My 2025 Savings Challenge Plans: How I Plan on Saving over $30,000!

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  • Опубликовано: 18 окт 2024
  • Savings challenges are a motivating way to help you save for the things that you want. I'm using savings challenges to save for 4 different categories: My Emergency Fund, Home/Family, Self-Care, & Misc. My challenges range from saving $20-$1000. There are a variety of different challenges you can do that won't take a lot of money. Hopefully you'll feel inspired to start saving today!
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Комментарии • 155

  • @BudgetingJustBecause
    @BudgetingJustBecause  19 дней назад +5

    Fall clearance sale ends 9/30/24. Discount applied at checkout. Don’t miss out!
    budgeting-just-because.myshopify.com/
    Next Canva Class is October 31st & November 30th. We will be creating our own Websites using the free version of Canva. You don’t want to miss it! Click the link below to learn more.
    geni.us/CanvaClass
    Road to 10K! Let’s do this!! If you’re not subscribed, I would love for you to join my community. We have a great time. I appreciate your support!
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    Luv ya,
    Kris

  • @melindachiasson6807
    @melindachiasson6807 19 дней назад +6

    I just did mine this morning... EMERGENCY FUND will be increased since I just started this year...already finished my first $ 1000...🎉
    Now I'm motivated to do much better next year in 2025😊

  • @frugaltofi
    @frugaltofi 18 дней назад +3

    I have big savings goals for the next 1-3 years as well starting in 2025. No specific challenges yet, but I do have it budgeted to save $10K this next year. Glad I found your channel. I need all the savings inspiration I can get because I am strongly 'savings-challenged'.

  • @robindouglas1144
    @robindouglas1144 19 дней назад +7

    Hello, $30,000 goal love it!!

  • @ITSKARENBABY
    @ITSKARENBABY 19 дней назад +3

    Love how you explain everything Kris🩷🩷 13:00!

  • @MomandMeBudget
    @MomandMeBudget 17 дней назад +1

    You are brilliant and this video was so helpful. We started our Journey in August and this method has been so successful. I will definitely plan out my 2025.
    A lefty here also, we are special for sure ❤

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@MomandMeBudget heyyy lefty gang 💗 I’m so happy you’re enjoying your budgeting journey!

  • @mariesbudgetinghacks
    @mariesbudgetinghacks 17 дней назад +1

    Love it Kris! This is so helpful. Lefty here. I know exactly what you mean. LOL!

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад +1

      @@mariesbudgetinghacks I didn’t know you were a lefty lol

    • @mariesbudgetinghacks
      @mariesbudgetinghacks 17 дней назад

      @@BudgetingJustBecause yes!!!! We’re so much cooler than the rest. LOL!

  • @DonnaWomackprofits
    @DonnaWomackprofits 14 дней назад +1

    Love your Chanel I have saved 12k this year and wasn't as organized as i would like to be. 2025 my goal is to double it so i'm looking for motivation and you are at the top of my list Thanks for SHARING....Donna

  • @LuxuryOption4756
    @LuxuryOption4756 19 дней назад +1

    The 'family events' part of the Home/Family section is excellent. Waves👋 from a fellow left-hand ranger!

  • @Winter_Babe_Saves
    @Winter_Babe_Saves 19 дней назад +1

    Great 2025 savings plan I screenshot it ❤

  • @plannedwithlove
    @plannedwithlove 19 дней назад +2

    Hi Kris, I love how you breakdown your 2025 savings challenge goals. 💕

  • @LaineyBugBudgets
    @LaineyBugBudgets День назад

    Such great advice! I will be doing this to plan for next year ❤️

  • @terrynorman1222
    @terrynorman1222 16 дней назад +1

    Seeing your break down gives me ideas and it’s so relatable 👍🏽👍🏽🤗🤗Thank you! New subbie here😊😊

    • @BudgetingJustBecause
      @BudgetingJustBecause  16 дней назад

      @@terrynorman1222 hey Terry thank you so much for watching and supporting my shop 😊

  • @BudgetStuffSaveRepeat
    @BudgetStuffSaveRepeat 17 дней назад +2

    I have my plans almost finalized!! I want to save $15k+ from my personal blow money-for self care, travel and investments, retirement (income step down), and $5k+ for purpose funds… I love being intentional and actually planning this out!!

  • @Mademj8008
    @Mademj8008 19 дней назад +1

    Hey Kris 👋🏼, I have been thinking about my savings challenges for next year, but I like how you broke them down into certain categories. I was just doing to save, but it does make sense to tell all that money where to go as well. Great video

  • @jessicapaul5884
    @jessicapaul5884 19 дней назад +1

    Hey Kris! Great ideas. I'm working on saving my first $1,000. Paying off debt. I love this concept. Thanks for sharing! 😊

  • @donnajo82763
    @donnajo82763 16 дней назад

    You are so organized with your challenges. I haven't done my annual budget or what savings challenges I want to do for 2025. Awesome video my friend. Love Ya Hugs. 🤗🤗💚💚

  • @wendypayne7812
    @wendypayne7812 16 дней назад +1

    Lefty here. Just found your channel. Enjoyed this video

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 3 дня назад

    Great video Kris
    I like your plan for 2025.
    I also made my plan but is in my head need to write it down. I like the idea of planning ahead of the saving challenges to use.
    I am also going to add self care to my sinking funds for 2025 because I need to enjoy life 💁🏾‍♀️😉

    • @BudgetingJustBecause
      @BudgetingJustBecause  3 дня назад +1

      @@blessedbudgetsbyAbigail yes you have to enjoy like and treat yourself 💗

  • @ruthnakamba4115
    @ruthnakamba4115 18 дней назад +1

    I love this. It’s similar to how I planned my challenges for 2025

  • @jladylove1
    @jladylove1 18 дней назад +1

    Great video Kris. I have already saved my 1k EF will start adding to it every month till I can get 3-6 months ahead. I need to come up with a plan to make extra car payments don't want to take 72 months to pay it off. 10-7 makes 1yr of payments in which I have already made that payment. You really opened my eyes to budget planning for 2025. I will definitely be waiting on your video on what to do with the Sinking Funds. I be all over the place SMH.

    • @BudgetingJustBecause
      @BudgetingJustBecause  18 дней назад +1

      @@jladylove1 you sound like you got it together my friend and congrats on saving 1K 🎉

  • @rickismith1259
    @rickismith1259 19 дней назад

    This is such a great thing to do. The new year is approaching fast. Thanks for the reminder. 💙

  • @Frugalityislife
    @Frugalityislife 14 дней назад

    Hey Kris! The year is flying by. Awesome savings plan. I have been thinking about my 2025 goals and savings challenges but haven’t sat down to record it yet. ❤ Thanks for sharing

  • @sandrak596
    @sandrak596 13 дней назад

    Hi Kris! Thanks for sharing your goals for 2025! It will be here before we know it! 🧡🍁🧡

  • @CoffeeNBudgets
    @CoffeeNBudgets 16 дней назад

    Great plan Kris. Almost done with my money goals for 2025🎉

  • @ruthking466
    @ruthking466 19 дней назад +1

    Happy Sunday Kris. Great planning for 2025.

  • @sandrafrazier9888
    @sandrafrazier9888 19 дней назад +1

    Hey, Kim. I am starting to think about my 2025 goals. I love how you are doing yours. I'm going to purchase your mini saving for my self care

    • @BudgetingJustBecause
      @BudgetingJustBecause  19 дней назад

      @@sandrafrazier9888 awww you’re so sweet. It’s 10% off through 9/30 😊

  • @BudgetingTheBacon
    @BudgetingTheBacon 19 дней назад +1

    I agree about the personal savings account. My goal is $20K for it and I’ve added to it for the last few years and I ‘m almost there. I’ve put extra side hustle money and bonuses towards it in order to move the needle. My next goal is to start a new car fund. This is a great video and gives everyone something to think about and prepare for 2025!

    • @BudgetingJustBecause
      @BudgetingJustBecause  19 дней назад

      @@BudgetingTheBacon ooh I like your plan and a new car fund is smart!

  • @carolslavens5565
    @carolslavens5565 6 дней назад

    This breakdown is really helpful. Also, thanks for reminding me to set realistic goals!

  • @IDesireeWealth
    @IDesireeWealth 19 дней назад +1

    Heyyy Kris here watching. I was just writing out how I think I want things to be for next year. Great video. I've gotten my challenges together and is figuring out where they would go.

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 17 дней назад +1

    Hello Kris, I never really thought about this. Thank you for making me think about it Plus I'm planning on retirement next year.

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад +1

      @@conniekelly-hl5qr this is a good time to think about it as you plan for retirement 💗

  • @nineblossoms
    @nineblossoms 17 дней назад +1

    Hi Kris! Great plan for 2025, nice breakdown! I have the idea in my head, I just have to write it down. I definitely want to build up my emergency and personal savings. The rest will be focused on paying down debt. Great video!😊💜

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад +1

      @@nineblossoms yes you’re working your plan! Don’t forget to write it down💗

    • @nineblossoms
      @nineblossoms 16 дней назад

      @@BudgetingJustBecause I jotted it down when I got home, I didn’t want to forget 😅

  • @BudgetwithAandA
    @BudgetwithAandA 19 дней назад

    I love your 2025 savings plan!😊 What a great idea & video. Thank you for sharing.

  • @silynthiabudgets18
    @silynthiabudgets18 19 дней назад +1

    So motivating 😊

  • @FantasyBudgets
    @FantasyBudgets 18 дней назад

    Very motivated and never thought about it this way. Thank you for sharing

  • @indiakbudgets
    @indiakbudgets 16 дней назад

    Hey kris! 🎉❤ thanks for sharing. The year did go fast. I like how you set everything up. Best wishes meeting financial goals in 2025 🎉

  • @HippiesPuppiesandKittensBudget
    @HippiesPuppiesandKittensBudget 19 дней назад +1

    Great 2025 plan Kris love the home/family category 💙

  • @aprylweightlossjourney
    @aprylweightlossjourney 7 дней назад

    Hey sis, I am here to listen and learn😘
    WOW- never thought about a personal savings!!!
    I LOVE Hair Spray...Go Mini Me!!

  • @susanacastillo3503
    @susanacastillo3503 17 дней назад

    Thank you for sharing your savings plan .. so helpful and inspiring

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@susanacastillo3503 I’m happy to hear that. Thank you for watching.

  • @tamikajones6970
    @tamikajones6970 19 дней назад

    Hey Kris! Great video and I love the long term goal for the emergency fund. I will be carrying over all of my challenges into 2025 since I was only able to do 2 this year. The goal is to have them all completed by the end of 2025 and I will use all side hustle income to go towards it.

  • @rezenaenendu6001
    @rezenaenendu6001 18 дней назад

    I thank you for making this video because I have been in a place where I just didn't know what to do about savings and savings challenges and about my funds and sinking funds and my finances as well.

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@rezenaenendu6001 we’ll get through this together friend 😊

  • @carolyndalton7775
    @carolyndalton7775 19 дней назад

    Great goal planning!

  • @BudgetNTalks
    @BudgetNTalks 19 дней назад

    This is a great idea. I actually count my year from my birthday so I still have sometime. I do like the idea of doing a quarterly check in. 💚

  • @elizabethjames7216
    @elizabethjames7216 18 дней назад

    Hi Kris,
    Thank you for the inspiration!!

  • @Michele0365
    @Michele0365 19 дней назад

    Great idea

  • @mznik723
    @mznik723 18 дней назад

    Great breakdown! ❤

  • @symplybeingme
    @symplybeingme 19 дней назад

    Hi Kris this is another helpful video. Don’t stress help me so much😊😊😊❤❤❤

  • @Dragonflysaves
    @Dragonflysaves 19 дней назад

    Hi Kris! Great planning for 2025! ❤

  • @sisterlovafriendcook9324
    @sisterlovafriendcook9324 16 дней назад +1

    I'm a lefty, and I understand the paper/notebook positioning 😂

  • @mrsmitny
    @mrsmitny 18 дней назад

    Yes this year did fly by, I have already printed out my savings challenges for next year, I’m going to do a bunch of minis it’s less overwhelming

  • @debrasjourney
    @debrasjourney 19 дней назад

    Love your progress! ❤❤

  • @AreliBudgets
    @AreliBudgets 3 дня назад

    I love that you have persona savings category. I might implement that ❤

  • @yolandareese923
    @yolandareese923 19 дней назад

    Great video!!!

  • @KaySoBlessed1
    @KaySoBlessed1 19 дней назад

    Happy Sunday Kris! 😊

  • @oldschoolbudgets
    @oldschoolbudgets 19 дней назад

    Hi. Great goals

  • @elizabethnunez9044
    @elizabethnunez9044 12 дней назад

    Great video 😊❤

  • @JamilleCharles
    @JamilleCharles 13 дней назад

    I love your plan. One of my categories must be debt. I have a student koan that needs to be gone asap! I am also a lefty!

  • @brendawilliams1975
    @brendawilliams1975 19 дней назад

    New member Brenda from Maryland
    I have not started planning,but would love to learn how to do it.

    • @BudgetingJustBecause
      @BudgetingJustBecause  19 дней назад

      @@brendawilliams1975 hi Brenda! Welcome😊 you should watch my lives Saturday mornings at 10 am cst

  • @Mombossbudgets
    @Mombossbudgets 18 дней назад

    Watching now love ❤

  • @rosbudgetlife3324
    @rosbudgetlife3324 19 дней назад

    Hey Kris ❤ great planning for 2025

  • @Sjohnson324
    @Sjohnson324 16 дней назад

  • @wendybroadhurst6853
    @wendybroadhurst6853 6 дней назад

    I am a leftie too. We are in our "Right Mind"

  • @RoseAngella
    @RoseAngella 12 дней назад

    💜

  • @denisebd1000
    @denisebd1000 17 дней назад

    I’m a lefty too! I like your savings goals. Question? Do you save for Christmas, Hair and Home Improvements?

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад +1

      @@denisebd1000 hey Denise yes I do. My Christmas and beauty are digital sinking funds and I have a home envelope for decorating and improvements. I also have a home emergency fund. I’m going to do a video breaking down my sinking funds next 😊

    • @denisebd1000
      @denisebd1000 17 дней назад

      Ok great! Thanks for sharing. I shared you RUclips with others as well. Because it’s imperative that we start saving for rainy days and our emergency fund!!! I’m a new subscriber too! 😊

    • @BudgetingJustBecause
      @BudgetingJustBecause  16 дней назад +1

      @@denisebd1000 aww I appreciate you 💗

  • @wendybroadhurst6853
    @wendybroadhurst6853 6 дней назад

    I have a plan to do the 5050, the 52 week, and all the challenges big and small that I already have. Also, I plan to do a lot of "books" that are challenges that are yearly or continuous.

  • @justmo2023
    @justmo2023 15 дней назад

    ❤❤❤

  • @quickbudgets9145
    @quickbudgets9145 18 дней назад

    It is crazy that the older I get, the more it feels like time is speeding up. Do you know anyone who sells a budget planner here in Australia. I think I asked you once but I forgot 😊

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@quickbudgets9145 I feel the same way 😅 I don’t know of anyone but if I find anyone I’ll let you know 😊

  • @dyonnettawhite599
    @dyonnettawhite599 17 дней назад

    Question? What is your advice on Sinking Funds and $1000 emergency fund? I just started saving both. If an emergency would happen, I do not have $1000 and would pull from my sinking funds for that emergency. Should I focus on that emergency fund and after I have the $1000 start putting money in my sinking funds as well as continuing adding to the emergency fund?

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@dyonnettawhite599 yes and yes. I would focus on $500 to $1000 first to cover a basic emergency. Then focus on everything else (that’s just my opinion 😊)

  • @gigiscreativedesign5214
    @gigiscreativedesign5214 19 дней назад

    😊

  • @silynthiabudgets18
    @silynthiabudgets18 19 дней назад

    I need a plan 😮 13:00

  • @melindachiasson6807
    @melindachiasson6807 19 дней назад

    Hey Kriss

  • @DottyHarrigan
    @DottyHarrigan 15 дней назад

    My plan is $10,000 in My newnew saving challenge.

  • @greatfullincome
    @greatfullincome 17 дней назад

    2024 DID fly by! 🫨 you will nail and achieve your saving goal ❤️❤️

  • @mandi_1723
    @mandi_1723 19 дней назад

    Great video, as always Kris. 🫶🫶🫶

  • @rezenaenendu6001
    @rezenaenendu6001 18 дней назад

    I'm so sorry I tap send before I finish what I was saying. What I was saying is my funds are running on fumes right now. And it's very hard for me to save and I've become very discouraged with this. I watched your other video about choosing the right the right savings challenges and now I'm on And it's very hard for me to save and I've become very discouraged with this. I watched your other video about choosing the right the right saving challenges and now I'm watching this video which gave me A new resolve to continue On these savings journey. On these savings journey. Because I had no rhyme or reason to how I was doing things. I did a couple of challenges I did save well. But then I just took them the money and used it and then I was sad and disappointed. Now I'm back On these savings journey. Because I had no rhyme or reason to how I was doing things. I did a couple of challenges I did save well. But then I just took them the money and used it and then I was sad and disappointed. I On these savings journey. Because I had no rhyme or reason to how I was doing things. I did a couple of challenges I did save well. But then I just took them the money and used it and then I was sad and disappointed. I started in the 1st place on possibly even worse. Because I didn't know where and how to use and put the money so thank you very much I'm gonna continue to try on my debt during journey and To get it done Thank you I think I will do better in 2025 and it's gonna take a long long Time but I'm willing to continue Thank you.

    • @BudgetingJustBecause
      @BudgetingJustBecause  17 дней назад

      @@rezenaenendu6001 awww don’t feel sad. It can be discouraging at times but you got this 💗

  • @carolyndalton7775
    @carolyndalton7775 19 дней назад

    😊