Another problem with roommates is that they are unpredictable. You essentially have under 30 days to find a roommate online, and you don't have time to get to know them bc you need the money and housing stability. They could turn out to be crazy. I've heard so many horror stories, even my own roommates. I had one that didn't like me cooking bc I would let the pans cool off on the stove so I could clean them later! She wanted me to melt my fingers and sponge on my pan while my food sat getting cold bc she "couldn't stand clutter". Another roommate was friendly to me one day and stopped talking to me the next, for no reason, and moved out. People are crazy.
In Finland, the popularity of shared roommate apartments waned already in the 90s because there were too many problems with alcohol use and sexual violence, and the same reasons have also led to a decrease in the popularity of cell apartments. Nowadays, Finns rarely share their apartments with roommates, unless they are very good friends who they know well and with whom they get along. And the number of rentable cell apartments has also decreased and many old cell housing complexes have been now dismantled, which has led to a narrowing of the supply and the rent for one cell room is now higher than for a two room rental apartment.
my roommate (as an old friend of mine) convinced me it would be a good idea to rent an apartment under her moms name (they're rich and i'm an immigrant) but whenever things didn't go exactly her way she would lash out and say it was her house and involve her family who would contact me like a landlord saying they were being utterly nice to allow me to live there, but if i didn't give her that one thing or the other they would have no other choice but to kick me out, granted i got corona during the pandemic and she kick me out to move back into my parents for the quarantine time and had to sleep on the floor with the couch cushions as a made up mattress, because it wasn't fair to her that she had to leave her house because of me. later she and her boyfriend got corona and she gain wanted me to leave the apartment because she and her boyfriend were very sick and needed resting.
saving money on rent by flying to college is actually insane and shouldnt be possible. like rent shouldnt be so fucking high that its cheaper to LIVE IN A DIFFERENT CITY AND FLY TO COLLEGE. what the fuck
Control the housing, then you control the people. First rule of any survival is Shelter, then Water, then Food. Odd how this is ONLY happening in Western Culture countries (US, Canada, England, Europe, Australia, New Zealand etc)
Yes, when European colonizers came over to Turtle Island (North America) they wanted to be like the ruling Monarchies,so they sold the free resources ie food, housing materials, and yes free labor aka slaves. 😢
Things will collapse long before then. There needs to be 2 workers per retiree and the debt and speculation along with climate change and industry collapses will destroy the system
@@Itsbabygirlt not every place can do that. These problems are global and people have to think global instead of living solely self interest. We have roving bands of billionaires for tax havens as much as roving bands of homeless instead of fixing systemic things
I just read your bio - for the official record (according to me), sixth graders don't have anything on you. This video was well researched and presented...and necessary. I live in California, and if it hadn't been for my friend being a home owner and renting me a room, I would have been in an extremely difficult situation post-divorce. Anyhow, you have a new fan and subscriber. Keep up the good work!
Fix the property tax system. Cap property taxes at $1/sq ft minus 50 sq ft (size of a prison cell) and $1k/acre for all property, business and residential. That way, taxes aren't a reason someone can use to hike rates. Add to that property insurance - these should not be for profit but much more regulated (or the government should have a form of insurance where they cover, but that's debatable). Our system is broken but we can fix it if we start capping greed!
I'm gonna dissagree. Used to be the only type of tax was property tax.... did you know that? it made land less of an investment and more of a liability. So 1) it was worth less. 2) if you did have some you had to make money with it. So people didn't want their property values to increase (like they do today) because it wasn't necessarily a good thing.
I seriously was really hoping after being told “no I don’t think I should lower rent bc I’m retired” the interviewer would’ve asked “why is your right to higher profits after choosing to retire more important than the right for people who have no choice but to work to have an affordable way to meet their basic needs” Except I’m sure she would’ve had a way to make it shorter and snappier bc I’m not a professional. Like for real, the audacity of some people.
Another option I'm pursuing aggressively is to leave the country for better countries. I plan on leaving once I scrape together enough money to move which is the hardest part. In other countries you get universal health care, public transportation, high wages and affordable home (depending on the country a few may share this one issue).
But getting a job would be hard until you have legal papers if you move to another country, but good luck in your journey! Hope it all works out for you 😊
I wonder if a multinational Tenant Union that can start massive rent strikes while shielding the individuals can bankrupt some of these corrupt private equity companies and let the private individual buy the properties instead.
This hurts for everyone. My mortgage increased $500 this year because of taxes, for a 900 sqft house… So I split the cost with my tenant. I didn’t really have a choice but to increase rent and make my tenant unhappy. I want my house to be affordable, but taxes are a big reason housing prices are going up too
@@Itsbabygirlt it's mainly caused by zoning laws. Voters direct cities to codify zoning laws. Restrictive zoning laws are popular. If people want to loosen them to allow for more denser housing and more housing in general then they need to vote and pressure their cities to loosen zoning laws. But they arent doing this, they complain to national government level politicians which simply have less of a standing to do anything. Zoning laws are restrictive because home owners want their property values to keep going up. It's literally zoning laws that are the issue
No mention of NIMBY-ism and zoning? Arguably far more impactful than a small percentage of large landlords. Driving is expensive. Transit is better if you use your time on it. But sure, maybe it can be expensive. Walking... takes too long? Let me introduce you to the $100 bicycle. 1/2 of US car trips are less than 3 miles and 1/4 are less than ONE. I'm confident Canada and other developed economies are not far off. That's easily biking territory.
Not sure where you're getting your numbers but they seem very inaccurate. US is heavily car-centric as we all know, and public transit is not well done (yet) in most areas. Most people needs cars unfortunately, as we live and work in areas with terrible walkscores and infrastructure
@@Nikoleagle Why would a competent, safe, law-abiding motorist be hitting people? Also yes, we need to slow down speeds, make better infrastructure, fairly price fuel+carbon+emissions, and make large/heavy vehicle owners pay their fair share. None of these prevent you or others from cycling, it's sloth and entitlement.
The statement that housing is only unaffordable because landlords are greedy is… crazy to me. It implies rents were more affordable in the past because landlords weren’t greedy. Landlords always want more money because obviously. Their ability to charge more is entirely dependent on supply and demand. Housing is expensive because there are more people who want housing than there is available housing. This means we have low supply and high demand. The effect of this with housing, as with all markets, is that prices go up. Renters are competing with each other for limited housing supply, driving up the prices. If more housing existed than renters to rent them, landlords would be forced to compete with each other for renters, driving down the price. Rent control is a bad solution for multiple reasons. 1. It doesn’t actually fix the problems which is that there isn’t enough housing. 2. It dissuades developers from building more housing to meet demand because they know there is a strict limit to what they can earn from the property. Sometimes the limits are so strict a property would unprofitable to build. 3. It dissuades existing landlords from maintaining or improving their properties, because they could not earn back their investment. 2 and 3 actually make the housing supply problem WORSE. Rent control is great for the people who manage to receive and benefit from it, it’s bad for everyone else and society as a whole who have to face an even worse housing shortage. Imagine being a young renter in this rent controlled paradise. One of the effects of rent control is that nobody ever wants to move because they’ll lose that rent controlled unit and may not be able find somewhere else that’s as affordable. This, combined with properties not being properly maintained and new properties not being developed has resulted in an extremely low supply of housing, so severe that young people may have to wait years or even decades for a property to become available to them. This is actually what can happen in rent controlled markets.
@@michaelangeloabarreto4588had to have been lol, cause the amount of vacant spaces or unrealistically priced houses and people who wish they had somewhere to live is incredibly disproportionate and immoral
@@michaelangeloabarreto4588No, probably not. In a way, it's correct to say that building more houses would alleviate the issue, the problem is that there are no incentives for massive construction of "affordable" housing options. Affordable being different by area because of average income. There are plenty of vacant properties to house all homeless people right now. Issue is, would they be able to afford the property tax even if they were given the vacant $600,000 property? Repeat. When what we need is relatively high development across most of the country of houses in a particular cost bracket, you need to develop policies that incentivizes that, because the market isn't going to provide with current incentives and restrictions.
the comment about buying a home in Canada is incorrect. Its closer to 120k WITH a "standard" 20% down payment. $186k with a 5% down payment. Still, dogshit situation. Toronto's nunbers massively jack up the average home price. for example, you can buy a detached 1100sq foot home in London, ON, for around 450k. Still over priced, but much more reasonable than 750k.
but then you remind that the city you live in is now full of americans who cannot afford the rent of their country so they move here and they get paid in dollars while wasting in pesos and the rents for the locals are above the cloudls not mentioning food, transportation, necesites, etc.
Gal at seven mins...OK so take the landlord out of the equation...how long will you be living in your car ( or the woods) until you have enough to buy a house outright in your area ?
Without landlords gobbling up all the homes (that drives the prices up, since there's less supply and people with bigger pockets) home prices will go back down because that's the only way they can get sold.
@francescomungari3234 that's BS..you still are going to need great credit..big savings..stable job ect..even if homes dropped below 100k ..30% + could not afford a home and 20%+ of those who bought will loose them in under 5 years
Yeah not everyone would still be able to buy a home, but it would open the market for people with good credit and savings. I'm in the group of people who have good credit and a lot of savings, but the prices are going up so quickly, that as soon as I reach the minimum downpayment it goes up again.
@CosyKitty but if you remove landlords WHERE are you going to be living while you save for downpaynents/cost ? Fix your credit score ? And create a stable job history? And are YOU going to pick up and bury the dead boddies of all those dying in the streets?
Here the government build like 15-20 small condos with 5 floors tall only to not use elevator and opens for everyone with a stable job or a family to buy with minimal fees and affordable monthly payment for like 20-30 years crazy huh? I know and people call this 3 world country 😂
There are so many reasons, but whether or not people want to own a house, if they have the money, they should be able to afford it. The problem is people are making so much money and working so hard, but still can’t afford a basic home
you are so right about that. in my opinion, house ownership and house renting should only differ by the hourly pay that the landlord puts in. what irks me in these conversations is that in american discourse, there seems to me to be a sentiment that the concept of renting is somehow inferior to owning a home. i do understand the fear of corporate takeover and not being able to even have a secure shelter, and if thats all there is to it then ignore me.
i guess ill say it this way: the fact that so many people live so seperated from each other in their own seperate homes that belong only to them is a big reason why other things suck & are expensivr
I completely agree!! it’s a manufactured obsession for soo many people. I don’t even talk about it in public cuz people will fight any objection like their life depends on it. As a person of color who grew up in a predominantly white suburb. I’ve always hated suburbs and I’ve never seen homeownership as an important goal. It only fosters isolationism and conformity, it is the final shackle in the transformation to lifelong consumer. There is no way in hell I’m going to work that hard for the “privilege” to pay a bank for 30 years for some illusion of safety and stability. It is a CULT. But then again I also feel the same way about pets and the nuclear family. So I just don’t talk in public lol 😅
I'm a mixed man raised in a white area, in europe, germany. My circumstances are probably very different but I agree on some counts. Over here, its less about physical safety and more about metaphorical safety. You would want all your healthy ancestors to have a stable home, wouldnt you? With pets, too, I understand the appeal, but I dont think the solution is to isolate us. Our suburbs arent nearly as bad as those in america but I still hate them. Its this idea of "Im gonna make MY house the way I like it just for ME & MY OFFSPRING" instead of "Im gonna make the public places the way that many people can like it for mine and everyones offspring." Imagine if we used all the space that ppl want for their own homes and instead used it to build recreational areas. Of course people feel boxed in when everyone dreams of owning as much as they can or want.
That’s a very ignorant view being single doesn’t make housing unaffordable. It’s because corporations are buying up everything and also wages haven’t kept up with inflation etc. Lastly being single means you spend less money and also you should factor in student loans; modern student loans can’t be paid off due to absurd levels of interest.
Living with roommates and family comes with its very own challenges and it’s not always better. 😐😐. Roommates can be unreliable. Family can be abusive/exhausting. I don’t have a personal liberty or identity bc I live with my family. My identity is my parents and heavily policed. Why can’t someone live by themselves if it means it’s safer for them? Ppl should be able to afford a home where they don’t have to argue with roommates about housing responsibilities, without being forced to carry household burdens, abuse emotional and physical and constantly living with ppl who’s lifestyles just contradicts. I step outside of my families image of me and I would be pushed to suicide. But that’s better ? Finding roommates is as difficult as finding affordable rent. Get so real.
17:36 the safety issues come from the NYPD as well. Last week they literally did a mass shooting after things escalated after someone jumped the turnstile. 4 people were injured with one of them being another NYPD officer. They did a mass shooting over $2.90...
Another problem with roommates is that they are unpredictable. You essentially have under 30 days to find a roommate online, and you don't have time to get to know them bc you need the money and housing stability. They could turn out to be crazy. I've heard so many horror stories, even my own roommates.
I had one that didn't like me cooking bc I would let the pans cool off on the stove so I could clean them later! She wanted me to melt my fingers and sponge on my pan while my food sat getting cold bc she "couldn't stand clutter". Another roommate was friendly to me one day and stopped talking to me the next, for no reason, and moved out. People are crazy.
In Finland, the popularity of shared roommate apartments waned already in the 90s because there were too many problems with alcohol use and sexual violence, and the same reasons have also led to a decrease in the popularity of cell apartments. Nowadays, Finns rarely share their apartments with roommates, unless they are very good friends who they know well and with whom they get along. And the number of rentable cell apartments has also decreased and many old cell housing complexes have been now dismantled, which has led to a narrowing of the supply and the rent for one cell room is now higher than for a two room rental apartment.
Having a roommate is like playing Russian roulette, so scary and unpredictable
my roommate (as an old friend of mine) convinced me it would be a good idea to rent an apartment under her moms name (they're rich and i'm an immigrant) but whenever things didn't go exactly her way she would lash out and say it was her house and involve her family who would contact me like a landlord saying they were being utterly nice to allow me to live there, but if i didn't give her that one thing or the other they would have no other choice but to kick me out, granted i got corona during the pandemic and she kick me out to move back into my parents for the quarantine time and had to sleep on the floor with the couch cushions as a made up mattress, because it wasn't fair to her that she had to leave her house because of me. later she and her boyfriend got corona and she gain wanted me to leave the apartment because she and her boyfriend were very sick and needed resting.
"I quit my job so I needed to increase the rent because i need the income" Ye i would also love to quit my job!
Right?!
Also
The same guy 2 minutes earlier: no I didn’t feel like I *needed* to increase rent but I *could* so I did
I'm loving this series. It's extremely important.
I’m glad you do! Thanks 😊
Interesting how Western society is slowly going back into feudalism.
saving money on rent by flying to college is actually insane and shouldnt be possible. like rent shouldnt be so fucking high that its cheaper to LIVE IN A DIFFERENT CITY AND FLY TO COLLEGE. what the fuck
It’s that bad
@@Itsbabygirlt we're so fucked
Really glad to see you use your platform to draw attention to this stuff!
Thank you! 😊
Control the housing, then you control the people. First rule of any survival is Shelter, then Water, then Food. Odd how this is ONLY happening in Western Culture countries (US, Canada, England, Europe, Australia, New Zealand etc)
You might be on to something! Food has already started, water is next
Yes, when European colonizers came over to Turtle Island (North America) they wanted to be like the ruling Monarchies,so they sold the free resources ie food, housing materials, and yes free labor aka slaves. 😢
My question is what will happen when the low birth rate catches up to the number of homes available? Rent and home prices should tank. Right?
Things will collapse long before then. There needs to be 2 workers per retiree and the debt and speculation along with climate change and industry collapses will destroy the system
They’ll probably just convert them to office space and still keep the prices super high, but I guess we’ll have to wait and see
@cmath6454 the solution would probably be to open up borders to supplement the workforce with immigrants
@@Itsbabygirlt not every place can do that. These problems are global and people have to think global instead of living solely self interest. We have roving bands of billionaires for tax havens as much as roving bands of homeless instead of fixing systemic things
It's already happening and that's why the government started welcoming more migrants.
I just read your bio - for the official record (according to me), sixth graders don't have anything on you. This video was well researched and presented...and necessary. I live in California, and if it hadn't been for my friend being a home owner and renting me a room, I would have been in an extremely difficult situation post-divorce. Anyhow, you have a new fan and subscriber. Keep up the good work!
So glad you had a friend to help you out, wishing you the best!
Thanks so much for the support & your kind words, I really do appreciate it ❤️
insightful essay! can't wait for part three
Thank you 🙏😊
Fix the property tax system. Cap property taxes at $1/sq ft minus 50 sq ft (size of a prison cell) and $1k/acre for all property, business and residential. That way, taxes aren't a reason someone can use to hike rates.
Add to that property insurance - these should not be for profit but much more regulated (or the government should have a form of insurance where they cover, but that's debatable).
Our system is broken but we can fix it if we start capping greed!
I don’t understand 100% of what you said but it sounds smart so 👍
Insurance companies can just pull-out
I'm gonna dissagree. Used to be the only type of tax was property tax.... did you know that? it made land less of an investment and more of a liability. So 1) it was worth less. 2) if you did have some you had to make money with it. So people didn't want their property values to increase (like they do today) because it wasn't necessarily a good thing.
dude landlords are gonna hike up rent regardless of what the property taxes are be so fucking for real
I seriously was really hoping after being told “no I don’t think I should lower rent bc I’m retired” the interviewer would’ve asked “why is your right to higher profits after choosing to retire more important than the right for people who have no choice but to work to have an affordable way to meet their basic needs”
Except I’m sure she would’ve had a way to make it shorter and snappier bc I’m not a professional.
Like for real, the audacity of some people.
That’s such a good question!
flights to class to save on rent is CRAZY
SO crazy!
Another option I'm pursuing aggressively is to leave the country for better countries. I plan on leaving once I scrape together enough money to move which is the hardest part. In other countries you get universal health care, public transportation, high wages and affordable home (depending on the country a few may share this one issue).
But getting a job would be hard until you have legal papers if you move to another country, but good luck in your journey! Hope it all works out for you 😊
Yes!!! Landlords should not be legal. Homes, food, healthcare should all be free. It’s a human right not a business.
I wonder if a multinational Tenant Union that can start massive rent strikes while shielding the individuals can bankrupt some of these corrupt private equity companies and let the private individual buy the properties instead.
Been waiting for this 😩
❤️ sorry to have kept you waiting
Late stage capitalism
We need to go back to the time before that and stay there
Early stage feudalism
@@codyperry5427 No, it's capitalism
This hurts for everyone. My mortgage increased $500 this year because of taxes, for a 900 sqft house… So I split the cost with my tenant. I didn’t really have a choice but to increase rent and make my tenant unhappy. I want my house to be affordable, but taxes are a big reason housing prices are going up too
I can understand where you’re coming from because taxes keep rising quarterly at this point
10:15 this is part of the problem.
100% "It's a free market. If you can't afford to eat, you deserve to starve." -Basically what he said.
A HUGE part!
Thank you for all this. ❤❤❤❤❤
You are so welcome ❤️😊
Hey, great video! I noticed that there are no sources listed and was wondering if you could add some? Thanks!
"living on beans and rice, almost?" they really sure about that almost though? seems to me like the rice is starting to get expensive too.
Even beans is pricey at some places
I'm in awe at how quiet the city those ladies were walking through was. It was almost like a city on Earth instead of hell
Omgg 😂
A large multinational rent strike backed by a tenant union could bankrupt corrupt companies that use companies like Real page to raise rents.
I guess private landlords would not be so greedy if there was an actual reliable system to ensure a decent life as a worker.
Exactly right
Seems like Klauses plan is progressing good.
5 more years and you will be way more happy.
You will just not own anything and live in a tent.
Living in any particular city should not be a luxury either
reporter at 14:49, she sounds like a cartoon character haha
lol I had to warp her voice 😂😆
Rent control only works if you build enough housing which Canada isnt doing
Then they’re letting the housing crisis get worse each day
@@Itsbabygirlt it's mainly caused by zoning laws. Voters direct cities to codify zoning laws. Restrictive zoning laws are popular. If people want to loosen them to allow for more denser housing and more housing in general then they need to vote and pressure their cities to loosen zoning laws. But they arent doing this, they complain to national government level politicians which simply have less of a standing to do anything. Zoning laws are restrictive because home owners want their property values to keep going up. It's literally zoning laws that are the issue
Black October is coming. Prepare accordingly.
😮
No mention of NIMBY-ism and zoning? Arguably far more impactful than a small percentage of large landlords.
Driving is expensive. Transit is better if you use your time on it. But sure, maybe it can be expensive. Walking... takes too long? Let me introduce you to the $100 bicycle. 1/2 of US car trips are less than 3 miles and 1/4 are less than ONE. I'm confident Canada and other developed economies are not far off. That's easily biking territory.
It's literally the main problem
That's until SUV will hit you.
Not sure where you're getting your numbers but they seem very inaccurate. US is heavily car-centric as we all know, and public transit is not well done (yet) in most areas. Most people needs cars unfortunately, as we live and work in areas with terrible walkscores and infrastructure
@@Nikoleagle Why would a competent, safe, law-abiding motorist be hitting people? Also yes, we need to slow down speeds, make better infrastructure, fairly price fuel+carbon+emissions, and make large/heavy vehicle owners pay their fair share. None of these prevent you or others from cycling, it's sloth and entitlement.
The statement that housing is only unaffordable because landlords are greedy is… crazy to me. It implies rents were more affordable in the past because landlords weren’t greedy. Landlords always want more money because obviously. Their ability to charge more is entirely dependent on supply and demand. Housing is expensive because there are more people who want housing than there is available housing. This means we have low supply and high demand. The effect of this with housing, as with all markets, is that prices go up. Renters are competing with each other for limited housing supply, driving up the prices. If more housing existed than renters to rent them, landlords would be forced to compete with each other for renters, driving down the price. Rent control is a bad solution for multiple reasons. 1. It doesn’t actually fix the problems which is that there isn’t enough housing. 2. It dissuades developers from building more housing to meet demand because they know there is a strict limit to what they can earn from the property. Sometimes the limits are so strict a property would unprofitable to build. 3. It dissuades existing landlords from maintaining or improving their properties, because they could not earn back their investment. 2 and 3 actually make the housing supply problem WORSE. Rent control is great for the people who manage to receive and benefit from it, it’s bad for everyone else and society as a whole who have to face an even worse housing shortage. Imagine being a young renter in this rent controlled paradise. One of the effects of rent control is that nobody ever wants to move because they’ll lose that rent controlled unit and may not be able find somewhere else that’s as affordable. This, combined with properties not being properly maintained and new properties not being developed has resulted in an extremely low supply of housing, so severe that young people may have to wait years or even decades for a property to become available to them. This is actually what can happen in rent controlled markets.
Was this written by a landlord?
@@michaelangeloabarreto4588had to have been lol, cause the amount of vacant spaces or unrealistically priced houses and people who wish they had somewhere to live is incredibly disproportionate and immoral
@@michaelangeloabarreto4588No, probably not.
In a way, it's correct to say that building more houses would alleviate the issue, the problem is that there are no incentives for massive construction of "affordable" housing options. Affordable being different by area because of average income.
There are plenty of vacant properties to house all homeless people right now. Issue is, would they be able to afford the property tax even if they were given the vacant $600,000 property? Repeat.
When what we need is relatively high development across most of the country of houses in a particular cost bracket, you need to develop policies that incentivizes that, because the market isn't going to provide with current incentives and restrictions.
Capitalism thriving is not good. Because it has.
It can thrive but governments and leadership need to protect average people who are just trying to get through their day to day lives
Criminalize NIMBYism!.!.
the comment about buying a home in Canada is incorrect. Its closer to 120k WITH a "standard" 20% down payment. $186k with a 5% down payment.
Still, dogshit situation. Toronto's nunbers massively jack up the average home price.
for example, you can buy a detached 1100sq foot home in London, ON, for around 450k. Still over priced, but much more reasonable than 750k.
Thanks for the correction and the update in info!
but then you remind that the city you live in is now full of americans who cannot afford the rent of their country so they move here and they get paid in dollars while wasting in pesos and the rents for the locals are above the cloudls not mentioning food, transportation, necesites, etc.
hence, this ain't a tax or migration problem but a systemic one
you're right, there are a lot of systematic issues that reduce the quality of life for millions of people
Stack your Sats and XRP
Gal at seven mins...OK so take the landlord out of the equation...how long will you be living in your car ( or the woods) until you have enough to buy a house outright in your area ?
I think she’s saying to regulate it, rather than having landlords raise the rent as and when they feel like it
Without landlords gobbling up all the homes (that drives the prices up, since there's less supply and people with bigger pockets) home prices will go back down because that's the only way they can get sold.
@francescomungari3234 that's BS..you still are going to need great credit..big savings..stable job ect..even if homes dropped below 100k ..30% + could not afford a home and 20%+ of those who bought will loose them in under 5 years
Yeah not everyone would still be able to buy a home, but it would open the market for people with good credit and savings. I'm in the group of people who have good credit and a lot of savings, but the prices are going up so quickly, that as soon as I reach the minimum downpayment it goes up again.
@CosyKitty but if you remove landlords WHERE are you going to be living while you save for downpaynents/cost ? Fix your credit score ? And create a stable job history? And are YOU going to pick up and bury the dead boddies of all those dying in the streets?
Here the government build like 15-20 small condos with 5 floors tall only to not use elevator and opens for everyone with a stable job or a family to buy with minimal fees and affordable monthly payment for like 20-30 years crazy huh? I know and people call this 3 world country 😂
Where is “Here”?
What government and how
✨✨✨
💓💓💓
Woow
Whoaa
14:50 Are we sure this isn't from The Onion channel?
Cayala looks so boring! Another European version of life on non European lands 😢
Nope! It’s heavily inspired and created with Latin American/spanish history and architecture in mind
You'll own nothing & like it.
Noooo
i dont understand why ppl are so obsessed with "having a house"
There are so many reasons, but whether or not people want to own a house, if they have the money, they should be able to afford it. The problem is people are making so much money and working so hard, but still can’t afford a basic home
you are so right about that. in my opinion, house ownership and house renting should only differ by the hourly pay that the landlord puts in.
what irks me in these conversations is that in american discourse, there seems to me to be a sentiment that the concept of renting is somehow inferior to owning a home.
i do understand the fear of corporate takeover and not being able to even have a secure shelter, and if thats all there is to it then ignore me.
i guess ill say it this way: the fact that so many people live so seperated from each other in their own seperate homes that belong only to them is a big reason why other things suck & are expensivr
I completely agree!! it’s a manufactured obsession for soo many people. I don’t even talk about it in public cuz people will fight any objection like their life depends on it.
As a person of color who grew up in a predominantly white suburb. I’ve always hated suburbs and I’ve never seen homeownership as an important goal. It only fosters isolationism and conformity, it is the final shackle in the transformation to lifelong consumer.
There is no way in hell I’m going to work that hard for the “privilege” to pay a bank for 30 years for some illusion of safety and stability.
It is a CULT. But then again I also feel the same way about pets and the nuclear family. So I just don’t talk in public lol 😅
I'm a mixed man raised in a white area, in europe, germany. My circumstances are probably very different but I agree on some counts.
Over here, its less about physical safety and more about metaphorical safety. You would want all your healthy ancestors to have a stable home, wouldnt you?
With pets, too, I understand the appeal, but I dont think the solution is to isolate us. Our suburbs arent nearly as bad as those in america but I still hate them.
Its this idea of "Im gonna make MY house the way I like it just for ME & MY OFFSPRING" instead of "Im gonna make the public places the way that many people can like it for mine and everyones offspring."
Imagine if we used all the space that ppl want for their own homes and instead used it to build recreational areas. Of course people feel boxed in when everyone dreams of owning as much as they can or want.
Housing is unaffordable because most people want to be hyperindent, want to live alone, and single.
That’s a very ignorant view being single doesn’t make housing unaffordable.
It’s because corporations are buying up everything and also wages haven’t kept up with inflation etc.
Lastly being single means you spend less money and also you should factor in student loans; modern student loans can’t be paid off due to absurd levels of interest.
@theconclave5430 some people need things to be spelled out
Not if you have psycho roommates. @@theconclave5430
Well, a lot of people are living with their parents or have roommates, but that still isn’t making the housing market affordable. So?
Living with roommates and family comes with its very own challenges and it’s not always better. 😐😐. Roommates can be unreliable. Family can be abusive/exhausting. I don’t have a personal liberty or identity bc I live with my family. My identity is my parents and heavily policed. Why can’t someone live by themselves if it means it’s safer for them? Ppl should be able to afford a home where they don’t have to argue with roommates about housing responsibilities, without being forced to carry household burdens, abuse emotional and physical and constantly living with ppl who’s lifestyles just contradicts. I step outside of my families image of me and I would be pushed to suicide. But that’s better ? Finding roommates is as difficult as finding affordable rent. Get so real.
17:36 the safety issues come from the NYPD as well. Last week they literally did a mass shooting after things escalated after someone jumped the turnstile.
4 people were injured with one of them being another NYPD officer. They did a mass shooting over $2.90...
Wtfff that cant be true
Omg?! That’s seriously sad and insane