4 Uncomfortable Facts 3 Years into Retirement
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- Опубликовано: 12 янв 2024
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My parents were fortunate to retire in the early 50s. All of their families said they were nuts to leave work so early for fear of running out of money. My mother was diagnosed with brain cancer at 65 and died shortly thereafter. Had they not retired early, they would never had those years to travel and enjoy each other and the world. Don't put it off - enjoy life. Live everyday like it is your last.
They had the foresight to spend quality time together, who wants to work forever.
When our friends starting having strokes, heart attacks etc., we said. We better get on with it. Tomorrow is not a guarantee.
I retired at 52, that was 6 years ago. Never looked back. Friends question whether I should get a part time job to keep busy. I’m busy with retirement. 👍🇨🇦
Yes,,,,don't you wonder how you ever had time to go to work for 8 hours a day?!!! How did we DO that?!!
Life is for living not paying bills all the time 🎉😂
“Health is wealth”
Resistance training to preserve muscle , zone 2 cardio for a healthy heart and a good diet to keep the correct weight.
Having money is great, but without health means nothing.
Worked in a nursing home for 26 years and couldn’t believe how many of those people were really there just because they had not taken care of their health and fitness when in their 50’s. People don’t realize how fast your body can go down hill when you stop moving around like most labor workers and parents do.
i thought i would travel the world when i retired.......but 6 grandchildren give me joy and keep me in the uk.
Same here. 6th grandchild on the way. Dream was moving to France. Went house hunting, and then Covid hit. Pleased we stayed in UK.
I’m retiring from teaching this year. I’m 66 and about to embark on some cruising ventures. Many think I’m crazy too, b/c I’m selling everything and buying a van to also travel and live when I’m not cruising. Money is important and I don’t have a lot but I’ve raised my three children and I want to live before I die. I love you guys. Such an inspiration.
i never understand tge sell everything plan when renting can bring income as well as paying for storage of treasured posessions.
Well done making it to 66 as a teacher !!
Good job! Did the same thing…no regrets!
To each their own season and their own decisions...rentals have their own grief ..and for us letting go was liberating.
@@castlequay2327do you think it’s the management costs that make people uncomfortable thus they sell it all?
I retired in 2012. In 2012 my monthly expenses (rent, food, utilities, insurance) was $1600 a month and now that exact same lifestyle, no debt, same apartment, same paid off truck, same monthly bills (rent, food, utilities, insurance) cost $3000 a month. $1600 a month rising 6% a year for 11 years = $3027, so average real inflation for last 11 years was 6%. Everybody planning for retirement needs to plan on 6% annual expense increases just to stay even.
Bitcoin fixes this x 10
High. I've just watched one of your videos where you ask for our inputs. Well, I too retired many years before the state pension. I've always thought of people who went to live abroad as being very brave. That is because I've got lots of ties in the UK, and my wife still works full time. This means that I have to travel alone, and sadly that is hard work when you're alone. Anyway, the video I watched today told of serious health problems that you incurred. Please can you let me know your viewers experiences and knowledge about the global health card that has replaced the European health card. I'm interested to know if you or any one of your viewers have ever commented on using this card in a medical situation, and what advice do you give about healthcare abroad.
New videos ideas....on 1) being alone, and 2) the GHC and healthcare. That would be very interesting to hear and see what you think. Thanks for reading this. I look forward to any reply that you're able to give. Daniel Harouche
Have you looked at the US fiscal deficit its $2T pa. There are only 19 countries on the planet that make more than $1T annually. within 10 years that means the interest bearing debt will exceed $60T. At an interest rate of 7% the interest on the debt exceeds all of the US tax income. At which stage interest rates and inflation go exponential. You will need more than 6%, in addition if your money is in bonds real estate or equities will mean that as interest rates rise the value of these investments will fall.
@@davidwalsh6608 There is one big thing that is going to cause the largest financial boom in the history of the world. Boomers represent 20% of population yet own 50% of US assets, $68 trillion and growing. As we start dying off in 2030's, our wealth will be distributed to our heirs, reinvested, spent plus the multiplier effect of all that spending creates a financial boom never seen before in history, trillions per year of extra spending boost US economy plus a driver for the world's economies. After the boom comes the bust, in the 2040's when Boomer wealth is exhausted, spending drops off radically by trillions, our economy and the world's economies crashes into a depression.
@@stopper90004Lol, it makes roulette look like a sane investment strategy.
I'm sort of going the other way. I retired early with no pension, just investments. I've spent some of these, but last year started getting a company pension, and later this year will get a state pension. I've just sold my house too. I have a small sailing boat which is very cosy to sleep on.
I'm not sure what I'll do in the future, but I'm filled with an enormous sense of freedom.
I rarely comment on your videos, but always enjoy them, so thank you.
Travel insurance and government support / pension uplifts usually requires a permanent UK address. How do you cope with these expectations when on a boat and travelling abroad?
@@petergorton6618 I'm not travelling on the boat. It's in a boatyard in the UK that allows liveaboards. I pay council tax so it's a legitimate address.
What do you do about health insurance? Relying on the NHS?
May I ask the value of your investments when you retired? Do you cut into the capital?
@@samanthathompson9812 I can't honestly remember.
Yes, I cut into the capital.
I'm not going to live forever.
I think you obviously need to be Debt Free,Kid Free and have great perspective on the future and your longevity either 2people or a single person.After 60 it’s all about Health,Health&Health!👍
One thing I find to be very difficult to do is to spend down my savings - even though that's the whole point! I have all the calculations etc and know that I can as I have pensions that cover the very basics (provided they keep being paid) and don't want to die rich. It's still very difficult to see myself getting 'poorer'. I think I have a well ingrained scarcity mindset that is hard to shift.
Same for me! I'm trying to shift my mindset away from saving and into spending. Even today I felt bad buying 2 beers instead of 1 and thinking that I should not be overspending! I'm hoping that (as I'm just a few months into retirement) this feeling goes away when I feel confident I can live an OK lifestyle for the next 20+ years
I bought a condo in florida in a 55+ community with amazing facility for 100k that is also rentable. My holding cost is 700 month and summer I rent out for 6 months and travelled abroad through airbnb for 6 months, sometimes I booked 6months in Europe paying cheaper rental than airbnb. Look into it,Godbless
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
that her
Snap, I've gone back to work since initially retiring two years ago and currently saving/ investing over 70% of my new income which is also generating more income which I'm reinvesting as even with more lavish spending 3x Holidays and two replacement cars last year but I'm not talking his and hers Rolex's) and no mortgage / inflationary costs I've still got more ready cash than ever before. I want to get to a situation where my passive cash income plus my workplace pension gives me serious regular wealth as the State pension is still 15 years away but I also want to enjoy my financial freedom whilst still fit.
I just retired at 55.... I'd already downshifted from 36 to 25 hrs a week, and realised by taking some pensions early the difference in money was negligible, but now I have all my time to myself, road cycling almost every day. First task is to do all the jobs I never had time for around the house. The mortgage is gone and as a qualified stonemason I can do pretty much every bit of work to our house and all trades, plus car and bike mechanics. I want to get in some bike touring while I'm still young(!) and fit enough, and more importantly not fearful of doing things (yet - that seems to get so many as they age).... Watched a lot of videos on the stoics and I'd already realised that as you get older, time and good health are your most valuable things.... A simple life for me- biking, hiking, swimming in the loch here in the Scottish Highlands, when it's not frozen...and waking up naturally not to some howling alarm.... I have no vices so making the money work will be easier for sure, utilities and food are all I need and in the last 10 years I stockpiled many tools and valuable "preps" ..... It's taking a while to stop seeing myself as an "employee" of anyone!!
Henry David Thoreau's "Walden" is the life I have ahead of me lol...I've been having a (work tainted/corrupted) version of it for 15 years!
Sounds perfect, enjoy 👍
Subscribed.
Something you said about turning off the financial tap from your employer. I've done it and went self employed at the age of 50. That was seven years ago and I've not regretted one day of it.
For me, a salary is a drug they give you to make you forget your dreams.
Absolutely! I went self employed nearly two years ago and haven’t looked back. I’ve yet to spend any real time travelling or long sabbaticals away from home, but cutting off the “employed” contract and salary has given me more freedom to do so
@@j..w443 I'm really pleased for you. It a massive step to be brave enough to walk away from a regular salary. But thankfully the rewards for us have seemingly been equally massive, and in my case, quite life changing. I'd encourage anyone if they have a plan and a bigger dream to walk the road we've trodden for themselves .
Wow… a salary, a drug to make you forget your dreams, what a statement!
@@devonbrennan6125 Thank you. Do you agree with it?
December 31, I just turned off the cash infusions and retired. We leave for a 2 month stay on the Mediterranean in about 15 days. You two have been a good source of information for us. thank you for sharing your lives to date and for your planned future video's. They help me sleep better at night knowing I am not crazy for some of my fears. But we are moving forward despite them and so excited about our future Best you you both!
Thats fantastic news Henry! Our huge congratulations!!!! 🎉
Thank you for your ever there support. It means a lot to us.
Congratulations on your Retirement I retired 20 years ago. Loving it February 2004❤❤ I retired at 53 years. Love to travel. I have been to 45 countries
Excellent, that's fantastic to hear!
Amazing video but I will say retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. This is how it should be and I really want that have that comfortable life . Any advice on what to do ?
I retired 2 years ago at 52 once I realized that a lifetime of simple living and basic investing had set me up to do so. Ive had a hard time since then making the mental shift into spending and also with the loss of a sense of identity that work gave me. But jaysus is it ever nice to set my own priorities and schedules now, to go enjoy a bike ride without counting how many days I'll have to wait to have earned enough vacation time to go somewhere/anywhere again, and without dreading a pile of emails waiting for me. Its an adjustment for sure but I am so happy.
We did the same routine. Sold everything. House. Boat. Cars. Belongings. And let go of an 18 year business and all the lovely tax breaks and paydays that come with it, to retire to Latin America.
3 months in my husband had a catastrophic motorcycle accident that left him near death. On an operating table with 4 surgeons and a 6 hour operation that entailed 9 titanium plates.
All the while, I, his wife was struggling to get money wired to the private hospital he was at for the surgery. $22,000 U.S.
There was a couple of weeks there that we thought we had really, really screwed up and should have stayed in our former relatively uneventful life.
But. Time moves on. We’re now mentally recovering.
My husband physically recovering, and we know our choices were the best for us.
We’re really enjoying life, and not just swimming as fast as we can to keep our heads above water, the way we were in the U.S.
Great to see a video from you guys. They’re always so well done.
That’s such an amazing story!!! 💜🙏🏻
Thank you for this. I just found you. My husband retired at 65 fourteen months ago. I have tentatively set June 2024 for my retirement. It should be easy to walk away but it’s probably the hardest thing I’ve done/am doing in my life.
It’s brilliant 🤩 I retired 6 years ago and never been happier- busy- I play Saxophone now I volunteer in a Toy museum I’m a local tour guide…. Plus we travel a lot.
I’ve never understood the appeal of traveling. To me, it’s just inconvenient and tiring. What I like about this video is to watch two people who genuinely get along and have respect for each other. It just comes through and what a pleasure it is to see.
Hi both, I just wanted to take a moment to express my gratitude for your recent vlog on retirement. Your insights and experiences shared in that video have truly had a profound impact on the way I view retirement, and I felt compelled to reach out and share my thoughts with you.
Your candid discussions about financial planning, lifestyle choices, and personal fulfillment during retirement struck a chord with me. Your vlog not only provided valuable information but also inspired me to reconsider my own approach to retirement. The real-life examples and practical advice you offered have given me a newfound confidence to take steps towards my own retirement goals.
I appreciate the effort you put into creating content that goes beyond entertainment and serves as a source of genuine inspiration and knowledge. Your vlog has become a guiding light for me as I navigate the path towards retirement, and I can't thank you enough for that.
Keep up the fantastic work, and I look forward to more insightful content from you in the future!
Thanks for sharing these insights! Retirement isn't always a smooth ride, but facing uncomfortable truths helps us navigate better.
You two are so delightful! Thank you for your candor in sharing the high, lows and practicalities of retirement. All best wishes for enduring health and happiness wherever you may land.
Thank you Neil and Sarah. I have followed your channel from the beginning. My husband and I are retired nomads and although we do not spend our whole time overseas, we spend about 9 months overseas and 3 back in the states. This helps us facilitate family visits, admin stuff (taxes, banks, etc), and doctor and dentist visits. I so enjoy seeing your travels because many of the places you have been, we have not so it gives us ideas to help us plan our travels. It seemed like you felt defeated when you purchased your RV but for me, it meant you would continue to travel even if it was only in the UK for now and as you grew in your confidence, you would branch out. That is how we make it better and better in travel, we experience, learn, and go further. So, congratulations on your new newsletter (yes I have subscribed there also), and continue to seek out lifes adventures knowing your are finally able to do some of the fun things in life and yes, others live vicariously through your travels. Cheers.
first time to see your video - loved it. I'm 55 and starting to think about the next phase of life: retirement. I'll be watching all your videos from now on! thanks
Just wanted to let you 2 know that after watching your videos 3 years ago, you were the guys who gave us the "push" and "shove" and inspiration we needed to retire early and travel the world.
This is our 2nd year of travel and we haven't looked back. We are so glad we took the leap of faith. Thank you SO much for putting these videos out.
For anyone thinking of doing this. We say "just do it".
So good to have the chance to sit down and catch up with you two today! How are you both feeling now?
Happy New Year! I hope that 2024 is very happy and HEALTHY for you! And I wish you much success with your newsletter! XX Dara
Thank you Sarah and Neil. Seeing another video of yours made me smile. Have a great day.
I saw on another RUclipsr's video that retirement is moving from being a saver to being a spender. He stressed that most people feel anxious about making that change, and that many keep putting it off for this reason alone.
From Australia here. My husband and I always dreamt of owning a home in Europe so we could go there for several months a year, and also use it for a base to travel all over Europe and other countries. We did so 12 years ago and haven't looked back. We didn't have any money, but we managed to put together a deposit, borrowed money in France and everything fell into place. It has been difficult because we could only afford a small older house which had to be renovated. The journey has had its difficult times but it's been the best time. Enjoy watching your blog's and your journey.
Nice story, but would you not have been better of renting in Europe? Or do you stay there for months at a time.😊
@paulk1322 we stay 4 or more months every year. Did maths cheaper to have our own place. We also have a car garaged there. Convenient and easy. Our own bed properly equipped kitchen etc
I’m looking at doing the same. I moved to Australia from the UK in 2003. After spending time in Victory we ended up in Queensland and brought an apartment on the east coast in2016. We still kept an apartment in the UK which we rented out and eventually paid off the mortgage. We needed to borrow in Australia when buying the apartment. In 2021 we had to move back to the UK for family reasons. We currently holiday let the apartment out in Australia and live in the one in the UK. We plan to spend five months a year in Australia and seven in the UK and Europe. We both turn 59 this year and trying to get our heads around making this work.
@@jostock564do you rent it out the months you are traveling the world?
I ABSOLUTELY love you guys! So real! So authentic. And so relatable! Love your channel and your travel style!
Thank you so much!!
Thank you Neil & Sarah, always enjoy and benefit from your honesty and insights! Retirement is a big step (feels like that anyway), so you sharing your experiences and learnings is very reassuring!
Our pleasure! Appreciate your kind comment.
Good vibe on this, you both look happy (which is actually priceless)
Just coming into my last year-then retired! I love watching you two
I retired in August 2022 and had no idea what I was doing. I relocated back to the UK and bought a house that needed massive renovations… I’m almost done e now and next week I’m off on holiday - because I can! I have friends all over the world and part of my retirement plan was to allow me to visit everyone whenever I wanted, and this feels like I’m finally starting my plan. It’s tough “spending” money, but I know it’s the right thing to do.
Love watching your journey and thank you for helping me with mine!
Happy 2024!
Really encouraging content. Thank you for sharing ❤❤
enjoying your great video thanks for posting
Great video folks. While I'm subscribed, I haven't watched too many of your videos (darned YT algorithm), this one resonated with me. Although I'm not yet retired, I can always learn something new about retirement! This video definitely hammered home those facts. Great job!
Just discovered your channel. Loving it!
Love you guys. So much wisdom and inspiration. Safe travels and thanks for the wonderful content.❤
Thanks so much!
Hello, I just came across your channel and I’m so glad. My husband and I have just retired and we are a little bit lost.
I’m hoping to watch more of your tutorials and learn something new. Thank you for sharing your experience and knowledge with us.
One of the best retirement videos I have seen yet. Well done!
Welcome back - I was starting to think you had been kidnapped! We have decided to go a bit cruise crazy this year. Singapore/Thailand/Vietnam and HK in March. Then Seattle to Miami via Panama Canal in October, backed up with a sneaky 6 nighter around the Caribbean. YOLO!!
I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.
Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than a million in net profit by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I definitely share your sentiment about these firms. Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Started our journey in May 2023, mexico for three months, Fiji for two months, home for the holidays, now in south Pacific for the next two months, new Zealand next and then Australia....
Decided to just do it.....
You guys are such great story-tellers. I really appreciate your transparency and wisdom. I'm about 3 months away from taking the early retirement leap. Winter holidays in a van in the States and the rest of the year in Ecuador is our hope starting next year. Thanks for being such an inspiration!
Our pleasure, thank you so much for the comment on how we tell a story. That is an area where we always try to improve.
Sounds like you have a stunning plan! One to be totally excited for, we are excited for you. Go live your dream!
We are in Ecuador right now and it is lovely! Feels safe despite some commotion with the issues of gang, but people are honest, friendly and scenery is amazing!
You may want a plan B destination other than Ecuador because the cartels have declared war on the govt of Ecuador. While some parts may be unaffected now, it will only get worse.
i'm from the one of the areas where the "winter visitors", "snowbirds", "vanlife", "nomads" sojourn during the winter... it can be a great lifestyle but some of the different cultures can be aggressive and there are "issues" at the border... one must be prepared for personal safety in the immediate area of the border (not so much for violence but for theft of property and such)... many visitors/people travel in groups (they call it "tribes" (in a fun way)) and this habit tends to increase the adventure and fun of traveling...
We’ve been thinking about Ecuador ourselves.
Retired at 50 loved every day of this. Retire when you can for as long as you can. I have followed you for a long time now, your plans eb and flow which is the best for you. Best wishes for your future. Travel opened my eyes and changed my perspective on life. I'm living my dream and love it.
Great words of wisdom there guys and fun to see you reminiscing over your first video.
Glad you enjoyed it! We have to be honest... we couldn't actually sit all the way through the first video, too cringeworthy!
Just found your channel! Will go against the grain, love my self employed work & hope to carry on health permitting well into retirement. In-between though, many adventures to come at the current age 55.
Thank you both for enspiring message - we are transitioning into it (we’re 61 and 51) and got travel plans booked through to 2026 (travelling the world for blocks of 3 to 4 months)
Great video guys!!! Keep on exploring the world...viv
Great Story, Great Dream, Great people. Well prepared life plan, you take full responsibility of your actions and life. Truly inspiring and enjoyable. Take care
Lmbo on all your ummms video your great hope to see you soon i ran out of time for today great advice and insights
Lovely video,guys!👏👏👏
So much courage. Love watching your journey.
Thank you so much!
Great Video. all your videos are fun to watch.
Glad you like them! Have a great 2024
i always find it difficult to relate,i have enjoyed my work in construction still do at 67, .no desire to sit on cruise ships, piling on the pounds ,just because you are made to believe that this is what life's all about. ,we all got our own agendas. Shame this desire to retire,you must dislike what you do,find something you do like doing.
I retired 10 days ago just shy of 60. I start my full time travel in 35 days
Fantastic! Great news Scott! Where are you heading first?
Been retired for 18 months. We cannot travel due to on going health issues with my father in law. We have had to cancel two trips planned due to his health deteriorating and having to go to hospital. It's something I never factored in and I probably wouldn't have retired early if I knew this. This problem effects many people where parents live a lot longer.
lol! Now I really want to watch the “um video” remix! Nice video guys
I’ve been lucky enough to travel to places I had always wanted to visit. Travelling forever doesn’t fill me with that much joy, just done the paraglide in Turkey, last tick in my to do list. I have 6 grandsons, the loves of our life, we also brought a campervan and get away most weekends. I work full time as a Nurse and love my position and colleagues. Life is good, I know my husband agrees travelling all the time is not for us. Glad your happy travelling , I do think you should talk about the down sides of traveller lifestyle, we have friends that did it for 5 years one became very ill, unfortunately he died and his wife has limited funds now😵💫
My parents sold their home and became full time RV's. They traveled for about 10 years and then my mom wanted to have a home base to see grandchildren and do things with them. Because they retired 10 years prior, they could only afford a mobile home. They still went RVing occasionally but my mom always wanted a brick home like they had before. I want to travel but I have too much of a fear of selling what little property that I have. I want something to come home too if I get tired of it.
im a bit off retirement but these videos are really enlightening.
Whenever I tell people what we’re planning (full-time RVing North America) starting in April so many say “that is literally my dream!” I just retired at 66 & we’re doing this now because too often stuff happens and you can’t follow your dream. Today can be your someday if you so choose.
Lovely people, thanks for the video!
Retired at 52 and one thing I wish I had done was upped my credit card limits to the max amounts, not that I will plan on using but... just in case. I had been keeping low limit for years. REASON I say this... I was RV'ing in the USA and my generator died, water heater sprung a leak, awnings ripped.. Repairs which put me OVER my low credit limit and the card company refused to increase the limit for me NOW, as now retired I "earned too little" (basically HALF of what I did while working) and in order to ORDER online I could not use the CASH I had. So in desperate times of emergency, having readily available "credit" would come in handy.
Great to see you back. Love your points. They resonate with me as my wife and I sold up everything and retired to portugal. We moved one week after her last chemo treatment. She bravely arrived in portugal as a sexy bald chick. 5 years in it has been an amazing adventure
Sexy bald chick! Love that! Sounds like you are having the time of your lives and well... that is the point isn't it. Go for it Anthony!
Cleveland OH
Thanks for your video.
Like many I have been worried about retiring.
I started working a real job (paying income taxes) at age 15 and now at 67 it is hard to even think about not having a pay check.
Being an engineer and a planner we have everything set.
No debts, 2 new good used cars, fixed up the house and have a nice retirement savings.
I even set myself up with a side hustle teaching people how to dock their boats and teaching the USCG Captains class.
But I still had a fear of retiring.
Well about 6 months ago I finally decided to retire in June 2024 (in 106 days but who is counting).
What pushed me over was the number of people in my life who started dying.
So I blackmailed myself by telling everyone I was retiring so I could not back out.
It was like a weight was lifted and I can't wait.
My plans for retirement are
1. Work part time with my side hustle.
2. Do some week long sailing trips on my sailboat.
3. Take some art classes with my wife.
Things like stain glass and pottery.
4. Road trips with no specific end date.
Just stop traveling when we feel like it not because we have to get back to a job.
5. Having fun with the younger kids in out extended family.
God Bless You Both!! Peace From London!! 🙏🙏🙏
"We will be eternally grateful to you for showing us a different life model. On September 12, 2023, a new chapter began for us, as I quit a top job, and we boarded a plane to Mexico. What we've experienced since then surpasses anything from the years prior. Moreover, our mental and physical health has immensely improved. I feel at least 10 years younger. Currently, we're enjoying Koh Samui for a month. We'd describe our lifestyle more as living in different places than mere traveling. We stay at least 2 weeks in one location, sometimes even a month. We don't check off a bucket list; instead, we try to get to know each place and its people. All we need is a scooter and affordable accommodation. P.S.: We love those 'normal' videos from channels just starting. Many channels become so professional over time that they lose their original charm. We hope all your wishes and dreams come true as you deserve."
Great video and great advice for anyone who wants to retire early and make a big change-could be travel or going back to school or starting a business or writing a book or …
Exactly! That is the thing, do what suits. We would be sad to think people watch what we do and think 'We should want to do that...', no... you should want to do what makes you happy and probably challenges you too.
Thanks for your support as ever!
I think you’re fab! Really enjoy your videos
Great video and we agree with your points. We are planning to sell everything and slow travel full time ourselves in 3-3.5 years and really appreciate the weekly insights. Would love a way to "buy you a coffee" and go over our exact numbers and plan with you two sometime. Just subscribed to the new newsletter and wishing you both safe travels!
Good stuff! We are looking into how we can help people more over the coming months. Leave that thought with us! All the best for 2024!
Great video!
Subscribed. We retired almost 2 years ago in July 2022 when we were 55 and 60. We sailed the Caribbean in a sailboat that we purchased for 7 months, been to Costa Rica, Switzerland, Germany, Spain, Rock of Gibraltar, Morocco, England (where I am originally from) and the United States. We live in Canada and we are having the time of our lives. I will watch some more of your videos. Cheers.
Ive been disorganised and bad with money all my life. However I am determined to get retirement 'right'. I don't want to work till I'm 70 in a job I hate or live a miserable poor retirement or retire old only to die! Good on you guys, what you did is very inspirational. Thank you for sharing.
Glad to see you back! 😊
Thank you Mel! 😊
68 male. Retired 3 yrs. Love it.
Complete freedom after 45 years in corporate rat race.
Great video, good to see you back. You are helping us keep our dream alive. What is the link for your new youtube channel, would hate to miss a minute
Just came across your video yep just go for it. We are now 74 and 82 and have been doing this for over twenty years. Yes we have slowed down and do not hike and walk as much. We now cruise travel by train but still walk most days. At the moment we are spending the winter in South Africa where we have lived for over forty years, we cannot take the cold and wet Scottish winters.
I also retired three years ago without any plan about what to do but I knew it was the right decision because of an injury I was in so much pain every day going to work, the opportunity to take early retirement presented itself and I took it, I’m in less pain as I can pace myself as I need to , spend time with my grandchildren go on holidays with my wife started a RUclips channel about car with my son, take grandchildren to the football to watch our favourite team, it’s great, enjoy your travels I’ll be watching more of your videos, thanks
I don't know why I am STILL thinking about this video!! Maybe it's the apprehension that we are going through of selling our "home" to transition into uncertainty as we reestablish ourselves overseas. But one thing I thought about this morning, was the psychology of money and retirement..... that even when we run the maths, test the waters, prepare ourselves for every possible scenario we can think of, there is STILL this niggle of uncertainty.... but at the end of the day, we have to trust in ourselves. Just like jumping out of the plane and trusting in the parachute, we have to have faith in your own resilience to overcome life events.
Thank you Neil and Sarah, my dream is still and has always been world travel. I’m not entirely sure how I’m going to achieve my dream as my husband cannot bear the thought of being away from home for more than a month and I don’t like being away from my husband for long periods of time. He likes cruising and I like slow travelling so a world cruise is currently on my radar 🤞🏻
Sounds like 6+/- months a year you two could be traveling the world interspersed with a few weeks to a month of time at home base for visits with friends and family along with home / family / personal health and financial maintenance. Currently this sounds nice to my husband and I.
Love you both, best wishes, and thank you for posting
Belated Happy New Year guys 🎉 Vegas is fun 😊 Wonder if you went to the aquarium at Mandalay Bay? If it's still there. Enjoyed the video and look forward to more. My goals right now are rather pedantic: pay off debt, continue to put away 20% of my gross income (employer puts an addtl 10% as well) and work til I'm 70 😅 (another 15 years) as I am playing catch up very late but grateful nonetheless 😁 Staying healthy is at the top of my goal list. Cheers, 😊
Thanks for sharing
Thanks for watching!
No one understands you better than your own generation. Parents and children’s values/dreams are totally different. Cheers. Listened to you when you left. Great work
Hey there, would just like to say that you both look much younger now! Ha! I remember seeing some of your first videos and now all I can say is Wow!
brilliant video guys
I lost 2 good friends in 2023, both had plans for 2024. In 2015 I decided to ride to Mongolia on my 250 Motorbike. Got a few sideways looks from some and others who knew me, just smiled. The biggest surprise was, how many others were doing the same. The 2nd, how easy it was and cheap to live outside Western Europe.
The world is full of 60 year old, backpackers.
Love you guys , I'm in semi retirement . two day week for me , with holiday can take a month off. longest holiday 2 Weeks , then ready for work....Keep up Living Your Dream X
Nice vlog guys. We get it, but that's because we are Aussie clones that have done the same crazy thing. Always a pleasure to watch 👏👏
I traveled a lot in my 20's, now I'm 49 now and have ended up in New Zealand. I've not been back to the UK since. so glad I just went for it.
My plan is to live off the state pension, well like most others have no other choice.
So inspirational. What a lovely couple
Thank you!
You're welcome!
We plan to slow travel but for now the plan is to come back to our home for part of the year. I am curious about how you’ve managed finding doctors and hospitals while traveling. We plan to get a good travel insurance plan, especially since we’re Americans, but we worry about something happening to one of us, or both, while traveling and not knowing what to do next. Actually I’ve had an emergency hospital visit while on business travel many years ago. I was pleasantly surprised at the medical care received. Luckily was. A hotel so they had a staff member basically hold my me throughout the entire experience. He even held my wedding ring for me until I was able to wear it again. What an angel.
Good honest video. I appreciate how you stress that everone must do what is right for them and to go for it. My husband and I have been looking into slow world travel for a while now. For the past few years we have been traveling off and on for about 4 to 5 weeks at a time. By having honest and frank discussions with each other , we both realized that we enjoy coming back to our home base . So we decided that doing a number of frequent trips throughout the year and coming home each time is something that makes us happy. You always stress the importance of honest communication with your partner and I totally agree.
That is really good to hear. We fear that people can start to feel competitive to an extent... there is a thing at the moment where people share the amount of countries they have visited as a flex. We want all our viewers to just be them, do what they want to do and most importantly, live a life they love. You have got this!
You guys are looking amazing!!
Thank you!
I'm looking forward to hearing from you.
Will you be sharing your Spain trip soon? I'm going early spring and always learn something from you guys.
Hi Nancy, hoping to do something fairly unique with our Spanish content. We will try to get something out in the next month or so.
I have a house by the coast of UK and would like to rent fully furnished for 6 months in winter, don't need a car as everything is within walking distance. I would like to spend 6 months in Australia and NZ. Lived in the states for past 28 years and sold condo in florida. 2 Go Roam, that is what have been doing since 2015, I am glad did it when cost was lower.
lovely couple and thanks for sharing ..I am a coward about most things haha but you are inspiring .
Remember to make it easier and affordable down the road, good health is important👍🤙