Pharma Employee sees 3x PAY JUMP in the IT Sector | Fix Your Finance Episode 27

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  • Опубликовано: 20 мар 2023
  • Fill in to get featured: forms.gle/av6RLcaZCnTMMv3y8
    Hello guys, welcome to another episode of Fix your Finance. In today's episode, we meet Vinit, a Software Implementation Specialist who was scammed by an edtech startup.
    Today, we talk about:
    -His income, expenses and investments
    -How to protect yourself from scams ?
    -Why having an emergency fund is important?
    -How to clear loans faster?
    -Benefits of taking a joint loan
    and much more. Enjoy :)
    Enjoy :)
    Connect with me ►
    Instagram: / anshhuman
    Linkedin: / anshuman-sharma-20452b148
    Twitter: / anshuman_306
    ______________
    Subscribe for more videos ► / @anshumanfinance
    GEARS BEHIND THE VIDEO:
    📷 Camera: bit.ly/sonyZV1cam
    🎙️Indoor mic: bit.ly/Rodewirelessgo2
    ⚡Lights: bit.ly/digiteklights
    🕹️Tripod: bit.ly/DigiTekTripod
    MY TOP 5 FAV BOOKS 📚
    Ride of a Lifetime: bit.ly/rideofalifetimebook
    The Millionaire Fastlane: bit.ly/TheMillionaireFastlane...
    Zurich Axioms: bit.ly/ZurichAxioms
    Masters of Scale: bit.ly/masterofscale
    Just Keep Buying: bit.ly/justkeepbuying
    #fixyourfinance #personalfinance #moneymanagement
    Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
    Music licensed by Epidemic Music

Комментарии • 148

  • @Rn45634
    @Rn45634 Год назад +223

    Such series are much more realistic than inviting the ones earning more than 40-50 lpa.

    • @rehanguha
      @rehanguha Год назад +6

      Still this salary is on a higher end as per median income in IT with 3years experience

    • @pranavtripathi791
      @pranavtripathi791 Год назад +1

      ​@@rehanguha in Bangalore it's normal.

    • @rehanguha
      @rehanguha Год назад +3

      @@pranavtripathi791 Somehow as per statistics I disagree. As per statistics the average Bangalore salary with 5 years experience is around 12-15lpa... There was a study conducted around it...
      Plus if we consider all job professions then in 5 years AVG is around 8lacs.

    • @AmritenduRana31082000
      @AmritenduRana31082000 Год назад

      ​@@rehanguhastudies r mostly shit

    • @shaileshagarwal1
      @shaileshagarwal1 Год назад

      ​@@rehanguha why are you taking into account the salaries of it companies professional ? It companies and product companies are 2 different things.

  • @vinitmahale
    @vinitmahale Год назад +98

    Thanks for covering my story & helping me find a good solution offline Anshumaan. It was fun having you and the team at home 😊

    • @anshumanfinance
      @anshumanfinance  Год назад +8

      Best of luck Vinit, it was fun chatting with you :)

    • @prashantpethe6451
      @prashantpethe6451 Год назад +1

      Hi Vinit, can u plz share how you switch from pharma to IT domain??

    • @iconicindiaofficial
      @iconicindiaofficial Год назад +3

      @@prashantpethe6451 don't u watch video, he clearly said he took course on product management but didn't got job from platform he found it himself

    • @ankitjaiswal6669
      @ankitjaiswal6669 Год назад +1

      Which course you did. I am from commerce background and want to go to it

    • @ramakrishna-pt8ne
      @ramakrishna-pt8ne Год назад +1

      ​@@prashantpethe6451 there are many ways and many paths..

  • @chiragsingla9499
    @chiragsingla9499 Год назад +17

    He is the first person who gave a realistic and achievable answer for retirement fund.

  • @JB.635
    @JB.635 Год назад +5

    Seeing you interacting with people ..the way you interact in these series.. always leaves a positive impact on me towards life and obviously gives a beautiful guidance towards career building and finance etc. Thanks a lot Big Brother 🙏 ( A Btech student from Odisha )

  • @Sayan_Biswas.
    @Sayan_Biswas. Год назад +9

    I now don't trust any job guarantee ... This is really eye opening... Fake promises

  • @nitinkumar-hq1yp
    @nitinkumar-hq1yp Год назад +33

    One of the top episodes on this channel. Presents a very realistic scenario. Anshuman has a knack of giving some solid investment and life advices in each episode!

  • @syedmuzzammil5739
    @syedmuzzammil5739 Год назад +1

    What a series! I bumped into Anshuman few weeks ago in bangalore, he was so sweet it made my day.

  • @dhananjayvaish3276
    @dhananjayvaish3276 Год назад +12

    Anshuman is back with best series !

  • @AamAadmiNotAParty
    @AamAadmiNotAParty Год назад +5

    Finally a more relevant more realistic episode arrived. I think most of us can relate

  • @neil9381
    @neil9381 Год назад +2

    I believe early retirement is for people who don't like their profession..
    Pharma does have tech(non-IT)roles which have decent pay,jumping jobs does help

  • @anuragmahanta8768
    @anuragmahanta8768 Год назад +11

    Anshuman is looking dashing in the tshirt ! As always , great content . My takeaway from the video : "please Read The Terms And Conditions Carefully" before signing anything

    • @rgt717
      @rgt717 11 месяцев назад

      Smart approach: scan the document and ask chatgpt to summarise in bullet points.

  • @datkumar1024
    @datkumar1024 Год назад

    Really liked the lawyer friend proof-reading and exploring at present level parts

  • @dhrumitkumarpatel8855
    @dhrumitkumarpatel8855 Год назад +1

    Brilliant series please if you can cover small cities as well

  • @ShyamSakhare
    @ShyamSakhare Год назад

    Great tips man... Like this concept of videos👍👍

  • @sandipnayak6885
    @sandipnayak6885 Год назад

    Aise content dekha acha lagta h it's valuable for us

  • @creepyselect6994
    @creepyselect6994 Год назад +1

    I wont see his video without liking best content to learn

  • @ayushbansal7061
    @ayushbansal7061 Год назад

    Thank you for giving me financial knowledge

  • @sar3388
    @sar3388 Год назад +6

    If you take a joint home loan and even if you are the only one paying, if by intent or because of other thing, you are planning on divorcing your wife, you can say bye bye to that home.
    Be wise make smarter decisions.

  • @durgasankarpati2440
    @durgasankarpati2440 Год назад +2

    Anshuman, you are a good host 🎉

  • @venugopal-yi5kn
    @venugopal-yi5kn Год назад +2

    Also can also include people LinkedIn profile as well so we can reach out for them for any guidance and refferal as well, Thanks in advance.

  • @hemanthkolluri
    @hemanthkolluri Год назад +1

    1 tip-- add comma "," while showing numbers

  • @manzaralam1653
    @manzaralam1653 Год назад +2

    Please do extended video on such people not for those who earn more than 40, 50 lakhs as they do not represent the majority. Also would have love to know how this person is going to budget his marriage and your opinion on that.

  • @shivayshakti6575
    @shivayshakti6575 Год назад +3

    Vineet is such an inspiration field hi change kar lia❤

  • @AapkaTraderbhai
    @AapkaTraderbhai Год назад +1

    That's the video we want

  • @SkyLoreking
    @SkyLoreking Год назад +2

    He needs to read baby steps millionaire book by Dave Ramsey.thank you for the video

  • @Gowtham-cv6vo
    @Gowtham-cv6vo Год назад +4

    Anushuman, I like your hardwork and the series but after watching recent videos I was confused what are you trying to tell apart from exploring personal space which is different to every individual.

  • @harshitjain9202
    @harshitjain9202 Год назад +1

    You can check in with the people to whom you have given advice, and inquire whether they are implementing it or not
    Think about this

  • @MechDesign3
    @MechDesign3 Год назад +1

    Good one

  • @Followwithshibin
    @Followwithshibin Год назад

    How to save up and explore?
    Can you make a detailed video about it please 🙏🙏

  • @aayushjain1890
    @aayushjain1890 Год назад

    Hey Anshuman,
    Can you share some spreadsheet templates/videos for finance tracking.

  • @abdfzl
    @abdfzl Год назад +6

    Thank you for what you do Anshuman.
    Videos lately kind of feel repetitive.
    I would like to see entrepreneurs in the series.

    • @anshumanfinance
      @anshumanfinance  Год назад

      Noted, will find such profiles

    • @soubhikdutta6184
      @soubhikdutta6184 Год назад

      ​@@anshumanfinance Sir please bring non it people (doctors, lawyers, ca s, teachers , govt employees)

  • @TK-wp3iw
    @TK-wp3iw Год назад

    Superb

  • @arjunps6776
    @arjunps6776 Год назад +26

    It's unbelievable how people end up taking personal loans at such young age.
    Keep away from debt as much as possible.

    • @CMGM55
      @CMGM55 Год назад +14

      This man is the soul earner for family of four. There are things you can't plan
      Also i hope the person in the video has focussed on term insurance for himself and health insurance for all in the family.

    • @bitcoinheist7831
      @bitcoinheist7831 Год назад +2

      If they don't take debt. How would I get interest on my fd ?? 😂😂 ..
      Someone's loss is my profit .. 😅

    • @aakrandan
      @aakrandan Год назад +1

      @bitcoin its not your profit, its always Bank's.
      Your FD and his loan both are beneficial for bank😂

    • @bitcoinheist7831
      @bitcoinheist7831 Год назад

      @@aakrandan bank takes part of my profit .. but if no one taking the loan , that means there is no yield for the money i have

    • @aakrandan
      @aakrandan Год назад

      @BitCoin can you ever think of a practical scenario where no one would ever take loan?

  • @neeleshharidas1282
    @neeleshharidas1282 Год назад

    Loved the casual Drake reference 😂😂

  • @kansantro89
    @kansantro89 Год назад +1

    If you add subtitles in english, it would be very much helpful for Non-Hindi speakers like me.. Please...

  • @narashim100
    @narashim100 Год назад

    I am well off on English but some places you guys convey in Hindi kindly add subtitles so that we could enjoy full show without assuming certain parts.A kind Request from a subscriber.

  • @prashantgoyal5847
    @prashantgoyal5847 Год назад +2

    I am always amazed by the rent these guys are paying in the videos. How come people are able to find houses with maid in 15-20k or so.
    I along with everyone I know in Bangalore pay much higher rent.
    Would be helpful if you could add the area of Bangalore as well. That will add another dimension to the video.

    • @rgt717
      @rgt717 11 месяцев назад

      I also pay 13k rent for a decent 2bhk in bangalore. Location is Hosa road.

    • @rgt717
      @rgt717 11 месяцев назад

      Actually the thing is what we see online and by these broker is just for 10% properties. 90% properties are still cheaper and only accessible offline. When I look for a place I don't hear anyone and think 1st principal, so let's find out home under 5k if failed then 10k and so on. Totally unbiased and first principal approach.

  • @Anmolramraika
    @Anmolramraika Год назад

    Now I know how Bajaj finance is growing at such rapid pace!

  • @amitdas-jv6sq
    @amitdas-jv6sq Год назад +1

    Interesting

  • @kedarwasgi
    @kedarwasgi Год назад

    ​@anshumanfinance plzzzz can u suggest any app for tracking expenses?

  • @params1520
    @params1520 Год назад +5

    He reached 18Lpa in 2 years 😳?
    Here I am 6 yrs exp with same package 😐

  • @lokeshabhi7866
    @lokeshabhi7866 Год назад

    I'm also working in a pharma industry what he told is true the salary is so low I'm also planning to switch my career to IT can anyone suggest me any courses to start into IT field

  • @ronakkharadkar9013
    @ronakkharadkar9013 Год назад +3

    No CRED add today 😞

  • @swatisingh7603
    @swatisingh7603 Год назад +2

    How did you switch your career from pharma to software. Please guide

  • @ishatanand45
    @ishatanand45 Год назад +1

    Try business people also

  • @vineetnayyar8407
    @vineetnayyar8407 Год назад

    Hi Ayushman please reply.I work in pnb we get home loans at 6% simple interest.i want to buy a house that is around 65 lac.should i consider taking it.

  • @umangsingh2775
    @umangsingh2775 Год назад

    No cred ad????????????

  • @mandalhacker2582
    @mandalhacker2582 Год назад

    Give your own finance and expences in the upcoming video

  • @shanthgaitonde
    @shanthgaitonde Год назад +7

    We Indians suffer from a crab mentality. We want everyone to earn on similar range, we just can’t tolerate someone earning more. It’s time to take inspiration from high income earners and not try to justify our incomes by comparing with others.

    • @babull7370
      @babull7370 Год назад

      Bsdk baat dusre ki karre hai that is the problem

  • @ketankbc
    @ketankbc Год назад

    “Liability” - you will hear this word from any Finance guy

  • @mohdshafiq2181
    @mohdshafiq2181 Год назад +2

    By any chance can we connect with vinith myself from pharmacy background looking to switch

  • @rupakchetry_dhskcommerceco7088

    You haven't talked about investment

  • @gangadharanja641
    @gangadharanja641 Год назад +3

    What is your age

  • @sidnani
    @sidnani Год назад

    The consultancy may violate his TnC with the IT co and he lay loose his job. Edit the content.

  • @kritikarawat2180
    @kritikarawat2180 Год назад

    Do with 4 to 6lpa guys

  • @vishalandani
    @vishalandani Год назад

    Hlo everyone.. I just want a suggestion regarding some companies that are providing some full stack or other software courses and guaranteed placements...is it worth buying those courses..??

  • @TK-wp3iw
    @TK-wp3iw Год назад

    Anshuman should I take a 30lakh loan for studying abroad?? I am 20 years old

  • @TheRajanikanta
    @TheRajanikanta Год назад +2

    @Ayusman Sharma you haven't talked about CRED this time! What's the matter???

  • @letstalkfinance8705
    @letstalkfinance8705 Год назад

    I don't think you can be a best financial advisor because you are giving everyone same thoughts
    And you are not even a CFP or NISM pass out
    You are you marketing yourself
    You got highlighted just because of some other people

  • @abhijitkrao283
    @abhijitkrao283 Год назад

    Which Ed tech company?

  • @jeevan554
    @jeevan554 Год назад

    Abe personal loan with high interest is a really bad idea

  • @focus15624
    @focus15624 Год назад +1

    Scaler tha edtech. 😆😆😆😆. Scaler fees is a joke.

  • @CMGM55
    @CMGM55 Год назад +2

    Please name and shame the edtech company that's taking money from you.

  • @user-qm1pd5xp7w
    @user-qm1pd5xp7w Год назад +1

    Are these guys fool why take loan for smaller stuff. Noticed this almost in all talks.

  • @sagarchauhan5400
    @sagarchauhan5400 Год назад

    Masai school !

  • @ritikdubey7102
    @ritikdubey7102 Год назад

    Are bhai mudde ki baat kar yaar not interested in intreast of loan wagera me

  • @bloodthirstyworks
    @bloodthirstyworks Год назад +1

    I just got a hike for the same amount today lol

  • @rohans5265
    @rohans5265 Год назад +8

    Which edtech platform did Vinit do the PM course?

    • @user_7904
      @user_7904 Год назад +3

      Nation wants to know 😂

    • @CMGM55
      @CMGM55 Год назад

      Yeah name and shame them

    • @sai.boyina
      @sai.boyina Год назад

      He said product management.. so only few ed tech companies are offering product management course.

    • @hollydeck5226
      @hollydeck5226 Год назад +3

      pragmatic leaders I guess

    • @saurabhsharma14197
      @saurabhsharma14197 Год назад

      Pragmatic Leaders, ruclips.net/video/Dp5Hz_JXS3s/видео.html

  • @teestaasaha7156
    @teestaasaha7156 Год назад +2

    First comment!

  • @ShounakKundu
    @ShounakKundu Год назад

    I would want to know in which area of Bangalore you get such a nice apartment for rent at just Rs.15k (that too with maid). I am seriously looking for that.

  • @Gamer_RohX
    @Gamer_RohX Год назад

    Clerity 🤣🤣

  • @siddhantagrawal351
    @siddhantagrawal351 Год назад

    Planetspark edtech scam

  • @partheevdaram6313
    @partheevdaram6313 Год назад

    aisa lag rha ki anshuman phuk ke baitha hai

    • @anshumanfinance
      @anshumanfinance  Год назад

      Lol no my eyes are always like that

    • @pranavtripathi791
      @pranavtripathi791 Год назад

      ​@@anshumanfinance nahi kuch tho mal phuka hai. Hame bhi chahiye

    • @gurpreetkakkar
      @gurpreetkakkar Год назад +1

      ​@@anshumanfinance hi is there a way to have a session being anonymous. Me and my wife have 80LPA combined in Bangalore as 10 yrs experienced IT. We have a portfolio of 1 CR, bought a loan free car and 2bhk 1 cr+ flat with 25L loan, possession next year. We have overall expense with emi rent and house help is 70k

  • @aravindraj8294
    @aravindraj8294 Год назад

    Do it in Kannada

  • @---_---_---_---_---_---
    @---_---_---_---_---_--- Год назад

    Anshuman shops only from H&M 👀

  • @syedmohsin1536
    @syedmohsin1536 Год назад

    Hey @Anshuman wanted to connect with you.. Need some suggestions from your ens

  • @aravindnetcafe
    @aravindnetcafe Год назад

    I'm loses 1000/- from ur instaa

    • @aravindnetcafe
      @aravindnetcafe Год назад

      Hello

    • @anshumanfinance
      @anshumanfinance  Год назад

      ?

    • @aravindnetcafe
      @aravindnetcafe Год назад

      ​@@anshumanfinance aapka naam pay I'd hynaa instaa may

    • @aravindnetcafe
      @aravindnetcafe Год назад

      Sare vedios dekaa aapka I'd pay majaa agaya. Phir message ayatha aapka I'd say

    • @aravindnetcafe
      @aravindnetcafe Год назад

      Kaise chalra trading. Etc. Une bolatha 10k transfer kiyatho 84k with in 5 din may trade karke deunga bola