HOW I PAID OFF OVER $10,000 OF DEBT IN 3 MONTHS | Paying Off Debt | Stacey Flowers

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  • Опубликовано: 4 ноя 2024

Комментарии • 243

  • @nelissaestudillo9319
    @nelissaestudillo9319 5 лет назад +118

    congrats!!
    i paid off $5800 in my private loan

    • @melaniesmith1928
      @melaniesmith1928 5 лет назад +4

      Nelissa Estudillo 💃🏾👏🏾

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +2

      Congratulations!!! I'm so so so so so happy for you!!! We can do this! Thank you so much for watching and commenting!!

    • @NaturallyNerdeeNicol
      @NaturallyNerdeeNicol 5 лет назад

      Congratulations!

    • @caroltncc
      @caroltncc 5 лет назад

      Congratulations

    • @ambition1224
      @ambition1224 5 лет назад

      Yes girl, that AMAZING! You're killing it! Keep up the GREAT work!💃🏿💃🏿💖💖💖

  • @cajrn13
    @cajrn13 5 лет назад +63

    Yay!!! Congratulations Stacy! You are such an inspiration. And you are right about budgeting. Last year I was working 2 jobs full time & barely making it. I was making so much money & I literally could not tell you where it was going because my finances were so sloppy. I finally started budgeting & allocating my income last October. Since then I have paid off over $8000 in debt. And I was able to give up my 2nd full time job. I am well on my way to being debt free by the end of this year. Discipline was the key🙌🏾💪🏾

    • @msraine9241
      @msraine9241 5 лет назад +1

      cajrn13 congratulations to you!

    • @soybeans8139
      @soybeans8139 5 лет назад +1

      cajrn13 That’s wonderful, congratulations. Very Motivating.

    • @jksatte
      @jksatte 5 лет назад

      That's awesome. What kind of work do you do. I work in financial services and I looking to revamp myself financially. I need more income lol. Things are about to change. Janice

    • @jbx1310
      @jbx1310 5 лет назад

      That's amazing. I'm working 2 jobs now paying off $11,000 in debt

  • @jeannawalton8107
    @jeannawalton8107 5 лет назад +77

    Awesome! Can't wait to see you keep going! I paid off my school loan today finally :)

    • @francesaquachapman7631
      @francesaquachapman7631 5 лет назад +2

      congrats!!!!

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +2

      CONGRATULATIONS!!!!!! Everyone in this community is doing so well with the debt snowball!!! I am so so so excited for you!!!

    • @MeriamH.
      @MeriamH. 5 лет назад +1

      Jeanna Walton that’s amazing!

    • @caroltncc
      @caroltncc 5 лет назад +1

      Congratulations

    • @ambition1224
      @ambition1224 5 лет назад +1

      Wow!! To God be the glory! That's AMAZING!! Can't wait to join the club! #debtfree🙌🏾💃🏾😁

  • @kat521_love9
    @kat521_love9 5 лет назад +47

    Hey Stacey At first I thought it was weird that you were being so vulnerable online about about money. A lot of ppl would not do this. But I’m so glad you are so open. I have learned so much from you and applying what I have learned. Thank You so much sis. 🤗🤗🤗

  • @MindfulMoments1444
    @MindfulMoments1444 5 лет назад +28

    This is so inspiring for so many. Thank you! I have always been intent on not carrying debt. Paid off nearly $13000 in less than a year. There is life on the other side. Stay debt free!!

  • @StacyannJ
    @StacyannJ 5 лет назад +26

    Omg girl you can pay off your debt this year keep up the great work ! You have every right to be proud of yourself!

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +4

      Thank you oh so very much!!! I receive that word!!! I'm so excited about being debt free!!!

  • @childofdestiny2811
    @childofdestiny2811 5 лет назад +8

    Bravo, Girl!!! A monthly budget is a game changer! Preach on!!! I made $19,000 net this quarter as well. Paid off $6,000 of my debt. I feel alive, in the game, abundant and incredibly proud of myself. Grateful for your wisdom, guidance and honesty!!!!

  • @LisaG-fl3yp
    @LisaG-fl3yp 5 лет назад +5

    Mind blown! You go girl!! Standing in joy with you that your debt is under $200,000..♡

  • @BOTUBE
    @BOTUBE 5 лет назад +34

    Good job! Love seeing those numbers go down whooo! You inspired me to pay off my debt and I was able to pay off my 15000$ private loan as of March! 😊 keep going Stacey!

    • @k.d.1520
      @k.d.1520 5 лет назад +5

      BOTUBE that’s so awesome 👏🏾. Working on my 13k to pay off by July

    • @melaniesmith1928
      @melaniesmith1928 5 лет назад +4

      BOTUBE congrats!!!!

    • @BOTUBE
      @BOTUBE 5 лет назад +1

      @@melaniesmith1928 Thanks so much!

    • @BOTUBE
      @BOTUBE 5 лет назад +2

      @@k.d.1520 You can do it KD! Thanks!

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +3

      Whoop! Whoop!! $15,000 is amazing to pay off!!!! Lean into how good that feels to have it gone!!! Thank you so much for watching and commenting!!

  • @francesaquachapman7631
    @francesaquachapman7631 5 лет назад +8

    I'm so with you! Hindsight is 20/20 and so I always think back and see how paying my debt off sooner would have set my future self up for better circumstances and opportunities. Glad and grateful to be debt free but I still wish I had started sooner.

  • @arnellaj.9146
    @arnellaj.9146 5 лет назад +12

    Loved your intro, you were like a little girl with your giggle, such a sweet moment to watch!! ❤️

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад

      I'm just so happy! thank you so much for watching and commenting!!

  • @StacyannJ
    @StacyannJ 5 лет назад +21

    19,000 in three month yes girl get it and you are very motivating I love your content!

  • @DarcieGlam
    @DarcieGlam 5 лет назад +9

    Yay Stacey! Remember the haters when you paid off your first $600? Yeah where are they now? Congrats!

  • @cynthiafreeman5639
    @cynthiafreeman5639 5 лет назад +8

    You worked for it and it paid off literally. All the best on your journey youre doing fantastic!!

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +1

      Thank you so much!!! I appreciate your encouragement!

  • @adrianagarcia7024
    @adrianagarcia7024 5 лет назад +32

    I just got a promotion so I can put more than triple to my student loan debt than I was able to before! Congrats, I'm so happy for you 😆

  • @JosieBClark
    @JosieBClark 5 лет назад +2

    I am working hard to pay off all my debt!!!!! I have a starting balance of about 28,000 but working hard to cut it down in about 2 years!! Or less!! Proud of you!!

  • @veliciawilliams1081
    @veliciawilliams1081 5 лет назад +16

    Congratulations Ms. Flowers 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉 It shows with determination, focus and daily dedication, all things are possible.

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад

      Everything you can dream up is possible!!! We have to believe in our dreams and then be willing to put one foot in front of the other until our results match our dream! I'm so so so excited to see my numbers shift! Thank you so much for watching and commenting!

  • @donnacrozier3327
    @donnacrozier3327 5 лет назад +10

    Congratulations Stacey, you are killing it. You totally deserve to rejoice in your achievement because I watched those early budgets, and they were tight - You have grafted girl! Love your attitude too about the next quarter, your not sitting on your laurels, your attacking that debt.

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад +2

      Those budget were soooooo tight and I was sooooo stressed but I was more committed than I was stress and I am so so so so grateful I did those budget when my income was low because I would have sabotaged myself had I not done the work to overcome my limiting beliefs to improve my financial blueprint! Thank you so much for watching and commenting!!!

  • @MeriamH.
    @MeriamH. 5 лет назад +32

    I’m proud like I really know you!!
    You’re so inspiring. You made me see that “ good” debt is still debt. ALL of my credit cards have been paid off in three months...$6000. It feels so good! Now for the student loans...😳

    • @NaturallyNerdeeNicol
      @NaturallyNerdeeNicol 5 лет назад +1

      Those darn things.........😧

    • @MeriamH.
      @MeriamH. 5 лет назад +1

      NaturallyNerdeeNicol yes! I already have a plan for my kids. No student loans for them!!

    • @ambition1224
      @ambition1224 5 лет назад +1

      Yes, keep going hun! Best of luck!!

    • @MeriamH.
      @MeriamH. 5 лет назад

      Adaobi thank you!

    • @ambition1224
      @ambition1224 5 лет назад +2

      @@MeriamH. YES YES YES!! I have student loans for my Masters only and wish I had taken out MUCH LESS or chosen a better undergrad degree! So glad you're affecting your generational legacy in a POSITIVE WAY!🙌🏾🙌🏾🎊💖💖💖

  • @RonaldLBanks
    @RonaldLBanks 5 лет назад

    This is absolutely awesome! WOW!! So motivating and encouraging. Congratulations Stacey! I’m following Dave Ramsey’s Financial Peace University also and I’m more motivated than I’ve ever been. Should be done with my student loans this year!

  • @kimanei5359
    @kimanei5359 5 лет назад

    Thank God I found this page...I JUST began following Dave Ramsey...😊🤗

  • @RachaelLyn
    @RachaelLyn 5 лет назад +3

    I found you and your channel a little over a year ago and I have been following your progress this whole time. I am so excited for you and where you are going! You are amazing and deserve to be proud of yourself!! Way to go! (Also, that top is super cute!)

  • @MarielNunez
    @MarielNunez 5 лет назад

    I used to watch you back when you were struggling to make a $500 emergency fund. So exciting to see you paying off your debt and being so successful with your business. That is freaking awesome !!!!

  • @MakeupandMentalHealth
    @MakeupandMentalHealth 5 лет назад +1

    Love love love this Stacey!!! You are rocking it out this year!!

  • @auntyasil
    @auntyasil 5 лет назад +1

    Fantastic Stacey. I haven't checked in here for a while and it's great to come back and see that you're under 200k. Brilliant work.♥️

  • @StacyannJ
    @StacyannJ 5 лет назад +4

    Hey Stacey and the buzz cut is it hunny! And thank you for such an informative video !

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад

      Thank you so much! I love it too! You are so very welcome!

  • @PenniesNotPerfection
    @PenniesNotPerfection 5 лет назад

    You are killing it in income! Way to go Stacey! And you've done a great job using that money to pay off the debt.

  • @kyashasmiles9985
    @kyashasmiles9985 5 лет назад +5

    GO STACEY !! love the thumb nail pic absolutely gorgeous

  • @StudioZenllc
    @StudioZenllc 5 лет назад

    I agree that interest is a distraction for me .....I have to be motivated to stay on the journey!!!

  • @MiaLanette
    @MiaLanette 5 лет назад

    Congratulations Stacey! Great advice! I noticed a drastic difference when I started a Budget and telling my money where to go! I’m on a journey to pay my mortgage off and I’m documenting it as well! You definitely motivate me to keep going even when it seems like it’s going to take “forever.” God bless!

  • @brittanyw1029
    @brittanyw1029 5 лет назад +8

    Thank you so much for sharing the importance of budgeting! I needed this reminder this morning 😊

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад

      Everyone on the DEBT FREE JOURNEY needs to remember that the BUDGET is how you get out of debt. It doesn't matter how much you make if you don't tell your money were to go!!! Thank you so much for watching and commenting!

  • @shess1640
    @shess1640 5 лет назад +1

    There you go....this is gonna be the kind of impetus that keeps you growing exponentially! This is what I want to see.

  • @lovesinginggurl
    @lovesinginggurl 5 лет назад

    I think it’s funny that people were complaining about the personal trainer. Even with staying healthy you managed to pay off $10,000 of debt in 3 months. I’m sorry, that’s incredible! I’m here for you Stacey! Congratulations

  • @artinsialberry4190
    @artinsialberry4190 5 лет назад

    Sis, I'm totally feeling your whole look and vibe!!! Yasssss😍😍😍🙌🙌🙌

  • @deniseowens4543
    @deniseowens4543 9 месяцев назад

    Budget is the key it works !!

  • @AfrosandArtichokes
    @AfrosandArtichokes 5 лет назад +1

    Getttt Itttt Beautiful Lady! You inspire me continually!!!

  • @annieoscar
    @annieoscar 5 лет назад +1

    I'm pumped for you and proud of you too!!!

  • @jmatos7872
    @jmatos7872 5 лет назад +2

    Yessssss!!!! Congrats Mamasita!! You’re awesome! So proud of you!! Thank you for being so transparent.

  • @JohnettaLReid
    @JohnettaLReid 5 лет назад +3

    Congratulations Stacey!!! You have worked go hard, stayed focused & keep up the great work!!! Giving us so much wisdom!!!

  • @kathy-annwalker7322
    @kathy-annwalker7322 5 лет назад

    Way to go girl! Great way of explaining the methodology of pursuing debt clearance.

  • @christinadoherty
    @christinadoherty 5 лет назад +1

    I've been following you for a while and you always give me something to think about. I added up my first quarter income and savings. I've no debt and saved only 7% of my income. I hope to double this for the next quarter. It's slow going as single mum from UK so my income is very low at less than 4000 for first quarter. But every little cut back will help to get me to my goal! Congratulations on your debt payoff and thanks for the motivation!

  • @sdpropheticministry
    @sdpropheticministry 5 лет назад +6

    🏆🏆🏆🏆 Q1 🏆🏆🏆
    Beautiful Debt/Income Ratio!!!
    🏆🏆🏆🏆 Q1 🏆🏆🏆

    • @Vanessa47912
      @Vanessa47912 4 года назад

      Mine is trash right now. But I'm working on it🤦🏾‍♀️

  • @dmctgrlly
    @dmctgrlly 5 лет назад

    You are truly inspirational! My husband and I are using the snowball method of paying off debt and it is so nice to see the numbers getting lower every single month.

  • @JMilansJourney
    @JMilansJourney 5 лет назад +3

    Yes congratulations!!! You are such an inspiration to me! You have allowed me to ignite a flame that allows me have hope that I too can be debt free! You are the definition of doing things with intention! You win we all win! Luv you and keep up the amazing work!

  • @alihayes4876
    @alihayes4876 5 лет назад +1

    Thank you for these tips! I am going to make a budget and stick to it!

  • @mommasitayoung148
    @mommasitayoung148 5 лет назад

    So proud of you Stacy and your smile is sunshine!! 🌞

  • @araineacutebrownnurse7315
    @araineacutebrownnurse7315 5 лет назад +2

    Congratulations 🎉🍾🎈! I just paid off my car last year ! I was just thinking about you a few days ago ! I said I wonder how Stacy is doing lol ! God bless you !

  • @jenn7601
    @jenn7601 2 года назад

    God brought me to your channel. You said some things Noone else says and it is really gonna help me. Thank you. God bless

  • @marietweedy2879
    @marietweedy2879 5 лет назад

    Congratulations! This is awesome! Getting out of debt is so sloooowww and so hard - you're crushing it though! Super inspirational.

  • @audra7593
    @audra7593 5 лет назад

    You have incredible personal style! You look great in the threads you rock! Congrats in slaying that debt!!

  • @erikacain5707
    @erikacain5707 3 года назад

    This was so amazing! I'm on step 2 as well. I keep a blue notebook with me to keep up with every dollar

  • @bcherriee
    @bcherriee 5 лет назад +1

    Congratulations so proud of you!

  • @Soulfulessence
    @Soulfulessence 5 лет назад

    Congrats! So happy for you Stacey !!! I think the thing that I find most helpful that you do is your taking time to reflect. I am definitely going to start doing it and formalizing as a new habbit. Thanks so much!!!!

  • @emmyicon5598
    @emmyicon5598 Год назад

    You’re so inspiring! Wish me luck as I tackle my $10k debt 😅

  • @MsSassyMT
    @MsSassyMT 5 лет назад

    This is awesome news! Congratulations!

  • @emu9520
    @emu9520 5 лет назад +2

    I'm so so happy for you! What an amazing achievement!

  • @Moola444
    @Moola444 4 года назад

    Hi beautiful! Thank you for sharing your journey. When I heard your debt my heart skipped a beat. Keep it up can’t wait to hear your progress.🤗

  • @rufusteresathompson5423
    @rufusteresathompson5423 5 лет назад

    Congrats on payoff the debt! And your motivation for me and others.

  • @ALXSSA
    @ALXSSA 5 лет назад +4

    Stacey, you are so lit right now 😄😄😄 go girl!

  • @authormargothomas
    @authormargothomas 5 лет назад

    Wish there was a LOVE button!! Congratulations.

  • @ElenordeGuzman
    @ElenordeGuzman 14 дней назад

    I agree with u with interest rate it will not go no where so I used the debt snowball

  • @kimmykool5141
    @kimmykool5141 5 лет назад +1

    Congratulations! And yes, I will continue to follow your journey to help me on mine.

    • @StaceyFlowers
      @StaceyFlowers  5 лет назад

      So honored to help you!!! Thank you so much for watching and commenting!!

  • @TaraandSky
    @TaraandSky 5 лет назад

    Did you do/or ever think of doing a video on ideas to increase your income? You are so motivating, I would love to hear your take on it.

  • @zigso4036
    @zigso4036 4 года назад

    I am so proud of you hope you are now free

  • @Drea3000
    @Drea3000 5 лет назад +3

    Great job on earning $19k!

  • @nikkichristinar
    @nikkichristinar 5 лет назад

    Congrats and thanks for your documentation! I'm on my way! 💓

  • @WellBehavedWallet
    @WellBehavedWallet 5 лет назад

    AMAZING!!! Great job, Stacey!!! This line really resonated with me... "That feeling of what you said you begin to realize." SO ENCOURAGING!!! Can't wait to hear more, especially in the area of mindset shifts and specific exercises you do to help facilitate this. PS - such a pretty sweater!

  • @lilthotty818
    @lilthotty818 5 лет назад

    Congrats!!!
    I love following your journey🌈✨

  • @NaturallyNerdeeNicol
    @NaturallyNerdeeNicol 5 лет назад

    You are so right about I Teresa being a distraction. I even called the credit card company and had them walk through their formula for calculating my interest after I read the I found in the statement to make sure they were absolutely right. Interest definitely makes me feel dejected.

  • @soybeans8139
    @soybeans8139 5 лет назад

    Omg Stacey!!! That’s amazing, I’m so happy and proud of you. You are so inspirational, keep up the good work. I’m excited to hear about Q2.

  • @jewelb9433
    @jewelb9433 5 лет назад

    Congratulations! I am so inspired by your fabulous attitude and progress 💖

  • @deniseowens4543
    @deniseowens4543 9 месяцев назад

    I'm also retired and debt free and there is no way I could be with out paying off the debt. My credit rating is 812. It is a blessing so great in my life it works keep going

  • @msraine9241
    @msraine9241 5 лет назад

    Awesome! Congratulations to you... love seeing your progress.

  • @bookdiva401
    @bookdiva401 5 лет назад

    Congrats!! Thats so great! So true, budget is key. May I ask, what do you do for work?

  • @xx_mars_xx
    @xx_mars_xx 5 лет назад

    I'm so pumped for you! You and Aja Dang fire me up to attack my debt and reach financial freedom! SO PROUD! *happy dance*

  • @kimberlyberry3492
    @kimberlyberry3492 5 лет назад +1

    You are a huge inspiration!

  • @vickieeritano6093
    @vickieeritano6093 5 лет назад +2

    Congratulations!!!!! Awesome job!!!!

  • @g.leegander
    @g.leegander 5 лет назад +3

    Documentation = Tangible evidence of ADVANCE in the journey! That principle is going down!

  • @MarianDrayton
    @MarianDrayton 5 лет назад +1

    This is great. Thank you sis!

  • @msladya2499
    @msladya2499 3 года назад

    I'm trying to pay my debt off within 6 months. I'm trying to go to nursing school and its hard when you got rent car loan, personal loan and medical bills. I can't wait to be debt free. Working two jobs right now. Can't wait to see how it feel to be free.

  • @florenceconnor2221
    @florenceconnor2221 5 лет назад

    so happy for you stancey

  • @Pamuelita
    @Pamuelita 5 лет назад

    Congrats girl!!

  • @jennita1234
    @jennita1234 5 лет назад

    Girl amazing! We paid off roughly 6 grand this quarter!

  • @kimberlyvallejo6633
    @kimberlyvallejo6633 5 лет назад

    I have 10,000 in credit card debt... can’t seem to pay it off since all my paychecks go to rent and my bills. Then I’m forced to use my credit card again.... this is causing me so much stress.

  • @Joycelyn
    @Joycelyn 5 лет назад

    Congrats Stacey!

  • @choosetoshine2610
    @choosetoshine2610 5 лет назад

    Congratulations! Keep going!

  • @antoninajucovscaia8439
    @antoninajucovscaia8439 5 лет назад

    Great job! It's amazing! Stay on track!

  • @bigdaddynique..chefniqueni1874
    @bigdaddynique..chefniqueni1874 5 лет назад

    I’m soooo proud of you!

  • @karenfranklin-1pzc976
    @karenfranklin-1pzc976 5 лет назад

    Congratulations! You are matching your couch, BEAUTIFUL!!!

  • @SeauxSavannah
    @SeauxSavannah 5 лет назад +1

    Wow that’s so amazing ❤️ congrats !!

  • @buliedanga9060
    @buliedanga9060 5 лет назад

    Woooop hay Stacey so proud of you.

  • @eternalgreens9764
    @eternalgreens9764 2 года назад

    Congrats!!! 🎉 so inspiring

  • @tzukatt
    @tzukatt 5 лет назад

    Congrats Stacey! You give me motivate!!! Thank you for sharing :)

  • @TaraandSky
    @TaraandSky 5 лет назад

    Thank you for these videos! They are very inspiring!

  • @livnicole9550
    @livnicole9550 5 лет назад +1

    So proud of you girl! Keep going !! 😆🙌🏽🙌🏽💃🏽💃🏽💃🏽

  • @g.leegander
    @g.leegander 5 лет назад

    Also because you seem to have strengthened a habit of facing it, dealing with it (debt) and driving the ins and outs of your own income; I recall your mention back a some time ago how you did have credit card debt (considerable) in the past, and you said you paid that off. So you have done it before!

  • @UneakTershai
    @UneakTershai 5 лет назад

    I’m proud of you too! 💕✨

  • @ninkynike
    @ninkynike 5 лет назад

    Would love to be able to document my journey with mental health, physical health, finances and career. Publicly without putting myself at risk of losing employment opportunities in the future. I am not an entrepreneur or have that spirit, nor do I aspire to. Hence the external motivation piece. I enjoy watching your videos, they inspire me financially and of being transparent overall as a person to the outside world. If people don't like it, they were not for me! Still thinking through it but I'll find a way to be public about my journey to be a better person.

  • @NaijahJamirah
    @NaijahJamirah 5 лет назад

    I’m so proud of you ! You are gonna pay that debt this year!!! Claiming it 🤪🤪🙌🏽❤️

  • @ALJohns-nm4ht
    @ALJohns-nm4ht 5 лет назад

    Wow, if you can keep up this rate you'll be debt free in no time!