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Dental Plans For Seniors | Medicare Dental Plans
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- Опубликовано: 5 авг 2024
- www.abtinsuranceagency.com | (888) 465-9728 | email stephanie@abtinsuranceagency.com
It can be challenging to find quality, affordable dental plans for seniors. Today I'm reviewing some of the top Medicare dental plan options for 2020, including dental/vision/hearing plans, dental discount plans, free Medicare Advantage dental benefits and stand alone dental PPO Plans.
More on FREE Medicare Dental and Vision Benefits: • Medicare Dental and Vi...
Dental/Vision/Hearing Plan: drive.google.com/file/d/1rxqL...
Dental Discount Plan: sites.dpbrokers.com/broker/in...
OR tinyurl.com/y2zcgxlb (click "Dental", "Dental Savings Plus")
Dental PPO Plans (with no waiting periods): www.securitylife.com/personal-...
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Medigap Plans in 2020: • Best Medicare Suppleme...
Medicare Explained NEW (Parts A, B, C and D): • Medicare Explained in ...
Medicare Part D: • Medicare Part D Explai...
Medigap Plan N vs Plan G: • Plan G vs. Plan N Medi...
Funny how Medicare doesn't cover the major needs of people over 65- Dental, Vision and Hearing- the first to wear out. I turned 65 yesterday and I purchased two dental plans. One pays $1,500 annually and the other $3,000. You have to wait one year before they will pay for anything and the combined $4,500 won't cover decent dentures or implants. Seniors need to demand Congress cover more dental needs.
Unless you have a million to bribe congress you aren't getting squat. and if you do have a million who needs dental insurance. My doctor gave me a back brace that I could have bought at Walmart for $30 and I got a statement from Medicaid it costs $1200. I can't get an infected tooth pulled but they'll pay $1200 for a brace worth $30. Don't dentists ever bribe these congressmen to get a dental bill passed. Or sense extractions are hard work they would rather just take the gravy jobs like x-rays and cleaning.
Thank you for posting your comment about Medicare and dental coverage
for seniors. I'm scheduled for a couple of tooth extractions and possible
dental implants. I'm retired and on a fixed SS Income. I've searched the
internet looking for information on Medicare supplemental plans and dental
insurance policies. I found it to be a very confusing maze of information
with no premium plans to help seniors or anyone get coverage for dental
implants. Medicare and Medicaid don't cover them because they are
still officially classified as cosmetic surgery after being a state of the art
dental procedure for over 30 years. I know it's a long shot but I did write
to my local congressman about this issue. At the moment it looks like
my only option for dental implants is to seek out Dental Colleges
who take on volunteer patients for training interns in these procedures.
Sanders insisted in a tweet Saturday that his proposal to expand Medicare to cover dental, hearing and vision must be included in a budget reconciliation package that is likely to come in well below the $3.5 trillion price tag Democratic leaders initially envisioned.
But Manchin on Monday threw cold water on Sanders's push to expand Medicare, warning the program faces insolvency in 2026.
He is democrats but follow republican and ask Mitch
Hem and Sinema are against American they only go agree when Mitch ok that they are elected as democrats by Republican to stop democrats
Agenda to spy and destroy democrats agenda
This was part of the Biden infrastructure plan but was shot down by Joe Manchin & Kristen Sinema, 2 corporate puppets. America, the wealthiest nation in history, doesn't give a damn about it's senior citizens, or for the average citizen either. We are on a par with 3rd world nations.
I got my teeth fixed before I retired, that was part of my plan, anything down the road that I need will be cash and minimal charge because I am not going to have any expensive treatments done. I don't do cleaning, which I should, but... I simply can not stand it, it will give me a heart attack just to get ready, so I dont do that anymore. I try to eat well, and take care of myself, and that is the best I can afford.
Waterpik or floss
Every dental plan I've found costs more than I am likely to use in a year. Normally I have one or two cleanings a year and that's it. They are about 70.00 each. Every three or four years I need a filling, 125.00. The biggie is a crown. That was $1,000.00. But I've had two of those in my life. Cheaper to just self insure. Put that premium money in an account every month. Medicare should really cover dental. Good teeth are vital to good health. Vote in November for candidates who support expanding original Medicare to cover dental, vision and hearing.
Biden had a bill (Build-Back-Better), passed by the house, included dental. Manchin and Simena, both democrat senators wouldn't vote, so they SCREWED ALL the older americans.. Manchin is a millionaire, Simena takes campaign $$$ from big business that wanted to kill the bill.
THEY ARE ALL IN THIS TOGETHER!!! PHARMAS, DOCTORS AND DENTISTS!!
And insurance companies!
then don't do them.
I enjoy your videos. Turning 65 next year and you are educating me. Thank you.
Im a new independent sales agent and I watch your videos religiously. Just stopping by to say Thank You!
I have met life take along dental. I pay 44 a month. max 2000 a year and will cover implants at 50% up to 1000. 100% cleaning and check-ups. covers 80% of most other stuff. Most dentists take met life.
My new 2024 Cigna Top Tier HMO Plan has "No Waiting Period", covers $20k a year for prosthetics, Ortho's, $0 in co-pays for extractions, x-rays, etc. & the best, it cost me NOTHING!
Plus, I get vision & hearing.
I told Cigna that I needed teeth now! I always put off Advantage Plans because of waiting periods & low $1k coverage. I also get back $175 a month on my SSI/DI monthly check.
Apparently this is Cigna's best plan.
Thank you so much for your excellent service you provide for seniors. The information is very helpful.
Great, informative presentation. My wife and I will be relocating from California to Florida by the end of the year and feel almost overwhelmed with the decisions to be made. Thanks for your channel, I find your content to be very helpful.
I bought an advantage PPO plan because I could get a PCP internist and a dental plan with $5000 a year in major services after a one year waiting period. I feel it was worth it. I get extra help for prescriptions and have paid less than $15 out of pocket for any scripts. I've been very happy with the specialists I've seen and the copays have been 10/40. I'm not complaining.
Please don't bring any liberal crap to Florida!
The complexity of our retirement health care coverage is an absolute disgrace. How are people supposed do comprehend and navigate all these options?
Not just a disgrace, in the eyes of the global community it is a joke. The trouble is that most American's, having never been, much less lived, abroad don't realize it. They think they've got the bestest coverage on the planet. Or at least to hear all the propaganda it seems this way. They are clueless....
John~
American Net'Zen
I have traveled all over the world on business and pleasure, I've been to more than 75 nations. I know all about the issues with National Health Care and they are abundant. But, you can have a better mix of public and private health care than we have. I have a PhD in engineering and and wife is college educated as well, we're both getting ready for retirement. Trying to navigate through all Supplemental/Part D options is maddening, there has to be a simpler way than this. We need a group of average citizens to come up with a better system, our government had the chance and they dropped the ball.
@@pimpompoom93726 Indeed. Here I go with a rant, so please forgive it.
I'm one of those people who you could say has won the genetic lottery. I've reached full retirement age having suffered none of the infirmities my friends and colleagues are now experiencing. I suspect it's genetic because both my parents are in their 90's and they still have their health and minds. I seemingly have not fallen far from their tree as I am much the same.
So where am I going with this? It's only to say that my experience with the American health care industry has been very few and far between. I had no idea about the industry until I started researching Medicare, etc.. Here is my layman's conclusion.
It's a contrived system all right. An overly elaborate Rube Goldberg machine designed to one end, moving money from your pockets and into the pockets of the service(s) providers. It's a vast shell game meant to confuse the consumer as it does this financial sleight of hand.
It's the end result of a system designed by the dictates of Capitalistic dogma; one that masquerades as providing legitimate health care support all the while aiming to maximize profits to the industry and its shareholders, and to do so regardless of the expense to, the health and safety of, the consumer.
It's an obscenity to the consumer, and a gold-mine to the industry.
John~
American Net'Zen
@@johncurtis920 Well said, John. My wife and I need to decide on which Part D plan to go with, which supplemental plan to go with. I'm like you, pretty healthy. But she has numerous health issues and lots of prescriptions. I'm 67 and have worked 46 years in high stress industry, it is time to retire. But dealing with all these options, plans and confusion is stressful. As usual, Washington DC gets involved and messes things up even more-true to form. Naturally our good elected representatives in DC have their own health care plan for retirement, they don't deal with this nonsense.
NO specifics...useless.
Love your videos …… they are sooooooo helpful!
Wow thanks for the link to the dental comparison site. Like a fool I trusted my licensed medicare agent that screwed me over and sold me a $30 a month dental plan with a $50 sign-up fee and it's not it's good as any of those on that list. I am paying $410 dollars a year for "Essential Care Program" that doesn't even make your list. That didn't tell me anything about what anything would cost. I only find out what it covers when I got a toothache and need a crown. When I called them they said they're the same as dentemax, that's only $140 a year on your list. But I was surprised on how much the different companies very and what you have to pay for a crown. Alliance Health Card savings seems to be the best plan that also covers Chiropractic, hearing, vision and pharmacy $174 a year. Their extractions only $56. Are porcelain Crown it's only $579. And the root canal is only $316. One of the plans was only $530 for a crown but I forgot which one.
Please let us know if we can help!
Thank you for your update take care
I have been researching Medicare Advantage Dental plans. And what I can see they are usually worthless. They say you can see any dentist you want, but when you read the small print it says the dentist has to accept Medicare patients. That's the hard part I have found trying to find a dentist that works with Medicare patients.
Once your on Medicare Advantage plan, you no longer have Medicare original plan. Medicare Advantage plan becomes your primary medical insurance. Find. Medicare Advantage plan that includes dental, vision and hearing. My Aetna Medicare Elite plan (HMO)has these benefits, has all this.All Medicare Advantage plans does not cover the 20% co- insurance, thou, you have to pay that out of pocket!
I Have extended dental benefits in my Emblem Health Advantage Plan , covers everything , and mostly in full , BUT -
Good luck finding a dentist in their network who does more than exams and cleanings and fillings .
I looked at there's nothing out there advantage plans pretty much useless other plans where you pay 50 to $60 a month junk waiting time so what best plan 2000 a year but waiting ltime benefits 750 1200 it fixed o said it have a plan in advantage plan they work out about them 500 cheaper if you need a crown plan like 200 its run like life insurance as you get older they charge you more on like 100000 policy I should have build up cash value they tell you something here they are all in on it its price fixing collision whatever you want to call it so if I can make it every other year less then 1800 out pocket I break even I would pay more like 65 dollars a month but you don't get much more than I get now and it in my advantage plan at 29 for everything
Thanks for all the informative videos. Do you service South Carolina?
I love your videos. (As I prepare to retire I find them very useful.) I have Costco dental insurance (Delta Dental) that is about $110/year. It covers the cleanings and other dental costs with no-annual limit. You have to go to a dentist on their provider list. I am still working and have this plan as supplemental insurance to my main dental plan. But I probably will keep it when I retire.
As of April 2022 Costco no longer offers dental insurance.
Thank you so much for all the help you can let us know. I am paying the $53.00 a month for the advantage plan. My previous dentist didn’t tooked care of one tooth that was bothering no me she told me a good clean will take care of that. The pain came and go and COVID-19 didn’t helped. 2021 came I decided to get a new dentist and he also didn’t find a cavity on February and the pain came and went. I insisted that it was painful and it drag until July 21, 2021. I had to paid $278.00 for the root canal, in 3 weeks I have to come out with $453.00 for the crown then there is a charge of $101.00 more for something else. I worked for 38 years paying taxes and all other payments as my citizens duty. I don’t understand why is this so expensive. I paid less for a crown while I was working making more money also paying more toward my insurance but know retired I make less, how can I support myself if I have to come out with that much money for something that I desperately need. Please help if you can. Thank you. 😳😖😡😱😡
Just give a $ billion to Hunter Biden and his old man will give you anything you want.
I had to use my credit card
My dentist charged $1000 for a crown, and as much for a root canal.
When I was working, I just had the tooth pulled because I knew so many people that had problems with crowns later. I can still chew, and am ok, besides my ego....
Go to mexico
.
The Kaiser senior advantage plan in Southern California has a fairly comprehensive dental, vision and hearing plan which also includes a silver sneaker fitness benefit. All for a $20 monthly premium.
Thank you for sharing!
I have got my supplement ND dental for myself and husband .but I will contact you next year 10/15 for next enrollment .Thanks. I have family from MD and Fl
I will give the info to them
My dental surgery was postponed due to Pandemic so need to have it next year please show me a good dental Plan. Thank you
Yes, please provide the links you mentioned for the standalone and dental discount plans
They are in the video description-
sites.dpbrokers.com/broker/index/?id=325800&subaffid=%3F%3F
And explore.ameritas.com/starmigration/?agnt=SLTC9VQD
I enrolled in a Dental/Vision/Hearing combo plan when I first took Medicare. In fact, the one link (in the description) provided to a combo plan is the provider I actually signed up for. It now pays 80% after 3 years. The only real negative with this plan is it does not have a negotiated contract with the dental provider - what Medicare calls "Assignment". With Medicare, each medical procedure is assigned a set covered amount and Medicare will accept nothing higher. The providers know this and will accept that amount and nothing more. The Dental provider is not bound by a covered amount and will submit a higher amount. The combo plan will pay the lower amount at 80%, I pay the 20% PLUS any additional amount the provider submitted. For example: the Dental provider submits $150 for a procedure to the combo plan. The plan says that only $100 is covered so it pays 80% (or $80). I pay 20% (or $20) PLUS the remaining amount submitted of $50 ($150 - $100 = $50). I have to pay $70. The combo plan pays $80, i pay $70 so the Dental provider gets the full amount it submitted. What prevents the Dental provider from submitting $200 or $500 for this procedure?
The link for Dental Discount Plan does not work; the OR link for the info only allows an Enroll option under dental vs seeing info per the instructions to click Dental, Dental Savings Plus.....must be old since now 2021--do you have current links by chance? Thx!!
Nice ad. Most of DDS deny network.
EXCELLENT
What about people who don't have Medicare and have VA healthcare insurance?
I want to change my insurance from Medicare health net HMO to blue shield HMO with ppo dental do you think it’s good idea,I have my crown work to be done and bridge to fill in
Gaped
I hv a HMO/med.my dental state unlimited coverage,but I hv 2 deal,staying within my network/now l hv to navigate with dental offices asking do u accept HMO/PPO.
I’m interested in a supplement dental insurance . I recently turned 65 and I am on a advantage plan through Aetna I know I have some coverage with my advantage plan but was wondering if I should look into a supplemental dental insurance plan to cover Annie other expenses. Thank you sal dimaggio
Very informative,I'm still concern about my dental care,l see their is a different between HMO & PPO. MOST DENTAL OFFICES PREFER PPO,I HAVE A HMO & STILL HAVING A PROBLEM FINDING THE RIGHT DENTAL OFFICES.
This happens a lot. It's important to check the network prior to enrolling, since many HMO dental networks can be quite small.
@@AbtInsuranceAgency I find that BC/BS would at least pay for bridges, crowns, etc. The others pay absolutely NOTHING. If there are some that cover what I mentioned, please let me know. It's outrageous. Why am I paying this $$?
Try delta dental plan blue $44 a mo
we got a plan thru AARP PPO plan. there are 3 plans and i think pretty reasonable. all our dentist take it.. under $100/month per person. good luck.
I need a dental plan what is a good one for me . I have Medicare Advantage Plan
Off subject but could you explain the flex card I hear about please thank you
That is part of Medicare Advantage Plans - please view our Medicare Advantage videos for more information!
So social security is for paying for these coverages. So how do we pay our other bills.
What is the link to the page u show at 1:42? I've tried and tried to download it and get something very different.
Do you generally have to have medicare Part A and B to be able to get additional dental plans or discounts? Thank you for the video! Are there any dental plans available where medicare Part A and B is not required, even if a 65 year old person qualifies for it?
Parts A and B are not required unless you are trying to get a Medicare Advantage Plan that includes dental.
Thanks for the video,guess I will just pay out of pocket.
Most people in my state go to Mexico for dental care because Medicare doesn’t cover it and the dental plans you can buy typically have a very low cap.
Where in Mexico....if you know.?? Thank you.
I have some dental coverage through my advantage plan. I also have a discount plan that I use. Can I obtain and use a SECOND discount plan as well?
No advantage plans only let's you use one.
Great videos, thanks.
If I sign up Medicare in Micigan will this insurance covers if I move to Texas?
If my wife turns 65 in July 2022, can she enroll to Medicare in March 2022?
Or does she needs to get COBRA?
Thanks
If you get a Medigap Plan, it will travel with you from Michigan to TX. A medicare Advantage Plan, you will have to change that if you move since thos plans are regional. If your wife is turning 65 in July 2022 then her earliest Medicare coverage date is July 1st 2022. She can start enrolling in March, but coverage will begin 7/1. I hope this helps!
All dentics accept maxi are ?
Interested in “dental discount plan”. Would like to compare it to the plan that I am offered directly by my dentist.
young timer I would be happy to send you over some options! Please email stephanie@abtinsuranceagency.com or call 888-465-9728
What about dentures? I don’t know the medical terms they use, and it’s all Greek!
My Advantage Plan turned into a horrible plan. AARP UHC Wellmed is so bad I've got two specialist doctors dumping them Jan 1st, 2023 and no way am I giving up my pain dr. for a next to useless plan. Pretty bad when it is easier to get an authorization from Medicaid than your insurance plan.
I need coverage for partial denture up & down jow can I get help?
Give us a call!
I have dental coverage through work can I have my husband covered through my work now that he’s on Medicare supplement plan N that just started this October 2021? Thanks so much in advance
You should contact your employer/benefits department and they can let you know.
What do you think of Dental Save and individual Delta Dental Insurance, please do a video on that.
Thanks for the input, definitely something to consider for a future video! And thank you so much for watching, and commenting ☺️
I had Delta dental insurance , al most $800 per year on $1,000 per annual with lots and lots of exceptions. Worthless, useless.
It seems like Original Medicare is a terrible option , it does not cover so many things, so you have to pay extra premiums for dental, vision , hearing and prescription drugs. . I would like a plan that offers Everything in one package , what I call Full Coverage . One card , one plan , full coverage.
That’s Medicare Advantage but the out of pocket expenses are higher than Original Medicare…
@@ugaais Thanks
@@moneymanfernando1594 thank you for reading original Medicare has a $203 deductible a Medicare Advantage PPO is anywhere from 4-7K yes you get dental and vision but a good Dental Vision Plan plan costs about $50 a month..plus if you go Advantage and want to switch there is underwriting that may make you not eligible…IMO Plan G is the way to go…I’m an agent
@@moneymanfernando1594 a Medicare advantage has a 4-7 K deductible a traditional supplement is $203 deductible you can buy a dental vision plan for $50 a month…and if you want to switch to a Medicare traditional part G after an Advantage plan there is underwriting so a G is the smart move IMO
@@ugaais Thanks
I am going to file for Medicare for June 2024. I thnk I will go with traditional Medicare. If I have supplement plan G, does that mean I will not have deductibles, co pays and co insurance to worry about....just the Part B Premium? Also, am I allowed to have more than one dental plan and how does that work? Thank you. I will be in touch with your company soon to get started.
With Plan G you are responsible for the Part B deductible ($226/year in 2023) and then all other Medicare approved hospital and medical services are covered at 100%
What Standalone Dental Plan has the highest Maximum coverage
There are a few that will go up to a $3k annual max benefit, and dental discount plans have no maximum benefit.
How do I find out how much it is going to cost me for twice a year cleanings?
It depends on your insurance plan, but asking your dentists is a good place to start
I have Medicare Parts A and B. I also have a 'Supplement' with Manhattan. Would I need to sign up for Another "Part" with Medicare, like I had to do with Part B, or can I just take out a Dental Plan with my 'Supplement' provider? Thanks. I'm also recently laid off and thought I'd be working again by now.
I’d be happy to chat with you more so that I can fully answer this question - could you send an email to stephanie@abtinsuranceagency.com or call 888-465-9728? I’d be happy to assist!
@@AbtInsuranceAgency Yes - I'll send you my contact info. Perhaps I can get with you on Monday, as it's getting a little late now. Wow - Thank you for responding to me tonight. 😁
You also need a drug plan! If you delay that, they penalize you forever! The whole thing us a rat's nest of insurance grift - they get you coming or going. If you don't need drugs, get the cheapest ($7. per mo) "certified" drug plan, but get one!
I have a plan that pays a $1000 You can go to any dentist there's not really any requirements you have to wait 6 months before you can do a Crown etc but that's only the 1st time after you wait the 6 months you don't have to wait it anymore. I just had 2 cap and root cancals and the bill was $3000, it paid $800. Which helps . It will renew at the end of the year and you have a $1000 again. I pay $33 a month for it. Well if you add up $33 times 12 it's less than the 800 so I came out a little ahead. I'm gonna see if I can up at to Maybe 1500 or 2000 and see what that cost.
Wills , put on your glasses when you read . Even the person who posted this wideo got it . I have $1000 coverage and the insuramce paid $800 of my $3000 bill. I pay $33 a month Premium.. Times $33 by 12 months.to see what i paid . The insurance always hold back a little so that you have something till the end of the year if you have to go back to the dentist so they held back $200 to pay out if you go back to the dentist .
It s ok fred. Doctors and dentists have really learned how to charge nowadays.. So I welcome any help that I can to reduce the bilsl because it's not going to get any cheaper with them they don't really care. I actually think it's kind of shameful how when you go to a hospital everybody in the hospital from the time you visit the receptionist to the time you leave they all send you a separate bill and when I had an operation for a broken leg the rental for the room was $45000 the operating room for one hour we really didn't spend 15 minutes the doctor said in it but they charge a minimum of 1 hour. I mean these are prices that the average person cant afford so you have to figure out ways to kind of reduce them and that's what I'm trying to do. I had insurance but I still end up paying $23000. The bill was close to a 10l0, 000 Ridiculous with the everybody putting their bills in and everybody that was in the operating room billing. They're just kind of went crazy in the way they charge but it's not ever going change and there's nobody in government that's goingb to do anything so I'm trying to do the best that I can and redo things as much as I can to save a little. The way I look at the dental bill it wasn't $3000, I got $800 off when I went to pay it . When I was a kid dentist used to be a pretty cheap but they've learned how to charge like doctors and they're following doctors charged for everything.. My mom and dad would send us to the dentist and he wrote A bicycle to work. And he did everything , he would answer the phone working on me and tell you you have to wait a few minutes why he answered the phone. Sometimes his young daughter would come in and work in the office and answer the phone Nowadays .its charged charge charge and we dont care what it cost you.
lots of talk, almost no info
Humana is charging 50.00 a month premium for 2021 not including dental that's another 25.00
As my teeth break and fall out I send them to Joe Manchin in an envelope… Thanks Joe Manchin
😂
Mine too
No kidding, Joe Manchin should be fired!!!!! REALLY doesnt care about americans, just rich donors, corporations, anyone who can make HIM richer. To hell us regular people
Joe M has saved us from Joe Biden bankruptcy plan!
THAT'S NOTHING, I INCLUDE A STOOL SAMPLE, TO MANCHIN AND SINENMA.
How much do Plan N's cost vs that of Plan G's on average?
In most states Plan G is initially about $20-$30/month more than Plan N.
Do you know of a great dental plan that you love? Maybe one you DON'T love? Share below!
K2, green tea, very low sugar/processed foods, vitamin C in huge amnts per day vit D, ...thats my plan. People that dont eat our diet in some remote places on Earth have perfect teeth and.....
DONT BRUSH! its the diet! Check out the work of Dr. Weston Price
@@yarygork2334 i
@@yarygork2334 Excellent point! There must be some exceptions, though. Like genetics.
that that Dentist that pulled that tooth didn't do caps .So so he just ended up pulling them.
Stephanie as you know we spoke about this and unfortunately had to do about $8K worth of work that was necessary.
Currently paying two premiums one to Manhattan which you recommended and Delta. Delta waiting period was up 7/1 and Manhattan will be up 11/1 this year.
Don’t remember if my advantage plan covers anything at all with Humana but Delta is $45 mo and Manhattan $46 mo. don’t think I need both now and would like to know if Humana advantage covers anything and which if the two should I keep.
Thank You
Great question! I’ll be in touch with you directly with more information.
I did not hear anything about implants. What do I do?
That’s cosmetic surgery no dental plan will cover that…implants are about $1500 a tooth….
@@ugaais that is for the start. My dentist said you pay a surgeon to put in the titanium stud then my regular dentistorders the crown for the implant and pay him too.
I have to get implants. The price of these is something no honest man can pay.
You should ask if they take monthly payments.
Stephanie, my husband and I have Medicare and for our supplement, we have TriCare For Life which is thru his military service. We see a lot of medicare supplement commercials and get tired of them being done with high payed celebrities. Most people don't realize, sadly, that most seniors are very gullible and with a big known celebrity promoting them are deceived thinking they have to have the coverage when they don't. Anyway, my question is why Medicare Helpline and other supplements are allowed to advertisement their companies will allow you to have your medicare premium put back into your social security check. That is a big false advertisement and why Medicare and the government allows those commercials?
I completely agree - many of these ads are grossly misleading. In some parts of the country, certain Medicare Advantage plans offer a Part B premium reduction, and they use this information to do false advertising, which confuses many people. I’m hoping they instill more regulations on this. I cover more on this “part B premium reduction” here: ruclips.net/video/dMy1JJvQwTs/видео.html
Tricare mandates you get Medicare at age 65. No choice.
One other thing I do is if I don't feel like coming home after something like that I'll just stay at a motel overnight I found 1 that's cheaper motel that's nice and clean and I've stayed there several times as I own an apartment house near that city and some days I'd like to work 2 days on it so I stay overnight.. When you're saving money like that Don't be afraid to try something different you know in your schedule .
An you help my wife and out? I just don’t understand it all.
I'm leaving sing my teeth. I'm freaking out. This has been slowly going on for years. I'm on disability . My best friend was on Medicare and losing her teeth. She committed suicide.
What we really need is a major, major in heath insurance and dental insurance. the vast majority of dentists are giant blood sucking vampires, greedy vultures and they do not want to change. We need to have a heath insurance and dental insurance at the same time with no differences. Heath insurance and dental at the same time. It would be much cheaper on dental work and at the same time it would identical heath / medical / dental insurance. It would be better for both.
YOU are RIGHT!! All they pay for is the dentist to LOOK in your mouth, x-ray and cleaning!! But STILL you have to kick out $$ every month for medicare and I REALLY would like to know why am I PAYING $$ for something that does absolutely NOTHING!!
you forgot sadist.
My Medicare advantage plan send me list of dentist doctors except by my insurance when I call them they say we no longer except medical advantage
I think Medicare advantage is scam original Medicare is lot better than medical advantage plane or if you can afford you can buy supplement
If for example you pay 200.00 amount to have medical supplement you paying over $2400.00 a year if you are healthy just seeing doctors few times a year regular Medicare is best option for you
Dentists are usually failed doctors or just plain money hungry. Dentistry is a cottage industry with little oversight as to standards or degree of care. This nightmare is what we get from the richest country in human history!
@@Kolian1274 original medicare has NO maximum out of pocket....which means if you have open heart surgery or chemotherapy you are on the hook for 20% of the total cost with no limit. Thats how folks find a medical bankruptcy.
When we call you , no answer, Stephanie still there, what is the good time to call you. Let us know! Appreciate it
Hello! We are very busy during this AEP season so you may have caught us when we were all on the phone, but if you leave us a message we will absolutely call you back ASAP.
I need a couple of root canals and new bridge work that might end up costing $3,000 - $4,000. A Humana rep told me their value plan might be worth a try. What would you recommend for me? Thank you
I had to put mine on my credit card
I just had a bridge done for 3600.
Try Medicare United Healthcare Medicare Advantage Assure PPO
A dental plan so my husband and myself can get our dentures re done the plan we have we pay for 18$ a month and still wanted $80 to pull a thooth and the plans does nothing for us diabetes shoe's has been paid for but I haven't gotten The tennis shoes yet since March 15 last time we've seen a Dr phone appointment is bull more on dental plan please??$800 for the thooth to get pulled emergency infected wisdom tooth
Ethel what type of plan do you have now?
Can this Medicare help hawaii residents I'm 68 years old
Yes, call us at 888-465-9728
Are you actually in Austin?
Yes I am!
The links for the plans do not work.
My mistake - I just updated it and they should be working now! 🙂
@@AbtInsuranceAgency yes working now
Can't find the links...
If you click "Show More" in the video description you will find them there!
Me either
why doesn't medicare cover ED problems?
Cost money
WHAT ABOUT DENTAL SAVINGS PLANS
Dental discount plans are reviewed here and more information is linked in the video description 🙂
You can go to dental colleges for free dental work
@@billbyrne1136 I did and it was a nightmare! College of Pacific in san francisco- I will NEVER go there again.
Dental insurance is a scam. The first thing to check is the amount in total that they will pay per year. You at first will probably think that you are misunderstanding, that surely with the cost of dental care they will pay more than $1500 over a years time, but no, they really will only pay about as much as you pay for the insurance after deductibles.
You are so correct
Yes. You are better to pay the premiums to yourself, and then self insure. Every one I've found is that way. They will pay out very little more than you pay in, and most years you don't need them for anything more than a cleaning. A very expensive cleaning!!
The medicare bums should cover people with a health problem like Sjogrens.
❤
The way I see it…. Save your monthly premiums that you would pay for the crappy dental insurance and pay forward for your dental care.
Meanwhile in my head
DENTAL PLAN, LISA NEEDS BRACES, DENTAL PLAN, LISA NEEDS BRACES
Good luck finding a dentist who accepts Medicare! Not here.
No dental plans pay your bills. Anytime you need them, they slice and dice what services you had done purposely to fond ways not to pay your bill but they will sure take your money won’t they.
Kiss my--I had a broker set me up$117 a month. Australian company underwritten in usa
MOST DENTIST DO NOT WANT TO MESS WITH. Some say its like coupons.
When you have to dig into your pockets. Why pay these jack - - -
$117/month is outrageous
Everyone, pls do the math before you give money to any insurance plan. The "best" plan that I could find would only pay $1500 per year. That's right. They say they will pay 100% or this procedure or 50% of another, but when you see the cost of the procedures you see that you will need more than $1500/year to cover the cost. Then add up what you are paying for your plan and the deductibles and you will see that if you need any type of care at all that you are not saving any money at all but you are lining the pockets of these insurance vultures.
Most all Dental Plans do have a out of pocket maximum benefit, yes. Many plans cap at $1,500/year, but others go up to $3,000/year or more. Dental insurance is definitely not the right fit for everyone and it’s very important to know the ins and outs of what is covered before you enroll.
Not very helpful. Would have been better to at least talk about what to look for when shopping for dental. This was just an ad to call you. Most of your other videos ARE helpful. I'm disappointed this time ☹️
I’m sorry you feel that way. Let me know if you have any topics or thoughts for future videos, or if I can answer any dental specific questions for you.
Lisa needs braces!
Who?
Your videos are so biased.
How so?