I'm starting over and shifting my identity to change my life
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- Опубликовано: 28 сен 2024
- Your money mindset and bad money habits is keeping you poor. After divorce, I'm starting over at age 47 and having to relearn everything I know about money management and personal finance. I've learnt that your habits create shifting my identity to change my life.
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Hi! My name is Mel (aka) Back from Burnout! And if you’re a reseller wanting to learn how to sell on eBay and how I run a successful eBay business selling second hand items from the thrift store then this is DEFINITELY the place for YOU! On this channel, I upload 2-3 videos a week surrounding topics such as tips for selling on eBay and how to make money selling stuff on eBay. I help you get a better understanding of what it's like being a full time eBay reseller and I'll show you what I do all day as a eBay reseller in my weekly reselling vlogs. And I basically answer any and all questions any eBay resellers may have who are looking to grow their eBay business!
I am 65 and retired from working in grocery and gas staions. My friend and me have been buying and reselling storage units on ebay, flea marks etc for 15 years, Your video is awesome!! Let me ( old man LOL) add one point i learned in life and it helped me. Collect the dollar bills, Look at them and the value of them and only trade them for something of greater value!! Thed pictures of dead presidents in USA are the most valuable pictures to collect. Mel... LOVE you in the NORTH CAROLINA shirt. Thats my home state!!i I was divorce at 45 and broke , stayed single and in the lst 20 years, I am debt free and own my house and i still save 1.00 5.00 10.00 20.00 dollar bills in monthly envelopes in my safe. YOU GOT THIS MEL!!!!!!!!
Thank you for sharing! I appreciate your wisdoms and well done to you!
Way to go Mel! So many are crippled by their habits and unable to change. You and so many others are a great example that it just requires determination and a desire and you can change anything!
It's all about recognising those bad habits and then working out how to fix those. Easier said than done sometimes.
I'm 55 years old and in the exact same place in life. This video really hits home with me. ❤
x
Thank you so much for your openness and I can so relate. I am also divorced and independent along with my fur babies❤ I also am going to collect dollars and not stuff. I am almost 60 and I wish all of us here the best on our journey to success and a fulfilling life✌️🤗
Being able to pivot that fast is huge! That's great. This is very helpful. Thank you.
Mel, your words were a breath of fresh air today. I was thinking today what changes can i make in my life with my financial staus with lack of finances coming in. So this book i will need to look up from the library and move
forward as i can at 69 yrs. of age. There is still time for improvements for us. Thank you for sharing and being a blessing!
It’s a wonderful book. One of best self help books in the world I think.
Loving your resolve to change your life. My wife (77) and I (81) need to change our lives, have an emergency fund and more of what you just talked about. You are inspiring us and probably many others to turn their lives around.
This was so helpful as im moving into a new apartment. Old habits die hard..i was just appying for a part time job...but we can change...and my identity around money is part time jobs but I want to start working fulltime and go to school to become a dental nurse as im 50 now and was staying home mum part time person..so its a way to become a new identity. Lovly said..old identity is something thats comfortable to stay in..but abundance is on the other side of fear! Lets do this now! Have a wonderful day and thanks!
I'm 64, and I'm absolutely amazed at the number of commenters who are around my age and even older, and we're just learning now to collect dollar bills! Love the perspective. This moght be the single most valuable video you've put out, and believe me, that's saying something! You rock! 💖
Yeah it’s eye opening hearing everyone else’s stories. We must never feel alone in our journeys, there are so many people struggling with similar things.
Great message. Where your focus goes, your energy flows!
Yes it does! Thank you!
Good luck you are definitely projecting a more positive vibe I’m sure you can do it
I love your videos. I know you’re short on time to do videos, but I’d love to see more of them! You always inspire me with your authenticity. I love that you and Tom are an item and love seeing him in your videos. I wish you all the best and sending you all the positive vibes from Kentucky, USA! Love atomic habits ❤
Hi Julie
I’m working on making more of them now I’m settling into a better routine. I have another video coming out today :)
Glad you're working on a plan. I've heard it said that nobody plans to fail, but fail to plan. That's me, at 59 years old. Failed to plan , and yes, its scary now.
Yes, the years get away from us fast.
I'm doing a no-spend month for April. I'm only spending money on the essentials, inventory for my eBay store and nothing else. Not spending on things like new clothing, craft supplies, dining out, computer games and etc. Been enjoying what I already own......
Amazing. There is an Australian financial adviser named Canna and she does Frugal February and Manifesting March. I love it.
Great video, Mel! I'm a PT reseller and work a full time job and enjoy watching your content. I loved the content and you made some great points about making it a point to set small goals and changing your mindset towards money and becoming financially independent or experience financial freedom. I am rooting for you! Keep up the great work!
Thank you! Will do!
Mel im the same age as you. I went through divorce 6 years ago. Ive watched you for years. Your journey inspires me. You are evolving. I am too. Im really enjoying these different and raw honest vids about life. I love all your content. Your channel will rocket up. Good job from one beautiful flawed valuable worthy human to another. God bless.
Love this and love your vulnerability to share this with others. Through that vulnerability I dont doubt youll help so many others in similar situations or just struggling in general. Through hardship youve found strength. Such a strong woman! Kudos!
I’m 34 and for the biggest part of my life I was told who I am instead of me creating my own identity.
I recently decided it’s time to start over.
I don’t know what that means and how to do it, but I’ll figure it out 🙏🏽✨
You’ve got this!
@@backfromburnout Thank you! 🌸
Coming up 48 myself this year and going through the same thought processes.
Am budgeting, selling my car to release money and getting a cheaper one, moving house to better fit my reselling needs and cheaper rent.
I’m going to start collecting dollar bills too 👌🏻😉
You've got this!
@@backfromburnout you’ve got this too!
I know another reselling on Ebay that saves all her RUclips income & lives solely on Ebay. She is 63 years old & just married, she took the money she made on RUclips & paid cash for a addition on her house to add more space as her husband is also a reseller. Now she is saving her RUclips income for retirement.
Great video as always girl, You rock it!!
That would be ideal. I’ve been working very hard to grow the eBay income and I hope to do similar.
Mel, look up the book “Profit First”. I think you’d enjoy it as you work through your finances and structures.
Something else Tech said that stuck with me was when he went sourcing he would tell his wife "I'm going to find $20 bills". He would only buy items with $20 profit or more.
I’m trying so hard to stop buying the low end items. It’s been a challenge!
I get the alcohol thing. I can drink, I choose not to. I'm 43, and had enough drinks in high-school and early 20's, hell, once I turned 21, I basically stopped, now maybe less than 5 drinks a year. Drinking and smoke'n age the piss out of people. At 39 I started getting my life together, I left my job of 18 years and started my own business. I'm off depression meds and never been happier. Good luck Mel,
Thank you for sharing your journey. You sound like you’re doing amazing!
Love this topic! Thank you for sharing your struggles with us. I’ve definitely been there with alcohol. And I also have limiting beliefs about money, I don’t make a budget..🤦🏼♀️
Self reflection is the first step to change x
Thanks Mel yes I am doing my first budget in years to examine my expenses and money beliefs! Wow interesting seeing the facts thinking of them taking action to change great video yes I am doing same! All the best it’s so worth it!
Love this Mell! Thank you for sharing!
You are so welcome!
Mel, I always look so forward to your videos and I love following your journey! Thanks so much for being so transparent with who you are and what you want to become!
Thank you so much
Great video! A wake up call for sure! Here is how I saved for retirement. Boss set up 401K and I dumped a portion of weekly pay into it, I never saw the money and learned to live on the rest. It was a nice chunk by the time I retired!
I definitely need to start contributing more to mine.
My husband and I have been going through our finances as well. We’ve had to make some hard decisions in reducing our expenses to save money and build wealth. We’ve always lived paycheck to paycheck in our marriage of nearly 8 years. I am proud to say that we just have paid our car off. We are a one car family. I’d love to be able to sell enough items to buy another vehicle in cash, but right now is not the time. So for now, we are collecting dollar bills and watching our bank account grow. We are doing this for our family and our children. The hard work will pay off.
I love this story. Congratulations to you both for making some changes and working towards goals.
Mel, as I keep saying you are an inspiration to all, we all need to sit down occasionally and think about where we are, where we going, and where we want to be, but also don't forget that life is too short to worry about money so always make sure you have enjoyment time whether with friends, family or just down the pub/restaurant, you are sorting your life out so well, all the best for the future which we are all lucky enough to be able to share with you, thank you for being you
Absolutely. I want to find balance while also getting myself into a position I feel secure. I’m quite excited for the new journey ahead!
I really appreciate your vulnerability. This was a great topic. I do the zero based budgeting / cash envelope system and it has been a game changer. I look forward to eBay pay day every week. Good luck on your financial journey.
Many many years ago I tried to do cash envelopes and found it quite good. My problem has always been sticking with the budget long term. I find that hard
Wonderful self motivation ......go girl you can get to where you want to go in business and life keep checking in and being accountable to yourself x x love from Bunbury western Australia
Thank you Beverley
I’m 50 and this was a great reminder to stay on track with my budget and saving goals etc. I’m lucky and grew up with a mum who set a great example on how to make a little go a long way and never felt like we did without. I manage the finances in my marriage and apply a lot of the same habits. Always having a budget. We have a lot of sub accounts in our bank account. Each pay everything is immediately sorted into the different accounts (daily living, bills, pets, emergency, large item savings, long term savings etc etc). It’s worked so well for us and if the money isn’t enough to make a new purchase we wait and make do. Sometimes dollars get shuffled around from different accounts to cover a big bill or something but that’s ok. The thing that hit home for me was when you said about not charging what I’m worth. That’s always been a issue for me with my handmade items. I’m always too scared to charge a fair amount thinking I’m not worth it and people won’t pay it etc…definitely need to work on my self worth.
You sound like you’re doing a great job with your budgeting! Before I did reselling I was a family photographer and I never charged my worth. It was emotionally draining and the pricing part of the business was my biggest struggle and it made me not enjoy the business. I felt so uncomfortable taking the money for my photography from my clients, I’d often work for free and then I would always question if my clients liked the photos (even though they all continued to come back and obviously did!). In reselling I notice the equivalent is putting low ended items into my store that make very little profits and are not really worth the time involved. I need to have more self belief now I can run a store filled with higher priced items.
@@backfromburnout yep I’m exactly the same with my art and jewellery. I’m just in the process of repricing everything. If it kills my sales so be it. It’s not worth it to keep doing it with my current profits. I’m plugging it into my excel formula and whatever it spits out is what I’m listing it at. Trying to take the emotion out of pricing. Postage and materials etc have all gone up. If everyone else can up their prices then I can too 😜.
Mel, Mel Melllllll….. YOU ARE GLOWING EVEN BRIGHTER THAN THE LAST TIME i said so! What an inspiring point topic to share with your viewers, NOT TO MENTION, the example you are setting for your kids! So thrilled to see you on your beautiful life /growth journey! 🫶🏼🙏🏻
Thank you so much!!
@@backfromburnout 🫶🏼
Right there with you! Continue to keep us updated on your progress
Will do!
You make so much sense. Habits are the crux, I know what habits I need to change, and now making a collection of dollar bills will be a good aim. I never thought of it like that.
Stay at home Mom is the best unpaid job in tbe world. Unpaid is the key.
Habits are everything ♥️
Another great video Mel. I have to say you have impressed me so much with your grace during all of this. The ability to reflect and self correct is not one everyone possesses. I know you will be more than ok because you aren't afraid to be honest with yourself and change whatever needs to be changed so that you can be the happiest version of you!
Thank you so much! The older I get the more comfortable I am in my own skin and I find it easier to accept things I have done or do in my life that need changing. It’s liberating. Many of us have the same problems but they just don’t get spoken about. I just try to learn from my mistakes and move forward instead of beating myself up about things that are in the past.
Thank you so much for this!! 💗🙏🏻
Thank you so much for doing this video. I really needed to hear this. My brother bought me the "Atomic Habits" book about 2 years ago, and it has just been sitting on my bookshelf. It is time for me to read the book, and start some new habits that support what I am committed to. Best wishes! -Steven
It’s a wonderful book. I have the hard copy and I also enjoy listening to it on Spotify while I’m working. It’s definitely a book to read more than once. The section on habit stacking is excellent.
(No hate, just an honest opinion from the other side of the fence.) You're so lucky you had decades where a man looked after it all for you. I say this as a woman in my late 30s, living alone for a decade and having to make my own way in this world. I envy women that got to kick back and be looked after financially for most of their adult lives, even if it means you may have to support yourself (like the rest of us!) for a few years now. You were lucky to not have to worry about it for 3 decades (and have already moved on with Tom, i.e. never had to spend more than a year alone, fending for yourself).
Best of luck on your new chapter and I have 100% faith that you will flourish and prosper like never before. A side benefit of not having a man to rely on (although you do have Tom) is that your confidence in yourself grows, and you realise you're actually more knowledgable and good at this money thing than you once thought!! xx
I’m very grateful for everything I’ve had in my life and my beautiful kids. And I’m lucky to have met another wonderful man so soon. Everything I’m learning now will make me stronger in the future and I’m also grateful for all the new lessons I’m learning.
I agree she has been lucky to have a husband and now a new man in her life, but I don't agree that she has been able to "kick back" as you say. She raised her children and took care of things at home while her husband was away. She was working too. If you had children, you would understand that.
Nice Reminder and very encouraging information...enough for me to start working on my 'death' pile.
Thank you x
You can do it! You are a smart person!
Thank you
The way I look at habits sometimes is like what I learned in geometry class. Complete congruence with the person that you want to be a triangle that is slightly bigger than another triangle is not congruent to that triangle. If I want to be wealthy and successful, I need to be completely congruent with the type of person that lives that lifestyle.
Yes I love that.
Mel, I love this book! I recently watched the show undercover billionaire it was on discovery Channel here in America but you can find it streaming. It's totally changed my mindset about my business and money!! Grant cardone always said in it "who has my money?" When he was looking to build his business in the show!! You should definitely check it out!!
Great job on breaking that habit! :) Congrats.
You never stop inspiring me in so many ways, I’m at similar stage and age
Thank you, Mel! I needed to hear this. So inspiring!
You are so welcome!
Love the real talk Mel.
I’m going to be the negative Nancy though 😂.
I look at it on the other hand. What’s the point in making heaps of money if you can’t spend it 🤷♂️.
I like collecting because it’s a bit of an escape. Finding rare pieces for collections is legit a dopamine fix daily.
I think it’s also great for the mental health, pop into a whole other world and look for items purely for the love rather than the money. And I guess if it ever came to a point where I was desperate for money, I’ve got something on the shelf I can probably quickly flip and get that fast cash.
Lots of people aren’t attached to things and don’t need things like this though. Which there’s nothing wrong with that of course. You’re definitely going to have more of those dollar bills.
Although I feel like collecting also comes into play for a lot of people who suffer from things like ADHD, autism and also anxiety depression etc.
It comes to a point though where you can go silly and collect too much and then it becomes “hoarder” territory. That’s probably unhealthy and something I could easily fall into the trap of lol.
Always love to hear what people are talking about on both sides of the boat though. As long as I’ve got money to pay the bills and support my family. I’ll always collect 👌.
I think if it’s something you value and get joy from then it’s fine as long as you’re not in other debt. I can see why some people like collecting things. Techs plan was always to save save save and invest so he could build passive income and then retire early and have a 50 year holiday traveling the world. So that’s what he aligned his habits to do. Now he’s 38 years old and slowing down and about to embark on that big long holiday. I think he said the other day he and his wife have already done over 30 trips away this year always which is so good. Very smart money management, mindset and skills to be able to do that.
Love it ❤ Love the couch too. I recommend you read Rich Dad Poor Dad & The Barefoot Investor too.
Thank you.
My brother lent me the couch but it’s so comfy the kids don’t want me to replace it ha ha.
I’m reading barefoot now. I read rich dad poor dad many years ago but I will read it again!
Thank you so very much for this Mel ❤ You are a breath of fresh air!
You are so welcome
Great authentic video Mel. There are so many take-aways for people
Thank you
I’m 46 and have always been a stay at home mom or had jobs that didn’t amount too much. My husband and I have married 30 years. He has cirrhosis of the liver in stage one. The doctor told us that he could live forever and not die of liver failure. or he could need a liver transplant in a couple of years we have no retirement and this new scares me to death. I haven’t started my reselling business, but I’ve been doing a lot of research. That’s how I found you. I’m so happy that I did.
Great video! Keep various stream of income coming to you, such as, a side hustle, interest on savings, investing, making more videos, making your own coffee, etc. Along the way, be sure to take care of your health.
Yes, love this advice thank you.
funny you say that, I don't look at items I buy for what they are but what dollar bill they represent, oh look at that shirt that's $30, those jeans $50, guess I have been collecting dollar bills all this time without seeing it that way
You are so relatable and genuine, Mel! ☺️
Thank you so much!!
If you ever come across Suze Orman's book, you can read it as well to see if any of her financial advice might be useful to you in the moment. She like to write books to women to empower them financially. Some of her shows can be found on RUclips as well.
Sounds great I will look it up. I’m reading and listening to as much as I can to learn different ways to educate myself about money.
@@backfromburnout Thank you for your reply. You are doing great and you are an inspiration to many of us. Take Care!
Geeze Mel. I understand what you are saying but don’t be mean to yourself either. We could get hit by a bus tomorrow ..enjoy the cup of coffee today.
I'll still be having coffee lol I'm keeping that in the budget ha ha
@@backfromburnoutgood to hear Mel…I also watch the boys in the USA..love Dave. I sell as BrisbanePicker but just hobby. Had the 90’s in Canberra in the Military and loved it. I am currently in rehab with a torn meniscus but if ever you need a bed in Brisbane for any reason you are more than welcome. Cheers Rita
I think you’re such a beautiful person and your personal videos you make about yourself and your life are wonderful because they will help many people with how they go about taking care of themselves, Ive been reselling on Poshmark, ebay occasionally and Facebook. Mostly Poshmark since 2017 and need to buckle down and start being strict with myself and work for the Dollars! Can anyone join that group your in with the millionaire? Thank you for being so Transparent! Julie P.
Yes it’s a reselling group. We have poshmark and Amazon sellers. You can try it a month, if you don’t like it you can leave anytime. There are no contracts. They have multiple zoom calls running daily on different topics. You can join live or listen to the replays.
If you go to @technsports RUclips page the link to the reseller greatness group will be in his description.
* Also just as a disclaimer to anyone reading, I don’t get paid to endorse it. I do host the weekly Australian zoom call and the Social Media zoom call but I am not an affiliate or anything and I don’t get asked to promote or talk about it publicly.
This was a great video Mel! I’m in a similar place and your video sparked something in me. Thank you and I’ll be here for the journey ❤
Hey Mel, I'm 50 and was exactly in the same place you were 9 years ago . I had to rebuild my life after divorce. You can do this !
A singleminded focus on just making money can be very unhealthy. Balance is the key. The whole point of having money is to, hopefully, make life more enjoyable.
Also…your’re 48!! You look 28!!
I agree. I don't want to be obsessed but I want to focus the next few months on learning as much as I can and setting up new money systems and habits.
You will do well. Self awareness is the key. You have that.
Good advice! Just don't let $ consume you. It can go just the opposite. Enjoy life, you can't take it with you when you pass on...
I promise I will work on a healthy balance at he same time
Mel, Thank You! What? Fro the idea to download the audible book, "Atomic Habits". I just started it, intro and chapter 1. I think it cold be a game changer IF APPLIED, just from what I just heard.
It’s seriously one of the best self help books ever made.
@@backfromburnout One self help book I read said to reread it 10 times. I think that would be a very good idea with Atomic Habits. Keep the ideas fresh and in front of you for a longer period of time.
Thanks Mal.
Thank you
Super helpful! Thank you for sharing this. 🙏🏼
Being the AHMazing bookseller you are, see if you have the book; Overcoming Underearning by Barbara Stanny. It's a classic book especially for women & I read it in the 90s. It's a quick & easy read & there are a handful of decent "quoteables" in the book. I used that book with some of my clients (I'm a former psychotherapist) in therapy sessions to build up their self-worth on all levels (my own as well, because I have always underearned and highly educated, but due to health issues had to work part-time & then eventually stopped working). I also used the term, "energy dollars" to make sure that we're spending our energy in the ways that we want to spend it so there's an abundance of physical dollars & energetic dollars, they go hand in hand. As the life coach & author Cheryl Richardson says; "I'm teaching what I have to learn". Just keep at the YT videos, we all love you & support you!! :)
Thank you for sharing! I don’t have it but I will find it!
@@backfromburnout :) You're welcome!
Thanks for sharing! It was great meeting you at Flipcon over the summer. A couple books I recommend (if you haven’t read them already) would be “Think and Grow Rich” by Napoleon Hill and “The Power of Intention” by Wayne Dyer.
Thank you! I read Think and grow rich many years ago but I will re-read! And I’ve not heard of the other one but I’ll look it up and also read it! Thank you for sharing! I hope I can save to come back to FlipCon in 2025 ♥️
This is a watch! Very important and positive!!
Thank you
Great personal insight and advice Mel.
Thanks so much!
Thanks for being real. As usual. ❤👍🏽
Well said!
Thank you for watching
Watching your video for the second time. It is really good! Great insight kiddo!
PS my son was watching with me and was shocked when you said your age 😊 You look like you are in your late 20s.
Your Awesome!!! Thank you!! I needed This today!!!! ❤❤❤❤❤❤❤❤ (I'll be back very soon)
💜
Great video. Thank you so much for shareing that.
Thank you Larry
Well done, you!
Thank you
tech is the man … i wish you well on your journey… take a break from alcohol for 1 year and see how you go
I've had two drinks while out socially in 2 months and I feel great. :)
i’m like you too , i love a social drink , but something is telling me to give it up for a prolonged period
Thank you for this video it really resonated with me.
Nice vid....keep it rolling
Great vid. I recently opened a stock/savings account that I will feed around 250 a month for 15 years, and in the end I'll have between 50.000 (what I spend) or 77.000 (average) or 119.000 (best scenario) depending on the stock-market. Its my rertire/sick money, that would be spend otherwhise. ❤👍😎
Great message ❤
Thank you for watching
Not necessarily. The couple of beers could be looked upon as celebratory. A reward for a huge life change. It's great to be money motivated but when you suffer tragedies (as I have) that really puts life into perspective. You need to give yourself a break!
Hey Mel , pretty similar here. A few years ago I actually read the barefoot investor & then to my teenagers because I did not want them to be in my situation. Successful with one but the other not so much. At 23 one of my daughters bought a house and had an emergency fund & bills sorted . I do have , if you would like me to pm you an awesome budget template that is self populating & simple like me because I’m technologically challenged . Let me know if you would like it .. cheers Chrissy
Thank you so much! I’m reading that book again now. I read it many many years ago but it’s a good book to revisit now I’m in a different mindset.
I have found a spreadsheet I’m working with right now which I’m finding quite good so I might stick with it for now but thank you so much!
Dolla dolla bills Mel!!!!
I don’t just collect Dollar Bills, I AM Dollar Biels and I approve of this message 😊
Love it
hi...this is jasmine ...from China...nice vlog...BTW...i like your new house...now i am living with my cat and dog...they are so cute...
THANKS 🙂
Thank you
That's so funny, that's exactly what I say! I don't collect anything except dollar bills.
I love it! It just hit me differently.
Self reflection is always good. Just be sure to keep things as light as you can, keep having fun. Yep earning is important but enjoy those moments. Its interesting you used the term "snowball". I just finished that book (audiocd) a sort of autobiography of warren buffet who has been one of richest men in the world. He has lived very simply and frugally. yet will invest billions to buy out a company LOL. An interesting read. Sadly he was so buried in his work, I believe he eventually lost his lovely wife...well she drifted away needing a "life" of her own - since she really didn't have one with him once the kids left. And it really upset him. I believe its balance myself. Men especially will focus 100% on work (my ex did) and everything else is secondary. Its what they are taught by the men in their lives. BUT I believe you can earn a great wage and still have a full and exciting life. I did. My ex actually was angry that I made more money than him and he felt he worked harder. He probably did. Hard work doesn't always mean more $. Working smarter does, not harder. Don't collect dollars, collect experiences, family, friends...
Love this, thanks for sharing. I definitely want to collect all the experiences and family/friend time - along with the extra dollars lol
I’ve seen a lot of videos on Warren Buffet and do have one of his books at home. He’s an interesting man.
@@backfromburnout I'm sure you will! You are often laughing, singing as you work...seem to make friends everyplace you go..keep that up. You are doing so well. I know sometimes we get impatient to change things NOW, but look back over your journey, see how far you've come. You are doing fantastic. Bravo. And yes I found Warren to be lovable. I was sad he lost touch with is 1st wife. It was clear he truly loved her. We should learn from that. I believe the same thing happened in my own marriage. My husband was obsessed with the fact I made 3X his income and he was a registered architect, designing million dollar dream homes. His best friend tried to tell him, man, I wish I had what you have: beautiful wife, family property....but he couldn't hear it, as he know is he had to "beat" me (win the $ game) and he lost me in the process. Anyway, you are a winner. And we are all here cheering you on!
Alcohol is expensive. A cheap bottle of wine every night will set you back $450 mth. That’s a vacation or retirement savings. I never spend money on any alcohol at home or at a restaurant.
It is expensive. I’ve definitely noticed the difference not buying alcohol anymore.
If you collect dollar bills now, what did you use to collect? Do you have hobbies?
Great video. Mel I gave a question. Are are you ae to do to the USA?
Lets go Mel 💕💕💕
Thanks Jeff x
Thrifty till fifty then spend till the end
That sounds perfect! I’ve never heard that quote. Very clever!
I am in a very similar situation to you. Separating from my husband 2 yrs ago, and starting on a different financial journey.
The savings for my retirement is what scares me the most, as having been a business owner that didn't pay myself super for so many years, there's not much saved.
Thank you for the reminder that I need to think about this more.
Yes same as me. It’s not a nice feeling.
Paradigm shift.
So here is my thought and question, when you ship orders and tell us this sold for $39.99 and you are very excited about that. My first question has always been, what did YOU pay for shipping because that cuts into your profit. I don't know what shipping costs are in Australia, but I think you should have your own flat rate shipping costs. If you pay $15 90% of the time, then you should incorporate a $7.50 shipping fee on all orders. This way sometimes you will make money and sometimes you won't. At least it will increase your profits. I hope this makes sense to you.
I incorporate the shipping costs into the “free” postage. It’s not really free, just a different psychological way of selling.
🙌🏼
Thank you
Mel 2.0 ❤
Yes! Let’s go!
I've been asked that many times in the past decade. Ive always told people I collect money (I guess because we don't have dollar bills in Canada, lol)
I love it. We have dollar coins in Australia but there is something about notes that make them feel like they are more expensive lol
go read this also it will help The ONE Thing
Book by Gary W. Keller and Jay Papasan
Thank you! I'll read it!