times and currently seeing the loss in Paytm Banks makes me sad and shameful and grateful that me or mutual funds I invested in doesn't invest in Paytm. Akash Banerjee kudos for this wonderful episode. But I wish more interviews on such topics with Vivek Kaul, Raghuram Rajan and others including stock market analysis in your episodes with interviews
Please share video link
will try for sure.
@@thedeshbhaktWhich political party are you gonna vote in the 2024 General elections?
@@beetlebg3759 N/A 🤣
People should not look at this as an individual loss, but as big fraud on Indian people.
Another eye-opening episode! Thank you, Akash.
Woh jinko expert bol rahe hai...woh expert ne hi PayTm liye hai 😂😂😂😂😂😂
ruclips.net/video/p7VEzfb19a8/видео.htmlsi=o92Mrhkry4qDySyK
I have a question , why i mean why the startups once consider as a starter of revolutionary sector , like paytm for fintech & byjus for Ed tech are now failing ?
I seriously wants to know !
I'm curious , is their over confidence is the reason ?
Seriously , it's a whole research topic , and i think it's just the starting more is yet to come !
because most business fail
You're Improving, your content is slowly creeping up higher and higher 🎉
Entry of jio... Outgoing of paytm
Karne do Entry , hum kyu use kare ?
Google Pay hai na..
Amazon Pay hai na..
Jio ki jarurat kya hai ?
👀
@@SonuSinghmirzapur jab bhai offers dega na
Bhage bhage phiroge jio ki trf
@@SonuSinghmirzapur kabhi to Indian companies ko support kiya karo
@@Sameer12.04 point😂
Thanks for detailed analysis Akash, this was much needed 👍
I lost 10000 through Paytm by scammer. Worst app
@@benazirmearajCare to explain how you got scammed because of the app ?
"Mujhe credit nahi chahiye!"
- Dhirendra Manohardas Modi, 2024
Bruhhh 😂😂
Debit hi lelo bhai 😂
👏🏽👏🏽🤣🤣
Good one bro 😂
*dhirendra damodardas adani
Main 2021 se paytm payments bank use kr raha hu....aur maine aaj tak apni pan card details nahi di h.....aadhar card se paytm wallet ki kyc karwayi thi...ushi se hi Paytm payments bank account bhi open ho gaya only single click se ....aur ushe aaj tak use kr raha hu pan card details share kiye bina hi
Ek dum sahi hua Paytm ke sath . Maza aa gya .. mere sath bhi inhone bura Kiya tha . Mere 12000 rupe ese hi kha Gaye Aaj Tak wapis nhi aye . 3 saal pehle .. bhout maza aya .. sach mai Aaj mere sun li bhole nath ne ..
Feeling so proud of people realising it finally after almost a decade of warning them and being scoffed at🥳 Digital India, go cashless, refusing to accept reality by supporting people you supported educated everyone, so disappointing. Phone Pay is next.
Thanks for the explanation.
So, what you are trying to say that you warned people against this idea of going cashless and knew the consequences
Even RBI and SEBI have to accept a large part of the blame for the erosion of Retail Investors' wealth invested in Paytm.
Only if RBI had shut down the Paytm Bank in Oct 2021 itself (instead of imposing a paltry 1 Cr fine) and SEBI taken cognizance of this and stopped the hugely overrated IPO in Nov 2021 wouldn't have taken place and retail investors money wouldn't have been looted by vijay shekhar sharma !
point
How has he looted the money?
@@Mike-rw1jw red alert from ED ,??
@@thedeshbhakt yehi sab adani ke sath hona tha bachgea
@@Mike-rw1jw Right
As a Bengali, your proficiency in Hindi is impressive. I thoroughly enjoy all the episodes; they are truly enlightening.
It's all depends on your grooming..he was grown up in Delhi..its understood why...right
He's not a bengali .... he's a UPwala bhaiya ...
That's like saying Donald Trump is german because he has a german surname.
@@shubhakapooritnesstreat he's not bengali... he might have bengali great grandparents.
@@rishavkumar1250 you don't become French if you grow up in France. You will still be indian growing up in France.
Very well Done Akash. An important and timely call to return to sanity.
Excellent reporting n journalism. It seems end of the road to Paytm.
Sawal poochne ka culture wapas lao...Desh bachao. I admire ur research and the way u present it. Keep up ur good work😊
Starting with our PM who stopped addressing the media 8 years ago!
Rahul gandhi pappu phle hi bola thaa sab sahi horha hai jab jab pappu kuch sach kahta vidhansabha me tab tab pappu ko bahar nikaldeta
RBI kya pakistan ne under hai, Modi govt ke under hi hai na , toh action liya na , toh is se neutrality sabit hauti hai , RBI is the authority, and wo action le Rahi hai har angle se , baaki ye bounce back kar jayega 6 mahine mai , screenshot lekar rakh lo
@@prajaymahawarbahut saare congress ne bhi kharide huye they aur abhi bhi hai, anchors ney toh Congress neta logo se shaadi kar rakhi hai , wo ठीक है ना , uspar question nahi karege bas modiji ney sab kharid liye hai , jab baat Karo toh balanced Karo saari baat Karo
Sawaal poocha jaise rubbish Kumar all time false information aur propoganda , bas against ek party ek PM ke bolte raho aur uske hisab se Aaj taak koi kaam thik nahi huya , usse sakwaal poochhna kehte hai ..same just like this RUclips is namune ke hisab se kuch acha nahi huya Aaj taak Desh Mai under Modi , so ye sawaal poochna huya
Happy to see Paytm crisis 😊 Akash bro great job
Whatever may be the reason, its 100% sure that paytm hasn't followed the guidelines from day 1. They saw themselves as above the law. This might have some political aspect, but that's very minimal. They should have been more careful. Let's see if paytm survives for another year or becomes the next byjus.
What a confident man you are sir ...
How did he get permission to bring IPO when it already had so many strictures from.RBI.. did they mention all this in the prospectus?.
Easy ... download the prospectus and see...it's still available
Complete info on paytm..... Wonderful Akash sir 😍
PayTM soon to be Adani-PayTM. All the funds for one political party was funneled through PayTM. But now the transactions will be at an altogether new levels.
Jio buy paytm next month
Jabardast information....Real Desh Bhagat ❤
To prevent such scams and malpractices in Digital India, all of us linked our PAN, Aadhaar and mobile numbers to everything.
Yet, the scams and malpractices happened in the very brand championed by the Govt. Indians cannot be changed.
Corruption and breaking the rules is in our blood, irrespective of political party or ideology.
Thankfully the RBI is functional enough to issue this notice.
Nicely summarized. A question that remains (which may not have an easily researched answer) - why did PayTM continue to ignore multiple warnings from RBI and how was such gross negligence allowed?
They thought that Modi bhakthi card will get them out of any mess.
@@nfuel99 sahi baat
Wow banerjee saheb
Never agreed to your political views but this again has won my heart
How astute u r
Always agree to disagree
Go well ❤❤❤
Great video AB... This is top notch investigative journalism. Most RUclipsrs making video don't know the seriousness of the defaulting Paytm did.
Even though I feel bad for Paytm and I really hope someone saves their company, credit to RBI for bringing down the hammer on them. A Lehmann Bros or Credit Suisse saga in India will set us back greatly.
Your videos are informative 💯 watching from Karachi, Pakistan
Great case study..keep the good work.. subscribed.
Akash bhaiya-ji … 😊 been following your work for a long while now. Amazing work at working towards comprehensive coverage of current events.
When you mentioned “Get rich quick gods” …. Immediately connected the dots towards Coffezilla.
Perfect cross cultural casting! 🙏🏼😅💯
These people are expendable. Given a long lease till now. Some big player will takeover.
Interesting! Thanks for sharing it. ✌️
बातो को कहने का अंदाज अच्छा है l बस देश भक्ति बनी रहेl बेहतर करने की शुभकामनायें..
Good comprehensive report, taking into account all aspects. I think one should be suspicious of any businessman who invokes patriotism to sell his product. I wouldn't be surprised if they eventually expect a public-sector bank to clean the mess!
thanks for keeping us AWAKE and convinced us to QUESTION EVERYTHING.
It is said that Jio is entering in UPI business. May be that is the main reason why PayTm is suddenly targeted now. I ll not be surprised if Jio takes over PayTm business.
That's what is going to happen exactly
This comment is what happens when you know nothing but assume everything 😂, do you have any idea how much it takes to set up nodal accounts for a fintech player as big as Paytm
Brother you don't know anything
Phonepe and google pay are the most used UPI apps
They have huge market share
What's the point of targeting paytm
@@tauseefahmad2011seriously brother
Google pay and phone pay has highest online transaction market share
Paytm has very low market share
The biggest competitors are google pay and phonepay
Why should they target paytm instead of google pay and phone pay
46% of transaction happening in India is done through
Phone pay
36% of transaction is done through google pay
Total 82% market share
@@Nnss-yb6vb phone pay, google pay are only upi platform. but jio is not only upi platform but also a payments bank (like paytm)
Bahot badhiya bhaiya. Garda video garda jaankari. Hat’s off to you and your research team. ❤❤
Great...
Excellent report, these people who are rogues and cheaters will not see good days. Hell is waiting to swallow them for all the wrongs they are doing, this apply to all the liars and cheaters, for there's a God who waiting to judge us.
Darryl-Goa
00:14 Paytm's rapid downfall due to compliance issues and regulatory violations
03:13 RBI issues a notice prohibiting Paytm from all activities after February 29
06:28 Paytm faced multiple penalties and restrictions from RBI due to non-compliance.
09:20 Paytm's negligence and mismanagement have raised money laundering concerns
12:07 Paytm wallet faces potential crisis with bank support needed
14:55 Paytm facing major challenges with Paytm mall and Paytm bank collapse.
17:31 Questions on Paytm crisis timing and accountability
20:03 Byju's and Paytm's impact on the economy
What about consumer protection?
What about role of RBI in regulation?
Could they Have done better is real question!.
If India is developed country why we always have crisis' like this ?
Develoing still developing
RBI will bow to their masters wishes (BJP). remember demonetisation ? RBI had advised the government against it. By the way, you really believe india is a developed country?... unless the measurement of development is building statues and mandirs
Deshbhakt always make quality videos on Crisis of different companies. It teaches us. Apna time ayga, humara bhi moye moye hoga.
Chup chhapri
That's exit audio, it's superb. Great going Mr Deskbhakt.🎉
Very good analysis and apt lesssons to be learnt. Should never be over ambitious in life
Very true.... perfect analysis sir
It's concerning that how Rakesh Jhunjhunwala always said that he'd never invest in a startup IPO and died suddenly 😑
Love from Kashmir please give me heart aap kbhi nhi data
you have done good due diligence to put these points across..nice one..btw iam one of these lakhs people who are 43% down in paytm
Just one simple question. If RBI was aware since 2018 about Paytm non compliance of banking regularities then why did it allowed the same Paytm in 2022 to issues IPO's that got oversubscribed at a price band of Rs. 2,500/- and then in the next couple of years the RBI issued a cautionary notification against Paytm? Isn't it RBI and SEBI are parties to yet again a financial scam in the making?
most probably it was done by some politician
Great Video Sirji 🙏
Until this guy is on youtube we will be saved from many dangers. Thank you so much🙏🙏
In FY23, the UPI platform processed a total of 83.76 billion transactions aggregating Rs 139 trillion, compared with 45.97 billion transactions worth Rs 84 trillion in FY22.
Abe Paytm Modi sarkar ka nhi hai
@@LearnoPhile-xy8om official data hai, asshole
Source - NPCI
EdTech, FinTech.. we're on a roll! Thanks Akash Sir for deciphering the details.
One of the best episodes once again.. ❤ for deshbhakt
Akash.. just wait we will hear a familiar 😢tune play.. Jio dhan dhana dhan!!!
Jui financial cleared no they are not buying wallet
Another unicorn founder bites the dust. Kartavya kal is off to a great start.
Now we'll watch the PayTM story on prime video soon :)
Lets hear it from ex employee:
1. Paytm board and senior employee are inefficient, big salary, big benefits not even seen working 5 to 10 hours of week.
2. 0 innovation, outdated employee hiring after public.
3. 100% politics inside.
4. Outdated products when u have UPI lite, UPI why need wallet?
Great case study sir, really helped to understand the actual problem. Thank you ✨
Crystal clear sir...! ♥️
Very true. People think they need to grow fast. They don't think of creating a brand name that create a legacy.
Complete info on Paytm ... Wonderful Akash💐
Sir appka explanation ka style bohut kirak hai bro
Don't you think stage is being set for a takeover at a very low valuation. Once it is taken over by the most favored industrialist RBI would quietly take back all the charges.
Thank u so much Akash for such an expose… badly needed guidance for our young & talented youth to keep safe distance from such get rich quick crooks, who are really misguiding them and damaging our start-up community.
Thanks should be given to Dr B R Ambedkar who set up Reserve Bank of India so people like this are caught doing scams. Thanks to you too, you have provided very good information to people
Love your videos from Bangladesh... I wish i could be a Deshbhakt
@@imaXenoX fir kaha se hokar aye dekhna ho toh?
Not surprised.. maximum subscriber Pakistan Bangladesh se hi hai broo .. 😑😑😑
Paytm wahan bhi chalta hai isiliye
Sare masale toh India me hi milta ha isiliye bahar wale yahan ate ha
😂😂😂
I have my eyes on CRED as well.
Mera investment hai uspe😢
Trending on Number 5 on RUclips!!!!!!
Love you Akku Bhau!!
Best wishes from Maharashtra
While I was making Merchant account in Paytm the application repeatedly refused to acknowledge my Pan card number for reasons what so ever but when out of curiosity I entered pan card number of a friend of mine just to see, it got accepted. So now I have bank account in my name but the pan number of my friend in Paytm. Complained about it but nothing happened.
Thik hua, mere se 1800 RS kat liya hai, Paytm postpaid loan k through. Jab ki tab convenience fee nehi tha. Maine RBI ombudsman me complain registered Kiya tha
Thanks for all your efforts.
Paytm speaker announces. 3 4 times a day that Paytm buisness will work continue as usual means it will too shut
📢 Kindly note: Paytm app and its services are fully operational, and will continue to work even after Feb 29th. This includes Paytm for Business. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30
Super research bhai... You are the best content maker.. I respect you .. Learnt new thing "God syndrome"
In my opinion maybe govt want to promote reliance as fintech company, thats why it was necessary to screwed up the paytm. We should not forget that it was paytm who promoted upi payments in this country
Just a little correction from my side (if am not wrong somewhere) 31 crore paytem wallet inactive hai, don't be confused with wallet and accounts. Paytm wallet mostly log use nhi krte so it is not surprising to have this number of inactive wallets and this doesn't show our economy (vo to bahut achi chl rhi h🤐....mitrooo😶🌫️😶🌫️
Apke videos mujhe bohot achhe lgte h
Can someone explain me why only this channel have enabled RUclips primium feature of picture in picture (floting window) in normal free RUclips 🤔🤔🤔
I hv same question
Love your analysis videos. A few of the sources I trust for genuine information as usual top notch quality.
Sir we miss bhakt Banerjee. Please bring him back ❤️
😂😂
This video is really informative and on point.
@akashbanerjee - Appreciate the fantastic analysis you're doing ....... Unfortunately all these scams happen because of support from the political parties. But the common man is so much inclined to the religious beliefs, that they have all forgotten the logic of using common sense.
Please don’t confuse people paytm’s this issue with UPI. UPI is a proven revolutionary product disrupted the payment process in India. Otherwise all the information and logic is good!
Exactly
Even scammers took money from UPI based app. I lost 15000/-
@thedeshbhakt, another great investigation. Thank you. I know you have an episode on Pollution in North India, and how parties keep blaming each other for burning the crop residues. I would love to know more about the challenges that exist on the ground level in accomplishing this goal. Now that we have the same government in Delhi and Punjab and still no major improvements, is the real reason lack of motivation or other logistical challenges that will take time to attain a resolution. Thanks in advance.
every year we do an episode on pollution - every year we point out that this needs to go beyond blame game - every year that episode crashes.
after 5 years - understood - no one cares
No one can go beyond the rules, who ever tries , has to fall some day ...great piece of work Akash Bhai ❤