Can't stick to a budget? Try these tweaks instead | Your Money and Your Mind

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  • Опубликовано: 25 дек 2024

Комментарии • 160

  • @TheWaxworker
    @TheWaxworker 3 года назад +48

    My partner and I have a simple rule about eating out. We only do it once for each of our paychecks. He makes just one social security check a month. I get two paychecks a month each year, though sometimes three depending on what month it is. Only one time out to eat for each check. So, usually, we go out three times a month and that's it. It works for us and has helped us to save some money.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @sefica88
    @sefica88 3 года назад +23

    Ordering my groceries from Walmart and picking them up has been an absolute game changer. I am able to stick to $100/week budget because all those temptations you normally get walking through the store aren’t there. Not only is it saving me lots of money but it’s keeping my family healthy.

    • @erdiaz13
      @erdiaz13 3 года назад +1

      I agree but then sometimes I add more to get to the minimum or free shipping. 😬

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      *Thanks* *for* *commenting* *invest* *in* *Bitcoin* *with* *my* *manager* *to* *earn* *huge* *returns* *weekly* .

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      She’s reachable on WhatsApp too

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      *+* *1* *4* *0* *1* *5* *4* *2* *0* *5* *7* *0*

    • @ted5172
      @ted5172 3 года назад

      @@erdiaz13 Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @cecilereyna
    @cecilereyna 3 года назад +18

    I love her approach, she gives alternatives and solutions instead of just pointing out problems. Thank you so much for the video.

  • @guy_chillin2406
    @guy_chillin2406 3 года назад +35

    "Hey Bill, Josh and I are going out for beers after work, you want to come?"
    "No thanks, I'm saving money. You guys want to go in on a picnic or yoga instead?"

    • @lestranged
      @lestranged 3 года назад +3

      Where are people even going out for beers these days? Maybe New Zealand? Bars here (California) have not been open for 11 months.

  • @pollysey6577
    @pollysey6577 3 года назад +44

    I don’t need more rules. I need more money. But this is good advice.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @Bry.89
    @Bry.89 3 года назад +99

    Covid has made me realize just how much money I can save by not going out to eat. I'm just like, where'd all this extra money come from?!

    • @capuchinosofia4771
      @capuchinosofia4771 3 года назад +2

      Haha the contrary has happened for me! I became a lazy cooker... So I ended up asking for more delivery and thus spent more money lol

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      .
      *Thanks* *for* *commenting*
      *You'll* *should* *start* *investing* *in* *Bitcoin* *to* *earn* *huge* *returns* *weekly*

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      My manager is reachable on WhatsApp

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      *+* *1* *4* *0* *1* *5* *4* *2* *0* *5* *7* *0*

  • @alarcon99
    @alarcon99 3 года назад +7

    Eating out -> Frequency Budget
    Delivery Services -> Delete app
    Shopping -> Buy the things that make you happy

  • @MaddyGillbanks
    @MaddyGillbanks 3 года назад +13

    Love this video! Eating out is my hardest expense to take control of.

    • @MasterCivilEngineering
      @MasterCivilEngineering 3 года назад

      👍👍👍

    • @awesomenitin
      @awesomenitin 3 года назад +1

      For most of millennials it is. Insta/snapchat generation needs to broadcast what they are eating. Also, if it has to go on insta, then it has to be good or atleast look good, so price is not a concern.
      I feel great because i don't use social media. You should eat out only when you have to or it has been some time,
      since you have eaten out and you are feeling the normal routine to be boring/depressing.

  • @ReeceCaruso
    @ReeceCaruso 3 года назад +11

    These are great suggestions! and this is such an important topic to be discussing at the moment, I really enjoyed the video!

  • @NaNa-gf7rq
    @NaNa-gf7rq 3 года назад +26

    Just recently I’ve found it very satisfying to give some presents to my friends

    • @neurozhuk
      @neurozhuk 3 года назад

      Me too :)

    • @iverson911
      @iverson911 3 года назад +4

      you should try it for foreigners too. for example me

    • @neurozhuk
      @neurozhuk 3 года назад

      @@iverson911 send me your postcode, so if it won't be very expensive, i will send you something, coz I'm a student 😅

    • @iverson911
      @iverson911 3 года назад

      @@neurozhuk It was just a joke Al Fed :D THANK YOU. By the way, It is my postcode :38020 :D

    • @neurozhuk
      @neurozhuk 3 года назад

      @@iverson911 it costs 87 dollars to send a parcel from here 😓

  • @TrueCrimeQueen
    @TrueCrimeQueen 3 года назад +4

    I'm obsessed with these videos! I always click immediately. Stay safe everyone 🙏❤️

  • @elin_
    @elin_ 3 года назад +24

    I barely never eat out. My problem lies in comfort eating sweet sugary stuff.

    • @VampyTheVampire
      @VampyTheVampire 3 года назад +3

      I totally feel you on that part. For me, a partial solution that seems to work is to have options available that doesn't contain as much sugar but can still be considered a snack as well as have things at home to make something. Sure making cookies at home is still a huge intake of unneccessary sugar but it is still less than if I got a pack of storebought cookies.
      I've also found that having the materials for some (chips) dip, and a bunch of carrots is a good alternative. While the dip can be unhealthy/overly sweet depending on type/brand/taste I can offset it at least a little with carrot sticks instead of using chips.

    • @0neofthem
      @0neofthem 3 года назад

      Now there’s another set of non-financial consequences, namely being overweight/unhealthy.

    • @elin_
      @elin_ 3 года назад

      @@0neofthem don't you think I know that..?

  • @Coreyj06
    @Coreyj06 3 года назад +5

    Meal prepping and cooking at home can help minimize the number of time you eat out and or get food delivered. I can’t believe she didn’t mention that.

  • @samuelzev4076
    @samuelzev4076 3 года назад +2

    Managing your budget becomes harder if you live in an expensive country like Australia where I lived. I try to limit to $25 to spend on grocery shopping but it's hard since the cheaper options are unhealthy and mostly expired, so I try to cut my other expenses to save money like watching Netflix and replace it with piracy using U-Torrent to download shared movie files.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @Sweat404
    @Sweat404 3 года назад +16

    Expenses rise, salaries stay the same 🤷‍♂️

    • @successwithstacee9290
      @successwithstacee9290 3 года назад +2

      It's tough when your income stays the same .

    • @BankruptGreek
      @BankruptGreek 3 года назад +1

      @@zUJ7EjVD unless you have graduated from an ivy league uni, or have a degree without a student loan.

    • @BankruptGreek
      @BankruptGreek 3 года назад +1

      @@zUJ7EjVD there is no way ivy league degrees don't land you a job, to get in them you must be one of the best I bet silicon Valley would hire you

    • @BankruptGreek
      @BankruptGreek 3 года назад

      @@zUJ7EjVD there are more benefits to university than learning

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      appreciate your comment!
      message my trusted cryptocurrency professional and investor to guide you on how to make more profit on cryptocurrency

  • @TheDanaYiShow
    @TheDanaYiShow 3 года назад +4

    Great video! Valid points and actionable advice, love it!

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @ayoubcreateur6809
    @ayoubcreateur6809 3 года назад +2

    You are right

  • @GeoManTips
    @GeoManTips 3 года назад +3

    Helpful tips thanks

  • @leagirma9477
    @leagirma9477 Год назад

    Thank you very much!

  • @MasterCivilEngineering
    @MasterCivilEngineering 3 года назад +3

    Serious knowledge!

  • @a.b.8606
    @a.b.8606 3 года назад +1

    Thanks Wendy!

  • @_vofy
    @_vofy 3 года назад +6

    what are social activities

  • @pollysey6577
    @pollysey6577 3 года назад +3

    Frequency does make more sense.

  • @0neofthem
    @0neofthem 3 года назад +1

    Just use the apps to order pickup. Don’t have to pay delivery fee + tip and risk someone fucking up your order or being late.

  • @AffirmationsForGrowth
    @AffirmationsForGrowth 3 года назад +3

    Yes budget crunching blews

  • @foggycraw6758
    @foggycraw6758 3 года назад +2

    Fix: get a watch that gives u an electric every time you spend unnecessarily. Easy

  • @martinzeibig
    @martinzeibig 3 года назад +6

    "Eating out".
    Lol

    • @hanane8480
      @hanane8480 3 года назад

      And the way she says "app" 😅

  • @hemantpatro5241
    @hemantpatro5241 3 года назад

    Spend money on experience and gifts feel satisfied

  • @Anonymous-br3vk
    @Anonymous-br3vk 3 года назад +3

    Your money your mind

  • @susanmiller9317
    @susanmiller9317 3 года назад +6

    $50 to $70 per night eating out?! What planet is this woman living on?! Not on essential-worker world, for sure. We try get a high from saving 10% on our 80 cent lunch -- that way we can actually eat something every day.

  • @rklauco
    @rklauco 3 года назад +16

    With all due respect - during pandemic recommend not to eat out... Sounds like low-hanging fruit to me :)

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @YouAndImpact
    @YouAndImpact 3 года назад +1

    Nice video 👌

  • @TheMrfrodough
    @TheMrfrodough 3 года назад +1

    Tldr. Have self control and make smarter choices.

  • @alparslankorkmaz2964
    @alparslankorkmaz2964 3 года назад +1

    Nice video.

  • @jacysteven921
    @jacysteven921 3 года назад +2

    Nice man

  • @mohitH2471
    @mohitH2471 3 года назад +3

    👍

  • @beauxwellborn2785
    @beauxwellborn2785 3 года назад +1

    🤔Do you not think you deserve to be helped?
    🤔Do you feel you need to have all the answers and figure it out yourself?
    🤔Do you trust yourself more than a professional to handle your Financials?
    Were you the first child in your family that had to take care of everyone?
    Our money trauma(s) cause us to self sabotage our future success.
    I'm here to help ease that burden and help you carry the load of starting your business on solid financial ground for the long term.

  • @Zainepils
    @Zainepils 3 года назад +4

    Let's say you work £7 an hour and you want someone to clean your house and it costs £28 that's 4 hours of your money when you could clean your house yourself in at least 1 hour. Think of money in hours people, not numbers.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

    • @adlynnnn
      @adlynnnn 2 года назад

      Wow that is actually fascinating

  • @asher8828
    @asher8828 3 года назад +3

    Okay but can someone pay my Netflix bill

  • @hayuclasses6556
    @hayuclasses6556 3 года назад

    Verry nice video

  • @vivabem.nutrido-2.7646
    @vivabem.nutrido-2.7646 3 года назад +1

    Wonderful! I think so! And I'm a Nutritionist! Eat food! No, products!

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @wanderinguser7665
    @wanderinguser7665 3 года назад +2

    Don't buy stuff you don't need.

  • @RogerWazup007
    @RogerWazup007 3 года назад +2

    It took me about 10 seconds to make out that that's a finger on the thumbnail. :P

  • @sshmily
    @sshmily 3 года назад +1

    The problem is I don't know what to order on delivery app.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @tylerloconte8974
    @tylerloconte8974 3 года назад +2

    Go to a work out class....does she know how expensive work out classes are to drop in? Easily twice the cost of eating out.

  • @Wildgrovehomestead
    @Wildgrovehomestead 3 года назад +11

    Weirdly disconnected thing to post at this time in history

    • @mhoward7345
      @mhoward7345 3 года назад +1

      Although people might not be able to eat inside restaurants in the same way, even in most big cities throughout 2020 there was indoors dining available. When it wasn't people were encouraged to support the local economy and restaurants (and all their workers) by ordering take out. In this context, many people have actually increased their spending in this category of the budget. And regardless of that, budgeting is more critical when you are in a place of limited financial means (maybe after a job loss or in the face of an emergency, so almost all of the last 12 months), so this topic is quite timely.

  • @BankruptGreek
    @BankruptGreek 3 года назад +9

    Hedge Funds: "step 1. Do not invest in gamestop, for the love of God I swear I have no vested interest, do not invest in gamestop"

    • @Draclord35
      @Draclord35 3 года назад +2

      Nah c'mon. I'm sure Wells Fargo isn't friendly with hedge funds shorting GME, that's ridiculous... /s
      🙃

    • @CarlosHernandez-lt7yu
      @CarlosHernandez-lt7yu 3 года назад +2

      Hold the line

    • @tylerharold8931
      @tylerharold8931 3 года назад

      W.H.A.T.S.A.P.P
      +.4.4.7.8.6.2..0.9.7.9.3.6💯💯💯💯

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      *Thanks* *for* *commenting* *invest* *in* *Bitcoin* *with* *my* *manager* *to* *earn* *huge* *returns* *weekly* .

    • @MichaelWilliams-yv6ho
      @MichaelWilliams-yv6ho 3 года назад

      She’s reachable on WhatsApp

  • @firerunner35624
    @firerunner35624 3 года назад +16

    When wealthy conservatives make ted videos, it's about how much more the workers should slice out of our lifestyle, not how much profits should be given back to the workers in the first place.

    • @thebigpicture2032
      @thebigpicture2032 3 года назад +4

      True. Most people don’t stick to a budget because there isn’t enough budget in the first place.

  • @activelives
    @activelives 3 года назад +5

    Just don't eat out, great advice! Like saying just don't smoke to a smoker.
    I expect more insight from TED.

    • @lestranged
      @lestranged 3 года назад +3

      That's a bad analogy. They aren't to saying to stop eating any food. Smoking is something you have to stop completely. Nobody will stop eating completely. Just make your own food at home . You won't starve.

    • @activelives
      @activelives 3 года назад

      @@lestranged that's good to know ha ha.
      It's just not great advice is it? Here's someone who over spends on eating out. Here's the advice, just limit yourself. You can do it!
      Uh, ok thanks. See you for our next session next week? 😄

    • @activelives
      @activelives 3 года назад

      @@lestranged oh and those on hunger strike won't appreciate you patronising their efforts 😄

    • @lestranged
      @lestranged 3 года назад +3

      @@activelives What I'm trying to say is they you are comparing a drug addiction (which is an actual, serious disease) to a mostly voluntary behavior (for most people). Smoking is an addiction to a drug and it's a harder drug to kick than even heroin. Eating at restaurants is not an addiction for most people, it's possibly a bad habit but habits aren't the same as addictions.

    • @activelives
      @activelives 3 года назад

      @@lestranged cool cool

  • @SelfMadeWealth
    @SelfMadeWealth 3 года назад +13

    Don't tell me what you value, show me your budget, and I'll tell you what you value.
    *Joe Biden*

  • @foggycraw6758
    @foggycraw6758 3 года назад +1

    Budgeting is easy 🤨

  • @lestranged
    @lestranged 3 года назад +3

    Was this made before the pandemic? Eating out is not a social activity now. I haven't eaten outside my house in a year. I have only gotten take-out from restaurants 3 times in the past 11 months and I ate it at home alone.

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @cooliipie
    @cooliipie 3 года назад +4

    Glad I'm in Asia, it's cheaper to eat out lol

  • @malalalalalala
    @malalalalalala 3 года назад +4

    me: just recently started to budget
    also me: burned money in gme stonks

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @Bromeostasis
    @Bromeostasis 3 года назад +2

    Hey me and some coworkers are going out to the bar to have a drink do you want to come? Ummm.... what if we had a picnic instead?

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @yarrowcentral
    @yarrowcentral 3 года назад

    I remember when TED used to be speeches by world changing geniuses. Now it's Wells Fargo ads?

  • @nelsona9381
    @nelsona9381 3 года назад +1

    Motel >> Hotel

  • @arturo6780
    @arturo6780 3 года назад +1

    yo she’s beautiful

  • @Trademotminh88
    @Trademotminh88 3 года назад

    Whe are socil acitiviti

  • @user-ix5wr5vf1v
    @user-ix5wr5vf1v 3 года назад

    A talented women

    • @LiveStrong_IC
      @LiveStrong_IC 3 года назад

      Thanks for your comment,there’s is new strategy of investing in crypto.....

  • @Triablebowl44
    @Triablebowl44 3 года назад

    >Money problems??
    >pay a cleaner :)
    ???

  • @annieevans1396
    @annieevans1396 3 года назад +3

    Recently,I invested in both stock and crypto but currently I believe crypto is doing much more better than stocks!

    • @Emily-hx3ic
      @Emily-hx3ic 3 года назад +1

      Exactly, investment in crypto is the key to coming out of this economic crisis!!
      Crypto is the future !!
      Trading crypto has really become a lucrative way of making money especially with the instability In the stock market right now.:(
      Stock are good too

    • @christopher3328
      @christopher3328 3 года назад

      just inevitable!! crypto is far better!

    • @daviesbrown296
      @daviesbrown296 3 года назад

      @Charles Brandone Reading of signals won't matter if you have an expert managing your trading portfolio!!!
      I've heard about people getting away with crypto (scam),so am afraid of trading.

    • @frankwalter1501
      @frankwalter1501 3 года назад

      @@daviesbrown296 You're right the rate of scammers and unqualified brokers are really much but that doesn't mean that there aren't any good and honest brokers out there.
      I will recommend expert Steven hatzakis for you, their strategies is working for me at the moment and making good profit from bitcoin trading.

    • @danieljakson3695
      @danieljakson3695 3 года назад

      Wow! Am so surprised to hear that name on RUclips! He is all over the Twitter!!
      Mr Steven hatzakis !!, Really you know him?, I even thought I'm the only one he has helped walk through the fears and falls of forex trading.

  • @Ahmedsaif-w5s
    @Ahmedsaif-w5s 3 года назад +1

    Where is language arabic

  • @daridams
    @daridams 3 года назад +1

    this video is another punch in the face to the already suffering restaurant/bar sector (because of covid) as well as to those cycling through red lights to get your food delivered warm (btw being in the precariat)

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @LittleMuvva
    @LittleMuvva 3 года назад

    😄 what is discretionary spending?! I can barely afford groceries, eating out (when it is allowed) is something I might do once a year. 🙄

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @Ayyy-lmao
    @Ayyy-lmao 3 года назад

    People should be able to fucking eat out
    if people stopped eating out 1/50th of the country would be out of work

  • @patavalttia
    @patavalttia 3 года назад

    1:32 ...do any of the hundred social activities that you can do... *WHAT?* You post this video now?
    I don't know about Your money, but Your mind...

  • @memeboy2413
    @memeboy2413 3 года назад +2

    4th

  • @alyssa_the_noodle5228
    @alyssa_the_noodle5228 3 года назад +1

    This is all a bit harder with the gov restrictions. But hey, I break most of those stupid rules ever

    • @MasterCivilEngineering
      @MasterCivilEngineering 3 года назад

      👍👍

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @spotall2673
    @spotall2673 3 года назад +3

    First comment 😁

  • @turnovertheleaf5505
    @turnovertheleaf5505 2 года назад

    You look like Gabrielle from Desperate House Wives.. 🤔

  • @KS-mt1lb
    @KS-mt1lb 3 года назад

    Stop ✋ nothing you plan to teach us will mean nothing because of the sponsor. NOOOOOOO TO WELLS FARGO! 😒 DA

    • @ted5172
      @ted5172 3 года назад

      Thanks for comment, there's a strategy on how to invest & profit more in Bitcoin right now, I'll advice you contact my support team on whats-app for assistance, if you want to make great profit.

  • @Draclord35
    @Draclord35 3 года назад +4

    Treat yo self people, sell these GME shares to buy presents to your friends. 🤣
    Seriously TED?

  • @soulheights823
    @soulheights823 3 года назад +2

    She's seems high😆

  • @GorgieClarissa
    @GorgieClarissa 3 года назад

    don't go out, spend money on yoga class instead. wut

  • @tatorihara
    @tatorihara 3 года назад +2

    First comment

  • @gamingx9804
    @gamingx9804 3 года назад +1

    gak ngerti men

  • @preetpreet579
    @preetpreet579 3 года назад

    please support indian farmers