THESE MONEY HABITS ARE KEEPING YOU BROKE!!

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  • Опубликовано: 20 окт 2024

Комментарии • 284

  • @susan.wanjiku_
    @susan.wanjiku_  Год назад +24

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @harryke7799
    @harryke7799 Год назад +45

    1.Treating money topic as a tabboo topic
    2.Spending without planning,thinking or setting money goals
    3.Having a victim mentality
    4.Procrastination and avoidance
    5.Not knowing where your money is going
    6.Not paying yourself first/saving
    7.Living above your means
    8.Jumping on every get rich quick schemes that come
    9.Having a consumer mentality
    10.Complaining about your money situation,economy,budgetting and not doing anything about it
    Thankyou very much❤learnt a lot

  • @Cirukanyoro
    @Cirukanyoro Год назад +7

    One major lesson I have learnt is our circle truly matters. The conversations we are having everyday with the people we sorround ourselves with matters. Changing our mindset is so important

  • @sharonirungu2092
    @sharonirungu2092 Год назад +63

    I always watch your videos with a pen and notebook at hand. My take home today is 'less talk, more action'. I've already shared this video on my WhatsApp status and to my friends. Thank you for the amazing work that you do.

    • @Misfit36
      @Misfit36 Год назад

      how do you download videos from youtube to gallery please

    • @Sky_shine254
      @Sky_shine254 Год назад

      Ooh God we are together😊

    • @Ayiti_Mizik
      @Ayiti_Mizik 5 месяцев назад

      ​@@Misfit36, I believe she shared the link but, yes. you can download the hole video, if need be.

    • @laurenciahilgard2186
      @laurenciahilgard2186 5 месяцев назад

      ​@@Misfit36Just share the link

  • @edisonmurimi8962
    @edisonmurimi8962 Год назад +14

    I’m so impressed with the concept of “being wealthy” rather than “looking wealthy “ on the consumer mentality. So informative.

  • @Kiholela
    @Kiholela Год назад +5

    It's like I was in church and you were preaching

  • @muringi.wanjiku9346
    @muringi.wanjiku9346 Год назад +10

    I'm working on the victim mentality. I'm turning 20 this year and to be honest I want to train on good financial management as my background for the future. Thanks for the tips.❤️

  • @standout254
    @standout254 Год назад +16

    You nailed it!
    I'm the avoidance person
    I just give up and start impulse buying since I have already failed.
    Thank you!
    Now I know better

    • @mugurekanya3860
      @mugurekanya3860 Год назад +1

      Loving it here,I m hooked,Need to leave the 'ICU' money matters soonest

    • @standout254
      @standout254 Год назад +1

      @@mugurekanya3860 The sooner the better

    • @gamechanger-u3q
      @gamechanger-u3q 6 месяцев назад

      Same here

  • @kalucy23xc95
    @kalucy23xc95 Год назад +5

    Wow am new here and I feel lyk home...how I wish this information reached me earlier this month

  • @pamelaalphonce4742
    @pamelaalphonce4742 Год назад +15

    You have change a big part of my financial journey I appreciate 🙏

  • @leahmburu9571
    @leahmburu9571 Год назад +8

    great stuff am now confused where to start.just realised am weak in all areas and am already in a confused form one budget,am the fella that attends to everything that crops up,i now admit am a careless earner,urgent change required,thank you for this.

  • @hildachacha5696
    @hildachacha5696 4 месяца назад +1

    Wow “talk less more action “ glad I’ve learned something today!

  • @Mercy-Mosiara
    @Mercy-Mosiara Год назад +3

    So informative.Thank you 😊

  • @NtombiFlorenceSibanyoni-bb7tt
    @NtombiFlorenceSibanyoni-bb7tt Год назад +1

    Thank you dear for your teaching. I like the way you say we must Respect Money. May God bless you all the way!

  • @tabztabz5285
    @tabztabz5285 Год назад +6

    Better late than never .I always spend without planning and never accounting for it ,I need to change this.Thanks for the info. First time here and subscribed.

    • @yungquin5916
      @yungquin5916 Год назад

      More grace dear. l like your teaching.

  • @nombalingcobo1780
    @nombalingcobo1780 Год назад +2

    Thank you coach!!!!! Hard hitting, factual and sooo educational and honest!!!!

  • @gaitanomalish5327
    @gaitanomalish5327 9 дней назад

    I,m grateful for this page. Thank you Susan.

  • @juliusirungu1363
    @juliusirungu1363 Год назад +9

    As an economist student I count this as one of my units....good content

  • @samsonashafa7203
    @samsonashafa7203 Месяц назад

    I was richly blessed by this teaching. More grace.

  • @rev.davidmark1405
    @rev.davidmark1405 20 дней назад

    Hi. Coach, I just stumble on your teaching on financial freedom, I am indeed help me I love to see more of this.thank

  • @annemwaura3910
    @annemwaura3910 Год назад +5

    This year we are doing better ,thank you Susan

  • @judykioko9299
    @judykioko9299 Год назад +1

    Been poor on tracking my money .....this is so enlightening

  • @CocoaKrachi
    @CocoaKrachi Год назад +2

    Thank you so much for this education. I have just discovered the very many thieves in my financial life thanks to this video. I really like the paying yourself principle. I pray this helps me manage my finances better!!

  • @sallyndungu1136
    @sallyndungu1136 9 дней назад

    Less talk more action....so helpful.

  • @wanjikuwambui7529
    @wanjikuwambui7529 Год назад

    Very glad I came here such a day like this to shift my mentality before the year is gone …. Great nuggets …. And a lot to take action on ….

  • @monicandunge4540
    @monicandunge4540 Год назад +1

    This is so helpful to me since I'm intending to open up a new business and I want to learn more about money management and how I can manage my business.

  • @theonegrateful-leper
    @theonegrateful-leper Год назад +2

    A new subscriber.
    Loving this place here.
    I am here because am at a point where I desperately need a change in my finance

  • @ElizabethOrhuah-eb4hz
    @ElizabethOrhuah-eb4hz 3 месяца назад

    Thanks Susan, always a blessing.

  • @alexwaweru2457
    @alexwaweru2457 Год назад +5

    Smart minded people is all we need

  • @JohnMark-tc4pn
    @JohnMark-tc4pn Год назад +1

    Am very much impressed with the knowledge u have impacted in me about financial discipline and budgeting to enable me come out of poverty.Thank you.

  • @olusolaajagunna6233
    @olusolaajagunna6233 13 дней назад

    Thank you,I have lent a lot of lessons from your teachings.

  • @HMM_11.30_
    @HMM_11.30_ Месяц назад

    I just bumped into your videos today & I love what I'm hearing. I will definitely follow you 👏 💐

  • @evemuthoni2761
    @evemuthoni2761 Год назад +1

    Wow I just bumped into your channel and this exact topic is really relatable.Thank you.

  • @isaacpatron7428
    @isaacpatron7428 Год назад

    Love you Susan! Since I started following you last week I now have a new perspective on money.

  • @mercymurrey6571
    @mercymurrey6571 7 месяцев назад

    Thank you so much Susan financial literacy is everything

  • @gamechanger-u3q
    @gamechanger-u3q 6 месяцев назад

    Have learnt alot from this video,its like it was meant for me.Thanks so much gal,hope i wl come back after sometimes and testify.From now onwards i wanna be very careful with how i deal with my money.Its never too late.

  • @MelanieMilambo-ez1ju
    @MelanieMilambo-ez1ju Год назад +1

    U really motivate My spirit thanks so much God bless you.

  • @korosgilbert4423
    @korosgilbert4423 5 месяцев назад

    Hi Susan, 🎉a special word of appreciation👏👏👏 actually u hv really help us with the knowledge on how to achieve our financial goals.ur episodes have motivated me alot and not tired watching keep it up.be bless🎉🎉🎉

  • @nicholasmaina1440
    @nicholasmaina1440 Год назад +2

    This topic was talking about me kabisa and must say am not proud of my spending habits and with your videos they really help me take a different turn in my life, thanks coach Susan this has hit home 👌👊🏿#trulyrevolutionary

  • @collinsnwagboso9977
    @collinsnwagboso9977 Год назад +1

    THANKS VERY MUCH. I APPRECIATE.

  • @chioma_nkamuo
    @chioma_nkamuo 2 месяца назад +1

    I am delighted that I discovered your channel today and I have been getting nothing short of value from your videos, ma.
    Thank you so much! 😊

  • @jennykisa22
    @jennykisa22 Год назад +1

    This is an awesome message that everyone needs to know i have noted and making changes this year as soon as possible.

  • @irenenjuguna2918
    @irenenjuguna2918 5 месяцев назад

    Very Very helpful, wealth is what is left after spending...

  • @almaharnu
    @almaharnu Год назад +2

    I love this..looking forward to more to help myself in the financial mgt struggles

  • @nyamburamaina1372
    @nyamburamaina1372 Год назад

    I think I am suffering from most of these habits!!thank you for this information for sure,I need to wake up 😢

  • @juliusmacharia3252
    @juliusmacharia3252 Год назад

    That's a mind opener,I feel motivated on how to manage my business and things to prioritize first.Thanks alot and hope to put into practice these ideas.

  • @Blackmandeze
    @Blackmandeze Год назад +3

    Very insightful tips...thank you for the great work you have done.

  • @chidinmaudeh8812
    @chidinmaudeh8812 Месяц назад

    Very Educative. Am happy to have come across this

  • @chrispineokoth501
    @chrispineokoth501 Год назад +9

    Your ideas are always marvelous coach 😍

  • @collinchingota7717
    @collinchingota7717 Год назад

    Insightful. Thank you for sharing!!

  • @marylineondisa9053
    @marylineondisa9053 10 месяцев назад

    This is great. So glad I've come across this.

  • @alisonkantarama8117
    @alisonkantarama8117 Год назад +1

    Thanks Coach Susan...a great opportunity for me, the 50:30:20 Budget rule is my take on lesson for 2023. Blessing my dear

  • @PatrickMulenga-py6ug
    @PatrickMulenga-py6ug Год назад

    I have nothing to comment I am just having an itrest of how you are enceraged us thank you

  • @beatrice1202
    @beatrice1202 Год назад

    Thank you Suzy ,am in that Procrastination and avoidance .

  • @joyceaporsh7726
    @joyceaporsh7726 6 месяцев назад

    Thanks for always educating us

  • @nyagakichege4074
    @nyagakichege4074 Год назад

    Excellent advise on getting out of poverty and bad debt, and very ell presented.
    Looking forward to the mindset shift!

  • @amarachimosesakuchinyere3362
    @amarachimosesakuchinyere3362 Год назад +1

    Less talk, more actions. 💪

  • @emmanjue4267
    @emmanjue4267 Год назад +1

    A big thank You, very insightful and relevant

  • @dorahmulinge3800
    @dorahmulinge3800 Год назад +7

    Quality content as always!

  • @childofgod8365
    @childofgod8365 Год назад +3

    Patricia I am now your follower. It is crazy to imagine how much I have earned in the past and yet I am starting now to save and invest

  • @jacksonmwangi4274
    @jacksonmwangi4274 Год назад +2

    This content is so informative and encouraging. I've learnt a lot and realized there's a lot to be done. Thank you and God Bless.

  • @wafulaanthony9366
    @wafulaanthony9366 Год назад

    Thank you for being a great teacher of finanical habits i have learnt alot from you God bless you Susan

  • @flonzoera1583
    @flonzoera1583 Год назад +4

    So helpful , always keeping me on track. 🙏🏾

  • @kamayapepeh8757
    @kamayapepeh8757 Год назад

    This is quite awesome, Susan! I just pumped into this channel and tried to listen to you. Now I see you have a lot of experience from the scratch. No more being broke!!!

  • @ChikaNnaocha-wi3jd
    @ChikaNnaocha-wi3jd Год назад

    God bless you for this advice,,,, ur words re deep nd am going to follow ur advice and work on my self seriously,,,thank you

  • @annegospelwanjiru3380
    @annegospelwanjiru3380 Год назад +1

    Budgeting really works ,that what helped my husband and I n we are able to save more

  • @lydiamuriithi6399
    @lydiamuriithi6399 Год назад +11

    A good way to begin the month with a finance Friday!! Thank you, Coach Susan

  • @joyniwomujuni
    @joyniwomujuni Месяц назад

    this has been very insightful.

  • @BonifaceOnyango-m6o
    @BonifaceOnyango-m6o 9 месяцев назад

    Word of the day,Wealth is what is left but not what we spent.

  • @gloriakwendo3879
    @gloriakwendo3879 Месяц назад

    Thank you for this ❤❤

  • @williamchimombo
    @williamchimombo Год назад

    In Malawi, thank you Susan you are real and practical your vidios have made an impact on me I am startin with Emergency fund

  • @fredleo9213
    @fredleo9213 Год назад +7

    A mini budget is what I have done this month so that my monthly savings go untouched

  • @debbiesalmon8372
    @debbiesalmon8372 Год назад

    I really appreciate this so much, thank you

  • @nyamwijacatherine4617
    @nyamwijacatherine4617 11 месяцев назад

    I always pay my self first, its always a must,

  • @Augustina56
    @Augustina56 Год назад

    I'm so glad I found your trainings❤❤

  • @BrinaTV
    @BrinaTV Год назад +4

    Gute Arbeit, eines Tages würde ich gerne ein Einzelgespräch mit dir führen.

  • @tinaandresblog9255
    @tinaandresblog9255 5 месяцев назад

    Highly informative and helpful.🙏

  • @alicendungu5389
    @alicendungu5389 Год назад +3

    Great lesson, discipline is the key!

  • @joyceasuku1611
    @joyceasuku1611 Месяц назад

    Waoo I'm thrilled, at the same time very guilty of so many of the bad money managing habits.thank you susan

  • @Makenashukrani
    @Makenashukrani Год назад +1

    Awwh am happy to be here💯

  • @nakawombeprossy7696
    @nakawombeprossy7696 Год назад +1

    Thanks 😅

  • @kingzumamusics4987
    @kingzumamusics4987 Месяц назад

    i got you dear and may God bless you

  • @langatsilas2608
    @langatsilas2608 Год назад

    Very nice piece. Needs to be taught in all schools

  • @petroskaseke498
    @petroskaseke498 Год назад

    This is very helpful coach Susan.Thanx

  • @jacklinesarisar1177
    @jacklinesarisar1177 7 месяцев назад

    Thanks for this info.very educating

  • @AnnaMwanza-w2w
    @AnnaMwanza-w2w Год назад

    Thank you so much am relating to what you are saying

  • @zanekhumalo5351
    @zanekhumalo5351 Год назад

    Always ready to take notes🙏🏽❤️

  • @monicahjames7308
    @monicahjames7308 Год назад +1

    So helpful

  • @kitambarandungu8645
    @kitambarandungu8645 Год назад

    Ireally appreciate the way you advise and teach us keepitup madam.

  • @picsandvidstv1348
    @picsandvidstv1348 Год назад +1

    I’m that person who spends and spends! I hate myself for that! I don’t know it’s like an addiction!😢

  • @lucyirungu5565
    @lucyirungu5565 Год назад

    Helpful content. You are coming in handy to our situation.. Thank you.

  • @Convoafrica
    @Convoafrica Год назад +4

    Learning. Thank you Coach. Learned a lot; what I hear is discipline with your money. Sometimes the common excuse is, it is not enough.

    • @josephmwakwari6626
      @josephmwakwari6626 Год назад

      Thanks

    • @margaretadongo3071
      @margaretadongo3071 Год назад

      Hi Susan. Thank you for the elaborate talk. How do I get your sample budgeting template please?
      And how do I link with you in regards to the financial courses/ training that you do?

    • @margaretadongo3071
      @margaretadongo3071 Год назад

      Susan kindly assist with the budget template and let me know how I can attend your financial classes

  • @pritipinky4070
    @pritipinky4070 Год назад +1

    This was so helpful thank you

  • @nkanduwebster22
    @nkanduwebster22 Год назад

    This is excellent watching you from Zambia

  • @chilufyajean8431
    @chilufyajean8431 Год назад

    I have learnt a lot thanks a. coach. I must be disciplined. Jean from Zambia

  • @veronicawairimu9989
    @veronicawairimu9989 Год назад

    Less talk ,more Action ✅✅.

  • @jkmutaike
    @jkmutaike 6 дней назад

    I used to say creating a budget of how i spend is a waste of time until i realized after 20years that budget is not only writing how you are going to spend but how you are going to save. My mind was even if i say am going buy sugar and milk, i would still buy them if i did not have a budget and also a funeral or fund raise for urgent matters can cause me not to buy that sugar and milk anyway.
    The idea that i can plan how to save in the budget gives a good reason to do that but in this economy that is already putting people in a default budget state is like writing a budget where it does not fit given the rising cost of living...

  • @johnsamwahome8268
    @johnsamwahome8268 Год назад

    This was superb! Key lesson for me was save first then invest.

  • @lucykariuki74
    @lucykariuki74 Год назад +1

    My first time here I like what I am hearing .

  • @TiberioMdendemi
    @TiberioMdendemi Год назад

    Wonderful work you're doing. Thank you Susan, there is a lot to learn!