Hello大家，本次與匯豐香港合作的抽獎活動已經截止統計，抽獎結果即將於匯豐香港微信公眾號公佈。歡迎大家持續關注匯豐香港公眾號，了解抽獎結果及更多資訊哦！祝各位好運～ Hello everyone, this lucky draw has ended, and the result will be announced on the HSBC Hong Kong WeChat official account. Please stay tuned for the result! Good luck everyone~
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
@QueenRukky-ul8hrI won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
Finding financial advisors like Patricia strain who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
The rent in HK is so crazy, even compared to a big city in a developed country. Here in the Netherlands we pay half of the HK amount and all the people are already complaining about the housing market...
Greeting from Canada, my husband and me are the minimalist and we tried to save spending in different ways. I cook at home most of the time for lunch and dinner for us as we are working from home, we eat out or take out twice a week. Not signing up for gym membership as our condo already has a gym room. Our rental of 2 bedrooms is around CAD$2,350 ( HK$14,500) includes water. My husband does take turn treating his colleagues and friends for drinks at the bar, since I am not a drinker so I don't join their drinking gathering most of the time. It's expensive for dental in Canada than HK but we will do check up regularly to prevent any expensive maintenance or damages on our teeth. I am not fond of shopping clothings or shoes to keep up the trend which helps me to save some money and time to organize my wardrobe.
I live in Shanghai. Last week was our 7-day long national holiday. I stayed in a beach resort for 3 days. I didn't need to pay for the room at the resort (the room belongs to one of my parents' friends so she let us stay there for free) and coz it's a national day holiday so there was no toll fee on the highway. I spent 4 rmb on public transportation, 85 rmb on electric car public recharging, 5 rmb on parking, 646 rmb on food and 140 rmb on gifts, making a grand total of 850 rmb. It was the same amount that GG did her eyebrow. I knew HK is an expensive place to live but you guys should be really careful about your spending.
meanwhile , a vip ticket for the shanghai Disney resort costs more than 2000rmb(300+usd) , and that hotel can cost 1500rmb (280usd) every night. So i guess u clearly know why it appears so cheap
Hk is so expensive , when I lived there I was super broke all a time , but I became the specialist of ‘good restaurant for less than 50hkd’ and I lived in wan chai …. When borders open again , I will show you, guys 😂
Welcome to Taiwan. With government health insurance, you only need to pay like 5-7 USD on this surgery. And the rent and food are much more cheaper. Totally you can save about 70% or more.
I really don't get it why ppl are still living in HK, like literally it's tiny , crowded af, terrible weather, wet , humid, and expensive as shit. like if you have this much money spent in HK you'd have a much better quality life in europe. i live in sweden and we have winter vacations to go skiing summer vacation for sunbathing, the life in HK is like constant stressful hell.
@@stanleysheng3224 Hong Kong is not just everything is so expensive . Torres make one RUclips video can get 10k up hkd ,GG also have full time job at least 40k hkd.....
Maybe it's related to where they live and the living habit of theirs, for char siu faan (X 燒飯), I just order when I'm at work, and that's in North Point and that's just $20 (or $25?) , an incredibly cheap dish which is still under $30 and still can be found in HK surprisingly. It really surprised me a lot when I first found it. It's just few minutes' walk away from my office. Yet, yes, I'm like Georgia, not recording my own spending every month but kinda have memory about an approximate amount that I've spent.
I must say that you guys are my most favourite interracial couple on RUclips You and your wife have many interesting body language to show - facial expressions and body language.
Better not to rely on what this video said. I am also from Hong Kong. Most of the ppl earn less than 20K I agree the rent is very expensive, other thing else is just for rich ppl. In Hong Kong, u don’t need to have a car. Each meal is about 50. Breakfast is 30. Not many ppl can spend 200k every month in Hong Kong. I feel this video is just show up his richness. And no value for other ppl for reference.
Let’s not forget 46k per week include 23k for rent for the month (including GG’s share). So Torres actually spent 20k that week. That’s still a lot, but not that crazy. I totally agree that their meal expenses should have been managed more wisely.
so how many of them can be a famous KOL in HK like Torres? i think being a successful KOL in HK is much more difficult than being a bank manager or accountant
so it's better to have a western gf or partner to share the cost PS: if you don't have insurance, it's also expensive to have tooth implantation in European countries, and I spent 1500 Euros to have one implantation.
Hello大家，本次與匯豐香港合作的抽獎活動已經截止統計，抽獎結果即將於匯豐香港微信公眾號公佈。歡迎大家持續關注匯豐香港公眾號，了解抽獎結果及更多資訊哦！祝各位好運～
Hello everyone, this lucky draw has ended, and the result will be announced on the HSBC Hong Kong WeChat official account. Please stay tuned for the result! Good luck everyone~
笑死我啦哈哈哈，你知唔知我拔三只牙几钱啊。第一次拔两只950，第二次拔第三只300。。。
@@pineapplepear6868 喺香港牙醫真係差唔多呢個價
Can viewers from Taiwan also join this campaign??
Hi Torres, why they said "we cannot process your input just now" after I sent message?
@@linun0102 我都係咁顯示
托哥 睇返上條片 反應好熱烈 幾時講解下你既投資策略呀 唔好走數 ！
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
@QueenRukky-ul8hrI won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
I don’t rust them. They all gamble about the same thing which they are not even sure of. It's a waste of time
Finding financial advisors like
Patricia strain who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
That's absolutely correct. I find Patricia strain as the best fit for the job. She's a well seasoned financial aid with years of experience
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
The rent in HK is so crazy, even compared to a big city in a developed country. Here in the Netherlands we pay half of the HK amount and all the people are already complaining about the housing market...
Cuz Hong Kong is a developed city.
I am literally going to NL instead of staying in HK, crazy living expense here
in Malaysia almost RM 2-3000 in a month only😂
@@menu997 the salary is not highin NL
and it's difficult for non-European to get job here
ans life here is also very boring compared with HK
@@IwasUnknownUser I am a simple guy, not many material needed, I need a peace of mind more than material, is NL a good place to do that?
I guess when you separate the personal and business expenses, it's not really that bad
30k a month in Malaysia you can buy a landed property (semiD / banglow) + a imported car and having a super good life here . 在香港只能求生存 不是求生活 😅
30k HKD spending a month in Malaysia is considered a luxury already
🤣ln Malaysia, you must work so hard that you can just earn around 3000HKD a month！The living there is extremely hard！
buy?? How much actually in average?
但香港很多人賺錢遠超这數.香港最高個人或公司利稅是很低約16巴仙.那個人可动用錢很多.不說不知,住在政府资助樓字即公居,大單位只需4千多但已包括所有物業稅項.他們很多,特別仔女已大,一家四口每個月收入已可能十萬港弊,現金很多,跟着在外面再買私樓投资.
Also in China’s third line city.
Greeting from Canada, my husband and me are the minimalist and we tried to save spending in different ways. I cook at home most of the time for lunch and dinner for us as we are working from home, we eat out or take out twice a week. Not signing up for gym membership as our condo already has a gym room. Our rental of 2 bedrooms is around CAD$2,350 ( HK$14,500) includes water. My husband does take turn treating his colleagues and friends for drinks at the bar, since I am not a drinker so I don't join their drinking gathering most of the time. It's expensive for dental in Canada than HK but we will do check up regularly to prevent any expensive maintenance or damages on our teeth. I am not fond of shopping clothings or shoes to keep up the trend which helps me to save some money and time to organize my wardrobe.
Nobody cares
在香港提到想買房，我都會給他一個大大的respect
GG说“免费早餐”那太好玩了哈哈哈，也就循环看了不下十遍吧hhhh
04:18 Nice one Torres!! 🤣 You made me ROFLMAO with tears. Gosh!! You're sooooo good with fun video contents.
如果按照廣告的收益以及他們的生活開支的話，那絕對是。就算接一些商業演出和代言，也完全不夠覆蓋他們的消費,如果按照這樣估算的話，他們的消費。住房23000,加上水電網絡的話就算25,000港幣吧。然後交通方面停車加上他們出去有時候會打taxi之類的算5000,食物的話我覺得他們是大頭，因為感覺有點像美食博主。平均一天1000港幣也要3萬港幣。衣食住行關於他們的消費關於醫美方面或者其他方面,假設3萬港幣。 然後他們還有翻譯的費用，假設1萬港幣。那至少每個月他們最低的生活開支都是10萬港幣.高收入，高消費。我猜他們平均每個人至少一個月收入1萬美金以上。不然不可能負擔得起這樣的生活水平的。無論是擺在全世界哪個國家都是高收入水平了。就算是us
仲未計佢租 office
😂可能投資大賺...
浪費幾多$冇問題, 最緊要可以賺到多少錢才是問題!
你傻㗎?一個啱畢業冇耐嘅大學生可以全世界周圍飛,唔係屋企有我真係唔知用咩解釋囉🙄🙄
Torres 有講過話佢有做投資。如果佢冇乜收入嘅，都唔會環遊世界啦。
第一個💪
Somehow I want to get Graham Stephen to judge your monthly spending. He'll be like "OH NO NO nO, that's so much money"
That's a great idea!
I live in Shanghai. Last week was our 7-day long national holiday. I stayed in a beach resort for 3 days. I didn't need to pay for the room at the resort (the room belongs to one of my parents' friends so she let us stay there for free) and coz it's a national day holiday so there was no toll fee on the highway. I spent 4 rmb on public transportation, 85 rmb on electric car public recharging, 5 rmb on parking, 646 rmb on food and 140 rmb on gifts, making a grand total of 850 rmb. It was the same amount that GG did her eyebrow. I knew HK is an expensive place to live but you guys should be really careful about your spending.
But you don't pay for the resort😂😂😂. That could be very expensive during a holiday
i think the resort could be a thousand in a night?😏
meanwhile , a vip ticket for the shanghai Disney resort costs more than 2000rmb(300+usd) , and that hotel can cost 1500rmb (280usd) every night. So i guess u clearly know why it appears so cheap
They don't really need to be that careful considering how much they earn every month.
Hey hey hey, Malaysian here!!! shout out to the translator you hired!
師兄手下留情，可唔可以唔好宣傳公眾停車場，已經夠難搵位了
你又宣傳多次啦兄弟🤣
兄弟 刪左佢 回頭是岸啊
哈哈 笑死了
他的意思是多盖一些政府停车场，方便市民停车，还有如果抽到了是有使用期限的还是可以一直续费使用的呢？
😂
But some of those aren’t personal spending, should go towards corporate spending
话说竟然是扫wechat的qr code，万万没想到😅
好久没有看托哥的视频了，今天再看，还是很喜欢托哥两口子，爱死了
Hk is so expensive , when I lived there I was super broke all a time , but I became the specialist of ‘good restaurant for less than 50hkd’ and I lived in wan chai …. When borders open again , I will show you, guys 😂
cant wait to see your ‘good restaurant for less than 50hkd’ video....
But honestly, their spending on foods is quite a lot...
@@aifayc yes indeeded, their food expenditures for 1 meal is enough for me for a whole day, unless they are those food youtuber
俗語有云：搵幾多錢嘅人就有幾多嘅支出，即係話Torres係搵好多錢
Welcome to Taiwan.
With government health insurance, you only need to pay like 5-7 USD on this surgery.
And the rent and food are much more cheaper.
Totally you can save about 70% or more.
23k is actually a really good deal for an apartment like that in Hong Kong!!
支持托哥👍🏻👍🏻
I really don't get it why ppl are still living in HK, like literally it's tiny , crowded af, terrible weather, wet , humid, and expensive as shit. like if you have this much money spent in HK you'd have a much better quality life in europe. i live in sweden and we have winter vacations to go skiing summer vacation for sunbathing, the life in HK is like constant stressful hell.
Home is home
Hong Kong is very easy to make money.....
@@yippeter5049 what’s the point of earning so much money then spend it all on daily costs and housings?? You tell me bro
Totally agree from HongKong
@@stanleysheng3224 Hong Kong is not just everything is so expensive . Torres make one RUclips video can get 10k up hkd ,GG also have full time job at least 40k hkd.....
究竟月入幾多先COVER到條數? 食個叉雞飯都$140
吹水姐，叉烧雞脾飯都唔使140蚊啦。
@@kwongyuetli3183 係有呢個價錢既叉雞飯
@@kwongyuetli3183 平有平食...香港的確有呢個價
係幾個叉雞飯
使得多一定賺得多👍
love all of ur video so interesting!!!!!!!!!!! i m ur fans from malaysia
Maybe it's related to where they live and the living habit of theirs, for char siu faan (X 燒飯), I just order when I'm at work, and that's in North Point and that's just $20 (or $25?) , an incredibly cheap dish which is still under $30 and still can be found in HK surprisingly. It really surprised me a lot when I first found it. It's just few minutes' walk away from my office. Yet, yes, I'm like Georgia, not recording my own spending every month but kinda have memory about an approximate amount that I've spent.
$25 for a char siu fan in north point? U mean USD?
@@wonghoikaerica in hkd
no way! $25HKD? put that as news on FB!!! you can find that in wet market, have to be takeaways, and no eat in that kind maybe?
@@yuenlucia5454 yes, takeaway. I eat in office sometimes when I feel like doing so.
拔牙也太贵了吧，我觉得可以拍个旅行vlog，然后顺便多拔几颗牙，可能总体费用也差不多？
Hello from Malaysia. I like this episode
I must say that you guys are my most favourite interracial couple on RUclips You and your wife have many interesting body language to show - facial expressions and body language.
托哥真有钱，生意做大了哦🤣
看来你不是老粉，托哥本来就是富二代，如果你翻他刚毕业没多久早期还没有现在这么火的时候的旅游视频，你会发现他无论多远的飞机都是坐商务舱，甚至头等舱
@@the_earth_hot_docs 那也是他家里有钱,我是说他靠自己赚钱生意做大
@@mclim3852 拜托，有钱的人和没钱的人接触到的人脉社会资源能一样吗？要不是当年比尔盖茨他妈认识IBM的高管，比尔盖茨哪会那么顺利拿下人生第一桶金，起码得再蹉跎好几年。
@@the_earth_hot_docs 你开始做一个频道
如果只是靠自己苦思想法拍摄
会很辛苦的也很难积累到粉丝
开始必须要有持续的吸引人的内容才能吸引到流量变现
you can spend that much money is a proud! i also want to spend that much but sadly i don't have! spend more means you earn more! that's good thing!
如果不是疫情不方便的话，香港的朋友真的可以来大陆看牙🤣，公立三甲医院超便宜的，去广东也很方便。
香港醫療保險沒有包牙的😢 醫療保險一年大概$2000-3000 港元（以我這個年齡）。 很tmd貴
脫智慧牙齒很tmd貴
没有疫情的话，来深圳拔牙，很便宜的。
黎台灣啦屌 ！🥰
讲起香港睇牙，就林起朱咪咪既爱齿健广告
有包, 畀多D錢咪包
托哥的琴房也在灣仔嗎？一直想在這附近練琴，看你上課的琴聲音很棒呢😆😆
piano 老师赞喔
Wooww Torres's translator is a Malaysian! 我也是～～multi multi lingual
阿婶毛阿来公
托哥 should move to Taiwan!
The health insurance is so kind here!
😂Hongkonger had a different opinion though
I knew it was a HSBC sponsorship before the ad hahaha
Great video, good insights into the living expenses in HK. Unfortunately, cash is not king 😅 Some say why keep cash when they keep printing more?
Better not to rely on what this video said. I am also from Hong Kong. Most of the ppl earn less than 20K
I agree the rent is very expensive, other thing else is just for rich ppl. In Hong Kong, u don’t need to have a car. Each meal is about 50. Breakfast is 30. Not many ppl can spend 200k every month in Hong Kong. I feel this video is just show up his richness. And no value for other ppl for reference.
She's got me spending......最近看了关于在日本住一个月胶囊旅馆的视频，感觉还蛮有意思的。
4:28 老笠手术，哈哈哈哈
Actually after the commission you get from HSBC and RUclips, you are in profits 💰💰
gigi so cute!!!
鋼琴老師好正囉😍
Torres 这期头发好看😀
真的嗎?HAHA
omg, the parking is so crazy
Proud to be Malaysian 🤣 🇲🇾
Let’s not forget 46k per week include 23k for rent for the month (including GG’s share). So Torres actually spent 20k that week. That’s still a lot, but not that crazy.
I totally agree that their meal expenses should have been managed more wisely.
彈琴個part，我隱約聽到應該係chopin op 9 no 1😁
Everything in HongKong is EXPENSIVE!
托哥，不如公佈下你月入大約幾多
That’s mind blowing 🤯
唔緊要啦！
因為賺到先可以洗到！
搵唔到想洗都唔得！
If the friendship is based on the cost of a meal then cut those friendships! AA is the way!
OMG ～香港拔牙也太貴😬
台灣拔牙 用健保只要 NT 150
真的超貴⋯
我也想回應😂健保真的很屌
廢話...香港牙醫月薪八萬🤣加埋獎金，一年都過一百萬，專業人士來
NT150會唔會太便宜😆😆
我在香港洗牙補牙用了hk 5000，貴死
@@Lexi31414 歡迎你來台😄
史密斯夫妇啊 两口子也太会赚钱了😂❤
so crazy!!
@Torres, be careful of your credit/debit card number on the video at 4:09.
The rent in HK is soooo CRAZY！I wonder if it's including something like the water bill or gas bill?
you wish😂😂😂
not included
Probably because its the only part of china that has any TINY amount of democracy left, but since last years big Law, its soon to be full CCP
@@IamRyanLPsaccording to your logic, how come the rent overall in china's tier 1 cities are so cheap
NO
SUPPORT Anyways❤️Role models
not that bad actually, for clarity you should've really separate living and company expenses.
Just proves that if you are a famous KOL in HK, one can make more money than a bank manager or an accountant!
so how many of them can be a famous KOL in HK like Torres? i think being a successful KOL in HK is much more difficult than being a bank manager or accountant
Hello 托哥 你學琴係邊度學架？可唔可以介紹吓？
Sometimes we spend a lot or less for a day in working and living, such as dining, entertaining, groceries and households.
Pitt, you spend a monthly salary of a HK government officer's grade in 1 week !
(Around HKD46k/month for a junior officer)
Shoot, most of us in Malaysia knows those languages your translator can do, it is commmon. Some other even knows more than these.
torres can go to shenzhen and find a local dentist,which will be more cheaper
so it's better to have a western gf or partner to share the cost
PS: if you don't have insurance, it's also expensive to have tooth implantation in European countries, and I spent 1500 Euros to have one implantation.
GG is so cute!
Would you mind tell us your investment strategy?
13 pro im coming babe～
omg. :O!!!!!!!!!! that's a lot
梦幻联动！！阿金！！！
send完之後匯豐個auto msg話未能處理剛剛入既訊息，正常？😂
me too
same
+1
23k rent for apartment is crazy... hongkong just too expensive
香港消费确实高啊。。。牙医太贵了吧 我的天
Maybe you could strike a deal with the landlord: you pick up the tab for renovations, and the landlord gives you a break on your rent
renovation costs wayyyy more than the rent, probably 6 months to a year of rent, depending on how extensive the renovation is
OMG.....that tooth is unbelievable pricy.
I hope you put that tooth in a glass casket embedded with Swarovski Crystal. lol
Your video is awesome.
omfg that rent is just INSANE
Bacause that is in a quite good district
Thanks for your sharing
支持
其實托哥唔算大洗啦，有好大部份去左租金同埋牙科，不過one week🙈🙈🙈
距刚好房租车费咩都系过个星期交，避开这些大头支出应该会无甘吓亲人😂
師兄點解你脫牙可以12000.....
度度都係5000樓下
5000 is for wisdom teeth. It can be even cheaper
托哥，来深圳看牙齿吧。哈哈便宜多了！
In Malaysia, almost every Chinese speaks at least 3 maybe 4 languages. Mandarin, Cantonese, Malay, English.
托哥，假裝比錢好好笑，好真實生活。😅
除左rich都唔知講咩好
Torres Pit is my man~~~
Dang you are rich 😎😎😎😎😎
我早餐10蚊，lunch50-60，dinner 50-60 😂 你個早餐等於我一日😭
這個開銷真的嚇死～～～～
一般生活開銷我還可以理解～～～～～
看牙醫12000HKD😱😱😱😱😱😱😱😱😱😱
一樣是拔牙齒～～～～在台灣只需要大概只需要50～150NTD
Malaysian here +1
香港生活水准真的惊人!
不是啦…只是他們特別捨得花錢高消費、一般人沒花費那麽多啊！我懷疑只是hsbc的節目效果
粗估應該是香港30%的花費差不多這樣，當然也是有一部分人花費比較少的
入面有60-70%係for 成個月
20000几房租，10000几看牙，剩下其实还好。
我一個月生活各樣開銷要140000港元！
As long as their spending is less than their income, I see nothing to be alarmed.
香港拔牙真的貴的離譜
我只是照X光、拿消炎止痛效2排藥，
9百港幣
還是台灣醫療好
所以有很多香港人到大陆整牙齿
我拔過一次1500😭😭😭😭😭😭😭
香港租金人工樣樣都貴，只論價錢點同台灣比較，台灣物價都平過香港啦
Rental .. too expensive for such a small apartment..
大部份香港打工仔月薪都仲係搵緊萬幾兩萬蚊.......
可唔可以拍條片介紹你買既股票