How redlining prevented Black and Brown families from becoming home owners

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  • Опубликовано: 26 окт 2024
  • The term "redlining" refers to the practice by banks of excluding Black and Brown Americans from receiving loans to buy homes and make improvements to their communities. Redlining arose during the Great Depression, when the federal government sought to boost homeownership by encouraging banks to lend to more Americans. Many neighborhoods, specifically those with majority Black and Brown residents, were deemed undeserving of these loans. Though redlining was made illegal by the Fair Housing Act, the effects of this practice still reverberate to this day.
    In this video, Khalil Gibran Muhammad, Ford Foundation Professor of History, Race, and Public Policy at Harvard Kennedy School and director of the Institutional Antiracism and Accountability Project, provides background on the history and legacy of redlining.
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    About Harvard Kennedy School:
    The John F. Kennedy School of Government at Harvard University is a graduate and professional school that brings together students, scholars, and practitioners who combine thought and action to make the world a better place.
    Our mission is to improve public policy and public leadership across the United States and around the world so that people can lead safer, freer, and more prosperous lives. Harvard Kennedy School teaches current and future leaders the skills they need to effectively advance the public purpose in the public, nonprofit, and private sectors. Our renowned faculty and trailblazing research centers pioneer bold new ideas. And as the most international school at Harvard, we convene global leaders in the Forum, host visiting experts in the classroom, and attract a diverse community of faculty, students, and staff.

Комментарии • 34

  • @balakrishnaprabhunallendra999
    @balakrishnaprabhunallendra999 Год назад +20

    Planned discrimination. Period.

  • @rapha189
    @rapha189 8 месяцев назад +1

    🎯 Key Takeaways for quick navigation:
    00:00 *Desigualdade generalizada*
    00:32 *Acesso habitacional negado*
    01:03 *Decisão discriminatória*
    01:32 *Suporte federal ausente*
    01:58 *Lei Habitação Justa*
    02:26 *Práticas exploratórias*
    02:54 *Liberdade financeira limitada*
    03:24 *Consequências de longo prazo*
    Made with HARPA AI

  • @SilkySalmon514
    @SilkySalmon514 4 месяца назад +1

    In general black people will be better parents to black children. Alot of the time white parents fail to familiarize themselves with black culture, and fail to understand their child’s struggles, and fail to understand the basic things for example, black hair types, black makeup even, or even if black people need to wear sunscreen or not. I’m sure there are alot of lovely white couples who are willing to deeply familiarize themselves with black culture, and be able to be great parents. but in general black parents would be better. however white parents tend to adopt more often than black parents. So I personally think that having white parents is better than having no parents. BUT I grew up in a foster home (primarily black) and alot of them hated having white parents. there was micro aggression, ignorance, lack of sympathy, etc.

  • @marcusnoel3964
    @marcusnoel3964 7 месяцев назад +8

    3.4k people see this. 4 people speak about it sounds like America.

    • @marcusnoel3964
      @marcusnoel3964 7 месяцев назад

      😞

    • @travistaylor8532
      @travistaylor8532 5 месяцев назад

      It really is sad bro but if anything God sees all

    • @butterfly_decal
      @butterfly_decal 5 месяцев назад +2

      @@travistaylor8532and? Why do people always bring up god in a moment where humans are 100% to blame? God wants no part of this convo.

    • @mqpar5.795
      @mqpar5.795 3 месяца назад +1

      That’s because 10k+ people have never lived in trailer parks or hoods. If people are benefiting from the system, then why would they complain about it?? They know better but don’t care which is worst.

  • @travistaylor8532
    @travistaylor8532 5 месяцев назад +4

    This just makes me sad...people are people Jesus loves all so Should we I was raised with my brothers and sisters lived suffered with loved fought for starved with ate with and the list goes on More black people helped me when I had nothing and nowhere to go more than any other people I may be white and Native American but I don't consider myself a part of white America Black people are my people all my friends and people who loved me were black people so how dare people still treat a people who suffered so much unfair it just hurts my heart to the core ....this why I stand up and always speak of Jesus cuz to me only Demonically possessed people can treat others unfairly 😢

    • @butterfly_decal
      @butterfly_decal 5 месяцев назад

      Stop blaming everything on the devil. Humans are taught by their families how to behave. They hate & they love who they choose. Learning about real people & struggles is the only way out of this. Praying didn’t do a d*** thing for centuries.

  • @thesongwriter6308
    @thesongwriter6308 4 месяца назад +1

    😢 wow wanted to learn more about this truly disturbing

  • @nikkobriteramos314
    @nikkobriteramos314 Месяц назад +1

    #nikkobriteramos

  • @sammartain2454
    @sammartain2454 3 месяца назад +2

    south Africa went bad after segregation

  • @TruthSupremacy777
    @TruthSupremacy777 2 месяца назад +2

    Can the racial wealth gap be easily explained by the IQ gap?

    • @justlol7281
      @justlol7281 2 месяца назад +1

      Yes. Kek.

    • @agvga5510
      @agvga5510 2 месяца назад

      Or crime statistics. Cant earn if youre locked up. Blame whitey

    • @AlexM-rk9pm
      @AlexM-rk9pm 13 дней назад

      Only white people will prevent you from getting a decent education and then blame you for not having a decent education. This is just mentally unhinged behaviour that needs to be addressed.

  • @justlol7281
    @justlol7281 2 месяца назад +1

    Lots of untrue things here. firstly, there was no significant change in the white/black home ownership gap prior to 1930’s and post 1960’s. What’s more is that the home value gap between white and black Americans significantly narrowed between 1940 and 1960. In 1940, the average black home was 35% that of white peoples, and in 1960, it was about 54% that of white peoples. Around a 20% increase.
    As for education, per pupil funding has by and large been relatively equal for decades, since the early 1980’s. Everything you said was wrong. Try again.

    • @sankara5ever
      @sankara5ever Месяц назад +1

      "everything you said is wrong." Without a single source cited. Lmao...compelling😂

    • @justlol7281
      @justlol7281 Месяц назад

      @@sankara5ever Appendix Table 2 shows no significant change in the gap in home ownership from 1930 to 1960: www.bu.edu/econ/files/2012/11/dp213.pdf
      Table 1 shows an almost 20% narrowing of the gap in home value between white and black people from 1940-1960: users.nber.org/~confer/2001/si2001/collins.pdf
      You were saying?

  • @TruthSupremacy777
    @TruthSupremacy777 2 месяца назад +1

    What about IQ differences professor? Could low cognitive abilities explain differences in outcomes between AAs and whites?

    • @sankara5ever
      @sankara5ever Месяц назад

      Even if your outdated race science was a thing...what does that have to do with the *fact* that this took place?
      "In the 1980s, a Pulitzer Prize-winning series of articles by investigative reporter Bill Dedman demonstrated how Atlanta banks would often lend in lower-income white neighborhoods but not in middle-income or even upper-income Black neighborhoods."
      Take all the time you need reading and comprehending that. I suspect that you're projecting due to your own low IQ.

    • @bmp0105
      @bmp0105 Месяц назад +1

      @@sankara5ever Nobody wants to be around or deal with blacks for many obvious reasons.

    • @12345Briana
      @12345Briana 20 дней назад

      IQ tests often test knowledge, there’s so much research that show IQ tests are discriminatory towards AAs

    • @TruthSupremacy777
      @TruthSupremacy777 20 дней назад

      @@12345Briana Actually you are wrong! IQ tests have been around for about 100 yrs or so. The Stanford Binet was the first one. Look at the countries with the highest IQs in the world: Japan, South Korea, Germany, Norway, Sweden etcetc. Tests aren’t discriminatory! East Asians score the highest. Hence, why they have built prosperous nations. Subsaharan Africans score the lowest. It’s just a big taboo to discuss racial differences in intelligence. Study the work of Phillipe Rushton and Richard Lynn. Why do you think James Watson was ostracized back in 2007? For telling the uncomfortable truth!

    • @TruthSupremacy777
      @TruthSupremacy777 20 дней назад

      @@12345Briana Another thing: IQ don’t test knowledge like Jeopardy. They test one’s ability to decipher data in a certain amount of time. They are a bit similar to the DAT exam. Elon Musk and Bill Gates have IQs in the 160s.