How Much It ACTUALLY Costs To Buy A House!
HTML-код
- Опубликовано: 4 апр 2021
- Ever wondered how much it ACTUALLY costs to buy a house? I do a breakdown of all the costs I had to pay to buy my house! ✿ Install LOONA now: clik.cc/Ariel_Bissett and get in a right mood for sleep! ✿
☞ Support my channel by joining my Patreon family: / arielbissett
☞ Instagram: / arielbissett
☞ Goodreads: / arielbissett
☞ Website: www.arielbissett.com
☞ My book podcast: www.booksunboundpodcast.com/
☞ Music by: www.northernsoundhouse.ca/
☞ My name is Ariel and I’m a Canadian writer, poet, and RUclipsr. I organize my shelves by genre and then colour and my favourite book is Animal Farm. I've been making bookish content online for over 8 years and love spreading a love of reading through videos, panels, articles, and more! Think we could make something cool together? Send me an email!
☞ Thanks for watching! ☜
Thanks for watching everyone!! I feel a little nervous being this vulnerable but I really want this to be a helpful video!!!
I don't know how to adequately articulate how grateful I am for this video ❤ this is EXACTLY, like to the T, what I have been desperately searching the internet for and your ability to make something like buying a house seem so achievable and making all of the info about costs so digestible...ahh! You're a wonderful human and I wish you all the best 😄
My husband and I are trying to figure this out on our own having been renters forever. Thank you! For sharing so transparently and openly. We found this video not just informative but super supportive and encouraging. Grateful!
as an investor in atlanta ga i like first time home buyers, please make sure to view my videos for they will help you on your house hunt!
thank you for posting this, because I had no idea how much closing costs would even be, nevermind what all they would need to be. even with the "these all vary" note, now that we have the names of the things, we can google them ourselves for our area too
Props for talking about this publicly! This is just one of the things nobody really teaches you, so thank you for sharing this experience with us
I’m so glad you found it interesting and helpful!
YES! Coming from a parent (and family for that matter) who has never owned a home, I didn't have someone to ask. You don't learn this stuff in school, which kids should.
am i the only one who feels like buying an old house after ariel’s videos?
Old houses are the most beautiful and well-built. A lot of newer houses are built en masse and aren't as structurally sound and all look the same.
100% agree. I have the realtor app up as we speak, lol
I am looking for one
Me! Started looking after her first house video 😂
Yeah lol it even tricked me into thinking I also like fixing things and painting walls and rebuilding stuff because I like watching the videos so much
The Canadian pronunciation of "house" is so satisfying, I love it!
Canada is gigantic. There are different accents in different regions all across the country. There is no one, single Canadian accent any more than there is one single American or British accent. Ariel’s accent is likely influenced by the area where she grew up.
@@scrapgirl82 That's true but she is canadian so she does have a certain canadian accent from a certain part of the country :)
As a Canadian who had lived in a variety of places I didn’t know we said house any weirder than just having an accent. This make me happy! :)
truly. I just read the video title in her accent xD
@@inesctl7097 Oh, I understand that. I'm just saying that it's not THE One and Only Canadian Accent. LOL. I mean, I was born and raised in Alberta and I don't pronounce things the way she does. I wouldn't want viewers from other parts of the world assuming that all Canadians have that accent and then being, I don't know, disappointed. Haha! It's like when everyone assumes Canadians say, "eh" all the time. We don't. Some might. But it's a stereotypical assumption.
Ngl, as a starving art student, all this house content is giving me life. Vicarious life, but still life.
Yes, real estate agents don’t cost you any extra! I did not know this until my mom became a real estate agent, and now I tell all my friends to get one any time they’re moving bc it’s SO HELPFUL to have someone find places for you, especially when you’re a young 20 something with no experience in doing that.
In Brazil, the buyer pays for the real state agent and has many more fees to deal with. Just to transfer proprietary rights, you pay at least 6% of the property's value to the government. It is soooo expensive!
It's great Canada works this way. In The Netherlands fees are high for both buyer and seller unfortunately.
When we bought our house back in November I learned that buying a house is not as complicated as I thought it would be. I wish someone would have taught me that, I may have only been 20 but that is something we should be told. Now we have both explained it to almost all of our friends so they know it they want to go that route. It is so nice to have our own place.
yes!! I'm doing this! I've bought a house earlier than most of my other friends and I've become the person with ANSWERS haha
@@ArielBissett I know that our situation is different than our friends and I don't wish what happened on them, but now they know you don't need to save as much money as they thought.
The beginning of the video kinda gave me Coraline vibes, am I the only one feeling this?
P.S.: Ariel, we need more art hauls please!!
Yes, yes Caroline and A Series of Unfortunate Events (2004)
I was thinking the same thing as I read this. The music even had a Coraline vibe for me as well.
yellow raincoats are everywhere lol
YES, MORE OF THOSE!
Ariel I can't thank you enough for being so transparent and honest about the costs of your house ! I am only 22, but I am already trying to save up to buy a house in the future and all the info you shared is incredibly useful ! Thank you so much xx
Ariel, this is an important video. You are so lucky to have found your amazing house! Even with its’ foibles--YOU get to decide its’ future! I love your house! You are right that a lot of people don’t know all these things when approaching home ownership. I bought a modest little cottage home many years ago and didn’t know anything much about the specifics of buying a home. I had a bank and I had a lawyer. I would have appreciated something like this video to inform me back then. You are doing great!
You explaining a mortgage broker has just made my heart feel about 10,000 times lighter. To me, the scariest thing is figuring out how much my fiancé and I can afford, as my credit is much wonkier than his. Thank you so so much for your vulnerability. You’re absolutely right, the world should be more transparent with regards to finances.
I really appreciate you going over this information!! I wish they had a “how to buy a house” class in school because it seems so complicated to go about it without any prior knowledge 😭
I am amazed how cheap your home was. In the UK its very difficult to find even a small property for under £200,000. Its wonderful having your own home. I'm very much enjoying your videos. Than you
The cost of a house is very much area-dependent. The average house price in Vancouver, British Columbia is $1.3 million. Canada is a huge county. Don’t use her house price as an example of what it is everywhere. Even in the same province as Ariel bought, Nova Scotia, the average home price in Halifax (the capital city of the province) is $450,000. She got a great price because she’s rural and it’s a fixer-upper. But it doesn’t represent average Canadian home prices.
For US-based buyers I can’t recommend enough the channel Win The House You Love. Top notch information
ty!💙
Omg, thank you!
My mom says that when she and my dad were trying to buy a house, in 1991 in Oregon, they found one that was only $10,000, but literally COULD NOT get any bank to loan them that little. They were told, "You can afford more," and denied. My grandparents could afford to help them but didn't. They literally had to buy something more expensive.
My oldest brother was in college for architecture and he told me his professor told all of them in their first lecture “no matter where are right now in your life, buy a house. Buy what you can afford, learn from it and learn fixing it. It is the best gift of equity and wealth you can give your future self. It will not be the home of your best dreams, but it will be yours and that is how you get to the home of your dreams.”
Kudos to your doing it as well at this age.
Am I Canadian? No, I'm from Argentina.
Do I own a house? Yes.
Am I planning to remodel? No
Do you remember Ariel every time you open GR? Yes.
Can you even buy the books Ariel recommends? No.
Are you subscribed? OF COURSE!
Ariel is putting great information out there for the masses! Just remember everyone, though, that you may not find a 65000$ house, and so costs will be accordingly more the more expensive the house (everything that's % wise calculated, like down payment and tax... Fees and inspections will be approximately the same!).
You’re home is already so aesthetically pleasing. I love these videos so much
I'm currently in the process of building my own tiny house. Never realised how EXPENSIVE everything was. I'm haulted currently while I save up some more money but watching your videos has kept inspiring me through this whole process I know how uncomfortable talking about your finances is publicly but from everyone here I want to say thank you for making the sacrifice, it's helped a lot of people
THANK YOU FOR THIS! I have been so anxiously waiting for all of your home videos. Your vulnerability and knowledge as a first time home owner is so helpful.
That was so helpful! I would love a monthly budget/costs/salary video, if you are comfortable with it of course! I think it would help complete the picture 😊
It is so thoughtful to open up your home buying experience with us! I feel like these details are left out when young youtubers buy homes and people should understand this process. My husband and I are building a tiny home currently. We considered buying a house but we wanted to be able to move easily after I finish graduate school.
Hi. I am an Real Estate agent in Ontario, Canada. To clarify 1st time buyers will get a credit of $4000 towards their land transfer tax. Anything over that amount, the buyer (doesn't matter if first time buyers or not) will have to pay. The Land Transfer Tax is a % of the sold amount.
Thats crazy that your down payment for a full on house was under 4k that's so amazing you go girl live your best life omg. I live in New Zealand and you sure can not buy any type of apartment let alone full on house for under 200,000
If I remember correctly, the house itself was just over 60,000. That’s why her 5% was so low, of course if a house is 200k+ a 5% downpayment would be way higher than hers
@@janievalgunn yeah that was their point
Thanks for opening up about your finances. I think we should all talk about money. I think a lot of money mistakes are made because people don't hear enough stories, other people's experiences, to be able to learn what it's all about, what it takes. The more we talk about money, the less vulnerable people will end up being. It will give people confidence and it will save people from being taken advantage of.
I can't even tell you how helpful this video was. I've seriously been considering homeownership but have been feeling discouraged by the rising prices in Canada as a result of COVID. It's so so so comforting to know that it can be done.
Saving this for when I want to buy!
although i am from another country and none of this applies to the home purchase process where i live, i deeply appreciate you for sharing this information and it is inspiring to see someone my age own a home 🌼💕
Yayyy! I was hoping you did a video like this😉🧡
Thank you for this!! I’m loving this series
I love this series! 😩 I send these videos to everyone!!!
Fellow '94 baby here, my husband and I just bought a house and this is very accurate (even though we are in the US). Love the transparency and I totally agree that it's helpful for others to understand the cost and the process. Love your videos and the podcast!
This gave me a lot of hope ❤️ Thank you for being the change!
This is the content I needed in my life rn! Thanks 🏡
THANK YOU so much for sharing this, I thought even cheap homes required a large down payment and thousands of dollars in fees. This was so helpful!
And suddenly my day just got better! 🌞
Omg thank you! Your making it all feel possible❤️❤️❤️
Thank you for sharing and making this
This is awesome!! I would also like to request a video on your favorite nail polishes!
I honestly and truly needed this video. Thank you. 😭
I wanted to say that after seeing this video last year, it completely opened my eyes to how affordable buying a house can be. I totally thought I'd have to be very rich to buy a house, and I was resigned to the fact I would rent forever. I'm so, so very grateful to you for making this video, because it encouraged me to buy a house. We move in next month! It'll be a little cheaper than our rent! And it's ours!!!
I’m loving the house content!!! Thank you for your hard work
This is so helpful! Thank you!!
Very useful Ariel! Youre the best! And I have really been enjoying your house videos!
this is honestly so helpful!!
I love your videos and how inspired you are for this project! Wish you the best!
Thank you for your transparency! Its so nice to see actual numbers for house buying.
This was so incredibly helpful, thank you!!!
Please, remember, you are a beautiful human being! Thank you for sharing your life with us, me. I think what you're doing is awesome. Somehow, many have forgotten the younger members of our families move to where they can afford to live when they can't afford where they grew up. I am glad for you that your family went on the adventure with you. Much Love to you and your family. Keep on rocking it girl!
Super interesting! You did answer a lot of questions I have been having, only missing out on general information on mortgage payments.
Thanks for being so forthcoming about expenses too. It helps me put into perspective what I need to save up for before I buy a house.
Thank you so much for this. Hearing you talk about it and actually give a number makes everything feel more achievable. It gives me hope!
so glad you made this video ! thankss
THIS! IS! SO! GOOD! Thank you very much for breaking that down. I have been scouring the internet for videos like this so to see this pop up in my sub feed was a gift lol.
This is such a great video! Thank you for being vulnerable and sharing these aspects of your home buying experience with us, I assure you it is much appreciated :)
thank you for being so transparent and open about this, i absolutely love watching your whole house renovation process, i find it so interesting!!
Thanks for sharing this info Ariel! It's really helpful to know for the future. I'm sure I'll go through this process at some point in Canada so it's really helpful knowing I have a video to refer back to!
Thank you for making this!! It’ll help so many people!
The things we need to know and the things no one asctually teaches us!
Thank you for speaking so openly about it!
The intro already has me floating off to lovely house renovation dream land
Thank you thank you thank you for sharing Ariel 🥰 can’t wait to continue on this house-renovation journey with you!!
I have so much respect for you for doing this. I love the transparency.
This was really helpful and encouraging to watch. Thank you for your candor as always greatly appreciated!
thank you so much for sharing this Ariel 💕
This is so helpful, thank you for sharing!!! I'm hoping to buy a house next year so this is reassuring! :)
thank you for sharing and being so open; very insightful!!
i like how you just literally tried to explain everything in the simplest terms and i think in all my time in academia i finally learn something useful
thank u for sharing these hot hot tips queen!
It is very generous of you to make this video. It will help a lot of first time buyers for sure. I love all of your videos and enjoy watching your progress with your awesome house and property
Thank you for this video!! ❤️❤️
Thank you for the transparency, it's valuable information !
I feel like when you share specific figures as you did, it makes it seem more attainable of a goal. Thank you so much for sharing!
Thank you for sharing Ariel! It was so neat to hear about how y'all do it in Canada!
This was so informative and helpful!
Very useful info, thank you for sharing!
The timing of that video for me is so perfect! It helps me to think of my plans cause I have to move from my parents and this helps me to make a price on things I haven't thought of!! Thank you for doing it !!
Thank you for your transparency! I hope you never have to regret it, because the information is so very, very helpful
This is so awesome!!! Buying a home is so daunting and something I would like to do one day. I will definitely be keeping this video in the back of my mind for the future. Thank you for sharing!!
You're the best! Praying you get more sleep!!
Thank you for being so unapologetically yourself in every single video!🥰🤎
That's amazing important content
You are a treasure! Thank you for sharing and trying to help people! 💜🌻🦋
Thanks so much for this info!!! Super helpful 😊😊😊 love your content. Fellow Canadian!!
I loved this video so much!!! Thank you for sharing this awesome info, Ariel.
Thank you for being transparent! Buying a house seems like such a huge undertaking, but the way you explained it makes it seem more achievable. 🙂
Thanks for sharing and organizing it so well. I agree all these hidden fees and costs are hard to find in one place.
I get so excited when I see a new house video! I bought a house for the first time in December and have also been fixing thing up. My house is also old and not insulated!! Thanks so much for your honesty!
Thank you so much for sharing. Real numbers are incredibly helpful.
This was really helpful. Thank-you!!
This was super helpful!! Thank you 🙏 😊
this was fascinating! thanks for sharing, Ariel.
Legitimately helpful video, thank you!
Thanks for sharing! Great to get some info about the process
Thank you for sharing this process!
So informative!! I'm sure this will help some people who are looking to buy their first house!
I love that your fam comes with you!
thank you so much for sharing this!!
Ariel !! Thank you so much !! As someone who lives in BC it's so cool to hear what buying a house actually entails from someone who knows how expensive it is to live here ! I'm so looking forward to seeing more of your house reno videos, keep doing what you're doing :D all the best xo
i came to your channel years ago because of books, but i am staying because you consistently put out wonderful content. from books to houses, i LOVE IT!
This is so helpful! I’m currently looking to buy my first home, so this video came at the perfect time.
Thank you so much for your vulnerability, this is a super helpful video, and so many of us appreciate it 💜