Thank you so much to the CNBC team for this feature!! It was amazing to work with everyone - Bonny, Alex, Ernestine, Beatriz, Jennifer ☻ Feel free to comment any questions and I’ll do my best to answer them!
@Borat Sagdiyev Wait. Someone attributed her success to her own determination and commented that she is smart and humble, and you jumped to mention GOP? Wtf is wrong with you?
@@yasinm.3162 If they help her, she is not completely independent. She is hard working but don’t ignore the fact that she has support that most people wouldn’t be able to receive
lmao her success is from her parents. She'd be just another broke Singaporean if her parents weren't well off throwing opportunity after opportunity right in front of her
I appreciate her for acknowledging the privilege right up front. It doesn’t take anything away from her work ethic or ambition. It just helps us… as listeners… absorb her story more. We’re not distracted by what feels like gaps in the truth.
yeah but we were expecting her to say she's working hard to give back to the underprivileged but nah she wants more $$$ and status to prove she's "self-made" lmao
@@WiseOnion What about all the kids she tutors? Since they're willing to pay $67 an hour for her services, I'd assume they value what she does for them.
@@WiseOnion what could her critics offer that would make them over 90k per year? If your answer is void then she's entirely deserving of her income and whatever else she's able to get from selling her skills.
The comment section’s telling me that having parents help you financially is a taboo in this day and age. She’s determined and made good use of the resources passed down to her. I’d want to make sure that I can help my children out for the better every way possible. People are so mad.
I absolutely adore her! There is absolutely nothing wrong with being from privilege. That's what we're all trying to do for our kids. Respect people, wear your designer, stack your money, and work towards your goals.
@@Krynale Precisely, the rich usually help the poor the most. What I'm saying is-if you're not rich-being mad at the rich is not the same as actually caring for the poor.
@@fraybart The rich Bribes Politicians/presidential candidates behind our backs to avoid paying their fair share of taxes. The Rich are buying up homes across America, making it harder to achieve "The american dream" (BlackRock). The rich arent engaging in mutual aid like the middle class. Bootlicking is cancerous.
Wow! Her parents must be so proud! She's so intelligent and down-to-earth. We need her to stay in Chicago after she graduates, she could help the city a ton.
I am glad that people are becoming more aware about their upbringings and socio economic advantages! People would have dismissed this 10 years ago and say just work harder. I am glad the times are changing
I was born into adjacent poverty. Lived in a studio apartment with my mother and sister. My mother worked a minimum wage job. We lived in a very poor town in Ohio. Some people actually do make it out of poverty. Don’t diminish hard work.
@@dustin7708 Nobody said hard work isn't important, just that earning a lot of money is much easier if you're already well off. Also, hard work alone isn't enough to just escape poverty in most cases. If you think otherwise, then your survivorship bias is showing.
Thanks CNBC for shedding light... on the awesome work being down by millenials and Gen Z! Wishing our generations health, property, and success for the years to come. Awesome how Chloe navigated US to make the world her oyster!
One of the few people who recognizes AND acknowledges their advantages in life. And what that means in terms of working harder to deserve it. Wow. How refreshing!
I lover her self reflecting nature! She is so relatable and still hard working! As someone with ADHD it’s refreshing to see someone strive for their goals the way she does!
What a good idea to use the skills she already has to create an awesome tutoring business! She paired what she knows how to do and found people that need that service.
Her parents are gems. She is so grateful and able to hustle for herself. Bravo. Wished I think like her and not wasted my parentsoemy in my 5 year in university. Lol
Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..
I totally agree with you, the crypto currency market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading
Probably my favourite video in this series to date. Very inspiring and fresh to listen to a 21 year old with such a great head on their shoulders. She’ll go far!!
For those that are considering international studies, in Australia you get a 2 year working graduate visa when you finish an undergraduate or postgraduate degree you don’t need to be sponsored by an employer unless you want to stay longer than that
In the US is similar. Everyone gets one year after finishing pretty much any kind of studies, but STEM gets up to 2 years. During this 2 years you need to find someone that will sponsor your H1B (10 years) or greencard (permanent resident). Chinese, indians, and some others have more difficulty tho because there's nationality-based quotas.
There's a lot of people that don't attempt to be independent especially when their parents can afford to pay for their college tuition. I love that she chooses to handle her own finances to pay her own bills/ responsibilities; and choosing not to rely on her parents for everything. Humble, aware, and full of gratitude! Love it.
GenZ are freaking tech savvy and know how to make money. I swear as technology advances and matures, the kids get smarter. For example, there tens of note taking apps out there with endless integrations right now that I would have never imagined using when I was in school.
It’s also about your network of clientele. If your clientele is paying an average of 6k/year in tutoring, you’ve got a fairly exclusive market. The moral of the story is to focus on a network of people that will put wins in your sales and that appreciate the value you bring them.
Most of the international students I knew relied on their parents financially and yes, that astronomical tuition fees are about right. You will pay that much for tuition, graduate, and struggle to find a job that will SPONSOR you for a work visa which is only available for a limited amount and lottery-based during my time. IF you're somehow lucky enough to get all that, then the clock starts for you to get SPONSORED for a green card or you have to go back to your home country.
Do you know anyone that has gotten sponsored for a full time job? I only ask bc my gf has a degree in chemical engineering and she is going through a very stressful and frustrating time trying to find a job to work at, due to the sponsorship of the work visa ://
I honestly don’t understand how can she be so open about her income in the video given that it is ILLEGAL! As international student based in the US you are not allowed to work, even remotely and for another country. Sometimes students do that because they struggle with money but they usually hide it.
@@elizavetabelova6525 My takeaway is that she's being paid in CNY in China, and the money is somewhat difficult to transfer to the U.S. So when she says she "saved" for $1.5k heels, that was clearly a lie. The reality is that her parents send her a lot of money each month guaranteed. She's acting like she's hustling, which is far from the truth.
@@Relav1 yes it seems like that. Also, she replied to me saying that she doesn’t see all of her money, this is how she is able to bypass proper work authorization in the US.
Chloe clearly is smart and hard-working but also self-aware enough to realize that part of her success also can be attributed to having a supportive family. (Fwiw, imo it's not that people dislike those with wealth or privilege but rather the fact that some, unlike Chloe, fail to acknowledge the role it plays in getting ahead.) Honestly, if I have kids in the future, this is pretty much what I'd want: a situation where they don't NEED to work hard but they have a solid work ethic and WANT to work hard. Also, is that Milo at 4:53? (Shout out to immigrants/kids of immigrants. IYKYK)
I think everyone saying that they're glad she mentioned "privilege" misses a few nuances. There's the fact that she's an international student in a foreign country (alone)- making new friends, learning American dialect, absorbing a new culture, and so many more. I roomed with international students in college and befriended many more. After 4 years, I wouldn't say "privilege" is the first thing that jumps to my head. Humility is why they say privilege, but truly, I admire their journey, independence, and all the physical/mental toll. In my opinion, many of these internationals have earned my respect and way beyond just a privilege background. They have a lot more in common with regular folks than the things we choose to focus on (money), but also deal with tough situations anyone who's not an Asian immigrant wouldn't relate to. There's pressure to outperform your parents and other things. Privilege isn't what they use to relate or not relate, but rather look up to (in Asia). So, I'm trying to say that when she said "I know I'm privileged," there's a lot more nuance, and it doesn't relate to American conception of privilege. Anyway, if anyone has had experience in Asia or around international students, maybe you can relate to what I mean. It's just not the same conception as American.
You're absolutely right. I'm astonished at all the out-of-context comments by jealous people. Those people would be far better off following her example.
FYI: It’s illegal for international students who hold F1 visa to work as a tutor in the States. Don’t know how she gets away with it. 🧐Unless she is a US citizen or permanent resident.
@@jasminecontreras7341 from a young white woman’s perspective, we’re in a world where everyone has to mention how privileged a white man is or a successful wealthy person is and we’ve engraved it so far into their heads. I think now to say “they’re talking about it too much” is just hypocritical. Before I say “oh I worked hard for what I Have” I get responses online that I’m privileged and wouldn’t be where I was today, but when I mention I’m privileged people are tired of me saying it
@@Naomi-xu4hq You can't appease people so honestly, you should not care about what people think that are on a different life path than you. Appeasement has never worked and it's not about to start working now.
This message is for someone who needs to hear this and will fully understand it... You are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life. You are strong, you are capable and practice forgiveness (Forgiveness is for you; forgive your parents or anyone whom we have chosen to hurt us, to begin the process of healing and freedom. Remember: Forgiveness is for you to be freed, healed and happy. It’s a RESET BUTTON) and practice gratitude everyday. This will change the course of your life forever. Love you always and I believe in you wholeheartedly no matter what ✨❤️ - Nat
I thought I was well off because my parents paid for my (public) university education, and I always had food at home and could participate in any extracurricular I wanted to. Based on her designer wardrobe and her mom’s birkins, this girl is probably from an affluent family in Singapore.
I'm gonna take a guess and say it's the Chinese Indonesian side where all that wealth is coming from. I went to school in Shanghai too (as a Chinese Filipino) and nearly all the Chindos were so much wealthier than other ethnic Chinese from other Southeast Asian countries (Malaysia, Singapore, Philippines, etc.).
@@kam8916 A lot of South East Asia Chinese have some old money. Because they started trading with the Europeans very early on and they didn't endure the communism apocalypse in China (where the old money was wiped out or shipped out). For a very long time they were the only upper middle class Chinese in existence. Now, even though the old money is somewhat dispersed and become insignificant in modern economy, the mindset they developed is still very much helping them everyday. You simply won't find a more resilient group of people comparing to South East Asia Chinese.
it is not difficult to do if you are qualified and aim wealthy people in Shanghai. But you need to be fluent in English, Chinese mandarine and Shanghainese dialect as her, and have lived several years in Shanghai and the United States as her to have a bi-cultural mindset.
Great story and very positive! I'm impressed by how much you make tutoring, i'm a construction engineer in the UK and i don't make even half that on the work sites, will definitely look teaching on the side!
Similar age. I make 80k base salary annually. With overtime, my income can get comparatively astronomical. I also live in Chicago. In three years, I'll reach 100k base. I have no student debt. I'm not privileged; I grew up in the nearby hoods. This girl is impressive, in many ways. I definitely could not do what she does. However, find your own way. Don't believe that just because you weren't fortunate enough to get a similar head start that you're out of the race.
Not a commentary on her, but man when I was in college I barely had $100 in my bank, drove a old ‘86 honda crx, was in a cramped dorm, and barely ate food. It’s amazing the stark contrast to the lives of college students with rich parents. She’s definitely a good mind to understand her privilege and deserves all she has.
Fyi, you can apply for an OPT extension of your F1 visa and work for 12 months after graduation in a field of your study. The size of the company does not matter. So you could totally work for a start up after you graduate :) I worked for a very small company for a while.
She makes more per hour tutoring than some of us with college degrees already. Sigh. Why wasn’t I the revered Asian child? Instead, I went for a life of poverty. Sigh. Must marry rich now. Or win the lottery. For a rich Asian international student, she’s very humble. Not at all like most international Asian students I come across or observe. I’m Asian American and it drives me nuts when white people think I’m one of those wealthy international Asian people. I wish! My parents went from rural poverty to middle class American life. It’s incredibly humbling. Still, I’m lucky to be in a very comfortable situation despite choosing to work in nonprofit and not earning a large salary. I really appreciate her candor, her intelligence, her future-thinking, and her self-awareness. I wouldn’t mind having more friends in my network who were more like her. It’s just so refreshing to have someone with all of these qualities. I like my friends. They’re great people but I wish there was more of a challenge. More intelligent debates. More knowledge sharing. More ambition. All my friends seem comfortable in their lives and it’s too easy to get comfortable with your own life. Granted, we are older and at a point in our lives when stability becomes important but I would never want stability at the cost of growth and development
I really appreciate people who are upfront about their wealthy family's help. There's nothing wrong with being supported by your family. We should all be do lucky! But it sucks when people aren't transparent about the fact they didn't start at the same level we all did.
This isn't one that should have made CNBC. Child gets schooling paid. Allowance given monthly. If she had put the profits from her work (YT+Internship+Tutoring), then paid for her international studies in the US, then we should calculate the remainder. This should then be made into a CNBC if she's able to survive without her parents "free money", or better yet, take out US based loans and discuss how she snowballs the debt down while tutoring and other stuff. This Z'er episode is not accurate (imo).
I feel two ways about this: one, it just goes to show that to really get ahead in life being born in the right socioeconomic class is highly advantageous. Forget the money, you benefit from connections (generally speaking) and the wisdom of people who have climb the ranks of success so already they are helping you avoid classic mistakes that set people back. Two, if everyone had a choice, they would provide this type of upbringing to their offspring so it’s not fair to hate on her or her family for doing something you would want to do; if anything let this be a lesson that if you aren’t starting from a place from privilege the best thing you can do is seek out successful people to be around and learn as much as possible about providing a valuable skill set to the economy. Spend your youth doing this and then you’re children can start from the top
Young people of today continue to amaze me. To be able to be disciplined to make sure you are studying, saving, and generating income all at the same time is incredible. You are certainly looking after their future self. I think we so easily use excuses that its not possible to do this or achieve that, but Chloe is a prime example of tenacity and goal setting. Well done
the rich get richer. good for her. but she's a typical wealthy international student. definitely gonna be set in life already. wonder what her parents do back in home country - bet they're insanely rich lol
She seems like a sweet kid but seems to feel some kind of guilt for her family's success, she shouldn't. Her parents are able to pay for her school because of generational wealth. Either they or their parents before them worked for that wealth for the sole purpose of ensuring their children will have the best opportunities in the future. It's something we should all strive for.
These videos really highlight the difference in salary/pay structures between millennials and Gen Z. Add wealth and privilege to the equation and you’re likelihood of success is pretty much guaranteed. Millennials have gone through a global recession, a pandemic and subsequent job losses, and, currently, inflation and the a very likely 2nd recession. I’m a millennial and was in the age group that didn’t get to experience the 08-09 housing crash and recession, so I’m lucky to be better off than most. But it’s still sad to see how much some of my friends struggle to find decent paying jobs with benefits, despite having college degrees from top universities. I’m not trying to take anything away from this woman’s accomplishments though. Just really interesting to see the differences between generations.
I hear you. In way, I can not help but think employers assume newcomers to the states are going to push and apply themselves becoming more of the type of employee they seek. Just based on observations as someone coming from your generation too.
Why do you think gen Z have it better? We just had a global pandemic that has become to wane in the last few months + a war in Europe that has just begun to impact food and energy supplies.
@@TheMasterPoke the internet gives more plus you grew up integrating tech more than many before you. That is why employers value your opinion and ideas to share. If you think working is hard, ask someone who never had the internet before!
@@arkasarkar3901 It isn't a grey area, either they don't file taxes which is a crime or they file taxes and expose themselves working which is against the student visa policy. So I hope she's not on F1, otherwise it's truly audacious for her to do this show.
She wrote she doesn’t see the money coming from RUclips. Probably it is paid in her bank account in her home country. So technically she is not working for a US employer or as an independent worker in the US.
Thank you so much to the CNBC team for this feature!! It was amazing to work with everyone - Bonny, Alex, Ernestine, Beatriz, Jennifer ☻
Feel free to comment any questions and I’ll do my best to answer them!
Enjoyed the video Chloe! Wish you the best!
Great video!!!
I love that you're so humble! Is there anyway I can get into this tutoring gig?
Chloe you my inspiration !!!!
Do you even know that your income is illegal and you violated F1 visa rules by working remotely??
Her parent raised her well. She's independent, smart and humble. Her success you can tell is from her own determination.
Independent? They pay for her school 😂
@@alancooper6461 ok and?? If you're able, why wouldn't you help your kid out?
@Borat Sagdiyev Wait. Someone attributed her success to her own determination and commented that she is smart and humble, and you jumped to mention GOP? Wtf is wrong with you?
@@yasinm.3162 If they help her, she is not completely independent. She is hard working but don’t ignore the fact that she has support that most people wouldn’t be able to receive
lmao her success is from her parents. She'd be just another broke Singaporean if her parents weren't well off throwing opportunity after opportunity right in front of her
I appreciate her for acknowledging the privilege right up front. It doesn’t take anything away from her work ethic or ambition. It just helps us… as listeners… absorb her story more. We’re not distracted by what feels like gaps in the truth.
No it doesn’t. It just make you feel better for being a loser lol you people crack me up
yeah but we were expecting her to say she's working hard to give back to the underprivileged but nah she wants more $$$ and status to prove she's "self-made" lmao
@@WiseOnion What about all the kids she tutors? Since they're willing to pay $67 an hour for her services, I'd assume they value what she does for them.
@@WiseOnion she never said she’s self made, she said the complete opposite of that acknowledging that she had a lot of support
@@WiseOnion what could her critics offer that would make them over 90k per year? If your answer is void then she's entirely deserving of her income and whatever else she's able to get from selling her skills.
The comment section’s telling me that having parents help you financially is a taboo in this day and age. She’s determined and made good use of the resources passed down to her. I’d want to make sure that I can help my children out for the better every way possible. People are so mad.
Absolutely. Just ignore the envious types. This girl has seized the opportunities she's had. Others don't.
Bro I never got an allowance, I aint giving my kids an allowance either haha
BIG MAD!
Not mad at her have respect for her for earning her way with the help of her parents instead of being a lazy spoiled brat that does nothing
@@BeanerMoney you are probably ending up on the streets
I absolutely adore her! There is absolutely nothing wrong with being from privilege. That's what we're all trying to do for our kids. Respect people, wear your designer, stack your money, and work towards your goals.
True. Many people don't actually care about the poor, they're just mad that others are rich.
@@fraybart you can be rich while still caring for the poor...just so you know
@@Krynale Precisely, the rich usually help the poor the most. What I'm saying is-if you're not rich-being mad at the rich is not the same as actually caring for the poor.
I just wish I had half her mindset in my 20s. I feel so stupid watching how incredibly smart focused and driven and is!
@@fraybart The rich Bribes Politicians/presidential candidates behind our backs to avoid paying their fair share of taxes. The Rich are buying up homes across America, making it harder to achieve "The american dream" (BlackRock). The rich arent engaging in mutual aid like the middle class. Bootlicking is cancerous.
She’s so self-aware and I love how she talks about her work ethic and upbringing
She's honest about her privileges but works hard and is way ahead at 21. Good for her.
Yea 16 students 55k soooo hardd
Yes, parents paying for college may help somewhat
@@mackeejack6731 jeez shutup
@@mackeejack6731 China tutoring business is good. Many teaches have opened firms and makes like millions from them.
@@mackeejack6731
Someone’s jealous
Wow! Her parents must be so proud! She's so intelligent and down-to-earth. We need her to stay in Chicago after she graduates, she could help the city a ton.
Chicago is the world’s 7th largest economy among cities. We don’t need help despite the negative press, but many other cities do.
I am glad that people are becoming more aware about their upbringings and socio economic advantages! People would have dismissed this 10 years ago and say just work harder. I am glad the times are changing
this the stuff they should be teaching us at school
I was born into adjacent poverty. Lived in a studio apartment with my mother and sister. My mother worked a minimum wage job. We lived in a very poor town in Ohio. Some people actually do make it out of poverty. Don’t diminish hard work.
What does one thing have to do with another? We still live in a time where you have to work harder if you want to get sócio economic advantages
@Incomeking Not as hard though because they were born with economic advantages. That’s the point kid.
@@dustin7708 Nobody said hard work isn't important, just that earning a lot of money is much easier if you're already well off. Also, hard work alone isn't enough to just escape poverty in most cases. If you think otherwise, then your survivorship bias is showing.
Chloe is the daughter every parent wishes for. Responsible, wise and so grateful!
@@renitamcdaniel7592 happy about what?
She is so intelligent and so down to earth. Her parents have made an amazing job. Great video☺️
Thanks CNBC for shedding light... on the awesome work being down by millenials and Gen Z! Wishing our generations health, property, and success for the years to come. Awesome how Chloe navigated US to make the world her oyster!
This is definitely what I want to do for my kids. I hope they are just as gracious when they come of age
One of the few people who recognizes AND acknowledges their advantages in life. And what that means in terms of working harder to deserve it. Wow. How refreshing!
I lover her self reflecting nature! She is so relatable and still hard working! As someone with ADHD it’s refreshing to see someone strive for their goals the way she does!
🎯
Enjoy your sweat because hard work doesn’t guarantee success, but without it, you don’t have a chance.
Cryptocurrency is one of the best investment one can make and build wealth for their future
Well with the crypto currency market favorable as it is, investing now wouldn't be a bad choice.
Bitcoin is the future, investing now in it will be the wisest thing to do especially with the current rise.
Its really good keeping an expert with years of experience close. Just like I have Mrs Maria Isabel Jones, she has made a lot of profits for me.
Who is Maria Jones? What platform are you on? I'm kinda interested
What a good idea to use the skills she already has to create an awesome tutoring business! She paired what she knows how to do and found people that need that service.
Wow so well-spoken, self-aware, and intelligent beyond her years. She's gonna knock it out of the park going forward.
Financially smart young lady. Very eloquent and well spoken. I'm betting she meets her savings goal by 24.
who else feels equally inspired and encouraged by chloe's parents?
Her parents are gems. She is so grateful and able to hustle for herself. Bravo. Wished I think like her and not wasted my parentsoemy in my 5 year in university. Lol
Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..
You are right.
You're right, Investing in crypto currency now is the best thing to do especially with the current rise in the market
So investing in it wouldn't be a bad idea 💡
I totally agree with you, the crypto currency market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading
Speaking of investing
But that grind, though. Like studying STEM full time, tutoring, and youtube?? 🙌🙌🙌
Right? Just concerned with this poor girl having any type of down time vs go, go, go. She already said she doesn't sleep.
@@buzzybee186 I totally agree!! She definitely needs to take care of herself and get those zz's, that's super important. 😊
This is a perfect example of continuing excellence in the family.
Wish her well. She seems mature and has a grounded view of life.
Probably my favourite video in this series to date. Very inspiring and fresh to listen to a 21 year old with such a great head on their shoulders. She’ll go far!!
definetley very mature for her age
Mine too! Love this episode a lot : )
fax
For those that are considering international studies, in Australia you get a 2 year working graduate visa when you finish an undergraduate or postgraduate degree you don’t need to be sponsored by an employer unless you want to stay longer than that
In the US is similar. Everyone gets one year after finishing pretty much any kind of studies, but STEM gets up to 2 years. During this 2 years you need to find someone that will sponsor your H1B (10 years) or greencard (permanent resident). Chinese, indians, and some others have more difficulty tho because there's nationality-based quotas.
RIP Millennial Money, you'll be missed
Why?
fax, this is a terrible video compared to the content they could and SHOULD be producing.
@Kirsten A she does NOT represent the vast majority of gen z working multiple jobs just to get by. she was born rich...
@@MegaMijit fax? Was that a pun? Lmao
I like how she talked about managing her time with ADHD. Also props to the Milo!
right! I thought it was green tea at first and then I saw it was good ol Milo
There's a lot of people that don't attempt to be independent especially when their parents can afford to pay for their college tuition.
I love that she chooses to handle her own finances to pay her own bills/ responsibilities; and choosing not to rely on her parents for everything. Humble, aware, and full of gratitude! Love it.
Sheesh, the level of self awareness is impressive, good for her.
GenZ are freaking tech savvy and know how to make money. I swear as technology advances and matures, the kids get smarter. For example, there tens of note taking apps out there with endless integrations right now that I would have never imagined using when I was in school.
With that character she has a huge future ahead of her. Humble and balance-minded, pretty remarkable - especially for her age!
She is too cute! Young Gen Z doing her thing! Love her personality and story!!
having a good family the best thing in the world she is unbelievably lucky
Insane that her undergrad degree cost as much as my dental degree!
As much as I wish I was in her position, I find her mindset, motivations and work ethic very respectable. Was an interesting video
It’s also about your network of clientele. If your clientele is paying an average of 6k/year in tutoring, you’ve got a fairly exclusive market. The moral of the story is to focus on a network of people that will put wins in your sales and that appreciate the value you bring them.
Most of the international students I knew relied on their parents financially and yes, that astronomical tuition fees are about right. You will pay that much for tuition, graduate, and struggle to find a job that will SPONSOR you for a work visa which is only available for a limited amount and lottery-based during my time. IF you're somehow lucky enough to get all that, then the clock starts for you to get SPONSORED for a green card or you have to go back to your home country.
Do you know anyone that has gotten sponsored for a full time job? I only ask bc my gf has a degree in chemical engineering and she is going through a very stressful and frustrating time trying to find a job to work at, due to the sponsorship of the work visa ://
I honestly don’t understand how can she be so open about her income in the video given that it is ILLEGAL!
As international student based in the US you are not allowed to work, even remotely and for another country. Sometimes students do that because they struggle with money but they usually hide it.
@@Naomi-xu4hq why are you so jealous not everyone has to struggle to succeed
@@elizavetabelova6525 My takeaway is that she's being paid in CNY in China, and the money is somewhat difficult to transfer to the U.S.
So when she says she "saved" for $1.5k heels, that was clearly a lie. The reality is that her parents send her a lot of money each month guaranteed. She's acting like she's hustling, which is far from the truth.
@@Relav1 yes it seems like that. Also, she replied to me saying that she doesn’t see all of her money, this is how she is able to bypass proper work authorization in the US.
So jealous of her success, but can’t hate. Good job, good life.
Chloe clearly is smart and hard-working but also self-aware enough to realize that part of her success also can be attributed to having a supportive family. (Fwiw, imo it's not that people dislike those with wealth or privilege but rather the fact that some, unlike Chloe, fail to acknowledge the role it plays in getting ahead.) Honestly, if I have kids in the future, this is pretty much what I'd want: a situation where they don't NEED to work hard but they have a solid work ethic and WANT to work hard.
Also, is that Milo at 4:53? (Shout out to immigrants/kids of immigrants. IYKYK)
Nothing but props. She’s privileged yet humble and hard working. So smart and successful at such a young age.
I think everyone saying that they're glad she mentioned "privilege" misses a few nuances. There's the fact that she's an international student in a foreign country (alone)- making new friends, learning American dialect, absorbing a new culture, and so many more. I roomed with international students in college and befriended many more. After 4 years, I wouldn't say "privilege" is the first thing that jumps to my head. Humility is why they say privilege, but truly, I admire their journey, independence, and all the physical/mental toll. In my opinion, many of these internationals have earned my respect and way beyond just a privilege background. They have a lot more in common with regular folks than the things we choose to focus on (money), but also deal with tough situations anyone who's not an Asian immigrant wouldn't relate to. There's pressure to outperform your parents and other things. Privilege isn't what they use to relate or not relate, but rather look up to (in Asia). So, I'm trying to say that when she said "I know I'm privileged," there's a lot more nuance, and it doesn't relate to American conception of privilege. Anyway, if anyone has had experience in Asia or around international students, maybe you can relate to what I mean. It's just not the same conception as American.
You're absolutely right. I'm astonished at all the out-of-context comments by jealous people. Those people would be far better off following her example.
Love this! As everyone noted, there is nothing wrong with coming from a place of privilege. Acknowledge it, do your thing, and be kind to others.
Having a good relationship with your partner is the core of your kids’ future. It can dictate getting through and overcome any unforeseen obstacle.
Way to go Chloe, regardless of whether you are privileged, it sounds like you are working hard to pursue your dreams/goals.
FYI: It’s illegal for international students who hold F1 visa to work as a tutor in the States. Don’t know how she gets away with it. 🧐Unless she is a US citizen or permanent resident.
She tutor kid in Shangshai, I’m sure they not paying her in US dollar. Internation student allow to have income from other countries
@@Miyukouzuki510 yes agreed
@@Miyukouzuki510 She isn't allowed to do those session from the US though legally speaking
@@anaellesure8537 they are allowed to work up to 20 hours I believe
Her parents did a great job! Very cool story. She is going places with that drive
Love how grounded and humble she is. You know she’s going places and good for her!
I don't understand the point of this video? A person from a wealthy family goes to college... ... ... that's it
Fair play to her, she is intelligent and articulate and really has it together.
It’s nice when rich people acknowledge they’re rich 😂 Still, it would be nice if CNBC had more relatable people on here.
She's so down so down to earth and appreciative.
Also as a international student, you are not allowed to work (visa restrictions) unless you are permanent residence or citizen.
I was thinking the same, wondered how she got away with making RUclips videos and earning money from it
I also wear my dad's Rolex and 5k Tom Ford suit because it "reminds me of him, not because I'm trying to flex it."
LMAO at this video.
AwArE of hER PrIvELaGE though
Stop hating and make friends with the rich kids at school. Your life will get a crazy upgrade. LOL
It was cool the first time she mentioned it, but I think she overdid it a little like I think she mentioned that she was privileged at least 3 times
@@jasminecontreras7341 from a young white woman’s perspective, we’re in a world where everyone has to mention how privileged a white man is or a successful wealthy person is and we’ve engraved it so far into their heads. I think now to say “they’re talking about it too much” is just hypocritical.
Before I say “oh I worked hard for what I Have” I get responses online that I’m privileged and wouldn’t be where I was today, but when I mention I’m privileged people are tired of me saying it
@@Naomi-xu4hq You can't appease people so honestly, you should not care about what people think that are on a different life path than you. Appeasement has never worked and it's not about to start working now.
This message is for someone who needs to hear this and will fully understand it... You are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life. You are strong, you are capable and practice forgiveness (Forgiveness is for you; forgive your parents or anyone whom we have chosen to hurt us, to begin the process of healing and freedom. Remember: Forgiveness is for you to be freed, healed and happy. It’s a RESET BUTTON) and practice gratitude everyday. This will change the course of your life forever. Love you always and I believe in you wholeheartedly no matter what ✨❤️ - Nat
I thought I was well off because my parents paid for my (public) university education, and I always had food at home and could participate in any extracurricular I wanted to.
Based on her designer wardrobe and her mom’s birkins, this girl is probably from an affluent family in Singapore.
I'm gonna take a guess and say it's the Chinese Indonesian side where all that wealth is coming from. I went to school in Shanghai too (as a Chinese Filipino) and nearly all the Chindos were so much wealthier than other ethnic Chinese from other Southeast Asian countries (Malaysia, Singapore, Philippines, etc.).
@@ClapBoomBoom I guess cuz there’s more people in Indonesia so more Chinese there who are rich?
@@kam8916 That's one way to put it, but that only applies if the person in question has a family business.
@@kam8916
A lot of South East Asia Chinese have some old money.
Because they started trading with the Europeans very early on and they didn't endure the communism apocalypse in China (where the old money was wiped out or shipped out).
For a very long time they were the only upper middle class Chinese in existence.
Now, even though the old money is somewhat dispersed and become insignificant in modern economy, the mindset they developed is still very much helping them everyday. You simply won't find a more resilient group of people comparing to South East Asia Chinese.
67 DOLLARS AN HOUR? Bro better do the exams fo me at that price
it is not difficult to do if you are qualified and aim wealthy people in Shanghai. But you need to be fluent in English, Chinese mandarine and Shanghainese dialect as her, and have lived several years in Shanghai and the United States as her to have a bi-cultural mindset.
Great story and very positive!
I'm impressed by how much you make tutoring, i'm a construction engineer in the UK and i don't make even half that on the work sites, will definitely look teaching on the side!
Thank you, Chloe for telling the truth 👍🏽
I’m still waiting on Living on 3 billion dollars in Macau at age 10.
🤣🤣
very humble and knowledgable wish her the best
Inspiring story. Very inspired by her to live within my means.
Most people venture into crypto to be millionaires, meanwhile i just want to be debt free
When you invest in crypto you are buying days you don't need to work
Now is the best time to purchase and invest in bitcoin, stop procastinating.
Crypto currency will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my investment.
Wish I knew about crypto trading earlier. Brace up and get yourself a bitcoin before it's too late.
Fear is one of the factors that hinder most persons to invest into crypto, most persons say ignorance..
tbh this is the best episode yall have done 💯
Similar age. I make 80k base salary annually. With overtime, my income can get comparatively astronomical. I also live in Chicago. In three years, I'll reach 100k base. I have no student debt. I'm not privileged; I grew up in the nearby hoods.
This girl is impressive, in many ways. I definitely could not do what she does. However, find your own way. Don't believe that just because you weren't fortunate enough to get a similar head start that you're out of the race.
Not a commentary on her, but man when I was in college I barely had $100 in my bank, drove a old ‘86 honda crx, was in a cramped dorm, and barely ate food. It’s amazing the stark contrast to the lives of college students with rich parents.
She’s definitely a good mind to understand her privilege and deserves all she has.
Fyi, you can apply for an OPT extension of your F1 visa and work for 12 months after graduation in a field of your study. The size of the company does not matter. So you could totally work for a start up after you graduate :) I worked for a very small company for a while.
She's crushing it. Smart, sharp young lady. Good upbringing always shines through.
Once she said Singaporean I was like yes that explains a lot!
Whoa. Chloe is on her way! Her perspective seems pure and sound.
Such an inspiring story 💕
inspiring , how ???? how to spend money from your millionaire parents??? what did she invent ?
@@LD-yq7cl Well, her students clearly value her work since they pay $67 an hour for her tutoring services...
She makes more per hour tutoring than some of us with college degrees already. Sigh. Why wasn’t I the revered Asian child? Instead, I went for a life of poverty. Sigh. Must marry rich now. Or win the lottery.
For a rich Asian international student, she’s very humble. Not at all like most international Asian students I come across or observe. I’m Asian American and it drives me nuts when white people think I’m one of those wealthy international Asian people. I wish! My parents went from rural poverty to middle class American life. It’s incredibly humbling. Still, I’m lucky to be in a very comfortable situation despite choosing to work in nonprofit and not earning a large salary.
I really appreciate her candor, her intelligence, her future-thinking, and her self-awareness. I wouldn’t mind having more friends in my network who were more like her. It’s just so refreshing to have someone with all of these qualities. I like my friends. They’re great people but I wish there was more of a challenge. More intelligent debates. More knowledge sharing. More ambition. All my friends seem comfortable in their lives and it’s too easy to get comfortable with your own life. Granted, we are older and at a point in our lives when stability becomes important but I would never want stability at the cost of growth and development
21 y/o woman makes 90k/year
“Omg shes a smart, strong, independent woman. Very influential”
21 y/o man makes 90k/ year
“As he should”
Says who
@@ChuckleHoneybear wokies, and brokies
holy moly great canoli this girl has things figured out!
I really appreciate people who are upfront about their wealthy family's help. There's nothing wrong with being supported by your family. We should all be do lucky! But it sucks when people aren't transparent about the fact they didn't start at the same level we all did.
I am impressed by how together such a young person is!! Keep it up :)
This isn't one that should have made CNBC. Child gets schooling paid. Allowance given monthly. If she had put the profits from her work (YT+Internship+Tutoring), then paid for her international studies in the US, then we should calculate the remainder. This should then be made into a CNBC if she's able to survive without her parents "free money", or better yet, take out US based loans and discuss how she snowballs the debt down while tutoring and other stuff. This Z'er episode is not accurate (imo).
She's privileged but so are many other people who don't work as hard as her. i applaud her.
Can’t wait to see Graham’s reaction on this
55k for tutoring is insane, Chicago is something else man. Smart girl!
seriously what a role model. Go Chloe!
She absolutely is! I'm astonished at the envy so many people show in their comments.
@@fraybart typical jealous westerns
@@z7z766 🤣🤣 I'm Western, and you're right.
She’s beautiful & inspirational
She's so eloquent!
I feel two ways about this: one, it just goes to show that to really get ahead in life being born in the right socioeconomic class is highly advantageous. Forget the money, you benefit from connections (generally speaking) and the wisdom of people who have climb the ranks of success so already they are helping you avoid classic mistakes that set people back. Two, if everyone had a choice, they would provide this type of upbringing to their offspring so it’s not fair to hate on her or her family for doing something you would want to do; if anything let this be a lesson that if you aren’t starting from a place from privilege the best thing you can do is seek out successful people to be around and learn as much as possible about providing a valuable skill set to the economy. Spend your youth doing this and then you’re children can start from the top
Never apologize for being wealthy young one...
This^ her parents must have worked hard for their wealth and choose to let their child enjoy the fruits of their labor
@@IamTonySy her parents probably a millionaire to pay $250k for college tuitions
Young people of today continue to amaze me. To be able to be disciplined to make sure you are studying, saving, and generating income all at the same time is incredible. You are certainly looking after their future self. I think we so easily use excuses that its not possible to do this or achieve that, but Chloe is a prime example of tenacity and goal setting. Well done
the rich get richer. good for her. but she's a typical wealthy international student. definitely gonna be set in life already. wonder what her parents do back in home country - bet they're insanely rich lol
Didn't you watch the video, it clearly stated what her parents do for a living...
Banker and biohealth.
Mautre beyond her years and seems humble despite her affluent upbringing.
I’m also from Shanghai went through college and work in Chicago. Didn’t do as well as her but I can relate
Kinda same, which school for you?
In Shanghai I mean
Such a well spoken young lady! How happy her parents must be.
How to be rich and successful:
Step 1: Have rich and successful parents
She seems like a sweet kid but seems to feel some kind of guilt for her family's success, she shouldn't. Her parents are able to pay for her school because of generational wealth. Either they or their parents before them worked for that wealth for the sole purpose of ensuring their children will have the best opportunities in the future. It's something we should all strive for.
must be nice having parents to pay your tuition for you
Must be nice having rich parents. She was born on third base.
Meanwhile somewhere an orphan said: must be nice to have parents.
must be nice to send your kids to public school.
These videos really highlight the difference in salary/pay structures between millennials and Gen Z. Add wealth and privilege to the equation and you’re likelihood of success is pretty much guaranteed. Millennials have gone through a global recession, a pandemic and subsequent job losses, and, currently, inflation and the a very likely 2nd recession. I’m a millennial and was in the age group that didn’t get to experience the 08-09 housing crash and recession, so I’m lucky to be better off than most. But it’s still sad to see how much some of my friends struggle to find decent paying jobs with benefits, despite having college degrees from top universities. I’m not trying to take anything away from this woman’s accomplishments though. Just really interesting to see the differences between generations.
I hear you. In way, I can not help but think employers assume newcomers to the states are going to push and apply themselves becoming more of the type of employee they seek. Just based on observations as someone coming from your generation too.
Why do you think gen Z have it better? We just had a global pandemic that has become to wane in the last few months + a war in Europe that has just begun to impact food and energy supplies.
@@TheMasterPoke the internet gives more plus you grew up integrating tech more than many before you. That is why employers value your opinion and ideas to share. If you think working is hard, ask someone who never had the internet before!
Lol if you went to a top uni and are struggling to find a job you didn’t prepare at all in college.
65 dollars per hour??? That is crazy , in a good way! I'm amazed at the new generations ☺️
Wealthy Asian countries that's nothing
So refreshing to watch
I assume she is a F1 student? I wonder how does she do her taxes, technically F1 students are not supposed to work apart from OPT and CPT.
They can work only if it a hobby and not a full time income though it's a bit of grey area
@@arkasarkar3901 It isn't a grey area, either they don't file taxes which is a crime or they file taxes and expose themselves working which is against the student visa policy. So I hope she's not on F1, otherwise it's truly audacious for her to do this show.
She wrote she doesn’t see the money coming from RUclips. Probably it is paid in her bank account in her home country. So technically she is not working for a US employer or as an independent worker in the US.
She sounds very grateful. But one can see how much it helps when parents are wealthy
Great story , really inspiring I hope my kids grow up the same.