How I PAID OFF $12,000 of CREDIT CARD DEBT in 4 MONTHS!! 💸

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  • Опубликовано: 9 фев 2025
  • Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable.
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Комментарии • 46

  • @wagabagabobo-zg9ft
    @wagabagabobo-zg9ft 10 месяцев назад +11

    discover debt is eating me up with that interest too, and she also came in clutch and gave me a chance when i was jobless while needing dental work lol. happy to see you paying it off, hopefully that will be me soon.

  • @AlmaMartinezTamblyn
    @AlmaMartinezTamblyn Год назад +52

    People who tell nurses not to complain have no idea what a dumpster fire nursing has become.

    • @TheRadiantPeachBudgets
      @TheRadiantPeachBudgets Год назад +1

      This is a WORD!

    • @Stephaniebuildswealth
      @Stephaniebuildswealth 5 месяцев назад +1

      Retired 12 surgical tech. Been top side 2 years.....dumpster fire is a kind way if saying it. The entire industry needs a serious restructure. I still don't understand why the industry is 10 toes deep on working Healthcare workers to deaths and require overnight and 24 hr call. How's that safe??
      Best thing I ever did was leave it all behind

    • @dostagirl9551
      @dostagirl9551 4 месяца назад +2

      Teacher here. No experience with nursing, but I absolutely believe you when you say that it has turned into a dumpster fire because these days almost every social service job has. We can’t keep teachers. The rollover rate at a lot of schools, especially urban or inter city, is ridiculous. One school I was at was making yearly trips to countries like the Philippines and India to try and recruit teachers and lure them in with the promise of naturalization. If that hasn’t already started in hospitals, I can almost guarantee it will.

  • @CoffDrop1329
    @CoffDrop1329 11 месяцев назад +6

    Paula I hope all is well with you... I hope to see a new video from you soon, you are missed!!!!

  • @danaebudgets7842
    @danaebudgets7842 Год назад +8

    I’m a MA and want to go to medical school girl the days are busy a lot of the time so I do not see it as complaining when you talk about your day.

  • @AngiesFinance
    @AngiesFinance Год назад +2

    This is so inspiring. First of all - HAPPY BIRTHDAY!! I'm also turning 23 in March. And second - good for u queen! You're doing so great with your budgeting journey. 💙

  • @lifewithtkeller
    @lifewithtkeller Год назад +3

    Happy Birthday & Congrats!🎉💕

  • @kaylabean3693
    @kaylabean3693 Год назад +3

    Happy happy birthday! Have a great day!🎉🎉🎉

  • @alignwithchlo
    @alignwithchlo Год назад +1

    this was super inspiring 🙌🏼🤩 great job!! and so exciting you’re getting to move into your new home 💗💗

  • @jenniferarcher3323
    @jenniferarcher3323 11 месяцев назад +2

    I am so proud of you! You paid off at least 10k of that just from pure grit and determination with money from your own hard work at your job!!! I want to challenge you to not use those cards at all in the future (not a popular opinion). Also, it would be really cool if you started to save up for the next semester of school so you won't have to take out debt for that. Something to think about, and I know you can do it. Congratulations and Happy Birthday!!!

  • @Dreamplanbudgets
    @Dreamplanbudgets Год назад

    Happy Birthday!!!! Fellow February born over here!

  • @danaebudgets7842
    @danaebudgets7842 Год назад

    Congrats on paying off all your debt, it was nice to see your journey to paying off all your debt.

  • @LadyErnst
    @LadyErnst Год назад +1

    It is very true. I was a certified nurses assistant for almost 10 years. I loved the job however it is a very stressful, physically laborious, selfless job. More often than not CNA’s are overwhelmed and under appreciated. Once I had a patient load of 30 because we were short handed. Nurses did not always like to help. Luckily one other CNA picked up an extra shift so we worked the whole patient load together but we were both worn out at the end of the night. People don’t understand you are feeding, bathing, toileting, rolling, changing beds, shaving, picking up etc. and assisting patients with day to day living and everyday tasks. Generally the people you work with make the job harder because they are lazy, unkind, or both. Not always the case but it was generally speaking about fifty percent of the time at the nursing homes I worked for. I’m no longer a CNA now but I’m glad the opportunity was available to me.
    My husband is in the United States Airforce and I truly recommend it. The military still pays for one’s college, medical insurance, and on base housing provided in return for your service. Wishing you the best.

  • @greatfullincome
    @greatfullincome Год назад

    So glad your video showed up on my suggestions you’re a vibe !!

  • @moneywithjustliving5258
    @moneywithjustliving5258 Год назад

    Hey lady, listening while working. Nice job, I love this video.

  • @rosbudgetlife3324
    @rosbudgetlife3324 Год назад

    Hey Paula hope you have a Happy Birthday! great job paying your cards down!!

  • @tracya.5908
    @tracya.5908 Год назад

    Happy Birthday and Congratulations!!!

  • @fayejacobs1043
    @fayejacobs1043 Год назад

    Happy Birthday❤ also congratulations on the payoffs!!! Super Awesome.

  • @janicerobertson2213
    @janicerobertson2213 Год назад

    Happy 🎉birthday I'm so proud 👏 of you I started my journey in November and I been binge watching Alot of yall...I'm 42 and has never had a credit card but you got your priority in tack baby and everything we do gone have its bad percs...❤keep pushing and put God 1st...you and the little one about to shine..keep thriving beautiful 😍

  • @thebudgetevolution
    @thebudgetevolution 10 месяцев назад +1

    Hi Paula 👋 nice cash stuffing and for sharing your debt 😊 Happy Belated 🥳 some people ugh you can’t succeed and learn without failure especially in such a high performance job like Health care. My daughter is in her 5th year of Pharmacy, she’s failed at least 4 classes and countless exams. It doesn’t mean she won’t be a great Dr. it means she will never make those mistakes again, she says she learns thru failure bc better to do it in school and not in the field. Give yourself a hug 🤗 it is hard and there are those of us that understand ❤43:09

  • @nankfbhx
    @nankfbhx Год назад

    Happy Birthday!!!

  • @TheRadiantPeachBudgets
    @TheRadiantPeachBudgets Год назад

    Budgeting and healthcare, my two favorite topics in one video! My prn situation has been similar and all I say atp is “small things to a giant”. Cause imma get them letters behind my name REGARDLESS.

  • @laurenandcats
    @laurenandcats 2 месяца назад +1

    This is my first video of yours so I’m hoping that you or someone else can explain this to me. I’m curious as to why you’re putting all of this cash into folders? Doesn’t the cash just need to be deposited back into a bank so that you can pay off those accounts?

  • @BridgetBanksBudget
    @BridgetBanksBudget 2 дня назад

    Omg I do the same thing. I put my baby’s daycare cost on my credit card too. I had a baby last year and didn’t realize how much it cost to care for a baby 😢

  • @comfortlivingbysabrina6065
    @comfortlivingbysabrina6065 4 месяца назад +1

    🦋Hi Paula hope all is well🦋 I miss your videos🦋 baby girl is probably a big little girl now🦋. I can’t wait for your return 🦋

  • @aacmxx
    @aacmxx Год назад

    loved your videos!!

  • @emmagrace7071
    @emmagrace7071 Год назад

    🎈 happy birthday beautiful xxxx

  • @jojosanchez2117
    @jojosanchez2117 11 дней назад

    I have about 8 cards about 12,000 total debt, no income. I was homeless with my girls. I was thinking of filing chapter 7. Any advise. I feel i need a freah start.

  • @Nicole-and-dimes-budget
    @Nicole-and-dimes-budget 10 месяцев назад

    If the negative comment came from someone who wasn’t a nurse or a medical staff… just brush it off. I’m a nurse and honestly I believe (non-medical) people will never be able to grasp the craziness of nursing. It takes a lot out of you. I also believe you have the right mindset with re-taking your med math test… think about it as “in a real life situation I can’t afford to miscalculate “ a 90% is a strong starting point and I feel you were given an opportunity to reflect and re-evaluate and this will make you a better ICU nurse and able to handle critically acute patients. YOU GOT THIS!!

  • @violetflame5290
    @violetflame5290 5 месяцев назад

    Girl this is Soo inspiring and I def want to try this but where did you get those stickers??I feel like they will help me stay so organized 😅 do you know how people can request those or anything? x

  • @darlenelong6353
    @darlenelong6353 Год назад

    Happy Happy Birthday 🎉🎂🎈

  • @f1notreallyfatal
    @f1notreallyfatal Год назад

    Happy Birthday 🎉❤

  • @patienceamadi4358
    @patienceamadi4358 5 месяцев назад

    New subscriber watching, where did you get your envelopes from. Did you make them?

  • @ShannonsBudgets
    @ShannonsBudgets 5 месяцев назад +1

    Happy birthday, what great way to spend you birthday

  • @Comfyluvsu
    @Comfyluvsu Год назад

    Happy birthday🎉

  • @nankfbhx
    @nankfbhx 10 месяцев назад

    we miss you!!

  • @BudgetsWithELMA
    @BudgetsWithELMA 11 месяцев назад

    Congratulations 🎉❤🎉

  • @sunshineb1778
    @sunshineb1778 Месяц назад +1

    Refinance into a loan for low interest

  • @Cat-es9rq
    @Cat-es9rq 4 месяца назад

    The only reason i thought about financial freedom at first was about going casual on my nursing job. Then it became my mindset. I'm so thankful that nirsing taught me that. So whenever im about to make a stupid purchase, i think about how many hours I've to work in that hell hole🤣🤣🤣

  • @emmagrace7071
    @emmagrace7071 10 месяцев назад

    Hey hope your ok when is your next cash stuffing? Xx

  • @f1notreallyfatal
    @f1notreallyfatal Год назад

    Can you do ICU without some extra badge? I'm not a nurse I'm just curious

  • @ShannonsBudgets
    @ShannonsBudgets 5 месяцев назад

    New sub, here watching

  • @nightcorelove2626
    @nightcorelove2626 10 месяцев назад

    Everything all right? Am missing your videos

  • @jalynnkarlie5542
    @jalynnkarlie5542 10 месяцев назад

    P r o m o S M