What is an ISA and when should you use one?

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  • Опубликовано: 1 дек 2024

Комментарии • 28

  • @OH2023-cj9if
    @OH2023-cj9if 8 месяцев назад

    You can also open multiple ISAs in the same tax year if it is only used for transferring and not adding anything.

  • @Huff627
    @Huff627 11 месяцев назад +1

    Thanks I am new to 212 Invest & ISA is of particular interest. Useful information here. Its now to know what exactly I can trade into an ISA account including use of PIES.

  • @OH2023-cj9if
    @OH2023-cj9if 8 месяцев назад

    Not all providers accept transfers from different types of ISA.

  • @carey.
    @carey. Год назад +3

    Does a UK Stocks ISA protect me from taxes on USA based stocks?

    • @Trading212
      @Trading212  Год назад +2

      ISA investments and any capital gains generated on them are exempt from taxes. As for dividends tax, it is charged by the company's country of domicile and applies to dividends received in an ISA.

    • @carey.
      @carey. Год назад +1

      @@Trading212 Thanks for this information.

    • @Trading212
      @Trading212  Год назад +1

      You're welcome 🙌

    • @NightElff88
      @NightElff88 Год назад +1

      @@carey. This means "Yes"

  • @_TheVAX_
    @_TheVAX_ Год назад +2

    If I want to transfer my full pot of 100k accumulated over the years on my current Isa to a new Isa… will that keep being tax free even if I’m adding more than 20k to a new Isa in that tax year? I guess yes right? Since I’m not really adding, just transferring.

  • @muratdagdelen8163
    @muratdagdelen8163 Год назад +1

    can we open an ISA account at Trading 212?

    • @Trading212
      @Trading212  Год назад +2

      Yes, you can open an ISA account with us via the mobile and web app.

  • @bossmen6665
    @bossmen6665 Год назад +7

    uk taxes are ridiculous.

  • @kevinisawake
    @kevinisawake 11 месяцев назад

    I need more detail - this stuff is way way way over my head even after this great explanation. Break it down please.

    • @Trading212
      @Trading212  11 месяцев назад

      You may find the information less confusing when written down so head over to our learn page to learn more about ISAs: www.trading212.com/learn/investing-101/what-is-an-isa-and-how-does-it-work
      Also, feel free to reach out to us if you have any questions - we'll be happy to explain.

  • @clemenciaazaly7567
    @clemenciaazaly7567 Год назад

    When is the junior available

    • @Trading212
      @Trading212  Год назад +1

      It's not something we're considering, for the time being, but if anything changes we'll let you know 👌

  • @MegaScooter500
    @MegaScooter500 Год назад +3

    Is today the last day to make deposits for this tax year

    • @Trading212
      @Trading212  Год назад +2

      In case you're referring to an ISA deposit - yes. You can add to your ISA for the 2022/2023 tax year until 23 : 59 on the 5th of April.
      Keep in mind that deposits made via certain payment methods may take longer to reflect in your ISA. Depending on when your deposit enters your Trading 212, it might count towards your 2023/2024 allowance.

  • @efootballempire3468
    @efootballempire3468 9 месяцев назад

    Can I open a lifetime ISA on trading 212?

    • @Trading212
      @Trading212  9 месяцев назад

      Offering LISAs is not in our short/mid-term plans. We'll let you know if there are any updates.

  • @TheTrauma85
    @TheTrauma85 Год назад

    What I if open an Isa put in 20k and leave it there. Can I still use it when I am not a Uk resident anymore? No topping up obviously.

    • @Trading212
      @Trading212  Год назад +1

      Yes, you can continue using your ISA account funds if you're no longer in the UK. However, any potential gains might be subject to tax laws of the country you reside in.

  • @mort1122
    @mort1122 Год назад +1

    Nice video, if I make 40k profit in my trading 212 isa account and kept reinvesting the profit but not taking it out of the isa account is it all covered by the isa tax wrapper?