Get Jobsurance's Income Protection Plan Today - tinyurl.com/y5uhmdvt Use my code AA56B553 and get upto Rs. 500 amazon voucher after purchasing the plan!
Bhai insurance toh main le lunga par is start up ke band hone ki bhi utni hi probability hai jitni meri Job Jane ki. Is start up ka khud insurance hai???
@@nakulm964 very good question. In case they shut down, nothing will change. The salary cover is backed by iffco-tokio. They will pay the cover irrespective of jobsurance's existence.
Good finance advise to a dumbo 😅 ... who doesn't lives in a home and spended so much on home without having a family expenditure is 40k wow man gazab 😂
How many and which kind of companies covered by jobsurance? My company is not there in jobsurance database . I mean MNC's only or all kind of companies like service based, MNC etc
I think this is one of the best episodes of your series. The first step to solve a problem is to recognise that there is one. Lokesh has identified his problem and I'm sure he'll be able to solve it. All the best to him.
Example of rock solid aspiration!! Question 1 - What is your biggest aspiration. Ans- 3Bhk villa Question 3- What would you choose between luxury Home (i.e. 3bhk Villa) or a luxury vacation Answer- LUXURY VACATION 30 sec me hi Biggest aspiration changed 😢😮
This is the kind of video which a lot of people can relate to, classic mistakes of lending to friends/family and getting excessive debt. Kudos to lokesh for being brave enough to share his situation on a public forum. Edit. One of the reasons why a lot of people including me may relate to this video is the income bracket of the individual being interviewed.
Good one Anshuman and Lokesh!! It's not always to learn from successful people!!! at some point they will also be on a low mode with many wrong decisions so all the best Lokesh and i wish your dreams come trure !😊
Thank you so much, Anshuman, for coming over and sharing your valuable financial advice! I've been diligently following your guidance, and I'm committed to improving my finances in the days ahead. Your insights have been incredibly helpful!
Lokesh I am glad that I was able to help you. Best of luck for everything in the future and I will do one video with you again next year. Lots of love ❤
Personally I’ll advise you to stop investing and finish your loans first. You won’t make more than 9-11% on your investments but your loan interest rates are higher than that. Clear all your debt first and then start a SIP of a bigger amount.
Job surance is a scam. I bought it and 3 months later my job was cut. I submitted the termination letter also they rejected it and they never gave any placement support.
Lokesh, buddy. I feel your pain. Life has ups and downs and the world can sometimes bring you down. But I commend you on the positive steps you've begun taking towards getting your finances in control. Stay strong and keep up the good work!
1. Go buy a health insurance for urself n ur pairents 2. Take a term insurance 3. Emergency fund= 6*monthly expenses (including all ur sip) 4. 60% of your savings funds in Hedgh funds 5. 10% in SGB 6. 10%-20% in us stock 7. 10% in REIT or commercial property Your finance in mostly shorted *Debt is good when you purchase assets with it not liability
I had the same problem with impulsive buying....I was in deep debt....Then someone came into my life to solve all my financial problems.....not a girlfriend...but a true friend...who helped me solve my impulsive buying problem....I still have a loan ...but The EMI is below 5 Percentage of my in hand salary....I can relate to this video.....These kinds of episodes should be done regularly....
Liked this video, more realistic for majority of the folks rather than auditing people with 50-80 L annual income which is like top 1%. Anyone reading this comment, i would suggest Caleb Hammer's Channel which is like this but much better.
Bro I feel some people have money but no friends but atleast you are lucky to have friends with whom you can enjoy and party. Just cut some expenses on luxury/ branded items. Impulsive spending only gives anxiety and we get ourselves trapped. People can still stay satisfied without owning so many luxury items, trust me.
Whenever i feel demotivated in life about my achievements and biggest mistakes I did, I am gonna come here and watch this video to make me feel much better.
bro i also messed up from rich dad poor dad i taken lons and invested in options all went 0 i did earlier which my parents settled now again did same thing now big tsk infront is 11000 credit card and 4000 24 months emi and 35000 at 36 percent 12 months and 14k at 29 percent 12 months and 5500 at 4 one month i littrelly earn 0 mental tension i dont know how to clear all of them all emi start next month i dont know why youtube recommended this video @@MrGodman1981
This guy is lucky to not have any responsibilities to look after parents as it seems they are not dependent on him financially which is giving him luxury of spending his entire salary on himself.
Classic case of new gen's financial mismanagment. Thanks to Anshuman for bringing out such cases. And, kudos to Lokesh for being the case study. It takes a lot of guts to be the (wrong) example and grow from there. All the best Lokesh. Saati Telugu vaadigaa nuvvu ee ibbandi nunchi twaragaa bayata padi vruddhi loki raavaali ani korukuntunnaanu.
Not gonna lie Anshuman, but I feel so good that you are fixing the finances for these people mate. Like its so excruciating to listen how misued thier money is. And I really also feel good that they are signing up for these episodes and you are consulting them so that they can live a better life man. Huge shout out to people who have the courage to come on cam and accept that they took some decisions which were not the best. They definitely made some mistake, as every human is bound to, but they also saw and opportunity & took it to correct it, as every human should. Not just great content but also great impact man. LOVE IT!!!!!!
I always say this to the people I know that, never ever take a loan for anything apart from education and health. Debt is more injurious to health than smoking , it not only destroys you but your whole family.Time, energy, relationship everything will be lost while paying it back.
Best Example of Amdani Athanni (0.5 paisa income) kharcha Rupaiya(1Rs Expenses). Brother I would suggest you stop using credit card for atleast 6-8 months and avoid any impulsive buying and get rid of all your loans.
80k on perfume, 90k on phone, 36%interest loans, cradit card, buying jewellery thinking its an investment 😒 STOP!!!!!!.......... he was saying he changed as his friends are financially stable because they are purchasing house and cars!!! Buying a car is not an investment it's a liability for showoff. It's tough to change him, he will live paycheck to paycheck all his life...... I better keep my mouth shut 🤐
My brothers is also same situation..both are married n one of them has 2 chidren also .niether they have emergency fund nor any term insurances..n worried about them
Hi Anshuman, I have a question. I am a salaried person in an MNC. I don't have any family, not married either. What are my options to use as beneficiary in EPF and NPS and other such schemes?
I started working when i was 20 years in 2007 and i had the same thoughts of buying luxury and showing off by buying new phones every year and doing things for friends! Its been 7 years I haven’t bot phone i still has iPhone 7 in 7 years i took land and i still have savings of 5 lakhs need to buy a car for my family 😬 Ill save n buy post that more lands
Hello Lokesh, all d best for your debt free future & your aspirations. I liked your honesty & appreciate the way to you took all the questions without any pinch. I learnt a lot !
I read somewhere that if you want anything expensive (phone, watch,etc) always remember to buy the things you can afford to buy twice. For example, buy a phone of 10k when you have 20k budget for a phone. This helps you with your impulse buying and gives room for maintenance and other unforeseen circumstances with that product.
Don't say kuch bhi acha laga toh like... It feels like there is nothing to like whereas you make informative videos based on real-life knowledge. Hope you will take this suggestion forward.
Anshuman you are doing great work to find more answers which help everyone to realize and understand their financial situation. You got refined questions learned from your experience. Keep doing the good work. Please share with us your financial habits and personal habits helping you grow.
More than 60% jump in a single year without changing job from 6.5L to 10.5L- that's great even if we consider 2 appraisal. That's big, which startup is this
Thank you for the video and kudos to coming and sharing your story. In my case of backup emergency fund beyond my cash, what I have done is I keep a current account with 2.5x of salary with LAMF (Loan against Mutual fund) at 9.5% p.a. which amount I can take out and pay back anytime and the amount difference will charged at a perday basis at 9.5 p.a.
There's nothing wrong with him at all.... Only problem is he has started investing at a little late. Other than that he is buying gold, car; spending money on some small hobby is absolutely fine ; and lastly stop using bnpl & credit card (they are trap if u are not self disciplined) ..... Other than these he's absolutely doing great, in an emergency u can often take wrong decision, nothing to be ashamed here, just try not to replicate it again.
When I feel bored or want to buy something I see the product but I don't buy it same money I invest in shares .A new thing I have started I used to order from Zomato and swiggy like every day once or twice .now each day I don't order from apps I put that same money around 500 to 700 in small cap shares and I am nearing the habit of not ordering impulsive on food apps as I realised even if I was not hungry I used to order and now it's over 20 days I have not placed a single order on food apps ..I am sharing just to help others everything is possible if u have the will don't wait for situation to go out of hand and than start planning.Lets upgrade our lives from last year and move ahead stay invested and live a happy life.
I have emergency fund of 10lacs in savings,. 25lacs in fd, 6lacs in MF, 22lacs in PF.3 lacs in nps. 1 lac in post office. 5lacs in sip...3bhk house worth 1cr and yes no loans
I am also partially in the same situation, Lack of financial disciple, wished If I can pay all the debts at one go, start all the principles endured in this video
This was the best episode of this series. Rags to riches types. Recent episodes mein jo participants ate hai wo lgta hai Finance ki books, sare finfluencers ke videos, dekh ke baithe hai… it doesnt give the kick as an audience to be honest… e.g. the last episode of that 24 year old kid with rich father… the most boring episode
This generation is so messed up (me included). We are making spending thousands on parties, lakhs in phones, TVs, bikes, cars etc (things which are available in indian markets for so low). We are not saving not investing. We are all living in rents. Damn. This all excludes our parents' expenses.
For taking loans Cred is best, i have took loan of around 7lac for 14% for emergency... where paytm, airtel money and other popular loan apps were charging anywhere from 25% to 40%
Anshuman, it's a request please do a podcast with a school teacher! You will be shocked much more hearing their salary 😂 it's a request ekbar ek teacher ko lao.
sir if you miss credit card payment by due dates, they charge 100% yearly interest (it includes gst, fees, etc) e.g. for a loan of 80K minimum amount will be 8K almost, a 10% montly interest for the principal amount.
Get Jobsurance's Income Protection Plan Today - tinyurl.com/y5uhmdvt
Use my code AA56B553 and get upto Rs. 500 amazon voucher after purchasing the plan!
When I open the Jobsurance link Avast tells me its a phishing site 😂😂
Bhai insurance toh main le lunga par is start up ke band hone ki bhi utni hi probability hai jitni meri Job Jane ki.
Is start up ka khud insurance hai???
@@nakulm964 very good question. In case they shut down, nothing will change.
The salary cover is backed by iffco-tokio. They will pay the cover irrespective of jobsurance's existence.
Good finance advise to a dumbo 😅 ... who doesn't lives in a home and spended so much on home without having a family expenditure is 40k wow man gazab 😂
How many and which kind of companies covered by jobsurance?
My company is not there in jobsurance database . I mean MNC's only or all kind of companies like service based, MNC etc
I think this is one of the best episodes of your series. The first step to solve a problem is to recognise that there is one. Lokesh has identified his problem and I'm sure he'll be able to solve it. All the best to him.
Example of rock solid aspiration!!
Question 1 - What is your biggest aspiration.
Ans- 3Bhk villa
Question 3- What would you choose between luxury Home (i.e.
3bhk Villa) or a luxury vacation
Answer- LUXURY VACATION
30 sec me hi Biggest aspiration changed 😢😮
Literally I was about to type the same . It is common sense to choose a luxury house instead of luxury vacation
Mindset makes you financially stable not money
One should have a certain amt of money before that
This is the kind of video which a lot of people can relate to, classic mistakes of lending to friends/family and getting excessive debt. Kudos to lokesh for being brave enough to share his situation on a public forum.
Edit.
One of the reasons why a lot of people including me may relate to this video is the income bracket of the individual being interviewed.
Yes most of the people watching anshuman are younger people with starting careers. So very relatable
It takes courage to accept your mistakes and then take steps to make changes. This is the best episode so far. I could relate to lokesh's story.
At 35k anything you spend apart food and shelter is a mistake
Probably the most genuine guy across all your podcasts.
“I watch TV while working from Home”. That explains everything about his current situation.
Yeah man, I wonder how his company will react
Kya dikkat hai? Woh yeh toh nhi bola ki kaam dhandha chhod ke movie hi dekhta hai.
Too much judgement😢
So what yaar
Lokesh is really honest :) god bless you brother
I'm currently 21, these videos actually help me to learn from other people's mistakes.
I am 19😊😊
Never take a loan
@@AllintwoVideoscould you be more specific? Which type of Loan?
@@crosswalker45 any type
💯💯
Good one Anshuman and Lokesh!! It's not always to learn from successful people!!! at some point they will also be on a low mode with many wrong decisions so all the best Lokesh and i wish your dreams come trure !😊
Thank you so much, Anshuman, for coming over and sharing your valuable financial advice! I've been diligently following your guidance, and I'm committed to improving my finances in the days ahead. Your insights have been incredibly helpful!
Lokesh I am glad that I was able to help you. Best of luck for everything in the future and I will do one video with you again next year. Lots of love ❤
Personally I’ll advise you to stop investing and finish your loans first. You won’t make more than 9-11% on your investments but your loan interest rates are higher than that. Clear all your debt first and then start a SIP of a bigger amount.
@@dhruvdaniU r right bro...I also doing the same mistake.
@@dhruvdaniI totally agree! That's a very logical finance decision
@@dhruvdani 100% AGREED
He did a blunder but excellent thing is he is now rectifying it . Awesome
Job surance is a scam. I bought it and 3 months later my job was cut. I submitted the termination letter also they rejected it and they never gave any placement support.
Kudos to Lokesh for sharing his income , mistakes & other points without hesitation 👌🏻👌🏻
This will help others to relate
Lokesh, buddy. I feel your pain.
Life has ups and downs and the world can sometimes bring you down. But I commend you on the positive steps you've begun taking towards getting your finances in control. Stay strong and keep up the good work!
OMG!!! I felt uneasy hearing his story. Hope things get better for you soon brother 👍
One of the best episodes. We get to learn a lot from such videos Hats off to Lokesh for accepting his mistakes he made financially..
1. Go buy a health insurance for urself n ur pairents
2. Take a term insurance
3. Emergency fund= 6*monthly expenses (including all ur sip)
4. 60% of your savings funds in Hedgh funds
5. 10% in SGB
6. 10%-20% in us stock
7. 10% in REIT or commercial property
Your finance in mostly shorted
*Debt is good when you purchase assets with it not liability
I had the same problem with impulsive buying....I was in deep debt....Then someone came into my life to solve all my financial problems.....not a girlfriend...but a true friend...who helped me solve my impulsive buying problem....I still have a loan ...but The EMI is below 5 Percentage of my in hand salary....I can relate to this video.....These kinds of episodes should be done regularly....
Inspiring stuff!
Liked this video, more realistic for majority of the folks rather than auditing people with 50-80 L annual income which is like top 1%. Anyone reading this comment, i would suggest Caleb Hammer's Channel which is like this but much better.
1k for bed rent i mean being from tier 3 city it's plain stupid
Seriously 😅
Bro I feel some people have money but no friends but atleast you are lucky to have friends with whom you can enjoy and party. Just cut some expenses on luxury/ branded items. Impulsive spending only gives anxiety and we get ourselves trapped. People can still stay satisfied without owning so many luxury items, trust me.
Sooo true 🙃
True man
Great and helpful episode. Thanks Lokesh for sharing your story…
Whenever i feel demotivated in life about my achievements and biggest mistakes I did, I am gonna come here and watch this video to make me feel much better.
So you feel happy about yourselves, when you see people make mistakes? That's terrible bro
@@ghhzhxbzhx4663 everything is relative in this world. Kabhi fursat me samjhaunga BRO
You sound like a bigger loser than the one in podcast.
@@ghhzhxbzhx4663yes that's great not terrible 😂
@@ghhzhxbzhx4663it's always great to see people who are dumber and in worse situations,helps me to work harder and grow more and be calm
This guy's story can be summarized as - g@@nd fate toh fate par nawabi na ghate
Hope he can truly fix his finance
😂😂😂😂😂
No offence to him . But he is completely messed up in his personal finance . Thank you for sharing brother. We got to learn from your mistakes.
Yes sir,
@@ravilla.lokesh - Get a Financial Mentor if you can get one. Next time take advice from them for any financial decision
bro i also messed up from rich dad poor dad i taken lons and invested in options all went 0 i did earlier which my parents settled now again did same thing now big tsk infront is 11000 credit card and 4000 24 months emi and 35000 at 36 percent 12 months and 14k at 29 percent 12 months and 5500 at 4 one month i littrelly earn 0 mental tension i dont know how to clear all of them all emi start next month i dont know why youtube recommended this video @@MrGodman1981
Really appreciate that he has kept healthy!
This guy is lucky to not have any responsibilities to look after parents as it seems they are not dependent on him financially which is giving him luxury of spending his entire salary on himself.
Bhai I really became scared by listening to his extravagant expenses but eventually he started changing his mindset. May lord bless him...
Classic case of new gen's financial mismanagment. Thanks to Anshuman for bringing out such cases. And, kudos to Lokesh for being the case study. It takes a lot of guts to be the (wrong) example and grow from there. All the best Lokesh. Saati Telugu vaadigaa nuvvu ee ibbandi nunchi twaragaa bayata padi vruddhi loki raavaali ani korukuntunnaanu.
Not gonna lie Anshuman, but I feel so good that you are fixing the finances for these people mate. Like its so excruciating to listen how misued thier money is. And I really also feel good that they are signing up for these episodes and you are consulting them so that they can live a better life man. Huge shout out to people who have the courage to come on cam and accept that they took some decisions which were not the best. They definitely made some mistake, as every human is bound to, but they also saw and opportunity & took it to correct it, as every human should.
Not just great content but also great impact man. LOVE IT!!!!!!
I always say this to the people I know that, never ever take a loan for anything apart from education and health. Debt is more injurious to health than smoking , it not only destroys you but your whole family.Time, energy, relationship everything will be lost while paying it back.
So buying a homeloan worth 12lakh on EMI is bad?
If the flat rate will increase to 15-16 lakh in 5years from 12lakh + the rent we get from it. Is it a bad investment on 5yr loan
Really brave of him to highlight some of his mistakes so candidly in the video! Nice content
At 35k anything you spend apart food and shelter is a mistake
Very good. Self realization is the best way to learn and change
Lokesh you are a brave man. I wish you best in your life
It's looking like Lokesh is very true in his way...
Best Example of Amdani Athanni (0.5 paisa income) kharcha Rupaiya(1Rs Expenses).
Brother I would suggest you stop using credit card for atleast 6-8 months and avoid any impulsive buying and get rid of all your loans.
Anshuman, Great video overall. Thanks for making such videos
Here im thinking 50k per month is not enough... Maybe need to watch more of these videos to learn 1 or 2 things...
Thanks mate, for the support. it is never late to be on the right track, will be keeping my fingers crossed
ANSHUMAN SEEMS TO BE SHOCKED EVERY MINUTE AFTER LISTENING TO THE GUY 😅
Opposite poles attract each other
80k on perfume, 90k on phone, 36%interest loans, cradit card, buying jewellery thinking its an investment 😒 STOP!!!!!!.......... he was saying he changed as his friends are financially stable because they are purchasing house and cars!!! Buying a car is not an investment it's a liability for showoff. It's tough to change him, he will live paycheck to paycheck all his life...... I better keep my mouth shut 🤐
That phone more than his monthly salary lmao. He doesnt want to be rich he wants to look rich😅
God bless Lokesh! Thank you for sharing your story
My brothers is also same situation..both are married n one of them has 2 chidren also .niether they have emergency fund nor any term insurances..n worried about them
Hi Anshuman,
I have a question.
I am a salaried person in an MNC.
I don't have any family, not married either.
What are my options to use as beneficiary in EPF and NPS and other such schemes?
Brother I appreciate your channel just because you are showing what not to do.
I loved Anshuman's shirt !!!
Most relatable video so far
I started working when i was 20 years in 2007 and i had the same thoughts of buying luxury and showing off by buying new phones every year and doing things for friends!
Its been 7 years I haven’t bot phone i still has iPhone 7 in 7 years i took land and i still have savings of 5 lakhs need to buy a car for my family 😬
Ill save n buy post that more lands
Honest and brave to come out in open
Hello Lokesh, all d best for your debt free future & your aspirations.
I liked your honesty & appreciate the way to you took all the questions without any pinch. I learnt a lot !
Honesty se kuch nahi hota. Koi itne blunders kaise kar sakta hai. Informed decisions toh chooor hi do lekin #feelingbad
Lending money without collateral is always NPA😂. If it's your friend forget the money; If it's your relative remember them😅
Very beautiful video, thanks
8:51 the disappointment on Anshuman's face XD
I read somewhere that if you want anything expensive (phone, watch,etc) always remember to buy the things you can afford to buy twice. For example, buy a phone of 10k when you have 20k budget for a phone. This helps you with your impulse buying and gives room for maintenance and other unforeseen circumstances with that product.
Thanks to the guest
Thanks a lot
Feels like Lokesh is Me.
After he becomes a husband, all these urges will slowly go away from his mind.
BEST VIDEO... WHAT A CLASSIC CASE 🙏😨
Don't say kuch bhi acha laga toh like... It feels like there is nothing to like whereas you make informative videos based on real-life knowledge. Hope you will take this suggestion forward.
noted bro, thanks for your love!
All the best Lokesh 👍🏻
My job is 100% secure with benefits and perks more than IT sector
Good video bhai.Common man's advisor.
Nice work Anshuman...way to go bhai❤
What an interviewer, I am very impressed for those question & query he asked on point wise.
Anshuman you are doing great work to find more answers which help everyone to realize and understand their financial situation. You got refined questions learned from your experience. Keep doing the good work. Please share with us your financial habits and personal habits helping you grow.
I am just imagine, what could happened if you had discussion with Robert Kiyosaki...
It would have been too good but maybe some other day ♥️
But that guy is a snake oil seller, just looking to sell his books...
I absolutely loved this episode.
Anshuman, you make realize the worth of money in simple terms in everyones life. Thanks bro for all your efforts. Keep creating more videos.
More than 60% jump in a single year without changing job from 6.5L to 10.5L- that's great even if we consider 2 appraisal. That's big, which startup is this
May be Paytm
Thank you for the video and kudos to coming and sharing your story. In my case of backup emergency fund beyond my cash, what I have done is I keep a current account with 2.5x of salary with LAMF (Loan against Mutual fund) at 9.5% p.a. which amount I can take out and pay back anytime and the amount difference will charged at a perday basis at 9.5 p.a.
Only 15-20k perfume dude I earn more than 200000 per month still using Kama Sutra deodorant worth 200₹😂😂😂
What you do for a 2l per month
@@6bk239 dairy business
@@6bk239he mistakenly added 2 zeroes extra
Kanjoos
@@mayankparmar2990 bhai tu mehenga purfume le ya sasta deo le kaam toh dono ka ek hi haina. Kya farak padta hai sasta ya mehenga.
One of the best episodes, Good luck Lokesh
Nice Video....just one piece of advice to the guy ..Take Gold loan instead of PL to close the App loan...Gold Loan ROI is 9-10% while PL ROI is 12-14%
for that you need gold
😂
Kindly interview government employee also
Govt wale machine se paise count kar rahe hai...unko time kaha milega😂😂😂😂😂
No. Do your own interview
Govt employees ki salary yhan khud koi nhi batayega. Most Govt employees earn more than their salary Under the Table. Voh koi disclose nhi karega..
There's nothing wrong with him at all.... Only problem is he has started investing at a little late. Other than that he is buying gold, car; spending money on some small hobby is absolutely fine ; and lastly stop using bnpl & credit card (they are trap if u are not self disciplined) ..... Other than these he's absolutely doing great, in an emergency u can often take wrong decision, nothing to be ashamed here, just try not to replicate it again.
WHAT A CLASSIC CASE TO STUDY.
MY GOD HE BOUGHT PHONE AND ALL ON CREDIT CARD 😨😨😨😨
A very different and good video!
When I feel bored or want to buy something I see the product but I don't buy it same money I invest in shares .A new thing I have started I used to order from Zomato and swiggy like every day once or twice .now each day I don't order from apps I put that same money around 500 to 700 in small cap shares and I am nearing the habit of not ordering impulsive on food apps as I realised even if I was not hungry I used to order and now it's over 20 days I have not placed a single order on food apps ..I am sharing just to help others everything is possible if u have the will don't wait for situation to go out of hand and than start planning.Lets upgrade our lives from last year and move ahead stay invested and live a happy life.
I have emergency fund of 10lacs in savings,. 25lacs in fd, 6lacs in MF, 22lacs in PF.3 lacs in nps. 1 lac in post office. 5lacs in sip...3bhk house worth 1cr and yes no loans
This is actually a really good podcast
I am also partially in the same situation, Lack of financial disciple, wished If I can pay all the debts at one go, start all the principles endured in this video
This was the best episode of this series. Rags to riches types. Recent episodes mein jo participants ate hai wo lgta hai Finance ki books, sare finfluencers ke videos, dekh ke baithe hai… it doesnt give the kick as an audience to be honest… e.g. the last episode of that 24 year old kid with rich father… the most boring episode
All the best Lokesh..
This is so insightful brother
24karat gold video.. thanks for sharing experience
Paying with a loan of 15% and closing a loan of 36℅....my takeaway. Glad that i listened to it.
Great episode bro.
This generation is so messed up (me included). We are making spending thousands on parties, lakhs in phones, TVs, bikes, cars etc (things which are available in indian markets for so low). We are not saving not investing. We are all living in rents. Damn. This all excludes our parents' expenses.
Gold content every time ❤
Would love to see the progress after a year. great video 👍🏽
now days youtube is much safer than it job
After watching this, I feel like a genius!
For taking loans Cred is best, i have took loan of around 7lac for 14% for emergency... where paytm, airtel money and other popular loan apps were charging anywhere from 25% to 40%
I drink beer, it is much better than drinking Whisky or Vodka
Cred is worst . Cred is giving me loan at 20% interest (770 Cibil score)
I think Bank is good
is it a true story or just a fake story to understand the finances? kindly reply.
this emergency fund thing from anshuman has helped me a lot
Yeah bro he invented it all by himself , Ive never heard of it before , and it can definitely help a lot of broke people
@@ArunBhat-d4t😂😂
Anshuman apna hasi control nahi kar paya uska list sunke fatafat finance ke answers me..
Anshuman, it's a request please do a podcast with a school teacher! You will be shocked much more hearing their salary 😂 it's a request ekbar ek teacher ko lao.
I would love to ma'am, please fill this form - forms.gle/2S7AUsvZaizU2UTx6
All the best for your future❤
sir if you miss credit card payment by due dates, they charge 100% yearly interest (it includes gst, fees, etc) e.g. for a loan of 80K minimum amount will be 8K almost, a 10% montly interest for the principal amount.
this man is how we all get the rewards on credit cards. take a bow 🙇🏻