Im buying a house and spending too much money... BUDGET WITH ME!
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- Опубликовано: 19 фев 2023
- Like always, these videos are for pure entertainment purposes only! And I can't wait for next month to have WAY LESS expenses. If you want 10% off your first Squarespace purchase use my code NATALIEBARBU or go to squarespace.com/nataliebarbu
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When I graduated college, I had like 80Kish in student loan debt, my minimum monthly payments were a little over 800 a month
Everything you mentioned in terms of budgeting is what I learned when I had that large bill - no shopping, eating out and buying coffee less, pausing a gym membership (or in my case I joined planet fitness since it was only 10 a month)
It makes a huge difference! Best of luck for your future budgeting and congrats on the house
I caught myself spending a lot of money on books when I got into reading as well... and then I got a library card and use Overdrive/Libby for my kindle. It is SO SO easy! Sometimes I have to wait a little for more popular books, but there is always something to read (plus, it teaches me to have patience and realize that I am reading a book because I genuinely want to read it and not because 'that's the book that everyone's reading right now')! Highly recommend! Honestly, I regret not doing it sooner.
Everyone is telling me about Libby! I need to get a library card lol. Can you still highlight on your Kindle with Libby?
@@NatalieBarbu yes and you can save and screenshot your highlights
Girl. I don't mean to sound like a troll (but I know I will) because I do really like you and watching your videos -- but this is not budgeting lolz. You will never spend less money if you track everything AFTER you spend it. Why don't you try giving yourself an actual monthly budget and see how that goes? Budgeting is telling your money where to go, NOT restricting yourself. But if you spend all month and then go back and see what you've spent, you don't know that you've already hit an insane amount of money in the eating out category.
I don't know I just have watched your budgeting videos since you started doing them and literally every month you say you spent more than last month and you are going to fix it. You are budgeting backwards and that's why it's not getting better.
K, LOVE YOU MEAN IT!
Haha not a troll. This is good advice and after this video I actually started doing that. I haven’t spent more than the last month every month, but certainly some months I have! I’m spending waaaaaay less this month than last so you’ll be proud. 🥹 I always mention that I call it budget with me because I don’t know how else to call it but I acknowledge I’m not writing out buckets with how much to spend in each category (until this month)
@@NatalieBarbu Great, I'm rooting for you, really I am!!
Love these videos. Budgeting can be so fun and keeps you accountable. It will be cool to see how your expenses change once you buy the house!
Thanks for sharing! I definitely need to get back to writing my expenses down and budgeting myself it really makes a huge difference when you see where your money is going. I also just bought a house and spent a ton of money on getting it just the way I wanted quickly instead of taking my time so I definitely understand stopping the retail therapy.
Loved how real this video was. I definitely have days when I’m getting coffee out twice so please don’t feel bad about that girl 🥲 hope you have an amazing rest of the year ❤ congrats on the new place!!
From Australia - one thing that is good is there’s no tipping or extra taxes. The price you see is the price you pay. Definitely try a few breakfasts out. I might be biased but our coffee is amazing
I can’t wait for the brekkie!!!
Thanks for this video it motivated me to finally get my numbers sorted and I did it as I watched! 🥰
So real for me! Budgeting while being laid off is the worst aka what I’m doing AND I just bought a house. So everything is fine! 🙃
Oh gosh - good luck with everything. I’m hoping you find a job soon!!
Use the kindle books your library provides for free!
To cut down on book costs, I recommend getting the Libby app and borrowing your kindle books! You could even get a library card from FL and NC to get better wait times. ❤❤
Hi Natalie! Where do I download the excel sheet?
I honestly wouldn't buy right now.. market will end up on the floor soon and everything you invested will be a great lose due to inflation, I would hold cash till its time tbh
Can you please use visuals like excel etc to show us your budgeting I feel like I follow along better! Thanks for the video!
I will in the next one :)
What car insurance company are you using now? Insurance here in Florida is expensive
This inspired we to switch ALL of the subscriptions that WE have in my relationship from my debet card to our credit card!!! It was almost 150 dollars. Good lord!
Am doing the same saving for my house for my first house am happy always good thing .an I love wacthing your video
nah those Aussie flights are nuts!! Im an Australian fan of yours and have been for years!! before covid I flew Sydney to nyc for $1200 return, so those prices are definitely post covid inflation!! When you're in Sydney avoid staying in the major hotel chains they aren't as good as other places in the world and are super expensive so airbnb in parts of the eastern suburbs would be so nice, close to the beaches and a 10min uber to the city!! Sydney is way more expensive than Melbourne or cairns so you will be more likely to keep a budget in Melbourne and cairns than Sydney haha!! Hope I run into you when you're in town!
Oh no! That’s so expensive to come to Australia. It’s always best to buy your international flights as return not one way as you only have to pay a lot of the taxes once instead of twice!
Love these videos Natalie I’m also struggling sometimes with managing my money but it’s a working progress. I think your doing great and actually being responsible trying to make changes in order to get back on track. I also have months where I spend too much and I have to cut back the month after. Thank you for this video I love it ❤
Always love these! I did my study abroad in Australia. My dream is to go back. Sadly very normal for the flight to be over $1,000. You're going to love it!
I know over 1000 but 3000🥹🥹🥹🥹
@@NatalieBarbu and aren’t you going during their winter?
Travel while you can! All my money goes to my house😢 Unexpected repairs and service increases definitely not traveling for a couple years lol. Don’t get me wrong I love owning it’s a huge privilege, but you don’t realize how much you’re gonna have to spend year to year especially with inflation.
Im from Melbourne!
How did you make friends in Miami? ❤
That flight price sounds insane! I thought my $1.8k round trip flight price to Singapore felt like a lot but wow 😅
I don’t understand 😅
Awesome
Good morning😙😗
how did you get you insurance to be lower?
I shopped around and went with another insurance company!
Caleb Hammer and Graham Stephen would be crying, girl!!
No one show them this
You now know how Aussies feel travelling to places around the world, but I would not live anywhere else. I know you will enjoy your time in Australia. It is our Winter though. 🤭😎🙏🏻
Yes!! I’ll never understand the pain haha
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Hah, travelling from Australia is even more expensive.
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First
Love how transparent you are in these videos but damn $900/ month for your car payment!! I pay $155/month haha 🤍
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