I did the same thing. Sold the house, got a 2 BR townhouse, and yes my boys shared a room and we were fine. No child support, we share custody too. God always makes a way. He is our provider!
PLEASE KNOW THAT A RESIDENTIAL HOUSE IS A LIABILITY NOT AN ASSET... MTGE/ INSURANCE/PROP TAXES/ MAINTENANCE ETC. NOT COUNTING AUTOMOBILES INS THERE GAS MAINTENANCE ETC now a house with tenants that will work because they are paying your mtge taxes etc.... JOB means. JUST OVER BROKE!!! JB.OK
@@Beautybizz28 And water is wet. Renting a property for income is an obvious income advantage. I also said it isn't "ALWAYS" the best thing. Which would imply that in other cases it may be beneficial. But that's not what she was referring to in the conversation. Home ownership to LIVE in was what she was talking about. Any asset that isn't producing income is a liability.
For very many families; buying a home in a robust market is the easiest and quickest way to build equity(eventually worth when you sell); also given market rents going up it’s a means to protect yourself from the lease race
This has to be one of the most inspiring and motivating message for a single black mom! As of last year, I took control of my finances. I left my expensive apartment with 3 children and moved into my mom’s house. I’m fortunate to live rent free but I supply the groceries and pay little utilities. I paid off my credit card debts, save about 90% of my paychecks and now I’m tackling my student loan while it’s interest free. It’s hard work and there are days I cry. Days when I miss my own space and privacy but I pray and remind myself that there is a goal and light at the end of this tunnel.
When she described being house poor it spoke volumes! People create a high luxury lifestyle but fail to maintain it if things go wrong. So much respect for her!
I'm 43yrs old, and if I had some of this information years ago, I would be in a better place. Listen, learn and apply what they are telling us. Right now my plan is to retire between 50-55. Watch Me Do It..
Hi John I am 43 and doing it just like you and I have a 10 year horizon, and yes you can & will do it ! Stay focused & turn off the buzz. Good luck brother!
@@livingashtree1942 I only listened to this episode to hear how she did it and it was never discussed. You gotta be making big $$$, got an inheritance or something like that to save that much in 4 years. That’s an average of $190k a year in savings.
Don't loose that attitude! I'm 29 working toward paying debt if you can learn what we are learning now at this age. You will be set. Work hard. Nothing comes easy. And when you have challenges seek the lesson and keep going. 🙏
Oh how I wish I was in tune with financial literacy at 19. You not only have an advantage over your age mates but a high percentage of the American population
You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires
I gotta say channels like Anthony O'Neal really inspired me to focus on my personal Finance as a young black man. As a result of this I purchased my first home/rental property in Brooklyn NY. I even created my RUclips channel to share the steps I took to get the property. I'm so inspired by this lady's story. I needed to hear this
Im a single mom too. I worked my self out minimum wage. With education and taking them low paid jobs with lots of responsibility, now seating in my own office with a small company. Now, im out the minimum wage level. But my income is not even 60k. I live is California, I will keep pushing. Things are much better, but my income needs to increase. Congratulations to her and the financial success.
I heard the average rent in Cali is 3000$ a month. If you could move to the South, we have good jobs. Average rent is 400$-800$. Pay is between 40-50k for some at home jobs. Don't know if relocating is an option but alot of people move here to make more money cause it's cheap to live here.
@@danielmontgomery8304 I agree with this gentleman! If AT ALL POSSIBLE set a goal to move by next year. Get with family and friends who live out of state and ask about the cost of living. Or pick a state (you've got options galore!) look into housing, childcare, schools etc... YOU CAN DO THIS!
@@lukewalken1316 Mississippi, Tennessee, Texas, Georgia, Kentucky, South Carolina, Alabama and Florida. I know these states have rent from 400-800$ a month. Idk about the best jobs for all of them but I'd say Alabama, Tennessee, Georgia, some of Kentucky, South Carolina, and Texas for sure has got good paying jobs based on my knowledge, the connections I have and career experience.
Hey I’m 15 years old and I’ve been listening to your podcast about finances the past few days and it’s truly been helping me I have my own clothing brand Overcomer Clothing, LLC and I’ve been trying to learn about budgeting but I truly appreciate you and all the gems you and the people on your show drop!!!
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too 🙏🙏🙏
Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time.
Seriously I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.
Yeah investment is the key to sustaining your financial longevity but venturing into any legitimate investment without a proper guidance of an expert can lead to greater loss too
I am a single mother of four and one is autistic and another has cerebral palsy from premature birth. I graduated with my associates degree in respiratory therapy. I worked in the ICU and the workload and 12 hour shifts was too much for me as a mother. Finding a daycare to watch my kids for 12 hours was weighing on me. My kids needed me so I left my healthcare career and worked in the school system which I learned was a joke. I am in transportation now and I am starting a business from ground up bc I eventually want to work for myself. My kids are now grown except for the last one who is a teen. I want to leave a wealthy legacy for my children. I am trying to get my credit together and save instead of spending.
A lot of people thrive outside of a relationship. She seems really focused and goal oriented, so when she completely focused on herself, and not a man as well, she sky rocketed.
@@TrEo2322 you probably have no clue how much some woman actually put into relationships. Mothers who prioritize everyone and everything except themselves. You obviously never paid attention yourself
Some comments say that she didn't elaborate enough. C'mon, it's a 30 min segment. Basically, she cut expenses...including downsized her home & reduced luxury costs, she created a budget, saved, invested. Don't know how to start investing? 😄 I used to say that‼I stopped saying that after I bought books, attended financial forums & created a plan. It's about money management, not just how much you earn. 🗣 Develop investment capital in yourself & get started. It is a process. Congrats to her on progress so far 👏🏽👏🏽 Love to see it 🙂
@@zeekie54 doesn’t matter how much you cut spending, $750k in 4 years is astronomical. I really wanted to hear how that was achieved. She said she never made $200k a year and even with making that much you don’t hit $750k in 4 years.
@@digitallocations1423 I can tell by your response you know little about the stock market. “She put it in the stock market”....it’s not a tool the creates exponential returns like that. It can, but you would have to take huge risks.
Anthony you are wrong. I am 71 years old and I listen to you. Too, I have my friends including my children 42 and 38 listenting to you. Keep up the good work youngman. Be blessed!
This video literally saved my life I’m a single mother of 3 and am running out of steam mine are teenagers and I’m looking for the brighter days left with house, finances work childcare. Seeing my kids grow gives me strength
Getting rich off crypto is much tougher than it seems. I keep losing money while trading with these youtub videos, and finding a trustworthy professional trader to help out with these trades also appears to be nearly impossible. This is extremely annoying
Now! One thing I tell everyone is learn about real estate. Repeat after me. Real Estate provides the highest returns, the greatest values, and the least risk but you have to be patient
Current real estate prices aren’t high because they have been driven up by irresponsible speculation. As was often the case in the past. Prices have risen because a constantly increasing population with money to invest has been created - and continues to be created.
This it's my favorite financial channel even though I'm in my fifties. I'm trying to tell all my young cousins about your channel. By the way one day would you have an episode related to those in their mid-50s on taking the next financial step before retirement. Keep doing what you're doing. May the Lord continue to prosper you.
I am a 38 year old blue collar man who has coasted through life for years with no plan or vision. But thanks to anthony oneal I woke up and realized it's time I get a dream, vision and a clear plan. Thank you for your channel AO!! You are the man!
@@outdoorsman4245 Oh ok, I understand. I've been in that place and I found being still and letting go of old ideas of success were helpful. Looking at simple things that makes me happy gave me clarity. When I let go of old was of thinking like, a corporate job is always the best option to earn a high a high salary. I was able to see opportunities in so many places. My mind opened, I'm on a new path now.
A Woman that equally shares her children, doesn’t live on child support or government welfare, and is saving and investing?!? This woman needs to be protected at all cost
I’m 30, I’m a woman and I’m listening 👂🏾 💕🙏🏾💳 I took my credit from a 380 to 798 , I’ve conquered Credit but not investing, this is the year for me to learn!
I’m a 28 y/o single female and I need and love these conversations! I’m a RN and I definitely plan on retiring by 50, older nurses look at me crazy when I say that to them.
Ladies! Have you guys thought about becoming Travel Nurses? a recent call on Dave's show had a nurse who went from 85000 to 300,000 last year, when she became a travel nurse. My niece is moving to AZ to do the same...as young women this is the perfect time to take advantage of all the opportunities available to nurses. Remember what Chris Hogan says, "Retirement isn't an age it's a number."
@@sybilhyde6805 Of course I have! I have a child, and with sports and all, it’s just not my time, but in 5 years when she graduates................It’s on!
7:52 The first and most important thing she taught us was to let go of things that no longer serve you. She sold her house for that very reason. Void of emotions she made a decision based on logic that better served her financial situation... Most of us would have held on to the house for all the wrong reasons...
Yes, very inspiring but I really wish the actual steps to saving towards the 750k was more detailed. If any suggestions could be offered as to what stocks/investments outside of a company 401k plan helped her achieve her high savings, that information would have been helpful during this interview. And it would have given me a more clearer idea where to start in terms of investing in the stock market. Maybe, Anthony you could bring Dr. Lakisha back on your show for a part 2 so those questions can be shared to individuals like me who want to reach more long-term financial goals! Thank you
We have to stop expecting people to hold our hands and spoon feed us. Her story and advice should be inspirational enough for you get out there and do it yourself. Stop requiring people to do everything for you.
But Everyday Millionaire from Ramsey too. Two Christmas’s ago I gave book bundles to my entire extended family from Save Ramsey. I can tell who read them and not. It’s actually getting more obvious as time goes.
For me the best I have succeeded in forex trading is by trading with a good account manager, I've been able to grow my account to $20,000 within a month under the guidance of a good account manager.
First off I'm brand new to this channel and to have the host be so in tune with his target audience 🙌 !! I'm 32 and he knew I would be here!! Secondly, Dr. Keisha is electric! I love her energy! So positive and relatable! I love it. Saved this video so I can watch it again in case I missed some steps!
Retirement is not an age its a financial number. I feel I need to be held accountable to this. But I want to Retire in three years at 45. I'm gonna have to work my tail off but because of Dave And Anthony I really believe I can do it.
I am so pumped to se Dr. Lakisha on here!!! She is so amazing. Proud to call her not only a friend but I attened her courses, and have seen how off the charts incredible she is. Her teaching is so clear and she is real. Love this COURAGEOUS woman.
*The first step to successful investing is figuring out your goals and risk tolerance* - either on your own or with the help of a Financial Advisor. If you can get the facts about savings and investing with a well detailed plan, you should be able to gain financial security over the years and enjoy the benefits of managing your income.
It's not how much money you save in the bank, but how much money you earn and how hard it works for you. Money devalue over time, investment is the best option as it grows over time
I think the key thing here is working with a professional. Yes people have devoted their lives to making profits in the market, but those of us who haven't but are interested in investing can simply work with them.
Awesome wisdom led information. I retired from the military at 40 with nothing to show for it! That was my wake up call! I've saved more as a retiree than I did in my entire 20 plus year career. My husband and I also have real estate and are heavily invested in stocks! I didn't take heed to this information early on in my life but I have corrected it and I thank God for showing us the way!!! Livinb above our means is no longer a option!!! Peace and blessings to you all.
I turned 39 today and I’m starting now. I wish I really understood and new this FIRE life and everything else when I was in my earlier years. I’m new to the channel but I’ll be listening regularly
How is it more important how she made it? She could have made 10M that year and spent 10M that year, then she wouldn’t have any money 😂🤷🏾♀️. I’d like to know how she saved it too please.. 👀
She didn't start from $0. She already had 125k to start with her saved money and what she got from the sale of her home. She invested in the stock market and cut her expenses then re-invested the savings.
Followed Dave & got out of debt, built an emergency fund and then more savings and eventually starting my own business. Now it’s time to seriously invest! Time waits for no one! I swear it feels like I graduated HS yesterday 😂 (28 years old) lol but I have more than enough time! Thanks for the video glory be to God! 💕🙏🏾
She is right. I sat in a barber on Madison Street in Oak Park, IL for over 2hrs with an appointment waiting for 2 kids haircut. The owner didn't care. My kids had fell asleep in the chairs and I was told repeatedly, "Oh, this person is before you". It was ridiculous. A male friend had to drive to where I was and speak to the owner, who then claimed he was unaware that we were waiting that long. We were sitting 2 chairs in front of the owner. Barbershop are not kind to single moms at all; and that is sad!
Stock market isn’t the only game in town. Looks like she’s buying index funds. Market dropped 40% in 2008. 6 total lost years! And right now the market is the highest it’s ever been.
@@bobby_ewan the best you can do is slowly invest in what really works for you in you’re situation.Plant you’re own seed for YOU. I started investing as a Teenager for myself not for the current boyfriend or friends or family told me about.
@@TheRealVivia Vanguard is good. Also currently Bitcoin skyrocketed since El Salvador became first country in the world to accept Bitcoin as legal tender in that country
It's a barbershop catered to men like a salon is catered to women. Men= masculinity Women= femininity. U think men are comfortable sitting in a nail shop? Saying something like its to much femininity in the salon 🤦
@@uptownscenery9175 Men don't seem uncomfortable when they at the nail shop getting pedicures, I see more and more straight men getting they toes done everytime I go and they seem very comfortable🤣🤣
I’m 40 and I was a single mom early in life and although it hasn’t been bad I wish that I would have lived for myself verses everyone else’s standards, including family. But 5 years ago I was blinded by love and became broke and homeless . It has been a journey to stand where I am today but I’m grateful for the experience and I’m learning to not make the same mistakes . This was so informational but relatable . I find sometimes that things are not explained to us on a certain level that we may not comprehend . Smart or not . Thank you
College(piece paper/automatic debt) doesn't necessary make a difference and isn't for everyone, I went to college and have debt, if I was to do it over again military all day. Let them pay everything.
Loved every part! I met Dr.Lakisha in 2017 and her husband as my professor at TSU in 2015. Love hearing her story again as I rework her workbook for a 2nd time!
The fact she sold the house is a testimony in itself. There are so many stories of people taking their life in the back of there $100,000 house, and my first thought was, "why didn't they just sell the house and start over?". These humble beginnings are truly a blessing in disguise, because it makes us resourceful when these tough times come when we don't faint.
The key is to live below your means . Shop Aldi , shop Walmart , shop Goodwill . Don't live up to other peoples expectations , live to your own . Remember , pride comes before a fall .
When you build wealth, you may be in a better position to pursue the lifestyle you want. Your life can become one of possibilities rather than one of limitations.
To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk. Investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.
You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. Do you have a pro you can suggest
The thing to take note on . She didn't SAVE $750k.. she invested the 125k she already had. She had a large chunk of money already accumulated. She didn't start from nothing and aquire 750 from $0. But the message is good. Live below your means. Save. Max your 401k. And invest in the stock market.
This was a very disappointing video, at no time was there any specific information given. Work a job, keep your bills low, invest money, pretty much everyone knows this system. How about sharing what type of brokerage she used to invest, what were her side hustles to generate extra income? How did she research stocks to purchase. Also other than selling her house, what other ways did she lower her living expenses?
Hello! If you know the formula can you tell me what part of the formula you have applied this far? There is a wealth of information that is FREE on RUclips. Start with F.I.R.E and go fr there to researching videos on stocks. I'm learning about REITS and stock investing now! Join me!
Just ordered her workbook and look forward to learning as reading. I’m a single mom at 41 with a 9 year old and I’m ready to get my life right! She is pretty awesome and I love her drive! 💗
I love this. I'm a 40 y/o single mom, barely understanding these key elements. We only have the time God blesses us with, so age shouldn't be a deterrent nor an inspiration, rather, the fact that time isn't promised means we all need to stop wasting that which we do have. Thank you guys for this insight.
*I will advise you invest with Manager williams and earn huge like I do and he's currently handling my Portfolio earning 200% profit with his strategies and guideance you will achieve alot*
Great show, I sat down with my 17 year old and she's (we're) starting early. I have custodial accounts for them now and they know how to research companies of clothes, fast food, and other necessities they like. They are owner's in these companies!!!. I'll definitely pass this show on. Appreciate you!!!
When I tell you this message is right on time for me. Everything she is saying, I have been thinking. I have a 9-5 n I want to use my 9-5 to help me get where I deserve to be in life! My procrastinating is preventing me, but I vow 2023. It’s my year. I know it’s cleche, but I’m so serious!
I am halfway to my end and now I find my biggest problem is the options part! I’m leaning to expat abroad in a few super cheap countries for a few years.
I have always been fascinated by investing, but without adequate knowledge on the right thing to do, I find it difficult to start. *I politely ask, what’s the best sector to invest in?*
It is entirely possible for a smart and patient investor to go into investing with the right information. One of the best ways to get started is to get help from an experienced Financial Consultant . I've been investing since *2015* and I'm extremely happy with the returns I get working with my investment advisor; * Hamilton Phoebe Zoe*
@@johnpoter9007 I am very interested in this information and I've some money sitting idly in the bank with that I can start investing without further delaying, If you don't mind How can I get in touch with your professional?
@@rudriguezbauer7520 As to get more details about my Investment Professional; *Hamilton Phoebe Zoe* easily do quick internet research where you can easily write her from, do your research with her full names mentioned.
I'm glad I stumbled upon this. My wife and I works with Phoebe. Before now, we spent more and saved less. Phoebe changed that mindset and gave us a way to generate money investing in the financial market. Working with Phoebe, opened our eyes to a lot of investment opportunities, which in turn, helped us become less dependent of our earned income.
AO! I said this on another video but bro...BROOO!! You are CHANGING LIVES with the content and the guest that you bring on your show. It's so versatile. So many of these other podcast are either money focused or relationship focused..but you have Pastors, Entrepreneurs, Single moms, Married men, Married women, real estate folks, stock folks, insurance folks, tax folks..man 😤 It's a one stop shop. Blessings man. I know God is going to take care of you
She is preaching!!!!! You have to do the things you have to do. Living in that big house for everybody else, to impress & not for yourself! The name brands & the car to impress everybody else. Get off that train!!!!! They are speaking truth!
Just found your RUclips channel. Can’t wait to binge watch more because this video was inspiring! It takes courage to be 100% accountable to your circumstances. She’s sent a powerful message: everyone can take back control of their finances and their lives!!! Best RUclips video of the week!
This man is putting people on major game, this is real talk! 💯 Glad this queen is sharing her knowledge, the pain she went through that she’s shared with us to bring the knowledge without us having to go through the pain that came along with those lessons. Thank you 🙏🏾
Sorry Mr. AO, The AO ceiling is breaking, because I'm 53, there's a lady who commented in her 70s and God only knows how many more who just don't usually comment. Ok I need you to tell me the EXACT WAYS to get into the stock market with many choices I can choose from. I don't know how to go about it and I need to learn this. Thank you. I'm texting you right now. I loved this show and shared it with my soon to be 30 son. Hey all of us who are breaking the AO ceiling know some young peeps too.👌🏾✌🏾🤗
Preparation is everything and intentionality with every dime. Twenty years ago I was reading "Black Enterprise" and I discovered my net worth. I added up assets and liabilities. I had a negative net worth of $27,000. This got my attention and made me focus not on how much money I made but how much I kept. I set up financial goals around having choices. Fast forward twenty years and I was able to leave a toxic job (choices). The job market has not produced any great opportunities over the last year. Because I beefed up my financial goals, I am able to retire 11 years earlier than my retirement age. Lakisha is correct about the stock market. My portfolio has doubled in four years.
Loooovvvveee the knowledge she shared today. I am a single mom who receives 0 support form my child's dad and I am currently thriving in my career field. Never thought of increasing my 401K contribution each year when I get a raise. Her story will make a change in my life. Thanks!
I have a TIAA account and I do an automatic 1% increase with my raise every year so instead of a 5% raise I say I got a 4% and I never notice. My job also matches at 7%. Next year they go up to 10% since I’ve been there 10. See if your job matches and you can automatically enroll some of your annual raise. My balance goes up so fast.
Congratulations Lakisha after 22 years of drinking drugs and gambling I have been clean from all those habits I am on my way to bigger and better things don't wait to change your life just wanted to thank you Lakisha for sharing your encouraging words Stay strong you and your family members thanks again for sharing 🙏🙏🙏
In order for somebody to listen to this and then also put a thumbs down I don't know what to say about that type of person because this young lady is telling the truth.
This is so awesome, this show came at the right time . I am a 36 yr old business major and we are learning all this information she is saying. She is giving some gems for free.
I'm newly a widow and am having to figure things out. I truly had a one of a kind husband. Truly... The blessing is that I am in a better financial position rather than worse so I'm going to soak up the advice that serves me and my circumstances. Thank you for sharing❤
These things stood out for me that she said rebuild! Relief! Have what you need to survive! I’m a single mom and 41 years old. I’m tired of just making it financially. I’m tired of living with others! Gotta do something to make it and be comfortable.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen & experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that my brother was able to get out of debts & bad credit to become his own boss 💪🏽 by using 850CREDITRESTORATION🎡NET .
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I did the same thing. Sold the house, got a 2 BR townhouse, and yes my boys shared a room and we were fine. No child support, we share custody too. God always makes a way. He is our provider!
Amen 🙏🏽
Amen ! God is good
Amen!
🙏
what’s wrong with child support he helped create that child too
I’m glad someone said that having a house isn’t always the best thing. Especially if it’s keeping you broke. Kudos to her.
PLEASE KNOW THAT A RESIDENTIAL HOUSE IS A LIABILITY NOT AN ASSET...
MTGE/ INSURANCE/PROP TAXES/
MAINTENANCE ETC. NOT COUNTING
AUTOMOBILES INS THERE GAS MAINTENANCE ETC
now a house with tenants that will work because they are paying your mtge taxes etc....
JOB means. JUST OVER BROKE!!!
JB.OK
@@johnbenjamin2703 it depends on one’s situation.
Disagree you can also rent it or use it for Airbnb.
@@Beautybizz28 And water is wet. Renting a property for income is an obvious income advantage. I also said it isn't "ALWAYS" the best thing. Which would imply that in other cases it may be beneficial. But that's not what she was referring to in the conversation. Home ownership to LIVE in was what she was talking about. Any asset that isn't producing income is a liability.
For very many families; buying a home in a robust market is the easiest and quickest way to build equity(eventually worth when you sell); also given market rents going up it’s a means to protect yourself from the lease race
This has to be one of the most inspiring and motivating message for a single black mom! As of last year, I took control of my finances. I left my expensive apartment with 3 children and moved into my mom’s house. I’m fortunate to live rent free but I supply the groceries and pay little utilities. I paid off my credit card debts, save about 90% of my paychecks and now I’m tackling my student loan while it’s interest free. It’s hard work and there are days I cry. Days when I miss my own space and privacy but I pray and remind myself that there is a goal and light at the end of this tunnel.
You got this girl!
Keep that focus! I'm proud 💪🏼
You got this!
Keep going, stay there and continue to work on your goals. I wa a single parent and I wish I had that option
@@glenacummings283 Thank you
“God, give me what I need, not what I want”. I felt that.
Yes I really felt that when she said that!!!Amen!!
When she described being house poor it spoke volumes! People create a high luxury lifestyle but fail to maintain it if things go wrong. So much respect for her!
She still did not provide any info 🤷♀️
I'm 43yrs old, and if I had some of this information years ago, I would be in a better place. Listen, learn and apply what they are telling us. Right now my plan is to retire between 50-55. Watch Me Do It..
You got this!
You can do it!!!!
Following. :)
Hi John I am 43 and doing it just like you and I have a 10 year horizon, and yes you can & will do it ! Stay focused & turn off the buzz. Good luck brother!
PEOPLE SPEND 300 ON FAST FOOD EACH MONTH
I will be debt free tomorrow. I'm excited to try and save $720,000 in 5 years. Great inspiration.
Start investing!
How do you plan on doing that? If i may ask..
Ita not gonna happen
@@livingashtree1942 I only listened to this episode to hear how she did it and it was never discussed. You gotta be making big $$$, got an inheritance or something like that to save that much in 4 years. That’s an average of $190k a year in savings.
@@BiggCope
Second income stream and downsizing your current lifestyle will do it.
i'm 19 and i'm glad i started watching videos like these since i was 18. a lot of my peers are not doing this
Don't loose that attitude! I'm 29 working toward paying debt if you can learn what we are learning now at this age. You will be set. Work hard. Nothing comes easy. And when you have challenges seek the lesson and keep going. 🙏
@@ohsowlocle thank you for the encouragement and you too don't give up
Oh how I wish I was in tune with financial literacy at 19. You not only have an advantage over your age mates but a high percentage of the American population
That’s ok when they are 30 they will wish they payed attention
You're ahead of the game 💪🏾
You work for 40yrs to have $1M in your
retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires
Wow thank you for your kind heart, I really find it difficult to trade myself am looking forward to find an Exprt to help me out when I ran into you
You are right. Been thinking of going into gold and cyptocurrency
It's obvious everyone is doing this online Investment
@@thylda7877 I totally agree with you it has been an eye-opening experience for a lot of people.
@Julia.c Davis I have also experience her great work too, she is good I can assure you of that
I’m about to be 46, married, but have found your talks are important for all groups of people. It’s not too late for us either.
It’s never to late!
I gotta say channels like Anthony O'Neal really inspired me to focus on my personal Finance as a young black man. As a result of this I purchased my first home/rental property in Brooklyn NY. I even created my RUclips channel to share the steps I took to get the property. I'm so inspired by this lady's story. I needed to hear this
I know that’s right 👏🏽 congrats !!!! God bless you
@@tasiaowens. thank you 🙂
Very good, you're awesome!
Awesome! Gonna check out your channel! :)
Congratulations!🙌🏾
Im a single mom too. I worked my self out minimum wage. With education and taking them low paid jobs with lots of responsibility, now seating in my own office with a small company. Now, im out the minimum wage level. But my income is not even 60k. I live is California, I will keep pushing. Things are much better, but my income needs to increase. Congratulations to her and the financial success.
Focus on sustainability instead of short term income increase.
I heard the average rent in Cali is 3000$ a month. If you could move to the South, we have good jobs. Average rent is 400$-800$. Pay is between 40-50k for some at home jobs. Don't know if relocating is an option but alot of people move here to make more money cause it's cheap to live here.
@@danielmontgomery8304 I agree with this gentleman! If AT ALL POSSIBLE set a goal to move by next year. Get with family and friends who live out of state and ask about the cost of living. Or pick a state (you've got options galore!) look into housing, childcare, schools etc... YOU CAN DO THIS!
@@danielmontgomery8304 where in the South?
@@lukewalken1316 Mississippi, Tennessee, Texas, Georgia, Kentucky, South Carolina, Alabama and Florida. I know these states have rent from 400-800$ a month. Idk about the best jobs for all of them but I'd say Alabama, Tennessee, Georgia, some of Kentucky, South Carolina, and Texas for sure has got good paying jobs based on my knowledge, the connections I have and career experience.
Hey I’m 15 years old and I’ve been listening to your podcast about finances the past few days and it’s truly been helping me I have my own clothing brand Overcomer Clothing, LLC and I’ve been trying to learn about budgeting but I truly appreciate you and all the gems you and the people on your show drop!!!
I'm glad you're getting this young and you will prosper. 🤗
I wish you much success with your clothing company!
That's really good of you! Continue the good work and you shall flourish
Sounds like you have a good head on your shoulders!! Keep going, learning and growing!💪🏽🙏🏽
@@darcellvoid807 Thank you it’s greatly appreciated!!
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too 🙏🙏🙏
Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time.
Seriously I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.
Yeah investment is the key to sustaining your financial longevity but venturing into any legitimate investment without a proper guidance of an expert can lead to greater loss too
exactly! That's my main concern and what kind of investment can someone do with this increase economy turndown
Hello, what exactly kind of investment are you talking about here, honestly I wanna get start with it
I am a single mother of four and one is autistic and another has cerebral palsy from premature birth. I graduated with my associates degree in respiratory therapy. I worked in the ICU and the workload and 12 hour shifts was too much for me as a mother. Finding a daycare to watch my kids for 12 hours was weighing on me. My kids needed me so I left my healthcare career and worked in the school system which I learned was a joke. I am in transportation now and I am starting a business from ground up bc I eventually want to work for myself. My kids are now grown except for the last one who is a teen. I want to leave a wealthy legacy for my children. I am trying to get my credit together and save instead of spending.
A lot of people thrive outside of a relationship. She seems really focused and goal oriented, so when she completely focused on herself, and not a man as well, she sky rocketed.
Gurrrrl say dat loud
what? pay attention, relationships had nothing to do with this. save and invest period....
@@TrEo2322 you probably have no clue how much some woman actually put into relationships. Mothers who prioritize everyone and everything except themselves. You obviously never paid attention yourself
She's simply cute too.. Not wearing her money to look good
I agree, specifically when the spouse is a spender or not on the same page financially.
Some comments say that she didn't elaborate enough. C'mon, it's a 30 min segment. Basically, she cut expenses...including downsized her home & reduced luxury costs, she created a budget, saved, invested. Don't know how to start investing? 😄 I used to say that‼I stopped saying that after I bought books, attended financial forums & created a plan. It's about money management, not just how much you earn. 🗣 Develop investment capital in yourself & get started. It is a process. Congrats to her on progress so far 👏🏽👏🏽 Love to see it 🙂
She said the s&p 500
@@zeekie54 doesn’t matter how much you cut spending, $750k in 4 years is astronomical. I really wanted to hear how that was achieved. She said she never made $200k a year and even with making that much you don’t hit $750k in 4 years.
@@BiggCope
She put her money in the stock market.
@@digitallocations1423 I can tell by your response you know little about the stock market. “She put it in the stock market”....it’s not a tool the creates exponential returns like that. It can, but you would have to take huge risks.
@@BiggCope for real! This was ALOT of talking with no SUBSTANCE!!!
Anthony you are wrong. I am 71 years old and I listen to you. Too, I have my friends including my children 42 and 38 listenting to you. Keep up the good work youngman. Be blessed!
I’m not wrong. I said the most common person watching me is a 33 year old individual. 😁
Yesssss! Keep spreading that wealth of wisdom!
I was thinking the same thing. Lol. I am 45 years old and listening with focused intensity.
I think the age range is wider too 🤗
This video literally saved my life I’m
a single mother of 3 and am running out of steam mine are teenagers and I’m looking for the brighter days left with house, finances work
childcare. Seeing my kids grow gives me strength
Getting rich off crypto is much tougher than it seems. I keep losing money while trading with these youtub videos, and finding a trustworthy professional trader to help out with these trades also appears to be nearly impossible. This is extremely annoying
That's true! Most failures in the market system today is as a results of poor orientation and bad experts methods in winning
Real estate has been the best but crypto is better rough for fast wealth growth
Now! One thing I tell everyone is learn about real estate. Repeat after me. Real Estate provides the highest returns, the greatest values, and the least risk but you have to be patient
Current real estate prices aren’t high because they have been driven up by irresponsible speculation. As was often the case in the past. Prices have risen because a constantly increasing population with money to invest has been created - and continues to be created.
Yes you are right. Investing was the best thing that happened to me last year
Anthony O'Neal is probably my favorite Ramsey personality. I love his channel.
:-) thank you. Means a lot.
Absolutely - you're keeping my faith and trust in the process alive! Keep the content coming!
Agreed!
This it's my favorite financial channel even though I'm in my fifties. I'm trying to tell all my young cousins about your channel. By the way one day would you have an episode related to those in their mid-50s on taking the next financial step before retirement. Keep doing what you're doing. May the Lord continue to prosper you.
Agreed , he is a huge asset to the brand. You can tell when the Holy Ghost places someone
I am a 38 year old blue collar man who has coasted through life for years with no plan or vision. But thanks to anthony oneal I woke up and realized it's time I get a dream, vision and a clear plan. Thank you for your channel AO!! You are the man!
That's wonderful! What were your game changing steps?
@@kayliathequeen9612 I realize that I need a dream and a vision I just don't know what those are yet
I understand his explanation of what they are but I have not figured out what I really want to do
@@outdoorsman4245 Oh ok, I understand. I've been in that place and I found being still and letting go of old ideas of success were helpful. Looking at simple things that makes me happy gave me clarity. When I let go of old was of thinking like, a corporate job is always the best option to earn a high a high salary. I was able to see opportunities in so many places. My mind opened, I'm on a new path now.
@outdoors man does your wife/gf support your vision?
A Woman that equally shares her children, doesn’t live on child support or government welfare, and is saving and investing?!? This woman needs to be protected at all cost
😂
Doing the same. Thankyou for the compliment 😉🙏🏼
❤️
All woman should be protected!!
He was paying most of the bills she definitely got child support and alimony
When she talked about the barber shop experience as a single mother 🥺 I feel seen
I Felt that too
I’m 30, I’m a woman and I’m listening 👂🏾 💕🙏🏾💳 I took my credit from a 380 to 798 , I’ve conquered Credit but not investing, this is the year for me to learn!
How did you do it ?
I'm with you! I have the credit now, emergency fund and some a small lol amount aside to invest in something
Check out the companies Quickbit and Gapwaves, will revolutionize the fintech and automotive areas and they are both cheap to enter right now
Hi, how were you able to build your credit?
Same here
I’m a 28 y/o single female and I need and love these conversations! I’m a RN and I definitely plan on retiring by 50, older nurses look at me crazy when I say that to them.
I’m an RN also, and I say the same thing. We can do this Sis!
Girl I’m a RN and 27 and I’m retiring at 30. Idk how lol. But I’m manifesting it! We can do it!
Me too🙌🏽🙌🏽
Ladies! Have you guys thought about becoming Travel Nurses? a recent call on Dave's show had a nurse who went from 85000 to 300,000 last year, when she became a travel nurse. My niece is moving to AZ to do the same...as young women this is the perfect time to take advantage of all the opportunities available to nurses. Remember what Chris Hogan says, "Retirement isn't an age it's a number."
@@sybilhyde6805 Of course I have! I have a child, and with sports and all, it’s just not my time, but in 5 years when she graduates................It’s on!
7:52 The first and most important thing she taught us was to let go of things that no longer serve you. She sold her house for that very reason. Void of emotions she made a decision based on logic that better served her financial situation... Most of us would have held on to the house for all the wrong reasons...
Exactly. If i get a house i will buy Not pay mortgage cause life has unexpected turns
Yep! You said it well.
“You are talking right.” 👏🏾 I think we needed that little exhortation upfront. 🙌🏾 This was so encouraging and uplifting.
I'm so glad you enjoyed it sis!
I’m so glad!
Astonishing she said she was relieved after selling her home. It's the worst to have something that's nice but unable to enjoy it.
Yes, very inspiring but I really wish the actual steps to saving towards the 750k was more detailed. If any suggestions could be offered as to what stocks/investments outside of a company 401k plan helped her achieve her high savings, that information would have been helpful during this interview. And it would have given me a more clearer idea where to start in terms of investing in the stock market. Maybe, Anthony you could bring Dr. Lakisha back on your show for a part 2 so those questions can be shared to individuals like me who want to reach more long-term financial goals! Thank you
I agree, more details 🙌🏾
Yes me too, totally agree!!
Index funds invest in
We have to stop expecting people to hold our hands and spoon feed us. Her story and advice should be inspirational enough for you get out there and do it yourself. Stop requiring people to do everything for you.
I agree. I thought I missed something but the steps were not given.
35 year old single mom here 🙋🏽♀️ tuning in
I’m with you literally!!
Same
34 yrs young single mom and listening and rooting for all single mamas
Same!! Late but on time!
37 with two! and I'm here to support my fellow momma's... Lord's will 🙌🏾 we ALL will be financially free in 10 yrs or less. Good Luck ladies. 😍
Got Married & bought a house at 23. Now 26 & looking into investments
I'm 68 yrs old and I listen too, hopefully my 18 yr old grandson is listening. I bought Debt Free Degree for him last year😊
Awesome
Ya
But Everyday Millionaire from Ramsey too. Two Christmas’s ago I gave book bundles to my entire extended family from Save Ramsey. I can tell who read them and not. It’s actually getting more obvious as time goes.
For me the best I have succeeded in forex trading is by trading with a good account manager, I've been able to grow my account to $20,000 within a month under the guidance of a good account manager.
@@hillarysnow7077 Indeed investing with an experienced expert is the best way to get started in the forex market.
First off I'm brand new to this channel and to have the host be so in tune with his target audience 🙌 !! I'm 32 and he knew I would be here!!
Secondly, Dr. Keisha is electric! I love her energy! So positive and relatable! I love it. Saved this video so I can watch it again in case I missed some steps!
Shedding the house can be a part of healing after a divorce. I had to do the same. I never cried when my son was with his dad. That was me time. ☺️
I heard her say when they go to their Dad. The kids are for both of you. Share them. Depending on the situation respectfully.
I thought this was odd because she mentioned that and they still talk as if they wasn’t coparenting
Retirement is not an age its a financial number. I feel I need to be held accountable to this. But I want to Retire in three years at 45. I'm gonna have to work my tail off but because of Dave And Anthony I really believe I can do it.
You can do it
I am so pumped to se Dr. Lakisha on here!!! She is so amazing. Proud to call her not only a friend but I attened her courses, and have seen how off the charts incredible she is. Her teaching is so clear and she is real. Love this COURAGEOUS woman.
*The first step to successful investing is figuring out your goals and risk tolerance* - either on your own or with the help of a Financial Advisor. If you can get the facts about savings and investing with a well detailed plan, you should be able to gain financial security over the years and enjoy the benefits of managing your income.
I think the pandemic have really taught people the importance of multiple streams of income, unfortunately having a job doesn't mean security.
Successful people don't become wealthy overnight. What most people see as a glance wealth, a great career and luxury is a result of smart work.
It's not how much money you save in the bank, but how much money you earn and how hard it works for you. Money devalue over time, investment is the best option as it grows over time
I think the key thing here is working with a professional. Yes people have devoted their lives to making profits in the market, but those of us who haven't but are interested in investing can simply work with them.
@@benjaminhartmann3478 Alright, so you know anyone?
Awesome wisdom led information. I retired from the military at 40 with nothing to show for it! That was my wake up call! I've saved more as a retiree than I did in my entire 20 plus year career. My husband and I also have real estate and are heavily invested in stocks! I didn't take heed to this information early on in my life but I have corrected it and I thank God for showing us the way!!! Livinb above our means is no longer a option!!!
Peace and blessings to you all.
I turned 39 today and I’m starting now. I wish I really understood and new this FIRE life and everything else when I was in my earlier years. I’m new to the channel but I’ll be listening regularly
Happy belated bday! Mine was 4 days ago
@@courtneyamber1905 then we must be a day (plus years) apart 🥰 Happy belated birthday to you too!!
Happy belated, will be 39 in May and i'm just starting too. We'll get there :-)
@@amasarpong5835 thanks girl for the bday wishes! Yes we will! We gotta just do it, right? 🥰
You still have plenty of time to invest
Forget about how she SAVED 3/4 of a million in four years. I wanna' know how she MADE 3/4 of a million in four years!
Either way, she's still a success
Exactly, Michael. 🙂
How is it more important how she made it? She could have made 10M that year and spent 10M that year, then she wouldn’t have any money 😂🤷🏾♀️. I’d like to know how she saved it too please.. 👀
She didn't start from $0. She already had 125k to start with her saved money and what she got from the sale of her home. She invested in the stock market and cut her expenses then re-invested the savings.
FACTS!
I'm 70 and I'm a listener!
Thanks for listening Stephanie. Means so much.
@@anthonyoneal You bet! I'm a Nashvillian!
And you never to old to learn or teach thank you for keeping it real
Love it!
61 here and also a listener 👍🏽
Followed Dave & got out of debt, built an emergency fund and then more savings and eventually starting my own business. Now it’s time to seriously invest! Time waits for no one! I swear it feels like I graduated HS yesterday 😂 (28 years old) lol but I have more than enough time! Thanks for the video glory be to God! 💕🙏🏾
That’s amazing. Pray you make it ❤️
Who is Dave?
@@cindychelsea784 Thanks love! 💕
@@anisebae2652 His mentor, Dave Ramsey
She is right. I sat in a barber on Madison Street in Oak Park, IL for over 2hrs with an appointment waiting for 2 kids haircut. The owner didn't care. My kids had fell asleep in the chairs and I was told repeatedly, "Oh, this person is before you". It was ridiculous. A male friend had to drive to where I was and speak to the owner, who then claimed he was unaware that we were waiting that long. We were sitting 2 chairs in front of the owner. Barbershop are not kind to single moms at all; and that is sad!
I hated going to the barbershop too. This interview is on point. I hate excuses
Thank you so much!
The stock market is definitely where the money is at!!
Stock market isn’t the only game in town. Looks like she’s buying index funds. Market dropped 40% in 2008. 6 total lost years! And right now the market is the highest it’s ever been.
@@bobby_ewan the best you can do is slowly invest in what really works for you in you’re situation.Plant you’re own seed for YOU. I started investing as a Teenager for myself not for the current boyfriend or friends or family told me about.
But which index funds to invest in
@@TheRealVivia Vanguard is good. Also currently Bitcoin skyrocketed since El Salvador became first country in the world to accept Bitcoin as legal tender in that country
I am a 58 year old West Indian female who walked that road before you. You make me proud of our accomplishments, stay blessed.
Finally, someone said something about the barbershop as a woman. Very uncomfortable. Great episode! Single mom here working on baby step #2!
It's a barbershop catered to men like a salon is catered to women. Men= masculinity Women= femininity. U think men are comfortable sitting in a nail shop? Saying something like its to much femininity in the salon 🤦
@@uptownscenery9175 That's all cool and dandy but every deserves basic respect in any place of business. This is not the streets.
@@livelovely4681 Thank you!
@@livelovely4681 Who said she is disrespected? My guess because the men decide to accommodate her for being a women she feels some type of way.
@@uptownscenery9175 Men don't seem uncomfortable when they at the nail shop getting pedicures, I see more and more straight men getting they toes done everytime I go and they seem very comfortable🤣🤣
I’m 40 and I was a single mom early in life and although it hasn’t been bad I wish that I would have lived for myself verses everyone else’s standards, including family. But 5 years ago I was blinded by love and became broke and homeless . It has been a journey to stand where I am today but I’m grateful for the experience and I’m learning to not make the same mistakes . This was so informational but relatable . I find sometimes that things are not explained to us on a certain level that we may not comprehend . Smart or not . Thank you
College makes a difference. 43, my youngest is now 18, I'm planning to follow my dreams now that my babies are all on their feet.
College(piece paper/automatic debt) doesn't necessary make a difference and isn't for everyone, I went to college and have debt, if I was to do it over again military all day. Let them pay everything.
@@hurdleking_4008 there’s a thing called tuition reimbursement too
Only if you plan to work for someone else.
@@marriejames01 All jobs don't don that, and if they do it's little to nothing...
Some people can’t afford it and some of us aren’t “smart” enough to pass that letter thing
Loved every part! I met Dr.Lakisha in 2017 and her husband as my professor at TSU in 2015. Love hearing her story again as I rework her workbook for a 2nd time!
I love that you are doing this episode!!!!
The statement “Single Mother” is frowned upon.
So inspirational!!!!
This is my first time watching. You brought her onto the show to share HER approach. I’d say let her talk more. She could have given us more.
The fact she sold the house is a testimony in itself. There are so many stories of people taking their life in the back of there $100,000 house, and my first thought was, "why didn't they just sell the house and start over?".
These humble beginnings are truly a blessing in disguise, because it makes us resourceful when these tough times come when we don't faint.
Woooooooow this lady is telling my whole story! Whew I thank God for Jesus because I too have made it to the other side of that time in my life!
Love it! Praying for ya Queen.
Stay encouraged!
You and I both sis, as she said, there is light! Keep pushing.
The key is to live below your means . Shop Aldi , shop Walmart , shop Goodwill . Don't live up to other peoples expectations , live to your own . Remember , pride comes before a fall .
& dollar tree😁
Even H&M,ROSS, Marshalls, TJ MAX, Love all of these stores
If you're here in 2021 and you haven't invested into bitcoin already then you're late.
People will be kicking themselves in a few weeks if they miss the opportunity to buy and invest in bitcoin..please be wise
Investing in crypto now is very cool especially with the current rise in the market now
Stocks are good but I think crypto is better
That won’t be a problem if you trade with a professional like Expert Rose
I heard her strategies are really good
When you build wealth, you may be in a better position to pursue the lifestyle you want. Your life can become one of possibilities rather than one of limitations.
To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk.
Investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.
You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. Do you have a pro you can suggest
Tamara Diane Hagan gives the best technique. look her to see everything you need to know.
@@ameliagarcia3485 Found her website. thank you Amelia
I feel like this was for me “if you’re 33, it’s not too late but you don’t have time to be playing”. Yep gotta get serious TODAY!!! Thank you 😊
This is so good, we need her to write that book. Turn your divorce into dividends. And as a stylist I agree, help your clients to help themselves
The thing to take note on . She didn't SAVE $750k.. she invested the 125k she already had. She had a large chunk of money already accumulated. She didn't start from nothing and aquire 750 from $0. But the message is good. Live below your means. Save. Max your 401k. And invest in the stock market.
This was a very disappointing video, at no time was there any specific information given. Work a job, keep your bills low, invest money, pretty much everyone knows this system. How about sharing what type of brokerage she used to invest, what were her side hustles to generate extra income? How did she research stocks to purchase. Also other than selling her house, what other ways did she lower her living expenses?
Buy the book, I guess
Hello! If you know the formula can you tell me what part of the formula you have applied this far? There is a wealth of information that is FREE on RUclips. Start with F.I.R.E and go fr there to researching videos on stocks. I'm learning about REITS and stock investing now! Join me!
I was thinking the same thing
Im 18 minutes into the video and I’m still wondering what exactly she did. Watching this video is a waste of time
That’s what I’m looking for 😂!!! Right saved me a hour thanks
How do People give a thumbs down to an amazing video such as these? I'm completely mesmerized.
Just ordered her workbook and look forward to learning as reading. I’m a single mom at 41 with a 9 year old and I’m ready to get my life right! She is pretty awesome and I love her drive! 💗
I love this. I'm a 40 y/o single mom, barely understanding these key elements. We only have the time God blesses us with, so age shouldn't be a deterrent nor an inspiration, rather, the fact that time isn't promised means we all need to stop wasting that which we do have. Thank you guys for this insight.
44 y.o. single mom of two, registered nurse. I'm listening and I subscribed. This is beautiful, positive and inspiring. Thank you.
*I will advise you invest with Manager williams and earn huge like I do and he's currently handling my Portfolio earning 200% profit with his strategies and guideance you will achieve alot*
write him on W ha Sapp
+''''1''''8''''5''''6''''3'''''1''''2'''''6''''9'''''8'''''2''''
Go To. GOD in. PRAYER. ASAP
Yes My Friend. Prayer Works
Great show, I sat down with my 17 year old and she's (we're) starting early. I have custodial accounts for them now and they know how to research companies of clothes, fast food, and other necessities they like. They are owner's in these companies!!!. I'll definitely pass this show on. Appreciate you!!!
When I tell you this message is right on time for me. Everything she is saying, I have been thinking. I have a 9-5 n I want to use my 9-5 to help me get where I deserve to be in life! My procrastinating is preventing me, but I vow 2023. It’s my year. I know it’s cleche, but I’m so serious!
Thank you Dr. Lakisha Simmons & Mr. Anthony Oneal.
F.I.R.E.
Financial Independence Retire Early
This is what I'm on.
🤩. Wow
🎯
I am halfway to my end and now I find my biggest problem is the options part! I’m leaning to expat abroad in a few super cheap countries for a few years.
@@nvalles2565 check out Our Rich Journey. They did that and documented it on RUclips.
@@strongblackliquor I went to subscribe. Thanks!
She has me crying! Like I’m crying uncontrollably
I have always been fascinated by investing, but without adequate knowledge on the right thing to do, I find it difficult to start. *I politely ask, what’s the best sector to invest in?*
It is entirely possible for a smart and patient investor to go into investing with the right information. One of the best ways to get started is to get help from an experienced Financial Consultant . I've been investing since *2015* and I'm extremely happy with the returns I get working with my investment advisor; * Hamilton Phoebe Zoe*
@@johnpoter9007 I am very interested in this information and I've some money sitting idly in the bank with that I can start investing without further delaying, If you don't mind How can I get in touch with your professional?
@@rudriguezbauer7520 As to get more details about my Investment Professional; *Hamilton Phoebe Zoe* easily do quick internet research where you can easily write her from, do your research with her full names mentioned.
@@johnpoter9007 I'm delighted to engage in this opportunity, I just found the professional's web page and have already written to her 👍
I'm glad I stumbled upon this. My wife and I works with Phoebe. Before now, we spent more and saved less. Phoebe changed that mindset and gave us a way to generate money investing in the financial market. Working with Phoebe, opened our eyes to a lot of investment opportunities, which in turn, helped us become less dependent of our earned income.
AO! I said this on another video but bro...BROOO!! You are CHANGING LIVES with the content and the guest that you bring on your show. It's so versatile. So many of these other podcast are either money focused or relationship focused..but you have Pastors, Entrepreneurs, Single moms, Married men, Married women, real estate folks, stock folks, insurance folks, tax folks..man 😤 It's a one stop shop. Blessings man. I know God is going to take care of you
I most definitely agree with her when she said "that barber shops are not welcoming to single moms". So True
This is the representation we need!! Dr. Kisha speaking facts! Great show AO!
Omg the part about single mothers in the barbershop! I thought I was the only one who felt like this! This whole video is amazing!
I can’t say in words how amazing this is. What a blessing for her, and for us for sharing. I just ordered her book! Thanks for sharing.
Hope you enjoy it!
Thank you so much!
@@anthonyoneal Hey FYI...Someone is in the comments impersonating you and referring people to a person to handle their portfolios.
She is preaching!!!!! You have to do the things you have to do. Living in that big house for everybody else, to impress & not for yourself! The name brands & the car to impress everybody else. Get off that train!!!!! They are speaking truth!
Just found your RUclips channel. Can’t wait to binge watch more because this video was inspiring! It takes courage to be 100% accountable to your circumstances. She’s sent a powerful message: everyone can take back control of their finances and their lives!!! Best RUclips video of the week!
That’s so true , hello 👋
This man is putting people on major game, this is real talk! 💯 Glad this queen is sharing her knowledge, the pain she went through that she’s shared with us to bring the knowledge without us having to go through the pain that came along with those lessons. Thank you 🙏🏾
I totally hated the barber shop as well. I used to cut my son’s hair too.
This is very interesting... I am going to talk to my brothers about this. Ladies shouldn't feel this way.
@@anthonyoneal Perhaps it has changed nowadays. My son is an adult now, so I may be speaking from a different time. 😊
But you went to the Solon.
The barbershop was on you because you’re fine. Not cause you’re a single mom
Totally love how Sir Anthony O'neal always finds away to add his future wife to the conversation! 🤭🥰
She's remarried.
I totally understand the relief of letting go her house. Unfortunately, in my area the cost of rent is what I pay in mortgage.
Sorry Mr. AO,
The AO ceiling is breaking, because I'm 53, there's a lady who commented in her 70s and God only knows how many more who just don't usually comment. Ok I need you to tell me the EXACT WAYS to get into the stock market with many choices I can choose from. I don't know how to go about it and I need to learn this. Thank you. I'm texting you right now. I loved this show and shared it with my soon to be 30 son. Hey all of us who are breaking the AO ceiling know some young peeps too.👌🏾✌🏾🤗
This is good! Thanks for saying this... I am going to do a "deep dive" on investing.
I’m 36 AO and I listen to you Every Monday 👏🏽
Good word
Preparation is everything and intentionality with every dime.
Twenty years ago I was reading "Black Enterprise" and I discovered my net worth. I added up assets and liabilities. I had a negative net worth of $27,000. This got my attention and made me focus not on how much money I made but how much I kept. I set up financial goals around having choices.
Fast forward twenty years and I was able to leave a toxic job (choices). The job market has not produced any great opportunities over the last year. Because I beefed up my financial goals, I am able to retire 11 years earlier than my retirement age.
Lakisha is correct about the stock market. My portfolio has doubled in four years.
whoa what how did you make the money and how much did u save per check or investment
Loooovvvveee the knowledge she shared today. I am a single mom who receives 0 support form my child's dad and I am currently thriving in my career field. Never thought of increasing my 401K contribution each year when I get a raise. Her story will make a change in my life. Thanks!
I have a TIAA account and I do an automatic 1% increase with my raise every year so instead of a 5% raise I say I got a 4% and I never notice. My job also matches at 7%. Next year they go up to 10% since I’ve been there 10. See if your job matches and you can automatically enroll some of your annual raise. My balance goes up so fast.
Congratulations Lakisha after 22 years of drinking drugs and gambling I have been clean from all those habits I am on my way to bigger and better things don't wait to change your life just wanted to thank you Lakisha for sharing your encouraging words Stay strong you and your family members thanks again for sharing 🙏🙏🙏
In order for somebody to listen to this and then also put a thumbs down I don't know what to say about that type of person because this young lady is telling the truth.
“Give me what i need not what i want “ Felt that 🖤
WOW, "turn your divorce into dividends". This woman is rolling with some deep thoughts.
Fyi, That is what most women are thinking when they tie the knot
This is the type of woman you can truly build with.
@Adarose thank you ADAROSE! And when he builds with her he leaves her!
@Adarose
You missed the entire point and I will not address that dumb comment any further.
You suppose to have your own it’s called a foundation
@@WhatsyourIQ1
Please leave my comment. You're too stupid to even understand what I said
@@WhatsyourIQ1
The fact you have Louis Vuitton as a thumbnail PROVES what you are and your mentality!
I’m a single father and I’m so happy that I came across this! Thank You.
This is so awesome, this show came at the right time . I am a 36 yr old business major and we are learning all this information she is saying. She is giving some gems for free.
Yes!! A successful Black women doing her thing! I can't wait. This is going to be good.
Thank you so much!
Nahhhh AO.... I’m 44 and I’m here 🙋🏽♀️
Love your energy and your perseverance.
The interviewer spoke more than his guest. I was fast forwarding to hear her speak, but she only manages five minutes before she gets interrupted.
he was irking me too!
Really. I mean this interview should have been more serious. I mean shut it so we can learn.
Probably not true.
I'm newly a widow and am having to figure things out. I truly had a one of a kind husband. Truly... The blessing is that I am in a better financial position rather than worse so I'm going to soak up the advice that serves me and my circumstances. Thank you for sharing❤
These things stood out for me that she said rebuild! Relief! Have what you need to survive! I’m a single mom and 41 years old. I’m tired of just making it financially. I’m tired of living with others! Gotta do something to make it and be comfortable.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen & experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that my brother was able to get out of debts & bad credit to become his own boss 💪🏽 by using 850CREDITRESTORATION🎡NET .
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