5 Things to Know Before Home Loan होम लोन लेते समय ध्यान रखने वाली 5 बाते
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- Опубликовано: 5 фев 2025
- घर की सही कीमत (Fair Value of a Home) Link : goo.gl/Etwu5B
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नमस्कार दोस्तों,
इस विडियो में हम सीखेंगे कि होम लोन लेते समय ध्यान रखने वाली बाते Home loan लेते समय कौन कौन सी मुख्य बातो का ध्यान रखा जाये,
होम लोंन, आम आदमी के लिए उसकी जिंदगी का सबसे बड़ा लोन होता है,
होम लोंन के इस कर्ज को आम तौर पर 20 साल तक हर महीने एक EMI के रूप में चुकाया जाता है,
ऐसे में, होम लोन लेना एक बहुत ही बड़ा फैसला हो जाता है,
इसीलिए आज के इस विडियो में ,मै आपको कुछ ऐसी बातो के बारे में बताऊंगा -
जो आपको होम लोंन लेते समय आपको जरुर ध्यान में रखनी चाहिए,
ताकि होम लोंन के कारण आपको कोई परेशानी न हो और कही होम लोन लेना आपके लिए बहुत महंगा ना पड़ जाये,
उम्मीद करता हु, ये विडियो आपको जरुर पसंद आएगा,
Pls. Like, Share, Support,
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Anil
ઉગાભાઈ લાલાભાઈ
जमाबंदी में अपना हिस्सा कैसे पता करें? किसकी कितनी जमीन??? Calculate Share! ruclips.net/video/JItpcDgdqEM/видео.html
Wow nice info 🙏🌹🙏
Sir good
Sir ..
private company se agar housing loan liya h or 2 EMI hamse dene me deri Ho gayi thi Sir unhone dono emi ek sath + panlty + visiting charge sabhi ek sath mang rhe the hamne unhe next month ka bola lakin vo log nai mane or ghar k bahar 2month baad hi likh diya yah ghar girvi h or agar koi lena chhta h to call Kare......... Esa likh Karen chle gye or meri maa se Bahot bura bol kar gye.... Ma widow h senior citizen h or ghar unhi ke naam h.... Unhone phone kar k mujhe gandi galiya di or kaha ki hum tera ghar bhi cheen lenge or paise bhi le lenge. mene iski complaint with recording Bhopal CSP sir ko di unhone unhe ghr par aane ko sakhti se mana kar diya tha... Or koi action nai liya gaya.. sir is baat ko aaj 14 mahine nikal Gaye h naa to company walo ne 14 mahino se EMI nai liya unse Kai baar bola ki thoda kar ke le Lo... Shuru se full payment par atke h.... Or tahsildar se likhwa kar KURKI ka latter permission lekar aaye h... Sir m kiya karu m fus gaya ho hamari Mali halat abhi bilkul thik nai h please sir help mee.
आप near एसएसपी से मिलिए
DM se mile....Ya sdm
वेरी गूड़ 💐👌
Achha vedio banane ke liye bohut bohut dhanyawad🌟🌟👌👌
Bohat sahi. 👌👍
आपने होम लोन पर बहुत अच्छी जानकारी दी , धन्यवाद जी
Mujhe apka video bahut achchha Laga, mujhe ye batayen ki home loan lene me baad yadi kisi KO accidental death ho jaati hai , or home registry insurance company ne guaranty ke tor par rakh le hai. Phir vo registry kaise vapis le, please reply me.
Thank you sir 👈👍
Sir .. is house plan ka next video banaye ❤
Good imformation dost... Mujhe home lone leha tha
Good job..ab customers ko yeh video dekhaunga
Brother...Such a Useful Information Video...☝️🖕☝️
Thanks
Ha
Nice imformation mai bhi home lone k liye soch rahi thi.Thanks sir.
Achha video banane ke liye dhanyawad
Thank u sooo much.... 👍😊
Bahot hi achchha video hai sir...
Sabse achha loan koun sa hota he- fixed interest wala ya floating
Very good sir
Very nice Bhai 👍👌 video
Home loans ek se dusre bank me port kiye ja sakte hai? If yes than ....
Kitne time baad kar sakte hai?
ji ha home loan transfer kiya ja sakte hai kam se kam 2 saal ke baad.
Good sr bahut achha jankari diya hai
Thanks you so much
Most welcome
sir mera home loan 15 lakh sanction hua h, jisme se 12 lakh mil chuka h, ab me home loan ka amount 20 lakh krna chahta hu kyo ki meri salari bhi badhi h aur mujhe paise ki aur jarurat h.
aise nhi hota sir ji
बहुत बढिया
Home loan ke sath sip karke kaise interest vasul kar sakte hai ... please is vishay par video banaye
Can you tell me which bank provides fixed rate home loan?
This article will help you......read this..
goo.gl/mcJcCD
6.70% L I C Housing finance
Thank you Brother... for your vital information...
Full helpful ke liye dhanyawad
Sir current me kon si lon leni chhiye
Sbi home lon yaa fir lic half
Yaa koi other.
Good information. Thank you
Bahut shukriya bhai bahut shukriya
Thank you brother.......
You're welcome!
bhut Accha Bhai
Indeed very helpful information. Thanks a lot for your video..
Fair Value of Home
Exp for Home loan
Home loan interest rate type
Pre EMI
EMI Structure
very usfull bhai
bahut badiya bhai
बहुत अच्छी जानकारी
धन्यवाद.
Agar bank EMI na chukane ke karan Hamari property Nilam karti h..aur agar hum 60% payment Already 4 years me pay kar chuke ho to kya bank Property nilam karne ke baad hamara 60% payment hume wapas karegi...?
Good question,
Man lete hai ki ...bank se 10 lac ka loan ...200 Emi me lia gaya.. aur kul 200 Emi me se 100 Emi bhare ja chuke hai.....
matlab lagbhag 8 lac bhare ja chule hai...(principal 3 lac aur interest 5 lac)
Lekin baad me EMi kiso wajah se nhai bhari gai......to bank legally process karke... Property ki Nilam (auction ) karti hai......bank ko us loan se abhi 7 lac rs principal se lene hai.....
Aur ab property ki Nilami ki jati hai...jisme property 10 lac me bikti hai.....
To kyuki bank ko 7 lac hi baki lena tha....isliye baki ka 3 lac....loan lene wlae aadmi ko dia jayega....
Lekin agar ghar ki nilami se 7 lac hi aaye...aur bank ko 7 lac hi chahiye tha...ghar malik ko kuch bhi nahi mileg.....
Hope you understand now....
*((Nilami me bank ko apne bakaya paise se hi matlab hai))*
@@HindiFinancialEducation thank you so much sir
Bhai hamne 16lakh 50hajar ka lon liya he intrest 8:50% kuch he to hame itna emi dena padega.?
Thanks
Apke hisab se kon sa loan thik hai fix ya floating
Sir Mai 25 lakh ka home loan lene se 20 year Mai kitna pay krna hoga aur per month emi kitni Deni hogi pls reply
Bahut badiya knowledge di
Thank you sir!!💐💐
Mere Dost ne Ghar liya hai 15008 ki EMI par 20 Saal ke liye
thanks sir jai future maker humre ram bhagwan aha rahe hai mere liye yahi sachi dewali hogi
firx emi loan lena chahiye ya folating emi wala
Thanks boss bahot kuch samaj agaya
Super..idea sir....thanks
toh hamy lyna kya chahiye fixed ya floating???? ya mix
Deep Shona aap Insaan ko loan mil sakta hai ya nahi
Sir agar mai 40000 mahina bharu to kitne saal me complete ho jayega.pls btayein
Ek dam shi hi bahi
Nice video dro
मैने 2018 मे एचडीएफसी बँक से दस लाख रुपये लोन लिया था इंटरेस्ट रेट आठ पोइंट दस अब मुझे लोन क्लोज करना है तो कितने अमाऊंट भरली पडेगी प्लीज रिप्लाय
Mortgage loan 24 % h to ye fixed hota hai ki reducing hota hai
Thanks you sir for giving information... Loan Lena kya nahi
AAPKE hisaab se Kon sa rate of interest Theek h
floating intetest rate
Very good information...
Thank you very much
Bhut vdiya ji
Aapne loan me floating aur fix interest rate bataya hai...
Kya sabhi banks me fix interest rate floating se 1ya 2% jyada rahta hai.?
abhi sirf floating hota hai fix khatam ho gaya hai
Agar bank band ho jaye to home loan liye hue person ko kya krna chahiye aur uske documents ka kya hoga
Thank you sir for this video
Sahi jankari di bhi
Bank k interest ka kya formula hota hai . Bataiye
Good advise
Good information.....! the 👍👍
Nice 👍 video
Ghar ki kimat me stamp duty and registration fees ko add karna hai ya nahi
Ghar ki kul kimat ke liye.... aapko sabhi kharch jiase stamp duty , reg fees, searh report, advocate fees.. Documentation charge...taxes.... Society deposit...add karne honge...
Sir please tell how many a govt employee take home loan
Mahendra Nagar new
Visit the nearest any public sector bank
Call me for loan 8218825237
Thanks for information very fantastic new video parsnal lone
Veri nice video bhai
Very nice
Excellent video
Hello sir Maine Hdfc bank mein home loan apply kiya tha unhone bola tha ki 8.9% interst rate lgega..kuch din pehle unka fon aya ki 10% lgega Maine bola ki sir aap dekh Lo aapne kam bola tha...phir unko jo processing fees ka cheque diya wo debit ho gya Hai.. phir unka fon aata hai ki thoda mushkil hai loan milna..maine bola ki sir cheque toh abhi debit ho gya hai toh bolte hai ki ruko check kr ke btata hu..kya kr sakte hai ye case mein
Hi,
I really appreciate for your effort, however would explain in little bit slow. Bcz my mother tounge is telugu i know little knowledge on hindi or would post some English sub titles along with the video.
Tnx in advance
Loan Lene Ke Liye Call Karen,.
very good vidio
भाई हमारा घर 1मंजिल बन गया है, उसी पर लोन लेकर कुछ प्राइवेट खर्च करना है। क्या लोन मिल जाएगा ।
ha mil jayega contact 9458036729
Gisako pasanal Lon cahiae to cal 8542949986
Thanku Bhai ji
Khup Chan thanks
Per year hoti he ya per month rat
Thanks for a good n knowledgeful video.
kya hm apne loan ka tenure km kra sakte h????
Aap jab bhi principal amount zyada bharenge toh automatically aapka tenure Kam hojata hai
Mujhe loan lena hai ghar kharidane k liye which document required plz tell me and i a employee in telecome firm..
For an Employee
Document Lsit Required for Home Loan,
1) IDENTIFY PROOF = PAN CARD, AADHAR CARD, (ELECTION CARD, PASSPORT)
2. ADDRESS PROOF : AADHAR CARD, PASSPORT, (LIGHT BILL, GAS CARD, RENT AGREEMENT)
3. INCOME PROOF : LAST 3 MONTH SALARY SLIP, FORM 16 (TDS)
(APPOINTMENT LETTER COPY)
LAST 6 MONTH BANK STATEMENTS
4. ALL Your Current Laon statement (agar aapne koi loan lia hua hai)
5) Photograph
6) ID PRROF AND Photograph of Co applicants ( Wife/Husband/Mother,/Father)
Thanks for the information
Nice video, kis software se banate bhi sir
Very nice good 😙😙😙😙😙😙😙
Shahi kaha mene 16lakh liya tab pata nhi Ta ab pata chala ki 20163rs emi barti hu usme 18500otrest jata he 1500rs sirf mudal jata he
Aapne kese liye hai
Sister me Bohot presan hu
My number 8595382042
Very good advice
Mujhe bhi 300000 ka loan amount
Bohot Jayda jrurt hai
Mere pas 50 वर्गगज प्लाट hai
Loni me district Ghaziabad
Aap ki Bohot Bohot menrwani hogi
Thanks si ji
nice imformation thanks
Useful information
Mene home loan Liya tha. Sare loan Chuka di hu Magar bank manager loan details , fd, papers etc, Dene se Mana ker rha h. Mene details manga k kitna money day one se day last tk Diya ye btane se mna kr rhe h. Kya kru?
Kaun se Bank se laon liya tha Apne ? Aur Bank manager is baare me kya bol raha hai ? Kyu Mana kar raha hai , Paper dene se ?
Allahabad bank se loan liya tha. Security money k rup me fd Diya tha. Magar wo bol re h koi fd nhi Diya gya. Details v nhi de rhe. Loan 2004 me Liya tha. Bolte h details nhi de sakte qki us waqt computerized nhi tha 2007 k bad se details de rhe h Magar fd ka kuc nhi bta rhe. Jaldi bazi me loan Liya tha or fd ki Xerox v nhi krwa paye the isliye hmare pass koi prove nhi h. Loan wali file me sirf zamin ka paper h. Hume loan ka details chahiye Suru se.
Sach kahu to.....
Bank Bhi Bahut sari Galtiya karte hai, Chahe wo Document Paper ke rakh rakhav ho, Ya Kuch Aur Nirav Modi/Malya Jaise logo ko Loan dena......
Isliye Pahli Samjdari To isi me hai ki aap is Galti se sabak Lete hue....
Hamesha Financial Papers ko Khud sambhale, Khud hi responsibility le,
Lekin Jaisa ki Apne is case me apne case me koi Paper nahi rakha hai....
Aur Jaisa ki Bank wale Bol rahe hai...Yo ho sakta hai...ki Wo sahi kah rahe ho..aur unke pas bhi Us se pahle ka record Na ho... Misplace ho gaya ho.....
To ab Apko Yahi karna chahiye....ki we jo bhi reason bata rahe hai....usko pahle to written me le lo....
Aur Apne Loan ko Repaid kar dia hai....To NOC (No dues Certificate) Le lo...
Aur Unko Kahiye Ki Jo Record hai wo to de do....
Jab wo record denge to....apko jarur help hogi....jo ap samjhna chahte hai....
To isliye Jitna Record de rahe hai...wo Jarur le lijie....Aur Jo nahi de rahe ..hai usko written me le lijie....
Agar apko pura detals bahut jaruri hai...aur fir bhi nahi de rahe hai... To apko last me ho sakta hai...kisi Advocate se milkar is baare me baat karna pade.....
Tnk u sir. Ye bat to Sahi kaha Apne k record rkna chahiye. Mene loan nhi Liya tha mere bhai ne liye tha. Us waqt me 11th class me thi or utna knowledge nhi tha documents wagairah k bare me. Mene to sirf loan chukaya h.
Good job
mujhe bussinesh loan lena hai
kis company se le tata capital loan kaisa hai uske baare pta krke bataiye
Very important information