California’s Insurance Crisis Explained
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- Опубликовано: 30 сен 2024
- Patrick Bet-David explains the home insurance crisis in California and why it's important to have the right coverage. Watch this video to understand the current situation and how it could impact homeowners in the state.
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In this episode, Patrick Bet-David explains why Auto Insurance prices are skyrocketing above everything else!
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Patrick Bet-David is the founder and CEO of Valuetainment Media. He is the author of the #1 Wall Street Journal Bestseller Your Next Five Moves
Fantastic video🔥🔥! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders.
I think l'm blessed if not I have met someone who is as spectacular as expert mrs Janet..
Highly recommended🙌
Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people
I'm also a huge beneficiary of her..
I thought myself and my family were
the only ones enjoying Janet
trade benefits
Though I started with as low as $17,000
actually because it was my first time and it was successful, she's a great personality in the state
Moved outa California because of Covid back in 2020. Maybe a blessing in disguise 🙌🏼
Where did you move? We want to move as well
@@andreadelapuente8572stay where you are at. Stop crowding and messing up other states.
@@andreadelapuente8572 recommend small towns in small states, or low population areas👌🏼
Did you take a pay cut? How much? Are you thinking of moving back?
Make sure you don’t vote blue so the place you live now doesn’t turn to cali ;)
I love this guy! So much added value for me. I lived in CA my whole life and have my family here and will be buying a property soon since my family is here but I’m really considering moving out away from this shit hole since it’s too much to take on. Why stay in a state that is full of the worst type of people and government corruption is rampant. No one in the government even cares about these issues. Instead they decide to give money to all of the illegals and give them all kinds of advantages. What a backwards ass system. And the lefties are loving it. It blows my mind. I want answers to why they are doing this. It just doesn’t make any sense even if you are a stupid mechanic like me.
I feel bad that my employees struggle to pay for health insurance in this state, despite obeying the law and paying their taxes, but illegals come here and immediately get free Healthcare and everything served to them on a silver platter. I pay my staff a little extra cash on the side instead of giving a raise. It helps them with insurance, but my income has gone down a lot while my expenses have gone up. Its not sustainable long term. This state sucks but my family is all here.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you . prevent inflation
Thanks for continuing updates I'd rather trade the crypto market as it's more profitable. Make a good amount of money per week'even though I barely trade myself
A lot of people still make massive profit from the crypto market, all you really need is a relevant information and some professional advice.
No I don't trade on my own anymore always required help and assistance
From my personal financial advisor
YES!!! That's exactly her name (Mrs Jenny ) so many people have recommended highly about her and am just starting with her from Brisbane Australia 🇦🇺
Farmers canceled my dad’s insurance on his cabin in the Sierras cause this 8x6 deck he had outside the master bedroom didn’t have a guard rail. It was 16 inches off the ground lol
My cousin had to remove a metal shed from his backyard because as his insurance agent told him, "If a burglar enters your property he could scratch himself in that old shed and he could get tetanus." I kid you not. Lol
Same got lucky wind came and took it down@@janettebuckley4170
Farmers cancelled my homeowners policy that I had for 22 years with 0 claims. They claimed I am in a "wildfire area". I live in the middle of a CITY! There is no wild grass for over 1 mile from me. They said I needed more defensable space. I am surrounded by asphalt streets and other homes. What space????? I kid you not. bunch of Aholes. I will NEVER use them again for anything.
Yes, they are looking for any reason to cancel right now. My folks have a home in urban Sacramento and Geico canceled their insurance after it somehow saw that they were doing roofing repairs. My dad did the work himself with some friends and people from the Home Depot parking lot, but yet Geico wanted paperwork and invoices and everything else which we told him we did not have. They ended up canceling because we couldn’t provide them invoices that we didn’t have for work done even though we sent photos and all inspection records and the final completion paperwork from the city.
@@Anon1mous yeah sounds like the lizard
I'm so happy I made productive decisions about my finances that changed forever. I'm a single mother living in Vancouver Canada, bought my first house in October and hoping to retire soon if things keep going smoothly for me.
Cryptocurrency/stock investment, but you will need a professional guide on that.
Facebook 👇
Evelyn C. Sanders
Thank you so much for sharing 🙏
Am glad seeing this here today, your recommendation earlier this year was a blessing to my life and that of my family, am so grateful.
An effective way to drive property into the hands of Blackrock who provide mortgage and insurance combined...because they're so nice.
Honestly home owners insurance is a scam. Premiums go up whether you make a claim or not. If the government wants to help people out, remove the requirement for home insurance if you get a mortgage(based on credit score). Let the individual decide whether or not they want insurance. The only entity that is at risk for uninsured homes are the banks which get bailed out by the tax payers anyways.
100% scam
No one is making you have home insurance and that’s up to you to risk such a huge investment
@@TheCarlinCoop you're either living in moms basement or a lifelong renter because you obviously have no clue what you're talking about.
Of you have a mortgage, by law, you must have homeowners insurance.
I live in California. Since 2012 every year my insurance would go up 30%. State Farm finally canceled my policy. I have never made a claim. Ridiculously unbelievable!
Insurance is a competitive marketplace, if price controls are such that no one can make money, then there will be no supply. Same as putting price controls on food. Supply will dry up.
Thats the point.
I live in Southern California. I started having issues with my insurance provider last year and they ended up not renewing my policy. It was stressful trying to find a new provider. Luckily, AAA insures just about every one. Most companies won't issue new policies if your roof is over 20 years old and/or your furnace is over 25 years old. And if you're in a fire zone, forget about it. It will get to the point where you try to sell your house but the potential new buyer can't get insurance. Eventually, your house will become unsellable as a result. Unfortunately, I have elderly parents nearby, so I can't move out of state yet.
One little piece missing.. We don't have more fires but we have about 3 million more people living in areas that are prone to fire than 20 years ago. Very large part of the problem is the regulations have not allowed the industry to factor this in. We all must be equal and "fair".
One correction, California does have more fires due to the homeless!
Home and Car insurance is up 50-60% in Texas. Flooding has become so normal after a storm it’s absolutely ridiculous. Infrastructure in Texas is awful. In 2024 alone we have had over 15 days of no power for multiple days straight all due to Texas being in its own electrical grid.
Fake news.
Texas is a Red state. They have zero problems
I live in Texas my car insurance has gone up 10% and homeowners about 25% and have lost power 2-3 times this year during a storm but each time the power was back on in 30 min or less. Guess it depends on where in the state you live. Have another home in Arkansas and a couple vehicles registered there and home/car insurance went up about the same. I only have collision & theft coverage on 1 out of 5 vehicles though as the other cars are 10-25 years old and not worth the cost of full coverage even though they all have less than 60k miles on them. Insurance just won’t pay out hardly anything for them if totaled or stolen.
@@palmtreevibe PDB sensor me😪
Wildfires are insane. The state owned land is extremely poorly managed causing multipke wildfires in my area per week in the summer/fall. Ca fair plain is $5000/yr IN ADDITION to homeowners. I live very close to Yosemite, hardly ever fires on federally owned land cause their forest management is pretty good.
Ca, again, forcing the middle class to subsidize the states poor management, on top of allowing pge to raise rates instead of holding them accountable for their lack of maintenance and modernization causing some of these fires.
"Rake the forest" which has been highly scrutinized statement by trump. Issue is people who say it was a stupid statment have zero clue how a forest is managed. They literally use huge "rakes" on bulldozers to cut through the roots, creating fire lines making it harder for fires to spread.
The issue is, a lot of people CANT move, we're hostages in this state!
You should run for California governor!!
Its a good thing CA doesn't use mail in ballots where a random person can sign on it saying as a "witness" that you voted, and also makes sure everybody is a registered US Citizen voter with ID.
lol 😂😂😂
Yup. Red carpet for invaders and their enablers in office.
🥱🥱🥱🥱
"You'll own nothing and you'll be happy."
Can't afford it don't buy it. That's capitalism. 😂
Not really. The rise in home values only benefit those that already have assets. The assets doubled in value in just a couple years. A new home buyer is pushed out of the mkt TThat was due to the fed Res dumping massive liquidity into the economy across the board. That isnt capitalism. After uncontrolled inflation took over they decide to raise the interest rates. Now equity on homes is hard to find. Totally manipulated mkts. That isnt capitalism.
@@cdawg9149 need to stay on subject .🙄
@@daithomas9859 You need to get with the program
This video is an utter nonsense.
Starts with: "People can't afford insurance".
Continues with: "Laws doesn't allow to hike prices"(contradict the first statement).
Ends with: "Laws force insurance of high-risk area".(argument mutated from house insurance, into forced life insurance).
And this channel somehow has 6 million subscribers.
I bet all those fanboys think it was a great idea to subsidize Boeing with a tax payers money.
Flordia has a home owners insurance crisis BUT these guys only talk about california haha
and Property Tax nation wide is getting a drastic bump.
He has turned into such a bullshit artist lately 😂
Which tropical hurricane produced cheap insurance in Florida? Florida insurance issues is like claiming water is wet and the sky is blue. California insurance and mismanagement of wildfires is a new phenomenon.
I don’t know how bad your insurance is in Florida. But I live in the central Valley of California and foothills below Yosemite national Park!
My fire insurance just jumped from $500 a year for the past seven years to $7896 a year that I have to purchase through the state because no insurance company is allowed to provide fire insurance for me because the state won’t allow them to up their rates
@@dootdoot1867 hurricanes aren't the reason companies are refusing to insure homes in Florida. It's mismanagement by desantis and the people that came before him. Florida has been dealing with bad weather for a long time but only recently did companies refuse to insure homes there. PBD won't admit that though cause he has turned into a right wing shill.
PBD maybe STFU about California. It seems like you miss it too much that you’re forever talking about it. For your info insurance is not as high as you claim it to be. People look for bargains and my home insurance for a single family home is nowhere close to what you’ve claimed. Stop this incessant obsession with how bad California is and maybe focus on the state you moved to and how sucky that is. There’s no perfect place in the US so what exactly is your point with these videos? Should we all move out of California and come to Florida? Insurance is higher than some states yes, other states may have lower insurance but have other problems. Seriously you’re ruining your reputation with always badmouthing cali. I’ve been a listener and appreciate your podcast but this stuff makes it not pleasant to watch. Your coverage of California is higher than any other state in the US. Deal with it.
My thoughts exactly
You will own nothing and be happy 😂
David, and about Florida man?
😂😂.
NOTHING TO SEE HERE!😂😂😉😉😉
I work for an insurance company and we have pulled nearly ALL our business from CA, it is not even possible to stay afloat in that market
That's great now stay out and don't come back.
@@HfL1stLunatikthat’s a dumb comment, lol. I guess you DONT want insurance?
@HfL1stLunatik you really don't understand
LMAOOOOOOOOO
What’s wrong with that guy
legalrightsguru AI fixes this. California's home insurance crisis explained.
U.S. economic growth would likely get the biggest boost in the coming two years from the Democrats, headed by Kamala Harris, winning the White House and Congress in this November's elections, according to Goldman Sachs.
Under a Republican sweep, or even with a divided government led by Donald Trump, economic output would take a hit next year, mostly from increased tariffs on imports and tighter immigration policies, Goldman said in a note late on Tuesday.
Good video. Now can you make one for Florida. How insurance company is screwing it up.
I think, he did a while ago but DeSantis has passed bills to curve the lawsuits.
I do agree he needs to make an updated one.
They should make the banks pay for the insurance on the loans that they making money on . After all DONT they own the house if we can’t make the payments .
They keep the house and all the money they made from Amortize interest .
Home loans are a predatory lending 😂insurance that is 30% of the loan
@@Chano601and interest that is 150-200% the value of the home when it's all said and done!!!
I love you brother! You’re inspiring ❤I live in this failed state and I’m almost 60 and I’m in a crossroads thinking what to do
This is by design, they want to move to state owned insurance. The best racket to raise more funds, again when I sent you a message almost 2 years ago.
Who is they? So conspiratorial.
Texas is very expensive now for insurance too 🙏🏼
You are looking at the wrong statistics in my opinion. Acres don’t make insurance go up, destroyed homes do. Last year over 3,000 single family homes were destroyed plus another 1200 structures. The year before was 770.
With all due respect insurance companies are scum that continually shit on people that need actual help and never want to pay out fairly. If insurance companies are running from California then CA might be doing something right Patrick. State Farm is a shit company, All State is a shit company, Farmers is a shit company therefore making most if not all other insurance companies equally as shitty because of the STATUS QUO.
They canceled me and I was forced to go to CA Fair plan plus additional policy 3x times what I used to pay
I can't imagine how people can continue to vote Democrat based on these terrible policies.
Even when they try to 'help' people, they still wind up hurting them.
Just like the state of Florida! Most homeowners have dropped their coverage. It's called "going bare".
This is the plan. Next they will pull a Oprah and burn it all down. Then swoop in and buy it all up for pennies on the dollar. Broken system
This guy will never make a segment like this on Florida's and Texas HOA and insurance companies because he's bought and paid for from the right
@@ViewerC7100 100%
nope
Moved out of Cali in 2021. Best decision ever.
@@letsgotospace2145 🤣🤣🤣
California is also promoting ADU's that are only a matter of inches away from their next door neighbor. No one has considered how these ADUs setting inches away from their neighbor will help to spread fires by jumping from one rooftop to another rooftop. You must consider that they are putting two homes on a small lot. In my opinion it is a recipe for a disaster. On my block there are four ADU's and the lot sizes are from 6,500 to 5,400 square feet. There is little if any green space.
Got one built next to my house. The dude in the back has a Tesla parked in the garage. I have nightmares thinking of that going up in flames less than 12 ft from my roof.
What sort of marxist banana republuc u running with a 'CAL Dept of Insurance'???
Farmers sent me a non-renewal letter for homeowners insurance so I got a plan with triple AAA. More expensive of course and it doesn't cover earthquake insurance which scares me in California. State Farm increased our car insurance so I cancelled it and got a bundle savings with triple AAA. Get a bundle savings with your carrier, its the only way now!
Love your insights! Been in California 60 years. Democrat power and destruction seems inevitable!
Who took our guns here in California?
WHY WHY WHY CANNOT ALL OF US BE NOTIFIED TO GET TOGETHER WHERE EVER YOU CHOOSE FOR US TO. MEET. TO TALK AND DECIDE HOW WE CAN STOP gavin newsome FROM CONTINUING TO DESTROYING US & OUR BELOVED CARED FOR STATE ❤ IT IS SO AMAZINGLY SADLY HORRIBLE HOW THIS LITTLE EVIL MAN CAN KEEP ON DOING SOOOO. MUCH DAMAGE.
Buy land and start small carry what insurance you want, if any at all. Stop buying homes and being stuck with issues like these. The home is a product of the bank. Land is a product of your hard work and dedication
Common Patrick, you speak like you have experience in the insurance industry or something?
They always know what is best for you and love to make it a law.
The nerve!!! talk about TX and FL, from where you live!!!
The guy in this video acts like it is CA government and regulation that is the problem. I say BS.
The problem is climate change increasing temps so there are more hot days, more droughts, and also more bad storms. All of that means more wildfire or storm damages. He glosses over all of this. The private companies know the HUGE risks and the free market fails. It’s too risky that the cost to insure are prohibitive.
That problem is not over regulation or mismanagement by government. Same could be said for Florida with their hurricanes. Climate change is very expensive so let’s be honest about it and change from burning fossil fuels or it is gonna get worse and even more expensive. The heat up is just getting started. Stop being a climate change denier if you still are one!
Im an insurance agent in California and everything that was said is true. My agency is loosing clients left and right due to high costs and non- renewals and in top of that the company decided to lower our commission. For a lot of agents is getting to the point of thinking if closing the agency and do something else would be a better decision.
Im an agent in CA as well. We joke that we make $2 for every CA Fair Plan we write 😂. I’m in a high brush wildfire area and the non renewals are crazy!!! For now, I’m just writing commercial business but even that is getting really tough. I think CA Fair Plan will go insolvent. We just have to pivot and stay resilient!! Hang in there!!
Sell your captive and go independent
But that’s the goal … own nothing and be happy … next, they take your cars.
That’s coming with the EV mandate approaching. Soon all vehicles should in California are going to be electric. Vast majority cannot afford electric vehicles. So, forced to go car less. 😞
First ✅ Keep it up PBD !!!
They're going to make wildfire insurance like Earthquake, Flood, Tornado, etc., etc. and it will not be covered in your policy.
Why would anyone listen to a person that made his fortune as an insurance scammer?
@@famousibarra1 holy molly. Never thought about it
As someone in the insurance industry I can tell you it’s not just CA & FL, changes are coming everywhere.
Insurance companies don’t do business anywhere not because they are losing money! It is because they don’t make the supper multi million dollar profit to please their share holders. They are for the BIG profit, not the mediocre profit.
Same as car manufacturers only making expensive options now.
I left CA about 20 years ago mainly due to the high cost of living, congestion, and difficulty of trying to run a business (fees, regulations, bureaucracy, constant headaches). I followed Pat's good advice and got out. These are not issues that couldn't be solved with better governance but it's a one-party state and I don't see that changing. If anything, CA is even more regulated and costly now then it was then.
What about Florida Pat
And Texas with the Central Appraisal District Fraud
🤫🤫🤫🤫🤫🤫😉😉😉
In California insurance companies are sending notices to homeowners and asking them to take pictures of their home. After they do this to take the matter if they have cleared garage or treat away from the home, they get notice that they will need to buy supplemental fire insurance for an extra 2000 a year
Used to live in a mountain community here in so cal, purchased my home in 17 and home owner insurance with property taxes when up 25% in 3 yrs. Couldn’t afford the cost living on a set budget, had to down size and moved cause of rising cost. People on a set budget can’t live in the valley when average home prices are still on the rise with prices toward Los Angeles are averaging a half a million now days
Yeah but Farmers is owned by Zurich and makes 75 billion annually...and Farmers makes 20-25 billion annually so theyre fine.
WE LOVE YOU PBD ❤
It’s all a big Scam!!!!
And you should speak about Florida's homeowner's insurance situation... you know, the RED state? You should have stuck with interviewing mafia figures - you were much more interesting back then.
This will be healthcare soon. The "undocumented" have access to tax payer healthcare, which is weird bc Obamacare is still the law which states YOU MUST have health insurance but my mom's elderly friend denied a hip replacement because she smokes cigars with her brandy before bed.......shes a true American 😂
You need to compare the number of insured structures lost year over year not the acerage. Some of the largest fires in CA history burned few structures down while some of the largest loss of structures were small fires in terms of acerage burnt. The Tunnel fore in the Oakland hills, 1991 burned only 1600 acres but lost 2900 structures and is the 3rd most destructive fire in CA history. The rest of what you are saying is spot on
Whats the solution here?
Pat , you don’t think California Gov./institutions/ Foreign Countries are controlling this????
Pat, The chosen Insurance companies are working with Gov/Institutions/Foreign country to control….
-What country Visited last? Who do you think is paying for this corruption.
-Gov/Institutions are Bought By Foreigner Money
-You may never see this Comment; Love you anyway My Brother 🇺🇸🤠🇺🇸
We had a really good Insurance Commissioner in Steve Poisner. He served from 2007 - 2011. Look him up. He is an amazing human being who has accomplished a lot in his life. Everything to do with insurance in California has declined since Poizner’s absence.
PBD for California Governor🇺🇸 How about it? You have common sense, can explain a concept, confident, forceful personality, ethical and the people need help!! Anybody else agree???
It boggles my mind how people keep voting blue
My mom was forced to sell her property in Paradise, CA after the 2018 because the insurance was dropping her. She didn't have a choice but sell. Realtors are screwing property owners. After the realtor took her "set fee", she ended up with $5K for a $15K piece of property. Glad she doesn't live in Commifornia.
Mr. Bet David, I pray that every American will contact their local sheriff and request that law enforcement be armed and ready to defend us at each and every election facility. I pray that you might bring this up on your podcast that Trump request armed and ready military outside every voting facility. this is all they have left is to place illegals armed there to stop us from voting. I WILL VOTE EVEN IF COST MY LIFE. We can only have whatwe are willing to stand up for., I am prepared to meet Jesus at any time. I am not perfect but I am forgiven. Love yuour podcast and thank you for all that you do.
Who in their right mind would live there?
How come you’re not pointing fingers at the DEI/inept insurance commissioner of CA? Look him up. Ricardo Lara
PBD, what's your plan if you are a Governor of California? We shouldn't complain all the time. Homeless and all the crazy stuff that happened in california is capitalism.
Also besides home owners insurance. If you have a boat it's even harder now to get insurance. If you read this look into Triple A. I had a 1970 Sailboat and no big nation insurance brand would take me on. Also with no full boat insurance, the Marinas won't even let you in the dock.
Hey everyone. I want to let you all know that Jesus really does love you. He took on our sins and died for our sins. He was raised again on the third day by the power of the Holy Spirit. You can come to know him by confessing your sins and repenting. Believe that Jesus died for your sins and that God raised him from the dead. Believe in your heart and confess with your mouth that Jesus is Lord, you shall be saved. Be baptized in the name of The Father, The Son, and The Holy Spirit. Love you all with the love of Jesus Christ. Love yall❤
Because prop casualty didn't price their business properly they lost money. Can't blame anyone but themselves PBD. Rents historical lyrics are the biggest killers of small business.
Just saw the new criminal charges of the Tate brothers. Really, really bad. Shame on you for offering them your platform to spew their lies. I guess they either paid you big money or you enjoyed the millions of views. You will now be known as the handful of Podcasters who sided with the Tate brothers. My respect for you is gone. That goes for millions of people.
Greetings from Trinidad and Tobago in the Caribbean. ...
The policies being initiated are so Blackrock and others can come in and capitalize on the "prime real-estate" and push things in a particular direction, for their benefit.
'Nuff said.
California has fallen. It's not coming back any time soon. If you still live there, you should leave immediately. Hopefully while your assets still have value. If you own a home and are waiting to selll it for some reason, keep in mind that your home will have no value if you can't sell it because the new buyers can't afford to buy it or insure it. Stop making excuses. You can leave, and you should.
Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
That fair plan is bs . That was the most expensive price I got when I was looking for new insurance
Unless their loss ratio was over 100% these companies still made over a billion dollars on average. We need their operating expenses to see if they made a profit. However with their operating expenses, I guess 1-2 billion isn't enough to make it worth their time. FL is no better
They might be citing wildfires. But the hidden story is probably the insane housing prices. All insurance companies is an arbitrage. If houses cost far greater than what home owners are willing to pay, plus the risk of wildfires, insuring that would be suicide for any insurance company.
Don’t forget auto insurance companies that have left as well. I used to have Esurance until just recently. They canceled my policy and that is a lot of other people and dumped me on some other company. My rates went up $60 a month.
People can’t afford to live in California. They price pinched all carriers. This is a consumer issue as well because when you start asking underwriting questions they are in disbelief and feel like they shouldn’t have to answer supplemental questions for proper rate. Failed systems and spoiled consumers.
I wonder if there is an agenda here with CA. It feels like a rearranging is going on. The wildfire areas are great for growing food. The big cities, like LA and SF are being allowed to have crime and homeless overrun them. Do they want to push people out of the wildfire areas to grow food and move the masses into cities living on top of each other? Even building higher into the sky (I think we've all seen movies like this). People are moving out of the once expensive cities and the prices are dropping, so maybe a corporation or another country can swoop in and buy. The same with wildfire areas. A lot of wealthy people are buying in those once less expensive areas and building homes and growing food as if they are preparing for something. Nothing makes sense here, unless you consider the nonsensical.
I don’t recall CA having all these wildfire issues back in the days when logging was allowed to help clear the forests. If you let your big yard grass grow and turn brown and brittle and a spark or lightning strike or power pole goes down l, yes the whole place is going to go up like a tinder box which is happening in CA. CA needs to bring back logging and calm down the environmental wackos.
Homeowners here in CA are gouged, if it's not by contractors for shotty work, its insurance companies raising rates because of hazardous areas and gouging costs. Homeowners are screwed either way they turn. I guess when you choose to live in one of the most pathetically ran states, I'm making changes to leave this liberal carp hole soon.
You will own nothing and be happy.
Where’s the Florida condo crisis video?
😂😂
And Be Honest?
Come on!!!!
Hoa' s in Florida are taking over condos . 😂😂
I have been in the business of wildfire suppression and behavior analysis for twenty years. I recently have tried to reach out to insurance company’s to give them a more educated approach on risk assessments based off historical data , modeling programs and current conditions. None of them seemed interested due to the reason’s stated in your video. It’s a shame I know there are a lot of homes marked uninsurable that really should be in the state of California.
Fire department charges fees, does multiple inspections per year and fines residents instead of shutting down the main problem... the homeless living in encampments throughout the forest!
what about florida homeowners insurance ???? it’s gotten freakin atrocious here
California may be a basket case of the state with the legislation, but in the end it still does $4 trillion of business in the state the largest economy in America probably the fifth or sixth largest economy in the world somehow with all these crazy high prices it still works for the people and the government there
🤔...have those insurers heard of Bradley-Burns sales tax policy?!
Listening to you cry about this while you’re living in California is kind of like well. Enjoy that shit.
PBD got rich of of stupid investors for insurance, so he knows what he’s taking about.
Can't wait to pay off my home so that I can stuff that money into a savings account for repairs. I had a wealthy friend that told me that only the poor carry insurance....
These idiots don’t talk about Florida insurance it’s way more than California.