3 vs 6 vs 12 months - How much should you REALLY have as Emergency Fund?

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  • Опубликовано: 21 ноя 2024

Комментарии • 67

  • @finance.boosan
    @finance.boosan  25 дней назад +3

    Invest in high-return FDs and earn 9.5% returns 👇
    stablemoney.onelink.me/rkWL/wpv281ge
    Join Learner's Community 👉 : ruclips.net/channel/UCmfl6VteCu880D8Txl4vEagjoin
    📈 Stock Market For Complete Beginners : bit.ly/learn30-discount
    Everything You Need to Know About Mutual Funds : bit.ly/MFatoZ

    • @Sreekanth-c3z
      @Sreekanth-c3z 24 дня назад

      Bro Pls Give Access for Financial Calculator Sheet

  • @cityboy6210
    @cityboy6210 25 дней назад +12

    Iyaaa konjam Interesting TOPIC YEDAVDU PODUNG same st

  • @senthilkumar-mm9ht
    @senthilkumar-mm9ht 25 дней назад +41

    Promotion for staple money app 😂😂😂

    • @SanthoshM25
      @SanthoshM25 24 дня назад +7

      Everyone needs money bro. Will you work for free?

    • @CyberPsychGaming
      @CyberPsychGaming 24 дня назад

      ​@@SanthoshM25 He said that in the video 😂

  • @gokulg8475
    @gokulg8475 20 дней назад +1

    Can you please let us know Is it better to put FD for 5 years or term which offers maximum interest rate?

  • @LokeshKumar-cz2xw
    @LokeshKumar-cz2xw 24 дня назад +2

    Bro is the stable money is like GoldenPi portal?
    How secure if we invest in stable money?
    Is this stable money is SEBI regulated?

  • @lakshmimandaleena6346
    @lakshmimandaleena6346 24 дня назад

    Bro ur channel is very good.
    Sharing crisp but valuable content.
    Thank you, keep going!

  • @meganathankns6375
    @meganathankns6375 25 дней назад +1

    Thank you

  • @ammukutty3012
    @ammukutty3012 24 дня назад

    Make a video about candlestick and how to analyse it..

  • @sur12esh2007
    @sur12esh2007 22 дня назад

    Do make a video on BRICS idea about de dollarisation and how it could impact future stock market value

  • @lingas5529
    @lingas5529 25 дней назад +1

    Good morning sir unga explanation short &clear,Nan business pantra regular income ella Three once mutual fund la one time investment pannalama please explain sir

    • @finance.boosan
      @finance.boosan  25 дней назад +3

      Yes, mutual fund investments are flexible; you can invest any amount, at any time. Instead of committing to an SIP, you can make lump sum investments whenever you have funds available.

  • @Ss-fs2wz
    @Ss-fs2wz 23 дня назад +1

    Bro. Please make video about corporate bonds

    • @finance.boosan
      @finance.boosan  23 дня назад +1

      How to Invest in BONDS? Things to see before investing in Bonds | What Platform Do I use?
      ruclips.net/video/hxDrKQf8vWE/видео.html

    • @Ss-fs2wz
      @Ss-fs2wz 23 дня назад

      @ thanks

  • @naresh_6197
    @naresh_6197 24 дня назад

    Hi bro, please do a video on US and Canada NRI PFIC topic?
    Can we take our MF and ETF investments to US, will the pfic be applicable?
    Should we liquidate our MFs before going to US?

  • @umashankar-ms1hs
    @umashankar-ms1hs 10 дней назад

    I can’t able to put lump sum amount in FD. But I can put some fixed amount on monthly basis. Is any back offers such options in RD or FD ?

  • @AshokKumar-tj2jh
    @AshokKumar-tj2jh 24 дня назад

    Shall we go with Debt funds for Emergency fund?

    • @finance.boosan
      @finance.boosan  24 дня назад

      Debt funds are an alternative. Typically, offering returns between 5.5% & 10%. However, as they are market-linked, returns aren’t guaranteed.
      Accessibility to funds can also vary-depending on brokerage or redemption timing, it may take 2-3 days for funds to be available, especially if a redemption request falls over the weekend, as processing only happens on weekdays.
      These limitations are usually avoided with bank deposits, where the return rate is fixed, and funds can be accessed instantly with a single click whenever needed.

  • @jayaramanjay1386
    @jayaramanjay1386 24 дня назад

    How does FD guarantee better liquidity? We need to pay a fine if we need to the break the FD interim.

    • @finance.boosan
      @finance.boosan  24 дня назад

      The premature withdrawal penalty on FDs usually applies only to the interest portion, so your principal remains safe, and you still earn interest-though at a slightly reduced rate. This penalty typically ranges from 0.5% to 1.0% of the interest rate. However, some banks don’t charge this penalty at all.
      Regarding better liquidity, one can also withdraw FD instantly through mobile apps, giving quick access to funds when needed.

    • @jayaramanjay1386
      @jayaramanjay1386 24 дня назад

      @@finance.boosan thanks

  • @neelesh0123
    @neelesh0123 25 дней назад +3

    Bro to my knowledge, income la irundhu edhukellam allocation pannanum nu oru list potruken idhu poga vera edhavadhu items irundha please sollunga.
    Ungaluku 50K salary vandha indha 8 items ku evalo % allocate pannuvinga( assumption living in urban city)
    1) Term insurance
    2) Health insurance
    3) Needs & Wants
    4) Investment
    5) Emergency Fund
    6) Opportunity Fund
    7) Savings for short term needs
    8) Loan repayment ( Incase of Debt)

  • @lalut.j3563
    @lalut.j3563 21 день назад

    Sir please advise a portfolio for investing 4 lakh lumpusum in mutual funds

  • @nellai-kavin
    @nellai-kavin 25 дней назад

    Hi bro oru help bro portfolio tricking Google sheets eppdi create panra bro pls help me bro

  • @sadhadhashan
    @sadhadhashan 21 день назад

    Hi sir.
    I have a confusion that is I have a liability of Rs.5 lakh and till now I don't have any emergency fund, now which one should I concentrate.Kindly guide in this regard

  • @Autohobia93
    @Autohobia93 23 дня назад

    Dear sir
    Quant small cap=300000
    Motilal oswal midcap=200000
    Parakh parikh flexicap=175000
    Nippon india largcap=175000
    Lumpsum gow appile mf invest pannitten okva

  • @makeshsrinivasan2962
    @makeshsrinivasan2962 23 дня назад +2

    Boosan too much promotion now days...😢

  • @anushyad6153
    @anushyad6153 24 дня назад

    Boosan bro I really got lot of knowledge from ur video. In fact, i started my investment journey from ur utube videos. I already saw about this app in one of ur old videos and proceeded to invest in fd via this app and i changed my decision at last thinking..I want to understand how it is trustable to park money via staple money app. what if I lost money and if the bank becomes down and closed. What if any prblm to the appln. Can we reach out to bank if needed and or is it fully digital.

  • @HemanthEawar
    @HemanthEawar 24 дня назад

    Anna. We can use debt bonds for. Emergency funds?

    • @finance.boosan
      @finance.boosan  24 дня назад +1

      Debt funds are an alternative. Typically, offering returns between 5.5% and 10%. However, as they are market-linked, so returns aren’t guaranteed.
      Accessibility to funds can also vary-depending on brokerage or redemption timing, it may take 2-3 days for funds to be available, especially if a redemption request falls over the weekend, as processing only happens on weekdays.
      These limitations are usually avoided with bank deposits, where the return rate is fixed, and funds can be accessed instantly with a single click whenever needed.

    • @HemanthEawar
      @HemanthEawar 24 дня назад

      @@finance.boosan how it effect our money Anna..
      1 copoun rate. And yeild not gonna change?

  • @Yogesh-ew5lg
    @Yogesh-ew5lg 24 дня назад

    Hi Boosan bro. I'm planning to start with Nifty 50 and Nifty LargeMidcap 250. Planning to invest equal weightage of amount in both funds. Is this a good idea or should I consider only one considering the portfolio overlap of 40%? please reply

    • @lokchandarc2876
      @lokchandarc2876 24 дня назад

      No choose any one and prefer any bluechip fund

  • @John-nd7nj
    @John-nd7nj 24 дня назад

    Fd interest rate ku tax epti nu theriyala bro---evlo tax varum

  • @lokeshp6576
    @lokeshp6576 23 дня назад

    Hi Boosan bro, Thank you for your insights. I recently examined the chart of Aarti Drugs Limited, and it caught my interest. The stock appears to follow a pattern, consolidating every five years and then delivering returns of 600-700%. As we approach the fifth year of consolidation in 2024, could this be the starting point for another uptrend of 6x to 7x returns ? I would appreciate your thoughts on this. Thank you.

  • @jayaprasanthr3241
    @jayaprasanthr3241 21 день назад

    Try changing the gear like some different interesting topics bro

  • @meganathankns6375
    @meganathankns6375 25 дней назад +1

    I have health insurance policy for my parents.

    • @kkm658
      @kkm658 24 дня назад

      Entha health insurance policy bro

  • @prakashkasi6140
    @prakashkasi6140 24 дня назад

    Investing 5k monthly in Lic Jeevan anandh for last 7 years. Return after 21 years 22lkh. Is it wise to continue or redirect to any sip? Pls advice

    • @deenadayalan1116
      @deenadayalan1116 22 дня назад

      Redirect to Nifty 50 Index Fund... And surrender that lic you might get 3.5 Lakhs and use that as Lumpsum investment in Mutual funds... LIC is not a good investment it will give 4 to 4.5% returns... If you don't believe in Mutual funds put it in any good corporate bonds

  • @tamilmkr1
    @tamilmkr1 24 дня назад

    Gold is real emergency asset
    Accumulate as digital

  • @shinyme6564
    @shinyme6564 23 дня назад

    Hello bro
    Sbi life smart wealth builder pathi pesa mudiyama
    Thank you

  • @meganathankns6375
    @meganathankns6375 25 дней назад +1

    I'm on safe job. It's my uncle's company.

    • @vnothvijaya9690
      @vnothvijaya9690 25 дней назад +2

      Any openings available?

    • @meganathankns6375
      @meganathankns6375 25 дней назад +1

      Yes, It's a garment manufacturing company. But you must work 12 -14 hours. Your body and mindset should be strong.

    • @vilasheneeb1821
      @vilasheneeb1821 24 дня назад

      ​@@meganathankns6375in which area bro ?

    • @Doc_Madras
      @Doc_Madras 24 дня назад

      @@meganathankns6375I am not degrading your uncle company but do you is it a healthy practice for a company to make operators work 12-14 hrs a day… I can surely tell 3 things… 1) the workers in your company are underpaid, 2) they have to work at least 6 days a week or in most cases full 7 day with same stressful condition for a little spike in monthly pay, 3)most of your workers want to get to another company… this means your company have high attrition rate… I suggest you to communicate the same to your uncle please… 🙏

    • @devendran5140
      @devendran5140 19 дней назад

      What about salary

  • @beawarehelp6029
    @beawarehelp6029 10 дней назад

    Emergency fund... Thangatha adagu vechuruvom la

  • @anushyad6153
    @anushyad6153 24 дня назад

    Per person ku 5 lakhs insured ah bro.

  • @hopegood-jl9rx
    @hopegood-jl9rx 24 дня назад +1

    Digital gold Amazon la vangi vachikiradhu oru safe option a irukuma bro..

    • @lokchandarc2876
      @lokchandarc2876 24 дня назад +1

      Go for ETFs in any stock broker apps more safe and easy

    • @finance.boosan
      @finance.boosan  24 дня назад +2

      I personally don’t prefer digital gold; I find gold ETFs or SGBs to be better options.

  • @BK1997ap
    @BK1997ap 24 дня назад

    FD ku badhila gold mf la podalama ??

    • @shyamms1
      @shyamms1 24 дня назад

      Watch at 5.45👆

    • @BK1997ap
      @BK1997ap 19 дней назад

      @@shyamms1 he said only abt mutual funds there and not gold

  • @moneypechugal1657
    @moneypechugal1657 24 дня назад +1

    உங்க ஐடியா பிரயோஜனமும் இல்லை. உங்க பாலாவிற்கு எந்த உருப்படியான யோசனை சொல்றதெல்லாம். ஏதாச்சு ஒரு பழைய போடுங்க. ஹலோ பியூர் ஸ்டாக் பத்தி பேசுங்க

  • @rameshdeekshithar
    @rameshdeekshithar 25 дней назад +1

    👍

  • @ajayprasad9919
    @ajayprasad9919 25 дней назад

    Anna❤

  • @RANGANATHANK-tq9hj
    @RANGANATHANK-tq9hj 24 дня назад

    ❤🎉😅