EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It? | Akash Banerjee

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  • Опубликовано: 2 апр 2024
  • They were the biggest unicorns of India - leaders in their sectors. Byjus in Edtech and Paytm in Fintech.... both have seen dramatic falls in the last few months - both businesses led by insanely talented & intensely ambitious founders.... but just like in Byjus case - ego & overconfidence got the better of Vijay Shekhar Sharma.
    This is the story of the rise and the fall of Paytm - why things would have collapsed anyways - even without the RBI sledgehammer that fell on Paytm Payments Bank.
    So what next for VSS and more importantly - what lessons for the startup industry??
    #vijayshekharsharma #paytmcash #startupindia
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    Credits :
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    Producer : Sahil

Комментарии • 677

  • @thedeshbhakt
    @thedeshbhakt  2 месяца назад +64

    PAYTM's story is very much like BYJUS (that we had covered) - so many common facts / so many flaws - Will lessons be learnt now??? - ruclips.net/video/guZlrq70AD0/видео.html

    • @Endzler_
      @Endzler_ 2 месяца назад

      Yeah I have watched it too... It was nice.

    • @amjad_ali.0
      @amjad_ali.0 2 месяца назад +1

      Yes 🙌🏻

    • @HARIMAHATO-bo8ob
      @HARIMAHATO-bo8ob 2 месяца назад

      Please phone number tha tho aapka sar 🥺🙏 comment reply 🙏🥺🙏🙏😭😭😭🙏🙏🙏

    • @credogaming1202
      @credogaming1202 2 месяца назад

      Well analysed

    • @blingbling2841
      @blingbling2841 2 месяца назад

      Never made a paytm or any other digital wallet for that matter. I don't trust them for a multitude of reasons. User privacy is one of them. Besides they took off by plastering the face of the Supreme Leader so it was already enough reason for me to NOT trust them.

  • @ThinkifyIndian
    @ThinkifyIndian 2 месяца назад +279

    Paytm Karo❌
    RBI Guidelines follow Karo✅
    With Millions of users it's a shame for a Fintech company to violate principles.

    • @gauravnilay
      @gauravnilay 2 месяца назад +4

      All chamchas said Paytm is pay to Modi and then Modi govt brought Paytm down ...... this is called unbiased, clean, corruption free Modi govt which opposition can never replicate.

    • @zeeshan0987
      @zeeshan0987 2 месяца назад +4

      ​@@gauravnilay Bhai... Seriously?

    • @subhadipdey6464
      @subhadipdey6464 2 месяца назад +3

      ​@@gauravnilay Bhai tum kis duniya main ji rahe ho 😮

    • @coool-5
      @coool-5 2 месяца назад +3

      @@gauravnilay tu tension na le Jio digital payment system ane wala hai 😂

    • @sangop2004
      @sangop2004 2 месяца назад

      Who tells u to even apply ...
      I didn't advised my clients even forbid

  • @prabhatkr.8383
    @prabhatkr.8383 2 месяца назад +147

    Paytm if buy Electoral Bonds, all the controversies, irregularities wil Rest in Peace.

  • @sandhu_guntas
    @sandhu_guntas 2 месяца назад +196

    Akash Banerjee is a rare gem

    • @thecrysta
      @thecrysta 2 месяца назад +13

      ​@@AwakenedCitizen236 Then why do you watch him bro? Are you anti national? 😂

    • @sandhu_guntas
      @sandhu_guntas 2 месяца назад

      @@AwakenedCitizen236 🧑‍🦯🧑‍🦯🧑‍🦯

    • @thecrysta
      @thecrysta 2 месяца назад

      ​@@AwakenedCitizen236😂😂

    • @hiteshdsouza9615
      @hiteshdsouza9615 2 месяца назад

      @@AwakenedCitizen236 but you do watch him

    • @blingbling2841
      @blingbling2841 2 месяца назад +12

      @@thecrysta he watches him because he gets paid to troll here. its his "rozi roti" 🤣

  • @shahwalkhan5908
    @shahwalkhan5908 2 месяца назад +85

    I was allotted Paytm IPO.
    The only loss I ever had in the Share Market.
    Speaks volumes

    • @devilsgaming9796
      @devilsgaming9796 2 месяца назад +4

      Should have shorted 🌚

    • @trololololol1111
      @trololololol1111 2 месяца назад +3

      Investing in an impo speaks volumes about how bad of an investor you actually are...

    • @blingbling2841
      @blingbling2841 2 месяца назад +4

      @@trololololol1111 relax, people learn from mistakes. we are only human. and you are no exception.

    • @trololololol1111
      @trololololol1111 2 месяца назад

      @@blingbling2841 dude is boasting about being a savy investor.... Puts money in IPO's...

    • @Divvy_Me
      @Divvy_Me 2 месяца назад

      लोगों के UPI लेनदेन का डाटा उनके व्यक्तिगत जीवनशैली और राजनैतिक झुकाव की जानकारी भी दे सकता है | यह डाटा यदि सरकार के हाथ लग जाये तो वह अपनी सत्ता बनाए रखने के लिए इसका दुरूपयोग कर सकती है | सरकार यदि कोई सरकारी App ले आती तो तुरंत उस पर आरोप लगता कि वह लोगों की निजी जानकारीयां इकठ्ठा करके लोकतंत्र का हनन कर रही है | इसलिए सरकार ने बीच में प्राइवेट कंपनियों को रख दिया |
      पर सरकार के पास इतनी शक्तियां हैं कि वह इन प्राइवेट कंपनियों से डाटा मांग ले, और यदि कंपनी का मालिक ही सरकार का समर्थक हो तो क्या कहना | समस्या यह हो गयी की कंपनी का मालिक अतिउत्साही व्यक्तित्व का निकला | सरकार को भय हुआ कि कहीं अपना आदमी ही गलती न कर दे , इसलिए कंपनी बंद करवा दी | करोडो लोगों का डाटा तो मिल ही चुका है | यही कारण है कि किसी लोकतंत्र में न तो UPI है और न ही AADHAR.

  • @manish_semwal_26
    @manish_semwal_26 2 месяца назад +62

    We Indians are always extremists about everything, it's in our DNA. Never ever we are subtle about anything, we have to do everything with extremism.. This is the reason for the over valuation of every start-up we have, same reason apply for our love and hate for cricketers, celebrities,politicians and whatnot.. We use ❤️ where we should use 🧠. People show us dreams and we fall at their feet. And when the dream shatters, we throw them out like a housefly in milk and start searching for new messiah.

  • @Choycebyavyaan
    @Choycebyavyaan 2 месяца назад +25

    Akash is a gem that teaches lessons with sarcasm. Aapko samajhna bhi ek kala hai.
    Keep up the good work....

  • @kvafsu225
    @kvafsu225 2 месяца назад +38

    Such a thorough presentation.

  • @anearthian894
    @anearthian894 2 месяца назад +26

    Byju's and paytm are like live action entrepreneurship lessons for us. Thnx

  • @safalkapoor
    @safalkapoor 2 месяца назад +4

    Need more of such business deep dives focused around relevant companies in India! Great work!

  • @anearthian894
    @anearthian894 2 месяца назад +4

    One important thing to learn from byju's and paytm, that the failure doesn't come suddenly....its a long buildup of ignorance.

  • @vijaychouhan4246
    @vijaychouhan4246 2 месяца назад +2

    One of the best guy who's doing this kind of work...from politics to these lessons everything is fantastic... great work sir ❤

  • @user-tx8hi1ze3u
    @user-tx8hi1ze3u 2 месяца назад +4

    Wow This Is Real Information For Every Deshbhakt, Thank You Very Much Aakash Sir Ji.💐💐🌹🌹🙏😊🇮🇳🇮🇳

  • @ishaansharma654
    @ishaansharma654 2 месяца назад +3

    Amazing work, well researched and presented. Thank you for your service 🙏

  • @genuineghost9365
    @genuineghost9365 Месяц назад +2

    Nation's wheel is thousands of mid-cap and small-cap companies. Create thousands more, then only we could dream of Vishwaguru.
    Well said sir.👏

  • @anisurrehmankhann
    @anisurrehmankhann 2 месяца назад +4

    Really well explained. So many key points for those who are aiming to establish something big.

  • @waseemahmed6585
    @waseemahmed6585 2 месяца назад +2

    Really Impressed with your content and topic selection, hats off bro!!

  • @user-urdaddy
    @user-urdaddy 2 месяца назад +6

    'fake it till you make it' is a common strategy used by start up tech firms, biggest being TESLA itself.. this becomes serious, however, when you are operating in regulated industries like health or finance

    • @seeutube8860
      @seeutube8860 Месяц назад

      Tesla's case is too complicated to explain / understand....easy is to keep rolling

  • @abdulmunimahmed6067
    @abdulmunimahmed6067 2 месяца назад +2

    You nailed it with your concluding words.

  • @ryvdvrhb
    @ryvdvrhb 2 месяца назад +8

    Sir love the way you explain...❤

  • @vishalkaushik9257
    @vishalkaushik9257 2 месяца назад +5

    Sir big big fan of urs. Sab changa C is my favourite dialogue of urs😂 Love u sir huge respect🙏

  • @srishti1322
    @srishti1322 2 месяца назад +8

    The content on this channel is amazing ❤

  • @wajid.13
    @wajid.13 2 месяца назад +6

    Thank you ❤

  • @SecretsOfUniverse4u
    @SecretsOfUniverse4u 2 месяца назад +4

    We Indian have a very common genetic called corruption and shortcut from the core. We do not have honesty and hard work rather think how to make big and unsustained wealth through shortcut and dishonesty. These things will never last long ..

  • @HimanshuSingh088
    @HimanshuSingh088 Месяц назад +2

    thanks for all your efforts.

  • @mandarcv
    @mandarcv 2 месяца назад +2

    Thanks Akash for this episode. This boosts my moral to struggle with artificial growth business models. With a small agrobased start up on slow food movement almost every guest appreciated my initiative but advised to follow multi-expansion model. There were times when I was not able to explain what I mean by organic business planning. Today we are proud to serve society with clear purpose. Your videos are voice for us and reinforce our energy. Keep it up...I have your T Shirt 👕 of evolution...probably this is is time to extend the same to further images of true creative humans 😄 keeping every good thing alive...thanks again

  • @Abubackersiddiq1
    @Abubackersiddiq1 Месяц назад

    The first intellectual Hindi RUclips channel I came across, good job

  • @shailu1381
    @shailu1381 2 месяца назад +6

    Lagt hai Sharma ji electoral bond Lena bhul gye.

  • @subodhthakur6073
    @subodhthakur6073 2 месяца назад +2

    Superb blog. Well presented ❤

  • @kawaljeetsingh1970
    @kawaljeetsingh1970 2 месяца назад +2

    EXCELLENT 😊THANKS 😊

  • @mehvishpasha6411
    @mehvishpasha6411 Месяц назад

    Recently i watched" jane bhi do yaar " and it was marvellous.and super relatable .
    Hats off to u akash u recommended it on morbi case .
    I became a fan of naseeruddin shah

  • @nikhileshsatani
    @nikhileshsatani Месяц назад +1

    I used bhim upi in past and currently using payzapp by hdfc bank i never used paytm.

  • @mrimperfect7714
    @mrimperfect7714 2 месяца назад +5

    Kash Paytm bhi Electoral Bonds de deta

  • @lordcynical9754
    @lordcynical9754 2 месяца назад +6

    Love your vids man

  • @johnquadros165
    @johnquadros165 2 месяца назад

    Very good episode, thanks Akash. Eye opener.

  • @KunalSIngh-bp7uj
    @KunalSIngh-bp7uj 2 месяца назад +2

    Keep bringing these videos ❤

  • @zainabamirkhan1530
    @zainabamirkhan1530 2 месяца назад +2

    What a coincidence!
    I was thinking today about what happened to Paytm, and here Deshbhak bhiya uploaded it today only 😲

  • @shoabshah3290
    @shoabshah3290 2 месяца назад +2

    Great details!

  • @soumyajeetchakrabarty6872
    @soumyajeetchakrabarty6872 2 месяца назад

    This has been insightful thankyou for the knowledge

  • @REVIEWSONTHERUN
    @REVIEWSONTHERUN 2 месяца назад

    Thanks for sharing it ✌️

  • @Grow2zero
    @Grow2zero 2 месяца назад +4

    All rounder Deshbhakt ❤

  • @Uravgtech
    @Uravgtech Месяц назад +2

    Best Explanation 👌

  • @swarupkumardas5174
    @swarupkumardas5174 2 месяца назад +2

    Great Episode 👍

  • @ayushsharma7485
    @ayushsharma7485 2 месяца назад +2

    Great episode 👏

  • @abdulwadud5653
    @abdulwadud5653 2 месяца назад +2

    Too good & informative

  • @earth_2065
    @earth_2065 2 месяца назад +8

    Paytm is the worst app I ever used. Thank you Akash for giving some lessons about these Frauds.

  • @kushaliarote2132
    @kushaliarote2132 24 дня назад

    Very gd content..... 🎉keep it up.

  • @sw_dev_chirag
    @sw_dev_chirag Месяц назад

    With the impressive rise and fall of paytm,, The business model, catalysts for its rise and points of failure need to be researched and publishied. I believe it can really help the future entrepreneurs. Also, as always, very nice analysis. Thank you Mr. Banerjee.

  • @bharatchandrapal2001
    @bharatchandrapal2001 2 месяца назад

    Another visionery act on ultra-modern business heros!!!

  • @Kush_N_
    @Kush_N_ 2 месяца назад +2

    Amazing one 👍👍👍

  • @aakashbuzz5217
    @aakashbuzz5217 2 месяца назад +1

    Right about Layoffs i work for paytm for 5 year's and there are not job security, they always start layoffs in quater, six months even yearly.

  • @AJAYINDIAN7052
    @AJAYINDIAN7052 2 месяца назад +2

    You are great man sar.❤❤❤

  • @jineshnair553
    @jineshnair553 2 месяца назад

    Well reviewed and presented Akash

  • @NanduNDevansh
    @NanduNDevansh Месяц назад +1

    @thedeshBhakt: This video focuses on all negative aspects of Paytm, where an excellent technology genius tried to build a super app and succeeded and challenges global giants GooglePay, Walmart owned PhonePe, VISA and Mastercard. There have been slippages on compliances, but there have been learnings and positive aspects of paytm, which you could have covered. I am fan of your channel, please look beyond obvious and positive story such as
    A. How a person from humble back ground from Aligarh, faught against all odds and built such technology marvel which was recognized globally.
    B. How Paytm shifted gears from wallet to UPI to lending and divesified the business
    C. How regulator and Government may define corporate Governance standards and SOPs to ensure no other startups do not get into similar situations.
    Please make a video on learnings from Paytm for Indian Businesses, due to our negative bias, you are making stories which are covering only negative aspects

  • @sangop2004
    @sangop2004 2 месяца назад

    And yes akash i feel the biggest of all is around us just needs to be looked at .....

  • @rubal1738
    @rubal1738 2 месяца назад

    Great video!!

  • @deebyaranjan3894
    @deebyaranjan3894 2 месяца назад +1

    Yes, Even I was ex employe of paytm and they have forced and harassed me to put down my paper without any compensation

  • @GRBhat
    @GRBhat 2 месяца назад +1

    Absolutely right

  • @SurajKumar-ic3jy
    @SurajKumar-ic3jy Месяц назад

    एक प्रश्न है मेरा इस चैनल से,आपके छह महीने पुराने एक वीडियो को मैने देखा जिसका शीर्षक है (Science ki Maut-2) इसमें आपने कहा की आईआईटी मंडी के प्रोफेसर के रहे हैं की अगर एक अच्छा इंसान बनना है तो मांस खाना छोड़ना पड़ेगा,और आप इस बात को बहुत हल्के में लेते हुए दिख रहे हैं,क्या आपने मांसाहार पर कभी रिसर्च किया है की वो हमारे इकोनॉमिक्स,एनवायरमेंट,और क्लाइमेट चेंज पर कैसे असर डालते हैं,मेरी विनती है आपसे आप इसपर रिसर्च कर एक वीडियो बनाए।
    और अंत में बस इतना ही की आप काम बहुत अच्छा कर रहे हैं,ये बहुत हिम्मत का काम है,में इसकी सराहना करता हूं,आपसे बहुत सी बातें पता चली मुझे,जो मुझे पहले मालूम नही थी इसके लिए धन्यवाद🙏

  • @amatulmozeeb1
    @amatulmozeeb1 Месяц назад

    Why u explain so nicely ❤

  • @unknownn-123
    @unknownn-123 2 месяца назад

    Very informative video bro ❤❤❤

  • @abadkhan3043
    @abadkhan3043 2 месяца назад +2

    Good episode ❤

  • @rohansharma3689
    @rohansharma3689 Месяц назад

    Great Episode, As usual..
    Can you create an episode about the Hard working, No Loss, employment generating companies that you mentioned towards the end of the episode.

  • @aami.jiarul
    @aami.jiarul 2 месяца назад

    Great video ❤

  • @sujalrana6874
    @sujalrana6874 2 месяца назад +6

    Dhruv rathee in India 🦁♥️🔥

  • @howitworkswithakn
    @howitworkswithakn 2 месяца назад

    you should list down some SME companies... will help a lot

  • @abdulkalamsyed8563
    @abdulkalamsyed8563 2 месяца назад

    Nice 🙂 video brother thankyou

  • @edwardquadros438
    @edwardquadros438 Месяц назад

    Most impartial News Papers which i know since 1970s are Indian Express and The Hindoo.....I repeat, only these two....they have courage, conviction, strength, honesty and integrity.....They are not of those only talk big things and have large Corporates in the name of News Papers.....All the best to these two....Entire Country respect you for protecting democracy, justice and impartiality. Jai Hind.

  • @alirazamodi
    @alirazamodi 2 месяца назад +2

    Make a video on successful startups of India🇮🇳

  • @kushalveersingh200
    @kushalveersingh200 Месяц назад

    Excellent one

  • @kunjpatel8342
    @kunjpatel8342 Месяц назад

    I agree on what paytm did was wrong according to RBI guidelines and every companies have to follow a regulations strictly, But what VSS did was truly inspiring for generations, it was totally digital revolution of our country, and we have to be proud about that, every one makes mistakes and we have to be careful and have to learn from mistakes, sometimes we can be successful and sometimes it fails , but I have seen so many people who were getting views on paytm success and they are now making videos on it’s failures.
    I have seen same kind of videos for Byjus as well, you have to make video on why they fail and what they did wrong instead of mirch and masala, making video is easy compare to make a successful startup.

  • @PadheLikheLog
    @PadheLikheLog Месяц назад

    Very detailed researched video. However, I'd like to highlight RBI has been a pain for not just paytm but many big financial companies as well, specially with their "my way or highway attitude", I saw this recently with my firm American Express who is well known for following stringent R&R but it was also not spare by RBI
    And now Amex top leaders are discussing India business may be managed through a completely new firm 💳💳

  • @LucknowEventFriends
    @LucknowEventFriends 2 месяца назад

    First 15 minutes of this video is just history, only last 5-7 videos are worth listening

  • @sg8980
    @sg8980 2 месяца назад +4

    Bhaiya ekbar RASTRIYA ISPAT NIGAM LTD ka privatisation jo govt krna cha rha hy kyse profit making company se loss making company mein badal dia uske upar ek chota video hi shi kijiye , 7.2mt capacity ka plant ke pas captive iron ore mine nehi de rha hy taki jyada price se ore purchase krna pade aur bahut shajis chl rha hy lakh cr ke land hadapne ke planning chl rha hy edhar, VEDANTA , JINDAL , ADANI kyse saste mein plant kdridne jaa rha hy shajis ke tahat please cover kijiye chota sa video se hi kijiye please
    Apka lakh comment mein ea chup geya to koi baat nhi next video mein phirse comment krunga

  • @sky-gx9fs
    @sky-gx9fs Месяц назад

    Great 😊

  • @vaibhavprakash4487
    @vaibhavprakash4487 Месяц назад

    The main thing which I think that Paytm's management is ignoring is the compliance and regulations. Yes, this is the case of the company and they aim to grow at any cost without following the right path and ethics. So, the public needs to be aware of which company is growing but by compliance and ethics.

  • @ap360
    @ap360 2 месяца назад +5

    VSS should've spent some money purchasing Electoral Bonds 😅

  • @lingses2434
    @lingses2434 2 месяца назад +1

    Love from अरुणाचल प्रदेश

  • @hemantchaudhary6970
    @hemantchaudhary6970 2 месяца назад +1

    Excellent👍

  • @bilawalm1
    @bilawalm1 Месяц назад +2

    dude the editing is soo good. Is it just by one person

  • @akhilwani1462
    @akhilwani1462 Месяц назад

    Paytm ka failure india ke start-up walon ka failure h ki koi bhi company successfully karo fir bade corporation apko barbad krke apko copy krke aapko kha jayenge ya apko kharid lenge.
    Biggest example paytm

  • @Knuckleberryhound
    @Knuckleberryhound 2 месяца назад +1

    I have been saying for years that the most admirable tech startups and entrepreneurs in India are in the enterprise tech space, not the consumer tech space. So much oxygen is consumed by hacks like Paytm, Oyo, Ola, Byjus etc., when the attention should have been on companies with a slower and steadier upward trajectory like Zoho, Druva, Innovaccer, Latentview, Tiger Analytics, Fractal, icertis and so many others

  • @SDDREAMS23
    @SDDREAMS23 2 месяца назад +1

    Love from Arunachal sir

  • @sunnydroch1686
    @sunnydroch1686 2 месяца назад +1

    Best wishes akash bhai

  • @King-iw4uf
    @King-iw4uf 2 месяца назад +6

    लगता है अच्छे दिन आ गए मित्रों 😅😅😅

  • @ShahidAnsari-po5qp
    @ShahidAnsari-po5qp 2 месяца назад

    Great job buddy

  • @muzaffarhusain5320
    @muzaffarhusain5320 2 месяца назад +1

    सर जी पेटीम के फेल होने की बहुत खास वजह इलेक्ट्रॉल बांड का ना खरीदना भी है ।

  • @sambhubauri3511
    @sambhubauri3511 2 месяца назад

    Love you Sir ji........❤❤❤

  • @kujeetsinghnegi7119
    @kujeetsinghnegi7119 2 месяца назад

    Right information

  • @shubham1122
    @shubham1122 Месяц назад

    I trust Vijay sir bahut ehsaan h sir ke

  • @omsamyor4868
    @omsamyor4868 2 месяца назад +1

    Very nice sir ji 🙏 👍

  • @barababu1773
    @barababu1773 2 месяца назад +8

    I didn't understsnd why he didn't bought electroal bond. Perhaps he have been saved

  • @roflgandhi.
    @roflgandhi. 2 месяца назад +6

    If you are holding paytm share, you are sitting on a time bomb

  • @motilalsingh8118
    @motilalsingh8118 Месяц назад

    Great akash ji

  • @rawanhub316
    @rawanhub316 2 месяца назад +1

    Super Bhai ji 💫

  • @musicking5244
    @musicking5244 2 месяца назад +2

    Nice job

  • @meetulmehra
    @meetulmehra Месяц назад

    Jai ho Akash Bhai

  • @RandomIndianGyani
    @RandomIndianGyani 2 месяца назад +1

    Please make a video on current Gaza situation 😢

  • @EngineeringWaleBhaiya
    @EngineeringWaleBhaiya Месяц назад

    Kab aayega second part

  • @Reactionturnwala1
    @Reactionturnwala1 2 месяца назад

    Kya bat hai sir nice sharing mai aapke video par reaction karuga okk sir thank boss