Top 5 Mistakes to Avoid When Buying Term Life Insurance | 2024 | CA Rachana Ranade

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  • Опубликовано: 26 янв 2025

Комментарии • 81

  • @CARachanaRanade
    @CARachanaRanade  Год назад +4

    ✔️Ditto► Buy Spam-free Term Insurance: bit.ly/41nKpyt

  • @darshandoshi2831
    @darshandoshi2831 Год назад +99

    Sir Kim is known for his transparency and honesty when it comes to fees and charges. There are no hidden costs or surprise deductions when investing with him. This level of transparency is crucial in the trading world, as it allows investors to accurately calculate their potential profits and make informed decisions.

  • @amolamane5500
    @amolamane5500 Год назад +1

    Mam, sorry to correct you, but insurer is the insurance company, and insured is the person who takes the insurance

  • @sachinthombrepatil5786
    @sachinthombrepatil5786 Год назад +1

    Any suggestions on this term plan: "HDFC Life Smart Protect Plan"

  • @dhananjaylele5191
    @dhananjaylele5191 Год назад +1

    insurer is defined as the company that issues insurance policies, handles claims, and sells policies. A person who buys policy is 'insured person'

  • @bachelorsbojanam....7187
    @bachelorsbojanam....7187 Год назад

    Definitely as insurance advisor i will suggest the proposer of policy should inform the Nominee to your the nominee of policy..!

  • @anantaraskar7696
    @anantaraskar7696 Год назад +1

    Great
    मराठीत पण माहिती देणे ही विनंती

  • @deepaknamdeothorat731
    @deepaknamdeothorat731 Год назад +2

    the WORST mistake anyone could make is BUYING THE COSTLY TERM INSURANCE IN THE FIRST PLACE

  • @Sunilray-s9z
    @Sunilray-s9z Год назад +2

    After trade with mr Owen for 6 days I learn many things about the Indian market and since then I have been earning not less than 3 lacs in every trade 📈

  • @akash_blr
    @akash_blr Год назад

    Let's say if the insurer and nominee dies together, then who will claim the insured amount?

  • @supriya10sept
    @supriya10sept 11 месяцев назад

    Can make a video d to differentiate between term and life insurance and shud any of it be combined with accidental or so

  • @entertainmenttemple661
    @entertainmenttemple661 Год назад

    5th point - why doesn’t insurance company inform the nominee as and when the premium is not paid by the insurer? That way the nominee can get a clue or remember.

  • @lavytoteza8650
    @lavytoteza8650 Год назад

    hello mam, what to do with existing LIC endowment policy which we took long back, should we stop paying premiums for that and invest somewhere else?

  • @sharemarketlovers712
    @sharemarketlovers712 Год назад

    Mam, please make a video about the the health insurance policy. How can we select the best health policy.

  • @ashut1579
    @ashut1579 Год назад

    Madam...I think you are confused with the word 'Insurer'. Insurer is not the person who has taken a Term Insurance but it is actually the Insurance Company.

  • @rupalimane5281
    @rupalimane5281 Год назад

    Supperb ! Thank You, Mam.😊

  • @s.r.kureshi9005
    @s.r.kureshi9005 Год назад +1

    Insurer passed away or insured ?? 9:02

    • @Neeraj-fw7ck
      @Neeraj-fw7ck Год назад

      Sikhaya tha mene insured bolna h pr glti krdi isne

  • @USLESSGAMER
    @USLESSGAMER 5 месяцев назад

    Term policy with equity is good or not than non refundable

  • @WOULDSTATUS24
    @WOULDSTATUS24 Год назад

    Nice to see you video 💚💚

  • @sumitdhumal9779
    @sumitdhumal9779 Год назад +1

    Hi Mam,
    One serious question need guidance on that.
    I am at 35 age of life. Should I buy term insurance ? I think it's too late now and will it be good decision

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Год назад +1

      If you have dependents then you should definitely go for term insurance. It is never too late to secure your family.

    • @bachelorsbojanam....7187
      @bachelorsbojanam....7187 Год назад

      It’s not too late you can take because if you’re ignoring now then it will too late

    • @edwin_jose
      @edwin_jose 8 месяцев назад

      Bro if you are the breadwinner of your family. Then dont look back and buy a term insurance as soon as possible...

  • @nidhigupta2314
    @nidhigupta2314 Год назад

    Mam I would ask if I invest the equivalent amount in stock better than premium to term plan., is it possible the right decision?

  • @SpHindistory-g2f
    @SpHindistory-g2f Год назад

    Di mujhe basic se stock market sikhna hai kya aap meri problem ko hal karogi

  • @abhijeetbabar3047
    @abhijeetbabar3047 Год назад +1

    I am a experienced Insurance Advisor, My Many clients faced allot of issues while dealing with claim of their Private Insurance (plans) company, I will advise to go with LIC only......😊

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Год назад

      Still not buying LIC. Private players have the best plans and the highest claim settlement ratios.

    • @abhijeetbabar3047
      @abhijeetbabar3047 Год назад

      Usually Low Insurance premiums plans claims are settled to increase claim settlement ratio and higher insurance policy claims are rejected by the use of terms and conditions

    • @abhijeetbabar3047
      @abhijeetbabar3047 Год назад

      Does anyone know claim bargaining by private insurance people

    • @abhijeetbabar3047
      @abhijeetbabar3047 Год назад

      Ye aaag ka dariya hai doobke jaana hai bhai

    • @vaibhavhanduja6764
      @vaibhavhanduja6764 Год назад

      There is no point wasting money in wasteful LIC ULIP's and money back schemes. They don't make any financial sense and the customer service is pathetic as well.

  • @khimbahadur5710
    @khimbahadur5710 3 месяца назад

    Namaste Rachana ma'am ji aap mujhe medical insurance ke baare bata dijye mera wife ko karna hai koun sa wala mujhe nahi pata hai kounsa kardu

  • @ProfessionalDelusion
    @ProfessionalDelusion Год назад +3

    Mr Owen has been giving me the best services and advice I need to succeed on my trades.

  • @aaravbairagi7161
    @aaravbairagi7161 7 месяцев назад

    Hi Rachana, Thanks for all the guidance through your content, it does help me & several others a lot.
    I have a question here...
    Suppose I buy term insurance through ditto or policybazaar and they did helped me the best possible insurance for me from the strongest player in the market. But, god forbid, in case the ditto or policybazaar could not prove out to be strong enough to survive the market, then who will my family reach out to get assistance in the claim filing process and getting the claim processed successfully and getting the claim amount? What would be the point of contact for the nominee?
    Awaiting your response. Thanks!

  • @nikhilshirke7268
    @nikhilshirke7268 Год назад

    Lic have a best term plan with no hidden terms & condition you only have to dead for claim but primium is higher than our competitors 😅

  • @banderGilheriMasti
    @banderGilheriMasti Год назад

    Mam Mera koi IPO nhi lgta kitne bhi lga lu pr lgta hi nhi kbhi 😢

  • @chetantanwade3682
    @chetantanwade3682 Год назад

    It should not be insurer it should be insured..insurer means who sells the policy and insured means who owns the policy....at 9:2 you are giving incorrect information..fyi I am not finding your mistake just wanted to inform you, so that others will not have wrong information. Thanks!

  • @suprithkumar3357
    @suprithkumar3357 Год назад

    Very informative video. I am the first person to comment 😊

  • @tusharrahate6380
    @tusharrahate6380 Год назад

    Thank you madam
    Could you please make a video on How to choose Riders or Which Riders we should select while buying a term plan?

  • @motiramagiwale7511
    @motiramagiwale7511 Год назад

    आम्ही दर शनिवारी आमच्या चॅनल वर आपली वाट पाहत असतो. मराठीत सांगा साध्या समजेल अशा भाषेत. इंग्रजी जरा डोक्याच्या बाहेरच आहे

  • @motiramagiwale7511
    @motiramagiwale7511 Год назад +1

    मॅडम जी , मराठीत सांगा इंग्रजी जरा डोस्कया च्या बाहेरच आहे😊

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Год назад

    Idfc first bank ka stock review

  • @aniruddhautpat689
    @aniruddhautpat689 Год назад

    Please do one Marathi colab with parimal Ade sir

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Год назад

    Idfc first bank stock review

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Год назад

    Mam idfc first bank ka banaye

  • @soumsgaming238
    @soumsgaming238 4 месяца назад

    Never buy Ulips

  • @rahulmore2015
    @rahulmore2015 5 месяцев назад

    So boring .. I thought .. u wud tell more about how claims get rejected and what precautions we should take initially ...
    No body in this world gives real cases examples of rejected ones ...
    Everyone knows ... that nobody is going to come back alive and fight for why the claim has not been paid...
    .... One really has to play prank on Insurance agencies proving that you are dead and if claim amount really gets paid .... !!!
    Poor ppl .. just keep on paying premiums

  • @tushargorwadkar737
    @tushargorwadkar737 4 месяца назад

    फोन पे ॲप वरून टर्म इन्शुरन्स पॉलिसी खरेदी केली तर सुरक्षित आहे का?

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Год назад

    Idfc first bank

  • @rajpurohitpremvlog5320
    @rajpurohitpremvlog5320 Год назад

    Idfc

  • @Vijayp-v4k
    @Vijayp-v4k Год назад +1

    Kudos to Mr Owen for being so helpful in making me profitable in the market, 13 lacs recovery, I appreciate the transparency and honesty I can recommend people with full confident

  • @ranjanbiswal7288
    @ranjanbiswal7288 Год назад

    Mam why you talk in english

  • @sanjaydharade4763
    @sanjaydharade4763 Год назад

    मराठीत सांगा

  • @KBAhir-wn7pg
    @KBAhir-wn7pg Год назад

    Plz Speek in Hindi

    • @CARachanaRanade
      @CARachanaRanade  11 месяцев назад

      Click here to Subscribe to our Hindi Channel:
      ruclips.net/channel/UCD-qZSqFPqyx43L6gAR8qfQ