Meri pati ne pli adopt kiya aur hum usuka nominee hai assured sum tha 250000 .18 years keliye.monthly premium Rs. 1276/.first entry dated 13/03/2013 and last premium payment dated 23/04/2018(5yrs 1month )total Rs 77836/ aur dated 28/05/2018 death hua .policy Ka hesab so nominee ko kituna amount MIL sakta hain
Pl. Explain when whole life PLI convert to Endowment after 5 years then where my money goes I paid before converted. I seen after conversion again' total premium to be paid equal to total Sum assured.
1. Pli doesn't have accidental coverage and disability benefit rider 2. Pli has bonus but no final additional bonus like traditional insurance. 3. Pli bonus is flat hence gives more return in short term but when u add final additional bonus for long term.policues ... Traditional insurance wins the race by big margin. 4. There is no immediate risk coverage in pli..It is 30% of sum assured in first year..60% in second year and 90% in third year.
Convertible whole life assurance me 5yrs baad jab Endowment assurance me covert karenge tab uska premium calculation kis hisab se hoga ? 5yrs ke baad jo age hoga or job se policy start kiya uus age se.... pahela bala 5yrs ka bonus kya 8.5% rahega ya 5.8% ho jayega ?
सर हम 2013 में एंडोमेंट एसुरेंस (संतोष) का प्लान लिए हैं, जिसका मेचुरिटी उम्र 60 वर्ष है , जिसमें बोनस बहुत कम दिखा रहा है, क्या हम इस प्लान को convertible life insurance ( suvidha) में बदल सकते हैं जिसमें बोनस रेट अच्छा है,, ऐसा कोई प्रावधान है तो प्लीज मुझे कहिए
Sir, I have invited Rs. 5000 for 24 months and discontinued payment of postal life insurance. The meturity date is 31.03.2020. May I receive what ever amount paid by me without interest. Or I have to forgo entire amount paid by me. Please suggest me.
Sir, I have a RPLI policy but i not get policy bond paper form post office, contnue pay policy. this maturity on 31/12/2019. I not get maturity the policy.please give information how do maturity on the policy.
sir please last question agar maina convertible ins lia 39 years age main eski maturity main 46yrs or 50yrs ki age main la sakta hu ja maturity 80yrs main milaga ja main 5saal baad es policy ko endow ins main con kraka 46yrs age main maturity ls sakta hu sir pls ans
Sir mera 10 yrs ka plan tha lekin kuch Karan bas meine 12 months khali paisa deposit kya ...abhi yeh policy matured ho chuka hai ..mujhe mera deposit kya hua Paisa milega ki nahi sir plz bataiye ga...
I want to open santosh scheme. Sum assured 100000 . During policy time if I dead before maturity time what kind value to will get my family (nominee) with out principal value. (Mane all submit rashi) What's is the insurance value. Second one LIC and PLI different kya hai. Plz suggest me. I am confused
Pls make a video on financial underwriting. in LIC policy. We don't understand above topics. So I request you to make a video on above topics. Thanks again
5 lakh sum assured Pli 1075/- premium for Per Month santosh me selender value after 6 year is 3300/- policy for at the 58 age total deposit + bonus 89000/- it is good or bad for continue with 5.8% or go for long term mutual fund?
MERI policy endowment pli h....jiski premium h 4448 Rs. Per month .... issue date 01/11/16.….., maturity date 01.11.2034...sum assured 1000000 rs h....on maturity mujhe Kitna milega... please tell me
yes... after 5 years, you will get bonus amount also... but you will get reduced paid up.. please note, that, ap koi bhi khi ki bhi policy lo...agar ap surrender kroge to uska fayda ni hoga... policy apko and apki family ko ek risk cover provide krne k liye hoti hai.. surrender krna hmesha nuksaan ka hi sauda hoga..
Hi, If you are looking life insurance, then you can go for the company and before buy any insurance you should read proper their terms & condition. I personally recommended you to choose Bajaj Finserv because they are providing multiple plans with life insurance. You can also visit their website. bit.ly/2ThRAnK
No. अधिक माहिती साठी संपर्क साधा : भारत सरकार भारतीय टपाल विभाग ************************** श्री. अक्षय संजय कुंभार. ( Insurance field officer) Mob : 9604142515 **************************
Thanks for this great info. I wanted to know, suppose I Have taken an Endowment Assurance (Santosh) policy for 5L till 45 years, at the age of 26. So , after a certain period or at the age of 30, if I want to increase the Policy amount to 10L, is it possible???
@@adv.sanjay.1037 if a person take a policy with sum assured of 1 lakh 6 years ago. If he expires today he will get sum assured 1 lakh plus bonus almost 30 or 35 thousand
If agr koi PLi krwata hai or kuch time badd jisne bo policy li thi usko kuch ho jae to uske nommni ko kon c amount milegi sum assured bali ya jo actual me maturity bali amount plz rplyy
Whole life assurance me agar polici Holder ki agar mratyu ho jati hai to nomini ko kitna pesa milega 7 lakh ka Bima liya hai aur maturity amounts 22 lakh hai 80 sal me Kitna milega ???
I m govt employee so if i do any of the above mentioned policy can i claim deduction on income tax . Which is better LIC or post office insurance for getting releife from income tax. Pls rrply
Agar 5 yr ke baad policy band karna ho to.... Kya maturity year complete hone ke bad pura ka pura interest milega.... Matlab 5 yr tak jo amount hum deposit kiye Hain ?
Bai Jaise kisi ne 43 ki age m start kri or 50 tk mature hogi,or sum assured 1lakh hai,primium amount 1230 monthly,to kaise pta kren ki 7 saal Baad kitna paisa milega..please reply🙏
सर आपका वीडियो बहुत अच्छा लगा कृपया ये बताने का कष्ट करें कि maturity amount taxable होगा टैक्स फ्री...🙏🙏
Ap jo samjate ho sab samaj aa jaata hai sir
Joint plan insurance main partener ka government service hona chahiye kya
Meri pati ne pli adopt kiya aur hum usuka nominee hai assured sum tha 250000 .18 years keliye.monthly premium Rs. 1276/.first entry dated 13/03/2013 and last premium payment dated 23/04/2018(5yrs 1month )total Rs 77836/ aur dated 28/05/2018 death hua .policy Ka hesab so nominee ko kituna amount MIL sakta hain
How the bunus is calculated???! What is bonus rate in current scenario???,will you tell that , pls
Download Post info aap from play store. You can check the bonus rate.
Sir limited company me h suzlon india limited me work kr rhe to kr skte h please reply me sir 🙏
Pl. Explain when whole life PLI convert to Endowment after 5 years then where my money goes I paid before converted. I seen after conversion again' total premium to be paid equal to total Sum assured.
what is the value addition of this video ? Just read out from features available in PLI website ! Or I missed anything ?
Srapne bahut badya samjaya thanks me khudh ek post men hun sr
Bonus is on yearly basis or only once
Sir which one is better?
Endowment or convertible whole life assurance?
Pls kindly reply..
EA
@@bhinwaramkhokhar4596 why
In convertible rate is 85 upto 5years but in EA it is 58
No.o5 & 06 policy me policy holder ka natural death hone par sum assured milega?
What is the procedure to convert Convertible Whole Life Assurance (Suvidha) to Endowment Assurance (Santosh)? Thanks
Whatsapp me 9473076511
Please write here for everyone’s benefit. Thanks
1. Pli doesn't have accidental coverage and disability benefit rider
2. Pli has bonus but no final additional bonus like traditional insurance.
3. Pli bonus is flat hence gives more return in short term but when u add final additional bonus for long term.policues ... Traditional insurance wins the race by big margin.
4. There is no immediate risk coverage in pli..It is 30% of sum assured in first year..60% in second year and 90% in third year.
Among these which is best
Age 46. Which pli policy will be suitable. Want to take a policy Rs 3000 per month up to 60 years of age. Please suggest
Convertible whole life assurance me 5yrs baad jab Endowment assurance me covert karenge tab uska premium calculation kis hisab se hoga ? 5yrs ke baad jo age hoga or job se policy start kiya uus age se....
pahela bala 5yrs ka bonus kya 8.5% rahega ya 5.8% ho jayega ?
Sir mera sawal ha agar ma issya se paisa dalna sahu tou jaise ki mere pass paisa ha tou dal diya nahi tou nahi 🙏please jawab dijiyega
Sir maturity amount taxable hoga ya free & ye policy online bhi open kr sakte h kya
Which is better Sir santosh pli and Lic
Total six policy hai to please alag alag 6video banao na sir in details aap bahut acha samjhate hai
Very useful video. Everyone must have atleast one PLI plan for life security.
सर
हम 2013 में एंडोमेंट एसुरेंस (संतोष) का प्लान लिए हैं, जिसका मेचुरिटी उम्र 60 वर्ष है , जिसमें बोनस बहुत कम दिखा रहा है, क्या हम इस प्लान को convertible life insurance ( suvidha)
में बदल सकते हैं जिसमें बोनस रेट अच्छा है,, ऐसा कोई प्रावधान है तो प्लीज मुझे कहिए
Sir, I have invited Rs. 5000 for 24 months and discontinued payment of postal life insurance. The meturity date is 31.03.2020. May I receive what ever amount paid by me without interest. Or I have to forgo entire amount paid by me. Please suggest me.
Policy should be run atleast 36 months
Forget your policy
Sir,
I have a RPLI policy but i not get policy bond paper form post office, contnue pay policy. this maturity on 31/12/2019. I not get maturity the policy.please give information how do maturity on the policy.
what is the contribution chart with age of bal jeevan beema
Pli main 1000000 sum assured policy ka normally death or accident death value kitna milta hai
Which is best plan
sir please last question agar maina convertible ins lia 39 years age main eski maturity main 46yrs or 50yrs ki age main la sakta hu ja maturity 80yrs main milaga ja main 5saal baad es policy ko endow ins main con kraka 46yrs age main maturity ls sakta hu sir pls ans
Nomenee ko change kar sakte h kya bad me
Endowment assurance maturity is flexable like LIC or conformed sum assured maturity?
Flexible.....you bonus rate higher than lic
Yugal surksha me kitne years ke bad maruti hogi. 58 sal bad ya 80
Sir mera 10 yrs ka plan tha lekin kuch Karan bas meine 12 months khali paisa deposit kya ...abhi yeh policy matured ho chuka hai ..mujhe mera deposit kya hua Paisa milega ki nahi sir plz bataiye ga...
Which one is best?
Is the maturity amount of postal life insurance is tax free???
Endowment assurance me... agar... accident ya.. health problem ho to kya...policy se koi benefit mil skta h?
As it is a life insurance, not a health insurance, there is no benefit regarding this.
Very helpful video
I want to open santosh scheme. Sum assured 100000 . During policy time if I dead before maturity time what kind value to will get my family (nominee) with out principal value. (Mane all submit rashi)
What's is the insurance value.
Second one LIC and PLI different kya hai. Plz suggest me. I am confused
मेरे पती को 60 वर्ष चालु है और मुझे 54 है तो हम कौनसा प्लॅन ले सकते है साथ मे या अलग अलग
Which is best policy for govt employee for 10 yrs investment
PLI -ENDOMENT ASSURANCE PLAN
Best explanation of pli
Bad m policy pr kitna pesa milta h total.bonus rate badlne pr.
Sir endowment assurance policy ka maturity taxable hai ya tax free hai.
Tax free under 80c
sir..... what is the procedure of agent pli and how to be got pli agent ?
Bhsi bas aap yeah bata dijiye ke yeah bime sahi hote hai ya farod
Per month Or per year pay karna sir
Thank you so much
sir आपने बहुत सुन्दर बताया
Pls make a video on financial underwriting. in LIC policy.
We don't understand above topics. So I request you to make a video on above topics. Thanks again
5 lakh sum assured Pli 1075/- premium for Per Month santosh me selender value after 6 year is 3300/- policy for at the 58 age total deposit + bonus 89000/- it is good or bad for continue with 5.8% or go for long term mutual fund?
Very well explained
MERI policy endowment pli h....jiski premium h 4448 Rs. Per month .... issue date 01/11/16.….., maturity date 01.11.2034...sum assured 1000000 rs h....on maturity mujhe Kitna milega... please tell me
Apne ek baat nehi bataya sir.... Convertible whole life insurance ke maturity age kya hai??? 60 or 80
60
Excellent
accha aur spasht hai aapka information Dena good very good
Sir paanch saal ke bad surrender karne par, bonus amount bhi milega kya?
yes... after 5 years, you will get bonus amount also... but you will get reduced paid up.. please note, that, ap koi bhi khi ki bhi policy lo...agar ap surrender kroge to uska fayda ni hoga... policy apko and apki family ko ek risk cover provide krne k liye hoti hai.. surrender krna hmesha nuksaan ka hi sauda hoga..
Sir me govt. Employe hu or Rural area me rheta hu, to mere liye PLI best h, ya fir RPLI..
Pli if interested ask me
Sir aapki video lambi nhi achhi h...thank you...
There is any plan for new born baby
can u pl explain about sukanya samridhi yojana for childrens which started five years back in tyr nxt video
where to go to do policy ..is i go to directly on post office or any agent??
Hi, If you are looking life insurance, then you can go for the company and before buy any insurance you should read proper their terms & condition. I personally recommended you to choose Bajaj Finserv because they are providing multiple plans with life insurance. You can also visit their website. bit.ly/2ThRAnK
Every postal employee is himself an agent for pli.
Post office.
Sir, Aapne khup Aachi information di he..
Will Convertible whole life Insurance (after convertion in 5 yrs) yield more maturity amount than Endowment Policy?
Sir alkem ke mr ko Kay pli hosakta hai
The total amount available at maturity time(Endowment assurance plan) will be tax-free.
Please reply?
In future govt will charge tax
Worst policy
No if you want to know details in box me
Is it taxable amount which we get at end of maturity period ?
No...in future depends on govt.
Monthly paid karna pora ga keya sir
which is best for good returns (income)
Bht atcha samjhaya apne thanks....👌👌
Sir policy lena vale ke Bech me he death ho jay to premium dena parde ga kya
No. अधिक माहिती साठी संपर्क साधा :
भारत सरकार
भारतीय टपाल विभाग
**************************
श्री. अक्षय संजय कुंभार.
( Insurance field officer)
Mob : 9604142515
**************************
Application forms mein apne sector Officer ka signature ke bagair any a koi option ho to batayen. Kyun ki apni privacy rakh name chahta hoon.
No you have get signature from your suprior
Children ki higher education k liye kon c policy ya insurance krwana chahiye
lic 833
Can someone tell if my sum assured is 10lakhs at 40 years..what's the max amount I can get...
What is the Interest reat of children policy
Dear Sandip Dirghangi,
Children Policy mein aapko 58 ka bonus milega per 1000 rupees pe.
Kya isme accidental bhi include hai ya nahin
Can we take more than two policy for same person?????
Yes no limit .....but max sum assured 50 lakh
Sir pli me children plan ka premium calculator postal info aap nahin dhiyagaya hai uski jaanksri mile tho accha hogha sir
Thanks for this great info. I wanted to know, suppose I Have taken an Endowment Assurance (Santosh) policy for 5L till 45 years, at the age of 26. So , after a certain period or at the age of 30, if I want to increase the Policy amount to 10L, is it possible???
Sir you can't increase sum assured in same policy. You have to take new policy for that.
I can help you sir . I am a PLI advisor contact me 9827576414
No but you can buy another
Please explain about joint pli
In Children plan 3Lakh policy yearly or monthly how much we pay. How much Returns we will get?
3lakh is sum assured. You can choose your plan monthly/quterly/half yearly/yearly. At present bonus
At 1 lakh- 5800 yearly bonus
Sir... If the customer expires having endowment life assurance...he/she will get total sum assured or sum assured with bonus?
Sum assured with bonus
@@gk7845please give example..
@@adv.sanjay.1037 if a person take a policy with sum assured of 1 lakh 6 years ago. If he expires today he will get sum assured 1 lakh plus bonus almost 30 or 35 thousand
@@gk7845 Thank you very much for your prompt response 🙏🙏
sirf workng person k liye hi h kya
Non employee rpli kar payega?
Yes
If agr koi PLi krwata hai or kuch time badd jisne bo policy li thi usko kuch ho jae to uske nommni ko kon c amount milegi sum assured bali ya jo actual me maturity bali amount plz rplyy
Sum assured + bonus ( jitne year policy chali h )
Sir...agar kisi person ki death ho jati hai or usne last 2 premium ny bhara hua ho to kya uske nominee ko sum assured milega ya fir ny??
Policy ka premium agar 36 months tk bhara h to poora sum asssured milega aur bonus bhi
Whole life assurance me agar polici Holder ki agar mratyu ho jati hai to nomini ko kitna pesa milega
7 lakh ka Bima liya hai aur maturity amounts 22 lakh hai 80 sal me
Kitna milega ???
Download financial calculator,all details will be there
4th plan Anticipated endowment assurance me kya hum riders ko add kar sakte kya?isme accidental disability ka facility he kya
I m govt employee so if i do any of the above mentioned policy can i claim deduction on income tax . Which is better LIC or post office insurance for getting releife from income tax. Pls rrply
In both you can get tax rebate.....
But you will get higher return in pli than lic
Sir मैं निजी स्कूल टीचर हूँ मैं क्या प्लान लू जिससे मुझे अधिक फायदा हो मेरी उम्र 41 वर्ष हो चुकी हैं
Agar 5 yr ke baad policy band karna ho to....
Kya maturity year complete hone ke bad pura ka pura interest milega....
Matlab 5 yr tak jo amount hum deposit kiye Hain ?
At the same time 1 admi apne nam par kitna pli kar sakta hai maximum 50lakh sum assured pe???
Max 50 lakh
Is it taxable
Sir mera pehle TB ka health problem tha..abhi mein thik hu...kya yeh koyi problem ban sakti he PLI karne me??
No
Which one is best LIC OR PIL?
PLI
Pli
Can i pay for 15 years in endowment assurance
best konsi hai sir and endowmnt assur me amt kab milega agr hum 55 tk ki policy lete h
Endoment assurance
Maturity will get on 55.
Bai Jaise kisi ne 43 ki age m start kri or 50 tk mature hogi,or sum assured 1lakh hai,primium amount 1230 monthly,to kaise pta kren ki 7 saal Baad kitna paisa milega..please reply🙏
Whatsapp me 9827576414 ill tell you
Sir santosh policy ko five years above ho gya h to abhi surrender value kitne % milna authrize h. Please reply me
50%
Comparison of PLI with PPF
Ppf is besf ...but life insurnc nahe haa... intrs yaada haa.. pli mae intrst kaam ha risk cover ha
Maja aaya....
Aur mai is maje ko desh ke har vyakti ke saath baatna chahunga
Surrender me amount Kitna amount milta hai sir