I am with you! I got the same signup bonus earlier this year and have received a ton of value. The stacked quarters for food in q1 and gas this quarter have been fantastic. Who doesn’t want 9% back on groceries or gas for a couple months? If they continue to offer core spending categories like gas and groceries I see no reason why the flex card wouldn’t be a core keeper card for the foreseeable future.
one missed piece on the World of Hyatt card, it also gives automatic Discoverist status. small perk but a very welcome one, giving late checkout and preferred room upgrades!
Some people dog on the FU for 1.5X don’t realize it’s made up by the 3X on dining and drugstores. If you eat a lot, the 3X is amazing. Then down the line you get a Sapphire card, the value adds up together.
@@newagain9964 The general comparison is against other catch all cards usually 2%. Obviously you can get other 3X dining cards like Bilt, Savor One, etc but they all will be 1% or 1X on non-category spend.
The Freedom seems to suck outside of the welcome offer. No 5% rotating categories like the Freedom and Flex offer. I do have all of them and just got the preferred for the welcome offer and to open up transfer partners. I already got the prime card although I wish it gave you the option for points vs cash back. Really trying to travel more and build those points. I am going to g to drop the gold card with the price increase not sure it’s worth it and the platinum might be next but you really just got to use 3 of the credits to cover that 695 and the lounge access is nice. I was going to switch it for the reserve but there really is no way to get the annual back completely. Still going to be stuck at the 250 after the 300 credit
Amazing video as always! Can you make a 2024 best Credit cards for our military servicemen? Like credit card line up for, maybe 5-6 credit cards they'll ever have to use. 😂😅
Got my 1st business card with chase (sole proprietor/side hustle) and it was pretty simple, are the other banks similar or which ones require more work?
I just paid off my debt, how soon will my credit go from 470 to get these cards ?
18 дней назад
I just got my first credit card and have been watching videos on how to use it properly . I have a plan to use a cash advance to pay off a payday loan that has 500% apr and will cost $500 to pay off a $200 loan at a $100 a month . I know everyone says not to get cash back on a credit card but wouldnt that be cheaper than paying off my payday loan ? I plan on paying off the credit card in 2 or three months ..what do u think ?
For the companion do it have to be the same person that fly with you whole two years or how many different companions can you have to fly with you for that 2 years?
I really think CHASE is one of the worst for C.Cs. Chase is still on the "old times" like credit unions, they gotta hard pull you when requesting an increase. Crazy, hate that.!
Incorrect. CHASE changed that policy. They execute a soft pull for credit limit increases and hard pulls when you apply for new credit cards with them.
@@HypocritesExposd you automatically get 5 every year for holding the card. what he mentioned is if you hit the $15k spend per year that also awards you a free night, but since you also get 2 night credits for every $5k spend, that’s 6 on top of the 5 for holding the card for a total of the 11, plus the free night from the $15k spend, plus the free night from renewing the card
@@wpwhittle once you actually get status, it lasts for the rest of that calendar year, then usually another full year and then expires/resets at the end of february of the year after that. so essentially, the bare minimum is 14 months. the only way to get lifetime status (globalist only) is to earn 1 million hyatt base points, which is like spending $250k at hyatts if you have the WoH card
SW Companion Pass is the best travel benefit in the game! I have it for all of 2024 and 2025 including flights from Hawaii to the west coast. Need the wife to do the same at the end of 2025 (for 2026 and 2027).
My slate card got upgraded to Chase unlimited. It's my oldest cc in my wallet. From the old school chase days in the early 2000s
Atm the freedom flex card is my favorite! Got a SUB for 5x for gas & groceries for the first year
Cool. But only for one Year. Not a great card long term. Unless u like doing LOTS of work.
@@newagain9964its not lots of work. Lol
I am with you! I got the same signup bonus earlier this year and have received a ton of value. The stacked quarters for food in q1 and gas this quarter have been fantastic. Who doesn’t want 9% back on groceries or gas for a couple months?
If they continue to offer core spending categories like gas and groceries I see no reason why the flex card wouldn’t be a core keeper card for the foreseeable future.
one missed piece on the World of Hyatt card, it also gives automatic Discoverist status. small perk but a very welcome one, giving late checkout and preferred room upgrades!
Good video. I have all the cards mentioned except Southwest (cuz I don't enjoy the flying toilet vibe).
You really need to add CSP/CSR tho
i got the chase freedom unlimited first and got a line of 500. the flex gave me a line of 3500. is this normal?
Yeah. Seems legit. Congratulations. Both excellent cards with no annual fees and great perks! I love my CHASE Freedom FLEX card!
Hi John, which of these Chase credit cards do you think offers the best overall value for someone just starting to build their credit card strategy?
Some people dog on the FU for 1.5X don’t realize it’s made up by the 3X on dining and drugstores.
If you eat a lot, the 3X is amazing. Then down the line you get a Sapphire card, the value adds up together.
Agreed the FU card is great! specially if you get it with a good sign on bonus.
So many cards offer 3x (or more) on same categories. how much do u have to eat out to feel like a win with CFU? Asking 4 a friend.
@@newagain9964 The general comparison is against other catch all cards usually 2%. Obviously you can get other 3X dining cards like Bilt, Savor One, etc but they all will be 1% or 1X on non-category spend.
@@newagain9964 the FU offer I got bumps up my food and drugstore X to 6X.
How was your trip with your Wonderful dogs?
And John Great Video 💯
The Freedom seems to suck outside of the welcome offer. No 5% rotating categories like the Freedom and Flex offer. I do have all of them and just got the preferred for the welcome offer and to open up transfer partners. I already got the prime card although I wish it gave you the option for points vs cash back. Really trying to travel more and build those points. I am going to g to drop the gold card with the price increase not sure it’s worth it and the platinum might be next but you really just got to use 3 of the credits to cover that 695 and the lounge access is nice. I was going to switch it for the reserve but there really is no way to get the annual back completely. Still going to be stuck at the 250 after the 300 credit
is gas included in travel?
Be careful with the Chase extra 1.5% offer. I applied this week and was told that the offer is not valid.
Amazing video as always!
Can you make a 2024 best Credit cards for our military servicemen?
Like credit card line up for, maybe 5-6 credit cards they'll ever have to use. 😂😅
Got my 1st business card with chase (sole proprietor/side hustle) and it was pretty simple, are the other banks similar or which ones require more work?
If we use the Freedom Unlimited offer and extra 1.5% back does that still include the $200 in cash back if we spend $500 in the first 3 month?
I just paid off my debt, how soon will my credit go from 470 to get these cards ?
I just got my first credit card and have been watching videos on how to use it properly . I have a plan to use a cash advance to pay off a payday loan that has 500% apr and will cost $500 to pay off a $200 loan at a $100 a month . I know everyone says not to get cash back on a credit card but wouldnt that be cheaper than paying off my payday loan ? I plan on paying off the credit card in 2 or three months ..what do u think ?
my favorite credit card youtuber! yes!!
I thought the ink unlimited couldnt be transfered to chase points
To my knowledge only Chase Premier can't be transferred.
does the southwest rapid include international purchases?
Yes
@@davonahbarley3879 thank you
PLEASE DO A NEW 2024 HOW TO GET A BUISNESS CARD
No
If I own season tickets to a sports team and sell the tickets I don’t go to. Would that expected revenue be valid to apply for a business credit card?
Close enough to get approved
For the companion do it have to be the same person that fly with you whole two years or how many different companions can you have to fly with you for that 2 years?
Companion Pass Members can change their designated Companion up to three times each calendar year.
I really think CHASE is one of the worst for C.Cs. Chase is still on the "old times" like credit unions, they gotta hard pull you when requesting an increase. Crazy, hate that.!
A main reason i haven't asked for a CLI on any of my cards.
CLI are a soft pull, it was changed last year
Incorrect. CHASE changed that policy. They execute a soft pull for credit limit increases and hard pulls when you apply for new credit cards with them.
I’m confused by your Hyatt Chase card segment: how much do I need to spend in a year to get the 11 night credits that you mentioned?
@@HypocritesExposd you automatically get 5 every year for holding the card.
what he mentioned is if you hit the $15k spend per year that also awards you a free night, but since you also get 2 night credits for every $5k spend, that’s 6 on top of the 5 for holding the card for a total of the 11, plus the free night from the $15k spend, plus the free night from renewing the card
@@koplebobso for the 40+night to get that status, is that per year or lifetime to maintain the status?
@@wpwhittle once you actually get status, it lasts for the rest of that calendar year, then usually another full year and then expires/resets at the end of february of the year after that. so essentially, the bare minimum is 14 months.
the only way to get lifetime status (globalist only) is to earn 1 million hyatt base points, which is like spending $250k at hyatts if you have the WoH card
IHG IS MY 2nd best!!! Venture x is my #1 than IHG PREMIER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I have both and love both!
= Question does anyone know anything about Santander Unlimited credit card❓ 🤔
Ugh I got the freedom unlimited right before you put this out
SW Companion Pass is the best travel benefit in the game! I have it for all of 2024 and 2025 including flights from Hawaii to the west coast. Need the wife to do the same at the end of 2025 (for 2026 and 2027).
= Thank my man 💯💯 Just started following you on instagram 💯