I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
My advisor is “Jenny Pamogas Canaya highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I bought my property in Liverpool in 2017. 2 bed maisonette for £64,000. Granted the value has gone up by somewhat but it’s been worth it. I renewed my mortgage last year on a ten year deal and my mortgage repayments are £210 a month so I’m pretty happy!!
In between three of the places you mentioned, there's Hartlepool. We bought a three storey terrace house (5 bed, 2.5 bath, 3 reception and 100ft+ garden) for £100k. There are PLENTY of houses available for less than £50k in the area - obviously smaller than ours. If you WFH, it's absolutely great to live here.
Interesting little video, however, as someone who has a little previous experience of property investment, I would add a word of caution for anyone who isn't familiar with buying in these cheaper areas. You do have to be very realistic about what you are getting into. Postcodes are almost always cheap for a good reason, sometimes because jobs are in short supply, or there has been some change to the area. Also the houses are often in need of TLC, having been run down due to lack of money. So don't be expecting a Buckingham Palace. That said if you choose well they can still be very worthwhile projects, either to do up and rent out, or indeed to live in. Just bear in mind that you WILL usually need to be prepared to put in a bit of hard graft to reach the full potential.
I agree, however it is always good to see if any of these cheap areas have been considered for Regeneration, who would have though5 Stratford and Hackney which were cheap properties 30 years ago in London would be what they are today..overpriced….people I know their house prices Quadrupled!!!
@@anthonydowling3356I believe the entire North is shit yes . I believe everywhere outside the south west is a right off not worth visiting. South west or abroad the rest of the country is a shit hole .
If your retired the north east is a great place to be countryside is fantastic and beaches to match, you could sell your expensive southern house say for 400k. Then buy a good one up north for around 100k, all services are the same as down south and the people are far more friendly. Just think no inheritance tax to worry about as you swan around the world on a fantastic cruise, a new car, campervan hoilidays.
I've lived in NE and I don't think there're many great houses for 100k, a bit more needs to be spent. However, I agree with everything else you said, great places, depending on a place, great social and cultural life and EVERYTHING is much cheaper.
For all the Americans looking to buy cheap rentals in the UK, 'Keighley' at number 9 is not pronounced key-ley as per the video. The 'keigh' part is pronounced 'keith' as per the man's name, so its actually pronounced 'keithley'. Also, if you want cheap and good enough to live in and raise your kids, don't buy in the cities noted - buy in the sticks just outside them. This is particularly true of both Keighley and Bradford, as you are then in Gods own Country (and well away from the idiots keeping the prices down!) but near enough to the big financial/IT employers in Leeds, Manchester (and surprisingly - Halifax) to still have a well paying career.
This is a good video but I have to say, I will forever be indebted to you Gardner 😇you’ve changed my whole life I’ll continue to preach about your name for the world to hear you’ve saved me from a huge financial debt with just little investment in money market, thanks so much Mrs Rose Gardner
As a high school teacher, I got introduced to Ms, Gardner during the pandemic year, I cried about challenges I was facing here in Ireland, during my time working with her, I was able generate returns on my investment.
with the economic up in flames, the average man has to think of ways provide for himself and family, Madam Rose, Invest in stocks and bonds, this are more stable and with her techniques, she generates profit almost instantly
It hasn’t been easy trying to invest as a newbie with few knowledge. I’m trying to create a new stream of passive income. How can i reach out to her? she could be of great help
Those places are cheap because they are a highly deprived and there is high criminal activity. If its too cheap to be true, there is usually an underlying reason.
There are 1.4 million discounted mortgages due to end in 2023. That means 1.4 million folks who borrowed at 0.5% interest rate facing borrowing costs at 5% and above. This could turn into an affordability crisis, leading to tens of thousands of repossessions. You may have to revise your prices down sooner than you think………
The council tax will eat away the value of the property every year and no tenant will ever want to move in to live there because of the lack of jobs in the area. It is not an investment but rather a money sink.
I thought that immediately about Stoke on Trent . Fr. I'm from Bath . We have to be up there in the most expensive cities . Unless u live In Housing Association and that's a bit grimey . For a two bed terrace in Bath u won't get anything under £300,000 .
Save yourself a lot of time and effort anywhere in Durham county you should be pleasef to buy and live in .i live just outside Durham City. Lovely counrtyside very friendly locals and the cheapest prices anywhere im the country .
£296,000 ! I'm a Native of Oxford, Here, For That Money You MAY Get a Shared-Ownership on a; 😀 Used Wardrobe, 😀 Cardboard Box 😲 or a Hedge That People Piss in, BUT It Will Be in a Rough Suburb.
I live in Durham about 6 miles outside . So we are 15 minutes to get into Durham 30 minutes from Newcastle 30 minutes to Sunderland or 30 minutes to Middlesboro so we are quite close to all the major towns in the region and .in a nice country area with lots of nice valleys forests and rivers. And a rich history on our doorstep. we don't have any problem with any neighbours .costs are reasonable around here you can find a nice house to rent from £400 per Month. Or buy a property from £70k or something really nice about £100k so you can have good quality of life. for a reasonable price plenty of jobs around so you will not be out of work for more than 10 minutes . So all in all a lovely part of the counrty .check it out .
I could never bring myself to live in a poor rough common area. My work is on a council estate, its just not my cup of tea, horrible people, criminal intent etc. Your top ten list, there are going to be lots of bad effects - crime, drugs, prostitutes, etc.
I unknowingly lived in a council estate. Location was great for the easy access to the city centre, it's cheap and the people were great. I've lived there for 2 ys and never had any problems. It depends.
@@fatandhungry30 High crime, rampant fly tipping, lack of social cohesion (unless you are Muslim & Asian) this includes surrounding areas, lots of litter and high crime. Upsides: decent Asian restaurants on the main road in Small Heath, in fact I’ve been there a few times to visit of my fav Somali restaurants & a decent steak place. I would not live there personally, at most it’s worth a visit or two.
They are all cheap for a reason. Very little employment opportunities, high crime a major problem with drugs and a lack of infrastructure. Resulting the fitter , better educated and those with some get up and go leaving these areas for more opportunities elsewhere. Leaving behind the old, the sick and the unemployable.
This is a pointless list, the best rental return would be a better list, you would have to include average rents, transport links, schools and university's, and the unemployment rate to be actually useful
The uk is pathetic for house prices i use to build houses and there well over priced total rip off 3 bed house can be built for 60 70 grand and sell 😂😂
I only need a 200 sqm land. And then buy the 20k Elon Musk house to live. Is that possible to do that in UK? I don't understand why you need such a big houses since most of you don't even have children.
Good prices!! Last 3 in very beautiful place!!! I'm in London and it's shit here!!!! You can get like 2 bed house for 400k in London !!! Wtf !!! People say its less jobs bla bla bla but there are less people !!!!
Interesting little video, however, as someone who has a little previous experience of property investment, I would add a word of caution for anyone who isn't familiar with buying in these cheaper areas. You do have to be very realistic about what you are getting into. Postcodes are almost always cheap for a good reason, sometimes because jobs are in short supply, or there has been some change to the area. Also the houses are often in need of TLC, having been run down due to lack of money. So don't be expecting a Buckingham Palace. That said if you choose well they can still be very worthwhile projects, either to do up and rent out, or indeed to live in. Just bear in mind that you WILL usually need to be prepared to put in a bit of hard graft to reach the full potential.
I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
My advisor is “Jenny Pamogas Canaya highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I bought my property in Liverpool in 2017. 2 bed maisonette for £64,000. Granted the value has gone up by somewhat but it’s been worth it. I renewed my mortgage last year on a ten year deal and my mortgage repayments are £210 a month so I’m pretty happy!!
Well done, love to read situations like you’re in. You are paying less than someone with a ranger rover does for their monthly insurance 😊
Great achievement, hope things work out well for my decision to buy a house next year.
In between three of the places you mentioned, there's Hartlepool. We bought a three storey terrace house (5 bed, 2.5 bath, 3 reception and 100ft+ garden) for £100k. There are PLENTY of houses available for less than £50k in the area - obviously smaller than ours. If you WFH, it's absolutely great to live here.
That’s amazing. Great to hear that!
What about the rent prices in this area? Do you know something about how much you have to pay for a double or king size room?
@@florindragoescu2549as I've just seen on the internet, between £75 and £130 per week, the higher cost likely includes bills
Hi Jon, how is the security there un Hartlepool?
@@ivanhollmanmorabejarano1951 Mostly, fine. In the REALLY cheap parts, less so, like most places. But over all, it feels a lot safer than London.
Interesting little video, however, as someone who has a little previous experience of property investment, I would add a word of caution for anyone who isn't familiar with buying in these cheaper areas. You do have to be very realistic about what you are getting into. Postcodes are almost always cheap for a good reason, sometimes because jobs are in short supply, or there has been some change to the area. Also the houses are often in need of TLC, having been run down due to lack of money. So don't be expecting a Buckingham Palace. That said if you choose well they can still be very worthwhile projects, either to do up and rent out, or indeed to live in. Just bear in mind that you WILL usually need to be prepared to put in a bit of hard graft to reach the full potential.
I agree, however it is always good to see if any of these cheap areas have been considered for Regeneration, who would have though5 Stratford and Hackney which were cheap properties 30 years ago in London would be what they are today..overpriced….people I know their house prices Quadrupled!!!
@@vida2515 Are there any programs or incentives for regenerating areas?
They are cheap for reason right? Thanks for letting us know all the areas to avoid 😅
Not always bad places, sometimes just not in fashion at present. You have to check them out.
So the whole North of the UK is bad ? .That would follow from your observation.
Because you know best, please tell us of the locations where the most violent crime happens.
@@anthonydowling3356I believe the entire North is shit yes .
I believe everywhere outside the south west is a right off not worth visiting. South west or abroad the rest of the country is a shit hole .
Agree wouldn’t live in any of these places .
I have personally visited all these places over the years looking at property and in my opinion the only one I would buy a property in is grimsby
If your retired the north east is a great place to be countryside is fantastic and beaches to match, you could sell your expensive southern house say for 400k.
Then buy a good one up north for around 100k, all services are the same as down south and the people are far more friendly.
Just think no inheritance tax to worry about as you swan around the world on a fantastic cruise, a new car, campervan hoilidays.
NOT 100K! Harrogate and all 'nice' parts of Yorkshire are as dear as London! Across in the North West it IS cheaper, but no so picturesque.
I've lived in NE and I don't think there're many great houses for 100k, a bit more needs to be spent.
However, I agree with everything else you said, great places, depending on a place, great social and cultural life and EVERYTHING is much cheaper.
Friend of mine bought a house in rough part of Liverpool ( 30 years ago ) for £300, sold it back to council for £1.
wow
Bad investment
For all the Americans looking to buy cheap rentals in the UK, 'Keighley' at number 9 is not pronounced key-ley as per the video. The 'keigh' part is pronounced 'keith' as per the man's name, so its actually pronounced 'keithley'. Also, if you want cheap and good enough to live in and raise your kids, don't buy in the cities noted - buy in the sticks just outside them. This is particularly true of both Keighley and Bradford, as you are then in Gods own Country (and well away from the idiots keeping the prices down!) but near enough to the big financial/IT employers in Leeds, Manchester (and surprisingly - Halifax) to still have a well paying career.
All great points to consider. Will work on my pronunciations ☺️
This is a good video but I have to say, I will forever be indebted to you Gardner 😇you’ve changed my whole life I’ll continue to preach about your name for the world to hear you’ve saved me from a huge financial debt with just little investment in money market, thanks so much Mrs Rose Gardner
As a high school teacher, I got introduced to Ms, Gardner during the pandemic year, I cried about challenges I was facing here in Ireland, during my time working with her, I was able generate returns on my investment.
with the economic up in flames, the average man has to think of ways provide for himself and family, Madam Rose, Invest in stocks and bonds, this are more stable and with her techniques, she generates profit almost instantly
It hasn’t been easy trying to invest as a newbie with few knowledge. I’m trying to create a new stream of passive income. How can i reach out to her? she could be of great help
All these positive comments are encouraging, I want to wake up one morning and find out that my portfolio is 50,00dollars. Hope it's possible?
@ROSEGARDNERBIS
Hello very nice important talking thank you so much I like it I'm from London UK
Those places are cheap because they are a highly deprived and there is high criminal activity. If its too cheap to be true, there is usually an underlying reason.
But it is a short commute to get your drugs...
There are 1.4 million discounted mortgages due to end in 2023. That means 1.4 million folks who borrowed at 0.5% interest rate facing borrowing costs at 5% and above. This could turn into an affordability crisis, leading to tens of thousands of repossessions. You may have to revise your prices down sooner than you think………
What about Wales, especially South,up the valleys ?
The council tax will eat away the value of the property every year and no tenant will ever want to move in to live there because of the lack of jobs in the area. It is not an investment but rather a money sink.
I am surprised Stoke-on-Trent and Durham were not on the list?
Coming from Birmingham, buying a house there and it is £100k which is a bargain for me
Me too plus Birmingham
I thought that immediately about Stoke on Trent . Fr.
I'm from Bath . We have to be up there in the most expensive cities . Unless u live In Housing Association and that's a bit grimey . For a two bed terrace in Bath u won't get anything under £300,000 .
+ Newcastle ....some very cheap properties .... its a sewer !!!
Durham with that uni and cathedral is cheap?
Save yourself a lot of time and effort anywhere in Durham county you should be pleasef to buy and live in .i live just outside Durham City. Lovely counrtyside very friendly locals and the cheapest prices anywhere im the country .
If looking for a cheap property , in my opinion Dover in Kent is the best option, prices for a 2 bedroom terrace from £125 000
It's unfortunate you didn't show the areas or the apartments or homes look like.
4:01 Flats might seem cheap but you are always paying bodycorps which can be very expensive
Wow great.Wish l knew this earlier..subscribed
£296,000 !
I'm a Native of Oxford,
Here, For That Money You MAY Get a Shared-Ownership on a;
😀 Used Wardrobe,
😀 Cardboard Box
😲 or a Hedge That People Piss in,
BUT It Will Be in a Rough Suburb.
And dont forget the travel 'lockdown' City the Council is promising for you later this year!
Wait 12 months and you'll see your money go a lot further and your choice of location too.
How about Blackburn?
How to buy one of that property ? Does anyone know how ?
Which place is near to IT organisations
Thanks
As a Yank I would love to live in the UK
I prefer Worthing in West Sussex
Out side the city
Thank you
Anne Nattimba-Ddamulira
Amazing affordable slums!
Slums can be improved .Only worth doing though if the nearby houses are not also slums .
but they always are, aren't they
@@anthonydowling3356
I've subscribed 😊❤
nowt mentioned about Horden, whereby properties range from 15k to 49k
You been watching the wandering turnip no doubt, but none of those 10-25k xxxx holes with their blue ghost doors is worth pissing on.
@At 3:47 That road isn't in or near Sunderland and NO, we don't drive on the right here!
calm down
@@tyrand lol another reason not to live here, we're all insanely angry for no reason🤯
@@tyrand That's a Liverpool comment...
And they have 3 arrows but only two lanes- deep insult...
How does a person purchase an inexpensive house in the British Isles
Nice thumbnail for this video. It's a street in Northern Ireland... (BT20 5LZ)
I don't understand why you're using clips from the USA ?
Cheap and peaceful community . Does anyone know where we could buy one in UK ?
Move there if you want to, but be prepared & so go armed.
London you mean?
We are Americans.. retiring in the next 5 years.. thinking about a UK second home. We prefer a country atmosphere.
Can you give us some advice.
howz about balmoral or windsor, or sandringham, lots of rich beautiful country estates there.
I live in Durham about 6 miles outside . So we are 15 minutes to get into Durham 30 minutes from Newcastle 30 minutes to Sunderland or 30 minutes to Middlesboro so we are quite close to all the major towns in the region and .in a nice country area with lots of nice valleys forests and rivers. And a rich history on our doorstep. we don't have any problem with any neighbours .costs are reasonable around here you can find a nice house to rent from £400 per
Month. Or buy a property from £70k or something really nice about £100k so you can have good quality of life. for a reasonable price plenty of jobs around so you will not be out of work for more than 10 minutes . So all in all a lovely part of the counrty .check it out .
@@johnjakson444can the neighborhood accept Africans?
Such a good informations indeed thanks for ur updates I really like it
I could never bring myself to live in a poor rough common area. My work is on a council estate, its just not my cup of tea, horrible people, criminal intent etc.
Your top ten list, there are going to be lots of bad effects - crime, drugs, prostitutes, etc.
I unknowingly lived in a council estate. Location was great for the easy access to the city centre, it's cheap and the people were great. I've lived there for 2 ys and never had any problems. It depends.
Plymouth is a great place to find an affordable Home. 🏡
It was on a list of the 10 worst Cities to live in the UK . Hard to believe though as its in a nice corner of the UK .
I just saw my dad coming and I subscribed and like
Life in a Northern Town.
My two bed flat in south east cost £295!
Missed out lots of cheaper town , you can buy a house in Grimsby for £30,000
fully renovated?
@@hijazlander £40,000
but its grim in Grimsby .
tim: yes, many of the areas you can get MUCH cheaper ones, but the figures given are "average" which are always wrong 🥺🥺
I’ve just subscribed. I thought Small Heath area of Birmingham was the cheapest.
@@brofrombrum8502 can you elaborate a bit more please
@@fatandhungry30 High crime, rampant fly tipping, lack of social cohesion (unless you are Muslim & Asian) this includes surrounding areas, lots of litter and high crime.
Upsides: decent Asian restaurants on the main road in Small Heath, in fact I’ve been there a few times to visit of my fav Somali restaurants & a decent steak place. I would not live there personally, at most it’s worth a visit or two.
@@brofrombrum8502 oh okay thank you for explaining :)
@@fatandhungry30 You can’t knock Small Heath for it’s restaurants and shops. Globalisation at it’s best.
I subscribed😊
Why not put a list in the comments? 🤷🏻♂️
I don’t want to invest. I want to live in a home.
There are a lot of NICE houses i Durham dh7 area about £90k to £110k check it out
I've subscribed
BB11 Is burnley
Where's that at 1.49 ?
america, its def not in the UK
I subscribed
Bradford will be my first choice
People are nice there, but the place ........
I agree Simon. Lot of nice people in Bradford.
Burnley?
great buys would pass on to the tennants
Mine was cheaper than all these should of mentioned Newcastle
I subscribe
Cheap for a reason. Have you ever been to say Brdfor?
I feel like time stamps would've been appropriate here.
Subscribed
They are all cheap for a reason.
Very little employment opportunities, high crime a major problem with drugs and a lack of infrastructure.
Resulting the fitter , better educated and those with some get up and go leaving these areas for more opportunities elsewhere. Leaving behind the old, the sick and the unemployable.
This is a pointless list, the best rental return would be a better list, you would have to include average rents, transport links, schools and university's, and the unemployment rate to be actually useful
No 9 Pronounced
Keith lee
I would move there in a heartbeat I take it there are no decent jobs in these area .
Maybe you can permanently work from home. Many of my colleagues do.
WHERE???
Those places they are cheap but there are hidden reason:: e.g high crime rate::violence:: etc gang violence
It's prenounced "keef - leigh"
daniel: I think you mean:
Kei*TH* Lee
Yes but living next to benefit scroungers with 10 kids will be no ofun.
Not surprised , they are all cheap areas for a reason ranging from poor job opportunities to high crime .
At least show the actual houses
The uk is pathetic for house prices i use to build houses and there well over priced total rip off 3 bed house can be built for 60 70 grand and sell 😂😂
spoiler alert a counsil house in birmingham
Bradford is cheap because almost nobody there speaks English.
Its a #islamic 💩💩💩 place
Init 😂
I only need a 200 sqm land. And then buy the 20k Elon Musk house to live. Is that possible to do that in UK? I don't understand why you need such a big houses since most of you don't even have children.
Now tell us WHY they are so cheap.
These are all cheap because they are all the area’s not to buy in.
Talking about England but showing American visuals. Why?
No wonder they are most affordable. Living in London is like living in Pakistan .
Absolutely the worst place in the world
no one wants to live in those areas though
Well people do .
There's a reason Shildon is so cheap. It's an absolute s**t hole.
Unfortunately England has become a dangerous crume filled pit.
Brexit land
The lands that Westminster and EU forget all about until they need some votes. Reap what you sow.
Keep away from Sunderland
Why what’s in Sunderland?
ALL V V H/CRIME AREA
L 20 💜❤️🤎
Good prices!! Last 3 in very beautiful place!!! I'm in London and it's shit here!!!! You can get like 2 bed house for 400k in London !!! Wtf !!! People say its less jobs bla bla bla but there are less people !!!!
All places you dont want to live 😂😂
Interesting little video, however, as someone who has a little previous experience of property investment, I would add a word of caution for anyone who isn't familiar with buying in these cheaper areas. You do have to be very realistic about what you are getting into. Postcodes are almost always cheap for a good reason, sometimes because jobs are in short supply, or there has been some change to the area. Also the houses are often in need of TLC, having been run down due to lack of money. So don't be expecting a Buckingham Palace. That said if you choose well they can still be very worthwhile projects, either to do up and rent out, or indeed to live in. Just bear in mind that you WILL usually need to be prepared to put in a bit of hard graft to reach the full potential.
You are not kidding! ... Middlesboro is a complete Dump ...!!!
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