There's another form of finance if you have a home loan. You can (if your house is worth more than the remaining balance on your mortgage) ask for a 're-advance'. Very easy and simple to do (you will probably have to get your house reappraised) and much simpler than a car loan. And, of course, the interest rate on a home loan is a LOT less than a vehicle loan. No deposit and no balloon payment! But, to make it work, you have to be disciplined and put back into your home loan the same amount you would have paid into a vehicle loan. I used this to buy my Picanto - basically paid cash for it (with all the advantages you mentioned).
@@luvontshikintshani7747 If you have a house valued at R1.5 million and you only owe R1 million (because you have been paying off the bond and the value of the house rose) then you can ask your bank for the difference - they will give you R500 000 - cash. That you could use to buy a car. The advantage is you have paid for the car in cash, so you own the car, not the bank. I'm simplifying but that's essentially the process. Ask your bank if you are eligible.
"Costs as much as a two bedroom apartment" - dead right! And the apartment is an ASSET which will PAY YOU every month for life. Actually you could buy a nice two bed apartment in North Riding for around R750 000. Add R225 000 for the Baleno GL and you have a car AND a flat - with R25 000 change for petrol!
"Its nice to checkout a car we can't afford once in a while" well said it sir... Sometimes I just lose the content of your videos and just listen to these hilarious examples and quotes of yours 😂😂😂
Expensive but its a lot of car, features and excellent warranty/mplan. I see Golf 8 GTI going for R1m and VW will still want more money as you have experienced. Great job Kia now please bring us a EV6 or E-Niro!
Dr Muzi thank you for your content always on point and very informative, while in the KIA garage car you please do a KIA Sonet please am planning to buy it sooner i just dont wanna drawn myself into debts. An estimation of costs would really help. Thanks
I don’t like this lane keeping assist technology. Imagine an oncoming vehicle overtaking and approaching you and as you try to maneuver into the yellow line it throws you back into the centre of the lane for the oncoming car to collide with you.
Hi Muzi, I have been silently following your reviews since I discovered and subscribed to your channel. I may be wrong, but the Kia Carnival rival from Hyundai should be the Palisade not the Staria. I do concur though that Staria is in a class of its own, maybe they were trying to rival the V-class but overdid something. What are your thoughts between the Hyundai Palisade and Kia Carnival?
I wish we had the Toyota vans, like the Sienna and the Alphard in SA. I would choose that over a SUV anyday. Some of these SUVs are just a hatchback that are raised. These minivans are way more roomier, with more space for a family etc.
Did you get a chance to test out the Krell sound system? How did it compare to the Beats in the Polo, because I know Krell is of high order in the home audio game.
Hey Muzi,I ddnt bother watching your chanell in the past coz I dnt understand when u start speaking french.The bits of humour I do understand is funny though.I 1000% agree with your VW sentiments regarding claims,hence after having owned 5 VW's and an Audi,of which I still own 4 VW's I dnt think I will buy another VW soon again.I bought this Carnival and am very happy with it after 2 weeks of ownership.Another point of note,Many dealerships,regardless of the brand,know very little about how to treat a client,how to have product knowledge across the range of vehicles on their showroom floor and generally just treat you as if you are a waste of time,Im 45 years old but still am confronted with a lot of idiots trying to serve me in dealerships.Most of the time I know the cars better than the salespeople themselves,pathetic.
The Carnival does look better than the Staria externaly. I however prefer the Staria. You're getting so much for the same money in my opinion. Besides, although this looks better, the Staria is not ugly😌
Hey Muzi I am a student and I want to buy a car. I can’t seem to decide between the Kia picanto, Hyundai i10 or Hyundai i20 all 2022 models. Can you please offer some guidance.
The snake box is getting out of hand in South Africa, even Citi Golfs have snake boxes now... We need SPCA to tell us their plan on addressing this issue
Don't know if you already reviewed it, but what's the thoughts on the Toyota Corolla 1.8 xs cvt hybrid? I saw it at my local Toyota dealership and gotta admit, I like it a lot. Sure it's expensive 430k or something, but it's a smart looking car and does claimed 3.5l/100km to boot!
😆😆😆salute mjita, they are really not your hands... It's a good car indeed but I'm not a big fan of that gloss black material all over the dash, that's why I'm in love with the VOLKSWAGEN CARAVELLE.
Thanks for the review and for your advice. I'll surely get a snake so that I'll afford this car,coz ngiyacabanga ukuthi that's a good way of getting my hands on this flippen car as we a know ukuthi which one is a fuck...n car. Therefore I officially call this one a my flippen car.
Is Bank repossessed cars reliable? Can you recommend it for someone like me who want to busy second hand vehicle Ok what is first bidding price? And registration fee for auction. Um really stuck bro..
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
The sense of humor of this guy remains unmatched 🤣🤣🤣❤️❤️
no peace for the wicked kkkkkkkkkk
There's another form of finance if you have a home loan. You can (if your house is worth more than the remaining balance on your mortgage) ask for a 're-advance'. Very easy and simple to do (you will probably have to get your house reappraised) and much simpler than a car loan. And, of course, the interest rate on a home loan is a LOT less than a vehicle loan. No deposit and no balloon payment! But, to make it work, you have to be disciplined and put back into your home loan the same amount you would have paid into a vehicle loan. I used this to buy my Picanto - basically paid cash for it (with all the advantages you mentioned).
nice
Robin Tyson hit me up on Facebook inbox me
Thank you for your comments, I always read them and they are very informative.
Don't get you
@@luvontshikintshani7747 If you have a house valued at R1.5 million and you only owe R1 million (because you have been paying off the bond and the value of the house rose) then you can ask your bank for the difference - they will give you R500 000 - cash. That you could use to buy a car. The advantage is you have paid for the car in cash, so you own the car, not the bank. I'm simplifying but that's essentially the process. Ask your bank if you are eligible.
"Costs as much as a two bedroom apartment" - dead right! And the apartment is an ASSET which will PAY YOU every month for life. Actually you could buy a nice two bed apartment in North Riding for around R750 000. Add R225 000 for the Baleno GL and you have a car AND a flat - with R25 000 change for petrol!
This is so true actually 😂
I love in the North riding area and I can confirm average price is between 750 000 - 1 000 000
"On the side, we have roof rails to make it easy to fit a roof box for the snake.."🤣🤣🤣🤣🤣🤣🤣🤣
😂😂😂ey the way I died at that moment 2:30.
😂
😂😂😂
😂 LOL the snake 🐍 part kills me big time
🤣😂
To be honest you are the best car reviewer in mzansi bro! 👊👊the humor behind the review is on another level 👊👊
Your car reviews are currently the best in South Africa right now...
Yoooo🤣🤣🤣I never laughed like this when you said,”those are not my hands bcz I know there are lot of clowns in this channel “🤣🤣🤣
That one had me Dead 😂😂😂😂💔
😅😅😅😅eishhh
😂😂😂
That time the clown is him😂😂I'm joking
I woke the baby laughing at this one
The sense of humor of this guy remains unmatched
"Its nice to checkout a car we can't afford once in a while" well said it sir... Sometimes I just lose the content of your videos and just listen to these hilarious examples and quotes of yours 😂😂😂
VW messed with the wrong guy. There shall be no peace for the wicked😂😂😂😂Love this guy. Car reviews in Mzansi's style😎😎
😂😂😂😂😂
Muzi, you kill me with that proper SA humor brother man...keep up the great videos and thanks for the little financial advice to along with it
“Roof rails to make it easy to fit the roofbox for the snake” 😂😂😂😭 nahh you cracked the shxt outta me with that line, great review broh
Expensive but its a lot of car, features and excellent warranty/mplan. I see Golf 8 GTI going for R1m and VW will still want more money as you have experienced. Great job Kia now please bring us a EV6 or E-Niro!
My dad had the 2nd gen carnival back in 2003. Brilliant family car. Did many road trips in it. Lots of memories
I find myself watching your videos just for the commentary, well done boetie!
the guy is the best i must say. i just started this week watching him but im taken already. Good choice of content
Nice one mate‼️ love the CONSISTENCY 👍🏾
Dr Sambo ,I have a plea ,can you please review the new Ford Fiesta 1.0L titanium ecoboost 🙏..thank you for content and consistency 🔥🤝
Please do a review on "affordable" cars with a sunroof🙏🏽
Thanks for answering my prayers ..I love this car
You’re so funny 🤣 thank you so much, your vids are so informative!!
We need Haval, Chery and BAIC in this segment.
how much is a Viano? and how does it compare to this Carnival?
Like your comments about Vw, I won't buy V trouble you. You gave me useful info. so I know who will give me issues on parts and service.
You the best bro and deserve a support 👏🏿.
Dr Muzi thank you for your content always on point and very informative, while in the KIA garage car you please do a KIA Sonet please am planning to buy it sooner i just dont wanna drawn myself into debts. An estimation of costs would really help. Thanks
Any tips on how to get that snake?🤔
3:18 cup holders for spilling your beverage's on the screen 🤣🤣🤣🤣🤣🙌🙌🙌🙌
The presentation is on another level. I love it 😀
I don’t like this lane keeping assist technology.
Imagine an oncoming vehicle overtaking and approaching you and as you try to maneuver into the yellow line it throws you back into the centre of the lane for the oncoming car to collide with you.
"... for the snake." 🤣🤣🤣🤣🤣🤣🤣
Hi Muzi, I have been silently following your reviews since I discovered and subscribed to your channel. I may be wrong, but the Kia Carnival rival from Hyundai should be the Palisade not the Staria. I do concur though that Staria is in a class of its own, maybe they were trying to rival the V-class but overdid something. What are your thoughts between the Hyundai Palisade and Kia Carnival?
My observation also...also the Cherry Tiggo pro 8
The Kia Telluride(not available in South Africa) is rival to the Hyundai Palisade
To us who are always waiting for notifications 🔥🔥
Can you please review Toyota Agya
that GTI story, nice review man😂😂
Id buy this over viano....personally!!
Me too🙋♂️
And have spare change for the apartment
I wish we had the Toyota vans, like the Sienna and the Alphard in SA. I would choose that over a SUV anyday. Some of these SUVs are just a hatchback that are raised. These minivans are way more roomier, with more space for a family etc.
Did you get a chance to test out the Krell sound system? How did it compare to the Beats in the Polo, because I know Krell is of high order in the home audio game.
Hey Muzi,I ddnt bother watching your chanell in the past coz I dnt understand when u start speaking french.The bits of humour I do understand is funny though.I 1000% agree with your VW sentiments regarding claims,hence after having owned 5 VW's and an Audi,of which I still own 4 VW's I dnt think I will buy another VW soon again.I bought this Carnival and am very happy with it after 2 weeks of ownership.Another point of note,Many dealerships,regardless of the brand,know very little about how to treat a client,how to have product knowledge across the range of vehicles on their showroom floor and generally just treat you as if you are a waste of time,Im 45 years old but still am confronted with a lot of idiots trying to serve me in dealerships.Most of the time I know the cars better than the salespeople themselves,pathetic.
On point as always.
Could you please review a Toyota Rav4 I hear its very feul efficient
A roof box for the 🐍 you have me going in stitches 🤣
Imagine me pressing the key to start my car at a family gathering 🤣😂😢the next week I would be dead🙉🤣🤣🤣
😁Eish, black people🌩⚡️😂
The Carnival does look better than the Staria externaly. I however prefer the Staria. You're getting so much for the same money in my opinion. Besides, although this looks better, the Staria is not ugly😌
its ugly
Looks like a huawei router , it’s ugly 😅
The car is so comfy, I was really excited when BLUU Chauffeur rocked up with Kia Carnival🥺
Which automotive stylist has KIA poached, and from where? they certainly are on another level these days
Peter Schreyer - He was formally the Audi chief designer.
Good video but wouldn't the direct competitor from hyundai be the Hyndai Palisade because they are both using a 2.2 Diesel engine and have 7 seats.
I actually added a similar comment before seeing yours
Best Car Review. Muzi we like the review.
“Those are not my hands”😂😂😂
Please review Kia electric vehicles which are present or coming to Mzanzi
Love me some Carnival.
Thank you for the review
Just subscribed. Enjoying your reviews, super funny too
Hi Muzi. Great content. keep it up.
Why Do You Love That Background Song Bro Is In My Head Everytime I Watch You Videos I Know What To Expect 😹🔥🔥🔥
Please review kia Sonet
Hello. May you please do a review for OPEL Corsa 1.2N M/T
What's the background song?
“Those are not my hands by the way because there are a lot of clowns in this channel” 😭😭
Hey Muzi I am a student and I want to buy a car. I can’t seem to decide between the Kia picanto, Hyundai i10 or Hyundai i20 all 2022 models. Can you please offer some guidance.
Went to toyota they said you need insurance before getting your car Financed or not
My wifey loves this car. She promised me 4 kids 🙄
Man! Your jokes are off the charts👌💥...thanks for the informative video man🤟
🤣🤣🤣🤣the gti story killed me
"no rest for the wicked"
The snake box is getting out of hand in South Africa, even Citi Golfs have snake boxes now... We need SPCA to tell us their plan on addressing this issue
"la kufuneka inyoka straight" 😂😂
How do one get you to review their car?
This car is excellent👌🏾
😂😂😂😂😂your reviews never disappoint
Had the same experience with line keep assist with a ford ranger Wildtrak 😂💔
🤣🤣🤣🤣When you quoted the bible for the dealers...
Great review though💯
This guy bannn(Xatika)🔥🔥🔥🔥
"To make it easier to fit a roof box for the snake" bra i burst out laughing at work...
"Those are not my hands" 🤣🤣
I thought the kia carnival alternative is the hyundai Palisade
Palisade is an SUV. This is an MPV. Palisade also costs more with less spec.
Nice MPV with box on top for the snake👌🏼
Danki mpilo, danki nyoka😂 HABASHWE!
😂😂😂😂
I had thought the sits in the carnival rotate aswell🤔🤔🤔
I had to pause on the snake part 😂😂😂😂😂 Wow Muzi😂😂😂😂
Don't know if you already reviewed it, but what's the thoughts on the Toyota Corolla 1.8 xs cvt hybrid?
I saw it at my local Toyota dealership and gotta admit, I like it a lot. Sure it's expensive 430k or something, but it's a smart looking car and does claimed 3.5l/100km to boot!
you didn`t talk about 2l engine and small engine different in petrol and performance
2:30 roof rails for the box of a snake 🐍🐍🐍🤣🤣🤣🤣🤣🙌🙌🙌🙌
Lool, There is no peace for wicked, u just drop a nice one for me
the hands, man felt the need to clarify
Do Viano, and H1. I wanna see something.
Hello please review ford fiesta 🙏
I like your humour on your Videos 🤣🤣🤣🤣
I love this more that both the scalia n v300d
😆😆😆salute mjita, they are really not your hands...
It's a good car indeed but I'm not a big fan of that gloss black material all over the dash, that's why I'm in love with the VOLKSWAGEN CARAVELLE.
what does asiphume lapho mean?
Let's not go there
Thanks for the review and for your advice. I'll surely get a snake so that I'll afford this car,coz ngiyacabanga ukuthi that's a good way of getting my hands on this flippen car as we a know ukuthi which one is a fuck...n car. Therefore I officially call this one a my flippen car.
Is Bank repossessed cars reliable?
Can you recommend it for someone like me who want to busy second hand vehicle
Ok what is first bidding price?
And registration fee for auction.
Um really stuck bro..
Hi Muzi can you please Toyota ayga if you can ?
Muzi....your humour is great.😅😂
🤣🤣 Not the roof box for the snake
Your beef for VW is so much funny 😂😂😂😂😂
lol , i the advice on how to buy car cash 🤣🤣🤣🤣 not even a minute in and im already in stitches
6:08 😂😂🤣🤣those VW clowns will never find peace...no peace for the wicked
2:31 we have roof rails to fit a roof box for a snake 😂🤣
Nah I’ve been laughing since😂😂😂
I love this car but please do the kia seltos 2019 my mom really wants to buy it so please make her happy she always watches your video