Tips for navigating home insurance in SoCal

Current homeowners tell the I-Team they are getting dropped from their home insurance coverage and are looking to the California FAIR Plan for basic hazard coverage. Gov. Gavin Newsom and the State Department of Insurance are implementing guidelines for insurance carriers to write more policies, but until then, experts recommend not letting your policy lapse and avoiding making small claims. Lolita Lopez reports for the NBC4 News on Jan. 4, 2024.