The FL home insurance cost has skyrocketed, while being mandatory by loan from bank. FL state government should provide a basic home insurance at reasonable rate, coupled with strict by-laws that eliminate baseless civil suites.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@SantiagoWyatt- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Northerners aren’t leaving. It’s the locals who can’t afford to live here anymore. Those who moved here brought their high pay checks via work from home, and our prices looked cheap. They drove our prices up and now people who actually work here can’t afford to live here.
This is true! They come from elsewhere and Florida is cheap by comparison. They drive prices up by paying more for almost everything because where they came from costs were way more.
What? I’m a union electrician and don’t have an issue, I also own my home. I didn’t spend my money on wants only necessities and don’t do drugs or drink. Plenty of money to go around. BLUE COLLAR DOING IT RIGHT. Everyone here crying has made bad career choices and has no hustle. Complain complain complain. Life is not about handouts. Sacrifice to make the long run easier. Be self sufficient and live life. Stop complaining and be gone. One more thing didn’t go to college but makes six figures without debt! CHOICES, start making the best choices and stop being a victim
@@ad-cc1sw Union? I didn’t know we had effective unions in Florida. I’m talking about young people who are just starting out, trying to buy a home and start a family on Florida’s wages. Even if you’re proud of your choices, we still need teachers, cops, and other service workers and they can’t afford to live here unless they’re a two income household, and even then it’s rough. This is fact, not whining. We don’t believe in free handouts here.
@ad-cc1sw not everyone has the same situation. I had an ex business partner run my business into the ground recently, now with current state of growing costs it's exponentially harder to recover. Too many ppl are "contractors" now under cutting others etc etc. So good for you but have some sense while patting yourself on the back
Lived in Florida for 42 years . Sold out and moved out in 22 . All of the reasons that we loved Florida are mostly gone now . The slow lifestyle , the sense of community . And how relatively inexpensive it was . Now , it's none of those things . While the natural beauty of Florida has been mostly turned into one Giant Construction Zone . With endless Roadwork and massive traffic . I wish i could say that we miss Florida , but we don't .
For those of you that have moved out of Florida: Where do you live now? Is the cost of living cheaper? Are you happier? I’m looking to move out too and would like to know good places to go for a better quality of life. Thanks.
@@ardoario4990- a lot of people are leaving Florida and I am looking forwars to leaving sooner than later....and moving to a less congested towns and cheaper homes and taxes like N E Tennessee bigger homes bigger land and the Carloinas but the cost of food, resturants inflation is still high anywhere you go unfortunately.
I moved to FL in 2022 after 22 years in the military to retire and have low taxes. Bought a brand new built house. After a year a realized I had made a terrible mistake in moving to a crazier than expected State and to an area that you can’t call Florida (Destin/FWB). It’s 100% Alabama. Sold everything and now I live like a king in Tokyo.
@@TheRealBlackula Army and Air Force. Wasn’t stationed at Eglin but decided to retire in that area. Big mistake, lol. I didn’t think I would be living in lower-Alabama-like conditions.
@@AmericanConstellationCongrats on being lucky you didn’t lose everything, or worse, the lives of you or your loved ones. I’m not sure why people brag as if they personally beat a hurricane in a fight.
I’m so happy for all those who are choosing to leave! Being a native of 7 generations I have watched Florida in general be destroyed by the influx of all who want to live here but, let’s change this like it was where I came from. The natural areas of Florida are shrinking do to overdevelopment. Too many people too fast!
I grew up in South Miami in the 50's to the 70's , then I kept going North thinking that it is better , now once my little town of Sebastian has been Invaded by Rude -LIBERALS from Mass , Rhode Island , NY and Jersey , and they brought their NASTYNESS CLICKESS WAYS HERE . Florida has been ruined as once a nice State .
When I lived in Sarasota in the 70s it was almost a small town surrounded by farms and ranches. Those ranches became sprawling double wide mobile home parks and Sarasota is wall to wall buildings and traffic. It's a shit lifestyle and I'm glad I'm up in a small Massachusetts city now. I'll take the snow any day over that heat, humidity and swarms of humanity.
I can tell you why. As a Florida native it is so expensive it was NEVER This way. I lived in Palm Beach County for 45 years and had to leave I could not afford it anymore. Plus the schools suck, property taxes are ridiculous. Crime is out of control. Unléss your rich or inherited millions just don't bother. It not a place for the sick poor or single parent.
Unless rich or inherited millions.👐🏾💯 a chunk of civilization that fuels supply as them and demands as their necessity’s while inhabiting the land of earth.
@@SFSbihdnetI moved here 25 years ago with zero money. I am now a business owner and have a paid for house and have more than enough for our family. HARD WORK IS THE ANSWER
I'm born and raised here and I'm happy to see the growth slow down. The town that I live in wasn't ready for the growth and we are bursting at the seams. Traffic is horrible and road rage is way up. I hope the slow down continues..Thanks for the video
Same in Ocala area. Nothing but nasty people on the road. I'll be doing like 70 and still get passed like I'm going too slow. Hey u wanna off yourself, you go right ahead
At 73, I was priced out of my condo in Florida and retired to Europe this year since we could not afford USA. The cost of condo fees has tripled in 5 years. Don t trust real estate agents in Florida condo fees, home/car insurance costs, taxes and repairs on buildings are out of control. Nothing is affordable!!
It’s always been this hot and humid. My poor mother grew up in Florida when they didn’t have A.C or screens for the windows. She had asthma. But the doctors told them to move to Florida so her asthma wasn’t so bad
It’s too expensive. Not enough pay. Horrible HOT AF weather. Horrible traffic. Mean impatient people and drivers. Been here my whole life. No idea why anybody would wanna be here.
Same. Used to love my home but it’s been getting progressively worse over the years. Scott and desantis sold us natives out and this place became a shithole maga paradise for those fleeing liberal states. The attitude of the people changed so much and it’s so rare to see other people that have actually lived here longer than a decade.
People have a short memory. Back in the 2008-2011 timeframe Florida had a fire sale of foreclosures and short sales. Our economy is like a roller coaster. There is a predictable boom and bust cycle depending on the money supply and interest rates. There are only so many people who can continue to buy real estate that constantly increases in price. As long as they can get a mortgage houses will sell . It not only supply and demand, it’s the amount banks are willing to lend. Besides interest rates, the cost of property insurance, HOA fees and property taxes have skyrocketed along with greedy developers squeezing the blood out of buyers.
bingo... I've been following real estate trends my whole life. I live in vancouver canada which is very expensive. People always say "it's a boom, it's going to bust". I say it will boom again. And it always does.
It’s not only about money!! People here drive horrible it’s dangerous now and the weather it’s horrible! The land is sinking too !! Florida will be in water soon!!
I love Orlando and love florida. There is always something to to do, beaches are great, lots of live music, no state tax, weather is almost always nice, plenty of sports, multicultural, great ethnic foods, lots of parks, festivals etc
@@stixplayer been living in Florida (miami & orlando) for 38yrs and we have people from every country in south America, Central America, PR, DR, all the islands and Europe! Yeah , I would say it’s Multicultural.😉
Even when it’s underwater due to climate change? Are you lucky enough to have homeowners insurance? You couldn’t pay me enough to live there. Not to mention your stupid governor and right wing government. And the stinky swamps. Gross.
I moved to Orlando around February 2023 with my brother, and we’ve been renting a two bed apartment since then. As someone who was born and raised in Atlanta and lived there until 2021, I personally love it here, and I’ll stay here as long as I can. If I’m forced to leave, I have no idea where I will go next.
Yeah I’m leaving Atlanta in two weeks and moving back to Florida myself. I’ve lived in Atlanta on and off for a total of 15 years and Florida on and off for a total of 18 years and I’ll take Florida over Atlanta. Atlanta has all of Florida’s problems on steroids but no beach. I won’t say which part of Florida I’m moving to because I don’t want a bunch of people moving there and turning it into another Miami or Atlanta
I moved from Texas, where I own a house , to Florida and I had to leave after one year. The main reason people are leaving Florida is the shitty economy that create millions of low paying jobs. Florida economy is not strong . It relies on one sector which is tourism that employs millions of low income population.
I live in South Georgia and commute daily on 75 headed towards Atlanta. I have seen a ton of Florida cars packed with clothing and moving trucks heading north. I always say there goes another Floridian fleeing 😅
a lot of people that moved to make money in Florida found it is not a place to make a living unless tied into people from up north (i.e. real estate, lawyers, etc). the industries there mostly do not pay enough. Have to have money from up north to live there
Oh your 100% right. I was in that hell hole of FL born and raised for 29 years and I had to get the hell out and I did last year. Nonthing but bastards and old cruel people. And the nice ones like myself are moving away for the better or hiding. I was too nice for FL.
@@gravethebeyond I left in 1990 don't miss it one bit, the population was less than half of what it is now, I must admit when I first moved there in 1984 my plan was for a short time, it did grow on me and I kinda had a good life down there. Now I don't even visit anymore.
@@lrobie123 I did good for my self in Fla.1984-1990 after that it was so different compared to what made me like Fla. I liked the country side of Fla. those multy generational Floridians treated me very well. Kudos those were some really good people I must admit.
Traffic is utter hell....high insurance cost....low wages ....unaffordable houses and rents.....no matter where u go it's crowded or under construction.....and getting worse....there is no hell only Orlando
@@kellysnyclife663isn’t it hilarious that people move to Florida and complain about the heat! Didn’t they do even the most basic research before moving?
I’ve lived in Southwest Florida since 1998 and there is two groups of people still buying homes in Florida. The first group is people with high net worth and the second group of people is Latino families with at least four-eight family members that are splitting the mortgage between them. Unfortunately, single-family homes are just not affordable for middle income Americans in Florida anymore. Let me be clear I have nothing against Latin American people, that’s just how things are taking place.
Not just unaffordable housing. Rising seas, gentrification, racism, huge crowds, traffic, high property taxes, fraud, very high crime and poor infrastructure. Even if you live in a "decent" neighborhood, you're still told to lock your doors at all times because of the break ins. Southeast Florida is a lost cause now I'm afraid. People say it's still "growing" but it's dying.
I moved to Alabama in January because I couldn't afford to live in the Tampa Bay area anymore. Not to mention the 8 month long summers. After 59 years in Florida I finally escaped!
I lived in DuPont Cir area after college and worked in DC. It's hard for me to compare "things to do" because what I did in my early 20s doesn't really intersect with my interests now, but in DC you can get out of DC pretty quickly and see other things. In Florida you have to drive an awfully long way for a real change of pace.
Been in Florida since 1998 (Miami & Orlando), Florida has forever changed, irreversibly so. Never thought the day would come that we'd want to leave, but that day can't come fast enough. So much more I can say, but I'm just over it.
Could you please share your experience? I have been wanting to move to Horizon west but I am too afraid of the property prices bc it might come down like 2008!
@@karinaoliveira3988home loans are completely different now than they were leading up to 07. Housing crash isn’t going to happen unless unemployment reaches 10-15%. Most people are locked into 3-4% rates and there are no NINJA loans and most people don’t have ARM loans which helped cause the crash. I wouldn’t be scared of a crash.
There are so many impatient drivers in my town. I thought people moved to Florida to retire. What’s the rush? I hate driving on I-95. I would rather take the local roads and take longer.
My Dad had his home built in Cape Coral -1979. We had the benefit of knowing the builder Mr. Rosen and his family and he did a special upgrade on our house as he built his next door. Cape Coral was wonderful at time and for many years it was pleasant and enjoyable. My family lives in Nevada, and would spend several months each year in Florida and know it well. Sad to say, in the late 80's it changed, and never regained the charm it once had. My wife and I took possession of the property 3 years ago and I kept the house up to November 2023. The taxes, insurance rates, Nor-Eastern's, substandard law enforcement, including (Drunk and HIGH driving all over the place), the rip-off culture associate with most contractors & services, water supply & pollution, etc. has made this once wonderful paradise, just a place for day- to - day survival. The WEATHER is Nature and if you like living in a Tropical environment you can't complain.
I often don't understand why some of these stories don't involve banking and other home loan institutions. Lenders require that you have PMI until you have a minimum of 21% equity in your house. And many have homeowners insurance as a condition of the loan, so most often that's for 15-30 years depending on your mortgage. If you stop paying, get cancelled or can't get homeowners insurance the lender can call the note and demand 3 things. Get insurance, or pay in full or get another lender and refinance. So insurance rates are being portrayed as . It's expensive, it's a hassle,shop around but actually getting cancelled or the rates being increased so high you can't pay can cause you to default and lose your house. And not just Florida, lots of states have some oversight like an insurance commissioner and they are not doing their job
I agree with you 💯. I live in Lakeland FL and spent last couple weekends buying used stuff to build a gym at home and 90% of people I saw are going back north for same reasons you said. Out of the 15 places I went buying gym equipment 13 are moving out (Orlando area)
Beside the astronomical real estate tax increase, I live in an established neighborhood that’s 50yrs old..constant noise and construction going on with all the recent sales. I’ve never been so annoyed, not one minute of peace. I’m over it and just may go back to New England after 27 years. Plus it’s way too expensive and crowded. FL ain’t FL anymore 😑
A lot of what I’m hearing are problems that are going on everywhere in the country, not just Florida. Especially affordability/cost of living/infrastructure. Also if you live near any major city or populated area, traffic is always a problem! Nobody is fleeing in droves to live in Baltimore but Baltimore traffic still sucks! Lol
I’ve been here since 2008 and I’m currently prepping to move farther north. Between all the issues you listed in the video and the brutal summers, I’m ready to go elsewhere. I’m just thankful I have a good deal of equity in this house so I’ll be able to afford my forever home. 😊
We are considering it, because it is less expensive than California in terms of buying a "home" - single family; however two things stopping us: 1) Home Insurance Costs and 2) Political Climate and is Florida good for the WHOLE family?...
Hello Krista, I was born and raised in Tampa Florida, I am 63 now and hope to retire in a year or two and my Wife and I are definitely planning on selling our home and moving out of Florida to a small country town in either north east Georgia or north east Tennessee. The taxes, insurance and everyday items are just astronomical, the county commissioners in Hillsborough county and most of the other counties in this state have not met a builder or developer they could say no to. Where I grew up there was nothing but orange groves, cow pastures and woods but everything now is gone and overdeveloped, the county commissioners let the builders develop and build where they want and then when traffic is horrendous they then decide to widen the streets and roads after the fact. Florida has changed completely, this state is very over crowded and congested.
Born and raised here… and boy has it changed. Use to be land everywhere with orange trees, farming. We’d go by milk from the dairy. We knew every neighbor…going out on a Sunday no traffic, everything was closed except church. You’d drive for hours maybe see one other car going for a drive. We A&W drive in. The drive in movies…I’m sure it’s like that in every small town. People move in you don’t know your neighbor anymore. More and more people come. And you lose your identity. Your niceness. Your quite. Shame
It's better weather only if you like sweltering heat and humidity for 8 months of the year. Don't forget the hurricanes and tropical storms and sky high electric bills for a/c constantly running. I moved from Florida to Colorado. Best decision I ever made.
It's not humid for 8 months, it's dry for 8 months and more humid for 4. Also we run the AC here almost every day and my electric bill is lower than what it was in Connecticut. I don't think that you actually lived here lol. Also Colorado is beautiful but has its own issues like the lack of water due to too many states pulling from the Colorado river, and unchecked illegal immigration and drug use which has destroyed Denver. The grass is always greener somewhere else...
Live in the Trinity area and won’t leave. Moved down full time 2 years ago. Truly love the gardening and flowers. Thankful to save my money and be able to live in an older neighborhood with trees and privacy. So close to everything. But I don’t have kids in school anymore so not so sure about that situation. I will say the insurance is definitely a challenge for home and auto.
I added sliding windows with aluminum frames to my lanai recently in Ocala. It was expensive! A big improvement as the wind and weather would blow dirt into my lanai. Even when it’s hot, I can still have morning coffee in my lanai overlooking me and my neighbors' backyards. I'll stay put until I retire. I'd consider selling my home and finding an apartment in Tampa/St. Pete especially if the Rays build a new stadium. I'd consider moving out-of-state too, but in general, I really like Florida. I've been to every part of the USA having grown up in CT, stationed in Chicago, San Francisco, Dahlgren & Norfolk, VA. As a trucker many stops in Seattle, beautiful Oregon, and Las Vegas. Recently vacationed in the Smokey Mountains NC/TN hiking and drove the Tail of the Dragon with my old Boxster. The USA is a beautiful country. Tough to decide which place is best.
@OrlandoandBeyondwithKrista Honest & Informative video. Thank you. A nice positive perspective from the trucker too! My parents retired to Florida in 1977. Very affordable & wonderful environment. They're gone now and my wife and I were thinking of Florida to retire & move close to our daughter & grandson in Miami. It's unaffordable for us. We're in Oregon for now and we will have to be creative to be close to our daughter. Any ideas?
@@Jcrpdx new construction is the budget-friendly option right now. 4.99% interest rate, closing costs paid for. In Central Florida some of them run about $2500/month with taxes and insurance included. Please send me an email if you’d like more information. Negatives - small yard. Positives - little to no repairs for many years.
Florida: sea level will rise drastically increasing floods and sinkholes, hurricanes will intensify, and traffic will be a horror because it already is a nightmare. FL has many great things to offer. It's a wonderful state of entertainment but it's also a state that your pockets will empty faster than getting full of money. The low paying wages vs the high prices insurances. Look at all those floods in Miami and the home insurances through the roof, people can't even afford it anymore. The houses are still cheaper than some states like NY but the interest rates $ property taxes $, something to really think about before moving. I've been a Floridian since 1980 and even with a landscaping business we struggle to pay more in insurances than anything else and they don't want to cover most of it either. This is why FL has so many lawyers. Floridians I know are moving to NC, SC and TN.
Mom and Dad with 5 kids moved to Naples in 1977. He sold the house in NY and paid 29,000 cash for a 3/2 in Naples back when ot was a sleepy little town. I was 14 at the time. Now Im almost 60 and come back to help Mom who is 90. I dont know how families are making it with the high real estate and cost of living.
I’m from south western Ontario and love the 4 seasons here. Would never move to the brutal heat of the southern States in USA. I’m 63 and enjoy the life burst in spring…yes the humid summers are hot like Florida, autumn colours and cooler temps are beautiful..then snow and Christmas lights.
@@OrlandoandBeyondwithKristareally? Love Florida Christmas in my area with Santa coming in by boat in shorts and yard decorations with flamingos pulling his sleigh!
@@crazycatlady6396 some years I think it’s cool. Some years I just want snooooooooow (for a few days anyway). I’m from PA. It’s hard to not have a frosty Christmas.
As a former Floridian who left the state in 2023, I would strongly advise against moving there for all the reasons mentioned. The problems with affordability, extreme heat and overcrowding are very real. Since the pandemic it is no longer cheap to live in FL. I’m okay with visiting relatives for a few days but I will never move back!
I'm north of Citra, lived here just shy of 15 years. I'm seeking to move because of politics and scammers. "Handymen" have done more damage to my mobile than make repairs or improvements. There's a serious lack of integrity and honesty here.
@@OrlandoandBeyondwithKrista Not at the level it is here, from minute one. I've lived all over the country, and it's horrible here. Add the racism, rudeness, and overall lack of real education (I was a teacher - saw WRONG info taught first hand). If all America is like this, we are doomed. Not just the handymen. Individuals selling things (ie craigslist, fb), businesses (the story behind buying my van is horrific). Of course, laws and rules of the road only apply if you get caught....
So many seniors on fixed income can't pay the reserves fees. When that building fell down in Miami , it messed everyone up. Many have to borrow money from family. I'm would miss living here though. Lounging at the pool all day, endless get-togethers. I dread living in the snowy cold! Stuck inside all day.
I live in Sarasota couty..area being destroyed by housing developments..county commissioners allowing high density housing against the will of the peoplel...every nice 😢area being destroyed and increasing traffic and insurance
Sounds like what happened to my former hometown Denver, CO. Any place that gets too "trendy" and grows too fast loses its soul and gets destroyed in the end by developers and transplants.
TY for speaking up for humans who used to enjoy living in Sarasota for decades till the recent invasion of heartless Developers who mock humans & their little concerns. My son is a County Building Inspector here & it is heartbreaking what they are doing to this area now. The humans have no voice here against the sexy money lovers nowadays & their Attorney Teams who just love to sue anything walking past.😢
The only thing left in Florida related to paradise is the sun. Everything else sux, including the influx of eletes. That's why I left almost 2 decades ago.
I moved here in 2015 for work, and I'm now having to change my entire career and move out of florida because I can't afford to keep living here. Jobs are plenty, but wages are way too low, housing and insurance are a NIGHTMARE. I can barely afford my monthly essentials, let alone anything extra, or to save. It's bleeding us all dry. I just feel bad for the locals who can't move and how much worse this state is going to get in the next 10 years if this upward trajectory of costs keep going.
My son’s job is encouraging him to move to Florida. If paying cash for a house in the 300’s would property taxes and insurance costs be like still having a mortgage? The stories on Florida are really discouraging for moving there.
You can do a property tax estimator online for the home he is considering buying in the county that he will live. If he buys a new or fairly new home and he is inland and not in a flood zone, insurance should be ok. Car insurance is also pretty expensive here though.
@@universalstudiosshorts9963you don’t have to lay it but if you have damage make sure you have money to cover it. Don’t go crying to the media that you don’t have insurance
@@universalstudiosshorts9963Who would invest $300k cash without protecting their home with insurance? What really matters is the age of the home, the age/remaining life of the roof (insurer can make you replace it) and that should be on the seller to do if the roof is old, are there impact windows and doors, how old is the HVAC and electrical system, plumbing? Is it in a flood zone, or evacuation zone for hurricanes? Impact garage door? Any mold issues? Complete inspections are needed. Meantime, people who can afford it prefer newer homes to avoid compliance on the above issues, just to get or keep insurance. I would get a referral to a local insurance agent to get a ballpark cost for insurance plus issues that must be dealt with for any home I want to buy. My friends bought a nice concrete block home built in the 1970’s, they did: Partial replacements or major upgrades: Plumbing Electrical/new lighting Part of the roof had to be replaced, rest was new, HVAC system New water heater Impact windows, doors, sliders, all openings. Interior painting entire place, New appliances. It looks amazing and they negotiated a deal on the price, knowing how much work it needed. They got permits for all required insurance updates. Good luck.
Rachel. Look at your supermarket shelf prices and compare them to your final bill, tally them up beforehand. Compare. Publix has a psychology implemented wherein the cashiers direct you away from this mentality, try to buddy with you so you are distracted. Wal Mart purposely closes 50 percent all self check out lines, 'no reason'............ Nope it's to distract you from checking your prices while you are praising the fact you got a spot in the line, so they can gouge you. Ever since this mass immigration, FL is not a nice place, check everything you'll save mountains of cash.
Job market is scarce, traffic always just to get groceries and come back home. I tried for the summer last year I packed up and left back to the North Carolina. I can get around easily within 15 minutes or less most of the time. I don’t know what I was thinking we still have carowinds theme park not millions of people , weather is still nice you could not pay me any amount of money to move back to FL.
I have lived in Florida since the early 1950's for all but the first two years of my life. I grew up in the Tampa Bay area when everything was very affordable and the style of living was low key and easy going. I caution anyone who is thinking of moving to Florida to consider the costs of living here. Getting homeowner's insurance is nearly impossible if the home is over ten years old. Insurance companies have been leaving the state in droves and most of those that do remain are not writing new policies on older homes. In addition some insurance companies are even refusing to renew existing policies on older homes, even those away from the coast. That pushes homeowners to go with the state insurance program, Citizens, as a provider of last resort. In addition to regular homeowners insurance, most homeowners will be required by their lender to carry a wind storm policy which is extremely expensive and for those in coastal areas, flood insurance will also be required. Add to that, the horrendous traffic, the mosquitoes and palmetto bugs giant flying roaches), and the heat, people should think twice before moving to Florida.
Be careful with condos right now. Have you tried townhomes? 55+ communities will have higher fees due to the amenities. It’s up to you to decide if it’s worth it to you.
I thought about taking my home equity and move elsewhere, then I saw how much a same size house was selling in other desirable areas and changed my mind.
I worked in the traffic industry for almost 20 years here. The increase in volume of traffic is staggering. Even here in the Four Corners-Davenport area it is so hard to get anywhere sometimes. U.S. 27, U.S.192, and Champions Gate are just a nightmare.
Sylvester Stallone was paying $125k/year in property tax on his 18k sf mansion in Beverly Hills CA, he sold it (to singer Adele) and bought a 10k sf mansion in Palm Beach. His new property tax bill? $424k/year. Ouch. Adriaaaaaaaaan!
@@TheBOG3 Good one. FL homestead exemption will only reduce the assessed value by $50k, and even if that's combined with a senior exemption Stallone will save less than $1k/year on that huge property tax bill.
@@harlanjackson6112 Here in Pasco County with Homestead you are only charged taxes on 75% of what your house is assessed at. They subtract 25% off its value.
@@TheBOG3 Sounds like different counties give different discounts.(Is that the FL version of equity?) Because no such discount in Palm Beach County. They know those folks can afford it. Just like the progressive income tax in CA. The ones higher up the food chain pay more. Stallone has been a FL resident for a couple years now.
oh please !!!! At his age, he still charges upwards of 400 MILLION per movie. He was paid $1 MILLION per episode for Tulsa King....The guy is a millionaire, he can afford.
A great many people leaving Fla are natives who have lived here many years. High property taxes, increased insurance rates, higher auto insurance, and general cost of living. You really can’t blame them. Hard to live here as a medium or lower income person.
Lived in Southwest Florida for 40 years. Sold everything. Went to Carrabelle, Florida. Not much here but white beaches and great fishing. All my children born and raised in Sarasota County.
I-moved from CT to Florida 12 years ago and in the fall I am retiring and moving to Tennessee- that’s where my family members have moved to in the last few years. It’s south east Tennessee and I cannot wait to leave Florida for too many reason to even list here lol
@@johnnyirizarry1276 We have a place in South Florida but we're in CT most of the time, I'm not going to lie for the most part I'll take CT weather and landscape. Born and raised in CT over 50 years, it's expensive and we're getting all of the NY, NJ and Massachusetts people as well, it's getting quite crowded here but not as much as Florida.
For me it's THE HEAT/SUN- the people- the ignorance- lack of kindness. Absolutely horrible options of renting- all town homes are outdated- mold is a huge issue here. The drivers. The lack of scenery besides the ocean. And I work in medical field- there is no strides for excellence down here.
Not at all. I've been here for way too long and believe me, it wasn't my choice. I'm here because of some dumb broad who couldn't bear to let go of this toilet. She grew up here. She went to school here and used to ride her little bicycle around. Awww. How cute. (spits). I remind her all the time that she ruined my life by demanding to be here. I'll never forgive her for it and every time something bad happens, I say, "Karma's a b**ch, ain't it"?
One thing I see among recent arrivals (especially from the NE) is that they want here to be much more like there. If you point out that here is different from there for perfectly good reasons, or ask why they mover from there in the first place, they complain that the people here are unfriendly.
Between alligators, hurricanes, an increasingly extreme political environment that used to be a lot more moderate, and skyrocketing costs I don’t blame people for leaving.
It's not a cheap place to live any more. It's that simple. We moved here, but we knew what we were getting into, and it's still cheaper than where we came from.
I like Florida, for me if I had to move it’s because of the weather. It gets too unbearable, especially during the summer in central Florida. I can say that December-February is very nice though.
Home insurance gone up for us from $4,000 to $7500 per year. Something needs to be done to dial this back. Car insurance is high too. It’s pretty great here in most other ways.
What about a heat index of 110+ for 60 days in a row during summer 2023 in Southeast FL? Unprecedented and definitely not fun. My south Florida friends are researching getting out and joining us in the Northeast.
Got out in 2010 after 65 years. Wouldn't go back and don't miss it.😮😮😮 Things only get worse. A pork chop/ Carpetbagger state of corruption! One big storm! Mother nature will reclaim what is Hers!
@@leagueofotters2774Left FL for WV. They’re paying $10,000 to move here too. We LOVE it here!! It’s everything we wanted. I would love to see the state grow some, and think it will, just hope it’s not anything like FL. Keep things cheap and affordable! Good luck to you on whatever you decide to do 😊
I love Florida as a vacation place. Lost count how many times I have been there. Not sure if I would ever want to live here though. It gets pretty hot during the summer . Also, public school system is pretty bad lol. But then again, every single state has issues. If Florida is right for you then why not?
Moved to South Florida in 2015. It was a dream of mine to live down here since I was 8. Still cannot believe how expensive housing has gotten since I moved here. And in 2015 I thought it was expensive. Still love living down here though. Plan on staying down here the rest of my life
I moved her in 2020 as my wife and I work from home. I hope it slows down. Im in Ocala and its getting crowded. But I totally agree with another post which talk about cycles. Tge values will bust soon and property taxes will need to be dealt with. We came for weather. My wife picked Ocala due to less chanches if hurricane damage and of course. The weather.
OLD TIME RESIDENTS are leaving Florida. We have lived as a couple in Florida since 1975 - my husband since 1956. THINKING of leaving because: (1) cost of living - now eats up most of our pension income; (2) rising crime - "Miami Disease" has now spread north to Orlando; (3) lack of friendly neighbors - don't know our neighbors / mostly renters; and (4) need a change of scenery. Our adult sons are "done" with Florida as well - poor salaries, high car insurance, lots of drug addicts, & women all divorced with kids.
I assumed a lot of people recently moved here since 2020 due to politics. Many in search of "freedom" or because they love the governor, and many are leaving because they hate the politics or the schools are terrible. Politics is not even in the top 5?
Interested in finding out what your Florida home is worth? orlandoandbeyond.com/home-valuation
The FL home insurance cost has skyrocketed, while being mandatory by loan from bank. FL state government should provide a basic home insurance at reasonable rate, coupled with strict by-laws that eliminate baseless civil suites.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@SantiagoWyatt- That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@Richardnnabuikediyoke My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
@@SantiagoWyatt- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Northerners aren’t leaving. It’s the locals who can’t afford to live here anymore. Those who moved here brought their high pay checks via work from home, and our prices looked cheap. They drove our prices up and now people who actually work here can’t afford to live here.
This is true! They come from elsewhere and Florida is cheap by comparison. They drive prices up by paying more for almost everything because where they came from costs were way more.
FL is the next CA!
What? I’m a union electrician and don’t have an issue, I also own my home. I didn’t spend my money on wants only necessities and don’t do drugs or drink. Plenty of money to go around. BLUE COLLAR DOING IT RIGHT. Everyone here crying has made bad career choices and has no hustle. Complain complain complain. Life is not about handouts. Sacrifice to make the long run easier. Be self sufficient and live life. Stop complaining and be gone. One more thing didn’t go to college but makes six figures without debt! CHOICES, start making the best choices and stop being a victim
@@ad-cc1sw Union? I didn’t know we had effective unions in Florida. I’m talking about young people who are just starting out, trying to buy a home and start a family on Florida’s wages. Even if you’re proud of your choices, we still need teachers, cops, and other service workers and they can’t afford to live here unless they’re a two income household, and even then it’s rough. This is fact, not whining. We don’t believe in free handouts here.
@ad-cc1sw not everyone has the same situation. I had an ex business partner run my business into the ground recently, now with current state of growing costs it's exponentially harder to recover. Too many ppl are "contractors" now under cutting others etc etc. So good for you but have some sense while patting yourself on the back
4 easy ones .. low wages , high property taxes , high home owners insurance and high auto insurance ! Sue happy Attorneys !
Yes, car insurance is a real mess. We have two teenage drivers and our annual insurance bill is more than two of our cars are worth.
I know what you are dealing with too !
Brother you nailed it ! Florida, the right to work for nothing state.
@@william-fla-321Yes the right to work for less !
If ur not making deep into 6 figures, leisure is hard in Miami.
Lived in Florida for 42 years . Sold out and moved out in 22 . All of the reasons that we loved Florida are mostly gone now . The slow lifestyle , the sense of community . And how relatively inexpensive it was . Now , it's none of those things . While the natural beauty of Florida has been mostly turned into one Giant Construction Zone . With endless Roadwork and massive traffic . I wish i could say that we miss Florida , but we don't .
You chose a great time to sell though, at least.
I left in 2022, as well. I don't miss Florida, at all!
For those of you that have moved out of Florida: Where do you live now? Is the cost of living cheaper? Are you happier?
I’m looking to move out too and would like to know good places to go for a better quality of life. Thanks.
@@ardoario4990- a lot of people are leaving Florida and I am looking forwars to leaving sooner than later....and moving to a less congested towns and cheaper homes and taxes like N E Tennessee bigger homes bigger land and the Carloinas but the cost of food, resturants inflation is still high anywhere you go unfortunately.
I'm in the bay area All my life but If I left Florida I wouldn't even miss it at all it has gone down hill since the pandemic hit in the late 2010's.
I moved to FL in 2022 after 22 years in the military to retire and have low taxes.
Bought a brand new built house.
After a year a realized I had made a terrible mistake in moving to a crazier than expected State and to an area that you can’t call Florida (Destin/FWB).
It’s 100% Alabama.
Sold everything and now I live like a king in Tokyo.
FJB
So, on military pension and SS?
@@RPlavo
Wife and I are in our 40s.
We are both retirees.
No SS.
Were you on the Air Force? If so, were you ever stationed at Eglin Afb?
@@TheRealBlackula
Army and Air Force.
Wasn’t stationed at Eglin but decided to retire in that area.
Big mistake, lol.
I didn’t think I would be living in lower-Alabama-like conditions.
Don't stop leaving!!!!!!
😄
We won’t . Let us know how hurricane season goes
@@r.r4981 After 66 years here, I've seen it all. Stay afraid and get out!
@@r.r4981been in Florida since 05, lol hurricanes are just excuses to have a stay in party’s in the central Florida area.
@@AmericanConstellationCongrats on being lucky you didn’t lose everything, or worse, the lives of you or your loved ones. I’m not sure why people brag as if they personally beat a hurricane in a fight.
I’m so happy for all those who are choosing to leave! Being a native of 7 generations I have watched Florida in general be destroyed by the influx of all who want to live here but, let’s change this like it was where I came from. The natural areas of Florida are shrinking do to overdevelopment. Too many people too fast!
It’s called free enterprise, deregulation and freedom as your governor calls it!
I grew up in South Miami in the 50's to the 70's , then I kept going North thinking that it is better , now once my little town of Sebastian has been Invaded by Rude -LIBERALS from Mass , Rhode Island , NY and Jersey , and they brought their NASTYNESS CLICKESS WAYS HERE . Florida has been ruined as once a nice State .
When I lived in Sarasota in the 70s it was almost a small town surrounded by farms and ranches. Those ranches became sprawling double wide mobile home parks and Sarasota is wall to wall buildings and traffic. It's a shit lifestyle and I'm glad I'm up in a small Massachusetts city now. I'll take the snow any day over that heat, humidity and swarms of humanity.
@@SalRuggiero "rude" liberals?? Whatever happened to those tough-as-nails, "eff your feelings" rightwingers???
@@RPlavo Enjoy living in you blue state.
I can tell you why. As a Florida native it is so expensive it was NEVER This way. I lived in Palm Beach County for 45 years and had to leave I could not afford it anymore. Plus the schools suck, property taxes are ridiculous. Crime is out of control. Unléss your rich or inherited millions just don't bother. It not a place for the sick poor or single parent.
Unless rich or inherited millions.👐🏾💯 a chunk of civilization that fuels supply as them and demands as their necessity’s while inhabiting the land of earth.
BS. Floridians were complaining about others moving here at least back to the 1990s, if not longer. (I wasn't alive to hear it before that.)
Schools are ranked high and crime is ranked bett😢than average please don’t lie
Same thing is happening in Texas.
@@SFSbihdnetI moved here 25 years ago with zero money. I am now a business owner and have a paid for house and have more than enough for our family. HARD WORK IS THE ANSWER
Because everybody’s moved to Florida and Jacked the cost-of-living up.
And the governor is busier declaring a made up culture war rather than doing anything about it.
B I N G O !
I'm born and raised here and I'm happy to see the growth slow down. The town that I live in wasn't ready for the growth and we are bursting at the seams. Traffic is horrible and road rage is way up. I hope the slow down continues..Thanks for the video
Too many racist old white men too
Me too. Snowbirds go home.😮
Yes please go away i95 goes north as well i10 goes west please leave
Same in Ocala area. Nothing but nasty people on the road. I'll be doing like 70 and still get passed like I'm going too slow. Hey u wanna off yourself, you go right ahead
@@dmo848I do the speed limit...lol
I love Florida but everything is too expensive. 😭
How much is 1 bedroom apartment? Here in northern va it's around 2500 for 1 bedroom 1 bathroom.
Too expensive compared to where?
@@andresvalentin6924compared to Florida before all the New Yorkers moved down in droves
Overcrowded
@John-PaulHunt-wy7lfthat’s mean. Do u even tho the person ?
At 73, I was priced out of my condo in Florida and retired to Europe this year since we could not afford USA. The cost of condo fees has tripled in 5 years. Don t trust real estate agents in Florida condo fees, home/car insurance costs, taxes and repairs on buildings are out of control. Nothing is affordable!!
I left for the safety of my children, the fact that it’s WAY too crowded and the humidity is literally killing people.
My parents live there. It’s to hot. Rains often too
@@chevy4x466 hasn’t been any significant rain in South Florida for probably a month.
It’s always been this hot and humid. My poor mother grew up in Florida when they didn’t have A.C or screens for the windows. She had asthma. But the doctors told them to move to Florida so her asthma wasn’t so bad
All very good reason's to leave.Did you take any friends with you?
Hawaii is no better
It’s too expensive. Not enough pay. Horrible HOT AF weather. Horrible traffic. Mean impatient people and drivers. Been here my whole life. No idea why anybody would wanna be here.
Same. Used to love my home but it’s been getting progressively worse over the years. Scott and desantis sold us natives out and this place became a shithole maga paradise for those fleeing liberal states. The attitude of the people changed so much and it’s so rare to see other people that have actually lived here longer than a decade.
Because all of new York moved here and New Jersey which is even worse. It's like the little Jersey shores here now. Not same Florida completely ruined
@@JosephMoore-j2gI now know why people don’t use their turning signals nowadays
IM MOVING TO THE MOUNTAINS TO A SMALL TOWN , SO WHEN I DIE MY WIFE CAN BURY MY ASHES IN THE SMOKYS .
Move to a liberal blue state and you'll soon understand why.
People have a short memory. Back in the 2008-2011 timeframe Florida had a fire sale of foreclosures and short sales. Our economy is like a roller coaster. There is a predictable boom and bust cycle depending on the money supply and interest rates. There are only so many people who can continue to buy real estate that constantly increases in price. As long as they can get a mortgage houses will sell . It not only supply and demand, it’s the amount banks are willing to lend. Besides interest rates, the cost of property insurance, HOA fees and property taxes have skyrocketed along with greedy developers squeezing the blood out of buyers.
bingo... I've been following real estate trends my whole life. I live in vancouver canada which is very expensive. People always say "it's a boom, it's going to bust". I say it will boom again. And it always does.
And much of it never fully recovered from the economic meltdown of 2007-08.
Backs suck, HOAs are hell
The whole country had the same thing, real estate tanked everywhere in 2008 after the Enron disaster.
It’s not only about money!! People here drive horrible it’s dangerous now and the weather it’s horrible! The land is sinking too !! Florida will be in water soon!!
People are leaving because the cost of car and home insurance. Your home insurance is the new state tax
I know , but who is the Blame for this , is it BRANDON ? Build Back Better ?
House insurance is killing me, doubled for me or some more 6k now
@@SalRuggierono it's desantis causes this...and higher minimum wage increase across the country..
I love Orlando and love florida. There is always something to to do, beaches are great, lots of live music, no state tax, weather is almost always nice, plenty of sports, multicultural, great ethnic foods, lots of parks, festivals etc
WHHHHHAAAAATTTT!!!!!????????????????????...ha..haha....hahaha...hahahahahahahahaha!!!!!!!!!!!!!!
@@stixplayer sorry if you can’t afford it!😱👍🏻
@@2Rugrats9597 multicultural?...Ethnic food?.............oh wait....I forgot....EPCOT RIGHT!
@@stixplayer been living in Florida (miami & orlando) for 38yrs and we have people from every country in south America, Central America, PR, DR, all the islands and Europe! Yeah , I would say it’s
Multicultural.😉
@@2Rugrats9597 no.
Born and raised here I’m not going anywhere
Please, don't...
Even when it’s underwater due to climate change? Are you lucky enough to have homeowners insurance? You couldn’t pay me enough to live there. Not to mention your stupid governor and right wing government. And the stinky swamps. Gross.
Same here.
10/4 If it's to hot than leave.To humid than leave. Just go who cares where but do leave
I moved to Orlando around February 2023 with my brother, and we’ve been renting a two bed apartment since then. As someone who was born and raised in Atlanta and lived there until 2021, I personally love it here, and I’ll stay here as long as I can. If I’m forced to leave, I have no idea where I will go next.
I’m glad you love it here!
Yeah I’m leaving Atlanta in two weeks and moving back to Florida myself. I’ve lived in Atlanta on and off for a total of 15 years and Florida on and off for a total of 18 years and I’ll take Florida over Atlanta. Atlanta has all of Florida’s problems on steroids but no beach.
I won’t say which part of Florida I’m moving to because I don’t want a bunch of people moving there and turning it into another Miami or Atlanta
We all might have to live in Dumpsters in the future
I moved from Texas, where I own a house , to Florida and I had to leave after one year. The main reason people are leaving Florida is the shitty economy that create millions of low paying jobs. Florida economy is not strong . It relies on one sector which is tourism that employs millions of low income population.
The fundamental issue comes from the federal government not the state.
How?
Dead on accurate assessment, it's a service based economy.
@@OmarOsman98 No, it is a service based economy that relies on tourism....not much actual industry here not revolving around that.
This is the main reason alot of northern buisnesses are moving to florida to pay workers low wages
I live in South Georgia and commute daily on 75 headed towards Atlanta. I have seen a ton of Florida cars packed with clothing and moving trucks heading north. I always say there goes another Floridian fleeing 😅
"The Great Migration" part 2 😂
a lot of people that moved to make money in Florida found it is not a place to make a living unless tied into people from up north (i.e. real estate, lawyers, etc). the industries there mostly do not pay enough. Have to have money from up north to live there
Oh your 100% right. I was in that hell hole of FL born and raised for 29 years and I had to get the hell out and I did last year.
Nonthing but bastards and old cruel people. And the nice ones like myself are moving away for the better or hiding.
I was too nice for FL.
@@gravethebeyond I left in 1990 don't miss it one bit, the population was less than half of what it is now, I must admit when I first moved there in 1984 my plan was for a short time, it did grow on me and I kinda had a good life down there. Now I don't even visit anymore.
@@lrobie123 I did good for my self in Fla.1984-1990 after that it was so different compared to what made me like Fla. I liked the country side of Fla. those multy generational Floridians treated me very well. Kudos those were some really good people I must admit.
Traffics horrible. Extremely hot
Traffic is utter hell....high insurance cost....low wages ....unaffordable houses and rents.....no matter where u go it's crowded or under construction.....and getting worse....there is no hell only Orlando
W0w, little rohnniee Desantimknious said Florida is great😮@@MichaelForte-jn5pn
Really ?! I didn't know Florida was hot like that?
@@kellysnyclife663isn’t it hilarious that people move to Florida and complain about the heat! Didn’t they do even the most basic research before moving?
@@crazycatlady6396 I live in NYC and been to FL during spring break and it was very chilly in Miami
I’ve lived in Southwest Florida since 1998 and there is two groups of people still buying homes in Florida. The first group is people with high net worth and the second group of people is Latino families with at least four-eight family members that are splitting the mortgage between them. Unfortunately, single-family homes are just not affordable for middle income Americans in Florida anymore. Let me be clear I have nothing against Latin American people, that’s just how things are taking place.
Yes. You used to be able to buy a nice home in a nice area if you made $60K per year. Now you’re lucky if you can afford a 1 bedroom apt.
Second group flooding Ga.......
Big facts and Orlando is all Hispanic you have to know Spanish to live there
Spanish 😂
Southwest Florida blew up during COVID, house prices are crazy unaffordable
The Miami metro area is main area in Florida that people are leaving from (mostly due to unaffordable housing)
Not just unaffordable housing. Rising seas, gentrification, racism, huge crowds, traffic, high property taxes, fraud, very high crime and poor infrastructure. Even if you live in a "decent" neighborhood, you're still told to lock your doors at all times because of the break ins. Southeast Florida is a lost cause now I'm afraid. People say it's still "growing" but it's dying.
Sarasota is crazy expensive now too. Even Orlando area is way too expensive
I moved to Alabama in January because I couldn't afford to live in the Tampa Bay area anymore. Not to mention the 8 month long summers. After 59 years in Florida I finally escaped!
have been thinking about relocating there..do u like it,..
How’s Alabama
I moved down here from DC. I’m finding that the cost of living is about equal, but the salaries are not and there is not as much to do.
I lived in DuPont Cir area after college and worked in DC. It's hard for me to compare "things to do" because what I did in my early 20s doesn't really intersect with my interests now, but in DC you can get out of DC pretty quickly and see other things. In Florida you have to drive an awfully long way for a real change of pace.
Been in Florida since 1998 (Miami & Orlando), Florida has forever changed, irreversibly so. Never thought the day would come that we'd want to leave, but that day can't come fast enough. So much more I can say, but I'm just over it.
I’m really sorry to hear that.
Could you please share your experience? I have been wanting to move to Horizon west but I am too afraid of the property prices bc it might come down like 2008!
@@karinaoliveira3988home loans are completely different now than they were leading up to 07. Housing crash isn’t going to happen unless unemployment reaches 10-15%. Most people are locked into 3-4% rates and there are no NINJA loans and most people don’t have ARM loans which helped cause the crash. I wouldn’t be scared of a crash.
@@OrlandoandBeyondwithKristayou give the most generic replies I swear
@@Wileytiger-el6pu im really sorry to hear that.
There are so many impatient drivers in my town. I thought people moved to Florida to retire. What’s the rush? I hate driving on I-95. I would rather take the local roads and take longer.
It's because Florida is SO big, takes a long time to go anywhere.
My Dad had his home built in Cape Coral -1979. We had the benefit of knowing the builder Mr. Rosen and his family and he did a special upgrade on our house as he built his next door. Cape Coral was wonderful at time and for many years it was pleasant and enjoyable. My family lives in Nevada, and would spend several months each year in Florida and know it well. Sad to say, in the late 80's it changed, and never regained the charm it once had. My wife and I took possession of the property 3 years ago and I kept the house up to November 2023. The taxes, insurance rates, Nor-Eastern's, substandard law enforcement, including (Drunk and HIGH driving all over the place), the rip-off culture associate with most contractors & services, water supply & pollution, etc. has made this once wonderful paradise, just a place for day- to - day survival. The WEATHER is Nature and if you like living in a Tropical environment you can't complain.
I often don't understand why some of these stories don't involve banking and other home loan institutions. Lenders require that you have PMI until you have a minimum of 21% equity in your house. And many have homeowners insurance as a condition of the loan, so most often that's for 15-30 years depending on your mortgage. If you stop paying, get cancelled or can't get homeowners insurance the lender can call the note and demand 3 things. Get insurance, or pay in full or get another lender and refinance. So insurance rates are being portrayed as . It's expensive, it's a hassle,shop around but actually getting cancelled or the rates being increased so high you can't pay can cause you to default and lose your house. And not just Florida, lots of states have some oversight like an insurance commissioner and they are not doing their job
I agree with you 💯. I live in Lakeland FL and spent last couple weekends buying used stuff to build a gym at home and 90% of people I saw are going back north for same reasons you said. Out of the 15 places I went buying gym equipment 13 are moving out (Orlando area)
Wow!
that's crazy. but also understandable
Beside the astronomical real estate tax increase, I live in an established neighborhood that’s 50yrs old..constant noise and construction going on with all the recent sales. I’ve never been so annoyed, not one minute of peace. I’m over it and just may go back to New England after 27 years. Plus it’s way too expensive and crowded. FL ain’t FL anymore 😑
Hopefully if your taxes went up that means you have a ton of equity. 🤞
I live in Orlando and love it! Let people leave no state is perfect, but Florida provides a good quality of life! If you don't like it 👋
Florida is a toilet.
No one gives a shit what you think!
I lived in Oviedo & Kissimmee I did have a good life, just too crowded for me plus can't deal with the heat.
@@Markham12thcentury
At least we know what gender we are down here
@@Markham12thcenturyI can promise you Florida is better then any state you reside at
Ahhhhh - more are coming than going. AND - people are always coming and going. AND - you are a realtor.
A lot of what I’m hearing are problems that are going on everywhere in the country, not just Florida. Especially affordability/cost of living/infrastructure. Also if you live near any major city or populated area, traffic is always a problem! Nobody is fleeing in droves to live in Baltimore but Baltimore traffic still sucks! Lol
I’ve been here since 2008 and I’m currently prepping to move farther north. Between all the issues you listed in the video and the brutal summers, I’m ready to go elsewhere. I’m just thankful I have a good deal of equity in this house so I’ll be able to afford my forever home. 😊
Because too many new yorkers and californians have arrived.
💯
Foreigner’s also
Naw they just don’t increase wage lol in 2016 the minimum wage was still 7.93
Too many snowbirds.😮
No mention of all the illegal Spanish migrants coming here taking all our taxes?? 🤔
We are considering it, because it is less expensive than California in terms of buying a "home" - single family; however two things stopping us: 1) Home Insurance Costs and 2) Political Climate and is Florida good for the WHOLE family?...
I left in 96 after I was laid off my job with 280 other people and I couldn't find work anywhere, I finally found work and moved to Kansas.
Kansas?
@@marknewton6984 No she clearly said North Dakota.
@@PentaRaus Sounded more like Iowa to me.
Must’ve been really nice in 1996 .
Hello Krista, I was born and raised in Tampa Florida, I am 63 now and hope to retire in a year or two and my Wife and I are definitely planning on selling our home and moving out of Florida to a small country town in either north east Georgia or north east Tennessee. The taxes, insurance and everyday items are just astronomical, the county commissioners in Hillsborough county and most of the other counties in this state have not met a builder or developer they could say no to. Where I grew up there was nothing but orange groves, cow pastures and woods but everything now is gone and overdeveloped, the county commissioners let the builders develop and build where they want and then when traffic is horrendous they then decide to widen the streets and roads after the fact. Florida has changed completely, this state is very over crowded and congested.
Born and raised here… and boy has it changed. Use to be land everywhere with orange trees, farming. We’d go by milk from the dairy. We knew every neighbor…going out on a Sunday no traffic, everything was closed except church. You’d drive for hours maybe see one other car going for a drive. We A&W drive in. The drive in movies…I’m sure it’s like that in every small town. People move in you don’t know your neighbor anymore. More and more people come. And you lose your identity. Your niceness. Your quite. Shame
Damn the 1950s was a long time ago buddy 😊
The weather is horrible in Florida it’s extremely too hot !!
It's better weather only if you like sweltering heat and humidity for 8 months of the year. Don't forget the hurricanes and tropical storms and sky high electric bills for a/c constantly running. I moved from Florida to Colorado. Best decision I ever made.
Natives are used to it and love our weather. Why were you surprised by it?
It's not humid for 8 months, it's dry for 8 months and more humid for 4. Also we run the AC here almost every day and my electric bill is lower than what it was in Connecticut. I don't think that you actually lived here lol. Also Colorado is beautiful but has its own issues like the lack of water due to too many states pulling from the Colorado river, and unchecked illegal immigration and drug use which has destroyed Denver. The grass is always greener somewhere else...
Try Canada and you'll realize how good the weather is in Florida
are u happier there? col a little better? job prospects? how about freezing winters?
Live in the Trinity area and won’t leave. Moved down full time 2 years ago. Truly love the gardening and flowers. Thankful to save my money and be able to live in an older neighborhood with trees and privacy. So close to everything. But I don’t have kids in school anymore so not so sure about that situation. I will say the insurance is definitely a challenge for home and auto.
I added sliding windows with aluminum frames to my lanai recently in Ocala. It was expensive! A big improvement as the wind and weather would blow dirt into my lanai. Even when it’s hot, I can still have morning coffee in my lanai overlooking me and my neighbors' backyards. I'll stay put until I retire. I'd consider selling my home and finding an apartment in Tampa/St. Pete especially if the Rays build a new stadium. I'd consider moving out-of-state too, but in general, I really like Florida. I've been to every part of the USA having grown up in CT, stationed in Chicago, San Francisco, Dahlgren & Norfolk, VA. As a trucker many stops in Seattle, beautiful Oregon, and Las Vegas. Recently vacationed in the Smokey Mountains NC/TN hiking and drove the Tail of the Dragon with my old Boxster. The USA is a beautiful country. Tough to decide which place is best.
It’s nice that you get to see so many places to compare to.
@OrlandoandBeyondwithKrista
Honest & Informative video. Thank you.
A nice positive perspective from the trucker too!
My parents retired to Florida in 1977. Very affordable & wonderful environment. They're gone now and my wife and I were thinking of Florida to retire & move close to our daughter & grandson in Miami. It's unaffordable for us. We're in Oregon for now and we will have to be creative to be close to our daughter. Any ideas?
@@Jcrpdx new construction is the budget-friendly option right now. 4.99% interest rate, closing costs paid for. In Central Florida some of them run about $2500/month with taxes and insurance included. Please send me an email if you’d like more information. Negatives - small yard. Positives - little to no repairs for many years.
Florida: sea level will rise drastically increasing floods and sinkholes, hurricanes will intensify, and traffic will be a horror because it already is a nightmare. FL has many great things to offer. It's a wonderful state of entertainment but it's also a state that your pockets will empty faster than getting full of money. The low paying wages vs the high prices insurances. Look at all those floods in Miami and the home insurances through the roof, people can't even afford it anymore. The houses are still cheaper than some states like NY but the interest rates $ property taxes $, something to really think about before moving. I've been a Floridian since 1980 and even with a landscaping business we struggle to pay more in insurances than anything else and they don't want to cover most of it either. This is why FL has so many lawyers. Floridians I know are moving to NC, SC and TN.
I was born in Tampa Bay Florida I definitely understand what you're talking about
Mom and Dad with 5 kids moved to Naples in 1977. He sold the house in NY and paid 29,000 cash for a 3/2 in Naples back when ot was a sleepy little town. I was 14 at the time. Now Im almost 60 and come back to help Mom who is 90. I dont know how families are making it with the high real estate and cost of living.
I’m from south western Ontario and love the 4 seasons here. Would never move to the brutal heat of the southern States in USA. I’m 63 and enjoy the life burst in spring…yes the humid summers are hot like Florida, autumn colours and cooler temps are beautiful..then snow and Christmas lights.
There is a certain sadness around Santa in shorts
Stay.😮
@@OrlandoandBeyondwithKristareally? Love Florida Christmas in my area with Santa coming in by boat in shorts and yard decorations with flamingos pulling his sleigh!
@@crazycatlady6396 some years I think it’s cool. Some years I just want snooooooooow (for a few days anyway). I’m from PA. It’s hard to not have a frosty Christmas.
As a former Floridian who left the state in 2023, I would strongly advise against moving there for all the reasons mentioned. The problems with affordability, extreme heat and overcrowding are very real. Since the pandemic it is no longer cheap to live in FL. I’m okay with visiting relatives for a few days but I will never move back!
I'm north of Citra, lived here just shy of 15 years. I'm seeking to move because of politics and scammers. "Handymen" have done more damage to my mobile than make repairs or improvements. There's a serious lack of integrity and honesty here.
Good help is hard to find - but I’m pretty sure that’s true everywhere.
@@OrlandoandBeyondwithKrista Not at the level it is here, from minute one. I've lived all over the country, and it's horrible here. Add the racism, rudeness, and overall lack of real education (I was a teacher - saw WRONG info taught first hand). If all America is like this, we are doomed.
Not just the handymen. Individuals selling things (ie craigslist, fb), businesses (the story behind buying my van is horrific). Of course, laws and rules of the road only apply if you get caught....
So many seniors on fixed income can't pay the reserves fees. When that building fell down in Miami , it messed everyone up. Many have to borrow money from family. I'm would miss living here though. Lounging at the pool all day, endless get-togethers. I dread living in the snowy cold! Stuck inside all day.
I live in Sarasota couty..area being destroyed by housing developments..county commissioners allowing high density housing against the will of the peoplel...every nice 😢area being destroyed and increasing traffic and insurance
Sounds like what happened to my former hometown Denver, CO. Any place that gets too "trendy" and grows too fast loses its soul and gets destroyed in the end by developers and transplants.
I live in Venice. Been here since 74 but time for me to get out. Just to much growth.
It’s the same in north Florida.
TY for speaking up for humans who used to enjoy living in Sarasota for decades till the recent invasion of heartless Developers who mock humans & their little concerns. My son is a County Building Inspector here & it is heartbreaking what they are doing to this area now. The humans have no voice here against the sexy money lovers nowadays & their Attorney Teams who just love to sue anything walking past.😢
The only thing left in Florida related to paradise is the sun. Everything else sux, including the influx of eletes. That's why I left almost 2 decades ago.
I moved here in 2015 for work, and I'm now having to change my entire career and move out of florida because I can't afford to keep living here. Jobs are plenty, but wages are way too low, housing and insurance are a NIGHTMARE. I can barely afford my monthly essentials, let alone anything extra, or to save. It's bleeding us all dry. I just feel bad for the locals who can't move and how much worse this state is going to get in the next 10 years if this upward trajectory of costs keep going.
My son’s job is encouraging him to move to Florida. If paying cash for a house in the 300’s would property taxes and insurance costs be like still having a mortgage? The stories on Florida are really discouraging for moving there.
You can do a property tax estimator online for the home he is considering buying in the county that he will live. If he buys a new or fairly new home and he is inland and not in a flood zone, insurance should be ok. Car insurance is also pretty expensive here though.
If u buy cash u don't have to pay Insurance
@@universalstudiosshorts9963 yes, this is true. Thanks for pointing that out.
@@universalstudiosshorts9963you don’t have to lay it but if you have damage make sure you have money to cover it. Don’t go crying to the media that you don’t have insurance
@@universalstudiosshorts9963Who would invest $300k cash without protecting their home with insurance? What really matters is the age of the home, the age/remaining life of the roof (insurer can make you replace it) and that should be on the seller to do if the roof is old, are there impact windows and doors, how old is the HVAC and electrical system, plumbing? Is it in a flood zone, or evacuation zone for hurricanes? Impact garage door? Any mold issues? Complete inspections are needed.
Meantime, people who can afford it prefer newer homes to avoid compliance on the above issues, just to get or keep insurance. I would get a referral to a local insurance agent to get a ballpark cost for insurance plus issues that must be dealt with for any home I want to buy.
My friends bought a nice concrete block home built in the 1970’s, they did:
Partial replacements or major upgrades:
Plumbing
Electrical/new lighting
Part of the roof had to be replaced, rest was new,
HVAC system
New water heater
Impact windows, doors, sliders, all openings.
Interior painting entire place,
New appliances.
It looks amazing and they negotiated a deal on the price, knowing how much work it needed. They got permits for all required insurance updates. Good luck.
Low wages, Desantis, home prices, insurance, RENT. Overcrowded everywhere. Did i hit all bases?
Yep, I hate all of those things! Just my husband and I making almost 200K a year in South Florida and feeling POOR!
@@Rachel299 idk where your living but you should be able to still afford to be here making that much
Rachel. Look at your supermarket shelf prices and compare them to your final bill, tally them up beforehand. Compare. Publix has a psychology implemented wherein the cashiers direct you away from this mentality, try to buddy with you so you are distracted. Wal Mart purposely closes 50 percent all self check out lines, 'no reason'............ Nope it's to distract you from checking your prices while you are praising the fact you got a spot in the line, so they can gouge you. Ever since this mass immigration, FL is not a nice place, check everything you'll save mountains of cash.
I avoid I4 at all costs. There's at least one fatality per day on that road.
It's the cost of home Insurance it's so costly u can afford a mortgage and Insurance it's sad
Job market is scarce, traffic always just to get groceries and come back home. I tried for the summer last year I packed up and left back to the North Carolina. I can get around easily within 15 minutes or less most of the time. I don’t know what I was thinking we still have carowinds theme park not millions of people , weather is still nice you could not pay me any amount of money to move back to FL.
North Carolina is a beautiful state, considered living there before landing on Florida due to family living here
Jacksonville NC is great
I lived in Charlotte for 20 years been in Florida now for five right before the pandemic. I wish I stayed in nc
I have lived in Florida since the early 1950's for all but the first two years of my life. I grew up in the Tampa Bay area when everything was very affordable and the style of living was low key and easy going. I caution anyone who is thinking of moving to Florida to consider the costs of living here. Getting homeowner's insurance is nearly impossible if the home is over ten years old. Insurance companies have been leaving the state in droves and most of those that do remain are not writing new policies on older homes. In addition some insurance companies are even refusing to renew existing policies on older homes, even those away from the coast. That pushes homeowners to go with the state insurance program, Citizens, as a provider of last resort. In addition to regular homeowners insurance, most homeowners will be required by their lender to carry a wind storm policy which is extremely expensive and for those in coastal areas, flood insurance will also be required. Add to that, the horrendous traffic, the mosquitoes and palmetto bugs giant flying roaches), and the heat, people should think twice before moving to Florida.
FL girl here. The HOA costs are ridiculous. Even if you want to down size to a 2 bedroom condo or villa the monthly HOA is 560 and more.
Be careful with condos right now. Have you tried townhomes? 55+ communities will have higher fees due to the amenities. It’s up to you to decide if it’s worth it to you.
Mine went from 350 to 867 a month my mortgage from 1000 to 1300
I was thinking of moving to Florida just before the pandemic hit. So glad I didn't.
The politics- on top of everything else, being humiliated on a national level every day was an additional factor in my decision to leave FL in 2023
I thought about taking my home equity and move elsewhere, then I saw how much a same size house was selling in other desirable areas and changed my mind.
Also second highest auto insurance rate in the nation and good luck finding a doctor also many other things the hot weather at the top for me
I worked in the traffic industry for almost 20 years here. The increase in volume of traffic is staggering. Even here in the Four Corners-Davenport area it is so hard to get anywhere sometimes. U.S. 27, U.S.192, and Champions Gate are just a nightmare.
Sylvester Stallone was paying $125k/year in property tax on his 18k sf mansion in Beverly Hills CA, he sold it (to singer Adele) and bought a 10k sf mansion in Palm Beach. His new property tax bill? $424k/year. Ouch. Adriaaaaaaaaan!
Once he’s a citizen of Florida he can apply for homestead exemption and his taxes will be a lot less.
@@TheBOG3 Good one. FL homestead exemption will only reduce the assessed value by $50k, and even if that's combined with a senior exemption Stallone will save less than $1k/year on that huge property tax bill.
@@harlanjackson6112 Here in Pasco County with Homestead you are only charged taxes on 75% of what your house is assessed at. They subtract 25% off its value.
@@TheBOG3 Sounds like different counties give different discounts.(Is that the FL version of equity?) Because no such discount in Palm Beach County. They know those folks can afford it. Just like the progressive income tax in CA. The ones higher up the food chain pay more. Stallone has been a FL resident for a couple years now.
oh please !!!! At his age, he still charges upwards of 400 MILLION per movie. He was paid $1 MILLION per episode for Tulsa King....The guy is a millionaire, he can afford.
For those looking to move in just remember that you mainly see the tip, the marketed and material aspects of the cultural iceberg of FL.
The snowbirds are crowding us out , and turning Florida into a huge nursing home
A great many people leaving Fla are natives who have lived here many years. High property taxes, increased insurance rates, higher auto insurance, and general cost of living. You really can’t blame them. Hard to live here as a medium or lower income person.
Try retirement income..not
Thank you for confirmIng my decision to leave. Food prices are another concern.
Lived in Southwest Florida for 40 years. Sold everything. Went to Carrabelle, Florida. Not much here but white beaches and great fishing. All my children born and raised in Sarasota County.
I-moved from CT to Florida 12 years ago and in the fall I am retiring and moving to Tennessee- that’s where my family members have moved to in the last few years. It’s south east Tennessee and I cannot wait to leave Florida for too many reason to even list here lol
Yes, I have seen a lot of people heading to TN recently. Best wishes to you!
I'm from Connecticut as well live in Naples fl for the past 5 years. But I want out looking to move soon
@@johnnyirizarry1276 where are you thinking of going I’m from Connecticut too
@@joetz1 Carolinas south preferably
@@johnnyirizarry1276 We have a place in South Florida but we're in CT most of the time, I'm not going to lie for the most part I'll take CT weather and landscape. Born and raised in CT over 50 years, it's expensive and we're getting all of the NY, NJ and Massachusetts people as well, it's getting quite crowded here but not as much as Florida.
For me it's THE HEAT/SUN- the people- the ignorance- lack of kindness. Absolutely horrible options of renting- all town homes are outdated- mold is a huge issue here. The drivers. The lack of scenery besides the ocean. And I work in medical field- there is no strides for excellence down here.
Right they want you to fail they don't want you to improve on anything so they don't want you to know what's going on in other places besides Florida
cycle repeats itself, low seevice jobs, insane insurance cost. Not sustainable.
Not at all. I've been here for way too long and believe me, it wasn't my choice. I'm here because of some dumb broad who couldn't bear to let go of this toilet. She grew up here. She went to school here and used to ride her little bicycle around. Awww. How cute. (spits). I remind her all the time that she ruined my life by demanding to be here. I'll never forgive her for it and every time something bad happens, I say, "Karma's a b**ch, ain't it"?
There is one bright side to high costs. It keeps the riff raff out
@@brianG81 You definitely belong in Cape Coral.
One thing I see among recent arrivals (especially from the NE) is that they want here to be much more like there. If you point out that here is different from there for perfectly good reasons, or ask why they mover from there in the first place, they complain that the people here are unfriendly.
People are starting to realize that insurance is nothing but a scam 😒
Between alligators, hurricanes, an increasingly extreme political environment that used to be a lot more moderate, and skyrocketing costs I don’t blame people for leaving.
It's not a cheap place to live any more. It's that simple. We moved here, but we knew what we were getting into, and it's still cheaper than where we came from.
You didn't mention, for community dwellers, the corrupt and or deceptive HOA management companies and the exorbitant HOA fees.
I like Florida, for me if I had to move it’s because of the weather. It gets too unbearable, especially during the summer in central Florida. I can say that December-February is very nice though.
I’m not sure why you were surprised by the weather.
Our weather is only good during winter and awful the rest of the year. SWFL is hitting 98 degrees tomorrow and it’s not even summer yet.
After the recent Florida flooding, expect to start paying more for auto insurance as so many of them were totaled by the floods.
Its just so darned hot and humid .
Home insurance gone up for us from $4,000 to $7500 per year. Something needs to be done to dial this back. Car insurance is high too.
It’s pretty great here in most other ways.
Excellent video!
Glad you liked it!
What about a heat index of 110+ for 60 days in a row during summer 2023 in Southeast FL? Unprecedented and definitely not fun. My south Florida friends are researching getting out and joining us in the Northeast.
I couldn't handle that heat and that's the reason I don't even want to visit Florida.
Got out in 2010 after 65 years. Wouldn't go back and don't miss it.😮😮😮 Things only get worse. A pork chop/ Carpetbagger state of corruption! One big storm! Mother nature will reclaim what is Hers!
been here 36 years this summer....looking to make my jail break soon.
65 years?! Omg. I was thinking 29 years was bad. And my mom had 42 years.
But 65?! Thats just cruel. Sorry. Feels bad.
@@leagueofotters2774 get out asap. I'm a local and I moved out of state. Never going back to FL.
Pick a better state. Its your life friend. 👍✌
@@leagueofotters2774Left FL for WV. They’re paying $10,000 to move here too. We LOVE it here!! It’s everything we wanted. I would love to see the state grow some, and think it will, just hope it’s not anything like FL. Keep things cheap and affordable! Good luck to you on whatever you decide to do 😊
I love Florida as a vacation place. Lost count how many times I have been there. Not sure if I would ever want to live here though. It gets pretty hot during the summer . Also, public school system is pretty bad lol. But then again, every single state has issues. If Florida is right for you then why not?
Yes, we need more people to leave!!
Moved to South Florida in 2015. It was a dream of mine to live down here since I was 8. Still cannot believe how expensive housing has gotten since I moved here. And in 2015 I thought it was expensive. Still love living down here though. Plan on staying down here the rest of my life
I bet you have lots of equity now though!
@@OrlandoandBeyondwithKrista rented until 2020 but still have a good amount of equity between my 2 properties in SE Florida.
One summer in Florida, and I was gone.
where u go
I moved her in 2020 as my wife and I work from home. I hope it slows down. Im in Ocala and its getting crowded. But I totally agree with another post which talk about cycles. Tge values will bust soon and property taxes will need to be dealt with. We came for weather. My wife picked Ocala due to less chanches if hurricane damage and of course. The weather.
Amazing explanation for a very sad and real situation 🤷🏽♂️😞
OLD TIME RESIDENTS are leaving Florida. We have lived as a couple in Florida since 1975 - my husband since 1956. THINKING of leaving because: (1) cost of living - now eats up most of our pension income; (2) rising crime - "Miami Disease" has now spread north to Orlando; (3) lack of friendly neighbors - don't know our neighbors / mostly renters; and (4) need a change of scenery. Our adult sons are "done" with Florida as well - poor salaries, high car insurance, lots of drug addicts, & women all divorced with kids.
😂 Because the snow birds are done. If any are leaving, it is because of desantis failure to address home insurance abuse.
i hate the heat omg
I assumed a lot of people recently moved here since 2020 due to politics. Many in search of "freedom" or because they love the governor, and many are leaving because they hate the politics or the schools are terrible. Politics is not even in the top 5?
I agree.
Most people don't even vote haha
The “ freedom“ States.
Where you can’t grow certain herbs or have an abortion.😂🤣🤡👍
❤you are absolutely right regarding insurance and affordability thanks