Wondering what will be the EMI of your next dream home? Find out here with Finology's EMI Calculator. finology.in/Calculators/Invest/EMI-Calculator.aspx
Market me bs ek hi genuine insan he. Wo ho aap brother. Baki sb bs yhi krte rehte he Maal utha lo Chod mt dena 2000 lga do 5 saal me lakhpati bn jaoge. Or gadhe whi bhagte he. You are doing fantastic job and i am able to make huge money by using your knowledge.
"sarkari scheme hai....shartein toh hongi heen !!!" was the bigger attraction than the loan information itself which too was however very well explained by you, Pranjal .
@@pranjalkamra pranjal ma 54 ki hu. Salary proif nhi ha kyunki ma ghar me sangeet shiksha deti hu. Lekin bank wale to sidha mana kr dete ha ki salary bank me ani chaiye
Very meticulously explained anybody can understand its benefit and grab the opportunity. It is so surprising that a lot of people don't know about this scheme. This particular video is purely in Hindi and easy to comprehend so I am definitely gonna share and hope someone could take advantage of it. Thanks for such valuable content.
Summary 1. For building home/expand - loan given 2. 20 years duration 3. Maximum subsidy - Rs. 2 lakh 65k 4. Divided into 4 categories. - Economically weaker section less than 3 lakh whole family, 6.5 percent subsidy, 6 lakh loan amount only - Lower income group (LIG) - same as EWS, max carpet area - 645 sq ft. Max A female should be there as co-owner. - middle income group (6-12 lakh) 1700 sq ft max - 4% subsidy, upto 9 lakh loan - MIG -2 (12-18 lac) , 2110 sq ft Subsidy - 12 lac loan, 3 percent subsidy All government banks, housing finance, private banks Online apply, till 2022
Sir aap bohot ache insan ho . Aap ne bohot se aise logo ka madat Kia ha is vdo se Jo log apna ghar banana chahta ha 🙏🙏🥰 Sir ek request ha is topic pe ek new vdo banaye 🙏🥰... Thank you so much sir 🥰❤️. Love you sir 🙏
Thank you for the detailed information sir. One question, if I'm an unmarried adult. I purchase a flat along with my mother, will my father's income be considered while calculating the household income. I'm little concerned about the upper bound.
I bought a home in 2019 and apply for PMY my family income is 4 lac but my house has area of 685 Sq ft Can I going to receive a benefit of PMY. Congratulations & thanks for book it's very beneficial for beginners like me
प्रधानमंत्री आवास योजना🏬🏫🏘️🏘️🏠🏢🏘️😎😎😎👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻,बुक आर्डर कर दी फ्लिप्कार्ट से,डिलीवर होने वाली है जल्द😁😁💪💪📘📘nicee वीडियो प्रांजल जी😊😊👌🏻👌🏻👌🏻🇮🇳🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼🙏🏼
Sir very well explained.. I want to know the bank is now providing the home loan at 6.8 Or 6.9 %. For MIG 2 group, how the the benefit of 3 % will be given on the first 12 L of home loan. Agar subsidy hamare bank me jama ho jayegi toh interest component kaise kam ho jayega.. Kyunki interst component hi pehele saalo me bahut jyada hota hai. Please explain.. Waiting fir your valueable reply
सर थोड़ा कंफ्यूजन है शुरू में आप बता रहे हैं कि आदमी के पास खुद का घर नहीं होना चाहिए. और बाद में बता रहे हैं कि घर को रिनोवेट करने के लिए लोन ले सकते हैं. Please explain it.
Pratapsingh Panwar अगर आपके याआपकी पत्नी के नाम पे घर है और एक नया घर लेना चाहते है तो फ़ायदा नहीं मिलेगा । लेकिन उसी घर को बड़ा करना चाहते हो तो मिलेगा
Hi Pratap, PMAY scheme me apko naya ghar banane ya lene ya extension (yani bane huye ghar m 1 aur naya room banane k liye) sahayata mil sakti hai lekin renovation k liye loan lena included nahi hai.
@@RakeshPatil-nz8sj Rakeshji समझो आपने अभी इस स्किम का लाभ नहीं लिया है और पहिले से आप के नाम पे कोइ भी फ्लाॅट, जमीन है तो आप किसी भी format के लिए लाभ नहीं ले सरकते.
Hi, Please explain me the meaning of this sentence "Under PMAY, credit subsidy is available for a tenure of 20 years or the actual tenure of the loan, whichever is lower. You can avail a home loan of 30 years tenure, but the subsidy will be calculated only for a 20-year period." as banker say i am eligible for home loan which is having 30 years tenure. then should i get Benefits under PMAY? or is there need to minimize tenure upto 20 year?
Thank u sir for this detailed info. Iam Govt.employee aur mera saalana income Rs. 4,60,000/- per year hai aur mere pass 40 Sqmtrs ka Jameen hai...me usme new house construction ke liye SBI se Jan 2017 me already Home loan le chuka hu...kya musje ye PMAY lagu hosaka hai ye nahi...
Wondering what will be the EMI of your next dream home?
Find out here with Finology's EMI Calculator.
finology.in/Calculators/Invest/EMI-Calculator.aspx
.
1
केके डॉक्यूमेंट लगते है
loan lena hai
9142670855
Market me bs ek hi genuine insan he.
Wo ho aap brother.
Baki sb bs yhi krte rehte he
Maal utha lo
Chod mt dena
2000 lga do 5 saal me lakhpati bn jaoge.
Or gadhe whi bhagte he.
You are doing fantastic job and i am able to make huge money by using your knowledge.
Thanks a lot Sir
I watched your video just before my CAIIB exam and secure 5 marks only from your video
समझाने का तरीका अच्छा है
Ghar banane ki liye home loan chaye to apke nirdesh se kaffi Gyan Mila thank u
"sarkari scheme hai....shartein toh hongi heen !!!" was the bigger attraction than the loan information itself which too was however very well explained by you, Pranjal .
I didn't get the context of it here...
Are private loans better?
Great Video Sir
Aapka Samjhane ka tarika bohut achaa aur unique hai
Thanks a lot sir
Aisehi informational video's laate rahiye
Gajab gyaan diya bhai kuchh bhi puchhne jesa nhi he bhut bariki se samzaya he👍
Explained the scheme in one of the best ways.
Thanks brother 👦
आपका बहुत बहुत धन्यवाद जो आप ने महनत से वीडियो बना कर हम तक पहुंचाया
Hello! You can contact us on support@finology.in
I sware today i was searching for your video on house loan .... God ne mera sunli 😨 aaj hi aap ne upload kiya. ..
I hope it helps.
Yes sirrr... And also plz make a video on budget money saving to build a home plzzz
Bahut achche se clear hua..... good language 👍🏻
Still watching this. Loved the video. Very informative. Thank Sirji👍🏻
Always welcome!
The way you speak,explain, your body language is so great.Very eloquent you are ! You are my mentor sir. Thanks for sharing your knowledge .
Nice
Thank you very much!
Hii
Hii
Good
I liked the way of your explanation. Very nice. Thank you 🙏🙏🙂
Hii sir am pawan
Plz advise me
For home loan
Best information I got Thanks a lot
सर
आपका शुक्रिया समझ देने का
सर सलाम स्लुट
Sir mujey 2years ho gaye h mujey abhi tak sab cidy nahi mily kitna time lag jata h ishme
Sir, you have brilliance in explaining the tough things in easy way.
God bless you.
Hello Rishabh Jain!
Thank you so much for your kind words.😊
@@pranjalkamra pranjal ma 54 ki hu.
Salary proif nhi ha kyunki ma ghar me sangeet shiksha deti hu. Lekin bank wale to sidha mana kr dete ha ki salary bank me ani chaiye
शराबी भरे जा रहे हैं क्या प्रधानमंत्री योजना के फॉर्म
सर कब तक भरे जाएंगे प्रधानमंत्री योजना के फॉर्म हमें भी भरना है जब फार्म भरे जाते हैं तो पता नहीं चलता आप बताएं अब कब तक भरे जाएंगे
Sarkar ne achchha fsaya.aisa de rhe hai jise le bhi nhi skte.
Thanks for crystal info..
Bahut acchi jankari, dhanyawad sir ji
Hello Pranjal,
I have seen many videos of yours & found it to be extremely informative !👍
Just felt like saying 'A big THANK YOU'😊
Thanks a ton!!
Explained Excellently . . .
I am farmer I am home loan kis Bank mein milega
Thanks for giving good information
Respected Sir,
Really hat's off for your devotion for us , sir plzzz launch the hindi version of this precious book , plzzz
Nice
Hi Niraj, it is in progress. You will be notified once the hindi version of the book is launched.
@pranjal_kamra sir , कोटि कोटि धन्यवाद, आपका
Sir aap jaldi se hindi me book provide karo.
Kitne sar hain bhai tere, head's off nahi hat's off hota hai
presentation is very good
and simplified.
Aapne bahut hi badhiya taraha se baat batai hai iske liye bahut bahut dhanyawad 🙏
Thank you sir very nice information 😊
I am very appreciated to your book . I grow up my knowledge for your guidelines
Shukriya itni achi information k liye...
Your presentation has awesome.....
Sir please ghar lana kaa liya hai loan chaiya .please call me...
@@SoniSingh-ke3fh ok
Very nice....
Thx...sir...ji ..
🙏🙏🙏
Very meticulously explained anybody can understand its benefit and grab the opportunity. It is so surprising that a lot of people don't know about this scheme. This particular video is purely in Hindi and easy to comprehend so I am definitely gonna share and hope someone could take advantage of it. Thanks for such valuable content.
Summary
1. For building home/expand - loan given
2. 20 years duration
3. Maximum subsidy - Rs. 2 lakh 65k
4. Divided into 4 categories.
- Economically weaker section less than 3 lakh whole family, 6.5 percent subsidy, 6 lakh loan amount only
- Lower income group (LIG) - same as EWS, max carpet area - 645 sq ft. Max
A female should be there as co-owner.
- middle income group (6-12 lakh)
1700 sq ft max - 4% subsidy, upto 9 lakh loan
- MIG -2 (12-18 lac) , 2110 sq ft
Subsidy - 12 lac loan, 3 percent subsidy
All government banks, housing finance, private banks
Online apply, till 2022
What about bank guarantee?
Without guarantee,not a single one rupee they will pay.
Thnx
Sir kiya pmay me hum G+1 Home bana sakte hai ya uske liye alag se permission lage gi
abhi hamara pmay ka work order aagya hai please reply ?
Sceem band ho gai kya sir
It's very informative
Hamara ghar harsau police line ke samne haput road gaziyabad me h toota hua usko Bnane ke liye KyA mujhe awas vikas se madad MIL sakti h.... Answer me
Hii
Sir aap bohot ache insan ho .
Aap ne bohot se aise logo ka madat Kia ha is vdo se Jo log apna ghar banana chahta ha 🙏🙏🥰
Sir ek request ha is topic pe ek new vdo banaye 🙏🥰... Thank you so much sir 🥰❤️. Love you sir 🙏
NICE PRESENTATION , GOOD JOB
Hamse to mana karte h ki aapko nahi milegi ye sceem
Pahle socha like kar du...
phir socha sarkari scheme hai... sharte to jaan loon...
Sir, Video was really informative and useful.
The good news is, the deadline extended up to 2022.
Up to which month??
@@Poonamk97 31st March 2022
V nice information thanks sirjee radhey radheyjee 🙏🙏🙏🙏🙏❤️❤️❤️❤️❤️ for agra se
Thanka pranjal ji.aise hi app business motivated govt support scheme batate rahiye.
Very well explained bro.
So clear & briefly narrated, well pronouncing Hindi - Respected
Sir u r too good thank u sir
Thanks so much for elaborating the scheme, its really helpful.
Hello Pradeep Negi!
Thank you so much for your appreciation.
@@pranjalkamra welcome bhaiji
@@pranjalkamra sir mere ko lon lena he 4 lak rupye ka
10 sal k liye lun ya 5 sal k liye
@@pranjalkamra
is it applicable for buying resale houses or just new houses?
Awesomely explained 👍
Thank you 🙂
Awesomely explained 🙏
Nice video sir
Apki samjhane Ka tarika lazabab hai
Thank you for the detailed information sir.
One question, if I'm an unmarried adult. I purchase a flat along with my mother, will my father's income be considered while calculating the household income.
I'm little concerned about the upper bound.
सर आप ने अच्छे jankari दि है थँक्स सर
Such a detailed info.. thanks
Pradhanmantri Aawas Yojana Hafte Mein Liye
Bhaia PM Awaas yojna 2022per bhi ek Vi deo 🙏Banao puri jaankari se Thanks a lot Of you your Valueable knowledge 😂😂😂😂😂
Sir,
Every Video of Yours provide a new thing of every Product.
Thanking you for that🙏🤗
True!!
Thanks for your appreciation
@@pranjalkamra
is it applicable for buying resale houses or just new houses?
Sir thank you so much. The knowledge that we get from your videos. It's very unique and presious. Lots of love ❤️😘
P
Kripya Karke Humko yah bataen ki Kanpur Nagar Mein PM Aawas Yojana ke form kab se bhare jayenge
Pranjal bhai background of this video is looking awesome. Seems you have hig duplex😁
Aapane acchi jankari bataiye shukriya sir ji 🙏
Thank you very much for sharing important info:- tell me one query, does it mandatory to make registry with both husband and wife name?
ञञञञञञत0!!1!!!!1!!!!
Ye sab outside orissa possible.
Yes
I bought a home in 2019 and apply for PMY my family income is 4 lac but my house has area of 685 Sq ft
Can I going to receive a benefit of PMY.
Congratulations & thanks for book it's very beneficial for beginners like me
@Krisham Entertainment ,I taken loan from Lic home loans can l still going to receive PMY
@Krisham Entertainment thanks you very much
@Krisham Entertainment Hi Can u guide me I have a SBI home loan dated 1/4/2017
@Krisham Entertainment can i call u...pls share ur number
क्या क्या डाक्यूमेंट्स लगता है
I liked your way of explanation rather than the home loan scheme.
Parth
Bhaiya aap but achchha se samjhate hai
I like ur videos.। Want to know is this scheme available on the existing Home loan which was started on 2010
Is it available for NRIs too?? Thank you for the wonderful video.
कों सुनता है गरीब आदमी की bank वाले तो बिना गारन्टी के 10000 रु का लोन भी नी देते भाई साहब
Ye bhi possible ho gya
Billkul ji
मार्च महीने के बाद अप्लाय कर सकते है क्या बता ओ.
Pardeep Kumar shi bat
बिल्कुल सही कहा आपने भाई
Love you brother God bless you
thanks again sir..
Okey outstanding Vedo
प्रधानमंत्री आवास योजना🏬🏫🏘️🏘️🏠🏢🏘️😎😎😎👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻,बुक आर्डर कर दी फ्लिप्कार्ट से,डिलीवर होने वाली है जल्द😁😁💪💪📘📘nicee वीडियो प्रांजल जी😊😊👌🏻👌🏻👌🏻🇮🇳🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼🙏🏼
Nice explanation sir 👍
सर MIG 1 & MIG 2 के स्कीम कि तारीख बडी है या नही सर कृपया बताईये
Extend 31 march 2021
क्या इस scheme में अपना नाम का registered ज़मीन होना चाहिए या नहीं।क्योकि जिसके पास ज़मीन ही नहीं होगा वो क्या करेंगे।
Yes
I think you should already land owner
I also have the same question, if the land is owned by my uncle and i want to take loan with my name, so what can I do??
@@narendrakumargupta6632 ⁰
Sahi bole
Thank you very much ...I want to know can unmarried person apply for this loan
Thank u so much 🙏❤ sir
Ive personally benefited from this scheme! Its an absolutely valid advice
Hi..can you guide me ? What are documents required. I want to apply it under MIG- II on my existing loan.
Thank you
@@shashankjha8297 wwaà
Sir very well explained.. I want to know the bank is now providing the home loan at 6.8 Or 6.9 %. For MIG 2 group, how the the benefit of 3 % will be given on the first 12 L of home loan. Agar subsidy hamare bank me jama ho jayegi toh interest component kaise kam ho jayega.. Kyunki interst component hi pehele saalo me bahut jyada hota hai. Please explain.. Waiting fir your valueable reply
Hi Pranjal, what about Carpet area for lower income group for home extension
Thanks Kamra ji. Apne bhut achhi tarah samjhaya ha.
बहुत सुन्दर प्रस्तुति ।🌹🌹
सर थोड़ा कंफ्यूजन है शुरू में आप बता रहे हैं कि आदमी के पास खुद का घर नहीं होना चाहिए. और बाद में बता रहे हैं कि घर को रिनोवेट करने के लिए लोन ले सकते हैं. Please explain it.
Pratapsingh Panwar अगर आपके याआपकी पत्नी के नाम पे घर है और एक नया घर लेना चाहते है तो फ़ायदा नहीं मिलेगा । लेकिन उसी घर को बड़ा करना चाहते हो तो मिलेगा
Hi Pratap, PMAY scheme me apko naya ghar banane ya lene ya extension (yani bane huye ghar m 1 aur naya room banane k liye) sahayata mil sakti hai lekin renovation k liye loan lena included nahi hai.
Now its clear I understood .
Hat's Of u Sir
Making such Very important video generally comman man not understand such All things
& Sir ur book Hindi me kab as rahi he
Ye schme 2014se pahle jisne flat ke liye housing loan liya ho, use applicable nahi hai kya
प्रधानमंत्री आवास योजना ग्रामीण क्षेत्र के लिए किस तरह से आवेदन किया जा सकता है कृपया बताएं।
हा
कृपया ग्रामीण क्षेत्रका बता़ओ
Ha sir kripya rural region ke bare me bataye.
@@kailasshindepatil7569India versis Pakistan match Tilak loan chahie mere ko
Bahut bahut dhanyavaad sir ji
*MIG1 & 2 category what is validity in 21-22 *?
Sir maine 2018 me ghar liya tha ,mai is scheme ka fayda Nahi le paya. Kya ab mil Sakti hai, meri salana income 7 lakhs hai.
सर मैंने सुना है की अगर आपके नाम कोई खेती या फ्लाॅट हैं तो आप इस स्किम का लाभ नहीं ले सकते.....इसके बारे मे जरूर बतायें. I am waiting..🙏
Sahi suna
Plot he to le sakte he.
@@RakeshPatil-nz8sj Rakeshji समझो आपने अभी इस स्किम का लाभ नहीं लिया है और पहिले से आप के नाम पे कोइ भी फ्लाॅट, जमीन है तो आप किसी भी format के लिए लाभ नहीं ले सरकते.
@@RakeshPatil-nz8sj .
Hi,
Please explain me the meaning of this sentence "Under PMAY, credit subsidy is available for a tenure of 20 years or the actual tenure of the loan, whichever is lower. You can avail a home loan of 30 years tenure, but the subsidy will be calculated only for a 20-year period."
as banker say i am eligible for home loan which is having 30 years tenure.
then should i get Benefits under PMAY?
or is there need to minimize tenure upto 20 year?
Pranjal Bhai Thank you 🙏
I am unmarried but 21 , how will I avail the scheme. Please reply sir🙏
For MIG 1 or 2 group, the income of flat buyer and his parents income is included? If you can guide us
🍒🍓🥝🥥🍎🍇🍉
Fabulous explanation, thanks.
Good knowledge sir thanks you so much
Good persantion
ग्रामीण क्षेत्र में pmay की सब्सिडी मिल सकती है क्या
बैंक वाले यह सिर्फ शहर के लिए बता रहे हैं
अगर हाँ तो कैसे aply करें
Or hame yaha sahar ke bank wale gramin chhetra ke liye subsidy bata rhe sab farjiiwada he bhai
haa yes boss u r right
ग्रामिन क्षेत्रासाठी ही योजना नाही असे एस बी आय बँकेचे म्हणणे आहे भाऊ योग्य मार्गदर्शन अपेक्षीत
Thank u sir for this detailed info. Iam Govt.employee aur mera saalana income Rs. 4,60,000/- per year hai aur mere pass 40 Sqmtrs ka Jameen hai...me usme new house construction ke liye SBI se Jan 2017 me already Home loan le chuka hu...kya musje ye PMAY lagu hosaka hai ye nahi...
No
Private schemes me isse kahi jyada restrictions hoti h bhai
Thank you so much sir
मजदूरों को कोई bnk कर्ज नही देती । सरकार सिर्फ अमीरो को फायदा करवाती है
Same 2 u brother..👍👍👍👍👍
Haan jaise ki ICICI bank ki EO chanda Kochar ki gand maar ke. Bahut gareeb thi wo bhi, hai na ??
आप की बात गलत है
@@mahithakur4957 तो मुझे 1 लाख का कर्ज दिलवा दो
@@ScamsandReality आप किसी नजदीकी मोदी का पोस्टर है बैंक मे पता करो
Great video. I have one small query that I am single and living alone from my family. Am I eligible for this scheme ?
Eligible under mig category
Yes
MIG category for income above 6 lac upto 12 lac. But my income is in LIG category and I am single. Can I take this benefit.
बहुत अच्छी जानकारी दी आपने
बहोत बहोत धन्यवाद
आपके बुक के लिए अभिनंदन
और
अगर सालाना इंकम एक से दो लाख हो तो इसका फायदा उठा पाएंगे क्या?
Hi Pranjal, This scheme is again started fro MIG 1 & MIG2. Plz make video or short in same. Thank you.
Second hand flat kharidana ho to aply kar sakte hai ?
यह स्कीम गांवों मैं भी लागु है या केवल श शहरी लोगों के लीऐ है।
Both Place
Bilkul right sabal
only for urban
gaon mai applicable h sir area ke upar depand rhege wo...........ruclips.net/video/d39bZAvymTk/видео.html
बहुत-बहुत धन्यवाद सर लेकिन मार्च और अप्रैल तो लोग डाउन में चला गया अभी अब यह स्कीम चालू है क्या
Same question here
Scheme is available upto 2022
Hello sir,
Thank you for this informative
Please confirm is MIG2 available now
मेरे पास गांव मे दो कमरे का एक पैतृक मकान है शहर में नहीं है क्या मैं एम आइ जी 1 के लिए आवेदन कर सकता हूं|