*WATCH ME APPLY* Amex Blue Cash Everyday! (Amex 5 Card Limit)

Поделиться
HTML-код
  • Опубликовано: 28 окт 2024

Комментарии • 289

  • @MarkReese
    @MarkReese  2 года назад +19

    *UPDATE 11.13.2022: I received the $200 statement credit welcome offer!* 🎉
    💳👉VIEW CREDIT CARD OFFERS!
    markscreditcards.com/offers
    🛍 RAKUTEN - Earn Cash Back!
    markscreditcards.com/rakuten
    🥇 CHANNEL MEMBERSHIP - VIP PERKS!
    markscreditcards.com/join
    (More links in Description below the video)

    • @usercreated
      @usercreated 2 года назад +3

      Great same day video! Happy they got your card sorted. Congratulations!🎉

    • @stephenbrown2845
      @stephenbrown2845 2 года назад +2

      I was very shocked lol. It’s crazy how you got the bonus again!! I’m about to try and apply for the Amex gold or Amex Platinum again. It has been about 3 years since I had either card. I currently have the business versions of both.

    • @MarkReese
      @MarkReese  2 года назад +3

      @@usercreated - Indeed, thank you! 💥

    • @MarkReese
      @MarkReese  2 года назад +3

      @@stephenbrown2845 - Haha well I still need to meet the spend requirement & actually receive the bonus to confirm it worked. Though since I didn't receive the pop-up window, so far so good! Good luck on your application 💯

    • @Sher1895
      @Sher1895 2 года назад +1

      Hi Mark, I'm a new subscriber to your channel! I have a 30 day past due credit card payment that has been reported to credit bureaus as Little as $13. Just wondering if you have any suggestions for me to fix this or any videos? Thanks and keep up the great work👍

  • @rcsims313
    @rcsims313 5 месяцев назад +3

    There are lot of channels doing hypothetical applications, but a step by step, real application video AND a denial + reconsideration line walkthrough isn’t something I’ve come across before. Great insight.

    • @MarkReese
      @MarkReese  5 месяцев назад +1

      Glad you liked the approach!

  • @TheCreditFrog
    @TheCreditFrog 2 года назад +21

    Thanks for bringing us along for the ride Mark! I’m at my limit with AMEX as well with 5 cards so this info is super helpful for when I decide to get my next AMEX card! Congrats on the approval! Love the BCE card!

    • @MarkReese
      @MarkReese  2 года назад +4

      You bet! Great that you're rockin' the BCE card, too. I really like it 👊

  • @bobbbobb4663
    @bobbbobb4663 2 года назад +12

    I’m a former BCP that downgraded to BCE and moved my grocery spend is exclusively to the Citi Custom Cash. Much to my surprise was the $7 Disney credit on the BCE card.

    • @MarkReese
      @MarkReese  2 года назад +4

      Good downgrade 👍 Yep the Disney Bundle benefit is pretty sweet on a no-fee card!

  • @AlyviaGranillo
    @AlyviaGranillo 2 года назад +57

    Just got my freedom flex last night !🎉

    • @callmeNeno
      @callmeNeno 2 года назад +3

      Congratulations 🎈🍾🎉 Same here today for Chase Freedom Flex

    • @azmannarvik7911
      @azmannarvik7911 2 года назад +3

      Congrats on the gas bonus

    • @callmeNeno
      @callmeNeno 2 года назад +5

      @@azmannarvik7911 actually groceries; it has been refreshed as of yesterday. Thanks

    • @MarkReese
      @MarkReese  2 года назад +9

      Congrats Alyvia, great card! 💯

    • @ron1061
      @ron1061 Год назад +1

      I love my CHASE Freedom Flex!

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial 2 года назад +19

    Congrats Mark! Sometimes it takes a few hoops to jump through, but I’d say you’re the king of reconsideration lines at this point!! I’ll be applying for the BBP this week, so hopefully I have similar luck in the end! Thanks for sharing your experiences as always!

  • @jimmyjames6492
    @jimmyjames6492 2 года назад +9

    Congrats on the new CC!🥳🎉 AMEX customer service is at a whole 'nother level. Thanks for the info + video!

    • @MarkReese
      @MarkReese  2 года назад +1

      Thanks Jimmy! 🎬💳

  • @jqgoldstriker8096
    @jqgoldstriker8096 2 года назад +10

    That’s an excellent choice. Mom and I got the everyday right after hearing about the new perks!

    • @MarkReese
      @MarkReese  2 года назад +3

      Awesome! Congrats on the approval on your end, too! 💥

  • @TheFastKidd
    @TheFastKidd 2 года назад +6

    I have been a customer of Amex since 2003. I have 7 credit cards (4 personal and 3 business)and 6 charge cards (3 personal and 3 business). I was denied for the special edition Delta business this summer and i closed blue business and then i was approved for it.

    • @MarkReese
      @MarkReese  Год назад +1

      Thanks for sharing your data point, and congrats on the approval in the end! 💳✈️

  • @SledgeIncTeam
    @SledgeIncTeam 2 года назад +7

    Same exact thing happened to me when I applied for the Aspire. I have 5 credit and 5 charge cards with them. They told me that they could close a card for me and open the Aspire but I chose to wait until the anniversary of my Hilton Honors card next month.

    • @MarkReese
      @MarkReese  Год назад +2

      Did you end up applying? 😃💳

    • @SledgeIncTeam
      @SledgeIncTeam Год назад +1

      @@MarkReese You have to check out the video dropping on my channel at 5pm today. I might have gotten it 🫡

  • @PhotographerPhilosophy
    @PhotographerPhilosophy Месяц назад +3

    Got approved immediately, low limit so it will be my online only card.

  • @creditplug
    @creditplug 2 года назад +5

    very thorough review. Congrats on the approval! you provided a lot of valuable data points. It seems that amex system doesn't update as quickly when determining your maximum number revolving cards if you cancel a card then apply for a new one within a short time frame.

    • @MarkReese
      @MarkReese  Год назад +1

      Glad it was helpful & thanks! Definitely seems like it'd be better to wait a day or 2 for Amex's system to refresh.

  • @DCGEMINI202
    @DCGEMINI202 2 года назад +3

    For my marriott brilliant, i had to cancel my lowes business card. I applied first, called the recon line, then was told to pick a card to cancel. Super easy process😊

    • @MarkReese
      @MarkReese  2 года назад +3

      Great to hear it was hassle free for ya! Congrats on getting the Bonvoy Brilliant 💯

  • @Ok21111
    @Ok21111 2 года назад +2

    Congrats Mark since I’m Gardening I just decided to go for another Amex business card I just got the Amex Blue Business Cash offer for 500 dollars cash back and I couldn’t resist it applied and approved but sadly only got a 3K offer was expecting a higher limit but it ain’t that bad just glad I got approved👍

    • @MarkReese
      @MarkReese  2 года назад +2

      Congrats on getting the BBC! 💯

    • @Ok21111
      @Ok21111 2 года назад +1

      @@MarkReese thank you🙏

  • @sleepingpetal
    @sleepingpetal 2 года назад +3

    Love this card! I got 3% when I had to order replacement tires to be installed in the shop.

  • @jordan23ww
    @jordan23ww 2 года назад +3

    Congratulations on your approval! Thank you for sharing this experience with us! I’m glad it all worked out for you!

    • @MarkReese
      @MarkReese  2 года назад +3

      Thanks Jordan! 💯

    • @jordan23ww
      @jordan23ww 2 года назад +1

      @@MarkReese you're welcome!

  • @davontaeofficial
    @davontaeofficial 2 года назад +7

    I Iove when you apply for Amex cards I can’t wait to get my first card with Amex

    • @numbone
      @numbone 2 года назад +3

      I just got the Gold last night. My 3rd Amex card since December. I also got a 3x limit increase on my BCE and all this with only one hard pull

    • @MarkReese
      @MarkReese  2 года назад +2

      You're next, Davontae! 💳

    • @MarkReese
      @MarkReese  2 года назад +2

      Numb One - heck yeah, congrats!

    • @numbone
      @numbone 2 года назад +1

      @@MarkReese I called Amex today to add authorized user and they said there is no sign up bonus on this card.. WTF I signed up for 75k points and 0% apr for 6 months on pay over time. The 0% is there but no bonus. I never would have gotten card if there was no bonus. You ever hear of this happening?

  • @littlsuprstr
    @littlsuprstr 2 года назад +2

    I watched your video and it pushed me over to apply. Applied the same time as you and we'll both be getting our cards at the same time.

    • @MarkReese
      @MarkReese  2 года назад +1

      Legit! 😄💯 Congrats on your approval!

  • @tonybellon1819
    @tonybellon1819 2 года назад +2

    Big fan of your videos. I now have 4 cards with AMEX thanks to some of the tips I've picked up along the way. Keep it up!

    • @MarkReese
      @MarkReese  2 года назад +3

      Thanks Tony & congrats on the approvals!

  • @project_zellaz33
    @project_zellaz33 Месяц назад +2

    Is it true no more hard inquiry with Amex if you have already have an Amex card ?

    • @MarkReese
      @MarkReese  Месяц назад +3

      It's never guaranteed, but it's very likely that you'll only receive a soft pull for additional card applications after you already have a card relationship established with Amex.

  • @pishposh4506
    @pishposh4506 2 года назад +3

    I Just got this card at the end of last month with only a $2000 limit. Really hope I can take advantage of the 61 day 3x limit increase

    • @MarkReese
      @MarkReese  2 года назад +1

      Congrats & good luck on the CLI 😃💯

    • @lesliepierce4693
      @lesliepierce4693 2 года назад +2

      Same...

    • @scotthines984
      @scotthines984 Год назад

      Did you get your CLI?

    • @pishposh4506
      @pishposh4506 Год назад

      @@scotthines984 I did, I also applied for 2 other amex credit cards I don't really have use for just so I could also do the 3x cli on thise and then transfer those limits to the blue cash everyday for the max credit limit amex allows on a single card which is $24000

  • @chrisbrown8748
    @chrisbrown8748 Год назад +1

    I was just approved for this card and a limit $17,800 so you should be getting a nice referral bonus since I used your link.

    • @MarkReese
      @MarkReese  Год назад +2

      Wow what a fantastic limit, congrats Chris! 💥 Enjoy the new card & thank you for using the link - you rock!

    • @chrisbrown8748
      @chrisbrown8748 Год назад +1

      @@MarkReese Thanks for the great content it’s the least I could do.

  • @MarioRioMcBride
    @MarioRioMcBride 2 года назад +1

    That great info you presented in this video. I reviewed my blue cash everyday from experian base off my credits score. I was applying from there. I was planning on applying to green Amex card sometime next year I want to boost my credit score up more thanks again

    • @MarkReese
      @MarkReese  2 года назад +2

      Glad it helped, Mario! Keep up the progress with your score 😃📈

  • @_0utli3r_
    @_0utli3r_ Год назад +1

    I just got approved for this card through Resy a few days ago with a 20k limit (my biggest limit yet) I was shocked 😮 its my first Amex card and I was having second thoughts but this video hypes me up as I wait for the card to arrive

    • @MarkReese
      @MarkReese  Год назад +1

      Congrats on the approval & big limit, Angel!

    • @_0utli3r_
      @_0utli3r_ Год назад +1

      Thanks Mark! Keep up the great content 🙏🏾

    • @directedbysmitty
      @directedbysmitty Год назад

      What was your credit score. I have a 764 and make over 70k a year. U think I'd get a good credit limit? I only have 2 10k cards so far

    • @_0utli3r_
      @_0utli3r_ Год назад

      @@directedbysmitty with those data points you should have no problem getting approved with a high limit

  • @SolidLiquidFox
    @SolidLiquidFox 2 года назад +2

    Data points say financial review could be triggered at 25k+ or more for total credit given through all your Amex cards. So keeping that total number at 24k or less is something to consider.

    • @MarkReese
      @MarkReese  2 года назад +1

      Maybe. Clearly it can vary widely from one person to another.

  • @911eVoX
    @911eVoX 2 года назад +2

    Jeffrey, I've been through this level of examination from Amex before. You could have talked your way into an additional amex card if you transfer your credit line

    • @tayetiwoni
      @tayetiwoni 2 года назад

      How so if he’s already at the 5 card limit ?

    • @MarkReese
      @MarkReese  Год назад +1

      Didn't want another Amex card right now 😁

  • @fencers
    @fencers 2 года назад +3

    Why not use Resy for a better SUB for the BCE?

    • @MarkReese
      @MarkReese  Год назад +2

      Because I forgot about the Resy offer 😁✌️

  • @LK_EBM
    @LK_EBM 2 года назад +2

    Thanks for making the video! I appreciate these videos where you show us real world examples!

    • @MarkReese
      @MarkReese  2 года назад +1

      You're welcome! 😃💯

  • @BlakeDaniels
    @BlakeDaniels 2 года назад +2

    there is currently still the elevated resy offer on this card for anyone else looking!

    • @MarkReese
      @MarkReese  2 года назад +1

      Ah I totally forgot about that 😂 Thanks for mentioning this for others, Blake!

  • @dannywilson5135
    @dannywilson5135 2 года назад +1

    Congrats! But why didn’t you go for the Resy offer on the BCE? It offers the same SUB + 10% back at restaurants (up to $150 back) for the first 6 months.

    • @MarkReese
      @MarkReese  2 года назад +2

      Because I forgot about it 😄

    • @dannywilson5135
      @dannywilson5135 2 года назад +1

      @@MarkReese Oh shoot! haha no worries. I applied for the Amex Green Resy offer last year without realizing that I could have just used P2's referral and gotten more MR points instead of the restaurant statement credits. It happens to all of us!

  • @ctbt1832
    @ctbt1832 2 года назад +3

    It’s nice, but they did not go far enough, for you should be able to know your credit limit

    • @MarkReese
      @MarkReese  2 года назад +1

      Yeah I would've liked to see the credit limit prior to accepting the offer 👍

  • @Retired-jr3qs
    @Retired-jr3qs 2 года назад +2

    What is the difference between Blue Cash Everyday and Blue Cash Preferred.

    • @MarkReese
      @MarkReese  Год назад +1

      BCE = $0 annual fee
      BCP = $95 w/ different rewards structure.

  • @saltyboy6969
    @saltyboy6969 9 месяцев назад +1

    Thanks for the video! Can you use the card online right after it was approved? Just apply one today and still waiting for approval.

    • @MarkReese
      @MarkReese  9 месяцев назад +2

      You may be able to use the card right away, but only if you receive an instant approval online. If the application goes to 'pending' due to needing more time, and then getting an approval later, then you'll likely have to wait until you receive the card in the mail.

  • @YanLuo
    @YanLuo 2 года назад +2

    I might have missed it: but did you qualify for the SUB? Also just out of curiosity, why did you choose to not go through the resy route ?

    • @MarkReese
      @MarkReese  2 года назад +2

      1. Not sure yet, I have to meet the spend requirement first.
      2. I forgot about the Resy offer 😁

  • @PkmnTrnAnt
    @PkmnTrnAnt 2 года назад +1

    I recently applied for the Amex BBP and got a pending review. Two hours later I got a denial letter stating the reason for denial is being to new Amex customer which is strange bc I’ve been a customer with them. I called the recon line and they told me that they just needed to verify it was me. So idk how there system works or the difference in reasons. Verified on the phone. The lady asked if I wanted to see if I was approved now or wait for the card to arrive. Taken aback I said see if I’m approved. She said yes for 10k limit. So very strange way they determine things

    • @MarkReese
      @MarkReese  Год назад +1

      Congrats on the approval in the end, Anthony!

  • @bigsamdaboss
    @bigsamdaboss 2 года назад +1

    I got this card about a month ago. My first Amex card and I really enjoy it.

    • @MarkReese
      @MarkReese  2 года назад +1

      Awesome, congrats on your approval! 🏆💳

  • @drrob001
    @drrob001 2 года назад +1

    Nice video as usual. When I previously applied and was denied due to having too many cards, I called AMEX, they removed 1 card (I wasn’t using) then approved me for the new card while I waited on the phone.

    • @MarkReese
      @MarkReese  2 года назад

      Awesome! Great way to get it done 💯

  • @VincentPascual
    @VincentPascual 2 года назад

    Congrats on the new card Mark!

  • @northernchaotic7196
    @northernchaotic7196 2 года назад +1

    I love how you go "blues clues" on you videos sometimes Lol

  • @mjsabie8517
    @mjsabie8517 2 года назад +1

    You definitely should have waited at least 24 hours before applying. Many big company systems only refresh once per day.

  • @cristinamomoto7043
    @cristinamomoto7043 5 месяцев назад +1

    Hi just a question on you sir do i need to close my account in synchrony home and care credit? Before applying in blue American xpress?

    • @MarkReese
      @MarkReese  5 месяцев назад +1

      No, there's no need to close an existing account in order to get an Amex card.

  • @littlejoefragrance760
    @littlejoefragrance760 2 года назад +1

    I have the Amex platinum. Just applied for this blue cash card.. was only giving 1k ???? 😢 that’s odd!! But no impact to my credit score thank goodness 🙏🏼

    • @nicolasgamboa5857
      @nicolasgamboa5857 2 года назад

      It could been you applied for both cards recently

    • @MarkReese
      @MarkReese  2 года назад +2

      Congrats on the approval! Consider requesting a credit-limit increase later on. Here's a link to a blog post by Doctor of Credit that you may find helpful: www.doctorofcredit.com/increase-the-limit-on-your-american-express-card-by-up-to-3-times-its-starting-amount/

  • @carolinareyes756
    @carolinareyes756 2 года назад

    Congrats Mark!🎉

    • @MarkReese
      @MarkReese  2 года назад

      Thanks Carolina! 🌟

  • @ayman.ibrahim
    @ayman.ibrahim 2 года назад +3

    So we can get approved for another sign up bonus after 5 to 6 years of the card closure or from the 1st sign up bonus?

    • @MarkReese
      @MarkReese  2 года назад +2

      Card closure 👍

    • @Channing_Gosling
      @Channing_Gosling 2 года назад +1

      @@MarkReese Although if you closed it in 2018 as you said in the video aren’t you still at less than 5 years now? 🤔

    • @MarkReese
      @MarkReese  2 года назад +1

      @@Channing_Gosling - Correct, under 5 years.

    • @Channing_Gosling
      @Channing_Gosling 2 года назад +1

      @@MarkReese Well please let us know if they give you the bonus! I’m interested to find out if it works

  • @ImStillStealingSteel
    @ImStillStealingSteel 2 года назад +1

    Congrats on the new card ❤

  • @TheAudioCzar
    @TheAudioCzar 2 года назад +1

    I don't think I've ever seen you get a instant approval lol. I want this card but I'm waiting to see if someone does 4x on online shopping. I'd only use it for online shopping

    • @MarkReese
      @MarkReese  Год назад +1

      Haha C1 Venture X was an instant approval! 4X online shopping would be awesome. Does the new U.S. Bank Shopper Cash Rewards card make sense for you?

    • @TheAudioCzar
      @TheAudioCzar Год назад +1

      @@MarkReese naw I don't spend that much on online shopping. Or I should say I shouldn't spend that much on online shopping lol.

  • @Th33Vultur3
    @Th33Vultur3 Год назад +1

    I got it as an upgrade to the cash magnet and wasn't able for a sign up bonus anyway as a new application, so I'm using it as my dedicated gas card at 3% upto 6k. I will use it for Amazon in second place behind the Amazon Chase Visa Prime card since its 5% also upto 6k.

    • @MarkReese
      @MarkReese  Год назад +2

      Nice upgrade!
      There's no $6K cap on the Amazon Prime Rewards Visa Signature card, however. It's unlimited.

    • @Th33Vultur3
      @Th33Vultur3 Год назад +1

      @@MarkReese I check just in case and it looks like it is unlimited on the gas category in the Amazon chase prime card. So at least I know I’ll get 2 to 3% back and 5% on my Discover it cash back when it’s a little once a year quarterly category.

    • @Th33Vultur3
      @Th33Vultur3 Год назад +1

      Update, I recently got the capital one savor card and that one I can use for groceries as well at 3% as well as dining. It's their version it looks like a the gold card with no grocery and dining rewards cap.

    • @MarkReese
      @MarkReese  Год назад +1

      @@Th33Vultur3 - Congrats! 👊

  • @similienr
    @similienr 2 года назад +2

    Hey Mark, I'm going to apply for this card in 2 weeks.
    Questions:
    1. did u get a hard or soft?
    2. Should i unfreeze my credits?
    Because i have all my 3 credit bureau frozen. Last time i applied for the green card n they were frozen n still approved me instead. So idk this time

    • @MarkReese
      @MarkReese  2 года назад +2

      1. Soft pull for me as I already had a card relationship
      2. Not sure, I had my reports unfrozen. Up to you!

  • @Scheffie3
    @Scheffie3 2 года назад +1

    I literally got TWO mail solicitations for this card yesterday. I was curious about the “apply with no impact” thing.

    • @MarkReese
      @MarkReese  2 года назад +1

      And now ya know how it works! 🤙

  • @delmonsimpson349
    @delmonsimpson349 Год назад +1

    Hello if I have a charge card will I get a hard inquiry for applying for their credit card?

    • @MarkReese
      @MarkReese  Год назад +1

      Regardless of the card type, Amex can do a hard pull if/when they need to. That said, they often do a soft pull once you have a card relationship established.

  • @mssn3166
    @mssn3166 Год назад +2

    You should post the referral code for anyone interested before signing up!

    • @MarkReese
      @MarkReese  Год назад +2

      I always post the link to my site in the video description (markscreditcards.com)👍 You can find the Amex Blue Cash Everyday on the 'Mark's Top Credit Cards' page.

  • @flashlightfreek
    @flashlightfreek Год назад +1

    Hi Mark,
    Really thinking hard of downgrading my blue cash preferred to this card. I love the card & 95$ a year isn't that much. But I could put my streaming services on my U.S Bank Cash+ card along with another category probably home utilities!
    I was just approved for the Chase Marriott Bonvoy Boundless card and I really want to put a lot of spend on that card for the 150,000 sign up bonus and just normal spend after the 6,000 for groceries, fast food including take out, gas stations. I still get 2x points after the 6k which I don't think is too bad!!! 😀😀😀😊 plus the free night every year ❤️❤️❤️! And after a year I could upgrade it the the BCP again if I wanted or take the plunge and pull the trigger on the gold card!!! I was kind of cashback guy and starting to get into travel finally!!!! Really excited for the Boundless card to arrive!! 😀😀😊🤓🤓🤓
    Great video as always 🙌🙌🙌🙌 and thank you so much for your content 👍❤️❤️❤️❤️🙌🙌🙌🙌🙏 YOU ARE GREAT TOO!!!!!!! 😃😃

    • @MarkReese
      @MarkReese  Год назад +3

      You rock, thank you! Just be aware that product changes (upgrading / downgrading) means no welcome offer.
      Amex typically allows you to get a welcome offer only once on each card, but only if you've never had that card before.
      If you product change to a card that you've never had before, then that will count as "having" that card, making you ineligible from getting a bonus at that moment and also later in the future.
      So, it can be worthwhile to get each card you want via new application.
      Then, once you've "had" all the cards you need / want, you can then upgrade or downgrade freely without missing out on any new welcome offer.

  • @harleyville565
    @harleyville565 2 года назад +1

    The Blue Business Plus is also considered a credit card vs charge card?

    • @MarkReese
      @MarkReese  2 года назад +2

      BBP = credit card.

  • @pishposh4506
    @pishposh4506 Год назад +1

    So I've just crossed my 61 day threshold for the 3x credit limit increase on my blue cash everyday card but I can't find where to request a limit increase on either amex's app or website

    • @MarkReese
      @MarkReese  Год назад +1

      1. Log in via desktop
      2. Select card
      3. Click on Account Services
      4. Choose 'Request Credit Limit Increase'

    • @pishposh4506
      @pishposh4506 Год назад +1

      @@MarkReese awe crap I don't have a desktop. All I got is my phone

    • @MarkReese
      @MarkReese  Год назад +1

      @@pishposh4506 Try chatting w/ Amex instead 👍

  • @PatrickDKing
    @PatrickDKing 2 года назад +2

    Whew, that was scurry for a minute or two. haha.

  • @Th33Vultur3
    @Th33Vultur3 9 месяцев назад +1

    I just did the same thing and canceled the no fee EveryDay card and I'm applying for the no fee Hilton card and got denied for same reason at being at 5 cards even though I canceled one and I'm down to 4. I'm awaiting a response.

    • @MarkReese
      @MarkReese  9 месяцев назад +1

      How long did you wait between canceling the EveryDay & apply for the HH?

    • @Th33Vultur3
      @Th33Vultur3 9 месяцев назад +1

      @@MarkReese I did it immediately, but I might wait a few days next time. How long did you wait?

    • @Th33Vultur3
      @Th33Vultur3 9 месяцев назад +1

      @@MarkReese How long did it take for you between denial, calling recon and then getting approved?

    • @MarkReese
      @MarkReese  9 месяцев назад +2

      @@Th33Vultur3 - Got it. I don't recall, but I'd recommend 24-48 hours between canceling & applying next time to give the system a chance to update.

    • @Th33Vultur3
      @Th33Vultur3 9 месяцев назад

      @@MarkReese I just got the same email you did about accepting the new Hilton Honors card. I have the no fee version. I am not loyal to Hilton but it’s good to have an AMEX card with no foreign transaction fees, and good multipliers from 3X to 7X between Hilton, all the way down to groceries, gas, dining, and other purchases. I got the same $3200 limit I had on the regular every day card and they gave me the same credit limit back to me on the no fee Hilton card. Definitely a good day. I’m maxed out at five cards with AMEX again. And have one charge card in the gold card. In another year, I will probably go over the gold card and see if it’s worth keeping a second full year. I did the upgrade on August 11, 2023 from green since I wasn’t eligible for the welcome bonus, so I took the upgrade bonus and I am using it once a month on Uber eats and GrubHub when it comes to the two $10 monthly credits on gold. I have no use for platinum charge card right now. I have an international airport that actually has no lounges and is a small airport so I can’t do any centurion lounges right now.

  • @MagicalWingLT
    @MagicalWingLT Год назад +1

    I got declined and there was no good reason for it.... My scores are good Between 680 to 730 from all three... Sooo this is kinda insane. Amex must be like Chase near impossible to get aproved

    • @MarkReese
      @MarkReese  Год назад +1

      Consider calling the reconsideration line to see if someone can turn the decision around.

    • @MagicalWingLT
      @MagicalWingLT Год назад +2

      @Mark Reese // Credit & Finance I may try it on Monday I know my credit is still new 7 months now but I have good scores.

  • @Milkinporsche
    @Milkinporsche 2 месяца назад +1

    Does 5 cards include business card?

  • @brucelaw8574
    @brucelaw8574 2 года назад +3

    You are the man unbelievable- relentless

    • @MarkReese
      @MarkReese  2 года назад +1

      Boom! 😎👊💥

  • @mkspkb12
    @mkspkb12 2 года назад +1

    this is honestly so much better than the Bank of America Customized Cash Rewards card, try to change my mind 😭
    got approved 4 months ago with a $2,000 credit limit and increased it to $10,000. amex is honestly the best company to get credit cards from

    • @MarkReese
      @MarkReese  2 года назад +2

      Congrats on the approval (and working up to that $10K limit)! 😃💳

  • @gIaciate
    @gIaciate 2 года назад +1

    I was denied for the Amex blue cash because I’ve opened a bank account in the past year

    • @MarkReese
      @MarkReese  2 года назад +1

      That doesn't make sense to me. I'd call the Amex reconsideration line to see if they can overturn the decision.

  • @similienr
    @similienr 2 года назад +1

    Did u sign into ur amex acc before filling your application?

  • @tomlandry932
    @tomlandry932 Год назад +1

    Very great video thanks for all the infos

  • @alexrod550
    @alexrod550 2 года назад +1

    Great Info. Thank you ..Mark

    • @MarkReese
      @MarkReese  2 года назад +1

      You're welcome, Alexis!

  • @peterg6638
    @peterg6638 2 года назад +1

    Mark how many inquires did you have at the time you applyed?

    • @MarkReese
      @MarkReese  2 года назад +2

      I had around 10 inquiries on Experian and 5 inquiries on TransUnion. Didn't matter though as Amex didn't pull my credit report. Also, even if they did, Amex tends to not be very sensitive to inquiries.

  • @kershawkel
    @kershawkel 2 года назад +1

    should have done the resy offer with 10% back on dining for 6 months

    • @MarkReese
      @MarkReese  2 года назад +1

      Agreed, but...I completely forgot about it 😆

  • @reddwitdreadz
    @reddwitdreadz 2 года назад +1

    Wouldn’t it be because the cancelled card still appeared as “open” on your credit report? Either way, keep us posted on how it turns out! It would’ve been perfect to use for Amazon Prine Day (if you don’t have the Amazon CC) atleast for the 3%. I have the BCP, loving the 6% on groceries 😁 that’s the only Amex I have. Good luck Mark, you’ve got this 💪🏽 I’ll be looking at your hotel videos so I can decide on my first hotel CC 😮‍💨

    • @MarkReese
      @MarkReese  2 года назад +3

      No you don't need to wait until your credit report updates. Great that you've got the BCP!

  • @TheAudioCzar
    @TheAudioCzar 2 года назад +2

    That was a lot to get to the credit limit

  • @njpme
    @njpme 2 года назад +1

    Got this card last week.

    • @MarkReese
      @MarkReese  2 года назад +1

      Nice, congrats! 🏆

  • @scmidt32
    @scmidt32 2 года назад +1

    We're you eligible for the intro bonus again?

    • @MarkReese
      @MarkReese  2 года назад +2

      I'll be able to confirm after meeting the spend requirement.

  • @tbranson6301
    @tbranson6301 2 года назад +1

    I am kinda surprised no one is talking about the chase ink premier card going public but eh it is what it is

    • @MarkReese
      @MarkReese  2 года назад +1

      I may do a Community Post about it and/or a review at some point. It's quite a niche card that most people won't be interested in.

  • @jasongonzalez4358
    @jasongonzalez4358 Год назад +1

    If I got my second credit card in September and my fico score is 741. Should I apply for BCE or wait a couple more months?

    • @MarkReese
      @MarkReese  Год назад +1

      Hey Jason - up to you 👍 There's no set rule for how long to wait to get cards across different issuers. However, when getting cards from the same issuer, the banks may have their own individual rules. That said, with Amex, 3+ months is more than fine.

    • @jasongonzalez4358
      @jasongonzalez4358 Год назад +1

      @@MarkReese Thank you just got approved for it.

    • @MarkReese
      @MarkReese  Год назад +1

      @@jasongonzalez4358 - Congrats! 🌟

  • @CHEFDAD5
    @CHEFDAD5 2 года назад +1

    Thank you for the information I have 2 credit cards and 3 charge cards I tried to apply for the delta credit card it was cancel as per the rep told me because amex caps at 5 cards total I explained I thought charge cards are different from credit card’s she then stated I needed to cancel one card and I will be approved what should I do now? Please help

    • @MarkReese
      @MarkReese  2 года назад

      I'd ask another rep. And then a 3rd 👍

  • @SY-jy5hv
    @SY-jy5hv Год назад +1

    How can the cash back be used on this card?

    • @MarkReese
      @MarkReese  Год назад +1

      Just 1 redemption option...statement credit 👍

  • @MetroJet2000
    @MetroJet2000 2 года назад +1

    Does Amex hard pull if you already have Amex cards?

    • @DCGEMINI202
      @DCGEMINI202 2 года назад +3

      Most likely won’t b there’s always that chance

    • @MarkReese
      @MarkReese  2 года назад +4

      Usually not. They can still pull if they want / need to, though.

  • @alt0232
    @alt0232 2 года назад +1

    When i apply I always get a letter in the mail and they want me to confirm my address with a bank letterhead I've talked to both of my banks and they said they can't do that I've sent a statement proving my address they Amex still wants that letter head. Any tips?

    • @MarkReese
      @MarkReese  2 года назад +2

      Strange. Unfortunately, I don't have any tips for that as I haven't heard of that before. I'd ask Amex directly for further clarification.

  • @stevearroyo4716
    @stevearroyo4716 2 года назад +1

    What up G! What does too many bank card accounts mean?

    • @MarkReese
      @MarkReese  2 года назад +1

      Too many bank card accounts = too many credit cards.

  • @littlejoefragrance760
    @littlejoefragrance760 2 года назад +1

    I was just approved but only got a limit of 1k wtf!!!!????

    • @MarkReese
      @MarkReese  2 года назад +1

      Just replied to your other comment 😃👍

    • @littlejoefragrance760
      @littlejoefragrance760 2 года назад

      @@MarkReese thank you for all your help and videos.. very helpful and thankful for all you do.

  • @dancelvlogs5614
    @dancelvlogs5614 Год назад +1

    How to request another otp

  • @tiffanyodean
    @tiffanyodean 2 года назад +1

    I received an offer from AMEX for the BCE and was not approved 😔

    • @MarkReese
      @MarkReese  2 года назад

      Bummer. What were the reasons for the denial? Did you try the reconsideration like I did?

    • @tiffanyodean
      @tiffanyodean 2 года назад +1

      @@MarkReese the reason it gave was due to my FICO score. I did not contact the reconsideration line because I didn’t know anything about it until watching your video. I was surprised I didn’t get it since it was an offer they sent me an offer.

    • @MarkReese
      @MarkReese  2 года назад +2

      @@tiffanyodean - Got it. If the application was less than 30 days ago, you could still call reconsideration.

    • @tiffanyodean
      @tiffanyodean 2 года назад +1

      @@MarkReese thanks. Will do

  • @randallraines6553
    @randallraines6553 2 года назад +1

    Congrats! 👍🏻

    • @MarkReese
      @MarkReese  2 года назад +1

      Thanks Randall! 👊

  • @anthonygardner400
    @anthonygardner400 2 года назад

    Does Amex count authorized user cards as part of their 4/5 card max?

    • @MarkReese
      @MarkReese  2 года назад

      Not that I'm aware of 👍

  • @XG_Winchest3r
    @XG_Winchest3r 2 года назад +1

    thanks as always.

  • @seang1932
    @seang1932 2 года назад +1

    Any review on UBS Visa Infinite credit card?

  • @Pazman1969
    @Pazman1969 2 года назад +1

    Another great video!

  • @callmeNeno
    @callmeNeno 2 года назад +1

    You know my results today ~~ psyched

    • @MarkReese
      @MarkReese  2 года назад +2

      Party time! 💥

    • @callmeNeno
      @callmeNeno 2 года назад +1

      @@MarkReese oh yeah baby!!!!

  • @deborahanderson4211
    @deborahanderson4211 2 года назад +1

    hello there, I have this card with a nice credit limit

    • @MarkReese
      @MarkReese  2 года назад +1

      Awesome, enjoy it!

    • @user-hf3ox8ki3z
      @user-hf3ox8ki3z 2 года назад

      Getting ⏫⏫⏫shipping price of method you want 👉LURDLOGS👈is the best thing I done online making deals with him more than 7 times is a blessing thanks for being there and legit the fraud Bible make me feel happy…🤝🤝🤝💯

  • @codyhamilton7822
    @codyhamilton7822 2 года назад +4

    awesome video😍😁

  • @vibesaddickentertainment9777
    @vibesaddickentertainment9777 2 года назад +1

    That was really good stuff lol I want my credit score to be that good lol

    • @MarkReese
      @MarkReese  2 года назад +1

      Thanks! You can get your score up too 📈 Not difficult to do.

  • @lovethemetals5164
    @lovethemetals5164 2 года назад +1

    150000 points for the platinum. Well fuck me dead

    • @MarkReese
      @MarkReese  2 года назад +1

      It's a BIG one if ya see it 🏆

  • @lifewithjon6809
    @lifewithjon6809 Месяц назад +1

    Good video.

  • @albertr915
    @albertr915 2 года назад +1

    Are you gonna do a unboxing video when you get the card? Also, I am surprised that you didn’t go for the blue cash preferred card. The one with the $95.00 annual fee. Just curious. I was gonna apply for this Blue Cash every day card, but instead I am going to apply for the Citi Custom Cash card. The benefits of that card will be more Beneficial to me than the Blue Cash Everyday card.

    • @MarkReese
      @MarkReese  2 года назад +2

      TBD about the unboxing. Didn't go for the BCP now because I didn't want another card w/ an annual fee, and I wanted to earn 3% on online shopping (and get first-hand experience using that category to answer questions people have).

  • @yurig2530
    @yurig2530 2 года назад +1

    Getting the card doesn't mean you'll receive a bonus

  • @MrStrutus
    @MrStrutus 2 года назад +1

    Good video

  • @corteydmusic
    @corteydmusic Год назад +1

    Great

  • @raze2400
    @raze2400 2 года назад +1

    Surprise you didn't take the resy offer for $200 plus $150 back

    • @MarkReese
      @MarkReese  2 года назад +1

      Totally forgot about it 😆

  • @SOXGATORS
    @SOXGATORS 2 года назад +2

    👍🏻

  • @robertbowns9390
    @robertbowns9390 2 года назад +1

    💰💰💰

  • @Bee-n3h
    @Bee-n3h 2 года назад +1

    #SuperSecretStuff.... for the win,

  • @Leoprieto74
    @Leoprieto74 2 года назад +1

    .

    • @MarkReese
      @MarkReese  2 года назад +1

      Thanks for watching! 🎬