OUR EXPERIENCE BUYING OUR FIRST HOME Q&A🏡| mortgage declined, help to buy and lifetime ISA's

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  • Опубликовано: 12 июн 2021
  • Our experience buying our first home- we basically just rambled for 50 minutes but I hope you enjoyed anyway!
    Our sofa - bit.ly/snug-YT-amberrknight
    MY SOCIAL MEDIA:
    Snapchat: amberrknight
    Instagram: amberrknight
    Twitter: amberknight_yt
    Contact me- amber@sharptalent.co.uk
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Комментарии • 96

  • @charlottelily2919
    @charlottelily2919 3 года назад +6

    I recommend monzo for saving I have Barclays and monzo! Monzo does rounding up I managed to save £150 in three months from shopping and living life and all left over money goes into the pot!

  • @lailamae3679
    @lailamae3679 3 года назад +37

    Ambers channel is so good at the moment Amber is literally glowing 💗💗💗

    • @amberknight
      @amberknight  3 года назад +1

      Oh wow🥺🥺 this makes me so happy😭😭 xxx

    • @amberknight
      @amberknight  3 года назад +1

      Thank you so much for watching my videos💗💓

    • @AmyWragg
      @AmyWragg 3 года назад +2

      Facts!🤩

  • @lorrainemckenna5327
    @lorrainemckenna5327 3 года назад +27

    You two are such a lovely couple so genuine enjoying watching your journey x

  • @rebeccafox1420
    @rebeccafox1420 3 года назад +1

    Ive found this video so so useful im by no means in a position to be getting a mortgage but having a video like this to turn to is just so useful! cannot believe you got declined how they can do that is beyond me! thank you for uploading this video Amber love your channel and the weekly vlogs!!xx

  • @katieward4271
    @katieward4271 3 года назад +5

    I only viewed my house that I own now, I instantly felt like it was the one and it was just perfect for me, I also saw myself in it like you did with yours, we just know when something is right! Loving your channel especially with all the house stuff and hauls❤️

  • @shannonwuke1043
    @shannonwuke1043 3 года назад +1

    It so nice to hear that you only had to view the 1 house and that you both agreed on what you wanted and that a new build wasnt for you. I am loving watching you journey and it inspires me to get my own house (:

  • @g44119
    @g44119 3 года назад +1

    You and Dan are the sweetest couple! Congratulations on your new journey together🥰

  • @laurenlewis2515
    @laurenlewis2515 3 года назад +1

    Loving the longer videos and the things to do with the move !!! 💞 so happy for you both

    • @amberknight
      @amberknight  3 года назад +1

      Thank you so much, it makes me so happy to see comments like this🤍

  • @TaliaMaizels
    @TaliaMaizels 3 года назад +4

    The video I have been waiting for, so happy to revisit the journey with you guys🥺 even though it did get stressful lol

  • @Melissa-bm8nj
    @Melissa-bm8nj 3 года назад +2

    So so happy for you both, yous are the most genuine lovely couple on RUclips imo!!! Absolutely love your videos Amber 💗💗

    • @amberknight
      @amberknight  3 года назад +1

      Wow, thank you so much🥺🥺 xxxx

  • @maliamalis6389
    @maliamalis6389 3 года назад +8

    Loving how long this video is. Just the perfect video for a Sunday

    • @amberknight
      @amberknight  3 года назад

      I hope you enjoyed!!💓💗💘

  • @nevewood5727
    @nevewood5727 3 года назад +1

    this video is so helpful, loving house content💕

  • @hiranaseer5246
    @hiranaseer5246 3 года назад

    Aww this video was so wholesome to watch, you're literally blossoming Amber, honestly so happy for you!!! xxx

  • @elliespragg4187
    @elliespragg4187 3 года назад

    Loved this, so helpful!! I agree saving can become unhealthy, I always set an amount for saving, for bills and an amount for spending now xxxx

  • @charlottelily2919
    @charlottelily2919 3 года назад +2

    Love this video, you two are such a great couple! Got so into your videos recently ! ❤️

    • @amberknight
      @amberknight  3 года назад

      Means so much, thank you🖤

  • @KiahSmith-musical_drama_queen_
    @KiahSmith-musical_drama_queen_ 3 года назад +1

    I can’t wait to see more videos in your new house. We’ve just been accepted for our new house so we’re just working through all the paperwork! I got the phone call in between shifts and I was jumping up and down at work 😂

  • @vickyjwalters
    @vickyjwalters 3 года назад

    So happy for you guys 💕💕💕

  • @Lucy-ru1wt
    @Lucy-ru1wt 3 года назад

    This video is so helpful and genuine. Love it and love the longer videos💜✨

  • @user-de1ht2uu5g
    @user-de1ht2uu5g 3 года назад

    Love you both! very humble and transparent. I am 22 also, and I have found it soo hard too maintain motivation to save. I live in London and house prices are soo unrealistic even with a 20% deposit that I am near to saving. Very recently considered simply moving out and renting a nice apartment but the cost of a flat is minimum 1.5k so I am back with the mindset of trying to save! Thank you for this vid!

  • @rimabhandari9136
    @rimabhandari9136 3 года назад +2

    So proud of you amber ❤️

  • @bridiewright1519
    @bridiewright1519 3 года назад

    Hi guys i found your channel recently n its sending me right back to wen me n now hubby bought our 1st place, we only viewed 2 flats as 1st was a penthouse n we just knew it was the one n we stayed 12 yrs, it'll always b the special one xx

  • @katiemoir6296
    @katiemoir6296 3 года назад

    Hi Amber, I look forward to watching your videos every time you post ❤️x

    • @amberknight
      @amberknight  3 года назад +1

      Ah that makes me so happy! Thank you for watching❤️

  • @shanjak383
    @shanjak383 3 года назад +1

    I’ve been so excited for this video!! 🥰

    • @amberknight
      @amberknight  3 года назад

      I hope you enjoyed it!!❤️

  • @livsmith1685
    @livsmith1685 3 года назад

    Loving your videos atm, this makes me so excited to move out🥰

    • @amberknight
      @amberknight  3 года назад

      Thank you so much for watching them!!❤️

  • @megs0514
    @megs0514 3 года назад +2

    So proud of you both!! Xx

  • @Rosie-hp5jr
    @Rosie-hp5jr 3 года назад

    I love having more sit downs
    Have you thought about instead of a typical haul doing more, Dan rates your haul or Dan buys your haul, you buy eachothers etc. so it's still a haul but with a challenge incorporated (even a haul of the sites recommended items for you or buying what the models wearing so you get a challenge and haul in one?)
    Also would love dedicated come shopping with me videos, for homeward or for food💗

  • @evebeinguniquebeingme6205
    @evebeinguniquebeingme6205 3 года назад +3

    Fab chat to hear all about your experience I was moving out into my first flat but then Covid hit and I lost it sadly so I'm still trying to find somewhere else what a journey you guys had all the best for your future in the lovely home you got! 👏🙌💖🎉

    • @amberknight
      @amberknight  3 года назад

      Wish you all the best!!❤️- thanks for watching the vid😘😘

  • @laurenwells4838
    @laurenwells4838 3 года назад +2

    This was so helpful!! Loved it 🥰

    • @amberknight
      @amberknight  3 года назад

      I'm so glad!! Thank you for watching❤️

  • @SarahEmilyAmanda
    @SarahEmilyAmanda 3 года назад +5

    so happy for you both! we brought our first house 18 months ago and I want to move already, the feeling of a new house and being excited is the best🤩

    • @amberknight
      @amberknight  3 года назад

      Honestly the feeling is like no other🤣🤣 xxxx

  • @naomimsloan8123
    @naomimsloan8123 3 года назад +1

    Love this! It was so helpful!!

    • @amberknight
      @amberknight  3 года назад

      I'm so glad it was! Thank you for watching❤️

  • @Theglortube
    @Theglortube 3 года назад +7

    Thanks for doing this. So many youtubers refuse to advise their followers on this process!!

    • @amberknight
      @amberknight  3 года назад +1

      Thank you so much for watching❤️

  • @danafraser309
    @danafraser309 3 года назад +1

    Can’t wait to watchhh🤍

  • @shannonhegarty3317
    @shannonhegarty3317 3 года назад +2

    So happy for you both🥰xx

  • @chloelouisexo4791
    @chloelouisexo4791 3 года назад +1

    love these kind of videos, love this for you both!! glad you’re so happy🧡

  • @katiewillis6050
    @katiewillis6050 Год назад

    My partner and I are currently getting a morgage and it's so stressful, thank you so much for this video it gives me hope we will get there in the end (undertakers are the worst!)

  • @georgerobinsonmills
    @georgerobinsonmills 3 года назад +2

    Awesome video Amber xx ❤❤

  • @lailabouizedekane3532
    @lailabouizedekane3532 3 года назад

    Congrats, huge achievement in your early 20's! 💗

  • @mollyholmes6785
    @mollyholmes6785 3 года назад +2

    I loved this video so much 💕💕

  • @ameliathompson3657
    @ameliathompson3657 3 года назад +7

    we’ve not long had confirmation on our 3 bed new build. I can 100% understand that anxiety feeling waiting for the phone call!

    • @BeccaD1997
      @BeccaD1997 3 года назад

      Same were so excited, it's an amazing feeling 🥰

  • @megs0514
    @megs0514 3 года назад +2

    Sending my love to you both

  • @joleneelizabeth6268
    @joleneelizabeth6268 3 года назад +3

    Have you thought about starting a channel for you and Dan and keeping this one for hauls and girly bits?

  • @ericaScarrubba
    @ericaScarrubba 9 месяцев назад

    Could you link the mortgage advisors you used? The ones that you had a good experience with that you mention in the video

  • @charliewise21
    @charliewise21 3 года назад +1

    That’s crazy! Me and my boyfriend viewed like 3 houses, and the one we have just bought got put on the market the day before we went to see it & the day after we put an offer down!!

    • @amberknight
      @amberknight  3 года назад

      It's crazy how quick things can happen haha!!🖤

  • @jess_6341
    @jess_6341 2 года назад

    Got the call to say our mortgage was declined today even though our agreement in principle was okay, going to try again with a different lender and you’ve given me hope again!!❤️

    • @amberknight
      @amberknight  2 года назад

      It's the most heart breaking news but I promise you there's still hope out there even when it looked impossible for us!❤️ wishing you all the luck in the world xxx

  • @lisahiggs9535
    @lisahiggs9535 3 года назад +1

    Great video great evening

  • @alicebell2297
    @alicebell2297 3 месяца назад

    How much bellow/above asking price did you offer?

  • @whatamiedid4014
    @whatamiedid4014 3 года назад +3

    We used an independent mortgage advisor when my partner only had 1 year on the books. He was amazing. He sorted it all out for us, got us both on the mortgage and house deeds but managed to get us a mortgage just based on my wage! Every other place I called completely wrote us off. There's always hope!x

  • @emmabeatty1828
    @emmabeatty1828 3 года назад +1

    What is the app for lifetime isa that you used i would love to start it!!xx

    • @amberknight
      @amberknight  3 года назад

      We used MoneyBox they were great! Xxx

  • @deanasophia2468
    @deanasophia2468 2 года назад

    Where are you from?

  • @rossella3351
    @rossella3351 3 года назад +1

    Did you get a new build in the end them I’m confused x

  • @chrisclose7793
    @chrisclose7793 5 месяцев назад

    Congratulations to you both you got a lovely house ,me and my wife gave up on our dream of being first time home owners as been rejected for a mortgage even with me having a well paid job

    • @StephensJournal
      @StephensJournal 4 месяца назад

      Can I ask what reason you were rejected? I have this fear lol

    • @chrisclose7793
      @chrisclose7793 4 месяца назад

      @@StephensJournal due to me being self employed

  • @marypower2053
    @marypower2053 3 года назад

    Omg I can’t believe that they said that RUclips isn’t a proper job. I would get so angry. RUclips should be classed as a proper job.They don’t see the behind the scenes like on insta stories or the things that you don’t post.I’m job hunting at the moment and it’s so hard especially with covid. The both of you seem like such a nice couple and you both deserve everything.❤️

    • @amberknight
      @amberknight  3 года назад +1

      Wish you all the luck with job hunting I can imagine it's extremely hard atm!! Thank you for watching my videos and writing such a lovely comment it means the world💗

    • @marypower2053
      @marypower2053 3 года назад

      @@amberknight awww your welcome and thank you too.💘💘

  • @meganscales1679
    @meganscales1679 3 года назад

    Who did you open the lifetime ISA with as I’m wanting to open one to begin saving to buy a house with my boyfriend but don’t know who to go with xxx

    • @amberknight
      @amberknight  3 года назад

      Money Box! They were great!! Xxx

    • @deanasophia2468
      @deanasophia2468 2 года назад

      @@amberknight hi new subscriber , can you use this app for anything and do you still use it now

  • @calvinliu6304
    @calvinliu6304 3 года назад

  • @patrickgabrielmendy9337
    @patrickgabrielmendy9337 3 года назад

    Nice

  • @angeldavis888
    @angeldavis888 3 года назад

    💖

  • @Anxiety101Awareness
    @Anxiety101Awareness 2 года назад

    New builds are awful houses .. thin walls .. small box gardens .. maintenance fees… small .. snags found everywhere … no character no history .. over priced. Wouldn’t dream
    Of buying a new build worked in too many of them to know how bad they are. Older houses have more character built better strong thick walls bigger garden space generally able to extend more on older houses.. yes you may need to update and more maintenance but better in the long run .. so you made the right choice 😂👍