Living On $32K A Year In Spokane, Washington | Millennial Money

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  • Опубликовано: 27 сен 2024

Комментарии • 420

  • @CNBCMakeIt
    @CNBCMakeIt  2 года назад +8

    What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

  • @grahamzickefoose8524
    @grahamzickefoose8524 2 года назад +246

    Thanks for this opportunity, CNBC Make It! Really enjoyed being featured!

    • @EconomicCockroach
      @EconomicCockroach 2 года назад +20

      Graham, are you excited for Graham to watch this? 😅

    • @grahamzickefoose8524
      @grahamzickefoose8524 2 года назад +12

      @@EconomicCockroach Lol I figure there's a good chance he might

    • @user-fy5mz8ps4s
      @user-fy5mz8ps4s 2 года назад

      Thanks~~~~

    • @kuryanthomas1438
      @kuryanthomas1438 2 года назад +5

      you got bright future ahead of you young man!!!

    • @richardlee2120
      @richardlee2120 2 года назад +3

      Very good inspirational story. Best to you! Spokane is awesome here, but I've found it difficult to get ahead here. It can be done though.

  • @matthewkincanon9674
    @matthewkincanon9674 Год назад +83

    Very well-done video! This is a realistic story on living on $32k a year. I get so sick of the videos showing people saving thousands a month and it turns out they get money from their rich parents all the time.
    It was nice to see someone with a budget similar to mine

    • @lot2196
      @lot2196 Год назад +4

      Yep. I see these so called easy life videos, where people work very little. I guarantee they have daddy's money/grandma trust fund supporting them.

  • @MW-vg9dn
    @MW-vg9dn 2 года назад +169

    Finally a regular person that most can identify with, not some exceptional high earner

    • @lorrainea.285
      @lorrainea.285 2 года назад +15

      Omg I hope most CANNOT identify with making 32K, that is nothing!!!😰

    • @RhonyHart
      @RhonyHart 2 года назад +20

      @@lorrainea.285 most can actually 😢

    • @bigeric8334
      @bigeric8334 2 года назад +10

      “19 year old living off 150k in Nashville” lmao

    • @skylinec83
      @skylinec83 2 года назад +9

      @@lorrainea.285 Yeah - I hate to say it but 32k/yr is low-income territory. This guy gets a pass since he's in school still, but a self-sufficient adult should ideally be earning vastly higher.

    • @benitolopez725
      @benitolopez725 2 года назад +1

      Most constrction workers earn much more than that and with smart money managing could easliy be wealthy

  • @josephparker9726
    @josephparker9726 Год назад +20

    I’m from Spokane , and 32-35 is normal here or “average” also really good jobs . I’m a mail man and making around 65 k this year bottom of the pay scale .

  • @dillonwallace8695
    @dillonwallace8695 2 года назад +110

    Still waiting for the extended version where I get my personal shoutout as a great roommate…
    Either way good looks Graham! Y’all in the comments be nice to the guy I share a basement with🤣

    • @MellyC1207
      @MellyC1207 2 года назад +7

      Tell your roomy LOVED HIS EPISODE! & I love that he tithes, haven’t come across an episode that includes this in their budgeting. Ive been tithing for years & have reaped the benefits of it, wholeheartedly. This is how EVERYONE needs to do their budgeting, hats off to your boy! 👏🏼👏🏼👏🏼👏🏼

    • @awb19892
      @awb19892 Год назад +4

      @@MellyC1207 yes, love throwing away money to religion, the ultimate grift

    • @jthymesthree602
      @jthymesthree602 Год назад +2

      @@awb19892 I laughed so hard when I read “reaped the benefits of it”. Yeah ok…🤣

  • @FinancialShinanigan
    @FinancialShinanigan 2 года назад +138

    CNBC there's a mistake, this guy isn't making $320,000 a year!

  • @SamuelGarcia-rf4th
    @SamuelGarcia-rf4th 2 года назад +11

    City planners represent! I’m from Bay Area. It’s such a fulfilling line of work that will always be needed. Also glad you show example of tithing.

  • @namastemcl
    @namastemcl 2 года назад +37

    This young man has his stuff together. His future is bright.

  • @MiddleChildLifestyle
    @MiddleChildLifestyle 2 года назад +29

    Sometimes i wanna be on this show just to see what people would say

  • @churchillT3380
    @churchillT3380 2 года назад +182

    Stupendous advice on crypto! But note If you're giving your all to someone, and it's not enough, you're giving it to the wrong person.

    • @petermanvill5121
      @petermanvill5121 2 года назад

      Please I need someone to help me on how I can create a successful ideals that can be of Good step to be financially free thinking

    • @forexcrypto8361
      @forexcrypto8361 2 года назад

      @Diana Gladysthat's true, it's really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with videos here on RUclips

    • @christofourie9895
      @christofourie9895 2 года назад

      Without reasonable doubt it's has been the most profitable online, if only you could find an helpful guide with orientation and signals. that we work you through the process needed.

    • @agung1615
      @agung1615 2 года назад

      Well said I appreciate you for the advice

    • @agung1615
      @agung1615 2 года назад

      But it's been falling for a while now and it might increase or decide to increase soon. The truth is no one knows, I believe it's the right time to make purchase.

  • @Abnerdoodle
    @Abnerdoodle 2 года назад +73

    Great to see a graduate student represented!

  • @varshasubramanian5695
    @varshasubramanian5695 Месяц назад +1

    I don't know why I love this video so much. The composed tone and clarity of thought of the speaker or the humility of the middle class upbringing. So heart warming to see such youngsters.

  • @kaze987
    @kaze987 2 года назад +34

    Well done buddy! 32k while being a student is amazing! We shall watch your career with great interest!

  • @da0ud
    @da0ud 2 года назад +14

    The 2004 car is fully paid off. Phew, you'd hope so!

    • @back2the80s
      @back2the80s 2 года назад

      His dad gave him car for free

  • @myfinancechannel2432
    @myfinancechannel2432 Год назад +4

    So impressed! Even more impressive he gives tithe to his local church 🙏 That's rare among youth. God bless and increase your wealth because of your kind heart! 💛

  • @MikelNaUsaCom
    @MikelNaUsaCom Год назад +9

    Yep, average rent in the spokane area is about $1400 a month, so he's definitely getting a good deal. If you want a good area, you will pay much more per month in rent. Cost of living is very good here, but rent is a big factor here. It's a good area if you like the outdoors and outdoor activities. There are a lot of higher educated people working in lower paying jobs here as well, as education, construction and medicine are the main industries. There are plenty of service jobs, tho. Have a great day!

    • @randyx007
      @randyx007 Год назад

      You mean, it WAS good here... 3+ years ago it was high but now it is over the top.

    • @jeffreyjordan9497
      @jeffreyjordan9497 Год назад

      @@randyx007 u got kids

  • @gingerdad127
    @gingerdad127 Год назад +7

    I love your $32k a year videos, very realistic and matter of fact, thank you. What a kind young man, great role model 🙌😎🥰😇❤

  • @carsonc1272
    @carsonc1272 2 года назад +15

    I'm in Spokane Washington and for most of my life I've made less than 40k. Most years much less... My total monthly outflow is about $1000 a month. Medical insurance, gas and food make up the majority of my expenditures. My number is so low because I'm a tightwad and saved my money hard. What money that I have spent has been to set myself up for low monthly expenses. I retired in late 2019 at 44 years old. My retirement savings are minimal and in spite of the market crashing and suffering massive losses I'm still able to stay retired because I make sacrifices that few do. Hopefully my retirement savings will get back to a comfortable level in the next few years.

    • @SnowbirdSteeze
      @SnowbirdSteeze 2 года назад

      I assume you locked in housing before the real estate bubble, yea?

    • @carsonc1272
      @carsonc1272 2 года назад +1

      @@SnowbirdSteeze Yes, In 2017 I put a large down payment on a mobile on its own land and moved out of an RV park because I saw prices moving up. I owe 80k on the mobile and it's worth 280k now. But... A person that didn't get in housing when I did could still live in the RV park that I did and realize a very low cost of living.

  • @aamidon47
    @aamidon47 Год назад +10

    Cool video and appreciate the gorgeous shots of Spokane. As a Spokane transplant, I appreciate the city planners and all that makes this city so gorgeous

  • @abbyc.4215
    @abbyc.4215 2 года назад +17

    This guy is definitely going places! I love that one of his majors was Spanish (it was one of mine also) and that he believes in tithing. He seems to have found a great girl to stand by his side which is an added plus. I might consider reducing my food budget by $150 and allocating it toward savings, however. Here's to hoping he will be able to use his Spanish skills throughout life also. Blessings!

  • @lovegospelministry4601
    @lovegospelministry4601 2 года назад +4

    Not first just happy that I am here alive and well.

  • @ColeMorton123
    @ColeMorton123 2 года назад +13

    Good for you, brother! All the best. Sending positive vibes

  • @jasonburns6411
    @jasonburns6411 2 года назад +18

    Well done young man, keep grinding!

  • @reinab8168
    @reinab8168 Год назад +3

    We live very similar lives financially speaking. Only difference is direction. I feel like I need a more solid direction. Keep up the good work and God bless you!

  • @laina-brown
    @laina-brown 2 года назад +33

    Sounds like the perfect part-time job for his field! Also a fellow left-hander!

  • @BiesingerFIREJourney
    @BiesingerFIREJourney 2 года назад +15

    Great work!! Always important to understand and plan for all expenses while saving and investing in the future!

  • @tubbehht9236
    @tubbehht9236 2 года назад +3

    What's up with the insane amount of Crypto Scam bots in the comment section??

  • @cristinabaker5292
    @cristinabaker5292 2 года назад +20

    I’m 50 years old looking to diversify part of my savings say $250k into real estate but I hear it is not a good time to invest in Real estate. Can i get any idea on other options?

    • @Gbdnd
      @Gbdnd 2 года назад +1

      The markets have been interestingly crazy I cleared a $350,000 mortgage in 5 months literally from my stocks portfolio. But it's sad that whenever something big goes wrong, a lot of people panic and hold on to money that should be working for them. Having monitored my portfolio performance return huge six figures from the last 2 quarters, I have learned why the market will remain a money den for those who know where to look.

    • @Gbdnd
      @Gbdnd 2 года назад +1

      I have my funds well diversified by using trade signals from my investment advisor Karen Marie Emma a US registered CFA who you might have heard about or seen in the CNBC news and tbh it's been a huge relief. Highly diversified portfolio, mind blowing earnings and little to no engagement at all on my part.

    • @rianosherry860
      @rianosherry860 2 года назад +1

      @@Gbdnd Interesting.. I'd love to start moderate and maybe advance to aggress!ve.Do you just give her your money or copy manually? I have a full time job. And what does Karen Marie Emma charge for her services?

    • @Gbdnd
      @Gbdnd 2 года назад +2

      @@rianosherry860 You don't give out funds here. My account only mirrors her trades in real time that's the ideal for this system. The lady I just recommended is a renowned advisor and knows what the heck she's doing. Check her out and get in touch if you'd need help. Charges 10-5% of profit.

    • @AyaanFarax223
      @AyaanFarax223 2 года назад +1

      @@Gbdnd My portfolio grew by 100% within 6 months. Couldn’t have put it better myself. Last year a colleague introduced me to a financial consultant Karen Marie Emma who has been helping me find investments that have significant growth potential. She invested my money in reputable companies which their stocks must always rise after any dip.

  • @Gabrielle..
    @Gabrielle.. 2 года назад +61

    If you are not in the financial market space right now, you are making a huge mistake. understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.

    • @christianaemilio1
      @christianaemilio1 2 года назад

      We are already in the big crash, Inflation is a catastrophe. The CPI report is a colossal failure. To bring the housing market to a halt, the FED will have to pull all the stops. The unfortunate issue is that other markets are being decimated. If you want to stay green, you have to rely on a lot of diversification. Currently up 14% and being careful. Still a better deal than leaving it in a savings or checking account yielding 0-1 percent interest.

    • @lordviraj
      @lordviraj 2 года назад

      @@christianaemilio1
      I diversified my portfolio across various market with the aid of an investment advisor, I have been able to generate a good profit across high dividend yield stocks, ETF and bonds during this red season.

    • @RDavid.
      @RDavid. 2 года назад

      @@lordviraj How can I reach this FA of yours to seek a better- investing approach, so I don't make mistakes that are going to cost me a lot?

    • @lordviraj
      @lordviraj 2 года назад

      @@RDavid. you can communicate with him on telegam with the user name below.

    • @lordviraj
      @lordviraj 2 года назад

      @@RDavid. Earnwithkevin.

  • @cwherity1
    @cwherity1 Год назад +1

    Graham, great story and passion. If you haven't already I recommend you looking into 8-80 Cities, which is based out of Toronto, ONT. They are a global facing organization that is right up your ally I think. Best to you!

  • @rexyzvent5864
    @rexyzvent5864 2 года назад +7

    Love how he find out he wanted to go into city planning

  • @Chosengirl1
    @Chosengirl1 2 года назад +9

    Grad student and financially on a good track! Proud millennial 🙂

  • @amsthe3rd
    @amsthe3rd 2 года назад +13

    Solid foundation with this guy! Didn't get sucked into the "credit card black hole" during the early college years lol. Smart move!!

  • @twlee1930
    @twlee1930 2 года назад +17

    His food budget is quite high-- room for improvement there!

    • @grahamzickefoose8524
      @grahamzickefoose8524 2 года назад +5

      Definitely is! I really value getting food with friends, and have a hard time saying no when asked to come out to eat or grab coffee, since I can *technically* afford it. Definitely could save more of that money though!

    • @HaDao205
      @HaDao205 2 года назад +1

      His rent is $400 though. When you live with roommates, you spend less time in your apt cooking and more time eating out. 4 people share a kitchen doesn't really work if everyone cook every meal.

  • @randyx007
    @randyx007 Год назад

    We are experiencing homelessness in Spokane because companies come and buy up large amounts of property, driving up prices the last 3 years. Even the last 10 years it has more then doubled here due to growth. Now we have people from Seattle and California flooding in because it was affordable for us. Now it is affordable for people who sell their homes for millions and move here for half the price or less.

  • @visionaryapril_art
    @visionaryapril_art 2 года назад +1

    Such a wholesome guy

  • @zachelton7734
    @zachelton7734 2 года назад +2

    What a joke… This is not the typical millennial. Dude keeps hitting jackpot after jackpot. Lucky guy good for him.

  • @moff_gideon
    @moff_gideon 2 года назад +3

    He should get a credit card yesterday

  • @anachoco2926
    @anachoco2926 Год назад +1

    Great story! Well done, graham 👍

  • @mjshaheed
    @mjshaheed Год назад

    I wish the background music was a little bit higher, so that I didn't have hear what he says, but simply listen to the music alone.

  • @drchtct
    @drchtct 2 года назад +6

    I am always astonished by how many people study something vague and then don't find a job. I think schools don't do a good enough job to discuss career opportunities with students. There should be a mandatory week or even month where students work full-time on not only what they're good at but also most importantly get taught in what study area careers are possible. It can't be that kids spend thousands of dollars on a program and then don't find any job, it's bad for them and for society.
    As a personal note, I myself found city planning very interesting while finishing high school but didn't really find the career options appealing (in Germany, it's very much controlled by law to every detail, I wanted more freedom in my job). I'm now in business and it fits me way better and there are plenty of jobs to take wherever you look. I really hope he finds something great, planning a city in the US sounds like a very interesting task.

    • @wolfzbyte
      @wolfzbyte Год назад

      I went to the same school as this guy, got my degree in math & physics. took 3 year to find work, school just recommended i go to grad school. The career center is a joke, colleges gotta do better

  • @SYDAirlineEnthusiast
    @SYDAirlineEnthusiast Год назад +1

    This is good, but after he graduates?

  • @Actasif88
    @Actasif88 2 года назад +1

    This guy has a decent head on his shoulders.

  • @sabrinatatalias4277
    @sabrinatatalias4277 2 года назад +4

    im on a nonprofit and we provide scholarships to students and that is the one thing we hate is how students can essentially get the scholarships and make it like a salary/refund from the university to their personal accounts.My personal opinion is the scholarship funds should go to someone who actually needs it for affordable college. If the university is already paying your tuition you don't necessarily need the funds no more.

    • @back2the80s
      @back2the80s 2 года назад

      Welp they let him get funds to his account on scholarships. Must be nice. I thought scholarships can only pay for books and classes not actual checks

    • @zurilyjones
      @zurilyjones Год назад

      You get whatever amount is left over after your tuition and fees directly to you. For me, that rebate money helped keep me afloat throughout the semester. There are more expenses related to going to college besides just tuition and books… especially if you go away from home.

  • @kylejohn5769
    @kylejohn5769 6 месяцев назад

    “Honour god with money” - everyone just think about that for a minute….

  • @swicheroo1
    @swicheroo1 2 года назад +27

    Wow. I'm glad that pay for graduate assistants have gone up. I finished my doctorate in 2003. Back when I was working toward my doctorate, I got full tuition and my living stipend was $12,500. But I did not have to teach or assist, as I was on full fellowship. My peers, who worked as teaching assistants, made about $18,500. This was in LA, where cost of living was really high. We were all living basically just above the poverty line. Most grad students took second jobs teaching part time for enrichment programs or prep schools or community colleges. Or they relied on full time working spouses. In addition, many had parental help. And quite a few took out up to the allowable maximum of 20K in student loans every year. Since I was on scholarship, I was not allowed to take any loans, which sucked at the time, because my lifestyle really lagged, but in retrospect having that limitation placed upon me was the best thing ever. Or else I would have ended up like my peers, with over 100K in debt.

    • @elizavetabelova6525
      @elizavetabelova6525 2 года назад +3

      Right now it is around 30k for graduate students which is okay in some states but very low for California.

    • @UnderCanvasrox
      @UnderCanvasrox 2 года назад +4

      With inflation, $18,500 in 2003 is $29,750 in 2022, so almost exactly the same amount!

    • @Stoneface_
      @Stoneface_ 2 года назад

      @@UnderCanvasrox exactly

    • @AssBlasster
      @AssBlasster Год назад

      I make ~$20K with health insurance but I only live comfortably being in bumfuck nowhere with 1 bed apts going for $600/mo. I would be struggling if I stayed in Florida for grad school.

  • @SniPYo
    @SniPYo 2 года назад +1

    These are typical income I excepted, not $200k a year ppl

  • @Bonserak23
    @Bonserak23 2 года назад +1

    Yeah, try living in Spokane as a restaurant worker only making like 15k to 20k a year and you can't even get home without worries most nights cuz the buses stop running at 10pm. Also 70% of your wage goes right to the landlord, that's just rent mind you. Almost always broke looking like a bum only a couple sick days or injury away from becoming one. There is no calling in when you work restaurants, you will get fired you will get cut no question ask and there is nothing you can do about it. So when I hear about this guy getting a free ride through school and never having to do struggle bus living, I can't relate even a little bit. Sorry, that's just the real of it man.

    • @erickn7985
      @erickn7985 2 года назад

      You do realize that you can change jobs or move elsewhere, you don't have to be struggling in life mate.

    • @back2the80s
      @back2the80s 2 года назад

      @@erickn7985 cost money to save and leave. You got money for our moving costs?

    • @back2the80s
      @back2the80s 2 года назад

      No car it’s sucks. Imagine living in a rural area with crap transportation and crap jobs

    • @back2the80s
      @back2the80s 2 года назад

      His dad gave him a car. Not all parents give cars. He is blessed and has a lot of help.

  • @kouturierecustoms
    @kouturierecustoms 2 года назад

    He's on the right track for sure

  • @liizzset
    @liizzset 2 года назад +1

    Love City Beautiful. More of an No Just Bikes fan though😅. Overall, this young man sound promising to achieve his dreams. And hope he does. Wishing him all the best with future endeavors. Good for him. And wish him a lot of luck with And great video .

  • @Scarcraih
    @Scarcraih 2 года назад

    No health insurance coverage costs? the $59 listed has to be car ins because it's not listed under Transportation.

  • @letkwu
    @letkwu 2 года назад +3

    Keep Spokane affordable, it’s good little city that has a lot of opportunities.

    • @balls4978
      @balls4978 2 года назад

      Legit? I'm 25 and considering moving to spokane because it looks chill and also because washington state has no income tax. But if I may be honest I am a bit skeptical of it there because when I traveled through the state, it felt off like I don't know how to describe it or if you know the feel of what im talking about? but it was just negative energy everywhere in that state. I'd love to get some insight into it though.

    • @letkwu
      @letkwu 2 года назад

      @@balls4978 it's super abundant here, this land and water is used to feed and power so many people, it being stolen land is probably why it feel that way 🍒 all the water and land being exploited

    • @balls4978
      @balls4978 2 года назад +1

      @@letkwu Nah I think it's just the all the people there like yourself with your crazy toxic ideas that's filling the atmosphere with your negative energy.

  • @jaygoodman384
    @jaygoodman384 Год назад

    Wages vs fuel vs rent plus groceries very scary to balance out😫

  • @urmanascrewed
    @urmanascrewed Год назад

    Spokane City Planners make pretty good money, I hope it works out for him!

  • @cblw14
    @cblw14 2 года назад +7

    He's doing well for himself! His food budget could be lower and having roommates helps a lot!

  • @SynterraSteen
    @SynterraSteen 2 года назад +1

    How can I get featured on this segment? I started my own dog sitting business and live in Washington.

  • @yasinnabi
    @yasinnabi 2 года назад

    the best investment is to invest on yourself..... You are the best asset to grow and developed.....

  • @deantan4080
    @deantan4080 2 года назад +1

    I watch city beautiful too

  • @ZetaMotions
    @ZetaMotions 2 года назад +3

    I live in the greater Seattle area and it’s impossible to live up here with that much money you need at least 100k to have a living, going to Spokane was a good idea, but I feel like it’s so disconnected from everything, most jobs are also in the Seattle area

    • @AssBlasster
      @AssBlasster Год назад

      People in eastern Washington prefer it that way

  • @87clits
    @87clits 2 года назад +1

    Let's try it on under 12,000. 🤣

  • @Slb5988
    @Slb5988 2 года назад +9

    So he doesn’t really work…..

    • @darlinspaces
      @darlinspaces 2 года назад +1

      ? How did he pay his bills bruh

  • @brcracecars
    @brcracecars 2 года назад +4

    You had me until you said you gave away 10% of your income.

  • @jkopvo
    @jkopvo Год назад

    Good job, young man!

  • @nerd_alert927
    @nerd_alert927 Год назад

    I received my master's in Accounting from the same university.

  • @itswillielugo999
    @itswillielugo999 2 года назад

    If Graham hasn’t watched this….. credit?

  • @benitolopez725
    @benitolopez725 2 года назад

    I feel like im the only one here

  • @hannahmuellenmeister
    @hannahmuellenmeister 2 года назад

    Great video, but waiting for Graham to criticize the no credit cards.

  • @jennylin6806
    @jennylin6806 Год назад

    ive wonder if city planners from smaller areas/rural areas have a realistic understanding of city life?

  • @genuinelytayandbae
    @genuinelytayandbae 2 года назад +2

    Woohoo! Go Graham!!!

  • @ladyjones09
    @ladyjones09 2 года назад

    EWU! Grads! We are smart people!

  • @themcmemes493
    @themcmemes493 Год назад

    This dude is a lot like me actually lol

  • @dferrari3215
    @dferrari3215 Год назад

    That twice what I made as an adult in the 90s.

  • @chaseiphone6552
    @chaseiphone6552 2 года назад

    THEY GIVE HIM MONEY 💵.. I THOUGHT THIS WAS A REAL DEAL VIDEO 🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮

  • @kamrenwalker
    @kamrenwalker 2 года назад

    omg i LOVE city beautiful 😩

  • @jerrymason2862
    @jerrymason2862 2 года назад +2

    Great video!! We should be careful on money useage,if you are not spending to earn back,then stop spending.

    • @jessemacron6059
      @jessemacron6059 2 года назад

      I wanted to trade crypto but got confused by the fluctuations in price

    • @117_32
      @117_32 2 года назад

      After a long search for a professional trader with consistency matched with good profit, Mr Bryan Smith has proven himself to be one of the best around the world with his amazing trading skills

    • @sophiamia4363
      @sophiamia4363 2 года назад

      When I first met with Mr Bryan Smith about crypto trading I took the opportunity regardless the risks but now l am happy that I took the step to success by trading with Bryan Smith. You know lgnorance can be the worst thing and mistake that most people always do.

    • @emelayla123
      @emelayla123 2 года назад

      He has brought me out of wrenches to a better living I encourage newbies to place their trade under his service

    • @emelayla123
      @emelayla123 2 года назад

      @Erica Oakley He's connection is on What's Apk⤵️⤵️

  • @JoseSanchezdontyaknow
    @JoseSanchezdontyaknow Год назад

    Bro I pay 1800 for rent

  • @marlonnorrece__1
    @marlonnorrece__1 2 года назад +11

    My life has totally changed since I started an investment of $ 7,000 and now earning over $ 57,000

    • @bettymullins.9548
      @bettymullins.9548 2 года назад

    • @thompsonrodriguez5508
      @thompsonrodriguez5508 2 года назад

      After my encounter with Mrs Angela Maria Brown in the United States, my life have totally change, they're yours can also change it's just a matter of commitment and focus.

    • @petersonhoward2761
      @petersonhoward2761 2 года назад

    • @jenhalle363
      @jenhalle363 2 года назад

    • @rachel01197
      @rachel01197 2 года назад

      Who's this professional , everyone is talking about ? I always see her post on top comment on every RUclips video I watched I'm interested how can I get in touch with Mrs Angelia Marie Brown ?

  • @M1978-p8j
    @M1978-p8j 2 года назад +2

    No credit card! One of the biggest mistakes anyone in college can make is getting one. They should teach this in high school as far as budgeting and being financially responsible. Remember starting college and Visa / Mastercard reps were practically giving these away during the first introductory week with a 20 plus % interest rate.

  • @nayminlatt4236
    @nayminlatt4236 2 года назад

    Is 32k after taxes or not?

  • @lliwmany
    @lliwmany 2 года назад +1

    Graham about to have a field day with the debit cards 😂

  • @summerdodson5493
    @summerdodson5493 2 года назад

    He’s in my city

  • @dailydoseofmedicinee
    @dailydoseofmedicinee 2 года назад +1

    💯

  • @haynesjph
    @haynesjph 2 года назад

    I live in spokane 400$ would be awesome for rent lol I'm paying 1400 for a 1 bed apartment where is this 400$ place at 😆

  • @brianjacobsen8878
    @brianjacobsen8878 Год назад

    What a joke go down to camp hope right down the street.

  • @jwulf
    @jwulf 2 года назад +7

    I am so disinterested in church goers.

    • @MA-xb2yz
      @MA-xb2yz 2 года назад +2

      Same

    • @homelesspirate1470
      @homelesspirate1470 2 года назад

      what is it with americans and churches? what makes you hate them so much?

  • @drchtct
    @drchtct 2 года назад

    Mate, this hairstyle is not it :D I'm rooting for you man, but keep growing out that undercut, it's not 2012 anymore

  • @Brokeloco
    @Brokeloco 2 года назад +6

    damm $32k a year is minimum wage broski..
    That’s made ez in nyc.. like in 6 months

    • @sunshinexoxo6107
      @sunshinexoxo6107 2 года назад +14

      He is a student. He works part time while pursuing a higher degree.

  • @sasquatch8268
    @sasquatch8268 2 года назад

    Ayo lmao I live in Spokane

  • @douglasaaron2558
    @douglasaaron2558 2 года назад +2

    *People will be kicking themselves in few weeks if they miss the opportunity to buy and invest in Crypto as it's retracing....BE WISE*

  • @whitneybrown4067
    @whitneybrown4067 2 года назад +1

    🔥🔥🔥👍….

  • @rustyshackleford9017
    @rustyshackleford9017 2 года назад

    thats it at 26?
    I'm 30, from Spo and first made that amount around 2011 after high school. yikes bud, get out on your own. lots of jobs here, trades and apprenticeships are red hot.

  • @domjobs18
    @domjobs18 2 года назад

    White and privileged, NEXT!

  • @jameswelsh4479
    @jameswelsh4479 2 года назад

    First

  • @cowdy293
    @cowdy293 2 года назад +3

    the dude complaining about...pff..spending $200 in gas? dude im easily spending $500 a month on gas, what world you live in? LOL

    • @akirebara
      @akirebara 2 года назад +2

      A privileged white man who grew up not thinking about money, college paid, not needing a job while going to college, graduated with a degree & didn’t know what to do with it… he’s now finally know where to go but he’s realizing that life is expensive without his parents’ help. Nothing inspiring about his story.

    • @zyzzuschrist3410
      @zyzzuschrist3410 2 года назад +9

      That’s your fault

    • @Chieffg
      @Chieffg 2 года назад +7

      easily spend 500 amonth on gas ? sounds like you drive a truck, you need to sell it and get you a honda and watch how much you save

    • @djkenny1202
      @djkenny1202 2 года назад +2

      Maybe your life is too car dependent?

    • @cowdy293
      @cowdy293 2 года назад

      @@djkenny1202 What ya wanna me to ride, a horse to work? Guess grass cheaper then fuel,... (lol) In all seriousness, everyone of the "majority" norm, uses vehicle for work and everyday life use and to travel. Welcome to the adult life and bills.

  • @justinfrias9030
    @justinfrias9030 2 года назад +1

    I’ve already made double that this year

    • @djkenny1202
      @djkenny1202 2 года назад +4

      While going to school?

  • @Cash4Jesus
    @Cash4Jesus 2 года назад

    He tithes $120 a month and says he gives 10% but his budget is over $2k a month. Clearly he needs more education to make it in life.

  • @rwr2643
    @rwr2643 10 месяцев назад

    it take more to live on these days than it used to , Thanks Joe Biden !

  • @MrJangofett123456
    @MrJangofett123456 Год назад +1

    only 32k and he went to college? im 22 and made 55k this year and didnt go to college lol also live in spokane

  • @jakelopes2789
    @jakelopes2789 Год назад

    Very low