Citi Premier VS Wells Fargo Autograph Card (Which travel credit card is best for me?)

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  • Опубликовано: 31 июл 2024
  • Citi Premier or Wells Fargo Autograph Card (Which 3x card is best for me?)
    In this video, I will discuss a comparison on which card to get next for Player 2. The two main options are the Citi Premier Card and the Wells Fargo Autograph Card.
    The reason is due to obtaining a no or low annual fee card and a simple catch-all card that can be used past the sign-up bonus.
    Let's discuss and see which card makes sense.
    Rakuten Link to earn $30:
    www.rakuten.com/r/JMEW23?eeid=28187
    Disclaimer:
    Michael is not a financial advisor. The purpose of this video is to educate and entertain individuals who want to learn more about credit cards and travel. Some of the products that appear on this post are from companies from which Michael Wong will earn an affiliate commission or referral bonus.

Комментарии • 44

  • @Jewwu1902
    @Jewwu1902 3 месяца назад

    Wells Fargo could be a better choice in the long run, especially, since it has no annual fee. Citi's card could see its annual rise in the next couple of years.

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for watching and the comments

  • @fogrunr5075
    @fogrunr5075 Месяц назад +1

    Both!
    Citi Strata Premier (trifecta)
    &
    Wells Fargo Autograph

    • @jw0ng23
      @jw0ng23  Месяц назад +1

      Thanks for the suggestion. It is a very powerful combo!

  • @AP_808
    @AP_808 3 месяца назад +1

    I’d say Citi Premier too.

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for the comments. That is probably what I(P2) am leaning towards to.

  • @Jes1919
    @Jes1919 2 месяца назад +1

    Would be a good combo to pair them together and then a 2%

    • @jw0ng23
      @jw0ng23  2 месяца назад

      Possibly, though, they have certain overlap in some categories.

  • @grailcomics2724
    @grailcomics2724 3 месяца назад +1

    Nice comparison

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Appreciate it!

  • @OscarDiaz123-Odog20
    @OscarDiaz123-Odog20 3 месяца назад +1

    WF card is nice and it has no annual fee!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for the comments

  • @BrianS-GoldProphet
    @BrianS-GoldProphet 3 месяца назад +2

    Lets go! I would choose Citi

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for the comments

  • @SledgeIncTeam
    @SledgeIncTeam 3 месяца назад +3

    Right now it's the Premiere... probably always will be

    • @jw0ng23
      @jw0ng23  3 месяца назад +1

      What if WF matches with a 3x grocery multiplier

    • @SledgeIncTeam
      @SledgeIncTeam 3 месяца назад +2

      That'll make the decision tougher hahahaha

    • @jw0ng23
      @jw0ng23  3 месяца назад

      @@SledgeIncTeam Wells Fargo is a mess right now, even with the Journey coming out.

    • @Jewwu1902
      @Jewwu1902 3 месяца назад

      @@SledgeIncTeam Would you take the Citi Premier if the annual fee went up and Wells Fargo stayed the same?

    • @SledgeIncTeam
      @SledgeIncTeam 3 месяца назад +2

      @Jewwu1902 no hahahaha

  • @ntrlbrnpnoi
    @ntrlbrnpnoi 3 месяца назад

    Great video! Great Info! Thank you for the education!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Glad it was helpful! Thanks for watching

  • @johnny-Man_123
    @johnny-Man_123 3 месяца назад

    Nice review!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thank you! Cheers!

  • @josephhandyiii9978
    @josephhandyiii9978 3 месяца назад

    Good info 😮

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Glad it was helpful! Thanks for watching

  • @Dr.Boombatz
    @Dr.Boombatz 3 месяца назад

    I wish i could get into the Citi ecosystem! Great info sir keep up the good work! I'll reach out on the🎉 thanks so much!!

    • @jw0ng23
      @jw0ng23  3 месяца назад +1

      You should! Bro, watch till end of the video

    • @Dr.Boombatz
      @Dr.Boombatz 3 месяца назад

      ​@@jw0ng23lol just got to the end🎉🎉🎉

  • @nysy97
    @nysy97 3 месяца назад +1

    I have no solid reason to believe this but I think that if Citi releases a premium travel card in the 3rd quarter they are going to elevate the sign up bonus on the Citi premier to 75 or 80k. Aside from the possible release of a premium travel card, I think that they’d want to offer another sign up bonus about a month or two after the current promotion which ends at the end of June (10x in their portal). Of course, I could totally be wrong about this, :)

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Those are the rumors for Citi. Would u want the Citi premier or the new citi card?

    • @nysy97
      @nysy97 3 месяца назад

      @@jw0ng23 It depends on what categories and benefits a new Citi card would offer; that said, I think I’d probably start off with the Citi Premier. I have the Custom Cash and the Double Cash and I’d really like the Premier so that I can transfer the points I’m earning to transfer partners. Ideally, I’d like to go for the Chase Sapphire Reserve once I’m under 5/24 in Sept. but that depends on whether they offer an elevated sub which is doubtful. I’d also like if they refreshed the card which perhaps increased competition may prompt. I’m leaning more towards the CSR because of their lounges in NYC. From the videos I’ve seen, Priority Pass lounges seem passable in NYC and most U.S. airports (seem far better abroad), so the Chase Sapphire lounges in NYC (my hub) would be best choice in terms of lounges, in my opinion. Of course, nothing tops Amex in terms of lounges (lounge network) but right now my organic spend doesn’t align with the credits on the Amex platinum card.
      That was my long winded reply, LOL

  • @JojieWong123
    @JojieWong123 3 месяца назад +1

    If you like groceries, choose citi!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for the comments

  • @KeyKEYadventures
    @KeyKEYadventures 3 месяца назад

    LOVE this video. The Citi Premier is the one card I recommend to people just getting started. I can't wait to hear what you decided on.
    Also, congrats to the contest winner!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Good to know! I really do like the Citi Premier as well

  • @linsridesharehustle
    @linsridesharehustle 3 месяца назад +2

    Nice do I get Hyatt status with that award?

    • @jw0ng23
      @jw0ng23  3 месяца назад +1

      Hey man, Club access awards does not allow to gain the status of the person who provides it. This award only gains access to a club lounge, if the property has one. Guest of Honor is the award that grants the user who receives it, their status.
      we need to catch up for JPY.

    • @linsridesharehustle
      @linsridesharehustle 3 месяца назад +1

      I sent u an email

  • @tennis_pro_ny_fl
    @tennis_pro_ny_fl 3 месяца назад

    I would Choose Wells Fargo; $0 Annual Fee!

    • @jw0ng23
      @jw0ng23  3 месяца назад

      Thanks for the comments

  • @CesarJoel
    @CesarJoel 3 месяца назад +1

    Citi Premier is the better option IMO. For flights and car rental protections use another card. The Citi Premier has one of the best purchase protection $10k and 24 months extended warranty. Keep the great work Michael!🫵

    • @jw0ng23
      @jw0ng23  3 месяца назад +1

      Well, if it isn't Mr. Citi Trifecta; glad to have your input. Nice to see you on the live yesterday.