(BGN) Annuity Due Calculations Using BA II Plus
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- Опубликовано: 8 май 2014
- Short explanation of Annuity Due and an example. Payments made at the start or beginning.
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Mr. EmmanuelYou make this topic so easy to understand. I also like your clear and thought out speech pattern. Perfect! Thank you
I found this video and others you made to be very helpful. Thank you so much for posting them!
Sir very very thanku .this 2.52min vedio is better than 3 hours of class.
Joshua- your videos are excellent. thank you for the help.
Thanks for the video man. Superb instruction for newcomers.
Thank so much for this video, this is exactly what I am looking for.
It's very helpful. Thank you. And, guys, don't forget to put the P/Y and C/Y back to the original setting.
How to do that?
Thanks for the clarity, Joshua
This was really helpful! Thankyou so much!
I never change the i/y. And it works perfectly well for me.
How do you do that? I could only do it when p/y and c/y have the same value.
Thank you !
Excellent explanation.. Thanks
Thank you so much for tutorial sir!
thank U mate, this was very helpful!
Thank you, thank you, and thank you 🙏
You're welcome, you're welcome, you're welcome 😂
Thank you so much for your videos!! :D
How do you perform this same exact procedure on a financial calculator using TVM, except instead of compounded monthly, compounded daily?
You are my hero.
Hi Joshua...I'm very confused. I get the same answer utilizing the calculator's financial solver on my ti nspire. However by hand, I don't:
IF I use,...FV = A * { [ (1+i )^(n) -1] / i } * (1 +i ) ...such that i = .042/ 12 and n = 12*5...I get 26,747.6699
Also, why aren't we dividing the i by 4? since it's compounded quarterly?
I'm confused, as in an ordinary annuity, we would have utilized i =r/m and n = mt. Why not here?
I would really appreciate your aid on this Joshua! thank you.
Yes Rudy I get the exact same answer as yours
Note that, since P/Y≠ C/Y, then i ≠ 4.2/ 4.
The compounding is quarterly but the payments are monthly. The compounding period always has to match the payment period.
explained at its best
Thank you!!
Thanks so much you are really good 👏😚
finally made sense to me
Glad it helps. Thanks for dropping a note.
Subscribed!
Thanks!
Perfect.
What is the clear formula if I want to solve that on a paper?
Interst is compounded quarterly so have taken yearl based 🤔
How does BGN mode work with the Amortization schedule?
The first payment will be made in period 0 rather than period 1. It will be equivalent to deducting a periodic payment from the original principal and using END mode.
where is the c/y on the calculator?
Thank you!
2ND and then I/Y
ty! took lots of experimenting lol
THANK YOU
How can i solve it, if i use the annuity due formula
C x ( (1+r)^t - 1) / r ) x (1+r)
What is the C, r, and t?
Thank you
For I/Y you didn't divide it with 4 confused with that part
IT'S 26644,50$ vs 26737.43$
thank you. i thought i got the wrong answer
The answer is wrong, your i/y is 4.2/4 because interest is compounded quarterly.
When you’re told that an interest rate is compounded either monthly, quarterly,semiannually,...,
it means that interest rate is nominal (annual) rate. When you divide it by 4 (quarterly), what you have is periodic rate. Because C/Y is set to 4 (not 1), the calculator requires you input the annual rate, not periodic rate.
Next time, say, I think it should be 4.2/4 even if you think the answer is wrong.
You apparently know too little to be using such strong statement.
Thanks!!
Thanks!